business Banking Plans

Size: px
Start display at page:

Download "business Banking Plans"

Transcription

1 business Banking Plans

2 Banking Plans Servus Credit Union s business banking plans offer great value to you, the member, with the features you re looking for and details that are easy to understand. The plans are highly competitive and are better than most other major financial institutions. Choose the plan that fits your banking style and enjoy benefits like: A generous amount of transactions for a reasonable monthly fee Tiered interest for most of the accounts Monthly fees can be waived with minimum monthly balances Account Charts US Accounts US Pay-As-You-Go US Savings Monthly fee $5.00 $0.00 In-branch withdrawals and other debits, cheques, and automated fund transfers $0.65 each (also applies to deposits) $1.00 each (also applies to deposits; no cheques) Transfers (between US accounts only) Free Free Coverdrafts (between US accounts only) $5.00 each $5.00 each Frequency Monthly Quarterly Paper Statement with cheque images $1.00 Included (No Cheques) E-Statement (optional) Free Free

3 Daily Banking Accounts Pay-As-You-Go Plan 15 Plan 30 Plan 60 e-plan 60 Plan 100 Plan 150 Community Plan Monthly fee $5.00 $10.00 $20.00 $35.00 $25.00 $65.00 $85.00 $0.00 ($35 value) Monthly fee waived with minimum monthly balance n/a $10,000 $15,000 $20,000 $20,000 $30,000 $40,000 n/a In-branch deposits, cash withdrawals, bill payments, cheques and other debits $1.00 each (deposits $0.60) Online and telephone banking bill payments, direct payment purchases, Canadian credit union ATM withdrawals, automated fund transfers (deposits and withdrawals) $0.65 each 15 free, 30 free, then $0.60 each 100 free, 150 free, Fund Transfers between Servus Accounts (In branch, Online, Telephone) ATM Interac (other Canadian non Credit Union ATM) ATM Cirrus (other Foreign Financial Institution ATM) Free Free Free Free Free Free Free Free $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each $3.00 each $3.00 each $3.00 each $3.00 each $3.00 each $3.00 each $3.00 each $3.00 each In-branch bill payments (handling fee) $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each $1.50 each ATM bill payments Free Free Free Free Free Free Free Free Frequency Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Paper Statement Included Included Included Included Included Included Included Included E-Statement (optional) Free Free Free Free Free Free Free Free

4 Savings Accounts Savings High Yield Savings AgriInvest High Yield Savings Institutional High Yield Savings Monthly fee $0.00 $0.00 $0.00 $0.00 In-branch deposits, cash withdrawals, bill payments, cheques and other debits Online and telephone banking bill payments, direct payment purchases, Canadian credit union ATM withdrawals, automated fund transfers (deposits and withdrawals) then $1.00 each Fund Transfers between Servus Accounts (In branch, Online, Telephone) Free Free $5.00 each Free ATM Interac (other Canadian non Credit Union ATM) $1.50 each $5.00 each $5.00 each $5.00 each ATM Cirrus (other Foreign Financial Institution ATM) $3.00 each $5.00 each $5.00 each $5.00 each In-branch bill payments (handling fee) $1.50 each $1.50 each $1.50 each $1.50 each ATM bill payments Free Free Free Free Frequency Quarterly Quarterly Quarterly Quarterly Paper Statement Included Included Included Included E-Statement (optional) Free Free Free Free

5 When you open a business banking plan with Servus, you become a member-owner and can benefit from our 100% deposit guarantee and our Profit Sharing Program which is unique in the financial services industry. You will also be part of a credit union renown for exceptional member service and for supporting communities across Alberta. Delivering exceptional service to members and communities has been the foundation of our success and is a continuing priority for us. As a member-owner you are not just a number to us. We want you to feel at home and have a comfortable banking experience. servus.ca 187SERVUSCU (BBNKPLANS)

Business, Agricultural & Organization Accounts

Business, Agricultural & Organization Accounts Business, Agricultural & Organization Accounts info@caisse.biz caisse.biz BUSINESS, AGRICULTURAL & ORGANIZATION ACCOUNTS CHEQUING ACCOUNT $3.00 per month For every $500 of the minimum monthly balance amount,

More information

Account Selection MAde easy

Account Selection MAde easy Account Selection Made Easy Money Management Tools First Nations Bank of Canada offers you a range of helpful tools to make managing your money easier. Recordkeeping Free Paperless Record Keeping Track

More information

Free access to Teller24, our automated telephone system. A lot of other financial institutions offer free checking with a lot of strings.

Free access to Teller24, our automated telephone system. A lot of other financial institutions offer free checking with a lot of strings. Switch To A City Credit Union Checking Account And Enjoy... No minimum balance No monthly fee No per check fees Free Online Banking with access to canceled checks! Free Online Bill Pay* Free VISA Debit

More information

Notice of Change in Terms for your Deposit Accounts. Redding Bank of Commerce Deposit Accounts Account Terms and Conditions

Notice of Change in Terms for your Deposit Accounts. Redding Bank of Commerce Deposit Accounts Account Terms and Conditions Notice of Change in Terms for your Deposit Accounts Terms outlined in this Change in Terms document, the enclosed Deposit Account Agreement and the enclosed Schedule of Fees and Services of Redding Bank

More information

Personal Account Transition Charts

Personal Account Transition Charts Personal Account Transition Charts 29 Just Right Checking, Just Right Checking+, or High Yield Checking Neighborhood Checking $5 Monthly maintenance fee. Waived with one of the following 1 : - Minimum

More information

Commission & Fee Schedule

Commission & Fee Schedule BMO InvestorLine MAY 1, 2015 & Fee Schedule Count on us for competitive commissions & fees At BMO InvestorLine, we re serious about arming investors like you with the tools and resources you need to invest

More information

BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS

BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS BUSINESS ACCOUNT SERVICE PLANS AND RELATED PRODUCTS 2 BUSINESS ACCOUNTS Business Chequing Account A First Nations Bank of Canada Business Chequing Account is an operating account for your day-to-day banking

More information

Online Truth In Savings Disclosure Effective January 26, 2016 Member FDIC

Online Truth In Savings Disclosure Effective January 26, 2016 Member FDIC Online Truth In Savings Disclosure Effective January 26, 2016 Member FDIC This OneUnited Bank Online Truth In Savings Disclosure contains information about UNITY internet deposit accounts available only

More information

How To Get A Free Credit Card From A Bank Account

How To Get A Free Credit Card From A Bank Account Basic : There are no minimum balance requirements for this account. Refer to the Service Fees Disclosure for a complete listing of fees and charges. Super : You must deposit $50.00 to open this account.

More information

TRUTH-IN-SAVINGS DISCLOSURE

TRUTH-IN-SAVINGS DISCLOSURE TRUTH-IN-SAVINGS DISCLOSURE REGULAR CHECKING ACCOUNT Minimum balance to avoid imposition of fees - If your minimum monthly balance falls below $100.00 for the monthly statement cycle we will impose a maintenance

More information

personal services membership equity shares investment savings plan24 and tax savings t-bill savings

personal services membership equity shares investment savings plan24 and tax savings t-bill savings personal accounts personal services membership equity shares All fully-qualified members of Interior Savings must hold five Membership Equity Shares, each of which has a par value of $1.00. When redeemed

More information

HSBC Premier provides personal support to help you manage your personal economy. Our success is measured by how well we meet your needs

HSBC Premier provides personal support to help you manage your personal economy. Our success is measured by how well we meet your needs HSBC Premier provides personal support to help you manage your personal economy. Our success is measured by how well we meet your needs 1 HSBC Premier eligibility requires you to have an active HSBC Premier

More information

The Right Bank Account for You

The Right Bank Account for You 02 The Right Bank Account for You What You Need to Know There is a lot of choice: there are close to 100 bank account packages to choose from, offered by more than 20 banks in Canada. Comparing accounts

More information

Your Guide to. Personal Banking. Everyday banking with BMO Personal Accounts Bank Plans

Your Guide to. Personal Banking. Everyday banking with BMO Personal Accounts Bank Plans Your Guide to Personal Banking Everyday banking with BMO Personal Accounts Bank s Effective May 1, 2015 Contents Select your Personal Accounts...2 Primary Chequing Account Premium Rate Savings Account

More information

Personal Account Options and Fees

Personal Account Options and Fees Personal Account Options and Fees What s Inside Welcome to Conexus! We want to make it as easy as possible for you to have access to information about our products and services. In this guide you ll not

More information

HSBC PROMOTIONAL ADVANCE SAVINGS. TERMS & CHARGES DISCLOSURE 1 and EFT FACILITY CHARGES

HSBC PROMOTIONAL ADVANCE SAVINGS. TERMS & CHARGES DISCLOSURE 1 and EFT FACILITY CHARGES HSBC PROMOTIONAL ADVANCE SAVINGS The following information was correct as of 05/11/2015 Have questions or need current rate information? Call us at 1-888-404-4050 It s important that you understand exactly

More information

Small Business Account Services and Prices Schedule. Arizona

Small Business Account Services and Prices Schedule. Arizona Small Business Account Services and Prices Schedule Arizona Effective August 3, 2015 TABLE OF CONTENTS SERVICES AND FEES...1 Overdraft and Returned Item NSF...1 Online Banking...1 ATM, Debit and Charge

More information

Choosing the Right Chequing Account and Banking Package

Choosing the Right Chequing Account and Banking Package BANKING Choosing the Right Chequing Account and Banking Package A chequing account is a good way for most people to manage their day-to-day banking needs. Banks, credit unions, caisses populaires and other

More information

Business Account Service Fees

Business Account Service Fees For more information talk to a CIBC business advisor visit your nearest branch visit cibc.com/businessbanking call 1 800 465-CIBC (2422) 1 If there is no account activity, a statement may not be produced.

More information

Fee Guide. Banking Services for Businesses

Fee Guide. Banking Services for Businesses Fee Guide Banking Services for Businesses Effective August 1, 2014 02 Banking Solutions to Manage Your Business More Efficiently! At National Bank, we know that managing your time and operations efficiently

More information

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program Over $1,700 in total value and savings! TABIA Business and Personal Banking Program July 27, 2012 Program Overview RBC Royal Bank is pleased to provide TABIA members with a special banking program for

More information

Truth-In-Savings Disclosure

Truth-In-Savings Disclosure Truth-In-Savings Disclosure EFFECTIVE JULY 1, 2008 SHARE/SAVINGS ACCOUNT Rate Information: The dividend rate and annual percentage yield may change every quarter. We Dividend period - For this account

More information

Small Business Account Services and Prices Schedule. Illinois, Indiana, Michigan, Wisconsin

Small Business Account Services and Prices Schedule. Illinois, Indiana, Michigan, Wisconsin Small Business Account Services and Prices Schedule Illinois, Indiana, Michigan, Wisconsin Effective August 3, 2015 TABLE OF CONTENTS SERVICES AND FEES...1 Overdraft and Returned Item NSF...1 Online Banking...1

More information

Truth in Savings Disclosure

Truth in Savings Disclosure Truth in Savings Disclosure October 2011 This Truth in Savings Disclosure booklet includes information you need to know about deposit accounts at Crossroads Bank. It notes all the features and requirements

More information

Personal deposit accounts.

Personal deposit accounts. Papua New Guinea Personal deposit accounts. Features, fees and charges. Effective November 2009 2 Contents Personal accounts 4 Fees 4 Features 4 Transactional Fees 6 Standard banking product charges 8

More information

Personal Account Conversion Charts

Personal Account Conversion Charts Personal Account Conversion Charts 33 Simple Checking Columbia Checking Free Check Safekeeping 2 or estatements 7. Gold Checking, VIP Checking or Platinum Checking and the primary account holder is at

More information

OAS STAFF FEDERAL CREDIT UNION TRUTH-IN-SAVINGS DISCLOSURE September 30, 2015

OAS STAFF FEDERAL CREDIT UNION TRUTH-IN-SAVINGS DISCLOSURE September 30, 2015 OAS STAFF FEDERAL CREDIT UNION TRUTH-IN-SAVINGS DISCLOSURE September 30, 2015 Regular Share (Savings) Account 1. Rate information. The divided rate and annual percentage yield may change every As of September

More information

Fees. Transaction accounts BANKING. Self-Employed Account (CDN$) Guide to Banking Solutions for the Self-Employed. Effective July 29, 2013

Fees. Transaction accounts BANKING. Self-Employed Account (CDN$) Guide to Banking Solutions for the Self-Employed. Effective July 29, 2013 BANKING FEES 01 Fees Guide to Banking Solutions for the Self-Employed Effective July 29, 2013 More than ever, you want banking services that meet your needs and expectations. At National Bank of Canada,

More information

Business Current Account. Simpler, clearer pricing

Business Current Account. Simpler, clearer pricing Business Current Account Simpler, clearer pricing We re introducing simpler and clearer fees for your Business Current Account, from 23 rd February 2015, replacing our existing fees. Here are the main

More information

Products and Services

Products and Services Products and Services Enjoy Life s Journey 401.233.4700 navigantcu.org Federally insured by the National Credit Union Administration. Products and Services Navigant Credit Union provides you with the products

More information

People s Business CheckingSwitch Kit

People s Business CheckingSwitch Kit People s Business CheckingSwitch Kit Ready for a change? We can help make your switch to People s Business Checking easy! People s Bank recognizes that changing banks can be a frustrating challenge. Setting

More information

Commercial Service Charges/ Statement of Disclosure

Commercial Service Charges/ Statement of Disclosure Commercial Service Charges/ Statement of Disclosure Account Services HSBC BusinessVantage 2 Account Package Interest-bearing chequing account package in Canadian or US dollars that pays tiered interest.

More information

Personal Checking & Savings Options

Personal Checking & Savings Options Personal Checking & Savings Options Smart solutions for individuals and families Many Flexible Options to Fit Any Lifestyle. Checking Account Comparison Find the right checking account for you by using

More information

Freedom Checking A Guide to Freedom Checking Fees

Freedom Checking A Guide to Freedom Checking Fees Monthly Service Fee Monthly Service Fee: Easy Ways to Avoid the Monthly Service Charge: $8 for accounts with e-statements $10 for accounts with paper statements Maintain a monthly minimum balance of $1,000

More information

Qualification cycle begins on the last day of the previous statement cycle and ends on the last business day before the next cycle ends.

Qualification cycle begins on the last day of the previous statement cycle and ends on the last business day before the next cycle ends. (All rates disclosed are effective as of 08/20/12) Rewards Checking BankAdvantage Checking Investment Checking Statement Savings Rewards Savings Super Saver Savings Blue Chip Money Market Account Health

More information

Business Banking. Better Banking Guide for Business

Business Banking. Better Banking Guide for Business Business Banking Better Banking Guide for Business Interest and fee schedule effective June 1, 2015 Better Value Banking Choose a banking package that s right for your business. At BMO Bank of Montreal,

More information

Account Disclosures Optimum Savings Account Rates and information effective October 1, 2015

Account Disclosures Optimum Savings Account Rates and information effective October 1, 2015 Optimum Savings Account Optimum Savings 2.00 2.00 to 0.24 1.98 to Up to $5,000 $5,000.01 and greater to Avoid $0.00 Other restrictions apply $100.00 Account Maintenance Requirements. To open this product,

More information

fees and charges Transaction fees. Rates current as at 22 June 2015

fees and charges Transaction fees. Rates current as at 22 June 2015 fees and charges Rates current as at 22 June 2015 These Fees and Charges are current from 22 June 2015 unless otherwise indicated. This Fees and Charges brochure is to be read with our Terms and Conditions

More information

Financial Package Nurses, Registered Practical Nurses and Students in these professions. We take care of you

Financial Package Nurses, Registered Practical Nurses and Students in these professions. We take care of you Financial Package Nurses, Registered Practical Nurses and Students in these professions We take care of you 02 FINANCIAL PACKAGE Nurses, Registered Practical Nurses and Students in these professions Understand,

More information

How To Avoid A Monthly Maintenance Service Charge On A Bank Account

How To Avoid A Monthly Maintenance Service Charge On A Bank Account Account Disclosure 1st Premier Account Rates and information effective September 1, 2014 1st Premier to Up to $2,499.99 $2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000

More information

Account Disclosure 1st Premier Checking Account Rates and information effective October 1, 2015

Account Disclosure 1st Premier Checking Account Rates and information effective October 1, 2015 Account Disclosure 1st Premier Account Rates and information effective October 1, 2015 1st Premier to Up to $2,499.99 $2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000

More information

Insight into Your Checking and Savings Accounts

Insight into Your Checking and Savings Accounts Insight into Your Checking and Savings s Not everyone uses checking and savings accounts the same way. That is why we offer you a variety of options designed to meet your individual financial management

More information

Account Disclosures Optimum Savings Account Rates and information effective December 4, 2014

Account Disclosures Optimum Savings Account Rates and information effective December 4, 2014 Optimum Savings Account Rates and information effective December 4, 2014 to to Avoid Optimum Savings 2.00 1.98 Up to $5,000 $0.00 $100.00 2.00 to 0.34 0.25 $5,000.01 and greater Other restrictions apply

More information

First Citizens National Bank Truth in Savings. Deposit Account Disclosure

First Citizens National Bank Truth in Savings. Deposit Account Disclosure First Citizens National Bank Truth in Savings Deposit Account Disclosure For regulatory reporting purposes First Citizens has adopted an internal restructuring of certain deposits which will result in

More information

SIMPLE SWITCH KIT. We Make the Switch Simple

SIMPLE SWITCH KIT. We Make the Switch Simple SIMPLE SWITCH KIT We Make the Switch Simple 5 Simple Steps To Switch Your Account The Process: 1 Open your Wells Bank account Visit your local branch and a Personal Banking Representative will answer any

More information

Personal Accounts and Service Fees Effective January 1, 2016

Personal Accounts and Service Fees Effective January 1, 2016 Personal Accounts and Service Fees Effective January 1, 2016 Effective January 1, 2014 Guidelines for Setting Service Fees MSCU s member-appointed Board of Directors has established the following six guidelines

More information

Service fee and account changes

Service fee and account changes Service fee and account changes Personal, business and credit card accounts Effective June 1, 2015 Important information about your RBC Royal Bank account(s) At RBC Royal Bank we are committed to providing

More information

NATIONAL COMMERCIAL BANK JAMAICA LTD. SCHEDULE OF FEES AND CHARGES 2012-2014

NATIONAL COMMERCIAL BANK JAMAICA LTD. SCHEDULE OF FEES AND CHARGES 2012-2014 1.0 CURRENT ACCOUNTS 1.1 Personal: 1.1.1 Minimum Monthly Service Charge $689.09 $689.09 $795.89 $0.00 0% $106.80 15% 1.1.2 Charge per Entry/Cheque $69.60 $69.60 $80.39 $0.00 0% $10.79 16% 1.1.3 Minimum

More information

Business Checking Accounts*

Business Checking Accounts* YOUR SATISFACTION MATTERS Business s* Our goal is to convert your current business checking account to a new First Niagara account with comparable features, benefits and options. If you would like to switch

More information

How To Calculate Savings Account Interest

How To Calculate Savings Account Interest Savings Accounts CHOOSING THE RIGHT SAVINGS ACCOUNT FOR YOUR NEEDS ISBN 978-0-662-48270-3 Catalogue No. FC5-10/2008E-PDF Table of Contents Introduction 2 What is a savings account? 2 What is the difference

More information

Personal Service Charges Effective date: June 30, 2015 Statement of Disclosure

Personal Service Charges Effective date: June 30, 2015 Statement of Disclosure 1. HSBC Premier HSBC Premier is designed to give our customers recognition and benefits whether at home or abroad. It s important that you understand exactly how HSBC Premier works. We ve created this

More information

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable. Not Applicable.

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable. Not Applicable. It s important that you understand exactly how your Basic Banking checking account works. We ve created this summary to explain the fees and some key terms of your account. ELIGIBILITY The Basic Banking

More information

Business Account Packages. page 1 / 8

Business Account Packages. page 1 / 8 Business Account Packages page 1 / 8 Business Interest-Bearing Operating Account Packages combine the convenience of an operating account with the ability to earn interest. There is no charge for electronic

More information

Opening a bank account

Opening a bank account Opening a bank account There are two main types of bank account. We ve outlined the main features and benefits for you. There s also a guide to the most common banking terms in case you re unsure. Some

More information

Participant s Guide to Group RRSPs

Participant s Guide to Group RRSPs Participant s Guide to Group RRSPs Table of Contents What Is a Group Registered Retirement Savings Plan (RRSP)?... 2 How Does It Work? How Do I Get Started? Investment Options... 3 Variable RRSP Guaranteed

More information

The Right Bank Account for You What You Need to Know

The Right Bank Account for You What You Need to Know The Right Bank Account for You What You Need to Know There is a lot of choice: there are more than 100 consumer account packages to choose from, offered by more than 20 banks in Canada. Comparing accounts

More information

Online Savings Account Key Features Statement

Online Savings Account Key Features Statement Online Savings Account Online Savings Account Key Features Statement newcastlepermanent.com.au Newcastle Permanent Building Society Ltd ACN 087 651 992 Australian Financial Services Licence / Australian

More information

Truth in Savings Disclosure

Truth in Savings Disclosure First Community Credit Union Truth in Savings Disclosure Effective Date: 1702 Park Avenue Beloit, WI 53511 608-362-9077 6079 E. Riverside Blvd. Rockford, IL 61114 815-316-3052 2701 N. Pontiac Drive Janesville,

More information

First 10 transactions Transactions 11 to 50 Transactions 51 and above

First 10 transactions Transactions 11 to 50 Transactions 51 and above This is our standard Tariff of charges for your accounts held at the UK Branch of Silicon Valley Bank. It sets out the prices that we charge you for our most frequently used account services in the UK.

More information

Table Of Contents Business Loans & Mortgages

Table Of Contents Business Loans & Mortgages page 1 / 11 Table Of Contents Business Account Packages... 3 Business Loans & Mortgages... 4 Card Products... 5 Enterprise Strategy... 6 Merchant Services... 7 Over 65 Years Strong... 9 page 2 / 11 Business

More information

SMALL BUSINESS BANKING

SMALL BUSINESS BANKING SMALL BUSINESS BANKING for your business GET MORE FROM YOUR BANKING RELATIONSHIP We understand that there are no two businesses alike. In fact, in today s competitive environment, business owners have

More information

Report to: General Committee Date: March 23, 2015

Report to: General Committee Date: March 23, 2015 SUBJECT: PREPARED BY: Banking and Merchant Services Contract Extension Shane Manson - Senior Manager, Revenue & Property Tax RECOMMENDATION: 1) THAT the report Banking and Merchant Services Contract Extension

More information

Minimum deposit needed to open account $25. Quarterly Service Charge $0. Does the account earn interest? How often will statement be available?

Minimum deposit needed to open account $25. Quarterly Service Charge $0. Does the account earn interest? How often will statement be available? Build My Savings Account Disclosure Arizona With the Build My Savings account from BBVA Compass, you can build an account that makes saving easy for you, and then rewards you for sticking to your plan.

More information

TRUTH-IN-SAVINGS DISCLOSURE REGULAR SHARE ACCOUNT

TRUTH-IN-SAVINGS DISCLOSURE REGULAR SHARE ACCOUNT TRUTH-IN-SAVINGS DISCLOSURE REGULAR SHARE ACCOUNT Rate Information: The dividend rate and annual percentage yield may change every quarter. We may change the dividend rate for your account as determined

More information

BANK B-I-N-G-O. service charge. credit card. pen. line nickel interest cash bank. ATM dollar check signature. debit card.

BANK B-I-N-G-O. service charge. credit card. pen. line nickel interest cash bank. ATM dollar check signature. debit card. pen line nickel interest cash bank ATM dollar check signature teller withdraw bank withdraw penny deposit signature dime dollar pen deposit date teller line quarter check nickel interest ATM quarter dime

More information

Deposit Account Services and Prices Schedule

Deposit Account Services and Prices Schedule Deposit Account Services and Prices Schedule Illinois, Indiana, Michigan, Wisconsin Effective August 3, 2015 Truth-in-Savings Disclosures Electronic Funds Transfer Act Disclosures TABLE OF CONTENTS SERVICES

More information

Account Type Personal Advance Premier Seniors Chequing Personal Chequing monthly maintenance fee (BMD, USD) $8/month No charge No charge No charge*

Account Type Personal Advance Premier Seniors Chequing Personal Chequing monthly maintenance fee (BMD, USD) $8/month No charge No charge No charge* Personal Banking, HSBC Advance and HSBC Premier Customers 2013 Fee Schedule Effective 1 July 2013 Chequing Personal Chequing monthly maintenance fee (BMD, USD) $8/month No charge No charge No charge* Cheque

More information

RBC Welcome to Canada package. Everything you need to get settled quickly and easily

RBC Welcome to Canada package. Everything you need to get settled quickly and easily RBC Welcome to Canada package Everything you need to get settled quickly and easily Welcome to Canada 3 When you choose RBC Royal Bank you get: n n Access to service in 180 languages Access to the largest

More information

BUSINESS CHECKING ACCOUNT DEFINITIONS

BUSINESS CHECKING ACCOUNT DEFINITIONS ABILITY TO WITHDRAW FUNDS The following disclosure is provided pursuant to the Expedited Funds Availability Act and Regulation CC. Our policy is to make funds from your deposits available to you on the

More information

Deposit Account Services and Prices Schedule

Deposit Account Services and Prices Schedule Deposit Account Services and Prices Schedule Illinois, Indiana, Michigan, Wisconsin Effective May 27, 2016 Truth-in-Savings Act Disclosures Electronic Funds Transfer Act Disclosures TABLE OF CONTENTS SERVICES

More information

Transaction Accounts Fees and Charges

Transaction Accounts Fees and Charges Transaction Accounts Fees and Charges ANZ BUSINESS BANKING 28.08.2015 For ANZ Business Advantage Accounts, ANZ Business Extra Accounts, ANZ Business Classic Accounts (ii) ANZ Business Extra 50 Accounts

More information

How To Convert To M&T Bank

How To Convert To M&T Bank CONSUMER DEPOSIT ACCOUNT TERMS AND CONDITIONS WELCOME TO M&T A GUIDE TO THE TERMS OF YOUR PERSONAL DEPOSIT ACCOUNTS This section includes information about the names and features of your deposit accounts

More information

Healthy Banking Account

Healthy Banking Account This booklet forms part of the Healthy Banking Account Product Disclosure Statement Financial services provided by ANZ Australia and New Zealand Banking Group Limited ABN 11 005 357 522 AFSL: 234527 Healthy

More information

PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING

PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING Account Opening and Usage Sterling Eagle & Club Sterling TM Eagle Checking Minimum balance to open account: $500 Monthly average balance to avoid fee: $500

More information

How To Get A Bank Account In Canada

How To Get A Bank Account In Canada Product and service guide to fees May 4, 2015 Product and service guide to fees Summary Bank accounts 4 Chequing account 4 Merit account 6 Get growing account 7 Preferred savings account 8 Lines of credit

More information

TD Canada Trust About Our Accounts and Related Services Effective July 25, 2015

TD Canada Trust About Our Accounts and Related Services Effective July 25, 2015 TD Minimum TD Every Day TD Unlimited TD All-Inclusive Banking Plan Monthly Fee TD Canada Trust About Our s and Related Services Transactions Additional Transaction and Handling 2 Minimum Monthly Included

More information

Discontinued Accounts

Discontinued Accounts Addendum to RBC Royal Bank Disclosures and Agreements related to Personal Deposit Accounts Discontinued Accounts effective October 28, 2015 2 Addendum to RBC Royal Bank Disclosures and Agreements related

More information

Retail Banking. Sch edule of Charges

Retail Banking. Sch edule of Charges Retail Banking Sch edule of Charges Contents ACCOUNT SERVICES Chequing 2 Savings 3 Butterfield Debit Cards & ATM Banking 4 Credit Reference 4 SAFETY DEPOSIT BOXES 4 CREDIT PRODUCTS PRODUCTS 3 Credit Cards

More information

TRUTH IN SAVINGS DISCLOSURE STATEMENT

TRUTH IN SAVINGS DISCLOSURE STATEMENT TRUTH IN SAVINGS DISCLOSURE STATEMENT This brochure, including any individual account information brochures that accompany this brochure, is intended to provide you with information about one or more accounts

More information

TRUTH IN SAVINGS DISCLOSURE. Strong. Stable. Local. Personal.

TRUTH IN SAVINGS DISCLOSURE. Strong. Stable. Local. Personal. TRUTH IN SAVINGS DISCLOSURE Strong. Stable. Local. Personal. MAY 2015 THIS TRUTH IN SAVINGS DISCLOSURE BOOKLET includes information you need to know about deposit accounts at 1st Source Bank. It notes

More information

800.325.2265 stbank.com. Annual Percentage Yield

800.325.2265 stbank.com. Annual Percentage Yield 800.325.2265 stbank.com S&T Bank Deposit Rates (Effective February 3, 2016 through February 9, 2016) Growth/Income CD Time Deposits Available for amounts up to $500,000 Opening Balance (Please see Footnote

More information

Important Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA)

Important Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA) Truth In Savings Important Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA) Your Account- Rate Information These are the accounts you have

More information

Account Disclosures Optimum Savings Account Rates and information effective April 1, 2016

Account Disclosures Optimum Savings Account Rates and information effective April 1, 2016 Optimum Savings Account April 1, 2016 Optimum Savings 2.00 2.00 to 0.24 1.98 to Up to $5,000 $5,000.01 and greater to Avoid $0.00 Other restrictions apply $100.00 Account Maintenance Requirements. To open

More information

1. What are the advantages of the new High rate Checking Account?

1. What are the advantages of the new High rate Checking Account? Frequently Asked Questions (FAQ) High Rate Checking Freedom is introducing a new Checking Account type called High Rate Checking. This is the result of several years of research, and designed to meet the

More information

BBVA Compass ClearChoice Money Market

BBVA Compass ClearChoice Money Market BBVA Compass ClearChoice Money Market Account Disclosure - New Mexico Minimum deposit needed to open account $25 Monthly Service Charge $15 Ways to avoid monthly Service Charge Does the account earn interest?

More information

AMP Banking Deposits. Right on the money

AMP Banking Deposits. Right on the money AMP Banking Deposits Right on the money Contents Features at a glance 3 Cash Management Account 4 Investment Builder Account 6 easysaver 8 Term Deposits 10 The complete banking solution 12 How to open

More information

SERVICE FEE SCHEDULE All fees subject to change.

SERVICE FEE SCHEDULE All fees subject to change. SERVICE FEE SCHEDULE effective November 1, 2015 MEMBERSHIP Establish Justice FCU Membership Share Savings Account, minimum deposit $5.00 CHECKING ACCOUNT Monthly Service Charges Justice National Account,

More information

Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure

Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure Effective November 2, 2015, HSBC Bank USA, N.A. no longer issues official bank checks in foreign currency.

More information

payment statistics half of year

payment statistics half of year Credit institution Report on credit institution UPDK 0620562 payment statistics half of year (5 pages) to be submitted to the Bank of Latvia Code of the credit institution (last day of the reporting period

More information

Truth in Savings Disclosures

Truth in Savings Disclosures Truth in Savings Disclosures Advantage Checking Account ELIGIBILITY REQUIREMENTS This account is only available to customers age 55 and older. VARIABLE RATE INFORMATION Please refer to our rate sheet for

More information

BURGUNDY FEES & CHARGES

BURGUNDY FEES & CHARGES Basic Account charges Initial Funding Average Balance Required** Total Relationship Value** Account Service Fee Primary Debit Card: Type Primary Card: Issuance Fees Primary Card: Annual Fees Joint Debit

More information

BestBank Business Account Disclosure The information described is accurate as of September 1, 2015. Member FDIC

BestBank Business Account Disclosure The information described is accurate as of September 1, 2015. Member FDIC BestBank Business Account Disclosure The information described is accurate as of September 1, 2015. Member FDIC Disclosures Regarding Electronic Wholesale Credit Transactions Subject to Uniform Commercial

More information

Program Overview. Preferred Premier Platinum

Program Overview. Preferred Premier Platinum Program Overview Picatinny Relationship Rewards is everything you would expect from a financial rewards program and more. The program is designed to reward members for achieving their goals through a full

More information

Commercial Service Charges/ Statement of Disclosure

Commercial Service Charges/ Statement of Disclosure Commercial Service Charges/ Statement of Disclosure Account Services HSBC BusinessVantage Account Package Interest-bearing chequing account package in Canadian or US dollars that pays tiered interest.

More information

Welcome to SchoolsFirst Federal Credit Union

Welcome to SchoolsFirst Federal Credit Union Welcome to SchoolsFirst Federal Credit Union This guide will help you understand how your All Valley FCU accounts will be transitioning over to SchoolsFirst FCU. In the coming weeks, look for a guide on

More information

Savings & Investments

Savings & Investments Savings & Investments Savings for the young & the young at heart The decisions you make about your money now will affect your life into the future. That s why it s important to put aside money regularly

More information

Getting to know your Account the basics

Getting to know your Account the basics This Deposit Account Disclosure and Bank Fee Schedule and the Deposit Account Agreement for Personal and Business Accounts ( Agreement ) are part of the Deposit Account Agreement that governs your Account

More information

Schedule of Fees and Charges for other Suncorp Business Accounts

Schedule of Fees and Charges for other Suncorp Business Accounts Schedule of Fees and Charges for other Suncorp s Effective Date: 22 November 2014 The following are no longer available for new accounts or for account changes. Fee description Monthly account keeping

More information

Summary of main changes to our Business Banking Price List

Summary of main changes to our Business Banking Price List Summary of main changes to our Business Banking Price List Please read through this notice carefully and keep it in a safe place for future reference. 1. Changes to Business Direct effective from 1 September

More information

Ready to Go Checking. Simply Stated Product Guide

Ready to Go Checking. Simply Stated Product Guide For us, it s important that you understand exactly how your Ready to Go Checking account works. Below is an explanation of the key terms and fees of your personal account. For additional details of terms

More information