List of Services and Hours of Operation

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1 List of Services and Hours of Operation Description of Products and Services Mechanics Bank offers checking, savings, and loan products in the following lines of business. A breakdown of the services in each of these areas is provided below for more detail. Online services Personal Banking services Small Business Banking services Commercial Banking services Wealth Management services Online Online Banking Bill Pay Mobile Banking Mobile Deposit Mobile Web Banking Text Banking Business Online Banking Business Bill Pay Lock Box Services Portfolio Services Remote Deposit Security Center Personal Banking Checking Options Smart & Easy Checking Smart & Easy Plus Checking Basic Checking Debit Cards Savings Options Personal Savings Money Market Plus Platinum Market Rate Account Certificates of Deposit IRA Accounts

2 Loan Options Credit Cards Home Equity Line of Credit Home Equity Loan Home Loans / Mortgages Secured / Unsecured Loans Online Services Online Banking Bill Pay Mobile Banking Mobile Web Banking Text Banking FinanceWorks Purchase Rewards My Turbo Tax Popmoney External Transfers Account Services Open New Account Automated Telebanking Foreign Exchange ID Theft Protection Loan Calculator Savings Calculator Overdraft Protection Reorder Checks Money Management Tips Small Business Banking Business Services Business Checking Business Debit Cards Business Savings Cash Management Nonprofit Organizations Business Financing Business Credit Cards Commercial Real Estate Credit Services Equipment Leasing Operating Lines of Credit Term Financing

3 SBA Financing Industry Specialties Accounting Practices Attorneys/Legal Practices Construction Industry Dental Practices Medical Practices Nonprofit Organizations Featured Products Smart Business Checking Smart Business LOC Account Services Business Online Banking Payroll Services Commercial Banking Financing Solutions Acquisitions & Expansion Business Credit Cards Capital Improvement Commercial Real Estate Construction Financing Equipment Leasing Owner/Investor Real Estate Permanent Working Capital Professional Practice SBA Financing Short Term Financing Standby Letters of Credit Working Capital Lines of Credit Cash Management Solutions Business Online Banking ACH Services Analyzed Business Checking Automated Loan Sweep Automated Repo Sweep Check Reconcilement Electronic Data Interchange Electronic Funds Transfer Lock Box Services Market Market/Savings

4 Wealth Management Positive Pay Remote Deposit Capture Zero Balance Accounts Investment Management Businesses Individuals and Families IRA Accounts Not-For-Profit Organizations Private Foundations Retirement Plans Trust and Estates Trust and Estate Services Financial Planning

5 BUSINESS HOURS ALBANY BERKELEY CONCORD DANVILLE ELCERRITO EL DORADO HILLS EL SOBRANTE HILLTOP (Richmond) 9:00 a.m. to 2:00 p.m. HOWE AVENUE (Sacramento)

6 KENSINGTON LAFAYETTE LUNARDI S (Walnut Creek) MIRA VISTA (Richmond) MORAGA NAPA Monday - NORTH NAPA Monday - NORTH BERKELEY (Berkeley) 9:00 a.m. to 2:00 p.m NORTH ROSEVILLE OAKLAND Monday ORINDA 9:00 a.m. - 5:00 p.m.

7 PINOLE PT. RICHMOND RODEO SAN FRANCISCO Monday - SAN PABLO SAN RAFAEL ST. HELENA Monday - 9:00 a.m. - 6:00 p.m. 9 a.m. - 1:00 p.m. 9:00 a.m. - 5:00 p.m. WALNUT CREEK - RETAIL WALNUT CREEK COMMERCIAL BANKING Monday - 8:30 a.m. to 5:00 p.m. WEST BERKELEY (Berkeley) Monday -

8 CALL CENTER Monday - - Sunday 7:00 a.m. to 7:00 p.m. 9:00 a.m. to 2:00 p.m.

List of Services and Hours of Operation

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