If the GBWBA Rules allow able bodied players to be members of GBWBA, then the insurance will respond.

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1 Insurance FAQ's Glossary of Abbreviations: GBWBA - GB Wheelchair Basketball Association WWSI - Worldwide Sports Insurance UK Ltd. PL/PI - Public Liability/Professional Indemnity Insurance PA - Personal Accident Insurance COACHES I am a Grade 2 Wheelchair Basketball Coach and I run a coaching session for my club and most of the players are registered with GBWBA but some players just turn up and are not registered. Am I still covered while coaching these unaffiliated players? The standard cover provided for GBWBA coaches includes the coaching of GBWBA members in a Club environment. Obviously the Club will want to attract new members, who will want to try the sport before committing to full membership of the Club/ GBWBA. With this in mind the standard cover allows for potential new members to attend 4 taster sessions, before committing to membership. After the 4 taster sessions, they are expected to become members of the GBWBA if they wish to continue to train. The potential new members are not covered by the PA insurances until they become full members of the GBWBA. They will be covered as Temporary Members for the PL/PI for the 4 taster sessions only. Coaching potential new members in these circumstances does NOT invalidate the Club s or the Coaches insurance. My Club includes able bodied players that play in practice matches and training, am I covered to coach these players? If the GBWBA Rules allow able bodied players to be members of GBWBA, then the insurance will respond. I am a Level 2 qualified England Basketball Coach and want to coach a local wheelchair basketball team, am i insured? YES, in the following circumstances:- i. You notify the GBWBA Coach Development Manager of your situation and make steps to gain the relevant GBWBA Coaching Awards within a 12 month period ii. You are registered with the GBWBA as a non-playing member I m a Grade 1 qualified Wheelchair Basketball Coach and I run a basketball coaching session on my own? Do I need a Grade 2 coach present or will a responsible adult do? Am I covered? Grade 1 Coaches are deemed Assistant Coaches and not deemed suitably qualified to run a session on their own. Grade 1 Coaches should be supervised by a Grade 2 Coach when coaching.

2 I am a Grade 2 Wheelchair Basketball Coach and volunteer at my local multi sport club running a wheelchair basketball session every week not many of the players are GBWBA registered. Am I covered by the GBWBA insurance? Within the existing terms and conditions of the PL/PI Insurance Coaches are covered to teach students that are not members of the GBWBA in the following circumstances:- i. Community Coaching; ii. After School Clubs; ii. Care in the Community Projects; iv. Other scenarios with prior agreement of insurers. These activities are deemed to be non profit making ventures, however, Coaches are permitted to receive reasonable out of pocket expenses for such classes, provided this is not the Instructors primary source of income. The policy will indemnify the Coach only there is no cover for the students or the community group providing the classes. I m a qualified coach and I go into schools and get paid to deliver coaching? Am I covered by the GBWBA insurance? NO! Coaches sub-contracted into a third party premises (Schools; Leisure Centres; Adult Education etc.) as a commercial venture, to teach non GBWBA Members are NOT covered by the standard GBWBA policy. Cover for these activities can be arranged via WWSI UK Ltd. I m currently doing my Grade 2 coaching qualification so I m not yet qualified does the GBWBA insurance cover me for the practical sessions I am required to do in order to gain my Provided that these practical sessions are being supervised by a Level 2 or above Coach, cover is maintained. I m a Grade 2 Wheelchair Basketball Coach running a Junior Regional Squad which is separate from my activity as a club coach, am I insured? YES as long as you are have registered as a non-playing member, the GBWBA insurance covers this type of activity. I am a Canadian coach and I have a level 2 Canadian Wheelchair Basketball Association Coaching qualification am I covered by GBWBA insurance as that says I need a Grade 2 GBWBA NO - coaches and officials holding foreign qualifications must consult the GBWBA coaching and officiating experts to determine whether their foreign qualification is the equivalent to the GBWBA Grade 2.

3 I am an GBWBA Qualified Coach and Official and plan to coach and/or officiate in Europe. Will my GBWBA Insurance be valid overseas? The PA cover is worldwide so provided you are normally domiciled in the UK cover will be in force. The PL/PI cover, however, is subject to UK jurisdiction, so any actions against you will have to be brought in the UK Courts in order for the policy to respond. You also need to check that the country in which you are coaching/officiating recognizes the GBWBA Qualification. The best advice would be to purchase cover from the National Governing Body within the country that you are coaching. We run a Summer / Easter etc. player s camp to raise funds for our club we use players to coach on the camp is the club covered / are the players insured? Provided the Camps are not residential and those attending the Camp are members of the GBWBA or attending a taster session and the coaches/player coaches donate their time as volunteers, this activity would be covered by the GBWBA Insurance. Players coaching at the Camps would be covered provided they are supervised by a Grade 2 Coach. I m registered as a player for a team in the national league and help coach at my sons after school club am I insured, I have a Grade 2 coach award? NO - as you are registered with GBWBA as a player only, you are not insured to coach. If you are actively coaching you must register as a member with GBWBA in order to receive the appropriate cover. Registered I tutor technical award courses but have not registered as a coach am I covered when I deliver a course? NO - All coach/official tutors should be registered with GBWBA. OFFICIALS If an unlicensed player causes an injury to another player during a game where does the liability lie for that injury? Is it with the referee for allowing them to play in the game? And If an unlicensed player becomes injured in a game does the liability lie with the referee again for allowing them to play in the game or the player? Provided the referees make an effort to check that all players are GBWBA Registered (in accordance with GBWBA rules) before a game and checking licences is a good way of doing this, then they have discharged their duty in this respect. If it transpires that players are playing under a false licence or a false name, this is a deliberate act by the club and they will be deemed responsible for the unlicensed player s actions during the game. If that player is injured or causes an injury during the

4 game it is unlikely that insurers will respond to a claim against the Club, however, they will stand by the referee and/or officials. The critical factor is whether the referee was aware that unlicensed players are taking part in the game. If they knowingly allow this to happen, then that in itself is a negligent act and liability for injury caused by the unlicensed player to another licensed player could attach to the referee. So in summary, with regard to the scenarios below, providing the officials check that the players are GBWBA licensed, they are protected by the GBWBA PL/PI insurance. I m currently doing my Level 2 Referee Conversion qualification so I m not yet qualified does the GBWBA insurance cover me for the practical sessions I am required to do in order to gain my Provided that these practical sessions are being supervised by a Level 2 or above Referee, cover is maintained. I am an under 18 Level 1 referee/table official, am I insured? and I am an under 18 Level 2 Referee/Table official, am I insured? Whilst you are refereeing and/or officiating in accordance with the GBWBA Rules & Regulations for your age and qualification, then the insurance will respond. Whilst as a minor you cannot be sued for a negligent act, it is likely the action would be transferred to GBWBA (and/or your parents personal liability section of the household contents insurance would respond to defend this if they have no cover, the action would chase the insurance policy i.e. EB) CLUBS I m running a fund raising event for the club that involves a Wheelchair Basketball tournament and a cheerleading troupe are also performing. Does the GBWBA insurance cover the club for this? Fund raising Events are normally covered by the PL/PI policy, however, the Club should check that any organization brought in to perform or provide entertainment, should have their own PL insurance that is checked by the Club. For example the Cheerleading Troupe will probably be covered by the British Cheerleading Association, but the Club should ask for sight of their PL insurance policy. I want to use a facility and the manager has asked me to prove I have public liability for 10m, however, the GBWBA policy only covers the club for 5m, what do you recommend?

5 Contact WWSI UK Ltd. and they will arrange an excess PL Layer of 5m/ 5m at competitive rates which will satisfy the Venue provider. The club provides transport to away games, is there any insurance options that could cover us? The Personal Accident Insurance provides a benefit for Club Members injured travelling to or back from games as part of a transit organised by the Club. OTHER We are running a one off Wheelchair Basketball event but are not affiliated to GBWBA, we need Insurance and would like to be affiliated to GBWBA and use the GBWBA logo? Can we affiliate to GBWBA and receive the insurance cover? Yes but you need to affiliate and pay the appropriate fees to the GBWBA prior to the event. You can affiliate to the GBWBA as an Associate Member which allows you to run as a club without entering the National Leagues. You will also need to run the Tournament in accordance with the Rules & Regulations of the GBWBA and use GBWBA Qualified Referees and Officials. Additional/ INFORMATION: GBWBA Standard Public Liability/Professional Indemnity Insurance: The policy provides a limit of indemnity of 5m for Public Liability and 2m for Professional Indemnity. The title of the Insured includes all registered Clubs; Qualified Coaches/Referee/Officials; Senior Members; & Junior Members. The insured activities include; playing, coaching & officiating basketball in GBWBA sanctioned matches and tournaments; club coaching to GBWBA members; community coaching (community coaching is defined as not for profit coaching). Commercial Coaching (defined as coaching non GBWBA members for profit either to the Club or Coach) is NOT covered by the policy and the Club should purchase additional Public Liability insurance to cover this activity. The additional cover is usually rated on Turnover so if you can provide an income figure generated from Commercial Coaching, WWSI can offer you a quotation by return.