Shares, ETFs and LICs

Transcription

1 Living Super, s and s The investment category of ING DIRECT Living Super gives you the freedom and control to invest in shares in the S&P/ASX 200 index and a range of Exchange Traded Funds (s) and Listed Companies (s). If you have a minimum of $10,000 total account balance, you can hold up to 80% of your total ING DIRECT Living Super account balance in the category and you can invest a maximum of 20% of your total account balance in any one listed security. If you wish to open a share trading account, you can do this when you set up your ING DIRECT Living Super account, or after your account has been opened either at ingdirect.com.au or by calling us on A share represents part ownership of a company. When you buy shares you become a shareholder, which entitles you to dividends (share of company profits) and capital growth (a rise in the share price). Australian listed securities can be bought and sold on the Australian Securities Exchange (ASX). Because the S&P/ASX 200 index is comprised of the top 200 listed companies (by market capitalisation), you have the opportunity to invest in some of Australia s most well-known companies across a range of industries. Further information on the individual securities within the S&P/ASX 200 can be found at asx.com.au. Investing in High long-term return potential: While they can be volatile in the short-term, historically, Australian shares have earned higher returns than other investments over the longer-term. Tax-effective income: Many Australian companies pay dividends that come with franking credits. Franking credits reflect corporate taxes that a company has already paid. Your account may be eligible for franking credits upon receipt of a dividend. Liquidity: Generally, shares in the S&P/ASX 200 can be easily bought and sold on the ASX through the trading day. Exchange Traded Funds (s) With s you can access local and international share markets in a single trade. An is traded on the ASX just like any other share but is structured like a traditional managed investment. s generally contain a collection of individual securities and usually represent a particular index. Investing in s s can provide a range of benefits for long-term investors including: Diversification: s provide instant exposure to a diversified portfolio of securities. Diversification reduces concentration risk in a portfolio. Cost effective: s are a cost-effective way to invest in a diversified portfolio of shares. Flexibility: You can generally buy and sell s any time during the trading day at market prices. Brokerage fees apply. Transparency: s are listed on a securities exchange with market prices quoted throughout the trading day and portfolio holdings are published regularly so you know exactly what they are invested in. While s offer diversification, which can reduce risk, they are still subject to the rise and fall of the market. The level of risk will depend on the types of securities held within an individual s portfolio. Page 1 of 5

2 Listed Companies (s) With s you can access a diversified range of local and international markets in a single trade. s invest in assets in a similar way as a managed investment, but are traded on the ASX just like shares and are taxed as a company. s are closed ended professionally managed investments whereby a manager of the invests in a range of assets including shares, property and fixed interest. Investing in s s can provide a range of benefits for long-term investors including: Diversification: s provide instant exposure to a diversified portfolio of securities. Diversification reduces concentration risk in a portfolio. Flexibility: You can generally buy and sell s any time during the trading day at market prices. Brokerage fees apply. Transparency: s are listed on a securities exchange and portfolio holdings are published regularly so you know exactly what you own. For more information about, s and s please see the ING DIRECT Living Super Product Disclosure Statement and Product Guide available at ingdirect.com.au. Before you invest in, s and s you may wish to consult your financial adviser before deciding if these options meet your objectives, financial situation and needs. Past performance is not an indication of future performance. The Trust Company (Superannuation) Limited is ABN , AFSL , RSE L is the Trustee of the ING DIRECT Superannuation Fund ABN (Fund) and the issuer of interests in the Fund. ING DIRECT Living Super is a product issued out of the Fund. ING DIRECT, a division of ING Bank (Australia) Limited ABN , AFSL , is the Promoter of the Fund. Any advice provided does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. You should consider the Product Disclosure Statement available at ingdirect.com.au when deciding whether to acquire, or to continue to hold, the product. Page 2 of 5

3 Currently Approved, s and s Australian Asset Class Option Name Ticker Australian [All constituents of the S&P/ASX 200 index] N/A 6 High Australian Russell High Dividend Australian (RDV) RDV 6 High Australian SPDR 200 Financials (OZF) OZF 6 High Australian SPDR 200 Resources (OZR) OZR 6 High Australian Vanguard Australian High Yield (VHY) VHY 6 High Australian SPDR MSCI Australian High Dividend (SYI) SYI 6 High Australian SPDR ASX 50 Fund (SFY) SFY 6 High Australian i S&P High Dividend (IHD) IHD 7 Very High Australian UBS IQ Research Preferred Australian Share Fund () Fixed Interest i UBS Government Inflation Index (ILB) 6 High ILB 6 High Fixed Interest i UBS Treasury Index (IGB) IGB 6 High Fixed Interest Russell Australian Semi-Government Bond (RSM) RSM 6 High Fixed Interest Russell Select Corporate Bond (RCB) RCB 6 High Australian Vanguard Australian Large (VLC) VLC 6 High Australian i S&P/ASX 20 (ILC) ILC 6 High Australian Vanguard Australian Small (VSO) VSO 6 High i S&P Global Consumer Staples (IXI) IXI 7 Very High i S&P Global Healthcare (IXJ) IXJ 7 Very High Vanguard All-World Ex-US (VEU) VEU 7 Very High i S&P Global 100 (IOO) IOO 7 Very High SPDR S&P World ex Australian Fund (WXOZ) WXOZ 7 Very High i MSCI Hong Kong (IHK) IHK 7 Very High i MSCI Japan (IJP) IJP 7 Very High i MSCI South Korea (IKO) IKO 7 Very High i MSCI Singapore (ISG) ISG 7 Very High i FTSE China 25 (IZZ) IZZ 7 Very High Page 3 of 5

4 Currently Approved, s and s Asset Class Option Name Ticker i Core S&P 500 (IVV) IVV 7 Very High i Core S&P Mid-Cap (IJH) IJH 7 Very High i Core S&P Small-Cap (IJR) IJR 7 Very High Vanguard US Total Market (VTS) VTS 7 Very High i Russell 2000 (IRU) IRU 7 Very High i MSCI BRIC (IBK) IBK 7 Very High i MSCI EAFE (IVE) IVE 7 Very High i S&P Asia 50 (IAA) IAA 7 Very High i S&P Europe 350 (IEU) IEU 7 Very High i MSCI Emerging Markets (IEM) IEM 6 High Currency Beta US Dollar (USD) USD 7 Very High Property SPDR S&P/ASX Listed Property Fund (SLF) Property Vanguard Australian Property Securities (VAP) Commodities S Physical Precious Metal Basket (ETPMPM) SLF 6 High VAP 6 High ETPMPM 7 Very High Commodities S Physical Silver (ETPMAG) ETPMAG 7 Very High Commodities S Physical Gold (GOLD) GOLD 7 Very High Australian Australian Foundation (AFI) AFI 6 High Australian Argo s (ARG) ARG 6 High Australian Milton Corporation (MLT) MLT 6 High Australian Djerriwarrh s (DJW) DJW 6 High Australian BKI Company (BKI) BKI 6 High AMP Capital China Growth (AGF) AGF 7 Very High Magellan Flagship Fund (MFF) MFF 6 High Australian Mirrabooka s (MIR) MIR 6 High Hunter Hall Global Value (HHV) HHV 6 High Page 4 of 5

5 Currently Approved, s and s Asset Class Option Name Ticker Platinum Capital (PMC) PMC 6 High Australian Contango MicroCap (CTN) CTN 6 High Fixed Interest Hastings High Yield Fund (HHY) HHY 4 Medium Australian Australian Leaders Fund Limited (ALF) ALF 6 High Australian AMCIL Limited (AMH) AMH 6 High Australian Diversified United Limited (DUI) DUI 6 High Australian WAM Capital Limited (WAM) WAM 6 High Australian Whitefield Limited (WHF) WHF 6 High Australian Westoz Company Limited (WIC) WIC 6 High Page 5 of 5