Personal Account Conversion Charts

Transcription

1 Personal Account Conversion Charts 19

2 Free Checking and the primary account holder is not over the age of 60 as of 2/28/2012 Columbia Free Personal Checking Free Check Safekeeping 2 or estatements 7. If you currently receive images of your checks, you will continue to receive them with your new Columbia Free Checking account. Free Checking and the primary account holder is at least 60 years old as of 2/28/2012 Columbia 60+ Checking Free single Club Checks 6 10% off Safe Deposit Box rental 20

3 NOW Checking and the primary account holder is not over the age of 60 as of 2/28/2012 Columbia Interest Checking $8 monthly maintenance fee $1,000 minimum daily balance required to waive monthly maintenance fee 5 $1,000 minimum daily balance NOW Checking and the primary account holder is at least 60 years old as of 2/28/2012 Columbia 60+ Checking Free single Club Checks 6 10% off Safe Deposit Box rental 21

4 Money Market Checking (MMRC), Peak MMRC, Tiered Savings or Special MMRC $10 monthly maintenance fee $1,000 minimum daily balance required to waive monthly maintenance fee 5 3 free debits/checks per month; $1 charge for each debit/check after the first three. Up to 6 item charges are waived per month with a balance of $1,000 or greater Columbia Money Trend 4 to earn interest (see enclosed rate sheet) Combined monthly statements are available upon request 3 Free Check Safekeeping 2 or estatements 7 required Personal Savings, Child/Grandchild Savings or Holiday Savings $3 monthly maintenance fee (No monthly maintenance fee for minors under 18 years old) $300 minimum daily balance required to waive monthly maintenance fee or one monthly automatic deposit of $25 or more 5 3 free debit/check per month; $1 charge for each debit/check after the first three. Up to 6 item charges are waived per month with a balance of $300 or greater Columbia Customary Savings 4 22 to earn interest (see enclosed rate sheet) Combined monthly statements 3 or estatements 7 are available upon request

5 Personal Account Disclosures 1. Check Imaging The ideal system for organizing cancelled checks. Check images are printed in check number order and sent with your monthly statement. Image copies of cancelled checks are widely accepted as proof of payment. 2. Check Safekeeping Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may also view images of your checks through Online Banking. Check images are kept for seven years and may be requested at any time. 3. Combined Statements Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificate of deposit accounts. 4. The number of transfers and withdrawals is limited for savings and money market accounts. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed. 5. If the balance requirement to avoid the monthly maintenance fee is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee. 6. Up to two boxes of single Club checks per calendar year. 7. estatements requires enrollment in Online Banking. 8 Please refer to our Online Terms and Conditions for information regarding Online Banking and Bill Pay. Please refer to the Services and Fees Schedule on page 39 for additional fees that may be assessed against your account. 23