Australian Market Insights & Salary Guide Life Insurance & Workers Compensation
|
|
- Emma Todd
- 8 years ago
- Views:
Transcription
1 Australian Market Insights & Salary Guide Life Insurance & Workers Compensation 2016
2 Contents Executive Summary 3 Market Overview 4 Salary Guide 11 About Marks Sattin 12 Contact us 12 These survey results are recognised throughout the Australian accounting, insurance and finance industry as an accurate representation of the industry and a market leading source of quality insights and opinions. All survey responses, comments and insights have been consolidated for this 2016 Australian Life Insurance & Workers Compensation Market Insights and Salary Guide. This survey was carried out during November 2015 and distributed via an online questionnaire. Marks Sattin received 1324 responses.
3 LIFE INSURANCE & WORKERS COMPENSATION EXECUTIVE SUMMARY Workers Compensation The Workers Compensation market was buoyant throughout 2015 with all five Scheme Agents and many of the self/specialised insurers hiring at the same levels as previous years. Key skills in demand are those easily transferred from other industries such as rehabilitation, employment services and other insurance lines i.e. CTP and Life Insurance as there is still a huge shortage of workers compensation candidates in the industry. However there has been a significant decrease in the demand for Injury Management Advisors after two of the main Workers Compensation Scheme Agents with a historically high demand for this type of candidate lost their licence towards the end of The results of the 2014 WorkCover tender led to many opting to pursue roles on the employer side or make the move across into the Life Insurance industry. Interestingly, there have also been quite a few senior Workers Compensation professionals willing to take a step back in terms of responsibility to get into Life Insurance. Retaining staff will be a huge challenge for clients this year as the demand for Workers Compensation specialists to join the Life Insurance industry strengthens an industry which offers higher salaries and less compliance from a legislative perspective, both of which are attractive to candidates. As a result salaries look set to increase in 2016 to remain competitive with similar roles within the Life Insurance industry. This was reiterated in the findings from the Marks Sattin survey which found 84% of candidates were expecting a pay increase in the next 12 months. Our advice to clients is to consider hiring more Allied Health professionals, Legal specialists and those with transferable skills to train in the roles at a claims management level. Additionally, we recommend offering more flexibility around working hours, work from home options and part time options (job sharing), as this was found to be the most important benefit in the Marks Sattin survey, particularly for retaining staff. Life Insurance The Life Insurance market is also very candidate driven with candidates in short supply and salaries increasing. In particular, there is a large shortage in both underwriting and claims candidates throughout the Life Insurance industry. Clients are now looking for candidates with transferable skills particularly those with Allied Health qualifications and rehabilitation experience. Claims departments are continuing to grow in size due to the increase in Life Insurance policies being sold at both the Group and Retail level. The Australian public is becoming more aware of the need for personal cover which is having a significant knock on effect at the back office operational level within Life Insurance companies. Our advice to clients is to continue to hire those candidates with transferable skills, in particular those with Workers Compensation, Health Insurance and CTP claims experience, as well as Allied Health professionals/legal professionals. For job seekers we advise having confidence in negotiating higher salaries or flexible working arrangements. Trish Aspell Managing Consultant - Insurance 3
4 LIFE INSURANCE & WORKERS COMPENSATION MARKET INSIGHTS How do you feel about the future of the economy? 16% 52% 32% Pessimistic Neutral Optimistic Percentage of candidates who feel secure in their jobs % 89 % 62% Fairly happy How happy are you in your current role? 21% Very happy 13% Fairly unhappy 4% Very unhappy 4
5 LIFE INSURANCE & WORKERS COMPENSATION MARKET INSIGHTS How likely is it that you will change jobs in the next 12 months? (permanent candidates only) 36% 46% 18% Unlikely Somewhat likely Very likely Are you optimistic about the future career progression opportunities within the Workers Compensation industry following the results of the NSW Tender? 27%? I don t know 40% No, the industry seems to be condensing with less opportunities being created 33% Yes 5
6 LIFE INSURANCE & WORKERS COMPENSATION MARKET INSIGHTS Why do you stay with your current employer? (Top 3 reasons) 30% Work-life balance 15% 11% Career development The people I work with/for What attracts you to a new role? (Top 3 reasons) 40% Higher remuneration 31% Career development 12% Flexible working Rank the importance of these employment benefits and which of these do you receive? Benefits Flexible Working +20 Days Holiday Annual Bonus Scheme Flexible Benefits Training Rank of importance % who receive benefits 52% 33% 51% 16% 34% 6
7 LIFE INSURANCE & WORKERS COMPENSATION MARKET INSIGHTS Are you expecting a pay increase in the next 12 months? 49% % of respondents 16% 25% 5% 5% No Yes up to 3% Yes 4-5% Yes 6-10% Yes >11% % of base salary What salary increase would you expect to receive when changing jobs externally? % of respondents 15% 41% 28% 5% 5% Salary expectations are high when changing roles externally, with almost 2 in 5 candidates expecting an increase of over 11%. 6% up to 3% 4-5% 6-10% 11-15% 16-20% >20% % of base salary 7
8 LIFE INSURANCE & WORKERS COMPENSATION MARKET INSIGHTS As a percentage of your base salary, what level was the last bonus you received? 45% % of respondents 30% 18% 4% 3% 1-4% 5-9% 10-19% 20-29% >30% % of base salary Would you forgo a bonus for: Better flexible working options? More training options? No 30% 48% Yes, all of it 22% Yes, some of it No 59% 11% Yes, some of it 30% Yes, all of it 8
9 LIFE INSURANCE & WORKERS COMPENSATION MARKET INSIGHTS When did you last participate in formal training relating to your current role, paid for by your employer? In the last 12 months 61% 1-2 years ago 8% 2-5 years ago 12% Never 19% Pleasingly, 61% have received training in the last 12 months, the highest figure in any industry surveyed. In the last three years, have you ever self funded study to progress your career? Yes No 56% 44% 9
10 LIFE INSURANCE & WORKERS COMPENSATION Salary Guide 2016 Workers Compensation Life Insurance Claims Life Underwriting
11 LIFE INSURANCE & WORKERS COMPENSATION SALARY GUIDE INSURANCE $000 s per annum (incl. super) Workers Compensation Sydney Melbourne Brisbane Assistant Case Manager Underwriter Case Manager Senior Case Manager Injury Management Advisor Technical Manager Team Leader Manager Life Insurance Claims Sydney Melbourne Brisbane Claims Co-ordinator/Administrator Claims Assessor (Retail) Claims Assessor (Group) Senior Claims Assessor Claims Team Leader Rehabilitation Consultant Claims Manager Life Underwriting Sydney Melbourne Brisbane Underwriting Administrator Group Risk Administrator Underwriter Senior Underwriter Product Specialist Chief Underwriter
12 LIFE INSURANCE & WORKERS COMPENSATION ABOUT MARKS SATTIN About Marks Sattin Marks Sattin is a market leading finance, accounting and insurance recruitment agency. As true life insurance and workers compensation specialists our consultants are subject matter experts in their respective markets which is reflected in their deep industry knowledge and ability to determine candidate suitability in a very short time. Specialist salary guides and Market Reports: Commerce: Accounting Private Practice: Private Practice Financial Services: Accounting & Banking Ops, Risk & Compliance General Insurance Wealth Management Life Insurance & Workers Compensation Marks Sattin has built an enviable reputation from years of experience working with both International and Domestic institutions. Our specialist Life Insurance consultants perform both contingent and search assignments for Insurers, Brokers and Underwriting Agencies and our Workers Compensation specialism covers Self Insurers, Scheme Agents, Specialist Insurers, Consultants, Brokers and Self Insured Institutions. Our consultants provide not only innovative recruitment solutions, but the highest quality service for our clients and partners. Whether you are looking for a new role or seeking the ideal candidate, why not talk to the life insurance and workers compensation experts. For more information, visit: SYDNEY Level 22, Tower 2, Darling Park 201 Sussex Street Sydney NSW 2000 Australia t: e: sydney@markssattin.com.au MELBOURNE Level 6, 312 St Kilda Road Melbourne VIC 3004 Australia t: e: melbourne@markssattin.com.au 12
Australian Market Insights & Salary Guide General Insurance
Australian Market Insights & Salary Guide General Insurance 2016 Contents Executive Summary 3 Market Overview 4 Salary Guide 10 About Marks Sattin 11 Contact us 11 These survey results are recognised throughout
More informationAustralian Technology Recruitment Market Insights & Salary Guide 2015-2016 Project Management & Business Analysis
Australian Technology Recruitment Market Insights & Salary Guide 2015-2016 Project Management & Business Analysis Contents Executive Summary 3 Market Report 4 Salary Guide 10 About Greythorn 12 Contact
More informationAustralian Technology Recruitment Market Insights & Salary Guide 2015-2016 SAP/CRM/ERP
Australian Technology Recruitment Market Insights & Salary Guide 2015-2016 SAP/CRM/ERP Contents Executive Summary 3 Market Report 4 Salary Guide 9 About Greythorn 13 Contact us 13 These survey results
More informationMARKET REPORT DIGITAL & MOBILE. Australian Technology Recruitment Market Insights & Salary Guide 2015-2016 Digital & Mobile
Australian Technology Recruitment Market Insights & Salary Guide 2015-2016 Digital & Mobile Contents Executive Summary 3 Market Report 4 Salary Guide 9 About Greythorn 13 Contact us 13 These survey results
More informationContents. Executive Summary 3 Market Report 4 About Greythorn 9 Contact us 9
Australian Technology Recruitment Job Seeker Market Report 2015-2016 Contents Executive Summary 3 Market Report 4 About Greythorn 9 Contact us 9 These survey results are recognised throughout the Australian
More informationAustralian Technology Recruitment Market Insights & Salary Guide 2015-2016 Software Development, Testing & QA
Australian Technology Recruitment Market Insights & Salary Guide 2015-2016 Software Development, Testing & QA Contents Executive Summary 3 Market Report 4 Salary Guide 9 About Greythorn 15 Contact us 15
More informationLegal in-house financial services salary guide 2011. taylorroot.com
Legal in-house financial services salary guide 2011 Introduction Our legal financial services division specialises in recruiting permanent and temporary legal professionals at all levels from paralegals
More informationHUDSON SALARY GUIDES 2015
Australia HUDSON SALARY GUIDES 2015 Human Resources about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and other
More informationHow To Find Out What A Safety Recruiter Earns
Salary Survey Building partnerships, developing solutions & creating a safer future www.nsrltd.com.au 1300 722 693 Contents Foreword 3 Introduction & methodology 4 Key findings & summary 5 Demographics
More informationUS law firms in London Associate salary guide 2011/2012
US law firms in London Associate salary guide 2011/2012 US law firms in London: Associate salary guide 2011 About the survey Market overview The results of this survey relate to UK qualified associates
More informationAustralian Salary Guide & Market Report 2012-2013. Australia s Favourite Specialist Recruiter 2011/2012 - Medium. Sydney Melbourne Brisbane
Australian Salary Guide & Market Report 2012-2013 Sydney Melbourne Brisbane Australia s Favourite Specialist Recruiter 2011/2012 - Medium SARA Awards Contents Contents (For ease of navigation, please click
More informationHUDSON SALARY GUIDES 2015
Australia HUDSON SALARY GUIDES 2015 Supply Chain & Procurement about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates
More informationHUDSON SALARY GUIDES 2015
Australia HUDSON SALARY GUIDES 2015 Office Support about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and other
More informationFor Smart Insurance Solutions Choose Coverforce
For Smart Insurance Solutions Choose Coverforce Our Capability Issue Date 1st October 2012 A different company Creating smart insurance solutions for clients is what we do. Our determination to genuinely
More information2015 GREATER CHINA SALARY & EMPLOYMENT OUTLOOK 2015/16 AUSTRALIAN OUTLOOK 1 2015/16 AUSTRALIA SALARY & EMPLOYMENT OUTLOOK
2015 GREATER CHINA SALARY & EMPLOYMENT OUTLOOK SALARY & EMPLOYMENT 2015/16 AUSTRALIAN OUTLOOK 1 2015/16 AUSTRALIA SALARY & EMPLOYMENT OUTLOOK CONTENTS Click on the below headings to navigate to each section.
More informationTECHNOLOGY SALARY & EMPLOYMENT. technology FORECAST
FORECAST TECHNOLOGY ENCYCONSTRUCTIONDIGITALENGINEERINGFINANCEFINANCIALSERVICESHOSPITALITY&LEISU ANRESOURCESLEGALMANUFACTURINGMARKETINGMINING&RESOURCESOIL&GASPROCURE PROPERTYRETAILSALESSUPPLYCHAIN&LOGISTICSTECHNOLOGYAGENCYCONSTRUCTIONDIG
More informationFINANCIAL SERVICES GUIDE (FSG)
Austbrokers Financial Solutions (SYD) Pty Ltd ABN 94 003 277 852 T/as Taggart Nominees Authorised Representative No: 415837 Norwest Central 607/12 Century Circuit Norwest Business Park Baulkham Hills NSW
More informationJob and Person Specification Approval. 1. Summary of the broad purpose of the position in relation to the organisation s goals
South Australian Public Service JOB AND PERSON SPECIFICATIONS Title of Position: Senior Claims Assessor Classification Code: ASO6 Discipline Code: Administrative Unit: Department of Treasury and Finance
More informationSELECTIVE INVESTMENT INSIGHTS TO INFORM. The 2013 Hays Salary Guide: Salary & Recruiting Trends
SELECTIVE INVESTMENT INSIGHTS TO INFORM The 2013 Hays Salary Guide: Salary & Recruiting Trends STABILITY RETURNS As the dust starts to settle on the shifting picture for WA and QLD, forecasts point towards
More information2012 HAYS SALARY GUIDE SHARING OUR EXPERTISE
2012 HAYS SALARY GUIDE SHARING OUR EXPERTISE Salary and recruiting trends across Australia & New Zealand YEARS OF EXPERIENCE 36 LOCATIONS IN THE REGION 38 850+ CONSULTANTS IN AUSTRALIA & NEW ZEALAND 12,000
More informationHUDSON SALARY GUIDES 2015
Australia HUDSON SALARY GUIDES 2015 Sales, Marketing & Communications about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients,
More informationthe outlook for 2015 Insurance www.michaelpage.co.uk
the outlook for 2015 Insurance www.michaelpage.co.uk Contents Finance and accounting 1 Broking 2 Underwriting 2 Claims 2 Actuarial 3 Temporary and contract positions 3 1 Finance and accounting Hiring levels
More informationRetail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL 1 and Australian credit licence
More informationRetail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL 1 and Australian credit licence
More informationTax Market Report 2013-2014. Executive Search and Selection Market Intelligence & Research Remuneration Studies Talent Mapping Career Management
Tax Market Report 2013-2014 Executive Search and Selection Market Intelligence & Research Remuneration Studies Talent Mapping Career Management Jon Michel Executive Search ABN 75 068 366 101 www.jmes.com.au
More informationSubmission to the Disability Care and Support Inquiry
Ground Floor, 222 Exhibition Street Melbourne 3000 GPO Box 4306, Melbourne 3001 Tel: 03 9940 4403 Fax: 03 9940 4974 29 Disability Care and Support Productivity Commission GPO Box 1428 CANBERRA CITY ACT
More informationBruce Gerald Flint. Liability limited by a Scheme approved under Professional Standards Legislation
ABN 65 103 438 277 It s all about money. PO BOX 249 South Hurstville NSW 2221 DX 11319 Hurstville Tel: 02 9584 1474 Fax: 02 9584 1475 E-mail: action@flintforensics.com.au Website: www.flintforensics.com.au
More informationFinancial Services Guide
Financial Services Guide You have the right to ask us about our charges, the type of advice we will give you, and what you can do if you have a complaint about our services. Important information is presented
More information2015/16 AUSTRALIAN SALARY & EMPLOYMENT OUTLOOK TECHNOLOGY. Technology 1 2015/16 AUSTRALIA SALARY & EMPLOYMENT OUTLOOK
2015/16 AUSTRALIAN LARY & EMPLOYMENT OUTLOOK Technology 1 2015/16 AUSTRALIA LARY & EMPLOYMENT OUTLOOK OVERVIEW THERE ARE A LOT OF GOOD CANDIDATES CURRENTLY LOOKING TO MAKE A DIFFERENCE RATHER THAN CHASE
More informationFinancial services guide
Macquarie Equities Limited About this document This Financial Services Guide (Guide) is an important document that outlines the types of products and services that Macquarie Equities Limited ( MEL, we,
More informationNEW ZEALAND 2014/15. salary & employment FORECAST. & construction
NEW ZEALAND 2014/15 salary & employment FORECAST property & construction ANCEMARKETINGOFFICESUPPORTPROCUREMENT&SUPPLYCHAINPROPERTY&CONSTRUCTION SFINANCEMARKETINGOFFICESUPPORTPROCUREMENT&SUPPLYCHAINPROPERTY&CONSTRUC
More informationFORECAST GINEERINGFINANCEHRMANUFACTURINGTECHNOLOGYSALESRETAILDIGITALAGENCYENGINE
market overview FORECAST IGITALAGENCYENGINEERINGFINANCEHRMANUFACTURINGTECHNOLOGYSALESRETAILDIGIT LAGENCYENGINEERINGFINANCEHRMANUFACTURINGTECHNOLOGYSALESRETAILDIGITALAG NCYENGINEERINGFINANCEHRMANUFACTURINGTECHNOLOGYSALESRETAILDIGITALAGENCYE
More informationHUDSON SALARY GUIDES 2015
Australia HUDSON SALARY GUIDES 2015 Accounting & Finance about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and
More informationFINANCIAL SERVICES GUIDE
FINANCIAL SERVICES GUIDE W0355AU (2014) WWW.WILLIS.COM.AU Willis Australia Limited ABN 90 000 321 237 AFS Licence No 240600 Date of Issue: 1 August 2014 Introduction This Financial Services Guide (FSG)
More informationNATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) Submission to WorkCover Western Australia. Legislative Review 2013
NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) ABOUT NIBA Submission to WorkCover Western Australia Legislative Review 2013 February 2014 NIBA is the peak body of the insurance broking profession
More informationFinancial Services Guide
version 1 issued 17 february 2016 Financial Services Guide Morgan Stanley Wealth Management Australia Pty Ltd ABN 19 009 145 555 AFSL 240813 Level 26 Chifley Tower, 2 Chifley Square, Sydney NSW 2000 This
More informationJLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver:
Mining Jardine Lloyd Thompson is one of the world s largest providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. JLT s client proposition is built
More informationMacquarie Products and Services - What You Should Know
Financial services guide macquarie.com.au/personal This Financial Services Guide (FSG) is an important document that Macquarie Equities Limited (MEL, we, us or our) as an Australian financial services
More informationclear Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
clear Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 12 January 2015 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit
More informationSydney Newcastle Brisbane. Credit Guide
Sydney Newcastle Brisbane Credit Guide Why this Guide is important to you This Guide explains the credit services we provide, as well as giving you important information that will help you decide if you
More informationCorporate Services. Organisation Development. Andrew Keen
POSITION TITLE Coordinator Employee Relations and HR Business Partnering POSITION NUMBER: 0251 CLASSIFICATION/BAND: City of Greater Geelong Enterprise Agreement (as amended from time to time) Annualised
More information(RTO 21683) Diploma of Financial Planning (FNS 50615)
(RTO 21683) Diploma of Financial Planning (FNS 50615) Launch your career in financial services with the Diploma of Financial Planning Established in 2003, we are Australia s largest privately owned training
More informationFinancial Services Guide
Financial Services Guide / 1 Commonwealth Private Financial Services Guide Date of issue: 22 June 2015 Issue 10 Commonwealth Private Limited ABN 30 125 238 039 AFSL 314018 Registered office: Ground Floor,
More informationEngineering Graduate Program
Graduate Program Developing the next generation of Engineers We Know As part of the ETS Group, ETS has been operating in Australia and Papua New Guinea since 1975. The size and scale of the ETS Group enables
More informationFinancial Services and Credit Guide
Issued on 27 April 2012 Helping you make the most of life Financial Services and Credit Guide RI Advice Group Pty Ltd ABN 23 001 774 125 Australian Financial Services Licence 238429 Australian Credit Licence
More informationFinancial Services Guide 10.14
Financial Services Guide 10.14 Introduction This Financial Services Guide is designed to assist you in deciding whether to use any of the financial services offered by Australia and New Zealand Banking
More informationHow To Find Out What You Do In An It&T
Australian Salary Guide & Market Report 2012-2013 [Pay rate] Reputation is everything Contents Contents (For ease of navigation, please click on the sub-headings below) Executive Summary... 3 Contents
More informationEVALUATING and NEGOTIATING JOB OFFERS
Extension School Evaluating & Negotiating Job Offers Harvard OFFICE OF CAREER SERVICES Harvard University Faculty of Arts and Sciences www.ocs.fas.harvard.edu CAREER AND ACADEMIC RESOURCE CENTER Harvard
More informationWelcome to our First Edition! we will fully engage this area of the site from February 2016.
NEWS Facilitating Graduate Careers in Agribusiness September 2015 #1 Welcome to our First Edition! Nigel Crawley, Director Welcome and thanks for reading the first of what will be an ongoing newsletter
More informationCommBank Accounting Market Pulse Conducted by Beaton Research + Consulting
CommBank Accounting Market Pulse Conducted by Beaton Research + Consulting July 215 COMMBANK ACCOUNTING MARKET PULSE JULY 215 Contents Foreword 2 Economic outlook 3 Snapshot of survey findings 5 Business
More informationWindsor. Management Insurance Brokers. Enjoy the difference
Windsor Management Insurance Brokers Enjoy the difference Our Company Windsor Management Insurance Brokers provides specialist insurance broking services for THE retail, SME, commercial and corporate sectors,
More informationTHE 2011 HAYS SALARY GUIDE SHARING OUR EXPERTISE. Salaries and recruiting trends across Australia and New Zealand.
THE 2011 HAYS SALARY GUIDE SHARING OUR EXPERTISE Salaries and recruiting trends across Australia and New Zealand. hays.com.au hays.net.nz Contents 3 Hays Australia & New Zealand - Facts & Figures Section
More informationNATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) Additional Submission to WorkCover Western Australia
NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) Additional Submission to WorkCover Western Australia Review of the Workers Compensation and Injury Management Act 1981: Final Report 31 July 2014
More informationHonan Insurance Group Company Profile
Honan Insurance Group Company Profile $200M+ PREMIUM REVENUE 150+ EMPLOYEES 100+ COUNTRIES WHAT YOU NEED TO KNOW ABOUT HONAN The Honan Insurance Group is an Australian owned and operated insurance broking
More informationAMP Graduate Program 2017: Global Distribution & Business Management
AMP Graduate Program 2017: Global Distribution & Business Management The AMP Promise The AMP Promise is Helping people own tomorrow, which means delivering the right balance of security and performance.
More informationFinancial Services Guide
Financial Services Guide 1 November 2015 This Financial Services Guide is issued by: JBWere Limited (JBWere) ABN 68 137 978 360, AFSL 341162 jbwere.com Unless otherwise disclosed in the product disclosure
More informationWORKERS COMPENSATION QUESTIONNAIRE & CHECKLIST
EQUILAW Solicitors Ph: 02 6542 5566 Market House 4 Market Street Muswellbrook NSW 2333 Fax: 02 6543 4397 info@equilaw.com.au equilaw.com.au WORKERS COMPENSATION QUESTIONNAIRE & CHECKLIST (Attach the Workers
More informationNATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) SUBMISSION ON NSW WORKERS COMPENSATION SCHEME INQUIRY. 17 May 2012
NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) SUBMISSION ON NSW WORKERS COMPENSATION SCHEME INQUIRY 17 May 2012 ABOUT NIBA NIBA is the voice of the insurance broking industry in Australia.
More informationA guide to our Financial services
A guide to our Financial services Financial Services Guide Dated 1 July 2015 BT Funds Management Limited ABN 63 002 916 458 Australian Financial Services Licence No. 233724 RSE Licence No. L0001090 as
More informationHUDSON SALARY GUIDES 2015
Australia HUDSON SALARY GUIDES 2015 Legal about this publication This Salary Guide is a compilation of salary and market information provided by Hudson consultants, clients, candidates and other sources
More informationRandstad MENA Salary Survey 2016
The Randstad MENA Salary Survey 2016 Based on salaries throughout the Middle East and North Africa With the oil prices at their lowest point since 2009, the Middle East is having to find strategic ways
More informationWhy recommend Zurich s income replacement policies?
Why recommend Zurich s income replacement policies? Zurich Life Risk D100% ISABLEMENT DEFINITION GENUINE THREE-TIERED The leading income protection policy keeps getting better! Our income replacement policy
More informationFinancial Services. Guide
Financial Services Guide About us The Local Government Superannuation Scheme (Pool A ABN 74 925 979 278) (Pool B ABN 28 901 371 321) is managed and controlled by LGSS Pty Limited (ABN 68 078 003 497).
More informationThis form must be accompanied by an Attending Physicians Statement, which can be obtained by telephoning any of our offices listed.
This form must be accompanied by an Attending Physicians Statement, which can be obtained by telephoning any of our offices listed. Full ne of Policyholder Policy Number To be completed by Policyholder
More informationRetail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement
Retail and Business Banking Financial Services Guide, Credit Guide and Privacy Statement Preparation Date: 31 July 2015 St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL
More informationPerformance management program
Performance management program For Queensland workers compensation insurers First issued: 28th October 2003 Due for review: June 2012 Version 6 State Government of Queensland (Q-COMP) 2009 Contents Introduction...3
More informationintelligent complete financial solutions
intelligent complete financial solutions A SINGLE STORY, A COMMON GOAL Partners Mortgage & Lending Services (PML), a member of Partners Wealth Group, is one of Australia s leading mortgage and business
More information9. INVESTIGATING ACCOUNTANT S REPORT
9. INVESTIGATING ACCOUNTANT S REPORT Deloitte Corporate Finance Pty Limited ACN 003 833 127 AFSL 241457 Eclipse Tower Level 19 60 Station Street Parramatta NSW 2150 PO Box 38 Parramatta NSW 2124 Australia
More informationan Australian-based consulting firm specialising in the resources sector
S e a r c h S t r a t e g y L e a d e r s h i p C o m m u n i c a t i o n s an Australian-based consulting firm specialising in the resources sector About Us Ophir Partners is an Australian-based consulting
More informationStephanie Banfield, Swiss Re Joanne DeJong, Swiss Re. Global Lessons Learned - Australia Disability
Stephanie Banfield, Swiss Re Joanne DeJong, Swiss Re Global Lessons Learned - Australia Disability Objective of Session Material losses recently suffered in the Australian protection market Share our views
More informationKEEP TRACK OF THE TRENDS INSIGHTS FROM THE EXPERTS. The 2015 Hays Salary Guide: Salary & Recruiting Trends. hays.com.au hays.net.
KEEP TRACK OF THE TRENDS INSIGHTS FROM THE EXPERTS The 2015 Hays Salary Guide: Salary & Recruiting Trends hays.com.au hays.net.nz OPPORTUNITIES FOR GROWTH We are on the verge of a significant shift in
More informationRetail insurance through the Annex IOOF Pursuit platform
your investment & insurance needs Financial adviser use only November 2013 Retail insurance through the Annex IOOF Pursuit platform In or out, it s up to you Life insurance is about protecting the things
More informationWORKERS REHABILITATION AND COMPENSATION BILL 2009 SECOND READING SPEECH. Mr Speaker, I move that this Bill now be read for a second
WORKERS REHABILITATION AND COMPENSATION BILL 2009 SECOND READING SPEECH Mr Speaker, I move that this Bill now be read for a second time. Mr Speaker, this is a Bill to amend the Workers Rehabilitation and
More informationUndergraduate Programs Coordinator (Sydney Campus) Ongoing, Full-time
Undergraduate Programs Coordinator (Sydney Campus) Ongoing, Full-time The Australian College of Applied Psychology (ACAP) is a Higher Education Institution and Registered Training Organisation within Navitas
More information12 Months Worth Writing A Year In Business Summary
SELECTIVE INVESTMENT INSIGHTS TO INFORM The 2013 Hays Salary Guide: Salary & Recruiting Trends STABILITY RETURNS As the dust starts to settle on the shifting picture for WA and QLD, forecasts point towards
More informationFINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice
FINANCIAL SERVICES FINANCIAL SERVICES GUIDE Your step by step guide to receiving financial planning advice YOUR FINANCIAL FREEDOM At Catholic Financial Services, we help you achieve financial freedom.
More informationReference Number Policy Number Sex M F Age
Reference Number Policy Number Sex M F Age The insured is responsible for completion of this form without expense to the company Patient s name and address What is disabling patient? Please give a complete
More informationHow To Become A Construction Worker In Nsw
2012 Salary Survey - Results NSW Building and Construction Industry Contents Foreword 1 Survey Partners 2 Section A General Questions on Company Operations 3 Section B Questions on Salary Package levels
More informationFinancial Services Guide
Financial Services Guide A Guide to Our Relationship with You and Others This guide contains important information about: who we are; the services and products we offer; the costs, remuneration and other
More informationFinancial Services Guide 26 June 2015
Financial Services Guide 26 June 2015 Issuer: Forex Capital Trading Pty Ltd AFSL No. 306400 and ABN 69 119 086 270 1 P a g e Purpose of this Financial Services Guide This Financial Services Guide ( FSG
More informationPersonal Accident Voluntary Workers
Personal Accident Voluntary Workers Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim Form Catholic Church Insurance Limited will act on your claim as soon as we receive this
More informationFINANCIAL SERVICES GUIDE
FINANCIAL FACT FIND PARKHILL FINANCIAL PLANNING PTY LTD FINANCIAL SERVICES GUIDE Authorised Representative of INTEGRITY FINANCIAL PLANNERS PTY LTD Authorised and issued by Integrity Financial Planners
More informationBUILDING A BUSINESS CASE FOR PERFORMANCE & DEVELOPMENT PLANNING (PDP) SYSTEMS
iedex online ty Ltd ABN 65 081 927 513 BUILDING A BUSINESS CASE FOR ERFORMANCE & DEVELOMENT LANNING (D) SYSTEMS iedex ty Ltd 2/17 Raglan Street South Melbourne VIC 3205 hone : (03) 9696 1222 Fax: (03)
More informationISSUE 3 10 AUGUST 2010
ISSUE 3 10 AUGUST 2010 In this issue: SUPERANNUATION SUPERANNUATION Identify theft alert Superannuation drawdown relief INSURANCE Group purchasing bodies for insurance and risk products Brokers report
More informationFinancial Services and Credit Guide
Time Financial Solutions Pty Ltd Financial Services and Credit Guide Why this Guide is important to you This Guide explains the financial planning and credit services we provide, as well as giving you
More informationHARNHAM DATA & ANALYTICS SALARY GUIDE 2013 The definitive source of salary information for the UK Data & Analytics market
HARNHAM DATA & ANALYTICS SALARY GUIDE 2013 The definitive source of salary information for the UK Data & Analytics market HARNHAM SALARY GUIDE 2013 - PAGE 2 SEEKING ROLES THIS YEAR SALARY GUIDE INTRODUCTION
More informationFinancial Services Guide
Financial Services Guide Version: Version 19.0 Issue date: 22 October 2015 Important information I recommend you read this Financial Services Guide FSG because it contains important information designed
More informationBELGIUM. 2014 was a year of recovery for Belgium.
BELGIUM 2014 was a year of recovery for Belgium. Confidence was reflected in increased hiring levels across a range of sectors including manufacturing, retail, services and even banking. Companies focused
More informationProperty Leasing Officer. Corporate Services. Darren Gillies
POSITION TITLE Property Leasing Officer POSITION NUMBER: 0625 CLASSIFICATION/BAND: City of Greater Geelong Enterprise Agreement (as amended from time to time) Band 5 Salary $59,575.15 to $67,729.35 per
More informationDIPLOMA OF FINANCIAL PLANNING RG 146 ACCREDITATION
DIPLOMA OF FINANCIAL PLANNING RG 146 ACCREDITATION COURSE OVERVIEW STUDY OPTIONS The Diploma of Financial Planning enables you to quickly gain the required Diploma of Financial Planning (FNS 50611) allowing
More informationMLC Wrap. Adviser use only. Fast access to personal insurance. MLC Wrap
Adviser use only Fast access to personal insurance Insurance inside Complete a well planned investment strategy with insurance. Why have a well planned investment strategy if your clients and their loved
More informationFinancial Services and Credit Guide
Financial Services and Credit Guide Why this Guide is important to you This Guide explains the financial planning and credit services we provide, as well as giving you important information that will help
More informationASR australian share registry
1. About this document This Financial Services Guide (FSG) is an important document. You should read it carefully and make sure you understand it. This FSG is dated 30 th March 2015 and is provided to
More informationMBA Insurance Services (MBAIS) is a general insurance brokerage owned by seven of Australia s Master Builders Associations.
MBA Insurance Services (MBAIS) is a general insurance brokerage owned by seven of Australia s Master Builders Associations. THE PURPOSE OF THIS GUIDE This Financial Services Guide (FSG) is designed to
More informationAUSTRALIA SALARY GUIDE
AUSTRALIA SALARY GUIDE 2015 1 morganmckinley.com.au 2 JOINT MANAGING DIRECTORS LETTER More than two thirds (68%) of permanent employees in Australia who responded to the 2015 Morgan McKinley Salary Survey
More informationPensions & Benefits Salary Survey 2012. www.alexanderlloyd.co.uk
Pensions & Benefits Salary Survey 2012 Pensions Welcome to the 2012 edition of Alexander Lloyd s salary survey for the Pensions and Benefits sector. 2011 was a challenging year for the Pensions industry,
More informationPRIVATE PRACTICE AUSTRALIA INTERNATIONAL
PRIVATE PRACTICE AUSTRALIA INTERNATIONAL Mahlab gratefully acknowledges the support of the following industry associations in sharing access to the Mahlab Survey with their members: All artwork reproduced
More informationFinancial Services Guide
Financial Services Guide Phillip Capital Limited AFSL No. 246827 - ABN 14 002 918 247 Phillip Capital Trading Pty Ltd AFSL No. 246796 - ABN 68 066 066 911 (together Phillip Capital ) Purpose of the Financial
More informationUBS Wealth Management Financial Services Guide
Financial Services Guide Australia Ltd ABN 50 005 311 937 AFS Licence No. 231127 UBS Securities Australia Ltd ABN 62 008 586 481 AFS Licence No. 231098 UBS AG, Australia Branch ARBN 088 129 613 AFS Licence
More informationThe General Manager Business Tax Division The Treasury Langton Crescent PARKES ACT 2600. Dear Sir/Madam. Tax Agent Services Bill
The General Manager Business Tax Division The Treasury Langton Crescent PARKES ACT 2600 Financial Planning Association of Australia Limited ABN 62 054 174 453 Level 4, 75 Castlereagh Street Sydney NSW
More information