Personal Account Conversion Charts

Transcription

1 Personal Account Conversion Charts 15

2 FHB Free Checking Columbia Free Personal Checking No monthly maintenance fee Free Check Safekeeping 2 or estatements 7. If you currently receive images of your checks, you will continue to receive them with your new Columbia Free Checking account. Interest Checking, FHB Premium Checking, or Match High Interest Checking Columbia Interest Checking $8 monthly maintenance fee $1,000 minimum daily balance required to waive monthly maintenance fee 5 $1,000 minimum daily balance to earn interest (See enclosed rate sheet) Free Check Imaging 1, Check Safekeeping 2 or estatements 7 16

3 Timeless Advantage Checking Columbia 60+ Checking No monthly maintenance fee to earn interest (See enclosed rate sheet) Free Check Imaging 1, Check Safekeeping 2 or estatements 7 Free single Club Checks 6 10% off Safe Deposit Box rental FHB Money Market or Premium Money Market $10 monthly maintenance fee $1,000 minimum daily balance required to waive monthly maintenance fee 5 3 free debits/checks per month; $1 charge for each debit/check after the first three. Up to 6 item charges are waived per month with a balance of $1,000 or greater Columbia Money Trend 4 to earn interest (see enclosed rate sheet) Combined monthly statements are available upon request 3 Free Check Safekeeping 2 or estatements 7 required 17

4 Relationship Savings, First Heritage Bank Savings, or Timeless Advantage Savings Columbia Customary Savings 4 $3 monthly maintenance fee (No monthly maintenance fee for minors under 18 years old) $300 minimum daily balance required to waive monthly maintenance fee or one monthly automatic deposit of $25 or more 5 3 free debit/check per month; $1 charge for each debit/check after the first three. Up to 6 item charges are waived per month with a balance of $300 or greater to earn interest (see enclosed rate sheet) Combined monthly statements 3 or estatements 7 are available upon request Health Savings Account Personal Health Savings Account $2 monthly maintenance fee $2,500 minimum daily balance required to waive monthly maintenance fee 5 and paid monthly $500 minimum balance to earn interest (see enclosed rate sheet) Free Check Safekeeping 18

5 Personal Account Disclosures 1. Check Imaging The ideal system for organizing cancelled checks. Check images are printed in check number order and sent with your monthly statement. Image copies of cancelled checks are widely accepted as proof of payment. 2. Check Safekeeping Eliminates the need to store cancelled checks. Every month, you will receive a detailed statement showing transaction dates, check numbers and amounts along with all other activity. You may then utilize our free Online Banking to make inquiries. Check images are kept for seven years and may be requested at any time. 3. One convenient statement Combine your Columbia Bank accounts on a single monthly statement. The combined statement may include your checking, savings and certificate of deposit accounts. 4. The number of transfers and withdrawals is limited for savings and money market accounts. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed. 5. If the balance requirement to avoid the monthly maintenance fee is based on a minimum, you must maintain that minimum balance each day to avoid the disclosed maintenance fee. 6. Up to two boxes of single Club checks per calendar year. 7. Requires enrollment in Online Banking. 8 Please refer to our Online Terms and Conditions for information regarding Online Banking and Bill Pay. Please refer to the Services & Fees Schedule for additional fees that may be assessed against your account. 19