Leveraged Equities Margin Loan

Transcription

1 Approved Shares % % 3PL 3P Learning Limited 0% 50% 30% A2M The A2 Milk Company Limited 0% 50% 30% AAC Aus Agricultural Comp Ltd 0% 70% 50% AAD Ardent Leisure Group 60% 70% 60% ABA Auswide Bank Ltd 0% 45% 20% ABC Adelaide Brighton Ltd 60% 70% 60% ABP Abacus Property Group 60% 70% 60% ACO Australian Careers Network Ltd 0% 40% 20% ACR Acrux Ltd 0% 35% 20% ACX Aconex Limited 0% 40% 30% ADH Adairs Ltd 0% 40% 30% AFG Australian Finance Group Ltd 0% 40% 30% AFI Aus Foundation Invest Comp Ltd 65% 75% 80% AFIG AFIN AFINA Australian Foundation Investment Company Limited 6.25% Cn 28-Feb-17 Australian Foundation Investment Company Limited Australian Foundation Investment Company Limited 0% 55% 50% 65% 75% 80% 65% 75% 80% AGF Amp Capital China Growth 0% 55% 30% AGG Anglogold Ashanti Ltd 0% 50% 30% AGI Ainsworth Game Technology Ltd 45% 55% 60% AGL AGL Energy Ltd 65% 75% 80% AGLHA AGL Energy Limited Frn 08-Jun-39 65% 75% 50% AHG Automotive Holdings Group Ltd 55% 65% 60% AHY Asaleo Care Limited 55% 65% 60% AIA Auckland Int. Airport Ltd 60% 70% 80% AIO Asciano Ltd 65% 75% 80% AIZ Air New Zealand Ltd 55% 65% 60% AJA Astro Japan Property Group 0% 55% 30% AJD Asia Pacific Data Centre Group 0% 40% 20% ALF Aus Leaders Ltd 0% 60% 30% ALI Argo Global Listed Infrastructure Ltd 0% 60% 30% ALK Alkane Resources Ltd 0% 40% 20% ALL Aristocrat Leisure Ltd 65% 75% 80% ALQ Als Ltd 55% 65% 80% ALR Aberdeen Leaders Ltd 0% 70% 30% ALU Altium Limited 0% 40% 30% AMA AMA Group Ltd 0% 40% 20% AMC Amcor Ltd AMH AMCIL Ltd 0% 55% 30% AMP AMP Ltd AMPHA AMP Limited Frn 18-Dec-23 0% 75% 50% AMPPA AMP Limited 65% 75% 50% ANN Ansell Ltd 60% 70% 60% ANZ ANZHA ANZPA ANZPC ANZPD ANZPE ANZPF Australia and New Zealand Banking Group Ltd Australia and New Zealand Banking Group Limited Frn 20-Jun-22 Australia and New Zealand Banking Group Limited Pref Share Cps2 Australia and New Zealand Banking Group Limited Pref Share Cps3 Australia and New Zealand Banking Group Limited Cap Note Australia and New Zealand Banking Group Limited Capital Note 2 Australia and New Zealand Banking Group Limited Capital Note 3 70% 75% 50% 70% 75% 50% 70% 75% 50% 70% 75% 50% 70% 75% 50% 70% 75% 50% AOD Aurora Sandringham idend Income Trust 0% 60% 30% AOG Aveo Group 0% 70% 60% APA APA Group 65% 75% 80% APE AP Eagers Ltd 40% 50% 50% API Aus Pharmaceutical Industries Ltd 0% 50% 20% APN APN News & Media Ltd 40% 50% 50% APO APN Outdoor Group Limited 0% 50% 50% APZ Aspen Group 0% 55% 20% AQG Alacer Gold Corp. 0% 50% 30% AQHHA Apt Pipelines Limited Unsec.Frn 30-Sep-72 65% 75% 50% AQP Aquarius Platinum Ltd 0% 45% 20% ARB ARB Corporation Ltd 60% 70% 50% ARF Arena REIT 0% 50% 30% ARG Argo Invests Ltd 65% 75% 80% ASB Austal Ltd 0% 50% 30% AST AusNet Services 65% 75% 80% ASX ASX Ltd 65% 75% 80% ASZ ASG Group Limited 0% 40% 20% ATU Atrum Coal NL 0% 40% 20% AUB Austbrokers Holdings Ltd 50% 60% 50% AUF Asian Masters Ltd 0% 40% 20% AUI Aus United Invest Comp Ltd 60% 70% 50% AVJ AVJennings Ltd 0% 40% 30% AWC Alumina Ltd 60% 70% 80% Page 1 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

2 Approved Shares % % AWE AWE Ltd 50% 60% 50% AWI Australasian Wealth Investments Limited 0% 50% 30% AYS Amaysim Ltd 0% 40% 30% AZJ Aurizon Holdings Ltd BAL Bellamy's Australia Ltd 0% 45% 30% BAP Burson Group Limited 0% 40% 30% BEN Bendigo and Adelaide Bank Ltd 70% 75% 80% BENPD BENPE BENPF Bendigo and Adelaide Bank Limited Conv Pref Share Bendigo and Adelaide Bank Limited Conv Pref Share Bendigo and Adelaide Bank Limited Conv Pref Share 70% 75% 80% 70% 75% 80% 70% 75% 80% BFG Bell Financial Group Ltd 0% 50% 20% BGA Bega Cheese Ltd 55% 65% 50% BGL BigAir Group Ltd 0% 40% 20% BHP BHP Billiton Ltd BKI BKI Invest Comp Ltd 60% 70% 50% BKL Blackmores Ltd 0% 55% 30% BKW Brickworks Ltd 60% 70% 60% BLD Boral Ltd 65% 75% 80% BLT Benitec Biopharma Limited 0% 40% 20% BLX Beacon Lighting Group Limited 0% 40% 30% BNO Bionomics Ltd 0% 40% 30% BOC Bougainville Copper Ltd 0% 30% 20% BOQ Bank of Queensland Ltd 65% 75% 80% BOQPD Bank of Queensland Limited Conv Pref Share 65% 75% 50% BPA Brookfield Prime Property 0% 40% 30% BPT Beach Energy Ltd 55% 65% 60% BRG Breville Group Ltd 55% 65% 60% BRS Broadspectrum Limited 0% 60% 20% BRU Buru Energy Ltd 0% 40% 20% BSL BlueScope Steel Ltd 55% 65% 50% BTT BT Invest Management Ltd 60% 70% 60% BWP BWP Trust 60% 70% 60% BXB Brambles Ltd CAB Cabcharge Australia Ltd 0% 65% 50% CAJ Capitol Health Limited 0% 40% 30% CAR Carsales.Com Ltd 60% 70% 60% CBA Commonwealth Bank of Australia CBAHA Commonwealth Bank of Australia Bond 24- Dec-15 CBAPC CBAPD Commonwealth Bank of Australia Perp.Exc.(Perls Vi) Commonwealth Bank of Australia Perp.Exc.(Perls Vii) 70% 75% 50% 70% 75% 50% 70% 75% 50% CCL Coca-Cola Amatil Ltd 65% 75% 80% CCP Credit Corp Group Ltd 0% 50% 30% CCV Cash Converters Int. 0% 55% 30% CDA Codan Ltd 0% 45% 20% CDD Cardno Ltd 0% 55% 30% CDM Cadence Capital Ltd 0% 50% 30% CDP Carindale Property Trust 0% 55% 30% CGC Costa Group Holdings Ltd 50% 60% 50% CGF Challenger Ltd 60% 70% 80% CGFPA Challenger Limited Capital Notes 60% 70% 50% CGW Coats Group Plc 0% 50% 20% CHC Charter Hall Group 60% 70% 60% CIM CIMIC Group Limited 65% 75% 80% CIN Carlton Invests Ltd 0% 65% 50% CKF Collins Foods Ltd 0% 55% 30% CLH Collection House Ltd 0% 50% 30% CMW Cromwell Group 60% 70% 60% CNGHA Colonial Holding Company Limited Frn 31- Mar-37 70% 75% 50% CNU Chorus Ltd 0% 65% 50% COE Cooper Energy Ltd 0% 40% 20% COH Cochlear Ltd 65% 75% 80% CPU Computershare Ltd 65% 75% 80% CQR Charter Hall Retail Reit 60% 70% 60% CSL CSL Ltd CSR CSR Ltd 60% 70% 60% CSV CSG Ltd 0% 50% 30% CTD Corporate Travel Management Ltd 0% 40% 50% CTN Contango Microcap Ltd 0% 50% 20% CTX Caltex Australia Ltd 65% 75% 80% CTXHA Caltex Australia Limited Unsec.Frn 15-Sep % 70% 50% CUP Countplus Ltd 0% 40% 20% CVC CVC Ltd 0% 35% 20% CVO Cover-More Group Limited 50% 60% 50% CVW Clearview Wealth Ltd 0% 55% 30% Page 2 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

3 Approved Shares % % CWN Crown Resorts Limited CWNHA Crown Resorts Limited Unsec.Frn 14-Sep % 75% 50% CWNHB Crown Resorts Limited Unsec.Frn 70% 75% 50% CWP Cedar Woods Properties Ltd 40% 50% 50% CZZ Capilano Honey Ltd 0% 40% 30% DCG Decmil Group Ltd 0% 50% 30% DJW Djerriwarrh Invests Ltd 60% 70% 60% DLS Drillsearch Energy Ltd 0% 50% 30% DLX Duluxgroup Ltd 60% 70% 60% DMP Domino's Pizza Enterprises Ltd 60% 70% 60% DNA Donaco International Limited 0% 40% 30% DOW Downer EDI Ltd 60% 70% 60% DTL Data#3 Ltd 0% 45% 20% DUE Duet Group 65% 75% 80% DUI ersified United Invest Ltd 60% 70% 50% DVN Devine Ltd 0% 50% 20% DWS DWS Ltd 0% 50% 20% DXS Dexus Property Group 65% 75% 80% ECX Eclipx Group Ltd 0% 50% 30% EGP The Star Entertainment Group Limited 60% 70% 60% EHE Estia Health Limited 0% 50% 50% ELD Elders Ltd 0% 40% 30% EPW ERM Power Ltd 0% 50% 20% EPX Ethane Pipeline Income 0% 45% 20% EQT Equity Trustees Ltd 0% 40% 30% ESV Eservglobal Ltd 0% 40% 20% EVN Evolution Mining Ltd 0% 50% 20% EVT Event Hospitality and Entertainment Ltd 60% 70% 60% EWC Energy World Corporation Ltd 0% 50% 20% EZL Euroz Ltd 0% 55% 30% FAN Fantastic Holdings Ltd 0% 50% 20% FBU Fletcher Building Ltd 60% 70% 80% FDC Federation Centres 60% 70% 80% FET Folkestone Education Trust 0% 55% 30% FGX Future Generation Investment Company Limited 0% 50% 30% FLT Flight Centre Ltd 60% 70% 80% FMG Fortescue Metals Group Ltd 0% 65% 20% FNP Freedom Foods Group Limited 0% 40% 30% FPH Fisher & Paykel Healthcare Corporation Ltd 60% 70% 60% FRI Finbar Group Ltd 0% 40% 30% FSF Fonterra Shareholders' 45% 55% 50% FWD Fleetwood Corporation Ltd 0% 40% 20% FXJ Fairfax Media Ltd 60% 70% 60% FXL FlexiGroup Ltd 55% 65% 60% GBT GBST Holdings Limited 0% 50% 30% GDI GDI Property Group 0% 40% 50% GEM G8 Education Ltd 55% 65% 60% GHC Generation Healthcare REIT 0% 40% 30% GMA Genworth Mortgage Insurance Australia Limited 55% 65% 60% GMF Gpt Metro Office 0% 50% 30% GMG Goodman Group 60% 70% 80% GMPPA Goodman Plus Trust Step-Up Units 60% 70% 50% GNC GrainCorp Ltd 60% 70% 60% GNE Genesis Energy Limited 50% 60% 50% GNG Gr Engineering Services Ltd 0% 40% 20% GOW Gowing Bros Ltd 0% 40% 20% GOZ Growthpoint Properties Australia 45% 55% 60% GPT GPT Group 60% 70% 80% GRF Global Resource Masters Ltd 0% 35% 20% GRR Grange Resources Ltd 0% 50% 20% GTY Gateway Lifestyle Group 0% 50% 30% GUD G.U.D. Holdings Ltd 0% 65% 30% GWA GWA Group Ltd 60% 70% 50% GXL Greencross Limited 40% 50% 60% HFA HFA Holdings Ltd 0% 40% 20% HFR Highfield Resources Limited 0% 40% 20% HGG Henderson Group PLC. 60% 70% 60% HHV Hunter Hall Global Value Ltd 0% 65% 20% HIL Hills Holdings Ltd 0% 45% 20% HLO Helloworld Limited 0% 40% 20% HPI Hotel Property Investments 0% 55% 30% HSN Hansen Technologies Ltd 0% 50% 30% HSO Healthscope Limited 60% 70% 50% HTA Hutchison Telecommunications (Australia) Ltd 0% 40% 30% HUO Huon Aquaculture Group Limited 0% 50% 30% HVN Harvey Norman Holdings Ltd 65% 75% 80% IAG Insurance Australia Group Ltd Page 3 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

4 Approved Shares % % IAGPC IANG Insurance Australia Group Limited Conv Pref Shs IAG Finance (New Zealand) Limited Perp.Reset Exch.Note 0% 75% 50% 60% 70% 50% IDR Industria REIT 0% 55% 30% IEL Idp Education Limited 0% 50% 50% IFL IOOF Holdings Ltd 60% 70% 60% IFM Infomedia Ltd 0% 50% 30% IGL Ive Group Limited 0% 40% 20% IGO Independence Group NL 55% 65% 60% IHOO ishares Global 100 AUD Hedged ETF 65% 75% 50% ILU Iluka Resources Ltd 60% 70% 80% IMF IMF (Australia) Ltd 0% 55% 30% INA Ingenia Communities Group 0% 45% 30% IOF Investa Office 60% 70% 60% IPH IPH Limited 0% 60% 50% IPL Incitec Pivot Ltd 65% 75% 80% IPP Iproperty Group Limited 40% 50% 50% IRE IRESS Ltd 60% 70% 60% IRI Integrated Research Ltd 0% 40% 20% ISD Isentia Group Limited 0% 40% 30% ISU Iselect Limited 0% 55% 30% IVC InvoCare Ltd 60% 70% 60% JBH JB Hi-Fi Ltd 60% 70% 60% JHC Japara Healthcare Limited 50% 60% 50% JHX James Hardie Industries PLC 60% 70% 80% KAM K2 Asset Management Holdings Ltd 0% 40% 20% KAR Karoon Gas Ltd 0% 45% 30% KCN Kingsgate Consolidated Ltd 0% 40% 20% KMD Kathmandu Holdings Ltd 40% 50% 50% KRM Kingsrose Mining Ltd 0% 40% 20% KSC K & S Corporation Ltd 0% 40% 20% LEP ALE Property Group 60% 70% 50% LHC Lifehealthcare Group Limited 0% 40% 20% LLC Lend Lease Group 65% 75% 80% LNG Liquefied Natural Gas Limited 0% 40% 30% LNK Link Administration Holdings Ltd 55% 65% 50% LOV Lovisa Holdings Limited 0% 40% 30% MAQ Macquarie Telecom Group Ltd 0% 50% 20% MBLHB Macquarie Group Limited Stapled Perp. Frn. 65% 75% 50% MBLPA Macquarie Bank Capital Notes 65% 75% 50% MCP McPherson's Ltd 0% 40% 20% MDL Mineral Deposits Ltd 0% 40% 30% MEA McGrath Limited 0% 40% 30% MEZ Meridian Energy Limited 50% 60% 50% MFF Magellan Flagship Ltd 60% 70% 50% MFG Magellan Financial Group Ltd 60% 70% 60% MGC Mg Unit Trust 0% 50% 30% MGE Magellan Global Equities 55% 65% 50% MGR Mirvac Group 65% 75% 80% MGX Mount Gibson Iron Ltd 0% 40% 20% MIN Mineral Resources Ltd 55% 65% 60% MIR Mirrabooka Invests Ltd 0% 55% 30% MLB Melbourne IT Ltd 0% 55% 20% MLD MACA Ltd 0% 45% 30% MLT Milton Corporation Ltd 60% 70% 60% MLX Metals X Ltd 0% 40% 30% MML Medusa Mining Ltd 0% 45% 30% MMS McMillan Shakespeare Ltd 50% 60% 50% MND Monadelphous Group Ltd 0% 65% 30% MNF My Net Fone Limited 0% 40% 20% MOC Mortgage Choice Ltd 0% 50% 30% MPL Medibank Private Limited 65% 75% 60% MQA Macquarie Atlas Roads Group 55% 65% 60% MQG Macquarie Group Ltd MQGPA Macquarie Group Capital Note 65% 75% 50% MQGPB Macquarie Capital Notes 2 65% 75% 50% MSB Mesoblast Ltd 0% 55% 30% MTR Mantra Group Limited 0% 50% 30% MTS Metcash Ltd 0% 65% 30% MTU M2 Group Ltd 55% 65% 60% MVF Monash IVF Group Limited 0% 50% 30% MVS Market Vectors Small Cap idend Payers ETF 55% 65% 50% MVT Mercantile Invest Comp Ltd 0% 60% 30% MXI MaxiTRANS Industries Ltd 0% 40% 20% MXUPA Multiplex Sites Trust 0% 55% 30% MYO MYOB Group Ltd 55% 65% 50% MYR Myer Holdings Ltd 55% 65% 60% MYS MyState Ltd 0% 55% 30% MYT Mighty River Power Limited 40% 50% 60% Page 4 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

5 Approved Shares % % MYX Mayne Pharma Group Ltd 0% 45% 30% NAB National Australia Bank Ltd NABHA NABHB National Inc.Sec. Stapled Floating Rate Debt/Pref National Australia Bank Limited Unsec.Note 18-Jun-22 70% 75% 50% 70% 75% 50% NABPA National Australia Bank Limited Pref Share 70% 75% 50% NABPB National Australia Bank Limited Cps II 70% 75% 50% NABPC National Australia Bank Limited CPS 3 70% 75% 50% NAN Nanosonics Ltd 0% 40% 20% NCK Nick Scali Ltd 0% 40% 30% NCM Newcrest Mining Ltd 60% 70% 80% NEA Nearmap Ltd 0% 40% 20% NEC Nine Entertainment Co. Holdings Limited 60% 70% 60% NFNG Nufarm Finance (NZ) Limited 6.94%Perp.24Nov11 0% 55% 50% NHC New Hope Corporation Ltd 55% 65% 60% NHF NIB Holdings Ltd 60% 70% 60% NPX Nuplex Industries Ltd 40% 50% 50% NSR National Storage REIT 0% 40% 30% NST Northern Star Resources Ltd 50% 60% 50% NUF Nufarm Ltd 60% 70% 60% NVT Navitas Ltd 55% 65% 60% NWS News Corporation Class B 70% 75% 50% NWSLV News Corporation Class A 60% 70% 50% NXT Nextdc Ltd 0% 50% 30% OFX Ozforex Group Limited 55% 65% 50% OGC OceanaGold Corporation 55% 65% 50% ORA Orora Limited 60% 70% 60% ORE Orocobre Ltd 0% 40% 30% ORG Origin Energy Ltd ORGHA Origin Energy Limited Frn 22-Dec-71 70% 75% 50% ORI Orica Ltd 65% 75% 80% ORL OrotonGroup Ltd 0% 50% 20% OSH Oil Search Ltd 70% 75% 80% OZL OZ Minerals Ltd 55% 65% 60% PAC Pacific Current Group Ltd 0% 55% 30% PAN Panoramic Resources Limited 0% 40% 20% PBG Pacific Brands Ltd 0% 55% 50% PCAPA Preferred Capital Limited PERLS III 60% 70% 50% PEP Pepper Group Ltd 0% 50% 30% PFL Patties Foods Ltd 0% 55% 20% PGF Pm Capital Global Opportunities Limited 0% 50% 20% PGH Pact Group Holdings Ltd 55% 65% 60% PGR The Pas Group Limited 0% 40% 20% PIC Perpetual Equity Investment Company Limited 0% 60% 50% PMC Platinum Capital Ltd 0% 55% 30% PMV Premier Invests Ltd 60% 70% 60% PPC Peet Ltd 60% 70% 50% PPT Perpetual Ltd 60% 70% 60% PRG Programmed Maintenance Services Ltd 0% 50% 30% PRT Prime Media Group Ltd 0% 55% 30% PRU Perseus Mining Ltd 0% 45% 30% PRY Primary Health Care Ltd 60% 70% 60% PTM Platinum Asset Management Ltd 65% 75% 80% QAN Qantas Airways Ltd 60% 70% 60% QBE QBE Insurance Group Ltd QMS QMS Media Ltd 0% 40% 20% QUB Qube Holdings Ltd 55% 65% 60% QVE QV Equities Limited 0% 50% 30% RCG RCG Corporation Ltd 0% 40% 20% RCR RCR Tomlinson Ltd 0% 50% 30% RCT Reef Casino Trust 0% 40% 20% REA REA Group Ltd 60% 70% 80% REC Recall Holdings Limited 55% 65% 60% REG Regis Healthcare Limited 55% 65% 50% REH Reece Australia Ltd 55% 65% 80% REX Regional Express Holdings Ltd 0% 50% 20% RFF Rural s Group 0% 50% 30% RFG Retail Food Group Ltd 55% 65% 50% RHC Ramsay Health Care Ltd 65% 75% 80% RHCPA Ramsay Health Care Limited Cares 65% 75% 50% RHL Ruralco Holdings Ltd 0% 40% 30% RIC Ridley Corporation Ltd 0% 55% 30% RIO Rio Tinto Ltd RKN Reckon Ltd 0% 55% 30% RMD Resmed Inc. 65% 75% 80% RRL Regis Resources Ltd 55% 65% 50% S32 South32 Limited 70% 75% 50% SAI SAI Global Ltd 60% 70% 60% Page 5 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

6 Approved Shares % % SAR Saracen Mineral Holdings Ltd 0% 45% 30% SBKHB Suncorp-Metway Limited. Unsec.Perp.Cap Note 65% 75% 50% SCG Scentre Group 70% 75% 80% SCP Shopping Centres Australasia Property Group 60% 70% 60% SDF Steadfast Group Limited 50% 60% 50% SDG Sunland Group Ltd 0% 50% 30% SDM Sedgman Ltd 0% 50% 20% SEA Sundance Energy Australia Ltd 0% 40% 20% SEH Sino Gas & Energy Holdings Limited 0% 40% 20% SEK Seek Ltd 60% 70% 80% SFH Specialty Fashion Group Ltd 0% 50% 20% SFR Sandfire Resources NL 45% 55% 50% SGF SG Fleet Group Limited 0% 55% 30% SGH Slater & Gordon Ltd 0% 40% 20% SGM Sims Metal Management Ltd 60% 70% 60% SGN STW Communications Group Ltd 0% 50% 30% SGP Stockland 65% 75% 80% SGR The Star Entertainment Group Limited 60% 70% 60% SHJ Shine Corporate Ltd 0% 50% 30% SHL Sonic Healthcare Ltd 65% 75% 80% SHV Select Harvests Ltd 0% 55% 30% SIO Simonds Group Limited 0% 40% 30% SIP Sigma Pharmaceuticals Ltd 50% 60% 50% SIQ Smartgroup Corporation Ltd 0% 40% 20% SIV Silver Chef Ltd 0% 55% 20% SKC SkyCity Entertainment Group Ltd 60% 70% 60% SKI Spark Infrastructure Group 60% 70% 60% SKT Sky Network Television Limited 55% 65% 60% SLK Sealink Travel Group Limited 0% 40% 20% SLM Salmat Ltd 0% 50% 30% SLX Silex Systems Ltd 0% 40% 20% SMX SMS Management & Technology Ltd 0% 55% 30% SOL Washington H Soul Pattinson & Comp Ltd 65% 75% 80% SPK Spark New Zealand Limited 65% 75% 80% SPL Starpharma Holdings Ltd 0% 40% 20% SPO Spotless Group Holdings Limited 50% 60% 60% SRV Servcorp Ltd 0% 55% 30% SRX Sirtex Medical Ltd 0% 60% 30% STO Santos Ltd 0% 70% 20% SUL Super Retail Group Ltd 60% 70% 60% SUN Suncorp Group Ltd SUNPC Suncorp Group Limited Conv Pref Share Cps2 70% 75% 50% SUNPD Suncorp Group Limited Sub.Note 22-Nov-23 70% 75% 50% SUNPE Suncorp Group Limited Convertible Preference Share Cps3 70% 75% 50% SVW Seven Group Holdings Ltd 55% 65% 60% SVWPA Seven Group Holdings Limited Conv. Red. Pref. 60% 70% 50% SWL Seymour Whyte Ltd 0% 50% 20% SWM Seven West Media Ltd 60% 70% 60% SXL Southern Cross Media Group Ltd 55% 65% 50% SXY Senex Energy Ltd 40% 50% 50% SYD Sydney Airport 65% 75% 80% SYR Syrah Resources Ltd 0% 40% 50% TAH TABCORP Holdings Ltd 60% 70% 60% TAHHB TABCORP Holdings Limited Unsec.Frn 22- Mar-37 60% 70% 50% TCL Transurban Group 70% 75% 80% TEN Ten Network Holdings Ltd 45% 55% 50% TFC TFS Corporation Ltd 0% 50% 50% TGA Thorn Group Ltd 0% 55% 30% TGG Templeton Global Growth Ltd 0% 55% 30% TGP 360 Capital Group 0% 40% 30% TGR Tassal Group Ltd 55% 65% 50% TIX 360 Capital Industrial 0% 40% 30% TLS Telstra Corporation Ltd 75% 80% 80% TME Trade Me Group Ltd 55% 65% 60% TNE Technology One Ltd 60% 70% 50% TOE Toro Energy Ltd 0% 40% 20% TOF 360 Capital Office 0% 45% 30% TOX Tox Free Solutions Ltd 0% 55% 30% TPI Transpacific Industries Group Ltd 55% 65% 60% TPM Tpg Telecom Ltd 60% 70% 80% TRS The Reject Shop Ltd 0% 55% 30% TSE Transfield Services Ltd 0% 65% 20% TTS Tatts Group Ltd 65% 75% 80% TTSHA Tatts Group Limited Bond 05-Jul-19 65% 75% 50% TWE Treasury Wine Estates Ltd 60% 70% 80% TWR Tower Ltd 0% 55% 30% Page 6 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

7 Approved Shares % % UGL UGL Ltd 40% 50% 50% UXC UXC Ltd 0% 50% 30% VAH Virgin Australia Holdings Ltd 0% 65% 30% VCX Vicinity Centres 60% 70% 80% VED Veda Group Limited 50% 60% 60% VGAD VGE VANGUARD MSCI INDEX INTERNATIONAL SHARES (HEDGED) ETF Vanguard Ftse Emerging Markets Shares ETF 60% 70% 50% 55% 65% 50% VLW Villa World Limited 0% 50% 20% VOC Vocus Communications Ltd 0% 45% 30% VRL Village Roadshow Ltd 55% 65% 60% VRT Virtus Health Limited 50% 60% 50% VTG Vita Group Limited 0% 40% 20% WAM WAM Capital Ltd 60% 70% 50% WAX WAM Research Ltd 0% 55% 20% WBA Webster Ltd 0% 40% 20% WBC Westpac Banking Corporation WBCHA WBCHB Westpac Banking Corporation Unsec.Frn 23-Aug-22 Westpac Banking Corporation Unsec.Frn 22-Aug-23 70% 75% 50% 70% 75% 50% WBCN Westpac Banking Corporation WBCPC Westpac Banking Corporation Conv Pref 70% 75% 50% WBCPD Westpac Banking Corporation Conv Perpetual Note 70% 75% 50% WBCPE Westpac Banking Corporation Capital Note II 70% 75% 50% WBCPF WCB Westpac Banking Corporation Capital Note III Warrnambool Cheese & Butter Factory Co.Hold.Ltd 70% 75% 50% 0% 50% 30% WCTPA Westpac Tps Trust Float.Rate.Cvn.Pref. 70% 75% 50% WDE Wealth Defender Equities Ltd 0% 70% 50% WEB Webjet Ltd 0% 50% 30% WES Wesfarmers Ltd WFD Westfield Corporation WHC Whitehaven Coal Ltd 55% 65% 60% WHF Whitefield Ltd 0% 55% 30% WIC Westoz Investment Company Limited 0% 55% 20% WLD Wellard Limited 0% 50% 30% WLL Wellcom Group Ltd 0% 45% 20% WOR WorleyParsons Ltd 60% 70% 80% WOW Woolworths Ltd 75% 80% 80% WOWHC Woolworths Limited Frn II 24-Nov-36 70% 75% 50% WPL Woodside Petroleum Ltd WSA Western Areas NL 45% 55% 30% WTP Watpac Limited 0% 50% 20% XRO Xero Limited 40% 50% 50% ZIM Zimplats Holdings Ltd 0% 50% 50% ZNZ Z Energy Limited 50% 60% 50% Page 7 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

8 Cash Management Trusts / Investments % Navigator Australia Ltd Adelaide Bank CMA 100% 100% 100% Adelaide Bank CMT 100% 100% 100% Adelaide Bank Term Deposits 100% 100% 100% Bendigo Gold Term Deposit Account 100% 100% 100% Bendigo Limited Offer Term Deposit Account 100% 100% 100% Bendigo Standard Term Deposit Account 100% 100% 100% Ord Minnett CMT 100% 100% 100% Adelaide Bank 12 Month TD 100% 100% 100% Adelaide Bank 3 Month TD 100% 100% 100% Adelaide Bank 6 Month TD 100% 100% 100% Cash Account 100% 100% 100% National Australia Bank 12 Month TD 90% 90% 100% National Australia Bank 3 Month TD 90% 90% 100% National Australia Bank 6 Month TD 90% 90% 100% Wide Bay Australia Platinum 12 Month TD 80% 80% 100% Wide Bay Australia Platinum 3 Month TD 80% 80% 100% Wide Bay Australia Platinum 6 Month TD 80% 80% 100% Wide Bay Australia Platinum CMA 80% 80% 100% Page 8 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

9 Exchange Traded Government Bonds % % GSBA18 GSBC17 GSBE19 GSBG20 GSBG23 GSBG24 GSBG25 GSBG26 GSBG27 GSBG29 GSBG33 GSBG37 GSBI21 GSBK16 GSBK35 GSBM17 GSBM22 GSBS18 GSBS19 GSBU20 GSIC22 GSIO20 GSIO35 GSIQ25 Australian Government Treasury Bonds 5.50% Fixed 21-Jan-2018 Australian Government Treasury Bonds 6.00% Fixed 15-Feb-2017 Australian Government Treasury Bonds 5.25% Fixed 15-Mar-2019 Australian Government Treasury Bonds 4.50% Fixed 15-Apr-2020 Australian Government Treasury Bonds 5.50% Fixed 21-Apr-2023 Australian Government Treasury Bonds 2.75% Fixed 21-Apr-2024 Australian Government Treasury Bonds 3.25% Fixed 21-Apr-2025 Australian Government Treasury Bonds 4.25% Fixed 21-Apr-2026 Australian Government Treasury Bonds 4.75% Fixed 21-Apr-2027 Australian Government Treasury Bonds 3.25% Fixed 21-Apr-2029 Australian Government Treasury Bonds 4.50% Fixed 21-Apr-2033 Australian Government Treasury Bonds3.75% Fixed 21-Apr-2037 Australian Government Treasury Bonds 5.75% Fixed 15-May-2021 Australian Government Treasury Bonds 4.75% Fixed 15-Jun-2016 Australian Government Treasury Bonds 2.75% Fixed 21-Jun-2035 Australian Government Treasury Bonds 4.25% Fixed 21-Jul-2017 Australian Government Treasury Bonds 5.75% Fixed 15-Jul-2022 Australian Government Treasury Bonds 3.25% Fixed 21-Oct-2018 Australian Government Treasury Bonds 2.75% Fixed 21-Oct-2019 Australian Government Treasury Bonds 1.75% Fixed 21-Nov-2020 Australian Government Treasury Indexed Bonds 1.25% Indexed 21-Feb-2022 Australian Government Treasury Indexed Bonds 4.0% Indexed 20-Aug-2020 Australian Government Treasury Indexed Bonds 2.0% Indexed 21-Aug-2035 Australian Government Treasury Indexed Bonds 3.0% Indexed 20-Sep % 90% 100% 90% 90% 100% 90% 90% 100% 90% 90% 100% 90% 90% 100% 85% 85% 100% 90% 90% 100% 85% 85% 100% 85% 85% 100% 80% 80% 100% 80% 80% 100% 80% 80% 100% 90% 90% 100% 90% 90% 100% 80% 80% 100% 90% 90% 100% 90% 90% 100% 90% 90% 100% 90% 90% 100% 90% 90% 100% 90% 90% 100% 90% 90% 100% 80% 80% 100% 85% 85% 100% GSIQ30 GSIU18 Australian Government Treasury Indexed Bonds 2.5% Indexed 20-Sep-2030 Australian Government Treasury Bonds 5.50% Fixed 21-Jan % 80% 100% 90% 90% 100% Page 9 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

10 Exchange Traded Products % % AAA Betashares Aus High Interest Cash Etf 80% 80% 100% BEAR ETF Betashares Australian Equities Bear Hedge UBS IQ Research Preferred Australian Share 0% 50% 50% 0% 70% 50% ETPMAG ETFS Physical Silver ETSAPL ETS Apple Inc ETSBAC ETS Bank of America Corp ETSBOE ETS The Boeing Co ETSBRK ETS Berkshire Hathaway Inc-Cl B ETSCAT ETS Caterpillar Inc ETSCIT ETS Citigroup Inc ETSCSC ETS Cisco Systems Inc ETSCVX ETS Chevron Corp ETSDIS ETS The Walt Disney Co ETSGEL ETS General Electric Co ETSHDP ETS Home Depot Inc ETSIBM ETS Int. Business Machines Corp ETSINT ETS Intel Corp ETSJNJ ETS Johnson & Johnson ETSJPM ETS Jpmorgan Chase & Co ETSMCD ETS Mcdonalds Corp ETSMMM ETS 3M Co ETSMRK ETS Merck & Co Inc ETSMSF ETS Microsoft Corp ETSORC ETS Oracle Corp ETSPFE ETS Pfizer Inc ETSPGB ETS The Procter & Gamble Co ETSWMT ETS Wal-Mart Stores Inc ETSXOM ETS Exxon Mobil Corp GOLD ETFS Physical GOLD 55% 65% 30% HVST Betashares Aust idend Harvester 70% 75% 50% IAA ishares S&P Asia 50 60% 70% 50% IAF ishares Composite Bond ETF IBK ishares MSCI BRIC 60% 70% 50% IEM ishares MSCI Emerging Markets 65% 75% 80% IEU ishares S&P Europe % 75% 60% IGB ishares Treasury ETF IHD ishares S&P/ASX High idend IHK ishares MSCI Hong Kong IJH ishares S&P MidCap % 75% 80% IJP ishares MSCI Japan 65% 75% 80% IJR ishares S&P SmallCap % 70% 80% IKO ishares MSCI South Korea ILB ishares Government Inflation ETF ILC ishares S&P/ASX 20 IOO ishares S&P Global % 75% 50% IOZ ishares MSCI Australia 200 IRU ishares Russell % 75% 80% ISG ishares MSCI Singapore ISO ishares S&P/ASX Small Ordinaries ITW ishares MSCI Taiwan IVE ishares MSCI EAFE 65% 75% 80% IVV ishares S&P % 75% 80% IXI ishares S&P Global Consumer Staples IXJ ishares S&P Global Healthcare 55% 65% 60% IXP ishares S&P Global Telecommunications IZZ ishares FTSE/Xinhua China 25 60% 70% 80% MVB Market Vectors Australian Banks ETF 60% 70% 50% MVW Market Vectors Australian Equal Weight ETF 60% 70% 50% NDQ Betashares Nasdaq 100 ETF 55% 65% 50% OOO Betashares Crude Oil Index ETF-Currency Hedged (Synthetic) 0% 55% 30% OZR SPDR S&P ASX 200 Resources 55% 65% 50% QAU Betashares Gold Bullion Etf (A$ Hedged) 65% 75% 50% QFN Betashares S&P/ASX 200 Financials Sector Etf 70% 75% 50% QOZ BetaShares FTSE RAFI Australia 200 ETF 55% 65% 50% QRE QUAL RARI RCB Betashares S&P/ASX 200 Resources Sector Etf Market Vectors MSCI World ex Australia Quality ETF Russell Australian Responsible Investment ETF Russell Australian Select Corporate Bond ETF 70% 75% 50% 55% 65% 50% 0% 60% 20% 65% 75% 50% RDV Russell High idend Aus Shares ETF RGB Russell Australian Government Bond ETF RSM Russell Australian Semi-Government Bond ETF RVL Russell Australian Value ETF 65% 75% 50% SFY SPDR S&P/ASX 50 65% 75% 50% SLF SPDR S&P/ASX 200 Listed Property 0% 70% 50% Page 10 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

11 Exchange Traded Products % SPY SPDR S&P 500 ETF Trust 60% 70% 50% STW SPDR S&P/ASX 200 SYI SPDR MSCI Australia Select High idend Yield UMAX BetaShares S&P 500 Yield Maximiser 55% 65% 50% USD Betashares U.S. Dollar Etf VAF Vanguard Australian Fixed Interest Index Etf VAP Vanguard Aus Property Securities Index Etf VAS Vanguard Aus Shares Index Etf VEU Vanguard All-World Ex-Us Shares Indx Etf 60% 70% 50% VGB VGS Vanguard Australian Government Bond Index Etf Vanguard MSCI Index International Shares ETF 60% 70% 50% VHY Vanguard Aus Shares High Yield Etf VLC VSO Vanguard MSCI Australian Large Companies Index Etf Vanguard MSCI Australian Small Companies Index Etf 55% 65% 50% VTS Vanguard Us Total Market Shares Indx Etf WDIV SPDR S&P Global idend 65% 75% 50% WXHG SPDR S&P World Ex Australia (Hedged) 60% 70% 80% WXOZ SPDR S&P World Ex Australia 60% 70% 80% YMAX Betashares Aus Top20 Equity Yield Max 70% 75% 50% Page 11 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

12 Managed s % % Aberdeen Asset Man. Ltd CRS0001AU Aberdeen Sustainable Income CRS0002AU Aberdeen Capital Growth CRS0003AU Aberdeen Classic Series Aus Equities CRS0004AU Aberdeen Aus Fixed Income 80% 80% 100% CRS0005AU Aberdeen Actively Hedged Int. Equities CRS0008AU Aberdeen Inflation Linked Bond CSA0029AU Aberdeen Cash Enhanced CSA0104AU Aberdeen Total Return Fixed Income CSA0114AU CSA0130AU CSA0131AU Aberdeen Select Invest Actively Hedged Int. Equities Aberdeen Passive-Enhanced Aus Fixed Income Aberdeen Classic Series Aus Small Comp CSA0135AU Aberdeen Fully Hedged Int. Equities EQI0015AU Aberdeen Int. Equity EQI0027AU Aberdeen Financials EQI0028AU Aberdeen Asian Opportunities ETL0032AU Aberdeen Emerging Opportunities MGL0114AU Aberdeen Aus Equities Ability Capital Limited ETL0308AU Turquoise Australian Equity Advance Asset Man. Ltd ADV0014AU Advance Int. Sharemarket ADV0022AU Advance Defensive Multi-Blend ADV0023AU Advance Balanced Multi-Blend ADV0025AU Advance Aus Shares Multi-Blend ADV0028AU Advance Int. Shares Multi-Blend ADV0029AU Advance Aus Fixed Interest Multi-Blend ADV0045AU Advance Aus Shares Multi-Blend - WS Units ADV0047AU Advance Int. Sharemarket - WS Units ADV0049AU ADV0050AU ADV0052AU ADV0053AU Advance Defensive Multi-Blend - WS Units Advance Balanced Multi-Blend - WS Units Advance Property Securities - WS Units Advance Int. Shares Multi-Blend - WS Units Advance Asset Man. Ltd ADV0067AU Advance Int. Fixed Interest Multi-Blend - WS Units ADV0075AU Advance Aus Smaller Comp - WS ADV0076AU Advance Aus Smaller Comp ADV0082AU Advance Asian Share Multi-Blend 0% 65% 50% ADV0083AU Advance Asian Share Multi-Blend - WS Units ADV0084AU ADV0085AU Advance Aus Fixed Interest Multi-Blend - WS Units Advance Growth Multi-Blend - WS Units ADV0087AU Advance High Growth Multi-Blend - WS Units ADV0091AU ADV0095AU ADV0096AU Advance Moderate Multi-Blend - WS Units Advance Properties Securities Multi-Blend - WS Units Advance Aus Smaller Comp Multi-Blend - WS Units 80% 80% 100% ADV0101AU Advance Property Securities 0% 65% 50% ADV0117AU Advance Global Alpha - WS Units Allan Gray Australia Pty Ltd ETL0060AU Allan Gray Australia Equity AMP Capital Investors AMP0011AU AMP FLI - AMP Bond 0% 80% 50% AMP0012AU AMP FLI - AMP Conservative AMP0013AU AMP FLI - AMP Balanced Growth AMP0014AU AMP FLI - AMP Property Securities AMP0015AU AMP FLI - Future Directions Aus Share AMP0016AU AMP FLI - AMP Blue Chip AMP0017AU AMP FLI - Future Directions Int. Share AMP0018AU AMP FLI - AMP Equity AMP0019AU AMP FLI - AMP Small Comp AMP0139AU AMP Cap. Inv. Bond (IS Fee) - Retail Units (NEF) AMP0141AU AMP FLI - AMP High Growth AMP0249AU AMP Cap. Inv. Managed Treasury AMP0254AU AMP Cap. Inv. Int. Bond - Class A Units AMP0255AU AMP Cap. Inv. Listed Property Trusts - Class A Units AMP0257AU AMP Cap. Inv. Enhanced Index Share - Class A Units Page 12 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

13 Managed s % % AMP Capital Investors AMP0263AU AMP Cap. Inv. Aus Corporate Bond AMP0268AU AMP Cap. Inv. Int. Bond AMP0269AU AMP Cap. Inv. Listed Property Trusts AMP0271AU AMP Cap. Inv. Enhanced Index Share AMP0275AU AMP0282AU AMP Cap. Inv. Enhanced Index Int. Share AMP Cap. Inv. Global Growth Opportunities AMP0370AU AMP Cap. Inv. Equity - Class A Units AMP0441AU AMP Cap. Inv. Balanced Growth - Class A Units AMP0442AU AMP Cap. Inv. Balanced Growth AMP0443AU AMP Cap. Inv. Conservative - Class A Units AMP0444AU AMP Cap. Inv. Conservative AMP0445AU AMP Cap. Inv. Equity AMP0446AU AMP0447AU AMP0448AU AMP0449AU AMP0450AU AMP Cap. Inv. Small Comp - Class A Units AMP Cap. Inv. Future Directions Balanced AMP FLI - AMP Sustainable Future Aus Share AMP Cap. Inv. Sustainable Future Aus Share - Class A Units AMP Cap. Inv. Sustainable Future Aus Share AMP0452AU AMP Cap. Inv. Responsible Invest Leaders - Balanced - Class A AMP0453AU AMP Cap. Inv. Responsible Invest Leaders - Balanced AMP0455AU AMP Cap. Inv. Responsible Invest Leaders - Internl Share Class A AMP0456AU AMP Cap. Inv. Responsible Invest Leaders - Int. Share AMP0546AU Future Directions Balanced - Class A AMP0557AU AMP Capital Corporate Bond - Class A Units AMP0558AU Future Directions Growth AMP0559AU Future Directions Growth - Class A AMP0574AU AMP Cap. Inv. High Growth AMP0577AU AMP Cap. Inv. Small Comp 55% 55% 100% AMP0670AU Future Directions Aus Bond 80% 80% 100% AMP0672AU Future Directions Conservative AMP0674AU Future Directions High Growth AMP Capital Investors AMP0675AU Future Directions High Growth - Class A AMP0676AU Future Directions Int. Bond AMP0677AU AMP Cap. Inv. Future Directions Int. Bond - Class A AMP0678AU Future Directions Moderate Growth AMP0679AU Future Directions Moderate Growth - Class A AMP0681AU Future Directions Aus Share AMP0682AU Future Directions Int. Share - Class A AMP0683AU Future Directions Int. Share AMP0686AU AMP0688AU AMP0689AU AMP Cap. Inv. Global Property Securities AMP FLI - Future Directions Conservative AMP FLI - Future Directions Moderately Conservative AMP0690AU AMP FLI - Future Directions Balanced AMP0691AU AMP FLI - Future Directions Growth AMP0692AU AMP FLI - Future Directions High Growth AMP0693AU AMP FLI - Future Directions Aus Bond AMP0694AU AMP FLI - Future Directions Int. Bond AMP0824AU Future Directions Core Int. Share - Class A AMP0825AU Future Directions Hedged Core Int. Share - Class A AMP0827AU AMP FLI - AMP Aus Share AMP0828AU AMP FLI - AMP Aus Share Enhanced Index AMP0830AU AMP FLI - AMP Enhanced Cash 80% 80% 100% AMP0831AU AMP FLI - AMP Value Plus AMP0832AU AMP FLI - Ironbark Karara Australian Shares AMP0833AU AMP FLI - CFS Int. Share AMP0834AU AMP FLI - ING Aus Share AMP0835AU AMP FLI - BT Aus Share AMP0839AU AMP FLI - Barclays Hedged Int. Share AMP0841AU AMP FLI - Barclays Int. Share AMP0842AU AMP FLI - SG Hiscock Listed Property AMP0843AU AMP FLI - Perennial Value Aus Share AMP0844AU AMP FLI Schroder Global Active Value AMP0846AU AMP FLI - RCM Int. Equities Page 13 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

14 Managed s % % AMP Capital Investors AMP0847AU AMP FLI - GMO Int. Share AMP0853AU AMP FLI - Perpetual Industrial Share AMP0854AU AMP FLI - Future Directions Aus Share AMP0855AU AMP FLI - Future Directions Int. Share AMP0856AU AMP Cap. Inv. Value Plus Aus Share AMP0973AU AMP0974AU AMP Cap. Inv. Future Directions Aust'n Small Comp - Class A Unit AMP Cap. Inv. Global Property Securities Class A AMP0981AU AMP Cap. Inv. Aus Bond AMP0994AU AMP FLI - AMP Int. Share Enhanced Index AMP0995AU AMP FLI - Schroder Aus Equities AMP1002AU AMP FLI - BlackRock Income AMP1005AU AMP1006AU AMP FLI - Future Directions Aus Small Comp AMP FLI - Future Directions Hedged Int. Share AMP1007AU AMP FLI - Future Directions Property AMP1015AU AMP Cap. Inv. Core Property 0% 60% 50% AMP1048AU AMP FLI - AMP Aus Bond AMP1049AU AMP FLI - AMP Listed Property Trusts AMP1050AU AMP FLI - AMP Balanced Enhanced Index AMP1051AU AMP FLI - AMP Conservative Enhanced Index AMP1054AU AMP FLI - Lazard Global Thematic AMP1055AU AMP1056AU AMP1057AU AMP1058AU AMP1059AU AMP1073AU AMP1074AU AMP1077AU AMP FLI - Responsible Invest Leaders Aus Share AMP FLI - Responsible Invest Leaders Balanced AMP FLI - Responsible Invest Leaders Conservative AMP FLI - Responsible Invest Leaders Growth AMP FLI - Responsible Invest Leaders Int. Share AMP Capital Global Property Securities - Private Client Units AMP Capital Core Property - Private Client Units AMP Capital Small Comp - Private Clients AMP1100AU AMP Capital Sustainable Share - Private Client Units 0% 60% 50% AMP1116AU AMP FLI - BlackRock Global Bond AMP Capital Investors AMP1151AU Responsible Invest Leaders Aus Share - Class A AMP1179AU AMP Capital Core Infrastructure - Class A Units AMP1205AU AMP FLI - Future Directions Asian Share 55% 55% 100% AMP1206AU AMP FLI - T Rowe Price Global Equity AMP1207AU AMP FLI - Tyndall Aus Share Value AMP1217AU AMP1285AU AMP FLI - Macquarie Int. Infrastructure Securities AMP Capital Corporate Bond - Class H Units AMP1388AU FLIS Series 2 - AMP Aus Bond AMP1389AU FLIS Series 2 - AMP Aus Shares AMP1390AU FLIS Series 2 - AMP Balanced Enhanced Index AMP1391AU FLIS Series 2 - AMP Balanced Growth AMP1392AU FLIS Series 2 - AMP Conservative AMP1393AU FLIS Series 2 - AMP Conservative Enhanced Index AMP1394AU FLIS Series 2 - AMP Equity AMP1395AU FLIS Series 2 - AMP High Growth AMP1396AU AMP1397AU FLIS Series 2 - AMP Int. Share Enhanced Index FLIS Series 2 - AMP Listed Property Trust AMP1398AU FLIS Series 2 - AMP Small Comp AMP1400AU AMP1401AU FLIS Series 2 - BlackRock Scientific Hedged Int'l Share FLIS Series 2 - BlackRock Scientific Int'l Share AMP1402AU FLIS Series 2 - Bernstein Int. Share AMP1403AU FLIS Series 2 - BlackRock Global Bond AMP1405AU FLIS Series 2 - BT Aus Share AMP1406AU FLIS Series 2 - CFS Aus Share AMP1407AU FLIS Series 2 - Fortis Invests Aus Equity AMP1408AU FLIS Series 2 - Future Directions Asian Share 55% 55% 100% AMP1409AU FLIS Series 2 - Future Directions Aus Bond 80% 80% 100% AMP1410AU FLIS Series 2 - Future Directions Aus Share AMP1411AU FLIS Series 2 - Future Directions Aust Small Comp AMP1412AU FLIS Series 2 - Future Directions Balanced Page 14 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

15 Managed s % % AMP Capital Investors AMP1413AU AMP1414AU AMP1416AU FLIS Series 2 - Future Directions Conservative FLIS Series 2 - Future Directions Emerging Markets FLIS Series 2 - Future Directions Geared Aust Share AMP1417AU FLIS Series 2 - Future Directions Growth AMP1418AU AMP1419AU FLIS Series 2 - Future Directions Hedged Int'l Share FLIS Series 2 - Future Directions High Growth AMP1420AU FLIS Series 2 - Future Directions Int. Bond AMP1421AU FLIS Series 2 - Future Directions Int. Share AMP1422AU FLIS Series 2 - Future Directions Moderate Conservative AMP1423AU FLIS Series 2 - Future Directions Property AMP1424AU FLIS Series 2 - GMO Int. Share AMP1427AU FLIS Series 2 - Lazard Global Thematic AMP1428AU FLIS Series 2 - Macquarie Int'l Infra Securities AMP1430AU FLIS Series 2 - Perennial Value Aus Share AMP1431AU FLIS Series 2 - Perpetual Industrial Share AMP1432AU FLIS Series 2 - RCM Int. Equities AMP1433AU AMP1434AU AMP1435AU AMP1436AU AMP1437AU FLIS Series 2 - Responsible Invest Leaders Aust Share FLIS Series 2 - Responsible Invest Leaders Balanced FLIS Series 2 - Responsible Invest Leaders Conservative FLIS Series 2 - Responsible Invest Leaders Growth FLIS Series 2 - Responsible Invest Leaders Int'l Share AMP1438AU FLIS Series 2 - Schroder Aus Equities AMP1439AU FLIS Series 2 - SG Hiscock Listed Property AMP1440AU FLIS Series 2 - T Rowe Price Global Equity AMP1441AU FLIS Series 2 - Tyndall Aus Share Value AMP1442AU AMP1443AU AMP1444AU FLIS Series 2 - AMP Monthly Income No. 1 FLIS Series 2 - AMP Monthly Income No. 2 FLIS Series 2 - AMP Monthly Income No. 3 AMP Capital Investors AMP1445AU FLIS Series 2 - AMP Aus Share Enhanced Index AMP1446AU FLIS Series 2 - AMP Enhanced Cash 80% 80% 100% AMP1639AU FLIS Series 2 - Bennelong Aus Equities AMP1685AU AMP Cap. Inv. Multi Asset AMP1783AU AMP Capital Australian Equity Opportunities Class A 0% 50% 50% AMP1932AU AMP Capital Dynamic Markets 50% 60% 50% AMP2037AU Flexible Lifetime Investments Series 2 - AMP Capital Corporate Bond AMP2041AU Flexible Lifetime Investments Series 2 - Magellan Global AMP2042AU Flexible Lifetime Investments Series 2 - Rare Infrastructure Value AMP2043AU Flexible Lifetime Investments Series 2 - AMP Capital Global Property Securities AMP2045AU Flexible Lifetime Investments Series 2 - Ausbil Australian Active Equity GIO0001AU AMP FLI Monthly Income No.1 GIO0002AU AMP FLI Monthly Income No.2 GIO0003AU AMP FLI Monthly Income No.3 HLR0001AU Experts' Choice Fixed Interest 80% 80% 100% HLR0002AU Experts' Choice Aus Shares HLR0003AU Experts' Choice Balanced HLR0004AU Experts' Choice Conservative HLR0005AU Experts' Choice Growth HLR0006AU Experts' Choice Int. Shares HLR0007AU Experts' Choice Short Term Money Market 80% 80% 100% HLR0022AU Experts' Choice Property Securities HLR0023AU Experts Choice Small Comp NML0010AU AMP Capital Australian Income 0% 70% 50% NML0018AU NML0061AU NML0257AU NML0316AU NML0317AU AMP Capital Wholesale Cash Management Trust AMP Capital Wholesale Australian Equity Value AMP Capital Wholesale Australian Income AMP Capital Wholesale Australian Monthly Income AMP Capital Australian Monthly Income NML0318AU AMP Capital Wholesale Global Equity - Growth 80% 80% 100% 0% 70% 50% 0% 70% 50% 0% 70% 50% Page 15 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

16 Managed s % % AMP Capital Investors Ausbil Dexia Ltd NML0348AU AMP Capital Wholesale Global Equity - Value AAP0104AU AUSBIL Invest Trust - Aus Emerging Leaders Antares Capital Partners Ltd ANT0002AU Fairview Equity Partners Emerging Companies NFS0013AU Antares Aus Shares NFS0195AU Antares Personal Choice Small Comp NFS0209AU Antares Listed Property PPL0002AU Antares idend Builder PPL0104AU Antares Selection Aus Shares PPL0106AU Antares High Growth Shares 0% 70% 30% PPL0107AU Antares Small Comp PPL0108AU Antares High Growth Shares PPL0110AU Antares Aus Equities PPL0115AU Antares Elite Opportunities PPL0116AU Antares Elite Opportunities Shares APN s Man. Ltd APN0001AU APN Property for Income 0% 50% 50% APN0004AU APN Property for Income No 2 0% 50% 50% APN0008AU APN AREIT Armytage Private Ltd ETL0139AU Armytage Strategic Opportunities WS 0% 65% 50% ETL0148AU Armytage Aus Equity Income TGP0005AU Armytage Strategic Opportunities Retail Atrium Investment Man. Pty Ltd COL0029AU COL0030AU COL0031AU Ausbil Dexia Ltd AAP0001AU Atrium Evolution Series - ersified AEF 5 Units Atrium Evolution Series - ersified AEF 7 Units Atrium Evolution Series - ersified AEF 9 Units AUSBIL Invest Trust - Dexia Sustainable Global Equity 0% 50% 50% 0% 50% 50% AAP0002AU Ausbil Invest Trust - Aus Geared Equity AAP0007AU AUSBIL Investment Trusts - Ausbil Microcap 50% 60% 50% AAP0101AU AUSBIL Invest Trust - Balanced AAP0103AU AUSBIL Invest Trust - Aus Active Equity Portfolio Austock Life Ltd ALL0002AU Austock IB Mutual 50 Leaders Aus Shares ALL0003AU Austock IB Fairview Emerging Comp ALL0004AU Austock IB Macquarie Treasury ALL0005AU Austock IB Magellan Global ALL0006AU ALL0007AU ALL0008AU Austock IB Investors Mutual & Tyndall Australian Shares Austock IB Schroder Hybrid Securities Standard Class Austock IB PIMCO EQT WS Global Bond ALL0009AU Austock IB Perpetual's WS Aus Portfolio ALL0010AU Austock IB Perpetual's WS Balanced Growth P'folio ALL0012AU Austock IB Perpetual's WS Int. Share ALL0014AU Austock IB Sectoral Blend ALL0015AU Austock IB Lazard Global Small Cap ALL0016AU ALL0017AU ALL0018AU Austock IB PIMCO EQT WS Australian Bond Austock IB UBS ersified Credit Income Austock IB MLC WS Property Securities ALL0019AU Austock IB Vanguard Aus Shares Index ALL0020AU ALL0021AU Austock IB Vanguard Int. Shares Index Hedgd Austock IB AMP Capital Intl Property Securities Pfolio ALL0022AU Austock IB MLC Horizon 4 Balanced ALL0023AU ALL0024AU ALL0025AU ALL0026AU Austock IB Perpetuals WS Ethical SRI Portfolio Austock IB Perpetuals WS Industrial Share Pfolio Austock IB Vanguard Aus Fixed Interest Index Austock IB Vanguard Property Securities Index ALL0027AU Austock IB MLC WS IncomeBuilder ALL0028AU Austock IB Mutual ersified Term Deposits Portfolio Australian Ethical Investment Ltd Page 16 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

17 Managed s % % Australian Ethical Investment Ltd AUG0001AU Aus Ethical Balanced Trust AUG0002AU Aus Ethical Australian Shares AUG0003AU Aus Ethical Income Trust AUG0004AU Aus Ethical Larger Comp Trust AUG0006AU Australian Ethical International Shares Australian Unity s Man. Ltd AUS0004AU Aus Unity Cash - WS AUS0005AU Aus Unity High Yield Mortgage Trust - WS 0% 50% 50% AUS0009AU Aus Unity Inv'ts Strategic Fixed Interest Trust - WS Units AUS0023AU Aus Unity Conservative Growth WS Portfolio AUS0029AU Aus Unity Platypus Aus Equities Trust - Retail AUS0030AU Aus Unity Platypus Aus Equities Trust - WS AUS0035AU Aus Unity Wingate Global Equity Income - WS Units AUS0100AU Aus Unity Balanced Growth WS Portfolio AUS0108AU Aus Unity Acorn Capital WS Microcap Trust 55% 55% 100% AUS0115AU Aus Unity Acorn Microcap Trust AUS0116AU Aus Unity Mortgage Income Trust- WS 0% 50% 50% AUS0313AU Aus Unity Balanced Growth Bond GEM0111AU Aus Unity Property Securities - Ordinary 50% 60% 50% GEM0112AU Aus Unity Property Securities - Income 50% 60% 50% GEM0113AU Aus Unity Property Securities - Growth 0% 65% 50% WGT0001AU Australian Unity Wingate Global Equity Income - Foundation Units YOC0001AU Aus Unity Property Income - Retail Units 60% 70% 50% YOC0100AU Aus Unity Property Income - WS 0% 65% 50% Bell Asset Man. Ltd BPF0002AU Global All Weather - Class A BPF0003AU Global All Weather - Class B BPF0004AU Bridgewater Pure Alpha (Australia) - Series 1 BPF0005AU Global Pure Alpha - Class A BPF0006AU Global Pure Alpha - Class B Bennelong s Man. BFL0001AU Bennelong Australian Equities BFL0004AU Bennelong ex-20 Aus Equities BlackRock Investment Man. 265 BlackRock WS Managed Income 0% 70% 50% BAR0811AU BlackRock Scientific ersified Stable BAR0813AU BlackRock Scientific ersified Growth BAR0814AU BlackRock Scientific Aus Equity BAR0817AU BlackRock Scientific Int. Equity BGL0002AU BGL0003AU BlackRock Scientific WS ersified Stable BlackRock Scientific WS ersified Growth BGL0005AU BlackRock WS Indexed Aus Equity BGL0008AU BlackRock Global Bond Index BGL0034AU BlackRock Indexed Aus Equity BGL0044AU BlackRock Indexed Hedged Int. Equity BGL0045AU BlackRock Scientific Global Markets BGL0105AU BlackRock Indexed Aus Bond BGL0106AU BlackRock Indexed Int. Equity BGL0108AU BlackRock Indexed Aus Listed Property BGL0109AU BlackRock Scientific Hedged Int. Equity MAL0012AU MAL0014AU BlackRock WS Monthly Income (Class D) BlackRock Professional Investor - Monthly Income (Class C) 0% 70% 50% 0% 60% 50% MAL0016AU BlackRock Int. Gold (Class D Units) 0% 65% 50% MAL0017AU MAL0018AU MAL0072AU MAL0104AU BlackRock Global Allocation (Aust) (Class C Units) BlackRock Global Allocation (Aust) (Class D Units) BlackRock Australian Equity Opportunities BlackRock Professional Investor - Aus Share 0% 70% 30% MAL0125AU BlackRock Global Small Cap MAL0127AU BlackRock Hedged Global Small Cap MAL0129AU MAL0131AU BlackRock Professional Investor - Global Small Cap BlackRock Professional Investor - Hedged Global Small Cap MAL0133AU BlackRock WS Global Small Cap MAL0135AU BlackRock WS Hedged Global Small Cap PWA0001AU BlackRock Equity Trust PWA0012AU BlackRock Managed Income 0% 70% 50% Page 17 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

18 Managed s % % BlackRock Investment Man. PWA0013AU BlackRock Balanced PWA0014AU BlackRock Aus Share PWA0015AU BlackRock Aus Share Plus PWA0822AU BlackRock WS Balanced PWA0823AU BlackRock WS Aus Share PWA0825AU BlackRock WS Int. Bond BNP Paribas Investment Partners (Australia) Ltd ARO0006AU MFS Global Growth Equity Trust ARO0011AU Arnhem Aus Equity ARO0015AU Arnhem Concentrated Aus Equity ETL0041AU MFS Fully Hedged Global Equity Trust MIA0001AU MFS Global Equity Trust BT s Man. Ltd BTA0001AU BT Classic Invest s - BT Global Bond BTA0002AU BT Cash Management Trust 80% 80% 100% BTA0003AU BTA0011AU BTA0012AU BT Classic Invest s - BT Australasian Bond BT Classic Invest s - BT Split Income BT Classic Invest s - BT Split Growth 80% 80% 100% BTA0021AU BT Aus Share (Retail) BTA0024AU BT Int. (Retail) BTA0025AU BT European Share (Retail) BTA0026AU BT Asian Share (Retail) BTA0041AU BT Classic Invest s - BT Monthly Income BTA0042AU BT Income Plus (Retail) BTA0043AU BT Classic Invest s - BT Balanced Returns BTA0044AU BT Future Goals (Retail) BTA0051AU BT Property Securities (Retail) BTA0054AU BT WS Asian Share BTA0055AU BT WS Aus Share BTA0056AU BT WS Int. Share BTA0058AU BT Private Invest - Int. Share BTA0060AU BT Private Invest - Asset Selection BTA0061AU BT WS Property Securities BTA0073AU BT Partner Aus Shares Growth 1 (Retail) BT s Man. Ltd BTA0074AU BT Partner Aus Shares Value 1 (Retail) BTA0076AU BT Partner Int. Shares Value 1 (Retail) BTA0077AU BT Multi-manager Balanced (Retail) BTA0078AU BT Multi-manager Conservative (Retail) BTA0079AU BT Multi-manager High Growth (Retail) BTA0080AU BT Multi-manager Growth (Retail) BTA0100AU BT WS American Share BTA0124AU BT WS European Share BTA0125AU BT WS Future Goals BTA0127AU BT Technology (Retail) 0% 70% 50% BTA0129AU BT Premium Cash - Retail BTA0130AU BT WS Japanese Share BTA0131AU BT Japanese Share (Retail) BTA0169AU BTA0170AU BTA0171AU BT Classic Invest s - BT Asset Selection BT Classic Invest s - BT Int. Share BT Classic Invest s - BT Select Aus Share BTA0173AU BT Premium Cash - WS BTA0221AU BT WS Multi-manager Balanced BTA0222AU BT WS Multi-manager Conservative BTA0223AU BT WS Multi-manager Growth BTA0241AU BT WS Partner Series Aust Core 1 BTA0242AU BT WS Partner Series Aus Shares Growth 1 BTA0243AU BT WS Partner Series Aus Shares Value 1 BTA0244AU BT WS Partner Series Int. Shares Growth 1 BTA0245AU BT WS Partner Series Int. Value 1 BTA0246AU BT WS Multi-manager High Growth BTA0248AU BT WS Partner Series Int. Shares Core 1 BTA0249AU BT Partner Int. Shares Core 1 (Retail) BTA0321AU BT Dynamic Global Equity 0% 50% 30% BTA0805AU BT WS Conservative Outlook BTA0806AU BT WS Balanced Returns RFA0002AU BT Fixed Interest (Retail) RFA0011AU BT Classic Invest s - BT Core Aus Share RFA0012AU BT Smaller Comp (Retail) RFA0013AU BT Classic Invest s - BT Natural Resources Page 18 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

19 Managed s % % BT s Man. Ltd RFA0014AU BT Classic Invest s - BT Global Share RFA0019AU BT Imputation (Retail) RFA0020AU BT Active Balanced (Retail) RFA0021AU RFA0023AU RFA0024AU BT Classic Invest s - BT Active Balanced NEF BT Classic Invest s - BT Tax Effective Income NEF BT Classic Invest s - BT ersified Share NEF RFA0025AU BT WS Ethical Share RFA0030AU BT Core Hedged Global Share (Retail) RFA0031AU BT WS Core Hedged Global Share RFA0032AU BT WS Global Fixed Interest RFA0033AU BT ersified Share (Retail) RFA0034AU BT Tax Effective Income (Retail) RFA0051AU BT WS Global Property Securities RFA0059AU BT WS Focus Aus Share RFA0061AU BT WS MicroCap Opportunities RFA0103AU BT WS Imputation RFA0811AU BT Sustainable Conservative RFA0813AU BT WS Fixed Interest 80% 80% 100% RFA0815AU BT WS Active Balanced RFA0817AU BT WS Property Invest RFA0818AU BT WS Core Aus Share RFA0819AU BT WS Smaller Comp RFA0821AU BT WS Core Global Share WFS0244AU BT Institutional Int. Sustainability Share WFS0285AU BT WS Aus Sustainable Share WFS0377AU BT WS Enhanced Cash CBG Asset Management FSP0001AU CBG Australian Equities Celeste s Man. Ltd FAM0101AU Celeste Aus Small Comp Centuria Life Ltd OVS0006AU Centuria Invest Bond - Growth Bond Certitude Global Investments Ltd HFL0032AU Threadneedle Global Equity Income (Unhedged) 60% 70% 50% ClearView Financial Man. Ltd NRM0005AU NRM0006AU NRM0007AU NRM0023AU ClearView Managed Invests - ersified Stable ClearView Managed Invests - ersified Balanced ClearView Managed Invests - Aus Shares Growth ClearView Managed Invests - ersified Growth NRM0115AU ClearView Managed Invests - Aggressive NRM0116AU ClearView Managed Invests - Assertive NRM0117AU ClearView Managed Invests - Prudent NRM0118AU ClearView Managed Invests - Cautious NRM0119AU ClearView Managed Invests - Conservative Colonial First State Investments Ltd CFM0404AU CFS WS Aus Share - Core CFM0405AU CFS WS Indexed Global Share CFM0406AU CFS WS Indexed Global Bond 80% 80% 100% CMI0102AU CFS WS Indexed Aus Bond CMI0103AU CFS WS Indexed Aus Share CMI0105AU CFS WS Indexed Property Securities CMI0111AU CFS WS Small Comp - Core CML0001AU CFS Cash Management Trust 80% 80% 100% COM0024AU CFS WS Premium Cash 80% 80% 100% FSF0001AU CFS Premier Cash Management Trust 80% 80% 100% FSF0002AU CFS WS Aus Share FSF0003AU CFS WS Imputation FSF0004AU CFS WS Property Securities FSF0006AU CFS MIF - Balanced FSF0007AU CFS MIF - Future Leaders FSF0008AU CFS WS ersified FSF0012AU CFS MIF - Property Securities FSF0013AU CFS MIF - Imputation FSF0014AU CFS MIF - Aus Share FSF0016AU CFS WS Concentrated Australian Share FSF0021AU CFS MIF - Conservative FSF0022AU CFS MIF - ersified FSF0027AU CFS WS Aus Bond FSF0032AU CFS MIF - Cash 80% 80% 100% FSF0033AU CFS WS Conservative Page 19 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

20 Managed s % % Colonial First State Investments Ltd FSF0035AU CFS MIF - Developing Comp FSF0038AU CFS WS Global Resources FSF0039AU CFS WS ersified Fixed Interest FSF0040AU CFS WS Balanced FSF0041AU CFS MIF - Global Resources FSF0043AU CFS WS Geared Share FSF0044AU CFS MIF - Geared Share FSF0047AU CFS WS Global Share FSF0048AU CFS MIF - Global Share FSF0075AU CFS WS Cash 80% 80% 100% FSF0076AU CFS WS Industrial Share FSF0077AU CFS MIF - High Growth FSF0079AU CFS WS Integrity WS Aus Share - No. 2 FSF0084AU CFS WS Global Credit Income FSF0085AU CFS FC Invests - Altrinsic Global Equity FSF0086AU CFS FS Invests - Solaris Core Aus Equity FSF0088AU CFS FS Invests - CFS Developing Comp FSF0089AU CFS FS Invests - CFS Future Leaders FSF0090AU CFS FS Invests - CFS Geared Aus Share - Core FSF0091AU CFS FS Invests - CFS Global Credit Income FSF0092AU CFS FS Invests - Investors Mutual Aus Share FSF0093AU CFS FS Invests - Goldman Sachs Global Small Comp FSF0094AU CFS FS Invests - FS Boutique Aus Share FSF0095AU CFS FS Invests - Perennial Value Aus Share FSF0096AU CFS FS Invests - Schroders Hybrid Securities FSF0097AU CFS FS Invests - PM Capital Aus Share FSF0143AU FSF0144AU CFS WS Global Technology and Communications CFS MIF - Global Technology & Communications FSF0145AU CFS MIF - Global Health & Biotechnology FSF0146AU CFS WS Global Health & Biotechnology FSF0169AU CFS MIF - Geared Global Share FSF0170AU CFS WS Geared Global Share FSF0197AU CFS MIF - Conservative (NEF) FSF0198AU CFS MIF - Balanced (NEF) FSF0199AU CFS MIF - ersified (NEF) Colonial First State Investments Ltd FSF0202AU CFS MIF - Imputation (NEF) FSF0205AU CFS MIF - Geared Share (NEF) FSF0211AU CFS MIF - Property Securities (NEF) FSF0219AU CFS FS Invests - FS Fixed Interest FSF0220AU CFS FS Invests - FS Aus Share FSF0221AU CFS FS Invests - FS Global Share FSF0222AU CFS FS Invests - FS Property Securities FSF0223AU CFS FS Invests - FS Conservative FSF0224AU CFS FS Invests - FS Moderate FSF0225AU CFS FS Invests - FS Growth FSF0226AU CFS FS Invests - FS High Growth FSF0227AU CFS FS Invests - FS Defensive FSF0228AU CFS FS Invests - CFS Cash FSF0229AU CFS FS Invests - CFS ersified Fixed Interest FSF0230AU CFS FS Invests - CFS Income 0% 70% 50% FSF0231AU CFS FS Invests - Aberdeen Aus Fixed Income FSF0232AU CFS FS Invests - CFS Imputation FSF0233AU CFS FS Invests - CFS Index Aus Share FSF0234AU CFS FS Invests - BlackRock Aus Share FSF0235AU CFS FS Invests - Perpetual Industrial Share Option FSF0236AU CFS FS Invests - ING Aus Share Option FSF0237AU CFS FS Invests - Ausbil Aus Active Equity FSF0238AU CFS FS Invests - CFS Aus Share - Core FSF0239AU FSF0240AU CFS FS Invests - Maple-Brown Abbott Imputation Option CFS FS Invests - Schroders Aus Equity Option FSF0241AU CFS FS Invests - BT Core Aus Share FSF0242AU CFS FS Invests - CFS Global Share FSF0243AU CFS FS Invests - CFS Index Global Share FSF0244AU CFS FS Invests - CFS Global Resources Option FSF0245AU CFS FS Invests - BT Core Global Share FSF0246AU CFS FS Invests - Perpetual Int. FSF0247AU CFS FS Invests - MFS Global Equity FSF0248AU CFS FS Invests - Capital Int. Global Share FSF0249AU CFS FS Invests - RREEF Property Securities Option Page 20 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

21 Managed s % % Colonial First State Investments Ltd FSF0250AU CFS FS Invests - BT Property Invest FSF0251AU CFS FS Invests - CFS Property Securities Option FSF0252AU CFS FS Invests - ING Balanced Option FSF0253AU CFS FS Invests - Perpetual ersified Growth Option FSF0254AU CFS FS Invests - CFS Balanced Option FSF0255AU FSF0256AU CFS FS Invests - FS Multi-Index Conservative CFS FS Invests - Perpetual Conservative Growth FSF0257AU CFS FS Invests - CFS Conservative Option FSF0258AU CFS FS Invests - BT Active Balanced FSF0259AU CFS FS Invests - Perpetual Balanced Growth Option FSF0260AU CFS FS Invests - FC Multi-Index Balanced FSF0261AU CFS FS Invests - CFS ersified Option FSF0262AU CFS FS Invests - Perpetual Split Growth Option FSF0263AU CFS FS Invests - CFS High Growth Option FSF0264AU CFS FS Invests - CFS Geared Share Option FSF0265AU CFS FS Invests - CFS Geared Global Share Option 0% 50% 50% FSF0408AU CFS FS Invests - Integrity Aus Share FSF0409AU CFS FS Invests - Platinum Int. FSF0410AU CFS FS Invests - FS Aus Small Comp FSF0418AU CFS FS Invests - Integrity Aus Share - No. 2 FSF0453AU CFS FS WS - CFS WS Geared Aus Share - Core Option FSF0454AU CFS FS WS - CFS WS Colliers Global Property Securities FSF0455AU CFS FS WS - PM Capital WS Aus Share FSF0456AU CFS FS WS - FS WS Boutique Aus Share FSF0457AU CFS FS WS - BlackRock WS Aus Share FSF0458AU CFS FS WS - Perpetual WS Industrial Share FSF0459AU CFS FS WS - ING WS Aus Share FSF0460AU CFS FS WS - Ausbil WS Aus Active Equity FSF0461AU CFS FS WS - Maple Brown Abbott/Advance WS Imputation FSF0462AU CFS FS WS - Schroder WS Aus Equity FSF0463AU CFS FS WS - BT WS Core Aus Share FSF0464AU CFS FS WS - Integrity Aus Share Colonial First State Investments Ltd FSF0465AU CFS FS WS - Investors Mutual WS Aus Share FSF0466AU CFS FS WS - Solaris WS Core Aus Equity FSF0467AU CFS FS WS - Perennial Value WS Aus Share FSF0468AU CFS FS WS - CFS WS Developing Comp FSF0469AU CFS FS WS - CFS WS Future Leaders FSF0470AU CFS FS WS - Perpetual WS Conservative Growth FSF0471AU CFS FS WS - FS Multi-Index Conservative FSF0472AU CFS FS WS - ING WS Balanced FSF0473AU CFS FS WS - Perpetual WS ersified Growth FSF0474AU CFS FS WS - BT WS Active Balanced FSF0475AU CFS FS WS - Perpetual WS Balanced Growth FSF0476AU CFS FS WS - FS Multi-Index Balanced FSF0477AU CFS FS WS - Perpetual WS Split Growth FSF0478AU CFS FS WS - Aberdeen WS Aus Fixed Income FSF0479AU CFS FS WS - Perpetual WS Int. FSF0480AU CFS FS WS - MFS Global Equity FSF0481AU CFS FS WS - Capital Int. WS Global Share FSF0482AU CFS FS WS - BT WS Core Global Share FSF0483AU FSF0484AU CFS FC WS - Altrinsic Wholesale Global Equity CFS FS WS - Goldman Sachs WS Global Small Comp FSF0485AU CFS FS WS - FS WS Aus Share FSF0486AU CFS FS WS - FS WS Conservative FSF0487AU CFS FS WS - FS WS Defensive FSF0488AU CFS FS WS - FS WS Fixed Interest FSF0489AU CFS FS WS - FS WS Global Share FSF0490AU CFS FS WS - FS WS Growth FSF0498AU CFS WS High Growth FSF0499AU CFS FS WS - FS WS High Growth FSF0500AU CFS FS WS - FS WS Moderate FSF0501AU CFS FS WS - FS WS Property Securities FSF0502AU CFS FS WS - FS WS Aus Small Comp FSF0503AU CFS FS WS - BT WS Property Invest FSF0504AU CFS FS WS - Ironbark Wholesale Property Securities Page 21 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

22 Managed s % % Colonial First State Investments Ltd FSF0505AU CFS FS WS - Platinum WS Int. FSF0506AU CFS FS WS - Schroder WS Hybrid Securities FSF0652AU CFS FS WS - CFS WS Index Aus Share FSF0653AU CFS FS WS - CFS WS Index Aus Bond FSF0654AU CFS FS WS - CFS WS Index Global Share FSF0655AU FSF0662AU CFS FS WS - CFS WS Index Property Securities CFS FS Invests - CFS Index Property Securities FSF0663AU CFS FS Invests - PM Capital Enhanced Yield FSF0664AU FSF0665AU FSF0666AU CFS FS Invests - Ironbark Karara Aus Share CFS FS Invests - Principal Property Securities CFS FS Invests - CFS Colliers Global Property Securities FSF0677AU CFS FS WS - PM Capital Enhanced Yield FSF0678AU CFS FS WS - Ironbark Karara WS Aus Share FSF0679AU CFS FS WS - Principal Property Securities FSF0694AU CFS FS WS - CFS WS Enhanced Yield FSF0698AU CFS WS Global Resources Long Short FSF0706AU CFS FS WS - FS WS Global Share - Hedged FSF0707AU CFS FS WS - CFS WS Index Global Share - Hedged FSF0710AU FSF0713AU FSF0715AU FSF0716AU CFS FS WS - Acadian WS Global Equity CFS FS WS - FS WS Global Property Securities CFS FS WS - Celeste WS Aus Small Comp CFS FS WS - Ausbil WS Aus Emerging Leaders FSF0719AU CFS FS Invests - CFS Enhanced Yield FSF0721AU CFS FS Invests - Goldman Sachs Income Plus FSF0724AU CFS FS Invests - Acadian Global Equity FSF0725AU CFS FS Invests - Generation Global Share FSF0727AU FSF0729AU CFS FS Invests - FS Global Property Securities CFS FS Invests - Celeste Aus Small Comp Colonial First State Investments Ltd FSF0730AU CFS FS Invests - Ausbil Aus Emerging Leaders FSF0782AU CFS FS Invests - Acadian Aus Equity FSF0787AU CFS FS WS - Acadian WS Aus Equity FSF0788AU FSF0789AU CFS FS WS - Acadian WS Global Equity Long Short CFS FS WS - Acadian WS Aus Equity Long Short FSF0790AU CFS FS WS - Fidelity Aus Equities FSF0795AU FSF0798AU CFS FS WS - FS WS Global Infrastructure Securities CFS FS WS - PM Capital WS Absolute Performance FSF0808AU CFS FS Invests - Fidelity Aus Equities FSF0809AU CFS FS Invests - FS Global Share - Hedged FSF0810AU CFS FS Invests - CFS Index Global Share - Hedged FSF0811AU CFS FS Invests - ING Tax Effective Income FSF0813AU FSF0814AU CFS FS Invests - PM Capital Absolute Performance CFS FS Invests - Acadian Aus Equity Long Short FSF0872AU CFS FS Invests - FS Asian Share FSF0873AU FSF0874AU FSF0875AU FSF0876AU CFS FS Invests - FS Geared Boutique Aus Share CFS FS Invests - FS Global Infrastructure Securities CFS FS Invests - Acadian Global Equity Long Short CFS FS - Acadian Acadian Geared Global Equity 40% 40% 100% 40% 50% 50% FSF0889AU CFS FS WS - FS WS Asian Share FSF0890AU FSF0891AU FSF0893AU FSF0899AU CFS FC WS - FirstChoice WS Geared Australian Share CFS FS WS - Acadian Wholesale Geared Global Equity CFS FirstChoice Wholesale Goldman Sachs Australian Infrastructure CFS FS Invests - Challenger Property Securities 40% 50% 50% FSF0908AU CFS FS WS - Generation WS Global Share FSF0922AU CFS FS Grant Samuel Epoch Global Equity Shareholder Yield FSF0968AU CFS FS WS - FS WS Emerging Markets Page 22 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

23 Managed s % % Colonial First State Investments Ltd FSF0974AU CFS FS W'sale - Realindex RAFI Global Share FSF0980AU CFS FS Invests - Realindex Aus Share FSF0981AU CFS FS Invests - Realindex Aus Small FSF0985AU CFS FS Invests - FS Emerging Markets FSF1009AU CFS FS Invests - FirstRate Saver A 80% 80% 100% FSF1015AU CFS Realindex WS Aus Share FSF1017AU FSF1018AU FSF1019AU FSF1024AU CFS FS W'sale - Realindex Wholesale Global Share CFS FS W'sale - Realindex Wholesale Global Share Hedged CFS FS WS - Macquarie WS Income Opportunities CFS FS Invests - Macquarie Income Opportunities FSF1079AU CFS FC WS - Platinum Asia FSF1082AU CFS FS Invests - Platinum Asia FSF1085AU CFS FS WS - CFS Global Emerging Markets Select 50% 60% 50% FSF1198AU CFS FS WS - Magellan WS Global FSF1199AU CFS FS WS - CFS WS Global Soft Commodity FSF1204AU CFS FS Invests - Magellan Global FSF1207AU FSF1243AU CFS FS Invests - Zurich Invest Global Thematic Share CFS FirstChoice WS - Perpetual Wholesale Australian Share Commonwealth Investment Services Ltd COM0011AU Commonwealth Bond 80% 80% 100% COM0012AU Commonwealth Share Income COM0013AU Commonwealth Balanced COM0018AU Commonwealth Growth COM0019AU Commonwealth Int. Share COM0020AU Commonwealth Income COM0022AU Commonwealth Aus Share COM0033AU Commonwealth Property Securities DDH Graham Ltd DDH0004AU DDH Aus Small Comp DDH0006AU DDH Fixed Interest QIN0001AU Q Invest Invest Access s Aggressive Growth DDH Graham Ltd QIN0002AU QIN0003AU QIN0004AU Denning Pryce Q Invest Invest Access s Aus Shares Q Invest Invest Access s Balanced Growth Q Invest Invest Access s Conservative Growth DPR0001AU Denning Pryce Equity Income Deutsche Asset Man. (Australia) Ltd DEU0109AU Ironbark Global ersified Alternatives MGL0004AU DWS Global Equity Thematic MGL0010AU RREEF Global (Ex-Australia) Property Securities MGL0011AU RREEF Global Property Securities MGL0018AU DWS Global Equity Thematic (Fully Hedged) MGL0019AU DWS Global Equity Agribusiness PAL0002AU RREEF Paladin Property Securities DFA Australia Ltd DFA0002AU Dimensional Two-Year ersified Fixed Interest Trust DFA0003AU Dimensional Aus Core Equity Trust DFA0004AU Dimensional Global Core Equity Trust DFA0005AU Dimensional Global Real Estate Invest Trust DFA0006AU Dimensional Strategic Global Property Trust DFA0007AU Dimensional Strategic Int. Equity Trust DFA0008AU Dimensional Strategic Aus Equity Trust DFA0009AU Dimensional Global Core Equity Trust - AUD Hedged Class Units DFA0028AU Dimensional Global Bond Trust DFA0029AU Dimensional Multi-Factor Growth Trust DFA0033AU Dimensional Multi-Factor Balanced Trust 0% 70% 50% DFA0100AU Dimensional Short Term Fixed Interest DFA0101AU Dimensional Aus Value Trust DFA0102AU Dimensional Global Value Trust DFA0103AU Dimensional Aus Large Comp Trust DFA0104AU Dimensional Aus Small Comp Trust DFA0105AU Dimensional Global Large Comp Trust DFA0106AU Dimensional Global Small Comp Trust DFA0107AU Dimensional Emerging Markets Trust Page 23 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

24 Managed s % % DFA Australia Ltd DFA0108AU Dimensional Five-Year ersified Fixed Interest Trust Eley Griffiths Group Pty Ltd. EGG0001AU Eley Griffiths Group Small Comp Equity Trustees Ltd ETL0003AU ETL0005AU EQT SGH Professional Investor Listed Property Securities Trust EQT SGH LaSalle Global Listed Property Securities Trust ETL0008AU EQT PIMCO Aus Bond ETL0011AU EQT PIMCO Global Bond ETL0015AU PIMCO Australian Bond - Wholesale ETL0016AU PIMCO ersified Fixed Interest - Wholesale ETL0018AU PIMCO Global Bond - Wholesale ETL0019AU PIMCO Global Credit - Wholesale ETL0025AU EQT Premium Bond ETL0030AU EQT SGH WS Absolute Return Trust ETL0042AU EQT SGH 20 ETL0062AU EQT SGH ICE ETL0069AU Grant Samuel Tribeca Alpha Plus 55% 55% 100% ETL0071AU T. Rowe Price Global Equity ETL0081AU AV Chindia Opportunities ETL0091AU Alpha Aus Blue Chip ETL0092AU Alpha Aus Small Comp ETL0093AU Alpha Enhanced Yield ETL0094AU Alpha Global Opportunities ETL0095AU Alpha Property Securities ETL0096AU Donaldson Burston Int. Series - THS Partners Global Equity ETL0101AU EQT Cash Management ETL0107AU EQT Core Int. Equity ETL0108AU EQT SGH Property Income ETL0109AU EQT Emerging Companies (Retail ETL0118AU EQT SGH WS Smaller Comp 55% 55% 100% ETL0119AU EQT SGH WS Property Income ETL0160AU T. Rowe Price Asia ex-japan 50% 60% 50% ETL0182AU PIMCO Australian Focus - Wholesale ETL0329AU Alpha ersified Income ETL0374AU SCH ICE Professional Investor Equity Trustees Ltd ETL0376AU EQT SGH Property Income ETL0404AU PIMCO Unconstrained Bond - Wholesale MAQ0441AU Premium China MMC0110AU EQT Valu-Trac Equity Income Generation THO0003AU EQT Int. Equity Fidante Partners Ltd CRS0007AU SG Hiscock WS Property CSA0038AU Bentham WS Global Income CSA0045AU Bentham Professional Global Income CSA0046AU Bentham WS Syndicated Loan CSA0102AU Bentham WS High Yield CSA0115AU SG Hiscock Professional Property EQI0001AU Alphinity Concentrated Aus Share EQI0004AU Merlon Aus Share Income GLO0015AU Alphinity Socially Responsible Share HBC0008AU SG Hiscock WS Property Securities HBC0010AU Metisq Wholesale Global Emerging Markets HBC0011AU Merlon WS Aus Share Income HBC0027AU Metisq China Share HOW0016AU NovaPort WS Smaller Comp HOW0017AU NovaPort Smaller Comp HOW0018AU NovaPort Premier Smaller Comp 55% 55% 100% HOW0019AU Alphinity Aus Equity HOW0020AU Orion WS Aus Share HOW0026AU Alphinity WS Concentrated Aus Share HOW0027AU NovaPort WS Microcap 55% 55% 100% HOW0033AU Five Oceans WS China Share HOW0034AU Greencape WS Broadcap HOW0035AU Greencape WS High Conviction HOW0036AU Kinetic WS Emerging Comp HOW0052AU Kapstream WS Absolute Return Income 60% 70% 50% HOW0053AU Wavestone WS Aus Equity Long/Short HOW0121AU Alphinity WS Socially Responsible Share HOW0122AU Alphinity Aus Share PAM0001AU Alphinity WS Aus Share Page 24 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

25 Managed s % % Fidante Partners Ltd WAR0002AU Challenger Aus Equity Income (CNA) WAR0005AU SG Hiscock Property Securities WAR0012AU Five Oceans Asian Share Fiducian Portfolio Services Ltd FPS0001AU Fiducian Capital Safe FPS0002AU Fiducian Capital Stable FPS0003AU Fiducian Balanced FPS0004AU Fiducian Growth FPS0005AU Fiducian Int. Shares FPS0006AU Fiducian Aus Shares FPS0007AU Fiducian Property Securities FPS0008AU Fiducian Aus Smaller Comp Shares FIL Investment Man. (Australia) Ltd FID0007AU Fidelity Global Equities FID0008AU Fidelity Aus Equities FID0010AU Fidelity Asia FID0011AU Fidelity China FID0014AU Fidelity Hedged Global Equities FID0015AU Fidelity India Franklin Templeton Investments Australia Ltd FRT0001AU Templeton Global Trust FRT0004AU Templeton Global Equity FRT0009AU Franklin Global Growth (CL W) FRT0011AU FRT0020AU host Ltd Franklin Templeton MultiSector Bond (W Class) Franklin Templeton Australian Equity Cl W FHT0030AU The Montgomery 50% 60% 50% FHT0036AU Montgomery Global 50% 60% 50% GMO Australia Ltd GMO0102AU GMO Emerging Markets Trust GMO0103AU GMO Global Equity Trust Goldman Sachs Asset Man. Ltd JBW0007AU Goldman Sachs Emerging Leaders JBW0009AU Goldman Sachs WS Aus Equities JBW0010AU Goldman Sachs WS Emerging Leaders Goldman Sachs Asset Man. Ltd JBW0011AU Goldman Sachs Leaders JBW0014AU Goldman Sachs WS Int. JBW0016AU Goldman Sachs WS Income Plus JBW0018AU Goldman Sachs WS Enhanced Income JBW0030AU Goldman Sachs WS Aus Infrastructure JBW0052AU Goldman Sachs Premier Aus Equities JBW0103AU Goldman Sachs WS Global Small Comp JBW0114AU Goldman Sachs Aus Equities JBW0118AU Goldman Sachs Enhanced Income Grant Samuel Services Ltd GSF0001AU GSF0002AU Grant Samuel Epoch Global Equity Shareholder Yield (Hedged) Grant Samuel Epoch Global Equity Shareholder Yield (Unhedged) Hunter Hall Investment Man. Ltd HHA0001AU Hunter Hall Aus Value Trust HHA0002AU Hunter Hall Global Ethical Trust HOW0002AU Hunter Hall Value Growth Trust Hyperion Asset Man. Ltd BNT0003AU Hyperion Aus Growth Comp BNT0101AU Hyperion Small Growth Comp Ibbotson Associates Australia Ltd INT0020AU Ibbotson Aus Bonds Trust - Class A 80% 80% 100% INT0022AU Ibbotson Aus Shares Active Trust - Class A INT0028AU Ibbotson Balanced Growth Trust - Class A INT0030AU Ibbotson Cash Trust - Class A 80% 80% 100% INT0034AU Ibbotson Conservative Growth Trust - Class A INT0038AU Ibbotson Growth Trust - Class A INT0040AU Ibbotson High Growth Plus Trust - Class A INT0042AU Ibbotson High Growth Trust - Class A INT0050AU INT0052AU Ibbotson Int. Shares Passive (Hedged) Trust - Class A Ibbotson Int. Shares Passive (Unhedged) Trust - Class A INT0054AU Ibbotson Aus Property Securities Trust - Class A INT0069AU Ibbotson Int'l Shares High Opportunities (Unhedged) Trust - Class A Page 25 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

26 Managed s % % Ibbotson Associates Australia Ltd INT0074AU Ibbotson Aus Shares High Alpha Trust - Class A INT0077AU Ibbotson Int. Property Securities (Hedged) Trust - Class A INT0080AU Ibbotson Int. Bonds Active (Hedged) Trust - Class A Integrity Investment Man. Australia Ltd ITG0001AU Integrity Aus Share Invesco Australia Ltd CNA0805AU INVESCO - WS Protected Growth CNA0806AU INVESCO - WS ersified Growth CNA0811AU INVESCO - WS Aus Share CNA0812AU INVESCO - WS Aus Smaller Comp GTU0008AU INVESCO - WS Global Matrix - Hedged 0% 70% 50% GTU0009AU INVESCO - WS Asian Share GTU0041AU INVESCO - WS Global Property Securities GTU0096AU INVESCO - Aus Smaller Comp GTU0098AU INVESCO - Global Matrix - Hedged GTU0102AU INVESCO - WS Global Matrix - Unhedged Investors Mutual Ltd IML0001AU Investors Mutual Aus Smaller Comp IML0002AU Investors Mutual Aus Share IML0003AU Investors Mutual Future Leaders IML0004AU Investors Mutual Industrial Share IML0005AU Investors Mutual Equity Income IML0006AU Investors Mutual Small Cap IOOF Investment Man. Ltd AUX0021AU IOOF Cash Management Trust - Class D 80% 80% 100% IOF0013AU IOOF/Perennial Flexi-Trust Balanced IOF0015AU IOF0050AU IOOF/Perennial Flexi Trust Growth Shares IOOF/Perennial Flexi-Trust Cash & Income 0% 70% 50% IOF0092AU IOOF MultiMix Aus Shares Trust IOF0093AU IOOF MultiMix Balanced Growth Trust IOF0096AU IOOF MultiMix ersified Fixed Interest Trust IOF0097AU IOOF MultiMix Hi Growth Trust IOOF Investment Man. Ltd IOF0098AU IOOF MultiMix International Shares Trust 70% 75% 50% IOF0107AU IOF0212AU IOOF/Perennial Flexi-Trust Balanced (NEF) IOOF/Perennial Flexi-Trust Value Shares PBT0004AU IOOF QuantPlus Profile 75 PBT0006AU IOOF QuantPlus Profile 95 IPAC Asset Man. Ltd IPA0011AU IPA0012AU IPA0013AU IPA0034AU IPAC Strategic Invest Service - Inflation Plus 2 Plan IPAC Strategic Invest Service - Inflation Plus 4 Plan IPAC Strategic Invest Service - Inflation Plus 6 Plan IPAC Strategic Invest Service - Inflation Plus 7 Plan IPA0046AU IPAC Pathways 30 IPA0047AU IPAC Pathways 70 IPA0048AU IPAC Pathways 85 IPA0049AU IPAC Pathways 95 IPA0051AU IPAC Pathways Aus Shares IPA0052AU IPAC Pathways Int. Shares Hedged IPA0053AU IPAC Pathways Int. Shares Unhedged IPA0056AU IPAC Pathways Value Portfolio 55% 55% 100% IPA0057AU NM SUMMIT Master Trust - Summit Alternative Balanced IPA0069AU North Multi-manager Active Growth Trust IPA0070AU North Multi-manager Active High Growth Trust IPA0078AU North Select Active Growth IPA0116AU IPAC ersified Invest Strategies - ersified Strategy No 3 IPA0117AU The Classic Portfolios - Portfolio 1 IPA0118AU The Classic Portfolios - Portfolio 2 IPA0119AU The Classic Portfolios - Portfolio 3 NMM0106AU NM SUMMIT Master Trust - Summit Select Defensive Active NMM0107AU NM SUMMIT Master Trust - Summit Select Moderately Defensive Active NMM0108AU NM SUMMIT Master Trust - Summit Select Balanced Active NMM0109AU NM SUMMIT Master Trust - Summit Select Growth Active Page 26 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

27 Managed s % % IPAC Asset Man. Ltd NMM0110AU NM SUMMIT Master Trust - Summit Select High Growth Active NMM0111AU NM SUMMIT Master Trust - Summit Select Passive Defensive NMM0112AU NM SUMMIT Master Trust - Summit Select Passive Moderately Defensive NMM0113AU NM SUMMIT Master Trust - Summit Select Passive Balanced NMM0114AU NM SUMMIT Master Trust - Summit Select Passive Growth NMM0115AU NM SUMMIT Master Trust - Summit Select Passive High Growth Ironbark s Man. (RE) Ltd PAT0001AU Ironbark Karara Aus Share 0% 65% 50% PAT0002AU Ironbark Karara Aus Small Comp 0% 65% 50% JBWere Ltd JBW0102AU K2 Asset Man. Ltd Goldman Sachs Global Small Companies ETL0046AU K2 Select Int. Absolute Return KAM0100AU K2 Asian Absolute Return KAM0101AU K2 Aus Absolute Return Lazard Asset Man. Pacific Co. LAZ0002AU Lazard Global Small Cap LAZ0003AU Lazard Emerging Markets - I LAZ0005AU Lazard Select Aus Equity LAZ0006AU Lazard Aus Equity LAZ0010AU Lazard Aus Equity - W Class LAZ0012AU Lazard Global Small Cap - W Class LAZ0013AU Lazard Select Aus Equity - W Class LAZ0014AU Lazard Global Listed Infrastructure Legg Mason Asset Man. Australia Ltd JPM0001AU Legg Mason Aus Core Equity Trust (X class) JPM0003AU Legg Mason QS Global Equity Trust (Class X) JPM0008AU Legg Mason ersified Trust JPM0009AU Legg Mason Tactical Allocation Trust (X Class) JPM0010AU Legg Mason Property Securities Trust (X Class) Legg Mason Asset Man. Australia Ltd JPM0801AU SSB0006AU Legg Mason Western Asset Aus Bond Trust (X Class) Legg Mason Global Multi Sector Bond Trust (X Class) SSB0012AU Legg Mason Global Multi Sector Bond (A Class) SSB0014AU SSB0122AU Legg Mason Brandywine Global Opportunistic Fixed Income Trust Legg Mason Western Asset Aus Bond Trust (A Class) 80% 80% 100% SSB0125AU Legg Mason Aus Core Equity Trust (A Class) SSB0126AU Legg Mason QS Global Equity Trust (Class A) SSB0128AU Legg Mason Property Securities Trust (A Class) SSB0130AU Legg Mason Tactical Allocation Trust (A Class) Lincoln Indicators Pty Ltd ETL0043AU Lincoln WS Aus Share ETL0089AU Lincoln Retail Aus Share Linear Asset Man. LAM0040AU TBF Small Cap Value Growth 0% 50% 50% Macquarie Investment Man. Ltd MAQ0046AU Macquarie WS - Aus Enhanced Equities MAQ0048AU Macquarie WS - Balanced Growth MAQ0049AU Macquarie WS - Capital Stable MAQ0050AU Macquarie WS - Global Bond MAQ0051AU Macquarie WS - Global Equities MAQ0053AU Macquarie WS - Active Plus Equities MAQ0054AU Macquarie Property Securities MAQ0055AU Macquarie WS - Treasury Cash 80% 80% 100% MAQ0057AU Macquarie Master Aus Enhanced Equities MAQ0058AU Macquarie Master Balanced MAQ0059AU Macquarie Master Capital Stable MAQ0060AU Macquarie Term Cash 80% 80% 100% MAQ0061AU Macquarie Aus Fixed Interest MAQ0063AU Macquarie Master Property Securities MAQ0079AU Arrowstreet Global Equity (Hedged) MAQ0085AU Macquarie Master Small Comp Page 27 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

28 Managed s % % Macquarie Investment Man. Ltd MAQ0088AU Macquarie WS - Small Comp MAQ0107AU Macquarie WS - Enhanced Aus Fixed Interest MAQ0177AU Macquarie Aus Pure Indexed Equities MAQ0178AU MAQ0179AU MAQ0180AU Macquarie WS - Aus Enhanced Plus Equities Macquarie WS - Enhanced Property Securities Macquarie Master Enhanced Fixed Interest 80% 80% 100% MAQ0187AU Macquarie Master Cash 80% 80% 100% MAQ0204AU MAQ0211AU Macquarie Australian ersified Income Macquarie WS - True Index Aus Fixed Interest MAQ0219AU Macquarie True Index Listed Property MAQ0266AU MAQ0274AU Macquarie WS - True Index Global Bond Macquarie Master ersified Fixed Interest MAQ0277AU Macquarie Income Opportunities MAQ0278AU Macquarie Aus Equities MAQ0287AU Macquarie WS - Property Securities MAQ0288AU Macquarie True Index Aus Shares MAQ0310AU Macquarie WS - ersified Treasury (AA) MAQ0324AU Macquarie WS - Income Plus 0% 70% 50% MAQ0404AU IFP Global Franchise MAQ0410AU Macquarie Walter Scott Global Equity MAQ0431AU MAQ0432AU Macquarie Index-Linked Property Securities Macquarie Int. Infrastructure Securities (Hedged( MAQ0443AU Macquarie High Conviction MAQ0454AU Macquarie Aus Small Comp MAQ0455AU Macquarie True Index-Linked Aus Shares MAQ0464AU Arrowstreet Global Equity MAQ0477AU Arrowstreet Emerging Markets MAQ0482AU Winton Global Alpha 40% 50% 50% MAQ0557AU Walter Scott Global Equity (Hedged) MAQ0574AU Macquarie Premium SAM Asia Property 55% 55% 100% Macquarie Investment Man. Ltd MAQ0631AU IFP Global Franchise (Hedged) MAQ0635AU Macquarie Premium Asia MAQ0640AU Macquarie Asia New Stars No1 0% 50% 50% MAQ0825AU Macquarie Int. Infrastructure Securities (Unhedged) Magellan Asset Man. Ltd MGE0001AU Magellan Global MGE0002AU Magellan Infrastructure MGE0005AU Magellan High Conviction MGE0006AU Magellan Infrastructure (Unhedged) MGE0007AU Magellan Global (Hedged) Man Investments Australia Ltd MAN0001CK Man OM-IP 130 Plus Ltd 0% 50% 50% MAN0003CK Man OM-IP 320 ersified Ltd 0% 50% 50% MAN0006CK Man OM-IP Strategic Series 2 Ltd 0% 50% 50% MAN0007CK Man Series 2 OM-IP 220 Ltd 0% 50% 50% MAN0008CK Man Series 3 OM-IP 220 Ltd 0% 50% 50% MAN0009CK Man Series 4 OM-IP 220 Ltd 0% 50% 50% MAN0011CK Man Series 6 OM-IP 220 Ltd 0% 50% 50% MAN0012CK Man Series 7 OM-IP 220 Ltd 0% 50% 50% MAN0013CK Man Series 8 OM-IP 220 Ltd 0% 50% 50% MAN0014CK Man OM-IP 140 Plus (NZD) Ltd 0% 50% 50% MAN0015CK Man Series 9 OM-IP 220 Ltd 0% 50% 50% MAN0017CK Man OM-IP 140 Plus (AUD) Ltd 0% 50% 50% MAN0019CK Man OM-IP 15seven Ltd 0% 50% 50% MAN0021CK Man Series 10 OM-IP 220 Ltd 0% 50% 50% MAN0023CK Man Series 2 OM-IP 140 Plus (AUD) Ltd 0% 60% 50% MAN0025CK Man Series 11 OM-IP 220 Ltd 0% 50% 50% MAN0026CK Man OM-IP Eclipse Ltd 0% 50% 50% MAN0030CK Man OM-IP Vision Ltd 0% 50% 50% MAN0032CK Man OM-IP 3Eclipse Ltd 0% 50% 50% MAN0034CK Man OM-IP Ltd 0% 50% 50% MAN0035CK Man OM-IP AHL Ltd 0% 50% 50% MAN0036CK Man OM-IP 2AHL Ltd 0% 50% 50% MAN0037CK Man OM-IP 3AHL Ltd 0% 50% 50% MAN0040CK Man OM-IP AHL 2010 LTD 0% 50% 50% Maple-Brown Abbott Ltd ADV0008AU Maple-Brown Abbott Imputation (NEF) Page 28 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

29 Managed s % % Maple-Brown Abbott Ltd ADV0013AU Maple-Brown Abbott Imputation ADV0046AU Maple-Brown Abbott Imputation - WS Units ADV0066AU Maple-Brown Abbott Sharemarket - WS ADV0077AU ADV0078AU Maple-Brown Abbott Aus Geared Equity Maple-Brown Abbott Aus Geared Equity - WS 0% 50% 50% MPL0001AU Maple-Brown Abbott ersified Invest Trust MPL0002AU Maple-Brown Abbott Aus Equity Trust Mercer Investment Nominees Ltd MIN0006AU Mercer Aus Shares MIN0007AU Mercer Aus Small Comp MIN0012AU Mercer High Growth MIN0015AU Mercer Overseas Shares MIN0016AU Mercer Hedged Overseas Shares MIN0017AU Mercer Overseas Small Comp MIN0019AU Mercer Shares MIN0020AU Mercer Aus Shares Plus MIN0021AU Mercer Growth Plus MIN0023AU Mercer Listed Property MIN0024AU Mercer Overseas Shares Plus MIN0027AU Mercer Income Plus MIN0028AU Mercer Overseas Sovereign Bond MIN0030AU Mercer Aus Sovereign Bond MLC Investments MLC0002AU MLC MK Inv Service/Unit Trust Aus Share Growth Style MLC0011AU MLC MK Inv Service/Unit Trust Cash 80% 80% 100% MLC0013AU MLC0014AU MLC0015AU MLC0017AU MLC MK Inv Unit Trust - Property Securities MLC MK Inv Service/Unit Trust MLC Vanguard Aust Share Indx Fd MLC MK Inv Service/Unit Trust Aus Share MLC MK Inv Service/Unit Trust Global Share MLC0021AU MLC MK Inv Service/Unit Trust Horizon 2 - Income Portfolio MLC0023AU MLC MK Inv Service/Unit Trust Horizon 4 - Balanced Portfolio MLC Investments MLC0024AU MLC MK Inv Service/Unit Trust Horizon 5 - Growth Portfolio MLC0060AU MLC0097AU MLC MasterKey Unit Trust - Platinum Global MLC MK Inv Service/Unit Trust IncomeBuilder 0% 75% 50% MLC0260AU MLC WS Horizon 4 Balanced Portfolio MLC0261AU MLC WS Global Share MLC0262AU MLC WS Aus Share MLC0263AU MLC WS Property Securities MLC0264AU MLC WS IncomeBuilder MLC0265AU MLC WS Horizon 5 Growth Portfolio MLC0317AU MLC WS MLC Platinum Global MLC0393AU MLC MK Inv Service/Unit Trust Horizon 3 - Conservative Growth MLC0394AU MLC MK Inv Service/Unit Trust Horizon 6 - Share Portfolio MLC0397AU MLC WS Horizon 6 Share Portfolio MLC0398AU MLC WS Horizon 3 Conservative Growth Portfolio MLC0448AU MLC MK Inv Service/Unit Trust Horizon 7 - Accelerated Grwth Pfolio MLC0449AU MLC0453AU MLC0454AU MLC0455AU MLC WS Horizon 7 Accelerated Growth Portfolio MLC MK Inv Service/Unit Trust Aus Share Value Style MLC MK Inv Service/Unit Trust Global Share Growth Style MLC MK Inv Service/Unit Trust Global Share Value Style 55% 55% 100% MLC0623AU MLC WS Aus Share Growth Style MLC0667AU MLC WS Long Term Absolute Return Portfolio Class A MLC0669AU MLC WS Horizon 1 Bond Portfolio MLC0670AU MLC WS Horizon 2 Income Portfolio MLC0786AU MLC WS Global Property Class A MLC0787AU MLC WS Hedged Global Share Class A MLC0839AU MLC WS ersified Debt Class A MLC0841AU Northward Capital Aus Equity MLC0920AU NAB0006AU MLC Wholesale Inflation Plus - Moderate Portfolio National Australia Invest Trusts - idend Imputation Page 29 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

30 Managed s % % MLC Investments NAB0011AU National Australia Invest Trusts - Monthly Income 0% 55% 50% NAB0012AU National Australia Invest Trusts - Balanced NAB0095AU NAB0096AU NAB0196AU National Australia Invest Trusts - idend Imputation (NEF) National Australia Invest Trusts - Balanced (NEF) National Australia Invest Trusts - Property (NEF) Mosaic Portfolio Advisers Ltd MMC0102AU Mosaic Income WPC0002AU Peters MacGregor Global WPC0003AU Mosaic Special Situations WPC0004AU Ganes Value Growth WPC0005AU Celeste Concentrated WPC0011AU Mosaic Global WPC0012AU Mosaic Property WPC0013AU Emerging Resources Comp Share MQ Portfolio Man. Ltd MAQ0453AU MQ Multi-Strategy (Indirect) MAQ0625AU Macquarie Asian Alpha 0% 60% 50% Mutual Ltd PRM0001AU Mutual 50 Leaders Aus Shares National Mutual s Management Limited IPA0061AU Generations - Alternative Balanced 55% 55% 100% NMF0004AU Generations - Colonial First State Geared Australian Share NMF0021AU Generations - Growth Index Trust NML0569AU Generations - AMP Capital Cash Management 80% 80% 100% NML0571AU Generations - BlackRock Australian Equity NML0572AU NML0573AU NML0574AU NML0575AU NML0576AU Generations - BlackRock Australian Equity Index Generations - BlackRock Australian Fixed Interest Index Generations - BlackRock International Equity Index (Hedged) Generations - BlackRock International Equity Index (Unhedged) Generations - BlackRock International Fixed Interest Index National Mutual s Management Limited NML0577AU NML0578AU Generations - BlackRock Property Securities Index Generations - Legg Mason Property Securities NML0579AU Generations - Aberdeen Global Equity NML0580AU Generations - Perpetual Industrial Equity NML0581AU Generations - PIMCO Global Fixed Interest NML0582AU Generations - Platinum International Equity NML0583AU Generations - Antares Investors High Growth Shares NML0584AU Generations - Schroders Australian Equity NML0585AU Generations - UBS Australian Equity NML0586AU Generations - Defensive NML0587AU Generations - Moderately Defensive NML0588AU Generations - Balanced NML0589AU Generations - Growth NML0590AU Generations - High Growth NML0591AU Generations - Australian Equities NML0592AU NML0593AU Navigator Australia Ltd Generations - International Equities (Hedged) Generations - International Equities (Unhedged) NUN0001AU Pre Select Conservative NUN0002AU Pre Select Balanced NUN0003AU Pre Select Growth NUN0004AU Pre Select High Growth NUN0005AU Pre Select Aus Equity NUN0006AU Pre Select Int. Equity NUN0007AU Navigator Access - AMP Capital Enhanced Yield 0% 70% 50% NUN0008AU Navigator Access - Aus Shares Index NUN0009AU NUN0010AU Navigator Access - AMP Capital Wholesale Australian Monthly Income Navigator Access - AMP Capital Wholesale Global Equity Value 0% 70% 50% NUN0011AU Navigator Access - CFS Colliers Int. Property NUN0013AU Navigator Access - Credit Suisse Int. Shares NUN0014AU Navigator Access - PIMCO EQT Global Bond NUN0016AU Navigator Access - ING Tax Effective Income 0% 70% 50% NUN0017AU Navigator Access - Int. Shares Index Page 30 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

31 Managed s % % Navigator Australia Ltd NUN0018AU NUN0019AU NUN0021AU Navigator Access - Investors Mutual Aus Share Navigator Access - Macquarie Property Securities Navigator Access - BlackRock Monthly Income 0% 70% 50% NUN0022AU Navigator Access - Perpetual Industrial NUN0023AU Navigator Access - Perpetual Int. Shares NUN0024AU Navigator Access - Platinum Int. NUN0025AU Navigator Access No 1 Cash 80% 80% 100% NUN0026AU NUN0027AU Navigator Access - Aviva Investors High Growth Shares Navigator Access - Aviva Investors Premier Fixed Income 0% 70% 50% NUN0028AU Navigator Access - Pre Select Aus Equity NUN0029AU Navigator Access - Pre Select Aus Small Comp-Access Class NUN0030AU Navigator Access - Pre Select Balanced NUN0031AU Navigator Access - Pre Select Boutique Aus Equity NUN0032AU Navigator Access - Pre Select Conservative NUN0033AU Navigator Access - Pre Select Growth NUN0034AU Navigator Access - Pre Select High Growth NUN0035AU Navigator Access - Pre Select Int. Equity NUN0036AU Navigator Access - Property Securities Index NUN0037AU Navigator Access - Schroder Aus Equity NUN0038AU Pre Select Aus Small Comp Netwealth NET0001AU Netwealth Specialist Aus Share NET0002AU netwealth Global Specialist ersified 50 NET0004AU netwealth Global Specialist Conservative NET0006AU netwealth Global Specialist Balanced NET0008AU Netwealth Global Specialist High Growth NET0013AU Netwealth Active Growth Nikko Asset Management SUN0016AU Nikko AM Australian Shares SUN0017AU Nikko AM Australian Shares (NEF) SUN0020AU Nikko AM Growth SUN0021AU Nikko AM Growth (NEF) Nikko Asset Management SUN0022AU Nikko AM Conservative SUN0023AU Nikko AM Conservative (NEF) TYN0010AU Nikko AM-Tyndall Australian Share Value TYN0026AU Nikko AM-Tyndall Australian Share TYN0028AU TYN0038AU Nikko AM-Tyndall Australian Share Wholesale Nikko AM-Tyndall Australian Share Income TYN0104AU Nikko AM Australian Bond OC s Man. OPS0001AU OC Dynamic Equity OPS0002AU OC Premium Equity OnePath s Man. Ltd AJF0003AU OnePath OA IP - OnePath Tax Effective Income Trust AJF0802AU OnePath WS Balanced Trust AJF0803AU OnePath WS Property Securities Trust AJF0804AU OnePath WS Aus Share Trust ANZ0011AU ANZ OA IP - OnePath Aus Shares - ANZ0013AU ANZ OA IP - OnePath Blue Chip Imputation - ANZ0023AU ANZ - Fixed Interest Trust 80% 80% 100% ANZ0027AU ANZ - Equity Imputation Trust ANZ0028AU ANZ - Equity Trust No 1 ANZ0030AU ANZ - Property Securities Trust ANZ0035AU ANZ OA IP - OnePath Income - ANZ0036AU ANZ OA IP - OnePath Conservative - ANZ0037AU ANZ OA IP - OnePath Balanced - ANZ0038AU ANZ OA IP - OnePath Managed Growth - ANZ0150AU ANZ - Cash Plus 80% 80% 100% ANZ0212AU OnePath WS ersified Fixed Interest Trust ANZ0216AU OnePath WS - Select Leaders Trust ANZ0233AU ANZ OA IP - OnePath ersified Fixed Interest - ANZ0235AU ANZ OA IP - OnePath Select Leaders - NEF ANZ0328AU ANZ0329AU ANZ OA IP - BlackRock Scientific Aus Equity EF ANZ OA IP - BlackRock Scientific Aust Equity DEF Page 31 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

32 Managed s % % OnePath s Man. Ltd ANZ0330AU ANZ0331AU ANZ0332AU ANZ0333AU ANZ OA IP - Arrowstreet Global Equity (Hedged) Trust - ANZ OA IP - Arrowstreet Global Equity (Hedged) Trust - NEF ANZ OA IP - BlackRock Scientific Int. Equity EF ANZ OA IP - BlackRock Scientific Int. Equity DEF ANZ0334AU ANZ OA IP - CFS Imputation - ANZ0335AU ANZ OA IP - CFS Imputation - NEF ANZ0336AU ANZ0337AU ANZ0338AU ANZ0339AU ANZ OA IP - Capital Int. Global Equities (H) ANZ OA IP - Capital Int. Global Equities (H) NEF ANZ OA IP - Challenger Property Securities - ANZ OA IP - Challenger Property Securities - NEF ANZ0340AU ANZ OA IP - Perpetual Int. Shares - ANZ0341AU ANZ OA IP - Perpetual Int. Shares - NEF ANZ0342AU ANZ OA IP - OnePath Active Growth - ANZ0343AU ANZ OA IP - OnePath Active Growth - NEF ANZ0344AU ANZ OA IP - OnePath Aus Shares - NEF ANZ0345AU ANZ OA IP - OnePath Balanced - NEF ANZ0346AU ANZ OA IP - OnePath Blue Chip Imputation - NEF ANZ0349AU ANZ OA IP - OnePath Conservative - NEF ANZ0352AU ANZ OA IP - OnePath High Growth - ANZ0353AU ANZ OA IP - OnePath High Growth - NEF ANZ0354AU ANZ OA IP - OnePath Income - NEF ANZ0357AU ANZ OA IP - OnePath Managed Growth - NEF ANZ0361AU ANZ OA IP - OnePath Global Emerging Markets - NEF ANZ0362AU ANZ OA IP - OnePath Property Securities - ANZ0363AU ANZ OA IP - OnePath Property Securities - NEF ANZ0364AU ANZ0365AU ANZ OA IP - OnePath Sustainable Invests Aus Shares - ANZ OA IP - OnePath Sustainable Invests Aus Shares - NEF OnePath s Man. Ltd ANZ0366AU ANZ0367AU ANZ OA IP - OnePath Tax Effective Income - ANZ OA IP - OnePath Tax Effective Income - NEF ANZ0368AU ANZ OA IP - Investors Mutual Aus Shares - ANZ0369AU ANZ OA IP - Investors Mutual Aus Shares - NEF ANZ0370AU ANZ OA IP - OptiMix Aus Fixed Interest - ANZ0371AU ANZ OA IP - OptiMix Aus Fixed Interest - NEF ANZ0372AU ANZ OA IP - OptiMix Property Securities - ANZ0373AU ANZ OA IP - OptiMix Property Securities - NEF ANZ0374AU ANZ OA IP - OptiMix Aus Shares - ANZ0375AU ANZ OA IP - OptiMix Aus Shares - NEF ANZ0377AU ANZ OA IP - OptiMix Conservative - NEF ANZ0380AU ANZ OA IP - OptiMix Global Share - ANZ0381AU ANZ OA IP - OptiMix Global Shares - NEF ANZ0382AU ANZ0383AU ANZ OA IP - OptiMix Global Smaller Comp Shares - ANZ OA IP - OptiMix Global Smaller Comp Shares - NEF ANZ0384AU ANZ OA IP - OptiMix Growth - ANZ0385AU ANZ OA IP - OptiMix Growth - NEF ANZ0386AU ANZ OA IP - OptiMix High Growth - ANZ0387AU ANZ OA IP - OptiMix High Growth - NEF ANZ0388AU ANZ OA IP - OptiMix Moderate - ANZ0389AU ANZ OA IP - OptiMix Moderate - NEF ANZ0390AU ANZ OA IP - Perpetual Aus Shares - ANZ0391AU ANZ OA IP - Perpetual Aus Shares - NEF ANZ0392AU ANZ OA IP - Schroder Aus Equity - ANZ0393AU ANZ OA IP - Schroder Aus Equity - NEF ANZ0394AU ANZ OA IP - Vanguard Aus Shares Index - ANZ0395AU ANZ OA IP - Vanguard Aus Shares Index - NEF ANZ0396AU ANZ0397AU ANZ OA IP - Vanguard Int. Shares Index Hedged - ANZ OA IP - Vanguard Int. Shares Index Hedged - NEF Page 32 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

33 Managed s % % OnePath s Man. Ltd ANZ0398AU ANZ OA IP - UBS ersified Fixed Income - ANZ0399AU ANZ OA IP - UBS ersified Fixed Income - NEF ANZ0625AU ANZ OA IP - OnePath ersified High Yield - NEF ANZ0628AU ANZ OA IP - BT Smaller Comp Trust - ANZ0629AU ANZ OA IP - BT Smaller Comp Trust - NEF ANZ0633AU ANZ OA IP - OptiMix Balanced Trust - NEF ANZ0758AU ANZ OA IP - OnePath Select Leaders - ANZ0818AU ANZ0819AU ANZ0829AU ANZ0838AU ANZ0844AU ANZ OA IP - Ausbil Aus Emerging Leaders Trust - ANZ OA IP - Ausbil Aus Emerging Leaders Trust - NEF ANZ OA IP - Bentham Global Income Trust - NEF ANZ OA IP - BlackRock Monthly Income Trust - NEF ANZ OA IP - Perpetual Conservative Growth Trust - NEF ANZ0846AU ANZ OA IP - Platinum Int. Trust - NEF ANZ0858AU ANZ OA IP - Zurich Invests Global Thematic Shares Trust - NEF LEF0027AU Optimix WS - Moderate Trust LEF0033AU Optimix - Aus Fixed Interest LEF0034AU Optimix - Aus Fixed Interest NEF LEF0035AU Optimix - Moderate LEF0036AU Optimix - Moderate NEF LEF0041AU Optimix WS - Aus Fixed Interest Class A LEF0042AU Optimix WS - Property Trust - Class A Units LEF0043AU Optimix WS - Aus Share Class A LEF0044AU Optimix WS - Balanced - Class A LEF0045AU Optimix WS - Conservative Class A LEF0047AU Optimix WS - Global Shares Class A LEF0048AU Optimix WS - Global Smaller Comp Class A LEF0049AU Optimix WS - Growth Class A LEF0050AU Optimix WS - High Growth Class A LEF0051AU Optimix WS - Moderate Class A LEF0100AU Optimix WS - High Growth Trust LEF0101AU Optimix WS - Property Securities Trust Cls LEF0102AU Optimix WS - Aus Share No.2 Trust OnePath s Man. Ltd LEF0103AU Optimix WS - Global Share Trust LEF0104AU Optimix WS - Aus Fixed Interest LEF0105AU Optimix WS - Enhanced Cash Trust LEF0106AU Optimix WS - Growth Trust LEF0107AU Optimix WS - Balanced Trust LEF0108AU Optimix WS - Conservative Trust LEF0117AU Optimix - Property Securities EF LEF0118AU Optimix - Aus Share Trust LEF0119AU Optimix - Balanced Trust LEF0120AU Optimix - Conservative Trust LEF0122AU Optimix - Growth Trust LEF0123AU Optimix - High Growth Trust LEF0124AU Optimix - Global Share Trust LEF0141AU Optimix - Property Securities NEF LEF0142AU Optimix - Aus Share Trust NEF LEF0143AU Optimix - Balanced Trust NEF LEF0144AU Optimix - Conservative Trust NEF LEF0146AU Optimix - Growth Trust NEF LEF0147AU Optimix - High Growth Trust NEF LEF0148AU Optimix - Global Share Trust NEF LEF0173AU Optimix WS - Global Smaller Comp LEF0174AU Optimix - Global Smaller Comp Share LEF0177AU Optimix - Global Smaller Comp Share NEF MMF0012AU MMF0013AU MMF0014AU MMF0069AU MMF0070AU MMF0071AU MMF0072AU MMF0073AU MMF0074AU OnePath OA IP - OnePath Blue Chip Imputation Trust OnePath OA IP - OnePath Emerging Comp Trust OnePath OA IP - OnePath Active Growth Trust OnePath OA IP - OnePath Aus Share Trust OnePath OA IP - OnePath Aus Share Trust NEF OnePath OA IP - OnePath Balanced Trust ect OnePath OA IP - OnePath Balanced Trust NEF OnePath OA IP - OnePath Blue Chip Imputation Trust NEF OnePath OA IP - OnePath Emerging Comp Trust NEF Page 33 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

34 Managed s % % OnePath s Man. Ltd MMF0076AU MMF0106AU MMF0107AU MMF0108AU MMF0110AU MMF0111AU OnePath OA IP - OnePath Active Growth Trust NEF OnePath OA IP - OnePath Tax Effective Income Trust NEF OnePath OA IP - OnePath Property Securities Trust OnePath OA IP - OnePath Global Share Trust OnePath OA IP - OnePath Property Securities Trust NEF OnePath OA IP - OnePath Global Share Trust NEF 0% 65% 50% MMF0112AU OnePath WS Emerging Comp Trust MMF0114AU OnePath WS Capital Stable Trust MMF0115AU OnePath WS Managed Growth Trust MMF0262AU MMF0265AU MMF0266AU MMF0267AU MMF0271AU MMF0275AU OnePath OA IP - MFS Global Equity Trust OnePath OA IP - OnePath Global Emerging Markets Share Trust OnePath OA IP - Zurich Invest Global Thematic Shares Trust OnePath OA IP - MFS Global Equity Trust NEF OnePath OA IP - Zurich Invest Global Thematic Shares Trust NEF OnePath WS OnePath Global Emerging Markets 55% 55% 100% MMF0335AU OnePath WS Sustainable Inv Aus Shares MMF0339AU OnePath OA IP - OnePath High Growth Trust MMF0340AU OnePath WS Blue Chip Imputation Trust MMF0342AU OnePath WS High Growth Trust MMF0388AU MMF0394AU MMF0395AU OnePath OA IP - OnePath High Growth Trust NEF OnePath OA IP - OnePath Cash Trust /NEF OnePath OA IP - Vanguard Int. Shares Index Trust MMF0396AU OnePath OA IP - CFS Imputation MMF0397AU OnePath OA IP - CFS ersified MMF0398AU MMF0399AU OnePath OA IP - BlackRock Balanced OnePath OA IP - Perpetual Aus Share Trust OnePath s Man. Ltd MMF0400AU MMF0405AU MMF0406AU MMF0408AU MMF0410AU OnePath OA IP - Perpetual Int. Shares Trust OnePath OA IP - Capital Int. Global Equity (Hedged) OnePath OA IP - UBS Balanced Trust OnePath OA IP - Arrowstreet Global Equity (Hedged) OnePath OA IP - Vanguard Int. Shares Index NEF MMF0411AU OnePath OA IP - CFS Imputation NEF MMF0412AU OnePath OA IP - CFS ersified NEF MMF0415AU MMF0416AU MMF0417AU MMF0418AU OnePath OA IP - BlackRock Balanced Trust NEF OnePath OA IP - Perpetual Aus Share Trust NEF OnePath OA IP - Perpetual Int. Shares Trust NEF OnePath OA IP - Capital Int. Global Equity (Hedged) NEF MMF0419AU OnePath OA IP - UBS Balanced Trust NEF MMF0421AU MMF0544AU MMF0545AU MMF0546AU MMF0547AU MMF0548AU MMF0549AU OnePath OA IP - Arrowstreet Global Equity (Hedged) Trust NEF OnePath OA IP - BlackRock Scientific ersified Growth OnePath OA IP - BlackRock Scientific ersified Growth NEF OnePath OA IP - BlackRock Scientific Int. Equity OnePath OA IP - BlackRock Scientific Int. Equity NEF OnePath OA IP - OnePath Capital Stable Trust OnePath OA IP - OnePath Capital Stable Trust NEF MMF0550AU OnePath OA IP - Challenger Property MMF0551AU OnePath OA IP - Challenger Property NEF MMF0552AU MMF0553AU MMF0554AU MMF0555AU OnePath OA IP - OnePath ersified High Yield Trust OnePath OA IP - OnePath ersified High Yield Trust NEF OnePath OA IP - OnePath ersified Fixed Interest Trust OnePath OA IP - OnePath ersified Fixed Interest Trust NEF Page 34 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

35 Managed s % % OnePath s Man. Ltd MMF0556AU MMF0557AU MMF0558AU MMF0559AU MMF0560AU MMF0561AU OnePath OA IP - OnePath Sustainable Invests-Aus Shares OnePath OA IP - OnePath Sustainable Invests - Aus Shares NEF OnePath OA IP - Investors Mutual Aus Share Trust OnePath OA IP - Investors Mutual Aus Share Trust NEF OnePath OA IP - OnePath Managed Growth Trust OnePath OA IP - OnePath Managed Growth Trust NEF MMF0562AU OnePath OA IP - Platinum Int. Trust MMF0563AU OnePath OA IP - Platinum Int. Trust NEF MMF0564AU MMF0565AU MMF0566AU MMF0567AU MMF0568AU MMF0569AU MMF0570AU MMF0571AU MMF0572AU MMF0573AU MMF0574AU MMF0575AU MMF0576AU MMF0577AU MMF0578AU OnePath OA IP - OptiMix Property Securities Trust OnePath OA IP - OptiMix Property Securities Trust NEF OnePath OA IP - OptiMix Aus Fixed Interest Trust OnePath OA IP - OptiMix Aus Fixed Interest Trust NEF OnePath OA IP - OptiMix Aus Share Trust OnePath OA IP - OptiMix Aus Share Trust NEF OnePath OA IP - OptiMix Balanced Trust OnePath OA IP - OptiMix Balanced Trust NEF OnePath OA IP - OptiMix Conservative Trust OnePath OA IP - OptiMix Conservative Trust NEF OnePath OA IP - OptiMix Enhanced Cash Trust OnePath OA IP - OptiMix Enhanced Cash Trust NEF OnePath OA IP - OptiMIx Global Share Trust OnePath OA IP - OptiMIx Global Share Trust NEF OnePath OA IP - OptiMix Growth Trust 80% 80% 100% 80% 80% 100% MMF0579AU OnePath OA IP - OptiMix Growth Trust NEF OnePath s Man. Ltd MMF0580AU MMF0581AU MMF0582AU MMF0583AU MMF0584AU MMF0585AU MMF0586AU MMF0587AU MMF0588AU MMF0589AU MMF0590AU MMF0591AU MMF0592AU MMF0593AU MMF0594AU OnePath OA IP - OptiMix High Growth Trust OnePath OA IP - OptiMix High Growth Trust NEF OnePath OA IP - OptiMix Moderate Trust OnePath OA IP - OptiMix Moderate Trust NEF OnePath OA IP - Perpetual Balanced Growth Trust OnePath OA IP - Perpetual Balanced Growth Trust NEF OnePath OA IP - Perpetual Conservative Growth Trust OnePath OA IP - Perpetual Conservative Growth Trust NEF OnePath OA IP - Schroder Aus Equity Trust OnePath OA IP - Schroder Aus Equity Trust NEF OnePath OA IP - Schroder Balanced Trust OnePath OA IP - Schroder Balanced Trust NEF OnePath OA IP - OnePath Select Leaders Trust OnePath OA IP - OnePath Select Leaders Trust NEF OnePath OA IP - UBS Defensive Trust 0% 70% 50% MMF0595AU OnePath OA IP - UBS Defensive Trust NEF MMF0596AU MMF0597AU MMF0598AU MMF0599AU MMF0700AU OnePath OA IP - UBS ersified Fixed Income Trust OnePath OA IP - UBS ersified Fixed Income Trust NEF OnePath OA IP - OptiMix Global Small Comp Share Trust OnePath OA IP - OptiMix Global Small Comp Share Trust NEF OnePath Tax Effective Income Trust - WS Units 0% 70% 50% MMF0708AU OnePath WS ersified High Yield Trust MMF0721AU MMF0722AU OnePath OA IP - BlackRock Scientific Aus Equity OnePath OA IP - BlackRock Scientific Aus Equity NEF Page 35 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

36 Managed s % % OnePath s Man. Ltd MMF0725AU OnePath OA IP - BT Small Comp Trust MMF0726AU OnePath OA IP - BT Small Comp Trust NEF MMF0729AU MMF0730AU MMF0878AU MMF0880AU MMF0881AU MMF0883AU MMF0884AU MMF0885AU MMF0886AU MMF0888AU MMF0890AU MMF0891AU MMF0894AU MMF0895AU MMF0896AU MMF0897AU MMF1032AU MMF1033AU MMF1040AU MMF1041AU OnePath OA IP - Perennial Value Shares Trust OnePath OA IP - Perennial Value Shares Trust NEF OnePath OA IP - Ausbil Aus Emerging Leaders Trust NEF OnePath OA IP - CFS Global Credit Income Trust NEF OnePath OA IP - Bentham Syndicated Loan Trust NEF OnePath OA IP - BlackRock Monthly Income Trust NEF OnePath OA IP - Vanguard Aus Shares Index Trust NEF OnePath OA IP - Vanguard Int. Shares Index Hedged Trust NEF OnePath OA IP - Vanguard Property Securities Index Trust NEF OnePath OA IP - Ausbil Aus Emerging Leaders Trust OnePath OA IP - CFS Global Credit Income Trust OnePath OA IP - Bentham Syndicated Loan Trust OnePath OA IP - BlackRock Monthly Income Trust OnePath OA IP - Vanguard Aus Shares Index Trust OnePath OA IP - Vanguard Int. Shares Index Hedged Trust OnePath OA IP - Vanguard Property Securities Index Trust OnePath OA IP - BlackRock Asst Allocn Alph Fd- OnePath OA IP - OnePath Global Property Securities Trust OnePath OA IP-BlackRock Asst Allocn Alph Fnd-NE OnePath OA IP - OnePath Global Property Securities Trust NEF MMF1081AU OnePath OA IP - Merlon Aust Shr Inc - MMF1102AU OnePath OA IP - Merlon Aust Shr Inc - NEF OnePath s Man. Ltd MMF1157AU MMF1158AU OnePath OA IP - BT Core Aus Share Fd EF/Slct OnePath OA IP - BT Core Aus Share NEF MMF1169AU OnePath OA IP - Fidelity Aus Eqty Fd MMF1170AU MMF1214AU MMF1273AU MMF1468AU MMF1470AU MMF1472AU MMF1473AU MMF1474AU MMF1475AU MMF1476AU MMF1477AU MMF1479AU MMF1480AU MMF1482AU MMF1483AU MMF1484AU MMF1485AU MMF1496AU MMF1497AU MMF1498AU OnePath OA IP - Fidelity Aus Equity NEF OnePath OA IP - Rare Infrastructure Value NEF OnePath OA IP - OnePath Protected AUS 50 Trust OneAnswer Frontier IP - Ausbil Australian Emerging Leaders Trust OneAnswer Frontier IP - Arrowstreet Global Equity (Hedged) Trust OneAnswer Frontier IP - BlackRock Balanced Trust OneAnswer Frontier IP - Kapstream Absolute Return Income Trust OneAnswer Frontier IP - BlackRock Scientific ersified Growth Trust OneAnswer Frontier IP - BlackRock Scientific International Equity OneAnswer Frontier IP - BT Core Australian Shares OneAnswer Frontier IP - BT Smaller Companies Trust OneAnswer Frontier IP - Bennelong Australian Equities OneAnswer Frontier IP - Merlon Australian Share Income OneAnswer Frontier IP - Schroder Real Return Trust OneAnswer Frontier IP - Colonial First State Global Credit Income Trust OneAnswer Frontier IP - SG Hiscock Property Trust OneAnswer Frontier IP - Bentham Global Income Trust OneAnswer Frontier IP - OnePath Global Emerging Markets Share Trust OneAnswer Frontier IP - Goldman Sachs Income Plus OneAnswer Frontier IP - OnePath Active Growth Trust Page 36 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

37 Managed s % % OnePath s Man. Ltd MMF1499AU MMF1500AU MMF1501AU MMF1502AU MMF1503AU MMF1504AU MMF1505AU MMF1506AU MMF1507AU MMF1509AU MMF1511AU MMF1512AU MMF1515AU MMF1517AU MMF1518AU MMF1519AU MMF1520AU MMF1521AU MMF1523AU MMF1529AU MMF1530AU OneAnswer Frontier IP - OnePath Australian Share Trust OneAnswer Frontier IP - OnePath Balanced Trust OneAnswer Frontier IP - OnePath Blue Chip Imputation Trust OneAnswer Frontier IP - OnePath Conservative Trust OneAnswer Frontier IP - OnePath Cash Trust OneAnswer Frontier IP - Colonial First State Imputation Trust OneAnswer Frontier IP - OnePath ersified Fixed Interest Trust OneAnswer Frontier IP - OnePath ersified High Yield Trust OneAnswer Frontier IP - OnePath Emerging Companies Trust OneAnswer Frontier IP - OnePath Global Property Securities Trust OneAnswer Frontier IP - OnePath Global Shares Trust OneAnswer Frontier IP - OnePath High Growth Trust OneAnswer Frontier IP - OnePath Managed Growth Trust OneAnswer Frontier IP - Fidelity Australian Equities OneAnswer Frontier IP - Perennial Growth Shares OneAnswer Frontier IP - Perpetual Australian Shares OneAnswer Frontier IP - OnePath Property Securities Trust OneAnswer Frontier IP - OnePath Protected AUS 50 Trust OneAnswer Frontier IP - OnePath Select Leaders Trust OneAnswer Frontier IP - OnePath Sustainable Investments Australian Shares OneAnswer Frontier IP - OnePath Tax Effective Income Trust MMF1531AU OneAnswer Frontier IP - UBS Balanced MMF1532AU OneAnswer Frontier IP - Investors Mutual Australian Shares OnePath s Man. Ltd MMF1534AU OneAnswer Frontier IP - Legg Mason Global Multi Sector Bond MMF1535AU OneAnswer Frontier IP - MFS Global Equity MMF1536AU MMF1537AU OneAnswer Frontier IP - OptiMix Australian Fixed Interest OneAnswer Frontier IP - OptiMix Australian Share Trust MMF1538AU OneAnswer Frontier IP - OptiMix Balanced MMF1539AU MMF1543AU MMF1544AU OneAnswer Frontier IP - OptiMix Conservative OneAnswer Frontier IP - OptiMix Global Share Trust OneAnswer Frontier IP - OptiMix Global Smaller Companies Share Trust MMF1545AU OneAnswer Frontier IP - OptiMix Growth MMF1546AU OneAnswer Frontier IP - OptiMix High Growth MMF1547AU OneAnswer Frontier IP - OptiMix Moderate MMF1548AU MMF1553AU MMF1554AU MMF1555AU OneAnswer Frontier IP - OptiMix Property Securities OneAnswer Frontier IP - Perennial Value Shares OneAnswer Frontier IP - Perpetual Balanced Growth OneAnswer Frontier IP - Perpetual Conservative Growth MMF1556AU OneAnswer Frontier IP - Magellan Global MMF1557AU MMF1559AU MMF1561AU OneAnswer Frontier IP - Platinum International OneAnswer Frontier IP - Rare Infrastructure Value OneAnswer Frontier IP - Schroder Australian Equity MMF1562AU OneAnswer Frontier IP - Schroder Balanced MMF1563AU OneAnswer Frontier IP - T Rowe Price Global Equity MMF1564AU OneAnswer Frontier IP - UBS Defensive MMF1565AU MMF1566AU MMF1567AU MMF1568AU OneAnswer Frontier IP - UBS ersified Fixed Income OneAnswer Frontier IP - Vanguard Australian Shares Index OneAnswer Frontier IP - Vanguard Balanced Index OneAnswer Frontier IP - Vanguard Conservative Index Page 37 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

38 Managed s % % OnePath s Man. Ltd MMF1569AU MMF1570AU MMF1571AU MMF1572AU MMF1573AU MMF1574AU MMF1575AU OneAnswer Frontier IP - Vanguard Growth Index OneAnswer Frontier IP - Vanguard High Growth Index OneAnswer Frontier IP - Vanguard Index ersified Bond OneAnswer Frontier IP - Vanguard International Shares Index OneAnswer Frontier IP - Vanguard International Shares Index (Hedged) OneAnswer Frontier IP - Vanguard Property Securities Index OneAnswer Frontier IP - Zurich Investments Global Thematic Shares MMF1928AU OneAnswer Frontier IP - Platinum Asia MMF1930AU MMF1931AU MMF1932AU MMF1933AU MMF1934AU MMF1935AU MMF1943AU Ord Minnett Man. Ltd OnePath OA INV - Schroder Fixed Income EF OneAnswer Frontier IP - Schroder Fixed Income OnePath OA INV - Schroder Fixed Income NEF OnePath OA INV - Walter Scott Global Equity (Hedged) EF OneAnswer Frontier IP - Walter Scott Global Equity (Hedged) OnePath OA INV - Walter Scott Global Equity (Hedged) NEF OneAnswer Frontier IP - BlackRock Scientific Australian Equity Trust OR00000AU Ord Minnett STRIPES - Global Pinnacles OR00001AU ORD0OM1A Pengana Capital Ltd Ord Minnett STRIPES-Emerging Markets Accelerator Ord Minnett Prime Portfolio - Core Aus Share PCL0005AU Pengana Aus Equities PER0270AU Pengana Emerging Comp 0% 50% 50% Perennial Investment Partners Ltd IOF0044AU Perennial Aus Property WS Trust IOF0045AU Perennial Int. Shares WS Trust IOF0046AU Perennial Fixed Interest WS Trust 80% 80% 100% IOF0047AU Perennial Cash Enhanced WS Trust 80% 80% 100% Perennial Investment Partners Ltd IOF0048AU Perennial Growth Shares WS Trust IOF0078AU Perennial Value Shares for Income Trust IOF0089AU Perennial Growth High Conviction Shares Trust IOF0141AU Perennial Cash Trust IOF0145AU Perennial Tactical Income Trust 80% 80% 100% IOF0200AU Perennial Value Aus Shares Trust IOF0201AU Perennial Growth Aus Shares Trust IOF0203AU Perennial Asian Shares WS Trust IOF0206AU Perennial Value Shares WS Trust IOF0214AU Perennial Value Smaller Comp Trust IOF0228AU Perennial Value Wealth Defender Australian Shares Trust Perpetual Investment Man. Ltd 65% 70% 50% PER0001AU Perpetual's Cash Management PER0011AU Perpetual WF Invests - Perpetual Industrial Share PER0013AU Perpetual's Balanced Growth PER0028AU PER0029AU PER0030AU Perpetual WF Inv. Adv. - Perpetual's Industrial Share Perpetual WF Inv. Adv. - Perpetual's Aus Share Perpetual WF Inv. Adv. - Perpetual's Conservative Growth PER0031AU Perpetual WF Invests - Perpetual Int. Share PER0036AU PER0038AU PER0039AU Perpetual WF Inv. Adv. - Perpetual's Balanced Growth Perpetual WF Inv. Adv. - Perpetual's Int. Share Perpetual WF Inv. Adv. - Perpetual's Smaller Comp PER0040AU Perpetual WF Inv. Adv. - Perpetual Cash PER0046AU Perpetual WS Industrial PER0048AU Perpetual WS Smaller Comp PER0049AU Perpetual WS Aus PER0050AU Perpetual WS Int. Share PER0063AU Perpetual WS Balanced Growth PER0066AU Perpetual WS Split Growth PER0071AU Perpetual WS Geared Aus PER0072AU Perpetual WS SHARE- PLUS Long- Short PER0077AU Perpetual WS Conservative Growth Page 38 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

39 Managed s % % Perpetual Investment Man. Ltd PER0102AU Perpetual WS Concentrated Equity PER0114AU Perpetual WS ersified Growth PER0116AU Perpetual WS Ethical SRI PER0164AU Perpetual WF Invests - APN Property For Income 0% 65% 50% PER0239AU Perpetual WF Invests - Perpetual Mortgage 0% 65% 50% PER0258AU Perpetual WS Exact Market Cash PER0259AU Perpetual WS Smaller Comp No. 2 PER0260AU Perpetual WS ersified Income PER0439AU Perpetual Pure Value Share PER0441AU PER0446AU Perpetual WF Inv. Adv. - GS Aus Infrastructure Perpetual WF Inv. Adv. - Schroder Fixed Income 0% 65% 50% PER0447AU Perpetual WF Inv. Adv. - Advance Imputation PER0450AU PER0451AU PER0453AU PER0454AU PER0455AU PER0456AU PER0457AU PER0459AU Perpetual WF Inv. Adv. - Ausbil Aus Active Equity Perpetual WF Inv. Adv. - Ausbil Aus Emerging Leaders Perpetual WF Inv. Adv. - AMP Capital WS Global Equity Value Perpetual WF Inv. Adv. - BlackRock S'fic Aust Equities Perpetual WF Inv. Adv. - BlackRock S'fic ersified Growth Perpetual WF Inv. Adv. - BlackRock S'fic ersified Stable Perpetual WF Inv. Adv. - BlackRock S'fic Int Equity Perpetual WF Inv. Adv. - BlackRock Balanced PER0461AU Perpetual WF Inv. Adv. - BT Aus Share PER0462AU Perpetual WF Inv. Adv. - BT Int. Share PER0463AU PER0467AU PER0468AU PER0470AU Perpetual WF Inv. Adv. - BT Property Securities Perpetual WF Inv. Adv. - Bentham Global Income Perpetual WF Inv. Adv. - Aberdeen Act Hedge Int'l Equities Perpetual WF Inv. Adv. - Fidelity Aus Equities PER0471AU Perpetual WF Inv. Adv. - Arnhem Aus Equity PER0472AU Perpetual WF Inv. Adv. - GMO Global Equity Perpetual Investment Man. Ltd PER0473AU PER0474AU PER0476AU PER0477AU PER0478AU PER0479AU Perpetual WF Inv. Adv. - BlackRock Global Small Cap Perpetual WF Inv. Adv. - ING ersified Fixed Interest Perpetual WF Inv. Adv. - ING Tax Effective Income Perpetual WF Inv. Adv. - Ibbotson Aus Shares Active Perpetual WF Inv. Adv. - Ibbotson Balanced Growth Perpetual WF Inv. Adv. - Ibbotson Conservative Growth PER0480AU Perpetual WF Inv. Adv. - Ibbotson Growth PER0482AU PER0483AU PER0484AU PER0485AU PER0486AU PER0489AU PER0491AU PER0492AU PER0495AU PER0496AU Perpetual WF Inv. Adv. - Investors Mutual Aus Share Perpetual WF Inv. Adv. - Investors Mutual Future Leaders Perpetual WF Inv. Adv. - Lazards Global List Infrastructure Perpetual WF Inv. Adv. - Macquarie Income Opportunities Perpetual WF Inv. Adv. - Perennial Value Shares Perpetual WF Inv. Adv. - Perpetual's ersified Growth Perpetual WF Inv. Adv. - Perpetual's Ethical SRI Perpetual WF Inv. Adv. - Perpetual's Geared Aus Perpetual WF Inv. Adv. - Perpetual SHARE- PLUS Long-Short Perpetual WF Inv. Adv. - Perpetual's Split Growth PER0497AU Perpetual WF Inv. Adv. - Platinum Asia PER0498AU Perpetual WF Inv. Adv. - Platinum Int. PER0500AU PER0501AU Perpetual WF Inv. Adv. - RREEF Global Prop Securities Perpetual WF Inv. Adv. - Schroder Aus Equity PER0502AU Perpetual WF Inv. Adv. - Schroder Balanced PER0503AU PER0504AU PER0506AU Perpetual WF Inv. Adv. - Solaris Core Aus Equity Perpetual WF Inv. Adv. - T. Rowe Price Global Equity Perpetual WF Inv. Adv. - UBS Defensive Invest Page 39 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

40 Managed s % % Perpetual Investment Man. Ltd PER0507AU PER0508AU PER0509AU PER0542AU Perpetual WF Inv. Adv. - Vanguard Aust Fixed Interest Index Perpetual WF Inv. Adv. - Vanguard Intl Shares Index (Hedged) Perpetual WF Inv. Adv. - Vanguard Aust Prop Securities Indx Perpetual WF Inv. Adv. - AMP Capital Global Property Sec PER0543AU Perpetual WF Inv. Adv. - MFS Global Equity PER0546AU PER0547AU PER0548AU PER0549AU Perpetual WF Inv. Adv. - Vanguard Aus Shares Index Perpetual WF Inv. Adv. - Walter Scott Global Equity (Hedged) Perpetual WF Inv. Adv. - Zurich Invests Global Thematic Perpetual WF Inv. Adv. - All Star IAM Aus Share PER0704AU Perpetual Pure Microcap 0% 50% 50% PER0728AU BMO Pyrford Global Absolute Return 50% 60% 50% Platinum Investment Man. Ltd PLA0001AU Platinum European PLA0002AU Platinum International PLA0003AU Platinum Japan PLA0004AU Platinum Asia PLA0005AU Platinum International Health Care PLA0006AU Platinum Unhedged PLA0100AU Platinum International Brands PLA0101AU Platinum International Technology PM Capital Ltd PMC0100AU P.M. Capital Absolute Performance PMC0101AU P.M. Capital Aus Opportunities PMC0103AU P.M. Capital Enhanced Yield Prime Value Asset Man. Ltd. PVA0001AU Prime Value Growth PVA0002AU Prime Value Imputation PVA0011AU Prime Value Growth - Class B PVA0022AU Prime Value Imputation - Class B Principal Global Investors PGI0001AU Principal Global Strategic Income 0% 75% 50% PGI0002AU Principal Global Property Securities Principal Global Investors PRE0001AU Principal Property Securities QUESTOR Financial Services Ltd ACU0008AU QUESTOR TPS - Property Income Plus RARE Infrastructure Ltd 0% 70% 50% TGP0008AU RARE Infrastructure Value - Hedged TGP0034AU RARE Infrastructure Value - Unhedged Resolution Capital Ltd IOF0081AU Resolution Capital Global Property Securities (Hedged) - Series II Russell Investment Man. Ltd RIM0001AU Russell Balanced Class A RIM0002AU Russell Conservative Class A RIM0003AU Russell ersified 50 Class A RIM0004AU Russell Growth Class A RIM0006AU Russell Aus Shares Class A RIM0008AU Russell Int. Share Class A RIM0009AU Russell Int. Share - $A Hedged Class A RIM0011AU Russell Balanced Class C RIM0012AU Russell Conservative Class C RIM0013AU Russell ersified 50 Class C RIM0014AU Russell Growth Class C RIM0015AU Russell Aus Shares Class C RIM0016AU Russell Int. Shares Class C RIM0017AU Russell Int. Shares - $A Hedged Class C RIM0023AU Russell Foundation II Portfolio Class A RIM0024AU Russell Foundation IV Portfolio Class A 55% 55% 100% RIM0025AU Russell Foundation VI Portfolio Class A RIM0026AU Foundation II Portfolio - Class B Units RIM0027AU Foundation IV Portfolio - Class B Units RIM0028AU Foundation VI Portfolio - Class B Units RIM0029AU Russell Aus Opportunities Class A RIM0030AU Russell High Growth Class C RIM0031AU Russell Int. Property Securities $A Hedged Class A Units 55% 55% 100% RIM0032AU Russell Global Opportunities - Class A RIM0034AU Russell High Growth Class A Page 40 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

41 Managed s % % Russell Investment Man. Ltd RIM0038AU Russell Emerging Markets - Class A RIM0039AU Sandhurst Trustees Ltd Russell Global Opportunities $A Hedged Class A STL0008AU Bendigo Conservative STL0009AU Bendigo Balanced STL0010AU Bendigo Growth STL0011AU Sandhurst Future Leaders STL0012AU Bendigo Conservative WS STL0013AU Bendigo Balanced WS STL0014AU Bendigo Growth WS STL0015AU Sandhurst Professional GVI Global Industrial STL0016AU Sandhurst Professional IML Aus Share STL0017AU STL0018AU Sandhurst Professional IML Future Leaders Sandhurst Professional IML Industrial Share STL0027AU Sandhurst Strategic Income - Class A 80% 80% 100% STL0029AU Bendigo Defensive Wholesale STL0030AU Bendigo High Growth Wholesale STL0031AU Bendigo Defensive Index STL0032AU Bendigo Conservative Index STL0033AU Bendigo Balanced Index STL0034AU Bendigo Growth Index STL0035AU Bendigo High Growth Index STL0044AU Sandhurst Strategic Income - Class B 80% 80% 100% STL0100AU Sandhurst Industrial Share STL0101AU Sandhurst IML Industrial Share STL0104AU Premier Global Select Schroder Investment Man. Australia Ltd SCH0002AU Schroder Aus Equity SCH0006AU Schroder Asia Pacific SCH0010AU Schroder Balanced - S Class SCH0016AU SCH0024AU Schroder Fixed Income - Standard Class Schroder Credit Securities - Standard Class 0% 75% 50% SCH0028AU Schroder Fixed Income SCH0030AU Schroder Global Active Value Standard Class Schroder Investment Man. Australia Ltd SCH0032AU Schroder Global Active Value (Hedged) SCH0038AU Schroder Cash Plus SCH0047AU Schroder Real Return - Wholesale Class SCH0101AU Schroder WS Aus Equity SCH0102AU Schroder Balanced - W Class SCH0103AU Schroder Credit Securities - WS Class Select Asset Man. Ltd SLT0001AU Select Defensive Portfolio SLT0002AU Select Growth Portfolio SLT0005AU Select Alternatives Portfolio SLT0006AU Baker Steel Gold Smallco Investment Manager ASC0001AU Smallco Invest ASC0003AU Smallco Broadcap 50% 60% 50% Solaris Investment Management SOL0001AU Solaris Core Australian Equity (Performance State Street Global Advisors SST0004AU SSgA Aus Index EquitiesTrust SST0005AU SSgA Aus Fixed Income Index Trust 0% 80% 50% SST0007AU SSgA Aus Listed Property Index Trust SST0009AU SSgA Global Fixed Income Index Trust 0% 70% 50% SST0013AU SSgA Int. Equities Index Trust SST0016AU SSgA Passive Balanced Trust SST0022AU SSgA Int. Equities Index (Hedged) Trust SST0050AU State Street Global Equity Strategic Capital Man. Ltd SCM0001AU SCM Optimal Choice Aus Equities SCM0004AU SCM Optimal Choice Int. Equities Treasury Group Investment Services TGP0004AU GVI Aubrey Global Growth & Income - Hedged TGP0006AU TAAM New Asia UBS Global Asset Management (Australia) Ltd HML0016AU UBS Clarion Global Property Securities SBC0007AU UBS ersified Fixed Income Page 41 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

42 Managed s % % UBS Global Asset Management (Australia) Ltd SBC0811AU UBS Cash 80% 80% 100% SBC0812AU UBS Cash-Plus 80% 80% 100% SBC0813AU UBS Aus Bond 80% 80% 100% SBC0814AU UBS Defensive Invest SBC0815AU UBS Balanced Invest SBC0816AU UBS Property Securities SBC0817AU UBS Aus Share SBC0819AU UBS Int. Bond SBC0822AU UBS Int. Share UBS0003AU UBS ersified Credit UBS0004AU UBS Aus Small Comp UBS0008AU UBS Global Property Securities UBS0024AU UBS HALO Australian Share Vanguard Investments VAN0001AU Vanguard WS Aus Fixed Interest Index 80% 80% 100% VAN0002AU Vanguard WS Aus Shares Index VAN0003AU Vanguard WS Int. Shares Index VAN0004AU VAN0005AU Vanguard WS Aus Property Securities Index Vanguard WS Emerging Markets Shares Index VAN0010AU Vanguard Index Aus Shares VAN0011AU Vanguard Index Int. Shares VAN0012AU Vanguard Index Property Securities VAN0013AU Vanguard LifeStrategy Conservative VAN0014AU Vanguard LifeStrategy Growth VAN0015AU Vanguard LifeStrategy High Growth VAN0017AU Vanguard High Yield Aus Shares VAN0018AU VAN0019AU Vanguard WS Int. Property Securities Index Vanguard WS Int. Property Securities Index (Hedged) VAN0020AU Vanguard WS Cash Reserve VAN0021AU Vanguard WS Int. Small Comp Index VAN0022AU Vanguard WS Int. Small Comp Index (Hedged) VAN0100AU Vanguard Index Cash Plus 80% 80% 100% VAN0101AU Vanguard Index ersified Bond VAN0102AU Vanguard WS Cash Plus Index 80% 80% 100% VAN0103AU Vanguard WS Int. Fixed Interest Index (Hedged) Vanguard Investments VAN0104AU Vanguard WS Aus Shares High Yield VAN0105AU VAN0106AU Vanguard WS Int. Shares Index (Hedged) Vanguard WS Int. Credit Securities Index (Hedged) VAN0107AU Vanguard Index Hedged Int. Shares VAN0108AU Vanguard WS Balanced Index VAN0109AU Vanguard WS Conservative Index VAN0110AU Vanguard WS Growth Index VAN0111AU Vanguard WS High Growth Index VAN0124AU Vanguard LifeStrategy Balanced Ventura Investment Man. Ltd RIM0018AU Ventura WS Conservative RIM0019AU Ventura WS ersified 50 RIM0020AU Ventura WS Growth 70 RIM0021AU Ventura WS Aus Shares RIM0022AU Ventura WS Int. Shares VEN0006AU All Star IAM Aus Share VEN0009AU Ventura High Growth 100 VEN0026AU Ventura Aus Opportunities - Class A VEN0027AU Ventura Growth 70 - Class A VEN0028AU Ventura ersified 50 - Class A VEN0029AU Ventura Conservative - Class A VEN0030AU Ventura Aus Shares - Class A VEN0031AU Ventura Int. Shares - Class A VEN0032AU Ventura Growth 90 0% 60% 50% Westpac Financial Services BTA0023AU BT Invest s - BT American Share WFS0003AU BT Investor Choice s - Westpac Conservative Growth WFS0011AU Westpac Cash Management Trust 80% 80% 100% WFS0013AU BT Investor Choice s - Westpac Aus Bond WFS0021AU BT Investor Choice s - Westpac Aus Tax Effective Share WFS0022AU BT Investor Choice s - Westpac Aus Growth Share WFS0023AU BT Investor Choice s - Westpac Int. Share WFS0032AU BT Investor Choice s - Westpac Moderate Growth Page 42 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

43 Managed s % % Westpac Financial Services WFS0033AU BT Investor Choice s - Westpac Balanced Growth WFS0034AU BT Investor Choice s - Westpac Dynamic Growth WFS0039AU Westpac Foundation Plan - ersified Growth WFS0076AU BT PPS Invest - Schroder WS Aus Equity WFS0077AU BT PPS Invest - Schroder Credit Securities WFS0078AU BT PPS Invest - UBS Aus Share WFS0087AU BT Business Super - BT Multi-Manager Conservative WFS0088AU BT Invest s - BT APN Property for Income WFS0089AU BT Invest s - BT BlackRock Scientific ersified Growth WFS0090AU BT Invest s - BT Aberdeen Actively Hedged Int. Equities WFS0091AU BT Invest s - BT Investors Mutual Aus Share 0% 70% 50% WFS0092AU BT Invest s - BT Platinum Int. WFS0093AU BT Invest s - BT Schroder Aus Shares WFS0094AU BT Invest s - BT Schroder Balanced WFS0096AU BT Invest s - BT Integrity Aus Share WFS0097AU BT Wrap Essentials - BT Perpetual Conservative Growth WFS0098AU BT Invest s - BT UBS ersified Fixed Income WFS0099AU BT Invest s - BT UBS Int. Share WFS0101AU BT Investor Choice s - Westpac Aus Property Securities WFS0102AU BT Investor Choice s - Westpac All Aus Growth Share WFS0103AU BT Investor Choice s - Westpac All Aus Tax Effective Share WFS0209AU BT PPS Invest - BlackRock WS Balanced WFS0228AU BT PPS Invest - BT Institutional Enhanced Cash WFS0230AU BT PPS Invest - BlackRock Scientific Int. Equity WFS0258AU BT PPS Invest - CFS WS Imputation WFS0262AU BT PPS Invest - MLC WS Aus Share Westpac Financial Services WFS0264AU BT PPS Invest - MLC WS Global Share WFS0296AU BT PPS Invest - Macquarie Master Aus Enhanced Equities WFS0304AU BT PPS Invest - Ironbark Global ersified Alternatives WFS0327AU BT Investor Choice s - Westpac All Aus Tax Effective Share NEF WFS0329AU BT Investor Choice s - Westpac Aus Property Securities NEF WFS0333AU BT Investor Choice s - Westpac Moderate Growth NEF WFS0334AU BT Investor Choice s - Westpac Balanced Growth NEF WFS0335AU BT Investor Choice s - Westpac Dynamic Growth NEF WFS0387AU BT Wrap Essentials - BT Global Property WFS0390AU BT Wrap Essentials - Ibbotson Int. Shares High Opportunities (Unhedged) WFS0392AU BT PPS Invest - Platinum Int. WHTM Capital Management Limited WHT0039AU Plato Australian Shares Income Wilson HTM Investment Mgmt Pty Ltd WHT0008AU Wilson HTM Priority Growth 0% 55% 50% WHT0012AU Solaris Core Aus Equity (Retail) WHT0025AU Wilson HTM Priority Core Zurich Investment Man. ZUR0059AU Zurich WS Invests - Managed Growth ZUR0060AU Zurich WS Invests - Aus Value Share ZUR0061AU ZUR0064AU ZUR0517AU ZUR0518AU Zurich WS Invests - Global Thematic Share Zurich WS Invests - Property Securities Zurich WS Invests - Hedged Global Thematic Share Zurich WS Invests - Unhedged Global Thematic Share ZUR0538AU Zurich WS Invests - Equity Income ZUR0581AU Zurich Investments Global Growth Share Page 43 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

44 Separately Managed Accounts % % BH0002 Ballieu Holst SPS Income 55% 55% 100% AMP Personalised Portfolios Aegis Aus Share Growth Aegis Aus Share Income Aegis Aus Share IndexPlus Aegis Emerging Comp AMP Capital High Conviction Equity AMP Index - Top 20 AMP Index - Top 20 Industrials AMP Index - Top 20 Resources Arnhem Concentrated Aus Equity Dalton Nicol Reid Aus Listed Property Trust Fortis Invests Concentrated Aus Equity Goldman Sachs JBWere Aus Infrastructure Goldman Sachs JBWere Resources GS Intermediary Income Portfolio Mandate Perennial Growth Aus Share (High Conviction) Perennial Growth Socially Responsive Aus Share Perennial Value Aus Share Ralton Aus Shares Ralton Professional Partner Aus Shares Ralton Smaller Comp Researchers' Pick Aus Share Concentrated Researchers' Pick Aus Share Growth Researchers' Pick Aus Share Income Tyndall Aus Share Value UBS High Alpha Long Term Opportunity ('HALO') Aus Equity AMP1265AU Bell Potter Aus Equity Growth AMP1266AU Dalton Nicol Reid Aus Equities High Conviction AMP1268AU Dalton Nicol Reid Aus Equities Income AMP1269AU Dalton Nicol Reid Aus Equities Socially Responsible AMP1278AU Ralton High Yield Aus Shares AMP1517AU Bennelong ex-20 Aus Equities Antares Capital Partners Ltd PPL0010AU Antares Core Opportunities Model Portfolio PPL0011AU Antares idend Builder Model Portfolio Antares Capital Partners Ltd PPL0034AU Antares Listed Property SMA Model Portfolio BDO Private Wealth Account PWASPRO PWA Aus Shares Continously Protected SMA 80% 80% 100% PWAXMDP PWA S&P/ASX MidCap 50 PWAXSOP PWA S&P/ASX Small Ordinaries PWAXTLF PWA S&P/ASX 20 Discovery Investment Services Customised Equity DI0001 Discovery Financials DI0002 Discovery Value DI0003 Discovery Resources DI0004 Discovery Growth Evolve EVOASSC Adam Smith Small Comp EVOAUSF TMS Capital Australia Share Farnam Investment Management Pty Ltd FIMEGP Farnam Equity Growth Portfolio FIMELP Farnam Equity Leaders Portfolio FIMEVP Farnam Equity Value Portfolio FIMFIP Farnam Fixed Income Portfolio 80% 80% 100% Federation Managed Accounts MADIVI Millinium idend Income Portfolio MAM50LP Millinium ASX 50 Leaders Portfolio MCMCAP Millinium Cash Portfolio 85% 85% 100% MCMFIP Millinium Fixed Income Portfolio 80% 80% 100% MEAEP PCPMP Mawson Enhanced Australian Equities Portfolio Porter Capital ASX200 Prime Momentum Portfolio Hillross Personalised Portfolios Aegis Aus Share Growth Aegis Aus Share Income Aegis Aus Share IndexPlus Aegis Emerging Comp Ausbil Aus Concentrated Equities Ausbil Aus Emerging Leaders BlackRock High Conviction Consolidated Aus Share Page 44 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

45 Separately Managed Accounts % % Hillross Personalised Portfolios HUB24 Services Pty Ltd BlackRock Property Securities Fortis Invests Concentrated Aus Equity Hillross Aus Share Concentrated Hillross Aus Share Growth Hillross Aus Share Income Hillross ersified Income Securities Hillross Int. Shares Hillross Listed Property Ralton Aus Shares Ralton High Yield Aus Shares Ralton Smaller Comp AAM001 Acadian Aus Equities Folio AAP001 Ausbil Aus Active Equity Portfolio AAP002 Ausbil Aus Emerging Leaders Portfolio ACP001 Aldersley Capital AC Income Plus P/F ACP002 AIA001 AIA002 Aldersley Capital AC Managed Equity Portfolio Aviva Investors Core Opportunity Model Portfolio Aviva Investors idend Builder Model Portfolio AML001 Avestra Advantage Income Portfolio AML002 Avestra SMSF Enhanced Income Portfolio AML003 Avestra Capital Value Portfolio APN001 APN Active Property Portfolio AVR001 AltaVista ETF Aus World Traveller AVR002 AltaVista ETF Global Tactical Allocation BE0001 Bennelong Aus Equities Folio BE0002 Bennelong Concentrated Aus Equities BE0003 Bennelong ex-20 Australian Equities CAM001 Concise Mid Cap Folio CLI001 Clime Concentrated Aus Equities Portfolio DNR001 Dalton Nicol Reid Aus Equities High Conviction Folio DNR002 Dalton Nicol Reid Aus Equities Income Folio DNR003 DNR004 Dalton Nicol Reid Aus Equities Socially Responsible Folio Dalton Nicol Reid Aus Listed Property Trust Folio EEI001 Elstree Enhanced Income Portfolio HUB24 Services Pty Ltd ELP015 Elston Aggressive Portfolio (Non-Super) 50% 60% 50% ELP018 Elston Australian Equities Portfolio (Non- Super) GAM001 Gamma Core Leaders Portfolio GAM002 Gamma Active Opportunities Portfolio GAM003 Gamma Enhanced Income Portfolio GLE001 Glennon Capital Small Comp Portfolio HYP001 Hyperion ASX 300 Aus Equities Folio KER001 Kerr Allan Income Portfolio KER002 Kerr Allan ASX200 Enhanced Portfolio KER003 Kerr Allan High Conviction Alpha LON001 Lonsec Aus Equity Core Portfolio LON002 Lonsec Aus Equity Income Portfolio LSC001 LSC Aus Resources Hi-Alpha Folio MIL001 Millinium idend Income Portfolio MOR001 Morningstar Aus Equities Growth Portfolio MOR002 Morningstar Aus Equities Income Portfolio MOR003 Morningstar Aus Equities Balanced Portfolio ORD001 Ord Minnett Aus Core Equities Portfolio ORD002 Ord Minnett Aust Emerging Comp Portfolio ORD003 Ord Minnett Australian Listed Interest Rate Securities Portfolio PAM001 AUI Platypus Aus Equities Folio PEN001 Pengana Aus Equities Core Portfolio PMC001 Porter Capital ASX200 Prime Momentum Portfolio PRM001 Prime Value Growth Portfolio PRM002 Prime Value Imputation Portfolio RAS001 Ralton Leaders Folio RAS002 Ralton High Yield Aus Shares Folio RAS003 Ralton Aus Shares Folio RAS004 Ralton Smaller Comp Folio S&P20 S&P/ASX 20 Folio S&P50 S&P/ASX 50 Folio SFL001 Selector Aus Equities Portfolio SFL003 Selector Ethical Portfolio SFM001 Sigma Aus Equities Folio SFM002 Sigma Emerging Comp Folio SFM003 Sigma Select Equities Portfolio SGH001 SGH20 Folio Page 45 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

46 Separately Managed Accounts % % HUB24 Services Pty Ltd SGH002 SG Hiscock Property Income Folio SGH003 SGH ICE Folio TP0001 Three Pillars Ethical Folio TP0002 Three Pillars Income Folio TP0003 Three Pillars Leaders Folio TP0004 Three Pillars Small Comp Folio UBS001 UBS HALO (High Alpha Long Term Opportunity) Folio UBS002 UBS Aus Small Comp Folio UBS003 UBS Aus Property Securities Folio ZIM001 Zurich Invests Aus Value Share Portfolio ZIM002 Zurich Invests Aus Property Securities Investsmart IV001 Investsmart ersified Income Model IV002 Investsmart Conservative Model IV003 Investsmart Balanced Model IV004 Investsmart Medium Growth Model IV005 Investsmart High Growth Model IV006 Investsmart International Equities Model IV007 Intelligent Investor Australian Growth Mode IV008 Intelligent Investor Equity Income Model Linear Asset Man. EAPAUEQ EAPAUEQW Evolve Managed Accounts High Growth Linear Evolve Concentrated Growth Shaw Private Portfolio Evans & Partners Australian Equities Growth Evans & Partners Australian Equities Growth EAPGLEQ Evans and Partners Global Equities EAPINC EAPINT EAPINTR EAPINTW Evans and Partners Australian Income Portfolio Evans and Partners International Focus Portfolio Evans and Partners International Focus Portfolio (Retail) Evans and Partners International Focus Portfolio (Wholesale) EAPPDFI Evans and Partners ersified Income 80% 80% 100% EVOASSCB Adam Smith Smaller Companies Portfolio Linear Asset Man. IAHGP Ibbotson High Growth Managed Account Portfolio LAM0003AU Linear Continously Protected SMA 80% 80% 100% LAM0004AU Continuously Protected S&P/ASX 20 Index 80% 80% 100% LAM0005AU Continuously Protected UBS Aus Equity Income 80% 80% 100% LAM0006AU Continuously Protected Ralton Leaders 80% 80% 100% LAMBALA Multi Manager SMA - Aus Eq. Balanced LAMGROA Multi Manager SMA - Aus Eq. Growth LAMINCA Multi Manager SMA - Aus Eq. Income LAMXMDP S&P/ASX MidCap 50 LAMXMRF S&P/ASX MidCap Resources LAMXMTP S&P/ASX MidCap Industrials LAMXPJF S&P/ASX 200 A-REIT LAMXSIP S&P/ASX Small Industrials LAMXSOP S&P/ASX Small Ordinaries LAMXSRP S&P/ASX Small Resources 45% 45% 100% LAMXTIP S&P/ASX 100 Industrials LAMXTLF S&P/ASX 20 Index LAMXTRF S&P/ASX 100 Resources LAUBDAC Ausbil Aus Concentrated Equity LAUBDAE Ausbil Aus Emerging Leaders LAUIPCP Continuously Protected AUI Platypus Aus Equities 80% 80% 100% LRAMAUSH Ralton Aus Shares LRAMHYAS Ralton High Yield Aus Shares LRAMLEAD Ralton Leaders LRAMSMCO Ralton Smaller Comp LUBSAEF UBS HALO (High Alpha Long Only) LUBSAIF UBS Aus Equity Income LUBSHCP Continuously Protected UBS High Alpha Long Only (HALO) 80% 80% 100% LUBSPSF UBS Property Securities SPSAEG Baillieu Holst SPS MP Growth SPSAEI Baillieu Holst SPS MP Income 55% 55% 100% Macquarie Investment Man. Ltd Arnhem Investment Australian Equity Morningstar Australian Shares Small Cap SMA SMAANT01S Antares Core Opportunties SMA Page 46 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

47 Separately Managed Accounts % % Macquarie Investment Man. Ltd SMAANT02S Antares idend Builder SMA SMAARN01S Arnhem Australian Equity SMA SMADNR01S Dalton Nicol Reid Australian Equities High Convict SMADRN03S Dalton Nicol Reid Australian Equities Income SMAEVA01S Evans & Partners Australian Equity Income SMAEVA02S Evans & Partners Australian Equity Growth SMA SMAEVA03S Evans & Partners ersified Fixed Income 80% 80% 100% SMAHYP01S Hyperion High Conviction Large Cap ASX 300 SMA SMAHYP02S Hyperion ASX 100 Australian Equities SMA SMAIBB01S Morningstar Australian Shares Core SMA SMAIBB02S SMAIBB03S Morningstar Australian Shares High Yield SMA Morningstar Australian Share Small Cap SMA SMAIBB04S Ibbotson High Growth Plus SMAIBB05S Ibbotson High Growth SMA SMAIBB06S Ibboston Growth SMA SMAIBB07S Ibbotson Balance SMA SMAIBB08S Ibboston Conservative SMA SMAIBB09S Ibbotson Defensive SMA SMAJBW01S JBWere Growth SMA SMAJBW02S JBWere Income SMA SMAJBW03S JBwere Listed Fixed Income SMA 80% 80% 100% SMALON01S Lonsec Australian Equity Core SMA SMALON02S Lonsec Australian Equity Income SMA SMAMAQ01S Macquarie Small Companies SMA SMAMRS01S Macquarie Research Strategy Australian Equity SMAPPM01S MPPM Core Australian Equity SMA SMAPPM02S MPPM Income Australian Equity SMA SMAPPM05S MPPM Growth Australian Equity SMA SMAPPM06S MPPM Core Plus Australian Equity SMA SMAPPM07S MPPM Australian ersified Fixed Interst SMA SMAPPM08S MPPM Growth ex-20 Australian Equity SMA SMAPPM09S MPPM 20 Leaders Strategy SMA SMAPPM10S MPPM Australian Real Estate Investment Trust AREIT Macquarie Private Portfolio Man. JBWere Intermediary Growth SMA JBWere Intermediary Income SMA MPS Growth MPS High Growth ABN01 Arnhem Invest Aus Equity ALT01 MPPM Unlisted Alternative Assets BAL MPPM Balanced BRK01 Brook Aus Equity CON MPPM Conservative CSH01 MPPM Unlisted Cash DEQ01 DEQ02 DEQ05 DEQ06 DEQ08 DEQ09 Macquarie Personal Portfolio Core Australian Equity Macquarie Personal Portfolio Income Australian Equity Macquarie Personal Portfolio Growth Australian Equity Macquarie Personal Portfolio Core Plus Australian Equity Macquarie Personal Portfolio Growth ex-20 Australian Equity Macquarie Personal Portfolio 20 Leaders Australian Equity DIR01 Macquarie Personal Portfolio Conservative DIR02 Macquarie Personal Portfolio Balanced DIR03 Macquarie Personal Portfolio Growth DIR04 Macquarie Personal Portfolio High Growth DNR01 DNR02 Dalton Nicol Reid Aust Equities High Conviction Dalton Nicol Reid Aus Equities Socially Responsible DNR03 Dalton Nicol Reid Aus Equities Income EQR01 eqr Securities Core Equities Strategy EQR02 eqr Securities Concentrated Core Equities Strategy EQR03 eqr Securities Income Equities Strategy EQR04 eqr Securities Concentrated Income Strategy ETF01 MPPM Int. ETFs Portfolios BRIC Tilt ETF02 MPPM Int. ETFs Portfolios China Tilt ETF03 MPPM Int. ETFs Portfolios USA Tilt ETF04 MPPM Int. ETFs Portfolios Emerging Market FIN01 MPPM Unlisted Fixed Interest Page 47 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

48 Separately Managed Accounts % % Macquarie Private Portfolio Man. GRO MPPM Growth HYP01 Hyperion ASX100 Aus Equities INT01 MPPM Unlisted Int. Equity MPB01 Macq Portfolio Broking Core Aus Equity MPB02 Macquarie Portfolio Broking Core + Income MPB03 Macq Portfolio Broking Core + Growth MPB04 Macquarie Portfolio Broking Core Balanced MRS01 Macq Research Strategy Aus Equity PPM01 MPPM Core Aus Equity PPM02 MPPM Income Aus Equity PPM03 MPPM Aus Real Estate Invest Trust (A- REITs) PPM05 MPPM Growth Aus Equity Portfolio PPM06 MPPM Core Plus Aus Equity PPM07 MPPM Aus ersified Fixed Interest PPM08 MPPM Growth ex-20 Aus Equity Portfolio PRP01 MPPM Unlisted Property Navigator Australia Ltd JPL0001AU JBWere Income SMA JPL0002AU JBWere Growth SMA NUN0051AU Aviva Blue Chip Top 20 NUN0052AU Aviva Investors idend Builder SMA NUN0053AU Perennial Value Shares for Income NUN0054AU Aviva Investors Core Opportunities NUN0055AU Ausbil Aus Concentrated Equity NUN0056AU Goldman Sachs Core Aus Equties NUN0057AU Perennial Growth Shares NUN0058AU UBS High Alpha Long Only Octa Phillip Capital Man. ACMAST OPCM Aus Shares Taxable ACMEO AC Eclectic Options 40% 40% 100% ACMMA OPCM Absolute Return ACMMC OPCM Mid Cap Comp ACMMT AC Tax Exempt Managed Selection 40% 40% 100% ACMS AC Managed Selection Taxable 55% 55% 100% OPCMPP OPCM Phillips Private Portfolio OPCMSC OPCM Smaller Comp OPCMSTE OPCM Aus Shares Tax Exempt OneVue AD ATI Deep Value Mandate Ausbil Active Equity Mandate Ausbil Emerging Leaders Mandate DNR Aus Equities Income DNR Aus Equities Socially Responsible DNR Aus Listed Property Trust GS Intermediary Growth Portfolio Mandate JBWere Intermediary Income (GI) Lonsec Core Mandate Managed Imputation Mandate Proactive Portfolios Balanced Mandate Proactive Portfolios Growth Mandate Proactive Portfolios High Growth Mandate Ralton Aus Shares Ralton High Yield Aus Shares Ralton Smaller Comp Renaissance Property Securities Mandate SGH20 Portfolio Mandate SMA Cash Only Mandate 90% 90% 100% SMA Income Plus Mandate SMA Managed Selection Mandate 55% 55% 100% SMA Tax Exempt Mandate Adam Smith Small Company SMA (OneVue) AN ATI 20 Leaders Income SMA (OneVue) CC Clime Concentrated Equities SMA (OneVue) EG DNR Aus Equities High Conviction EL Lonsec Emerging Leaders SMA (OneVue) HC Hyperion High Conviction Large Cap JF JBWere Listed Fixed Income SMA (OneVue) 80% 80% 100% LI Lonsec Income SMA (OneVue) OQ SG Hiscock Concentrated A-REIT SMA (OneVue) PP Perpetual Direct Equity Alpha Portfolio TL ATI 20 Leaders SMA (OneVue) UH UBS HALO SMA (OneVue) UP UBS Property Securities SMA (OneVue) Perpetual Investment Man. Ltd SMAPER01S Perpetual Direct Equity Alpha SMA Page 48 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

49 Separately Managed Accounts % % Praemium Customised Portfolio Service AD0001 Ausbil Dexia Aus Active Equity AD0002 Ausbil Dexia Aus Emerging Leaders AE0002 Morningstar Income Equities AE0003 Morningstar Aus Equities Sustainable AE0005 Morningstar Core Equities BB0002 BetaShares U.S. Dollar ETF 65% 75% 50% BE0001 Bennelong ex-20 Australian Equities BH0001 Baillieu Holst SPS Growth BR0001 BlackRock High Conviction Consolidated Aust Share BR0002 BlackRock Index Top 20 Portfolio BR0003 BlackRock Concentrated Aus Share 2 BR0005 BlackRock Equity Yield Focus BR0007 BlackRock Property Securities Index BR0008 BlackRock Financials BR0010 BlackRock Value BR0011 BlackRock Resources BR0012 BlackRock 200 Growth BS0001 Burrell Stockbroking Top20 GO0001 ETFS Physical Gold (GOLD) IS0001 ETF S&P Global 100 IS0002 ETF S&P 500 IS0003 ETF S&P Europe 350 IS0004 ETF MSCI EAFE IS0005 ETF MSCI Emerging Markets IS0006 ETF FTSE/Xinhua China 25 IS0012 ETF Russell 2000 IS0015 ishares MSCI Australia 200 IS0018 ishares S&P Asia 50 ETF IS0019 ishares UBS Composite bond Incex IS0020 ishares UBS Government Inflation LO0001 Lonsec Core LO0002 Lonsec Income PE0002 Perennial Value Aus Share RA0005 Ralton WS Aust Share RS0005 Russell Australian Select Corporate Bond ETF 65% 75% 50% SM0001 Smart Investment ASX Top20 ST0001 SPDR S&P/ASX 200 ST0002 SPDR S&P/ASX 200 Listed Property Praemium Customised Portfolio Service UB0001 Trust Company UBS High Alpha Long Term Opportunity ('HALO') Aus Equity Trust IM Joseph Palmer Prop & Infrast Model Strategy Trust IM Joseph Palmer S/market Lead Model Strategy Trust IM Trust Comp Imputation Model Strategy Wealth Within Ltd - Global One MALON001 Lonsec Australian Equity Core Portfolio MALON002 Lonsec Australian Equity Income Portfolio MDLON001 MDLON002 MDLON003 Lonsec Balanced Portfolio (Traditional Assets) Lonsec Conservative Portfolio (Traditional Assets) Lonsec Defensive Portfolio (Traditional Assets) MDLON004 Lonsec Growth Portfolio (Traditional Assets) 55% 55% 100% MDLON005 MDLON006 MDLON007 MDLON008 MDLON009 MDLON010 WealthPortal AA CL FA Lonsec High Growth Portfolio (Traditional Assets) Lonsec Balanced Portfolio (Traditional & Alternative Assets) Lonsec Conservative Portfolio (Traditional & Alternative Assets) Lonsec defensive Portfolio (Traditional & Alternative Assets) Lonsec Growth Portfolio (Traditional & Alternative Assets) Lonsec High Growth Portfolio (Traditonal & Alternative Assets) Adam Smith Small Company SMA (WealthPortal) Clime Concentrated Equities SMA (WealthPortal) Lonsec Emerging Leaders SMA (WealthPortal) 55% 55% 100% 55% 55% 100% 45% 45% 100% FI ATI 20 Leaders Income SMA (WealthPortal) FL ATI 20 Leaders SMA (WealthPortal) FN Lonsec Income SMA (WealthPortal) GF JBWere Listed Fixed Income SMA (WealthPortal) 80% 80% 100% Page 49 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

50 Separately Managed Accounts % % WealthPortal SC SG Hiscock Concentrated A-REIT SMA (WealthPortal) UA UBS Property Securities SMA (WealthPortal) UL UBS HALO SMA (WealthPortal) Yellow Brick Road AY Adam Smith Small Company MY UBS Australian Small Companies PD Perpetual Direct Equity Alpha PF Lonsec Emerging Leaders PW JBWere Listed Fixed Income 80% 80% 100% R1 R2 R3 R4 R5 TY YBR Wealth Management Smart CashEX Portfolio YBR Wealth Management CautiousEX Portfolio YBR Wealth Management SteadyEX Portfolio YBR Wealth Management ConfidentEX Portfolio YBR Wealth Management Go for GrowthEX Portfolio UBS HALO (High Alpha Long Term Opportunity) Y1 Lonsec Income Y2 Proactive Portfolios Conservative Y3 Proactive Portfolios Income Y4 Ralton Australian Shares Y5 Ralton High Yield Australian Shares Y6 Ralton Leaders Y7 Renaissance Property Securities Y8 SG Hiscock 20 Y9 UBS Australian Property Securities YA ATI 20 Leaders Income YB Proactive Portfolios Balanced YBR1 YBR2 YBR3 YBR4 YBR5 YBR Wealth Management Smart CashMF Portfolio YBR Wealth Management CautiousMF Portfolio YBR Wealth Management SteadyMF Portfolio YBR Wealth Management ConfidentMF Portfolio YBR Wealth Management Go for GrowthMF Portfolio Yellow Brick Road YC SG Hiscock Concentrated A-REIT YD ATI Balanced Growth YE ATI Income Plus YF ATI ShareInvest Imputation YG JBWere Intermediary Growth YH Proactive Portfolios High Growth YI ATI Global Equities YJ Ausbil Active Equity YK Ausbil Emerging Leaders YL ATI 20 Leaders YM Ralton Smaller Companies YN YO Clime Concentrated Australian Equities Portfolio DNR Capital Australian Equities High Conviction YP ATI Property Securities YQ DNR Capital Australian Equities Income YR Proactive Portfolios Growth YS DNR Capital Australian Equities Socially Responsible YT DNR Capital Australian Listed Property Trust YV ATI Deep Value YW Hyperion High Conviction Large Cap YX JBWere Intermediary Income YY Lonsec Core Page 50 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

51 Wraps/Master Trusts/Platforms Provider Platform Res % Provider Platform Res % AMP Capital Investors Asgard Beacon Capricorn AMP Flexible Lifetime Invests AMP Personalised Portfolio Generations Investment Portfolio iaccess North Summit Money Master Summit Money Master Portfolio Service for Invests Asgard Elements 70% 70% Mercer Portfolio Service PortfolioCare Elements PortfolioCare Master Beacon Managed s & Share Service Beacon Managed Profiles & SMA - s Capricorn Portfolio Administration Service Colonial First State Investments Ltd Colonial First State FirstChoice Colonial First State FirstWrap (Avanteos) Linear Asset Man. Macquarie MLC Linear Continuously Protected SMA Macquarie Private Portfolio Management (MPPM) Macquarie Vision Macquarie Wrap - Macquarie Invest Accumulator (MIA) Macquarie Wrap - Macquarie Invests Manager (MIM) Managed Portfolio Service (MPS) MLC MK Inv Service Navigator Australia Ltd MLC MK Inv Service amentals Access Invest 50% DPM Invest Service FC One Invest Builder My Blueprint Invest Plan Navigator Personal Invest Plan Navigator PremiumChoice Invest Service Portfoliofocus - Premium Invest Service St Andrews Invest Plan Equity Trustees Ltd Freedom of Choice Portfolio Service HUB24 Services Pty Ltd HUB 24 Portfolio Service IOOF Global One Ltd Global Invest Solutions (ex Skandia) IOOF Portfolio Service Invests One Invest Solutions (ex Skandia) Pursuit Core Invest Service Pursuit Select Invest Service WS Invest Solutions (ex Skandia) JBWere Ltd JBWere Multi-Asset Linear Asset Man. Anchor Managed Accounts BDO Private Wealth Service Netwealth Oasis Netwealth Wrap Service Aspire Invest Service Avenue Portfolio Services Compass Invest Service Dominion Portfolio Services FSP Prestige Plus Imagine Wealth Invest Services Make a Choice Invest Services Matrix Portfolio Services Mentor Portfolio Services Portfolio Focus Invest Services QWealth Invest Services Strategy Portfolio Services Voyage Invest Service Wealthtrac Portfolio Services Page 51 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).

52 Wraps/Master Trusts/Platforms Provider Platform Res % Oasis OneVue Accountable ALTUS Exchange Brightday OneVue OneVue Private (previous Direct Portfolio) PUMA Super Prophets UMA Select Wealth Pathway Wealth Portal Ord Minnett Man. Ltd Ord Prime Portfolio Perpetual Investment Man. Ltd Perpetual Wealth Focus Page 52 To receive the ersified Lending Ratio ( LVR) the Lending Value of the Acceptable Investment must not represent more than the allowable Concentration ( %) in the Secured Portfolio. Any Market Value not eligible for the LVR may receive the Standard Lending Ratio ( LVR).