Credit Union Quarterly

Transcription

1 Credit Union Quarterly April 2015 Volume 8 Number 2 In This Issue TruStage Auto & Home Insurance TIPS to keep your data save Vacation Loan 66 Ways to Save Just for Laughs Join the Sprint Network and Save Contact Us [email protected] Board of Directors DeWayne Ray, Chairman Robert Carone, Treasurer Nancy Hartle, Secretary Robert Johns, Vice-Chairman Joyce Morgan, Director Lorelie Graham, Director Steven Hughes, Director J. Timothy Kerr, Supervisory James Bankson, TruStage Auto & Home Insurance Program DISCOUNTS ON CAR INSURANCE Multi-car discount Anti-lock brakes Air bags, automatic seat belts Anti-theft device Good student discount DISCOUNTS ON HOME INSURANCE New home Smoke detectors Burglary and fire alarms Inflation protection Multi-policies BENEFITS FOR CAR INSURANCE 24-hour claims service (even on holidays) Fast appraisals (typically within 24 hours) Guaranteed auto repairs (for as long as you own the vehicle) BENEFITS FOR HOME INSURANCE Guaranteed home repairs Fast service-many claims are settled on the spot Hassle-free replacement of personal items Assistance finding temporary living, if needed

2 Supervisory Daryl DeAngelis, Supervisory Office Hours Mon - Thurs 9-5 Friday 9-6 GET A QUOTE TODAY Visit TruStageAutoHome.com Or Call Locations 101 N. 13 th Street Franklin, PA E. 1 st Street Oil City, PA Holidays Monday, May 25, 2015: Closed in observance of Memorial Day TIPS TO KEEP YOUR DATA SAFE 1. Be creative with passwords. Choose a password that combines letters and numbers because it makes it difficult for hackers to crack 2. Passwords should be secret. Don t leave them lying around or written on a scrap of paper. Change it often 3. Don t be a blabbermouth. Don t discuss sensitive information with anyone. 4. Be suspicious of s. Never open s or attachments from strangers. 5. Security procedures should be obeyed. Make sure to have procedures in place to protect your security, i.e. antivirus. 6. No abandoned laptops. Theft can happen anywhere, therefore don t leave your laptop unattended 7. Updates should be continuous. Software providers will usually provide free updates as part of the package.

3 Vacation Loan 7.25%APR* for 9mos 7.50%APR* for 12mos 7.95%APR* for 12mos *APR=Annual percentage rate. Cannot be paired with any other loan special or offers. See loan officer for details.

4 66 Ways to Save Major Appliances 49. Consult Consumer Reports, available in most public libraries, for information about specific appliance brands and models and how to evaluate them, including energy use. There are often great price and quality differences. Look for the yellow Energy Guide label on products, and especially for products that have earned the government s ENERGY STAR, which can save up to 50% in energy use. 50. Once you ve selected a specific brand and model, check the internet or yellow pages to learn what stores carry the brand. Call at least four of these stores to compare prices and ask if that s the lowest price they can offer you. This comparison shopping can save you as much as $100 or more. Just for Laughs Reaching the end of a job interview, the Human Resources Officer asks a young engineer fresh out of the Massachusetts Institute of Technology, "And what starting salary are you looking for?" The engineer replies, "In the region of $125,000 a year, depending on the benefits package." The interviewer inquires, "Well, what would you say to a package of five weeks vacation, 14 paid holidays, full medical and dental, company matching retirement fund to 50% of salary, and a company car leased every two years, say, a red Corvette?" The engineer sits up straight and says, "Wow! Are you kidding?" The interviewer replies, "Yeah, but you started it."

5 Join the Sprint Network and Save Tired of all the dropped calls, slow speeds and pricey monthly bills? Make all of those a thing of the past with the Sprint Credit Union Member Discount. Credit union members can save hundreds each year on their monthly service all while enjoying Sprint s fast, reliable 4G LTE network. There s two ways to save with Sprint: Individuals Get 10% off of select regularly priced Sprint monthly service Have your activation fee waived (up to $36 in savings) Have your upgrade fee waived (up to $36 in savings) Use Corporate ID: NACUC_ZZM to claim your discount. Business Get 15% off of select regularly price Sprint monthly service Have your activation fee waived (up to $36 in savings) Have your upgrade fee waived (up to $36 in savings) Use Corporate ID: NACUC_ZDS_ZZM Credit Union Member Verification Verification is easy and only takes a few minutes to complete. There are three ways to verify credit union membership: 1. Free Invest in America app for Android and/or iphone iphone users find it at the Apple App Store Android users find the app in Google Play. Search for Invest in America You will be prompted to black out all confidential information within the app. 2. Visit from a mobile device. Black out all confidential information on your documentation prior to faxing. 3. Sign up for Sprint s AutoPay using your credit union s checking account or credit union debit/credit card:

6 Start getting clearer call, fewer dropped calls and a faster network today with Sprint. Visit LoveMyCreditUnion.org/Sprint to learn more and to start saving with the Sprint Credit Union Member Discount.