Your guide to servicing your account. at a Post Office branch
|
|
- Gertrude Owens
- 8 years ago
- Views:
Transcription
1 Your guide to servicing your account at a Post Office branch
2 Contents Introduction 03 Your guide to depositing cash (deposit cards) 04 Your guide to depositing cash (barcoded stationery) 06 Preparing your cheque deposit 08 Change giving 10 Your Guide to cash withdrawals 11 Depositing black pouches at the Post Office 12 02
3 Cash management at a Post Office branch a robust technology infrastructure for your cash banking Thank you for choosing the Santander Corporate & Commercial cash management service. You can rest assured knowing you are working with a bank that has a proven track record and over 40 years experience in this specialist industry. You have access to a network of around 11,500* Post Office branches nationwide more than all the other UK banks combined where a range of payment, withdrawal and change giving options are available. Key benefits include fast processing, accurate reconciliation as well as investment in technology innovation. Our specialist cash team is committed to making it easier for your business to prepare, move and deposit your cash and cheques securely. We are always striving to improve efficiencies to help you make the most of your cash, and we look forward to working closely with you in the future. In this guide, you will find all the information you need to service your account at a Post Office branch. We will make sure that your business (and its outlets) is supplied with everything you need, including guides, stationery and contact points, to organise your cash so it can be prepared quickly and accurately. Please read this guide carefully and if you have any questions, don t hesitate to contact your Relationship Director. How to order stationery n For cheque envelopes, cheque only deposit slips, barcoded cash only deposit books and barcoded stationery, order by phone on or online at stationeryorders.corp@santander.co.uk n For Cash Analysis Forms, order by phone (Post Office stores) on option 1,3,1 n For new/replacement and lost/stolen cards, contact your usual Customer Service adviser. n If you need to order additional copies of this guide for additional business sites please contact your Relationship Director n Bank note envelopes, oddments envelopes and coin bags are supplied by the Post Office. Please use the correct stationery and envelopes to ensure quick and accurate processing of your deposits. *Services and opening hours for individual Post Office branches within the Post Office network may vary. 03
4 Your guide to depositing cash (deposit cards) Preparing your cash deposit Notes n Separate clean and soiled notes. These must not be enveloped together. (Clean notes are those which are re-usable. Soiled notes are those which are dirty, torn or mutilated.) n Separate the notes into the different denominations but do not use paper clips, staples or rubber bands to secure them and do not fold one note around the rest of the bundle n Do not mix Scottish, Northern Irish and English banknotes (This only applies to deposits made in England and Wales.) n Envelope the notes as follows using the maximum size envelope for your notes. For example, if you are depositing 6,000 in 20 notes, use one 5,000 envelope and one 1,000 envelope not six 1,000 envelopes notes per envelope Total 500 or notes per envelope Total 2, notes per envelope Total 1,000 or notes per envelope Total 5, notes per envelope Total 1,000 or notes per envelope Total 5, notes per envelope Total 2,500 nseal the envelopes and enter your company name and branch name or reference number on the front of each one. Oddments Any odd amounts of banknotes or coin that do not make up a full envelope should be put in the oddments envelopes/clear plastic bags provided and the contents clearly shown in the envelope s Cash Analysis Form. Coin Coin should be bagged in the correct denominations, with one denomination per sachet as follows: 20 of 2 20 of 1 10 of 50p 10 of 20p 5 of 10p 5 of 5p 1 of 2p 1 of 1p n If large volumes of coin are deposited, the smaller sachets must be packaged into the larger bags which are provided in the following denominations and colour codes: 2 Maximum 500 Brown 3.05kg 1 Maximum 500 Red 4.70kg 50p Maximum 250 Yellow 4.25kg 20p Maximum 250 Green 6.30kg 10p Maximum 100 Grey 6.50kg 5p Maximum 100 Pink 6.50kg 2p Maximum 20 Blue 7.10kg 1p Maximum 20 Orange 7.10kg n Do not mix different denominations of coin within larger bags. n Secure the bags and label them to identify your branch and/or company and date. n If any of the larger bags do not contain the maximum amount of coin, place them in the oddments bag provided by the Post Office. n Coin bags are supplied by the Post Office. Banknote envelopes and oddments envelopes are supplied by the Post Office *. *Services and opening hours for individual post office branches within the Post Office Network may vary. 04
5 How to complete the cash analysis form Enter your account number Enter the detailed make up of cash Enter the date of your cash deposit Reference No. FOR INFORM ATION ONLY THIS IS NOT A RECEIPT Cash analysis Cash analysis Date: Date: p 20p Silver Bronze TOTAL CASH Account No. Sortcode: CASH ONLY p 20p Silver Bronze TOTAL CASH Account No. Sortcode: CASH ONLY Please retain this copy foryour records SAN7001 OCT 11 B Enter the total value of your cash deposit Ensure you complete all the above details on both portions of the document. Print the details clearly within the confines of the appropriate box. Making your cash deposit at a Post Office branch n Take your completed deposit, Cash Analysis Form and Deposit Card to your nominated Post Office branch. n The Post Office clerk will check the details on the cash ladder form against your deposit and swipe your deposit card. n The value of your cash deposit will be confirmed and entered onto the system. You will be asked to press enter on the keypad to confirm the value. Counterfeit notes/coins will be treated as a shortage in a deposit. The note/coin will be retained by the clerk and a receipt provided. You will be required to make good the shortage or amend the value of the deposit. Cash Deposit n Your cash deposit card will be returned to you with a receipt as confirmation of your deposit. The Cash Analysis Form will also be returned. Please retain your receipt. n Please check your receipt before leaving the counter to ensure that it is correct and retain it with your Cash Analysis Form. Discrepancies Banknote envelopes and coin bags will be accepted at face value by the Post Office. They will not normally be opened and checked when you make a deposit, provided they are sealed and the Cash Analysis section has been completed. Oddment envelopes and bags however are opened and checked. If any discrepancies are discovered in the envelopes or coin bags within seven days from the date of deposit, they will be reported by the Post Office. Normally you will be required to make good any shortage, any surplus will be returned by the Post Office. We want to give you the best service we can. It will help us if you use the correct stationery and envelopes as this will ensure quick and accurate processing of your deposits. 05
6 Your guide to depositing cash (barcoded stationery) Preparing your cash deposit Notes n Separate clean and soiled notes. These must not be enveloped together. (Clean notes are those which are re-usable. Soiled notes are those which are dirty, torn or mutilated). n Separate the notes into the different denominations but do not use paper clips, staples or rubber bands to secure them and do not fold one note around the rest of the bundle n Separate any counterfeit notes and do NOT include them in the value of the deposit. Place them in a separate envelope clearly marked as Counterfeit. n Do not mix Scottish, Northern Irish and English banknotes (This only applies to deposits made in England and Wales.) n Envelope the notes as follows using the maximum size envelope for your notes. For example, if you are depositing 6,000 in 20 notes, use one 5,000 envelope and one 1,000 envelope not six 1,000 envelopes notes per envelope Total 500 or notes per envelope Total 2, notes per envelope Total 1,000 or notes per envelope Total 5, notes per envelope Total 1,000 or notes per envelope Total 5, notes per envelope Total 2,500 n Seal the envelopes and enter your company name and branch name or reference number on the front of each one. n Oddments Any odd amounts of banknotes or coin that do not make up a full envelope should be put in the oddments envelopes provided and the contents clearly shown in the envelope s Cash Anaylsis Form. Coin Coin should be bagged in the correct denominations, with one denomination per sachet as follows: 20 of 2 20 of 1 10 of 50p 10 of 20p 5 of 10p 5 of 5p 1 of 2p 1 of 1p n If large volumes of coin are deposited, the smaller sachets must be packaged into the larger bags which are provided in the following denominations and colour codes: 2 Maximum 500 Brown 3.05kg 1 Maximum 500 Red 4.70kg 50p Maximum 250 Yellow 4.25kg 20p Maximum 250 Green 6.30kg 10p Maximum 100 Grey 6.50kg 5p Maximum 100 Pink 6.50kg 2p Maximum 20 Blue 7.10kg 1p Maximum 20 Orange 7.10kg n Do not mix different denominations of coin within larger bags. n Secure the bags and label them to identify your branch and/or company and date. n If any of the larger bags do not contain the maximum amount of coin, place them in the oddments bag provided by the Post Office. n Coin bags are supplied by the Post Office. n Banknote envelopes and oddments envelopes are supplied by the Post Office *. *Services and opening hours for individual post office branches within the Post Office Network may vary. supplied by the Post Office *. *Services and opening hours for individual post office branches within the Post Office Network may vary. 06
7 How to complete the Barcoded Deposit Form Enter the detailed make up of cash in the cash analysis column Enter the date of your cash deposit Account No: Barcode 1 MR CHRIS P BACON T/A MEGABOWL PLC Ref No Date: Barcode 2 Cash analysis p 20p Silver Bronze TOTAL CASH CASH ONLY PLEASE RETAIN CUSTOMER COPY FOR YOUR RECORDS TO BE RETURNED TO CUSTOMER Cash analysis p 20p Silver Bronze TOTAL CASH Account No: Ref No. Date: CASH ONLY Enter the total value of your cash deposit Ensure you complete all the above details on both portions of the document. Print the details clearly within the confines of the appropriate box. Making your cash deposit at the Post Office n Once you have prepared your cash deposit and completed the deposit slip you need to take this to your nominated Post Office n The Post Office clerk will check the details on the cash deposit slip and scan the barcodes n You will be asked how much you wish to deposit n The clerk will count your cash and accept any full envelopes/ coin bags at face value n The value of your cash deposit will be entered onto the system n You will be given a receipt and the barcoded deposit slip as confirmation of your deposit n Please check your receipt at the counter to ensure that it is correct Discrepancies Banknote envelopes and coin bags will be accepted at face value by the Post Office. They will not normally be opened and checked when you make a deposit, provided they are sealed and the Cash Analysis Section has been completed. Oddment envelopes and bags however are opened and checked. If any discrepancies are discovered in the envelopes or coin bags within seven days from the date of deposit, they will be reported by the Post Office. Normally you will be required to make good any shortage, any surplus will be returned by the Post Office. Counterfeit notes/coins will be treated as a shortage in a deposit. The note/coin will be retained by the clerk and a receipt provided. You will be required to make good the shortage or amend the value of the deposit. We want to give you the best service we can. It will help us if you use the correct stationery and envelopes, this will ensure quick and accurate processing of your deposits. How to order stationery For barcoded stationery, order by phone on or online at stationeryorders.corp@santander.co.uk 07
8 Preparing your cheque deposit Preparing your cheque deposit Please use a separate deposit slip for each cheque envelope. Remove all staples, pins and paper clips from the cheques. n Put your branch reference number (where appropriate) and your Santander Corporate Banking account number on the back of each cheque. List and total the cheques in bundles of no more than 50. Complete your cheque deposit slip. n Keep the cheques in the order in which they are listed and put them with your cheque deposit slip and the supporting lists in the cheque envelopes supplied. Each envelope will hold approximately 100 cheques. Loose cheques cannot be accepted. n Complete the front of each cheque envelope, noting the number and value of the cheques inside it and, if applicable, the branch reference number. Close and seal each cheque envelope. How to complete the cheque deposit slip Enter the total value of cheques Date Enter the date CHEQUES Reference Credit account number Cheque total (no fee payable at PO counter) 11A Signature GSP SAN/OCR/13 Number of cheques Please do not write or mark below this line and do not fold this document 001 A X The manager or person authorised to make cheque deposits must sign the form in the space provided Enter the number of cheques to be deposited Ensure you complete all the above details. Print the details clearly within the confines of the appropriate box. 08
9 Recording cheque details n You should keep a record of the details of all cheques deposited into your account. List the payer s name, cheque number, sort code, amount and bank account number. This will assist us in resolving any subsequent queries. n To assist in recording cheque details, specially designed cheque summary pads are supplied by Santander Corporate & Commercial. Making your cheque deposit at a Post Office branch n Once you have prepared your cheque deposit take it to your local Post Office branch. n The cheque envelopes deposited at the Post Office branch will be sent unopened to one of our processing centres. n Any discrepancies will normally be resolved between Santander Corporate & Commercial and your Head Office. n A receipt will be provided showing the number of sealed cheque envelopes received by the Post Office, it does not confirm the values received. How to order stationery n For cheque envelopes, cheque only deposit slips and cheque summary pads order by phone on or online at stationeryorders.corp@santander.co.uk Sort Code Cheque number Bank account number Name of payer 09
10 Change giving When the change giving facility was agreed, you will have specified the value of coin, the denominational breakdown and the day(s) on which it will be collected. Your nominated Post Office branch will make arrangements for the coin to be available as specified, but you should agree the most convenient time for collection. Change Giving n The change giving facility allows for a note for coin exchange. n On each occasion coin is obtained a Change Record must be completed. (See example right) n You must take your plastic Change Giving card with you to your nominated Post Office branch to complete a change transaction. n Hand your plastic Change Giving card and your Change Record to the Post Office Clerk. n The details on the Change Record will be checked and your Change Giving card will be swiped. n Present the relevant value of notes to the Post Office clerk who will exchange them for coins. n Your Change Giving card and the Change Record will be returned to you with your coin and receipt. How to order stationery Change Record For Change Records, order by phone (Post Office Stores Swindon) on option 1, 3, 1 quoting reference SAN7000. For new/replacement and lost/stolen cards, please call SAN7000 Please note that services and opening hours for individual post office branches within the Post Office Network may vary. 10
11 Your guide to cash withdrawals at a Post Office branch To withdraw cash at a Post Office branch, simply: n Take your withdrawal card to your nominated Post Office and inform the clerk you wish to make a withdrawal. n Hand your plastic withdrawal card over to the Post Office branch Clerk. n The details on the withdrawal card will be checked to make sure it has the correct Post Office branch number and then swiped through the system. n The Post Office Clerk will ask you to confirm how much you wish to withdraw. n The Post Office Clerk will then enter this amount onto the system and ask you to confirm the amount displayed on the PIN pad, enter your four digit PIN and press ENT to proceed with the transaction. n Once the transaction has been authorised the Post Office Clerk will count out the money and print a receipt for the transaction. Discrepancies If a discrepancy occurs in the form of either a shortage or surplus within the PBNEs this should be reported directly to the Post Office branch within 2 working days. If a discrepancy is identified after the 48 hours you will be required to contact your Relationship Director. It will help us if you make every effort to check the contents of your transaction and report any discrepancies to the office who supplied the cash within 48 hours. Services and opening hours for individual post office branches within the Post Office Network may vary. Cash Withdrawal n The Post Office Clerk will then return the withdrawal card to you with the money and receipt. n Depending upon the value of the withdrawal, notes may be supplied in sealed banknote envelopes. n You should check the receipt and ensure that the value stated agrees with the cash provided by the Post Office clerk. You should also check the envelopes or loose notes to ensure they are correct before leaving the Post Office branch counter. How to order stationery For new/replacement and lost/stolen cards, contact your usual Customer Service adviser. 11
12 Your guide to depositing black pouches at the Post Office Specific depositing arrangements should be discussed and agreed with your nominated Post Office in advance. n You will require 2 deposit cards or 2 sets of barcoded deposit slips. n Place your deposit with your deposit card or barcoded stationery (depending on which you use) inside the black pouch and secure with a plastic seal. If using a deposit card please ensure that a Cash Analysis Form is also included. n Complete the sealed container advice (see illustration). If you use numbered seals, please enter the seal number(s) in the space provided. n Take the pouch to your nominated Post Office and hand it over to the Clerk with your receipt book. n The clerk will check the number of bags and seal numbers (if numbered seals are used), stamp the receipt book and return it to you. n The black pouch and deposit card or barcoded stationery will be returned to you the next time you visit your Post Office. n Later the same day the Post Office Clerk will check the deposit and use your deposit card or barcoded stationery to process the deposit. n If any discrepancies are discovered in the envelopes or coin bags within seven days from the date of deposit they will be reported by the Post Office. Normally you will be required to make good any shortage, any surplus will be returned by the Post Office. Customer Details SEALED CONTAINER ADVICE Name Account Number Sort Code Branch Reference Manager Signature SAN NOV 11 B How to order stationery Receipt of Number of bags acknowledged n For black pouches and sealed container advice books order by phone on /5 or online at stationeryorders.corp@alliance-leicester.co.uk n For plastic seals order by phone (Post Office Stores Swindon) on option 1, 3, 1. n For new/replacement and lost/stolen cards, contact your usual Customer Service adviser. Santander Corporate & Commercial is a brand name of Santander UK plc, Abbey National Treasury Services plc (which also uses the brand name Santander Global Banking and Markets) and Santander Asset Finance plc, all (with the exception of Santander Asset Finance plc) authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register numbers are: and respectively. In Jersey, Santander UK plc is regulated by the Jersey Financial Services Commission to carry on deposit-taking business under the Banking Business (Jersey) Law Registered office: 2 Triton Square, Regent s Place, London NW1 3AN. Company numbers: , and respectively. Registered in England. Santander and the flame logo are registered trademarks. Santander UK plc is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to 50,000. The maximum total amount of compensation is capped at 100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website ( or on request SEP 14 HT This item can be recycled. TEMP 0051 MAR 09 T
Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking on or after 31 March 2014
Page 1 of 6 Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking on or after 31 March 2014 Page 2 of 6 BANKING ACCOUNTS The is a flexible
More informationTelephone number (including area code) Postcode. Position. Signature
Change of details Please fill in the form using BLOCK CAPITALS and black ink. Tick any boxes which apply. Santander is able to provide literature in alternative formats. The formats available are: large
More informationFixeD Rate Loan. Lending solutions to support business
Lending solutions to support business a Fixed Rate Loan is a way to manage the cost of borrowing. Business must have a minimum turnover of 250,000 to apply. How could this benefit me? With a fixed rate
More informationGold Bank Account Helping you to simplify International Banking
GOLD BANK ACCOUNT Gold Bank Account Helping you to simplify International Banking At Santander Private Banking, we are committed to providing a consistently high level of service. We focus on building
More informationSantander Corporate & Commercial Intermediary registration and information renewal form
INTERMEDIARIES & BROKERS ONLY: NOT FOR PUBLIC DISTRIBUTION Santander Corporate & Commercial Intermediary registration and information renewal form Please fill in the form using BLOCK CAPITALS and black
More informationSupply Chain Finance. SMMT Meet the Funder. 24 th October 2013. Improving Working Capital through effective Financial Supply Chain Management
Supply Chain Finance Improving Working Capital through effective Financial Supply Chain Management SMMT Meet the Funder 24 th October 2013 SUPPLY CHAIN FINANCE Why Use Supply Chain Finance? Protect your
More informationBanking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking before 31 March 2014
Page 1 of 10 Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking before 31 March 2014 Page 2 of 10 BANKING ACCOUNTS Gold Bank Account
More informationBasic Current Account Information and Specific Conditions
Basic Current Account Information and Specific Conditions Current Accounts Information Contents The Basic Current Account 03 Opening your Basic Current Account 03 What to expect once we have opened your
More informationBanking and Savings Accounts Interest Rates. Page 1 of 5
Banking and Savings Accounts Interest Rates Page 1 of 5 Page 2 of 5 BANKING ACCOUNTS Gold Account The Gold Account is a flexible bank account that offers easy access to your money and can be held in sterling,
More informationBanking and Savings Accounts Interest Rates
Banking and Savings Accounts Interest s BANKING ACCOUNTS Gold Account The Gold Account is a flexible bank account that offers easy access to your money and can be held in sterling, euro and US dollar currencies.
More informationAmendments to your Savings Account
Page 1 of 6 Isle of Man Savings Amendments to your Savings Account Please fill in the form using BLOCK CAPITALS and black ink. Tick any boxes which apply. Santander is able to provide literature in alternative
More informationGold Bank Account Helping you to simplify International Banking
GOLD BANK ACCOUNT Gold Bank Account Helping you to simplify International Banking At Santander Private Banking, we are committed to providing a consistently high level of service. We focus on building
More informationDay-to-Day Banking. Banking solutions to support your business
Day-to-Day Banking Banking solutions to support your business CONTENTS WELCOME FROM SARAH BEAUVALLET 03 MAKING YOUR CASH CYCLE WORK FOR YOU 04 DEDICATED TO YOUR CASH MANAGEMENT 06 ACCELERATING CASH FLOW
More informationTopic 2(f) Paying into a bank account
Topic 2(f) Paying into a bank account There are different methods that people can use to put money into a bank account. This topic explores those methods and shows you how to complete the paperwork involved.
More informationBusiness Banking Reference Guide. The Works: Getting the most from your Business Account
Business Banking Reference Guide The Works: Getting the most from your Business Account Business Banking Reference Guide Contents Your transaction tools and records 03 Types of transactions 09 Visa debit
More informationGive me the facts Effective 10 November 2014
Give me the facts Effective 10 November 2014 Contents Page Welcome 3 Discover the difference 3 Ways to bank 3 Making payments 5 Payments by cheque 8 Overdrafts 9 Switching Process 11 Additional information
More informationTopic 2(f) Paying into a bank account
Topic 2(f) Paying into a bank account The methods that people can use to put money into a bank account depend on how that particular bank account works. Different types of bank account tend to use different
More informationcredit card Your Welcome Guide
credit card Your Welcome Guide We d like to welcome you as a new Co-operative Membership credit card holder. Welcome This guide tells you all you need to know to make the most of your Co-operative Membership
More informationGold Bank Account Helping you to simplify International Banking
GOLD BANK ACCOUNT Gold Bank Account Helping you to simplify International Banking At Santander Private Banking, we are committed to providing a consistently high level of service. We focus on building
More informationHow To Get A Bank Account At Hsbc Plc
Basic Bank Account Everyday banking made easy Basic Bank Account Basic Bank Account is an account which is simple to understand and easy to manage. It gives you basic banking facilities to keep you in
More informationCash Deposit & Bill Payment Machine
Cash Deposit & Bill Payment Machine No more waiting in queues and watching the clock. Save on time, transact in seconds and bank even on holidays. Walk into the 24x7 BankDhofar Cash Deposit & Bill Payment
More informationcredit card Your Welcome Guide
credit card Your Welcome Guide We would like to welcome you as a new Co-operative Membership credit cardholder. welcome This guide tells you all you need to know to make the most of your Co-operative Membership
More informationGuidelines for Processing and Settling Cash Discrepancies
Guidelines for Processing and Settling Cash Discrepancies Financial institutions typically use a tamper evident bag (TEB) or tamper evident device (TED) to clear surplus cash among themselves. Institutions
More informationThe Help to Buy: equity loan scheme What you need to know before you go ahead
Page 1 of 5 The Help to Buy: equity loan scheme What you need to know before you go ahead What is the Help to Buy: equity loan scheme? The Help to Buy: equity loan scheme is a Government backed programme
More informationNEED TO KNOW. Your account is up and running
NEED TO KNOW Your account is up and running Here are some of the key features of your new account. If you have any questions, just call us. Our UK based customer service advisers can help with day-to-day
More informationCash ISA. Key features of our
Key features of our The Financial Conduct Authority is the independent financial services regulator. It requires us, The Co-operative Bank, to give you this important information to help you decide whether
More informationPortfolio Investments Key Features
Portfolio Investments Key Features Including the Investments ISA IMPORTANT INFORMATION YOU NEED TO READ AND UNDERSTAND BEFORE YOU INVEST The Financial Conduct Authority is a financial services regulator.
More informationCR-370 CASH RECEIPTS
CR-370 CASH RECEIPTS 370.1 UNIT DEPOSITING PROCEDURES 370.2 GENERAL INTERNAL POLICIES RELATING TO THE CASHIER 370.3 TIMELY DEPOSITS 370.4 COUNTING THE ENTERPRISE UNIT DEPOSIT 370.5 PREPARING THE BANK DEPOSIT
More informationKent Card Cardholder Guide
Kent Card Cardholder Guide making the most of your card Contents Hello and welcome 3 First things first 4 Making the most of your Kent Card 5 Get another card for a nominated person 7 Topping up your Kent
More informationBanking terms and conditions
M&S PREMIUM CURRENT ACCOUNT, M&S PREMIUM CURRENT ACCOUNT WITH INSURANCE AND M&S MONTHLY SAVER Banking terms and conditions EFFECTIVE FROM 17 FEBRUARY 2015 NEW FASHIONED BANKING Contents Page Page Section
More informationSANTANDER ONLINE CORPORATE BANKING ACCOUNT REPORTING Your guide to getting started
SANTANDER ONLINE CORPORATE BANKING ACCOUNT REPORTING Your guide to getting started FUELLING BUSINESS AMBITION September 2013 Contents Welcome 03 How to get started 04 Administrator role 05 Managing users
More informationcahoot CHAPS and International Payments terms and conditions
cahoot CHAPS and International Payments terms and conditions These terms and conditions (the Conditions ) set out your rights and obligations when you request us to make any of the following payments in
More informationPRICE LIST. Club Lloyds Private Banking Account and Flexible Current Account
PRICE LIST Club Lloyds Private Banking Account and Flexible Current Account Club Lloyds Private Banking Account and Flexible Current Account This leaflet is a guide to the main fees applying to the Club
More informationVirtual Bank service. for Corporate customers only. Your LloydsLink online application for. Guidance notes. Customer details. Primary contact person
Your LloydsLink online application for Virtual Bank service for Corporate customers only Guidance notes Our new Virtual Bank service can help you streamline your receivables management by giving you fast
More informationsmile cash ISA Key features of our
Key features of our smile cash ISA The Financial Conduct Authority is the independent financial services regulator. It requires us, smile, to give you this important information to help you decide whether
More informationThe Help to Buy Equity Loan Scheme What you need to know before you go ahead
Page 1 of 6 The Help to Buy Equity Loan Scheme What you need to know before you go ahead What is the Help to Buy Equity Loan scheme? The Help to Buy Equity Loan scheme is a Government backed programme
More informationBUSINESS CREDIT CARD. User Guide
BUSINESS CREDIT CARD User Guide Purchasing power to help business run smoothly This leaflet explains how to make the most of your new Business Credit Card whether you will be using the card yourself, or
More informationINTERMEDIARIES & INVESTMENT PROFESSIONALS ONLY: NOT FOR PUBLIC DISTRIBUTION
INTERMEDIARIES & INVESTMENT PROFESSIONALS ONLY: NOT FOR PUBLIC DISTRIBUTION Introducer Internet How to submit an application (Buy to Let) November 2015 Contents This guide shows you how to submit a new
More informationPlease complete all sections of this form in BLOCK CAPITALS and BLACK INK.
Trade Union Application to open an account Thank you for choosing Unity Trust Bank. Thank you for choosing Unity Trust Bank. Thank you for choosing Unity Trust Bank. We hope you find this application form
More informationRegular Payments to your ISA
Stockbrokers Regular Payments to your ISA Application form Terms and Conditions Regular Payments 1. We will take the regular payment amount from your chosen account on the date that you have chosen or
More informationBanking made easy. Effective from 10 November 2014
Banking made easy Effective from 10 November 2014 2 Welcome This guide explains how your account works. It takes you through the ways you may be able to access your account, make payments and keep both
More informationGeneral Conditions for Bank of Cyprus UK CharityBonds (April 2013)
General Conditions for Bank of Cyprus UK CharityBonds (April 2013) Bank of Cyprus UK Limited ( we/our/us ), trading as Bank of Cyprus UK, incorporated in England and Wales as company number 04728421, a
More informationAt Least Once a Week... Elementary Schools must EOP and make a deposit.
At Least Once a Week... Elementary Schools must EOP and make a deposit. Elementary Schools have 2 Student Activities Bank Accounts... Fund 850 and Fund 525 Fund 850 is the Student Activities General Account.
More informationGeneral Terms and Conditions Current Accounts Terms and Conditions Savings Accounts Terms and Conditions
General Terms and Conditions Current Accounts Terms and Conditions Savings Accounts Terms and Conditions Effective from 10 November 2014 2 Contents Section/Clause Page Contact Information 3 Section 1 Payment
More informationCash Handling Procedures
Introduction Cash Handling Procedures The state of Texas and the University of Houston require that all employees (student employees included) who handle cash for the university complete a cash handling
More informationYour account charges explained.
Your account charges explained. To ensure you have everything you need to know about our charges, this brochure has been designed to let you know when and how they will be applied. The charges and tariffs
More informationTerms and Condit ions Personal Banking
www.danskebank.co.uk Terms and Condit ions Personal Banking Ef fect ive from 15 September 2015 These General Terms and Condit ions and any Special Terms and Condit ions which apply to you, supersede any
More informationWelcome to Paragon Bank
Welcome to Paragon Bank A few things to get you started... Welcome to Paragon Bank At Paragon Bank, we believe in great service and consistent value for our customers. That s why we offer a range of savings
More informationTopic 6: Understand how to pay money into a bank account
Topic 6: Understand how to pay money into a bank account After completing this topic, you will be able to: explain the meaning of credit ; explain the meaning of deposit ; list the methods of paying into
More informationImportant information about your savings account
Important information about your savings account Important information about your savings account 1 Thank you for opening a Kent Reliance savings account. This leaflet contains information to help you
More informationHow To Pay Money In A Bank Account
Topic 6: Understand how to pay money into a bank account After completing this topic, you will be able to: explain the meaning of credit ; explain the meaning of deposit ; list the methods of paying into
More informationInterest is paid tax-free^
Account Name Interest rates (AER*) Summary Box Key Product Information for our Savings Account(s) smile Cash ISA 0.50% tax-free^/aer* variable if you are a smile current account customer. 0.31% tax-free^/aer*
More informationOnline Accounts. Power of Attorney application form. Personal details. Donor. 1st Attorney. 3rd Attorney. 2nd Attorney
Online Accounts Power of Attorney application form Please read these notes before you fill in this form The account will be operated strictly in accordance with the instructions confirmed within the Power
More informationFinance Office. Cash Handling and Banking Procedures
Finance Office Cash Handling and Banking Procedures 1 Contents Page 1 Introduction 3 2 Accountability 3 3 Payment methods 3 4 Receipt of income 4 5 Cash handling 4 6 Reconciliation of income 5 7 Banking
More informationBusiness Banking/Savings application form
Page 1 of 12 Business Banking/Savings application form For use by Sole Traders, Partnerships, LLPs, Limited Companies, Charities, Clubs, Societies and Unincorporated Associations with an annual turnover
More informationBanking made clear. Quick guide
Banking made clear Quick guide Contents Barclays Money Skills is a national programme that helps people to develop and improve their financial skills, knowledge and confidence. Barclays has developed this
More informationYou never get a second chance to make a first impression! Guests will always remember the last experience (coffee, bill, good bye,..
You never get a second chance to make a first impression! Guests will always remember the last experience (coffee, bill, good bye,..) when they visit a restaurant See handout Answers: Use key to access
More informationPhoneline Banking Mobile Banking Cash machines Branches Online Banking www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch
Phoneline Banking Mobile Banking Cash machines Branches Online Banking Ways to Bank Secure and convenient banking options to fit your lifestyle www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch
More informationManaging your monthly charges
MONTHLY PRICEPLAN Managing your monthly charges To put your business in greater control we d like to fully explain your business banking fees With our Monthly PricePlan you can choose a PricePlan that
More informationBUSINESS CHARGE CARD. User Guide
BUSINESS CHARGE CARD User Guide Keeping control of business expenses This leaflet explains how to make the most of your Business Charge Card whether you will be using the card yourself, or managing the
More informationAPPLICATION FOR A COLLECTIVE INVESTMENT ACCOUNT (CIA)
APPLICATION FOR A COLLECTIVE INVESTMENT ACCOUNT (CIA) Individual or joint applicants Financial adviser details Name of individual Name of firm Address and postcode of firm Financial Services *APIPC0700F*
More informationHow To Use A Caf Bank
CAF Bank features and benefits Thank you for choosing CAF Bank for your everyday banking needs. If you have any questions please do not hesitate to call our Customer Services team on 03000 123 456. About
More informationBusiness Banking. Business account charges
Business Banking Business account charges Contents Services you don t pay for 2 Business Tariffs frequently used services 3 How to reduce your transaction charges 5 Charges for one off account services
More informationCash Letter Deposit Service Guide
Cash Letter Deposit Service Guide July 2005 Table of Contents Cash Letter Deposit Service Overview...3 Introduction...3 Cash Letter Pre-Encoded Deposit Workflow...4 Cash Letter Un-Encoded Deposit Workflow...5
More informationDown time processing
Down time processing How can I manually process credit card transactions? 1 2 Firstly check that the card has not expired Place the customer s card into the slot of the manual imprinter 3 Place the Sales
More informationFees. A guide to personal account fees
Fees A guide to personal account fees We re committed to helping you get the most out of your account which includes making you aware of the charges and rates of interest that apply to your account. It
More informationACCOUNT CHARGES. Your account charges explained
ACCOUNT CHARGES Your account charges explained September 2013 Account charges To put your business in greater control we d like to fully explain your business banking fees. Here we ll outline how our charges
More informationCash Management Services Terms and Conditions
Cash Management Services Terms and Conditions Please read this document and keep it safe for future reference 60 20 070 JUN 14 HT / Version 1 / Page 1 of 12 Provision of services for cash and non-cash
More informationOnline Accounts. Personal details. Donor. 1st Attorney. 3rd Attorney. 2nd Attorney. Title: Mr, Mrs, Ms, Miss Other (please specify) Surname
Online Accounts Power of Attorney application form Please read these notes before you fill in this form The account will be operated strictly in accordance with the instructions confirmed within the Power
More informationThe Help to Buy: equity loan scheme What you need to know before you go ahead
Page 1 of 5 The Help to Buy: equity loan scheme What you need to know before you go ahead What is the Help to Buy: equity loan scheme? The Help to Buy: equity loan scheme is a Government backed programme
More informationWelcome Pack. Fixed Rate Business Bond
Welcome Pack Fixed Rate Business Bond Creating better futures Cambridge & Counties Bank is a unique partnership between two established and respected institutions Trinity Hall, Cambridge and Cambridgeshire
More informationFees. A guide to personal account fees
Fees A guide to personal account fees We re committed to helping you get the most out of your account which includes making you aware of the charges and rates of interest that apply to your account. It
More informationBusiness Banking and Lending application form
Page 1 of 12 Business Banking and Lending application form For Start Up Loans Company applicants Completing this form This application form should be completed by Start Up Loans Company entrepreneurs that
More informationGeneral Terms and Conditions Current Accounts Terms and Conditions Savings Accounts Terms and Conditions
1 General Terms and Conditions Current Accounts Terms and Conditions Savings Accounts Terms and Conditions Effective from 1 April 2012 (for new customers) 2 General Terms and Conditions Your agreement
More informationInterest Rates for Savings Accounts
Interest Rates for Savings Accounts Intermediaries Rates apply to Barclays Private Clients International Limited Reference Rates The following reference rates are used for products that track the Base
More informationBusiness Banking. Business account charges
Business Banking Business account charges Contents Page Introduction 3 Summary of Business s 4 Start-ups 4 Community Current Account 4 Business Current Account Standard 5-6 Business Plus Account 5-6 Foundation
More informationVisa Debit Card User Guide
Visa Debit Card User Guide Visa Debit Card User Guide Introducing the card This user guide explains how our Visa debit card service works in conjunction with your account. You are welcome to contact our
More informationAccount Opening Guide. Account Opening Guide
Account Opening Guide Account Opening Guide Your step-by-step guide We ve made the account opening process as easy as possible. Just follow these five simple steps and if you need help at any stage, please
More informationDraft Version 12 of working document
A. Guarantee that all donations collected by the ushers are delivered intact (as collected) to the count team by supplying pre-numbered tamper resistant bags. The donations are consolidated into one sealed
More informationpassbook The NS&I Investment Account is changing This account becomes postal-only on 21 May 2012 Read this leaflet to find out more
Investment Account passbook The NS&I I nvestm ent Account is changing This account becomes postal-only on 21 May 2012 Read this leaflet to find out more 1 The NS&I Investment Account is changing. From
More informationcard account Terms and Conditions Handled with care Your account credit card
card account Your account Handled with care credit card Contents These tell you about the services that are available with your Post Office card account. Please read this booklet carefully as a Post Office
More informationOther. Other (e.g. 1 month) 12 month
Deposit account application form Trusts Please complete this form in BLOCK CAPITALS and then return to Close Brothers Limited, 10 Crown Place, London EC2A 4FT. All fields are mandatory, unless otherwise
More informationSection 1 School Bank Account
Section 1 School Bank Account 1. Introduction All schools operate a local bank account, which allows them to pay for all costs directly, including employee s salaries. The proper administration of bank
More informationGuides for County Office Fiscal Management
Guides for County Office Fiscal Management UNIVERSITY OF GEORGIA CAES March 3, 2014 Authored by: Timothy Gray Table of Contents: Page 1. Bank Reconciliations 2 2. Spot Checking for CECs..3-4 3. Checkout
More informationApplying for a PO Box Application Form Application for a PO Box Please ensure that you fill in all the relevant information and include proof of address documentation that is less than 3 months old. Please
More informationEmployee Payroll Deduction Scheme. Protocol for direct deductions from wages between. [ ] ( the Credit Union ) and
Employee Payroll Deduction Scheme Protocol for direct deductions from wages between [ ] ( the Credit Union ) and Cumbria County Council of the Courts, English Street, Carlisle, CA3 8LZ ( the Council )
More informationBest Practice Guidelines for Business Users of Cheques. Guideline. Using Company Cheques Safely
Best Practice Guidelines for Business Users of Cheques Guideline Using Company Cheques Safely March 2009 Introduction About our series of Best Practice Guidelines This is one of three guidelines for business
More informationDeposit Plan. Legal & General (Portfolio Management Services) Limited. Capital Guaranteed Multi-Index Equity Bond 10 Deposit Plan Key Features
Deposit Plan Legal & General (Portfolio Management Services ) Limited Capital Guaranteed Multi-Index Equity Bond 10 Deposit Plan Key Features Wealth management made easier by Legal & General Legal & General
More informationUS Bank Departmental Deposits
US Bank Departmental Deposits Overview: Departments may request approval from the Treasurer s Office to make departmental deposits directly to US Bank. Once approved, the Treasurer s Office will assign
More informationWelcome Pack. Fixed Rate Business Bond
Welcome Pack Fixed Rate Business Bond Creating better futures Cambridge & Counties Bank is a unique partnership between two established and respected institutions Trinity Hall, Cambridge and Cambridgeshire
More informationFlexible Retirement Account. Application Form and Mandate for a Self Invested Personal Pension Plan Member Bank Account
Flexible Retirement Account Application Form and andate for a Self Invested Personal Pension Plan ember Bank Account Self Invested Personal Plan ember Bank Account Application Form and andate For action
More informationGraduate Bank Account
Graduate Bank Account 2 Congratulations. All that studying is behind you and you re on the verge of an exciting new chapter. Yet in the middle of all this change, one thing you don t want to worry about
More informationYour Step by Step Guide Follow these simple steps when using our alternative channels
Your Step by Step Guide Follow these simple steps when using our alternative channels Register to Internet and Mobile Banking Download our Mobile Banking app (search CBQ ) or access cbq.qa/login to complete
More information1.5 Do you have a National Insurance number? You can find this on a payslip or a letter from HMRC or DWP. Mobile
The FundsNetwork Pension Uncrystallised Funds Pension Lump Sum withdrawal form Please complete the form in BLOCK CAPITALS using black ink. You should use this form to take an Uncrystallised Funds Pension
More informationm&s monthly SavEr Banking Made Easy NEW FASHIONED BANKING
m&s PrEmium current account, m&s PrEmium current account with insurance and m&s monthly SavEr Banking Made Easy EffEctivE from 17 february 2015 NEW FASHIONED BANKING 2 Contents Page banking made easy 4
More informationSavings. Helping you find the right balance
Savings Helping you find the right balance 2 3 A global bank with local knowledge We are a member of the HSBC Group, one of the world s largest global banks, who look after the needs of over 50 million
More informationOnline Accounts. Power of Attorney application form. Personal details. Donor. 1st Attorney. 3rd Attorney. 2nd Attorney
Online Accounts Power of Attorney application form Please read these notes before you fill in this form The account will be operated strictly in accordance with the instructions confirmed within the Power
More informationCredit cards explained
Credit cards explained What is a credit card? As its name suggests, a credit card lets you buy things on credit meaning that you don t need to have the money upfront to pay for your purchases. If large,
More informationepcs Products Application Form
epcs Products Application Form RBS epcs Products This Application Form is exclusively for use by UK public sector bodies, including Central Government Departments and their Agencies, Non Departmental Public
More information