Financial & Employment Benefits for Employees. Making the right career choice!

Transcription

1 Financial & Employment Benefits for Employees Making the right career choice!

2 Mission We will proactively provide financial solutions. We will create personal growth opportunities. We will willingly share to better the place we live. Core Values Respect is foremost. We will be professional, confidential, and direct at all times. Change is a continuous series of opportunities for improvement. Teamwork is knowing when to ask for help and knowing when to offer help. Team Guidelines The customer is always first. They deserve our undivided attention. Everyone s personal and financial information is confidential. It s as simple as that. We practice a positive, helpful, winning attitude. We approach our team members and our jobs with a can-do spirit. We understand our responsibility of professional conduct at all times. Every task is important. They need to be done accurately and timely, pitch in and help. We commit ourselves to the highest standard of service. What you need to know, you need to know. Be accountable for seeking out information for yourself; and be responsible for sharing information with others. Work hard, do the right thing and have a little fun. Smile In your voice and on your face.

3 OUR vision: Your premier choice for financial solutions. Brian Johnson Chief Executive Officer

4 Financial Benefits Free Employee Checking Account No minimum balance required No monthly fees Free personal checks in a variety of styles** No fee debit card* No fee Elan credit card (with rewards)* No fee Ready Reserve* No fee small safe deposit box * Subject to qualifications. See a Frontline Specialist for details. **With qualifying account type. Free Online Banking & Bill Pay Pay your bills online! Choice Financial wants employees to experience the convenience of banking online. Annual Percentage Rate Discount on Loans** **Interest rates on existing installment loans will not be altered because of the terms of the contract with the bank. Discounts may not apply to promotional offers. Subject to credit qualifications. Some exclusions may apply. Preferred Employee Deposit Rates Employees will receive the highest board rate listed. Other Discounted or Free Services Free cashiers checks (limit one per day) Free certified checks (limit one per day) Free coin counting Free document copies Free notary service Free signature guarantee Free stop payment Free wire transfers (limit one per day) No fee Visa gift cards (limit five per year) Employee Benefits Training and Education Choice Financial encourages the growth and development of employees through on-the-job training and 100% paid tuition for career development in our Choice University program or other local banking associations. Choice Financial also offers a tuition reimbursement program for employees interested in attaining further education at accredited colleges or universities for classes relating to their job or future career with the company. Life Insurance and Long-Term Disability Insurance 1 Choice Financial employees (full-time and part-time) are eligible for Life Insurance by working a minimum of 20 hours per week and 30 hours per week for Long-Term Disability Insurance. Long-Term Disability Insurance is offered at 66 2/3% of basic monthly earnings, not to exceed the maximum monthly benefit, less other income benefits. Paid Time Off (PTO) Choice Financial offers paid time off for vacations, illness, medical appointments, funeral leave, inclement weather, or any other personal time you may want or need. (Company paid holidays are included.) We also offer a Paid Time Off Donations Program that allows employees to donate PTO to an employee PTO Bank for use by other employees for family medical emergencies. (Subject to Qualifications.)

5 401(k) Retirement Savings Plan 1 Once eligible, employees can enroll in the 401(k) retirement savings plan during specified plan enrollment dates. Choice Financial matches 50%, up to 6%, of an employee s contributions. Competitive Compensation Plan Choice Financial offers a competitive compensation package based on performance results and market factors. Also, depending on the position within the bank and performance results, there is opportunity for additional compensation in the form of referral incentives, commissions or bonuses. Benefit Dollars Benefit dollars are available for employees to select from a cafeteria plan, including health, dental and vision insurance. We also offer flexible spending accounts, including dependent care, limited purpose flex and health savings account options. Opportunity for Advancement Choice Financial recognizes superior performance of employees. In our growing and changing environment, high performing employees can have opportunities to advance their career within the company. Choice Wellness Program Choice Financial offers a Wellness Program that pays employees for choosing healthy living habits! Employees acquire points for various behaviors, such as healthy eating, exercising and wearing seat belts. Social Membership Program It is important for Choice Financial staff to be involved in the community. We reimburse full-time employees up to $200 per year for social membership in gyms, service clubs, country clubs and more. Choice Clothing Allowance Choice Financial will pay for half the price of articles of clothing (shirts, jackets, blouses, polos, etc.) that have the Choice Financial logo embroidered on them, along with the cost of the logo embroidery. Employee Solutions Program Choice Financial offers employees ways to maintain their own financial and personal well-being, so they can provide our customers with the financial guidance and support they need. 1 Insurance Services and Investment Products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE. Terms and Conditions Employee benefits are available to current Choice Financial employees. As part of your employee benefits package, your paycheck is direct deposited into your account. All employee financial benefits are subject to a full or partial revocation if serious abuse of these products or services occurs, as determined by your manager or supervisor or another appointed person. As with any Choice Financial account, all your transactions will be kept strictly confidential. Should your employment at Choice Financial terminate, all the benefits previously described will cease and your account(s) will revert to standard Choice Financial accounts. All deposit accounts and related services within the employee benefits package are subject to the Terms and Conditions currently in effect. All creditbased products available are subject to standard qualification guidelines. All benefits are subject to applicable waiting periods and plan terms.

6 Samantha Berg Director of Frontline Operations Jason Tryan Crop Insurance Agent Lisa Artz Executive Vice President - Marketing Choice Financial is a company that holds value in the power of people. Each person comes to work with their own stories, experiences and talents. Choice empowers each employee to embrace their differences, work hard and do the right thing. At Choice Financial, you re not an employee, you re a family member. We ve created an outstanding culture to work and grow in by living by our team guidelines. We provide competitive compensation packages and an excellent opportunity for career advancement. Come join the Choice Financial family. I like working at Choice Financial because it is an innovative and progressive company we don t stand still. Working for a company that is in growth mode is exciting because you get to be part of so many important developments and milestones. As an employee, you are able to help grow your own career. Voted 2011 Best Place to Work By The Greater Grand Forks Young Professionals Network Top Finalist Best Place to Work By The Fargo Moorhead West Fargo Chamber Young Professionals Network Member FDIC EEO/AA 08/12 choicefinancialgroup.com