The First Comprehensive Global Islamic Banking Database and Analytical Dashboard. Brought to you by:

Transcription

1 The First Comprehensive Global Islamic Banking Database and Analytical Dashboard Brought to you by:

2 What is IBI? Islamic Banking Intelligence or IBI, a new joint product of IDCORP and REDmoney, is a flexible, user friendly, and multilingual web-based software that is a one-stop source of global Islamic banking information IBI was developed based on a data warehouse of detailed financial information of Islamic banks Islamic Banking Intelligence Country Malaysia Bank MAYBANK ISLAMIC BER... Year 212 Currency MYR Apply Risk Sharing Risk Sharing Financing Ra Line General Welcome, Admin b IBI is a cloud-based system and connectable from any PC or smart device as a result of hardware/browser independency at any time with many charts, KPIs, graphs and gauges IBI is useful for bankers, economists, researchers, scholars, financial investors, issuers and anyone who is looking for deep financial information of Islamic banking Ratio.5 5 b b Bank-Risk Sharing Financing Ratio Country-Risk Sharing Financing Ratio Country-Total Risk Sharing Financing Country-Gross Financing Asset Bank-Total Risk Sharing Financing Bank-Gross Financing Assets Chart Data TL Customer Depo Vostr Chart Data TE TA Inve D Financing D IBI is accessible through an annual subscription is a publishing and events company focusing purely on the global Islamic finance market. The company was established in mid 24 in Kuala Lumpur. Since 24 REDmoney has been the world s leading specialized Islamic finance publishing, information and event company. The three key core divisions of REDmoney are events, publishing and training. is headquartered in Kuala Lumpur and specializes in the provision of banking software solutions for organizations in the financial, banking and payment industries. IDCorp s products include Islamic and conventional core banking systems, cards and payment solutions along with Islamic credit card systems, virtual banking, business intelligence systems, data mining, business process management systems, knowledge discovery, and banking consultancy.

3 What is IBI? Islamic Banking Intelligence Welcome, Admin >> Dashboards Country Malaysia Bank MAYBANK ISLAMIC BER... Year 212 Currency MYR Apply Home Performance Risk Sharing Risk Sharing Financing Ra Line General Comparison b Islamic Contracts Maqasid Al Shariah Horizontal Analysis Vertical Analysis Ratio b 25 b Customer Depo TL TA TE Financing D Financial Report Bank Information Bank-Risk Sharing Financing Ratio Country-Gross Financing Asset Country-Risk Sharing Financing Ratio Bank-Total Risk Sharing Financing Country-Total Risk Sharing Financing Bank-Gross Financing Assets Vostr Inve D Chart Data Chart Data Deposit From Customers Deposits F % By Type of Deposit D % Non-risk Sha.. S % Risk Sha.. G % D % By Sectors Other % Busin % Cover % Customer - Risk Sharing Customer - Non-Risk Sharing Interbank - Risk Sharing Interbank - Non-Risk Sharing Chart Data Chart Data

4 Why IBI? IBI is the first comprehensive system that is fully dedicated to Islamic banking data and information enabling users to instantly study and compare all Islamic banks performance globally through the use charts and figures Risk Sharing Risk Sharing Financing Ra Line.75 Risk Sharing 75 b Risk Sharing Financing Ra Line Ratio.5 Name 5 b MAYBANK ISLAMIC BERHAD Item Risk Sharing Financing Ratio Trend.25 MAYBANK ISLAMIC 25 b BERHAD Risk Sharing Financing to Deposit Ratio MAYBANK ISLAMIC BERHAD Risk Sharing Financing Risk Sharing Deposit Ratio Malaysia Risk Sharing Financing Ratio Bank-Risk Sharing Financing Ratio Country-Gross Financing Asset Country-Risk Sharing Financing Ratio Bank-Total Risk Sharing Financing Country-Total Malaysia Risk Sharing Financing Bank-Gross Financing Assets Risk Sharing Financing to Deposit Ratio Chart Data Malaysia Risk Sharing Financing Risk Sharing Deposit Ratio Chart Data IBI provides not only a complete historical set of data with a uniform format for consolidated financial positions and income statements of Islamic banks, but also detailed information of their financial notes Equitable Income Distribution Society Depositors Shareholders Directors IBI users can access detailed information on Islamic contracts applied by Islamic banks including Murabahah, Mudarabah, Musharakah, Ijarah, Wakalah, as well as information pertaining to Maqasid Al Shariah, risk-sharing, Zakat, and much more Chart Data Personnel Bank Country (Peer Group)

5 Why IBI? As a truly innovative and analytical platform in the Islamic financial market, IBI ensures that data of global Islamic banks is homogenous, comparable, and analyzable Asset 4 b 75 b 3 b 5 b 2 b 1 b 25 b b CIMB-MY HONGLEONG-MY HSBC-MY MAYBANK-MY PUBLIC-MY b Chart Data IBI analysts are able to collect detailed financial information from the annual reports of Islamic banks around the world, and dynamically convert data to a unique format with the capability to customize this data for analytical and comparable purposes based on both business intelligence infrastructure and visualized data IBI Users can access various data of Islamic banks, including financial and Shariah ratios, bank profiles, horizontal and vertical analysis, historical and analytical data and comparative indicators Furthermore, IBI enables banks to evaluate their own performance and compare themselves with peer groups (based on asset size), on both a national and global level

6 Unique features of IBI More than 5 KPIs for performance measurement based on: Profitability Liquidity and funding Efficiency Risk management Asset quality Deployment & growth Islamic contracts Maqasid Al Shariah Ratios and Items Ratio Trend Sale-Based Financing Ratio Total Sale-Based Financing 3,465,832,, 3,93,347,, 4,757,87,, 6,618,2,, 8,469,266,, Gross Financing Assets 5,542,39,, 6,86,88,, 9,36,29,, 13,59,755,, 16,266,361,, Income from Sale-Based Financing to Income Ratio Total Income from Sale-Based Financing Income from Financing 31,95,, 314,338,, 353,722,, 581,895,, 733,448,, Lease-Based Financing Ratio Total Lease-Based Financing 1,451,681,, 1,996,943,, 2,478,851,, 4,352,46,, 5,27,745,, Gross Financing Assets 5,542,39,, 6,86,88,, 9,36,29,, 13,59,755,, 16,266,361,, Income from Lease-Based to Income Ratio Total Income from Lease-Based to Income Ratio Income from Financing 31,95,, 314,338,, 353,722,, 581,895,, 733,448,, Future Sale-Financing Ratio Total Future Sale-Financing 49,949,, 442,52,, 53,275,, 34,447,, 133,283,, Gross Financing Assets 5,542,39,, 6,86,88,, 9,36,29,, 13,59,755,, 16,266,361,, 16+ Islamic banks from 36+ countries 25+ information fields in 28+ categories 5+ years of data of all Islamic banks A hi-tech business intelligence system Online help and tool tips features for the user interface

7 Unique features of IBI 9+ different analytical dashboards Perfomance Ratios Profitability Line First glance.4 Performance.2 Comparison Ratio Islamic contracts Maqasid Al Shariah Horizontal analysis Vertical analysis Malaysia Return on Asset (ROA) Return on Equity (ROE) Return on Revenue (ROR) Profit Expense Ratio Earnings Per Share (sen) Devidend Payout Ratio Profit Coverage Ratio Earnings Value Per Share Cash Flow Per Share HSBC Amanah Malaysia Berhad Peer Group (AVG) Financial report Bank information Dynamic and interactive analysis and comparison of banks with other banks, peer groups and also a countrywide analysis of Islamic banks Professional comments (including strengths, weaknesses, and recommendations) on any Islamic bank Extractable and exportable data in Excel and PDF formats

8 Who can utilize IBI? Every bank, institution, university, research academy or organization which deals with Islamic banks or needs to analyze Islamic banks, including: Government organizations and central banks Banks, such as finance, credit, treasury and risk departments Financial and management consultants Investors and issuers Shariah boards and scholars University students, academic researchers and economists Media agencies and journalists Financial Ratio Comparison Return on Asset (ROA) Ratio CIMB Islamic Bank Berhad HSBC Amanah Malaysia Berhad MAYBANK ISLAMIC BERHAD Chart Data Gauges Balance Sheet Structure Profitability ROA ROE ROR EPS DPO Liquidity and Funding FDR FAR IBR IPAR LAR 1 1.5% 2.48% 32.99% 74.7% 24.96% 73.7% 67.5% 19.31% 1.4% 14.53% 75 5 Risk and Capital Efficiency 25 DER DAR CCR RWCR EDR CIR ETAR LAR ER NFR % 95.3% 1.83% 12.5% 5.23% 37.3%.76% 2.3% 268.7% 3.15% Total Assets Total Equity Total Liabilities Malaysia MAYBANK ISLAMIC Peer Group (AVG)

9 Who benefits from IBI? Government organizations and central banks IBI is a business intelligence and knowledge discovery tool for auditing and assessment of Islamic banks and an excellent controlling tool to evaluate monetary and financial policies in these banks and countries Financial and management consultants With a hi-tech financial dashboard, comprising numerous user-friendly gauges, graphs and charts, IBI is a valuable toolkit for any consultant Map Total Assets Country Name ASSETS % of Total Saudi Arabia 26,88,735, % Kuwait 14,621,856, % United Arab Emirates 11,59,765, % Qatar 1,485,348, % Malaysia 7,869,714, % Turkey 7,735,645, % Brunei Darussalam 4,797,348, % Jordan 2,192,433, % Bangladesh 2,164,521, % Indonesia 1,655,429, % Iran, Islamic Republic of 1,325,57, % Pakistan 1,1,57, % Bahrain 1,9,82, %

10 Who benefits from IBI? Banks IBI prepares a uniformed format of data for Islamic banks worldwide, so that banks can conduct in-depth analysis and comparisons with other banks, peer groups or countrywide Islamic banks, including areas such as market development and market penetration Analysis can be based on indicators such as risk factors, performance, efficiency, Islamic contracts, Maqasid Al Shariah and growth, These are available both graphically and statistically in IBI to explore competitive advantages and areas for improvement By Type of Deposit D % Risk Sha.. G % F % Non-risk Sha.. D % S % By Sectors Other % 29.2% Cover % Busin... Investors Investors can determine the potential of Islamic banks they wish to invest in; including which are more secure and those that can pay higher rates of returns and dividends in comparison to peer groups, as well as other national and global Islamic banks Issuers Issuers can research for potential surplus sources of funds, as well as banks and countries by referring to historical data and returns besides previous issued products

11 Who benefits from IBI? Shariah scholars There are two specific categories for Islamic contracts and Maqasid Al Shariah in the system that allow Shariah scholars to assess the compliance of products and processes in Islamic banks of different Islamic countries with Shariah rules and principles ROA ROE ROR 1.23% 14.46% 3.14% EPS DPO 18.86% 52.13% Economists Through IBI, the trend of Islamic banking in different countries is now traceable and measurable. Sufficient banking information is available to empower economic analysis and research. Details of monetary and banking factors are exportable through the system including money supply, central bank reserves, non-performing financing (NPF), capital, debt, etc Income Statement Comparison Show Percent Income From Investment Portfolio CIMB Islamic Bank Berhad HSBC Amanah Malaysia Berhad Maybank Islamic Berhad Public Islamic Bank Berhad Chart Data

12 Who benefits from IBI? Researchers and students With its unique and customized format, IBI consolidates financial statements, allows researchers to access internal information of Islamic banks, such as details of financing and deposits, by type, sector, and maturity. This is highly desirable for new research, dissertations and articles Media agencies and journalists A supportive platform for preparing reports and news based on precise data and information for any Islamic bank or country or even as a source of knowledge for finding new ideas to write and publish m.2.15 Ratio.3 1m 5m.1.1 m Net Impaired Financing Assets Gross Impaired Financing Assets Risk-weight Capital Ratio Core Capital Ratio Gross Impaired Financing Ratio Net Impaired Financing Assets

13 List of countries and Islamic banks in IBI UK 4 Bosnia 1 Bahrain 19 Kazakhstan 1 Jordan 3 Qatar 5 Palestine 1 Syria 2 UAE 7 Tunisia 1 Afghanistan 1 Thailand 1 Algeria 1 Iran 16 Malaysia 18 Turkey 4 Pakistan 5 Brunei Darussalam 1 Egypt 1 Kuwait 5 Iraq 2 Maldives 1 Sudan 9 Yemen 4 Saudi Arabia 4 Philippines 1 Sri Lanka 1 Indonesia 7 Bangladesh 7

14 Contact Us Andrew Morgan T: Steve Stubbs T ext 55 Malaysia Office: Suite 22-6, 22 nd Floor, Menara Tan & Tan 27, Jalan Tun Razak, 54 Kuala Lumpur, Malaysia T F Dubai Office: 3 rd Floor, X2 Tower, Jumeirah Lake Towers (JLT), Jumeirah Bay, PO Box , Dubai, UAE T F Geraldine Chan [email protected] T Omid Torabi [email protected] Marjan Naseri [email protected] Abolfazl Ariani Parsa [email protected] 5-4-2, Level 4, Wisma UOA Damansara, No.5, Jalan Dungun, Damasara Heights, 549 Kuala Lumpur, Malaysia T F

15 IBI Booking Form Yes! I would like to subscribe: Individual Users DATA Level Subscription US$5, Data level subscriptions to Islamic Banking Intelligence (IBI) Software have the added capability that in addition to full access of the IBI system, the user has full export capabilities of all data and graphs into Excel and other programs A typical 1 year subscription will be valid for a total of 52 weeeks. YOUR DETAILS Additional Users: DATA Level: US$1,5 (per user) Number of Users: DASHBOARD Level: US$1, (per user) Number of Additional Users: Please note: The dashboard level is the same as data level, however, the user is not able to export any of the data to an external source or program. Each subscription will receive: 52 weeks unlimited user access to IBI Exclusive login details for each user Packages: Company Package* (5 Users): Group-Wide Package* (Unlimited Users): US$1, US$2, *Please note that the above packages are for DATA Level subscriptions Multi Year Packages: 2-Year Package 1% Discount (full payment upfront) 3-Year Package 2% Discount (full payment upfront) Full Name: (First Name) Company Name: Address: (Surname) Job Title: Postal/Zip: Work Telephone: Country: Fax: TO INITIATE YOUR SUBSCRIPTION, RETURN FAX TO OR [email protected] Terms and Conditions Full payment must be made within 3 days of the invoice date. In the event that payment is made after 3 days from the invoice date, a 1% penalty fee will be imposed. For payments made after 6 days from the invoice date, a 2% penalty fee will be imposed Payment made by cheque will be charged additional bank fees of 1% of the invoice amount All currency conversion will be applicable to the date of invoice All prices above are not inclusive of taxes. 6% service tax will be imposed only to Malaysian based advertisers

16 Brought to you by: Islamic Banking Intelligence The First Comprehensive Global Islamic Banking Database and Analytical Dashboard WHAT? Islamic Banking Intelligence (IBI), a new joint product between IDCORP and REDmoney, is a flexible, user friendly and multilingual web-based software that is a one-stop source of data and information developed on a data warehouse utilizing detailed financial information of Islamic banks globally IBI is a cloud-based system and connectable from your PC or smart device, using hardware/browser independency at any time and includes facilities such as charts, KPIs, graphs, gauges, etc Accessible through an annual subscription, IBI is useful for bankers, economists, researchers, scholars, financial investors, issuers and anyone who is looking for complete financial information of Islamic banks WHY? There is currently no such system that is as comprehensive and fully dedicated to Islamic banking data and information, enabling users to instantly analyze and compare the performance of Islamic banks globally through the use of charts and figures IBI provides not only a complete historical set of data through a uniform format for consolidated financial positions and income statements of Islamic banks, but also details of their financial notes UNIQUE FEATURES More than 5 KPIs for performance measurement based on: o Profitability o Liquidity and funding o Efficiency o Risk management o Asset quality o Deployment & growth o Islamic contracts o Maqasid Al Shariah 16+ Islamic banks from 36+ countries 25+ information fields in 28+ categories 5+ years of data of all Islamic banks Online help and tool tips features for the user interface Risk Sharing.75 Equitable Income Distribution Society Depositors Shareholders Directors Personnel Bank Country (Peer Group) 75 b As a truly innovative and analytical platform in the Islamic financial market, IBI ensures that data of global Islamic banks is homogenous, comparable, and analyzable IBI users have access to detailed information on Islamic contracts applied by Islamic banks including Murabahah, Mudarabah, Musharakah, Ijarah and Wakalah, and so on, as well as information pertaining to Maqasid Al Shariah, risk-sharing and Zakat Ratio b 25 b Islamic banking data that users can access include financial and Shariah ratios, bank profiles, horizontal and vertical analysis, historical and analytical data and comparative indicators IBI enables banks to evaluate their own performance, comparing themselves with peer groups both a nationally and globally Bank-Risk Sharing Financing Ratio Country-Gross Financing Asset Country-Risk Sharing Financing Ratio Bank-Total Risk Sharing Financing Country-Total Risk Sharing Financing Bank-Gross Financing Assets For more information [email protected] or call ext 55