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1 Angie Abernathy Vice President-Treasury Management Manager Peoples Bank Speaker Jamie Affeld AAP ACH Coordinator Community Credit Union Attendee William Albert Senior Vice President First Century Bank Attendee Sandy Alexander ACH Wire Manager Park Sterling Bank Attendee Diane Anderson AAP Assistant Vice President Bank of North Carolina Attendee Debbie Arai AAP Director of Risk Management Services EastPay, Inc. EastPay Bernardo Argudin EVP/CFO Marquis Bank Attendee Jorge Barrios C1 Bank Attendee David Beck Senior Vice President Federal Reserve Bank of Richmond Attendee Bonnie Belcher AAP EFT Manager Grow Financial Federal Credit Union Attendee Donna Bell AVP Operations Manager First Bank of the Palm Beaches Attendee Nedelka Bell CISA Sr. Account Executive Federal Reserve Bank Shawn Bell ACH Customer Service Supervisor SunTrust Banks, Inc. Attendee Jose Bernal AAP Jr. Accountant Dade County Federal Credit Union Attendee Anna Bliss AVP Deposit Services Insignia Bank Attendee Brendon Boone EasyDraft Attendee Joann Bornemann AAP ACH/Checking Senior Vystar Credit Union Attendee Arlene Bowles AAP Accounting Professional III MidFlorida Federal Credit Union Attendee Melissa Brackett AAP ACH Coordinator Drummond Community Bank Attendee David Brock President/CEO Community Credit Union Attendee Jim Brummer Director, Capture Solutions CFC Technology Oscar Caglar System Business Analyst SunTrust Service Corp Attendee

2 John Caliolo AAP Audit Manager Seaside National Bank and Trust Attendee Christine Caraway SVP, ECommerce Director GulfShore Bank Attendee Gustavo Carnevali JPMorgan Chase Attendee Paul Carrubba Attorney Adam and Reese, LLP Speaker Gina Carter AAP AVP, Risk Management EastPay, Inc. Speaker Sean Carter AAP Sr. Director of Education & Rules Development NEACH Speaker Vicki Chamberlain Cash Management Capital City Bank Attendee Wanda Chambers SVP, Payment Services Suncoast Schools Federal Credit Union Attendee Raul Chigne AAP Jr. Accountant Dade County Federal Credit Union Attendee Carol Clark AAP Attendee CCM Lynne Clements AAP Operations AVP Flagler Bank Attendee Becky Cole Liberty University Attendee Steve Contino CEO EasyDraft Attendee Cathy Corby Parker Chief Strategy Officer Transcard Speaker Craig Cotter Sales Executive ProfitStars Erica Cotto-Ramos AAP AVP/Deposit Operations Manager Enterprise Bank of Florida Attendee Melissa Crawford Business Development Manager / AVP Chesapeake Bank mcrawford@chesbank.com Attendee Candice Crews Compliance Assistant Columbia Bank ccrews@columbiabankflorida.com Attendee Jessie Crews ACH Coordinador JAX Federal Credit Union jcrews@jaxfcu.org Attendee Carla Da Silva Internal Audit Manager Capital Bank Carla.daSilva@capitalbank-us.com Attendee Jasmine Dagostino Member Solutions Manager Velocity Community Federal Credit Union jasmined@velocitycommunity.org Attendee

3 Tony DaSilva AAP CISA Examiner Federal Reserve Bank Speaker Peter Davey AAP VP & Director, Enterprise Payments Capital One Speaker Cassandra Davis Accounting Supervisor SunState Federal Credit Union Attendee Holly Davis AAP Cash Management Implementation Specialist Community and Southern Bank Attendee Kathleen Davis AAP Financial Services Section Manager Federal Reserve Bank of Atlanta Attendee Paula Dean Treasury Account Manager Citizens and Farmers Bank Attendee Laura DeCastro Director of Trade Shows & Events Computer Services Inc. (CSI) Mark Deitz Controller First Bank of Clewiston Attendee Beth DeMaria Accounting Supervisor CAMC Federal Credit Union Attendee David Denton AAP Senior Vice President Wells Fargo Speaker Frances Diaz AAP ACH/DD Manager Suncoast Schools Federal Credit Union Attendee Karolina Diokmedjian Electronic Processing Supervisor IBM Southeast Employees FCU Attendee David Disque Vice President CSI Enterprises, Inc. Attendee Rajiv Donde President Laru Technologies Speaker Heather Duchon Director Implementations Transactis Attendee Greg Ehrlich AAP Senior Business Analyst Federal Reserve Bank of Atlanta Attendee Ann-Marie Erwin AAP EverBank Attendee Jan Estep President & CEO NACHA - The Electronic Payments Association jestep@nacha.org Speaker Sponsor Mike Ewart Auditor Edwin W. Ewart, Jr. CPA mike@ewartcpa.com Attendee Beth Ewing CCM Regional Sales Manager, ebill Presentment & Payment Harland Financial Solutions beth.ewing@harlandfs.com Speaker

4 Tim Fialkowski Operations Specialist Seaside National Bank and Trust Attendee Joe Flannery Electronic Payments Risk Manager BB&T Speaker Board of Directors Erin Fonte, IAAP, Shareholder Cox Smith Speaker Angela Foster AAP ACH Coordinator SunTrust Service Corp Attendee Jennifer Frost AVP ACH/Wire Support Manager Bank of North Carolina Attendee Maureen Gallagher EVP/Chief Administrative Officer American Momentum Bank Attendee Gina Galluzzo AAP AVP/Electronic Banking Manager American Momentum Bank Attendee Joseangel Garcia Cash Management Officer Ocean Bank Attendee Susan Getson AAP EServices Supervisor Charlotte State Bank Attendee Lynn Giachetti CFO CSI Enterprises, Inc. Attendee Mary Gilmeister AAP President WACHA Speaker NCP Sam Golbach SP Product Line Management - Integrated Receivables Wausau Financial Systems sgolbach@wausaufs.com Speaker Elizabeth Gottehrer Cash Management New Traditions National Bank egottehrer@ntbank.net Attendee Kassie Greene VP, EBanking Community and Southern Bank kassie.greene@mycsbonline.com Attendee James Gurkin AAP ACH Specialist Four Oaks Bank & Trust jegurkin@fouroaksbank.com Attendee Steve Hagar Senior Director, RDC Fundtech Corporation steve.hagar@fundtech.com Rick Halloran Sabal Palm Bank rhalloran@sabalpalmbank.com Attendee Nicole Handy Accounting Assistant Prime Meridian Bank nhandy@primemeridianbank.com Attendee Brady Hanna Vice President of Financial Services BASYS Processing Inc. bhanna@basyspro.com Rick Hannon Vice President of Bank Services BASYS Processing Inc. rhannon@basyspro.com Steve Hansen Systems Analyst Centrix Solutions, Inc. SHansen@centrixsolutions.com Linda Harkins Treasury Management Specialist Bank of Central Florida linda.harkins@bankofcentralflorida.com Attendee Sherrie Harwell AAP Senior ACH Accouting Rep Pen Air Federal Credit Union harwsh@penair.org Attendee

5 Thomas Heinzmann CCM Executive Vice President BenefitMall Attendee Glenn Helms, Ph.D., CPA CIA CISA Arthur Young Fellow in IT Auditing University of Houston Speaker Michelle Hernandez Accounting Officer Campus USA Credit Union Attendee Leon Hiatt EVP, Chief Administrative Officer Four Oaks Bank & Trust Attendee Arthur Hilgert AAP ACH Product Manager Wells Fargo Bank Attendee David Hill Community Credit Union Attendee Brenda Hoffman AAP ecommerce Specialist The Fauquier Bank Attendee Charles Hoffman Guest Kathy Houghton Operations Manager 4, AVP SunTrust Banks, Inc. Attendee John Hutcherson Deposit Operations Officer First Federal Bank of Florida Attendee Brad Johnson Director of Business Development Centrix Solutions, Inc. Speaker Jenny Johnson Director ECCHO Steve Jones AAP Director of Product Support & Training Corporate One Federal Credit Union Attendee Jessica Joseph Attorney Foley & Lardner, LLP Speaker Sharon Kalish AAP Electronic Payments Oversight Analysis SunTrust Service Corp Attendee Tracy Keen Senior Bank Operations Professional AaSys Group, Inc. Attendee Denise Kennedy AAP Electronic Banking Coordinator CNLBank Attendee Wilma Knight Internal Auditor Pioneer Bank Attendee Sherry Knitter Director, Business Development Affirmative Technologies Ted Kurdes Federal Reserve Bank

6 Fred Laing II AAP NCP CCM President UMACHA Speaker Judy Lawrence Guest Mickey Lawrence Planning Committee - Co Chair mickeylawrence701@gmail.com Attendee Anne-Marie Leake AAP CCM Senior Director, Communications and Marketing EastPay, Inc. aleake@eastpay.org Kimberly Lee AAP Accredited EFT Generalist Grow Financial Federal Credit Union kimberly.lee@growfinancial.org Attendee Michelle Lee Deposit Operations Specialist Gateway Bank of Southwest Florida mlee@gatewaybankswfl.com Attendee LuAnn Lester Deposit Operations/Svcs Mgr C1 Bank luann.lester@c1bank.com Attendee BJ Lewis CPA CIA CRCM Financial Industry Risk & Compliance Laru Technologies bjlewis@larutech.com Sylvia Long AAP AVP, Deposit Operations Capital City Bank Service Company long.sylvia@ccbg.com Attendee Yvette Lopez AVP Commercial Services Stonegate Bank ylopez@stonegatebank.com Attendee Adam Losey Associate Foley & Lardner, LLP, IT-Lex alosey@foley.com Speaker Nadine Lowery AAP Electronic Services Professional MidFlorida Federal Credit Union nlowery@midflorida.com Attendee Stephen MacKinnon Account Executive Federal Reserve Bank Stephen.Mackinnon@atl.frb.org Alma Marin Sr. Accountant Jetstream Federal Credit Union amarin@jetstreamfcu.org Attendee Lisardo Martinez AAP Jr. Accountant Dade County Federal Credit Union lisardo.martinez@dcfcu.org Attendee Helen May VP, EBanking Manager The Bank of Tampa hmay@bankoftampa.com Speaker Polly McKinney AAP SVP Deposit Operations Old Florida National Bank pmckinney@oldfnb.com Attendee Ed McLaughlin Principal Riverstone Consulting Partners ed.mclaughlin@riverstonecp.com Speaker Dale McLeod AAP dmcleod442@gmail.com Attendee

7 Geoffrey McNeil National Director of Sales Computer Services Inc. (CSI) Dale Metoff AAP AVP / Operations Officer Florida Bank of Commerce dmetoff@fbcbank.com Attendee Christina Miller Deposit Operations Manager Columbia Bank cmiller@columbiabankflorida.com Attendee Dan Miller President & COO EasyDraft danm@easydraft.com Attendee Martha Mills Cash Mgmt Prod Dev Officer New Century Bank martham@newcenturybanknc.com Attendee Mary Moore CCM SVP Treasury Management Sales Officer GulfShore Bank mmoore@gulfshorebank.com Attendee Diane Morgan VP Deposit Operations Manager Community Bank of Broward dmorgan@cbbfla.com Attendee Carl Morris Wire/ACH Supervisor 1st United Bank cmorris@1stub.com Attendee Carol Mousseau AAP Deposit Operations Manager Sabal Palm Bank cmousseau@sabalpalmbank.com Attendee Debbie Myers SVP Director of Electronic Banking Bank of North Carolina dmyers@bankofnc.com Attendee Michele Naghoon AAP VP, ACH Production Manager SunTrust Service Corp michele.naghoon@suntrust.com Attendee Regina Nascibenne AAP Electronic Services Director IBM Southeast Employees FCU rclarin@ibmsecu.org Attendee Rhonda Nault Operations Analyst SunTrust Banks, Inc. rhonda.nault@suntrust.com Attendee Rebecca Nellis AAP Manager SunTrust Banks, Inc. rebecca.nellis@suntrust.com Attendee John Nicholson Sales Consultant Infosight Inc. john.nicholson@infosightinc.com Jackie Niles Senior Manager, FI Partners Elavon Financial Institution Solutions jacqueline.niles@elavon.com Attendee Jose Nolasco Client Services Transactis jnolasco@transactis.com Sponsor Sheryl Nordyke AAP Service Delivery Analyst II FIS Global sheryl.nordyke@fisglobal.com Attendee Rich Oliver Retired, EVP Federal Reserve Bank rich.oliver46@gmail.com Speaker Kevin Olsen AAP NCP Director of Education EastPay, Inc. kolsen@eastpay.org Speaker Cindy Orozco AAP TITLE??? EastPay, Inc. cindy.orozco@everbank.com David Orshan Director of Business Development Infosight Inc. david.orshan@infosightinc.com Mike Packer Regional Sales Director Clear2Pay mike.packer@clear2pay.com Attendee

8 Tracy Pastella AAP Internal Auditor Chesapeake Bank Attendee David Peace President ACH Alert, LLC Speaker Debbie Peace AAP CEO ACH Alert, LLC Speaker David Peterson Executive Consultant Q2ebanking Speaker Tammy Phelps Electronic Payments Delivery Manager Vystar Credit Union Attendee Kristine Phillips Deposit Operations Manager Platinum Bank Attendee Paul Phillips, CFA Associate Adams and Reese LLP Speaker Vicki Poff Direct Deposit Coordinator Huntington Federal Savings Bank Attendee Cary Polanco VP Operations Booking Manager Mercantil CommerceBank, NA Attendee Rhoda Poore AAP Member Accounting Assistant Envision Credit Union Attendee Kelly Purcell AAP AVP North State Bank Attendee Lily Ramos Education Services Coordinator EastPay, Inc. Nelson Ramos AAP Electronic Banking Coordinator Terrabank, NA Attendee Amanda Rasnick AAP AVP Electronic Banking Manager Yadkin Bank Attendee Dawn Rawa AAP Bottom Line Technologies Attendee Ann-Marie Rhoads Guest Rick Rhoads Senior Vice President, E-Services State Employees' Credit Union Attendee Cindy Richardson Assistant Vice President Capital City Bank Attendee Robert Riley ECommerce Manager Community Credit Union Attendee Nancy Rios AAP Sr. Technical Analyst, AVP SunTrust Service Corp Attendee Karen Rivas AAP ACH Operations Supervisor SunTrust Service Corp Attendee

9 Joan Robinson Guest Norman Robinson AAP President & CEO EastPay, Inc. Board of Directors Herbert Rodriguez Guest Pam Rodriguez AAP CIA CISA EVP, Risk Management & Education EastPay, Inc. Speaker Maria Roman AAP Deposit Operations Specialist First National Bank of Mount Dora Attendee Sandy Root AAP AVP/EFT Manager Seacoast National Bank Attendee Mack Rudisill Compliance Manager FIS Attendee Catherine Saad Midmarket Sales Trusteer Alice Saez AAP AVP Product Manager / Operations Independent Bankers' Bank of Florida alice.saez@ibbfla.com Attendee Rosa Sandoval AAP Accountant Ocala Community Credit Union rosas@ocalaccu.com Attendee Veronica Santana AAP NSF & ACH Reports South Florida Educational Federal Credit Union veronica.santana@sfefcu.org Attendee Jen Saylor SVP, Specialized Services American Momentum Bank jsaylor@americanmomentumbank.com Attendee Beverly Scalabrin AAP Velocity Community Federal Credit Union beverlys@velocitycommunity.org Attendee James Scarboro Senior Vice President Capital City Bank scarboro.jim@ccbg.com Attendee Stephanie Schrickel AAP Director of EMarketing EastPay, Inc. sschrickel@eastpay.org Tish Scott Senior Vice President/Retail Sales Mgr. Insignia Bank tscott@insigniabank.com Attendee Brent Siegel Vice President of Sales Argos Risk, LLC bsiegel@argosrisk.com Speaker Stephanie Simmons AAP, AAP Director of Treasury Services The Bank of Tampa sbsimmons@bankoftampa.com Nanci Slattery AAP Deposits Implementation Specialist Harland Financial Solutions nanci.slattery@harlandfs.com Attendee Christopher Slavin AAP AD Manager JPMorgan Chase christopher.e.slavin@jpmorgan.com Attendee Kristen Smart Accounting Clerk ACH Campus USA Credit Union ksmart@campuscu.com Attendee

10 Jodi Smith AAP Deposit Operations Manager, AVP Pilot Bank Attendee Lisa Snelling Tampa Postal Federal Credit Union Attendee Loretta Souder VP, Accounting Duval Federal Credit Union Attendee Jeannie Spano Systems Administrator Community Bank of Broward Attendee Kelly Spica Operations Specialist USAmeriBank Attendee Danielle Stallings Treasury Services Manager Yadkin Bank Attendee Joanne Stange SVP/Treasury Cash Mgmt. Old Florida National Bank Attendee Richard Stapleton Sales Executive ProfitStars Jennifer Stewart AAP Product Support Specialist Harland Financial Solutions Attendee Keith Stone CEO CSI Enterprises, Inc. Attendee Garry Stutts First Community Bank Speaker Angela Summers VP & Delivery Services Manager Yadkin Bank Attendee Young Tan First VP, Treasury & Payment Solutions Risk Officer SunTrust Banks, Inc. Attendee Daryl Tatum AAP VP of Operations Patriot Bank Attendee Sherrie Teague Treasury Management Director USAmeriBank Attendee Barbara Thompson AAP E-Banking Specialist Capital City Bank Service Company Attendee Scott Thompson AAP ACH Product Manager JPMorgan Chase Attendee Tim Thorson VP, Manager ACH Operations Regions Bank Speaker Board of Directors Alicia Treadway AAP First Vice President - ACH Product Managment SunTrust Banks, Inc. alicia.treadway@suntrust.com Cindy Twigg AAP AVP, Electronic Banking Supervisor Four Oaks Bank & Trust cmlee@fouroaksbank.com Attendee Michele Twisdom Bookkeeper Oculina Bank mtwisdom@oculinabank.com Attendee

11 Diane Vaglio AAP Treasury Services Manager Wells Fargo Bank Attendee Steve Vaglio AAP SVP, Member Services & Marketing EastPay, Inc. Speaker Orlando Vanin Sr. Regional Sales Director Clear2Pay Attendee German Vargas Ocean Bank Attendee Tammy Vega VP, Deposit Operations Manager GulfShore Bank Attendee Cheryl Venable Senior Vice President Federal Reserve Bank Speaker Sue Verkempinck AAP Assistant Vice President SunTrust Service Corp Attendee Debbie Viveiros AAP, Treasury Services Manager The Bank of Tampa Attendee David Wall Vice President of E-Services State Employees' Credit Union Attendee Robert Weatherton AAP Senior Auditor Federal Reserve Bank of Atlanta Attendee Pat Weeks U.S. Equity Advantage, Inc. Attendee Jon Welborn RISCS Consultant; Senior Penetration Tester Computer Services Inc. (CSI) Speaker Lynne Weldon ACH Supervisor Corporate America Credit Union Attendee Chris Wenning Senior Sales Executive, US Sales Fundtech Corporation Julius Weyman Senior Vice President Federal Reserve Bank of Atlanta Attendee Barbara Wholuba Accounting Manager Publix Employees Federal Credit Union Attendee Robert Wolly Director of Sales Laru Technologies Michelle Wood Treasury Services Support Specialist Yadkin Bank Attendee Michelle Wood-Welch SunTrust Banks, Inc. Attendee

12 Lynn Woods Senior Vice President Platinum Bank Attendee Lisa Yacks AAP AVP Operations Supervisor BankFIRST Attendee Rick Yates Director of Strategic Accounts CFC Technology

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