HOW TO FILE A COMPLAINT
|
|
|
- Ralf Tyler
- 9 years ago
- Views:
Transcription
1 APPENDIX A HOW TO FILE A COMPLAINT The complaint must be presented in writing and submitted to the following address: Commissioner of Insurance Consumer Ombudsman Unit Capital Market, Insurance and Savings Division Ministry of Finance 1 Kaplan Street, POB Jerusalem, Israel The complaint may also be submitted by facsimile: Inquiries related to filing a complaint may be made and progress in investigating a complaint may be monitored by phoning on Sunday Thursday, 10:00 12:00. If the telephone lines are overloaded during these hours, callers may receive a recorded message and should call back. A complaint presented to the Commissioner of Insurance should include the following details, among others: Name and address of complainant, mailing address, and telephone (and, if relevant, facsimile). Name of entity concerning which the complainant is being filed insurance company, insurance agent (in the case of an insurance agent, present his/her full address and, if known, telephone number). Description, as concise as possible, of the substance of the complaint. Number of the relevant policy. Photocopies of relevant documents on which the complainant bases his/her allegations. Specimens of various types of complaint forms follow.
2 The Commissioner of Insurance does not deal with anonymous complaints. Electronic mail may be used to present general inquiries, including those concerning complaints being processed; how to submit a complaint; and questions of principle. Electronic mail may not be used to file complaints. The address is <[email protected]>.
3 Form for Submission of Complaint Concerning Insurance Name of complainant: Address of complainant: Telephone: home Work Mobile Fax: home Work Details of the complaint (may be submitted in a separate document): Against whom is the complaint being presented? (name of insurance company, name of insurance agent): Type of insurance (motor vehicle, homeowner s, life) Policy number: License-plate number (if the complaint concerns a motor vehicle): Date of insurance event: If a third party is involved: First name and surname: Name of insurance company: Number of third party s policy: License-plate number of motor vehicle:
4 Form for Submission of Complaint Concerning Provident, Savings, and Pension Arrangements Name of complainant: Address of complainant: Telephone: home Work Mobile Fax: home Work Details of the complaint (may be submitted in a separate document): Against whom is the complaint being presented? (name of provident fund, pension fund, savings plan): Member number (or provident or pension fund): Bank account number (for savings plan):
5 Appendix B INSURANCE COMPANIES CONSUMER INQUIRY OFFICERS Company Name Telephone Fax Address Avner Arnon Porat Rothschild Ave., Tel Aviv IDI Direct Insurance Tami Shoshani Carlebach St., Tel Aviv A.I.G. Tzafrir Carmi Hasibim St., Kiryat Matalon, Petah Tikva Ayalon Noga Rahmani Petah Tikva Hwy., Tel Aviv Personal Direct Eli Howven POB 11385, Rosh Ha Ayin Eliahu Yaakov Darazi Ibn Gavirol St., Tel Aviv Aryeh Yosefa Peri Ahad Ha am St., Tel Aviv Ararat Aryeh Shahar Montefiore St., Tel Aviv Hadar (incl. Dolev and Yifat Uzalbo Hahashmal St., Tel Aviv Noga) Dikla Meir Ben Meir P.O.B. 1951, Ramat Gan ILDC Natan Haimov Arye Shenkar, Tel Aviv Israeli Phoenix Yaakov Elhadif Levontin St., Tel Aviv Clal Sima Yair Petah Tikva Hwy., Migdal, Hamagen, Sela, Shimshon, Maoz Menora Tel Aviv Tsippi Neumann Sa adia Gaon St., Tel Aviv Yaakov Zuckerman Allenby St., Tel Aviv Sahar Ilana Sagis Abba Hillel Silver St., POB 1954, Ramat Gan Ilit Yossi Melamed Lilienblum St., Tel Aviv
6 Company Name Telephone Fax Address Inbal Dror Amitai Direct: Zion Avishai Margalit /4 Shomera Mordechai Ben-Shahar Bezalel St., Ramat Gan Rothschild Ave., Hasibim St., POB 2762, Petah Tikva Shiloah Ilana Sagis Abba Hillel Silver St., POB 1951, Ramat Gan Shirbit Yoel Hertzel POB 8426, New Industrial Zone, Netanya Bureau of Insurance Agents Dr. Moshe Ben-Eliezer Hamasger St., POB 57696, Tel Aviv
NON-LIFE INSURANCE NON-LIFE INSURANCE
NON-LIFE INSURANCE 1 Table of contents 1. Introduction... 4 2. Analysis of business results in the non-life insurance lines... 7 A. Profitability... 7 B. Concentration in the line... 8 C. Seasonality...
Stability of Insurance Companies
Stability of Insurance Companies The Capital Market, Insurance and Saving Division Contents 1. Introduction...4 2. The Structure of the Insurance Sector...5 3. Characteristics of the Activity...10 4. Risks
Non-life and Health Insurance
Non-life and Health Insurance The Capital Market, Insurance and Saving Division Contents 1. Introduction... 5 2. General Review of the Industry... 6 A. General 6 B. Market concentration... 13 3. Characteristics
Non-Life Insurance 1645645 2400.000 13500000 3435800 78789.77 7897.078 234.234 6867 56764 5666 4554.784 455.345 90787865 896545
1645645 2400.000 13500000 3435800 78789.77 7897.078 234.234 6867 56764 5666 4554.784 455.345 90787865 896545 456664 6262.65 336 679976 56437 13412.44 Ministry of Finance The Capital Market, Insurance &
Contents. List of Tables. Life Insurance
Contents 1. Introduction... 3 2. Industry Analysis... 5 A. Premiums and Distribution of Insurance Types... 5 B. Life Insurance Assets Portfolio... 7 (1) General... 7 (2) Participating Life Insurance Programs
Contents. List of Tables. List of Charts. Non-Life Insurance
Contents 1. Introduction... 3 2. Analysis of Business Outcomes in the Non-Life Insurance Lines... 4 A. General... 4 B. Profitability... 5 C. Concentration... 9 D. Outcomes in the Property Vehicle Insurance
Table C-6 Insurance company market share insurance reserves in the
Life Insurance The Capital Market, Insurance and Saving Division Contents Introduction... 4 1. Structure of the life insurance sector... 6 2. Operational characteristics... 8 Profit from life insurance
Contents. List of Tables. The Capital Market, Insurance and Saving Division Annual Report 2004
Life Insurance The Capital Market, Insurance and Saving Division Contents Introduction... 4 1. Life insurance sector structure... 5 2. Operational characteristics... 7 Profit from life insurance business...
CAPITAL MARKET, INSURANCE AND SAVINGS DIVISION
CAPITAL MARKET, INSURANCE AND SAVINGS DIVISION Table of Contents 1. Introduction... 2. Industry analysis... A. Premiums and distribution of insurance types... B. Life Insurance Assets Portfolio... 1. General...
Capital Markets, Savings Division Annual Report 2011. Insurance
Capital Markets, Insurance and Savings Division Annual Report 2011 Insurance Table of Contents 4.1 Non-life Insurance 76 4.1.1 Introduction 76 4.1.2 Insurance Premiums 77 4.1.3 Concentration Indices and
LIFE INSURANCE. Annual Report 2000
LIFE INSURANCE Annual Report 2000 C CONTENTS Introduction.....................................................................5 Analysis of the Life-Insurance Industry.............................................6
APPENDIX FOR USERS OF THE HANDBOOK IN ISRAEL. Phone / Fax Website/ e mail Address What it does. 02 6291309 www.hadassah.ac.
APPENDIX FOR USERS OF THE HANDBOOK IN ISRAEL NAME OF ORGANIZATION / SERVICE ADLER APHASIA CENTER HADASSAH ACADEMIC COLLEGE, JERUSALEM ASSOCIATION FOR TRADITIONAL CHINESE MEDICINE AUGMENTATIVE COMMUNICATION
. ר. LIST OF ACCOUNTANTS AACI Information Sheet Updated: December 2008
. ר. ה ת א ח ד ו ת ע ו ל י א מ ר י ק ה ו ק נ ד ה ע ב י ש ר א ל ת.ד. 4337 ירושלים 91042 רח' פינסקר 11 ירושלים 92228 ASSOCIATION OF AMERICANS & CANADIANS IN ISRAEL http//www.aaci.org.il POB 4337 Jerusalem
internet internet website: website: www.clalglobal.co.il. Email: [email protected] Fax: +972-77-6383448 Fax: +972-77-6383448
Dear Customer, Dear Customer, Further Further to your to request your request to exercise to exercise your rights your in rights accordance in accordance with the with Insurance the Insurance Policy Policy
Market Survey. MAN Index of Office Market Strength in Israel Investment Department MAN Properties
Market Survey Brought to you by MAN Properties October 2009 Hot Topics MAN Index of Office Market Strength in Israel Investment Department MAN Properties In September 2009 MAN Properties published for
Municipality Department Office Hours for Public Inquiry and Contact Updated March 2014
Municipality Department Office Hours for Public Inquiry and Contact Updated March 2014 Municipality Department Office Hours: For Public Inquiry and Contact Municipality Switchboard: Telephone: 04-8356356
Committee for the Evaluation of Computer Science Study Programs. College of Management Academic Studies School of Computer Science Evaluation Report
Committee for the Evaluation of Computer Science Study Programs College of Management Academic Studies School of Computer Science Evaluation Report November 2014 Contents Chapter 1: Background..3 Chapter
AIG Israel Insurance Company Ltd
AIG Israel Insurance Company Ltd Interim Financial Report (Unaudited) As of March 31, 2013 Contents Directors' Report of Company's Business Declarations relating to Financial Statements Financial Statements
The innovative Israeli company for air conditioning, water heating and energy efficiency
The innovative Israeli company for air conditioning, water heating and energy efficiency Company Profile Company Profile 2-3 4-5 icor LIVE System 2 6 Projects 7-15 Products enercor is a highly innovative
Prof. Richard Weisskoff, Department of International Studies, University
Environment 2050 Agenda The Eighth Annual International Symposium on Sustainability and the Environment: Trends, Policies and Innovations in sustainability, environmental protection and green economies
SOLVENCY OF INSURANCE COMPANIES
SOLVENCY OF INSURANCE COMPANIES B CONTENTS Main Findings..................................................................6 Life Insurance...................................................................6
Bio Light Israeli Life Sciences Investments Ltd. ("the Company") Immediate Report Regarding the Convening of an Extraordinary General Meeting of the
To The Securities Authority Bio Light Israeli Life Sciences Investments Ltd. ("the Company") To The Tel Aviv Stock Exchange Ltd. Esteemed Ladies and Gentlemen, Re: Company Immediate Report Regarding the
Please read carefully and follow the instructions. 2. Academic year: Applications should be submitted for the following academic year.
Instructions for completing the application forms for a scholarship to study in Israel Please read carefully and follow the instructions 1. Application forms should be filled in 3 copies. To each copy
www.clal-health.co.il
52 Clal Insurance Co Ltd. 52 Menachem Begin Blvd, Tel Aviv, overseas Clal Insurance Co Ltd. Clal_Design_Health_054 03_2013 www.clal-health.co.il Clal Insurance Co Ltd. )the "Company") offers its clients
Gabriel I. Barbash, MD, MPH
Our Expert Team 1 Gabriel I. Barbash, MD, MPH Gabriel I. Barbash, MD, MPH CEO, Tel Aviv Sourasky Medical Center Surgeon General Emeritus, Ministry of Health Dr. Gabriel Barbash, Director General of the
Committee for the Evaluation of Computer Science Study Programs. Tel-Aviv Yaffo Academic College Computer Science School Evaluation Report
Committee for the Evaluation of Computer Science Study Programs Tel-Aviv Yaffo Academic College Computer Science School Evaluation Report April 2014 Contents Chapter 1: Background.... 3 Chapter 2: Committee
Bessemer Venture Partners (BVP)
Bessemer Venture s (BVP) Ackerstein Tower C, 10 Abba Eban Blvd., 4th floor, POB 12682, Herzliya 46725 Israel Adam Fisher, ; Aviad Ariel, Senior Associate Telephone / Fax 972-9-972-1200 / 972-9-972-1220
Weizmann Institute of Science Mathematics and Computer Science Department Evaluation Report
M Committee for the Evaluation of Computer Science Study Programs Weizmann Institute of Science Mathematics and Computer Science Department Evaluation Report April 2014 Contents Chapter 1: Background....
TECHNOLOGICAL INCUBATORS PROGRAM
Ministry of Industry, Trade & Labor Office of The Chief Scientist TECHNOLOGICAL INCUBATORS PROGRAM By: Yossi Smoler Program Director [email protected] Government Involvement Market Failure:
TEL AVIV STARTUP CITY. in numbers 2015 extended edition
TEL AVIV STARTUP CITY in numbers 2015 extended edition Tel Aviv Startup City WELCOME TO TEL AVIV The Israeli hi-tech industry is renowned both within the country and abroad. The thriving industry serves
Itinerary for June 10-21 / JACS [Group# OU-28-324] (This itinerary is subject to change)
Monday, June 10th, 2013: Departure Day Depart from Newark International Airport at 1:30 pm ET Arrive at airport four hours early Tuesday, June 11th, 2013: Genesis 6:45 am Arrival on flight # LY028 Shalom
Nadav Assor / Curriculum Vitae
Nadav Assor / Curriculum Vitae [email protected] www.nadassor.net Selected Exhibitions & Screenings 2014 Ophan, Koffler Arts Center, Toronto, Canada (coming up) Solo show, Juliem Gallery, Tel Aviv (coming
NO ONE HAS THE RIGHT TO HURT YOU!
The State of Israel The Prime Minister s Office The Authority for the Advancement of the Status of Women המשרד לקליטת העלייה Ministry of Immigrant Absorption NO ONE HAS THE RIGHT TO HURT YOU! Information
Harel Insurance (TASE: HARL)
Please refer important disclosures at the end of the report. This report is intended for institutional/experienced investors only as per the First Schedule of the Israeli Securities Law (1968) Terence
Contel Automation & Control LTD.
. Contel Automation & Control LTD. Company Profile Contel Aut omation and Control Ltd. was founded in Tel Aviv on January 1, 1964, under the name Contel Control and Instrumentation Engineering Ltd. In
Procurement & Contracting Division. Request for Information (RFI) Concerning Procurement of Electrified Rolling Stock ("Rolling Stock")
Request for Information (RFI) Concerning Procurement of Electrified Rolling Stock ("Rolling Stock") November 2013 1 Request for Information ( RFI ) Concerning the Procurement of Electrified Rolling Stock
המשרד לקליטת העלייה. Ministry of Immigrant Absorption עובדים סוציאליים. Social Workers. 5 th Edition
המשרד לקליטת העלייה Ministry of Immigrant Absorption עובדים סוציאליים 5 th Edition Produced by The Publications Department Ministry of Immigrant Absorption 15 Rehov Hillel, Jerusalem 9458115 All Rights
SOLVENCY II AND THE SOLVENCY CAPITAL REQUIREMENT FOR INSURANCE FIRMS IN ISRAEL
Israel Economic Review Vol. 5 No. 2 (2007), 33 53 SOLVENC II AND THE SOLVENC CAPITAL REQUIREMENT FOR INSURANCE FIRMS IN ISRAEL ZVI WIENER Recent developments in the insurance regulation emphasize risk
ComSign Ltd. Certification Practice Statement (CPS)
ComSign Ltd. Certification Practice Statement (CPS) Procedures relating to issuing electronic certificates that comply with provisions of the Electronic Signature Law and its regulations. Version 3. 1.1.
Call for Submission: December, 2014
1 Call for Submission: December, 2014 1 2 AZRIELI FELLOWS PROGRAM GRADUATE STUDIES FELLOWSHIPS GUIDELINES FOR PhD FELLOWSHIPS in Sciences, Education, Social Sciences GUIDELINES FOR Masters FELLOWSHIPS
Issues facing United States citizens residing in Israel. Presented by Lyat Eyal, Adv., LLB, TEP
Issues facing United States citizens residing in Israel Presented by Lyat Eyal, Adv., LLB, TEP Example 1 Estate Planning Issues R is a United States citizen residing in Israel for the past 20 years. R
Israel Research Guide
Brief Historical Background Israel Research Guide This guide provides information about Jewish genealogical sources in Israel. Many Jewish genealogists can track a branch/es of their families living in
TABLE OF CONTENTS Arbitration Procedure for Automobile Physical Damage and Property Damage Claims
Sec. 38a-10 page 1 (9-98) TABLE OF CONTENTS Arbitration Procedure for Automobile Physical Damage and Property Damage Claims Applicability... 38a-10-1 Definitions... 38a-10-2 Arbitration procedure... 38a-10-3
Tel Aviv University School of Computer Science Evaluation Report
M Committee for the Evaluation of Computer Science Study Programs Tel Aviv University School of Computer Science Evaluation Report October 2013 1 Contents Chapter 1: Background... 3 Chapter 2: Committee
VALUE ADDED TAX REGULATIONS. Contents
Disclaimer: The Following is an unofficial translation, and not necessarily an updated one. The binding version is the official Hebrew text. Readers are consequently advised to consult qualified professional
How To Write A Packaged Bank Account Complaint Form
questions about your packaged bank account If you re complaining about how a packaged bank account was sold, the details you give on this form will help your bank or the Financial Ombudsman Service better
Appendix 1 Waiver of the requirement for informed consent for a clinical trial in a medical emergency Page 1 of 2
Appendix 1 Waiver of the requirement for informed consent for a clinical trial in a medical emergency Page 1 of 2 The Helsinki Committee may approve a clinical trial without the requirement to obtain informed
U.S. Department of Labor
INFORMATION ABOUT FILING A WHISTLEBLOWER OR RETALIATION COMPLAINT WITH OSHA FOR ALL EMPLOYEES: OSHA administers the whistleblower protection provisions of more than twenty whistleblower protection statutes,
JISP Professional Therapist Team
JISP Professional Therapist Team RONIT AMIR 2013.Dec.1~12 Registered Art Therapist Supervisor,M.A 19992000 19921995 19871988 19861987 19831984 19791981 19761979 19711974 Intersubjective course, Levinsky
ANCHOR. RiSC Plan. Director: Eliya Reis. Producer: Alex Ma. Elad Dahan (Israel) Co-producer: Meg Wechter - 1 -
ANCHOR RiSC Plan Director: Eliya Reis Producer: Alex Ma Elad Dahan (Israel) Co-producer: Meg Wechter - 1 - Table of Contents Table of Contents...2 (1) Crew Safety in Israel and Jerusalem...3 1.1 Israel
Applications for the Academic Year 2016/2017. Regulations and Guidelines:
Committee Planning & Budgeting Planning and Budgeting Committee of the Council for Higher Education of Israel: Fellowship Program for Outstanding Post-Doctoral Researchers from China and India Applications
Name of the module: Multivariate biostatistics and SPSS Number of module: 471-8-4081
Name of the module: Multivariate biostatistics and SPSS Number of module: 471-8-4081 BGU Credits: 1.5 ECTS credits: Academic year: 4 th Semester: 15 days during fall semester Hours of instruction: 8:00-17:00
REQUIRED NOTICE OF OPPORTUNITY AND PROCEDURE TO FILE COMPLAINTS WITH THE COMMISSION
COMPLAINTS A complaint is defined by the Commission on Dental Accreditation as one alleging that a Commission-accredited educational program or a program which has an application for initial accreditation
Application For Business and Management (BAM) Indemnity Insurance Non-Profit Organizations
Northwest Professional Center 227 US Hwy 206, Suite 302 Flanders, NJ 07836-9174 Tel: (973) 252-5141 / (800) 689-2550 Fax: (973) 252-5146 / (800) 689-2839 www.eriskservices.com email: [email protected]
THE GENERAL INSURANCE BROKERS CODE OF PRACTICE
THE GENERAL INSURANCE BROKERS CODE OF PRACTICE CONTENTS 1 Introduction Outline of the Code...3 Objectives of the Code...3 Principles of the Code...3 Monitoring of the Code...3 Review and development of
ComSignTrust e-signing Solutions
ComSignTrust e-signing Solutions Agenda Comda group introduction Our e-signing solutions e-idas central signing compliance ComSignTrust's Icon government clients Other success stories 2 ComSignTrust company
The business now helps customers Australia wide. We assist customers with Residential, Business, Commercial and Chattel Mortgages, and also Leasing.
Priority Home Loans was established in 2001 by Bryan and Lorraine Coleman. Priority Home Loans has helped many people into new and established homes over that time. Our aim is to provide you with a professional
ISRAEL national procedures for extradition. Department of International Affairs. Tel: +972-(0)2-541-9614 Fax: +972-(0)2-541-9644 / +972-(0)2-646-7044
ISRAEL national procedures for extradition Updated 20 March 2014 The Central Authority (name of the institution, address, telephone, fax and e-mail where available) responsible for extradition: Department
COMPLAINT PROCEDURES AGAINST SACSCOC OR ITS ACCREDITED INSTITUTIONS
Southern Association of Colleges and Schools Commission on Colleges 1866 Southern Lane Decatur, Georgia 30033-4097 COMPLAINT PROCEDURES AGAINST SACSCOC OR ITS ACCREDITED INSTITUTIONS Policy Statement Statement
MAGNA Registration Rules According to Securities Law, 5728-1968. Chapter A: Commentary
1 MAGNA Registration Rules According to Securities Law, 5728-1968 By virtue of our authority under section 44E of the Securities Law, 5728-1968 (henceforth - the Law), we - the Israel Securities Authority
TEL AVIV GLOBAL CITY SCHOLARSHIPS 2014
TEL AVIV GLOBAL CITY SCHOLARSHIPS 2014 FEBRUARY 16 TH, 2014 CALL FOR PROPOSALS: SCHOLARSHIPS FOR RESEARCH OF TEL AVIV AS A GLOBAL CITY The Tel Aviv Global & Tourism Administration is offering scholarships
Clalit Medical Services In Haifa
Clalit Medical Services In Haifa 1 Dear Researches, Students, and Visitors, Harel Insurance & Finance Ltd, Israel s leading firm in health insurance, and Harel Yedidim, the overseas division of Yedidim
Making a complaint about government departments and services to the Parliamentary Ombudsman
Making a complaint about government departments and services to the Parliamentary Ombudsman Section 1 Can we look at your complaint? Have you complained to the organisation? Yes No Have you received a
THE PERSONAL INFORMATION PROTECTION AND ELECTRONIC DOCUMENTS ACT (PIPEDA) PERSONAL INFORMATION POLICY & PROCEDURE HANDBOOK
THE PERSONAL INFORMATION PROTECTION AND ELECTRONIC DOCUMENTS ACT (PIPEDA) PERSONAL INFORMATION POLICY & PROCEDURE HANDBOOK REVISED August 2004 PERSONAL INFORMATION POLICY & PROCEDURE HANDBOOK Introduction
INSTRUCTIONS FOR FILING A CONDOMINIUM / COOPERATIVE COMPLAINT
INSTRUCTIONS FOR FILING A CONDOMINIUM / COOPERATIVE COMPLAINT Submitting your complaint on a Condominium / Cooperative Complaint form legibly printed or typed all of the information you supply on the form
Executive Leadership Development Program for Civil Servants: Summary of the Experience over 28 Years
Unit for System- Wide Impact and Measurement Executive Leadership Development Program for Civil Servants: Summary of the Experience over 28 Years Yehonatan Almog Lior Kadish The study was commissioned
Jerusalem, July 2012. Head of the Contemporary Jewish Society Division of the 16 th World Congress of Jewish Studies (2011-2013).
Organizing Academic Conferences Israel as an Immigrant Society, Tel Aviv University, 25-27.1.1998 The Israeli Democracy 1948-1998, The Open University, 3-5.5.1998 Program Chair of the 23 rd Annual Conference
Taking care of what s important to you
A v i v a C a n a d a I n c. P r i v a c y P o l i c y Taking care of what s important to you Table of Contents Introduction Privacy in Canada Definition of Personal Information Privacy Policy: the ten
Annual Meeting of the Israel Neurosurgical Society in conjunction with the Israel Spine Society and the Israeli Trauma Association
Annual Meeting of the Israel Neurosurgical Society in conjunction with the Israel Spine Society and the Israeli Trauma Association Pastoral Kfar Blum, Israel, March 11-13, 2015 Dear Colleagues, It is our
Yuval Elbashan. 20 Burla Street Telephone +972-2-642-8648 Jerusalem 93714 Mobile +972-54-244-2233 Israel Email [email protected]
Yuval Elbashan 20 Burla Street Telephone +972-2-642-8648 Jerusalem 93714 Mobile +972-54-244-2233 Israel Email [email protected] Executive Summary Israeli author, Community lawyer, respected academic and
SERVICE DELIVERY COMPLAINTS PROCESS
SERVICE DELIVERY COMPLAINTS PROCESS Background It is to be expected that some of the contact Taskforce staff have with complainants and members of the public will generate complaints. While a service delivery
We ask that you contact our Privacy Officer in the event you have any questions or concerns regarding this Code or its implementation.
PRIVACY AND ANTI-SPAM CODE FOR OUR DENTAL OFFICE Please refer to Appendix A for a glossary of defined terms. INTRODUCTION The Personal Health Information Act (PHIA) came into effect on December 11, 1997,
