FIRST AMERICAN BANK ANNUAL DISCLOSURE STATEMENT

Transcription

1 FIRST AMERICAN BANK ANNUAL DISCLOSURE STATEMENT Pursuant to the regulations of the FDIC, First American Bank makes the attached Financial Information available to you and to others who request this information. Future requests for the Annual Disclosure Statement may be made mailing your request to: First American Bank P.O. Box 794 Elk Grove Village, IL Or telephone at: (847) Ask for Financial Disclosure Statement. I do here attest that the attached Annual Disclosure Statement is correct. Donald A. Roubitchek Executive Vice President This financial information has not been reviewed, or confirmed for accuracy or relevance, the FDIC.

2 Federal Financial Institutions Examination Council Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of the Comptroller of the Currency 1 Consolidated Reports of Condition and Income for A Bank With Domestic Offices Only - FFIEC 41 Institution Name FIRST AMERICAN BANK City ELK GROVE VILLAGE State IL Zip Code 67 Call Report Quarter End Date 6/3/215 Report Type 41 RSSD-ID 8536 FDIC Certificate Number 3657 OCC Charter Number ABA Routing Number Last updated on 7/28/215 Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency Legend: - Not Reported, - Confidential

3 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/215 2 Bank Demographic Information 1. Reporting date FDIC certificate number Legal title of bank City State abbreviation Zip code... RCON9999 RSSD95 RSSD917 RSSD913 RSSD92 RSSD First American Bank 3657 Elk Grove Village IL Contact Information 1. Contact Information for the Reports of Condition and Income a. Chief Financial Officer (or Equivalent) Signing the Reports 1. Name Title Address Telephone FAX... b. Other Person to Whom Questions about the Reports Should be Directed 1. Name Title Address Telephone FAX Person to whom questions about Schedule RC-T - Fiduciary and Related Services should be directed a. Name and Title... b. Address... c. Telephone... d. FAX Emergency Contact Information a. Primary Contact 1. Name Title Address Telephone FAX... b. Secondary Contact 1. Name Title Address Telephone FAX USA PATRIOT Act Section 314(a) Anti-Money Laundering Contact Information a. Primary Contact 1. Name Title Address Telephone... b. Secondary Contact TEXTC49 TEXTC491 TEXTC492 TEXTC493 TEXTC494 TEXTC495 TEXTC496 TEXT486 TEXT892 TEXT9116 TEXTB962 TEXTB926 TEXTB963 TEXTB964 TEXTC366 TEXTC367 TEXTC368 TEXTC369 TEXTC37 TEXTC371 TEXTC372 TEXTC373 TEXTC374 TEXTC375 TEXTC437 TEXTC438 TEXTC439 TEXTC a. 1.a.1. 1.a.2. 1.a.3. 1.a.4. 1.a.5. 1.b. 1.b.1. 1.b.2. 1.b.3. 1.b.4. 1.b a. 2.b. 2.c. 2.d a. 3.a.1. 3.a.2. 3.a.3. 3.a.4. 3.a.5. 3.b. 3.b.1. 3.b.2. 3.b.3. 3.b.4. 3.b a. 4.a.1. 4.a.2. 4.a.3. 4.a.4. 4.b.

4 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Name Title Address Telephone... c. Third Contact 1. Name Title Address Telephone... d. Fourth Contact 1. Name Title Address Telephone... TEXTC442 TEXTC443 TEXTC444 TEXTC445 TEXTC87 TEXTC871 TEXTC872 TEXTC873 TEXTC875 TEXTC876 TEXTC877 TEXTC878 4.b.1. 4.b.2. 4.b.3. 4.b.4. 4.c. 4.c.1. 4.c.2. 4.c.3. 4.c.4. 4.d. 4.d.1. 4.d.2. 4.d.3. 4.d.4. Optional Narrative Statement Concerning the Amounts Reported in the Reports of Condition and Income 1. Comments? Bank Management Statement... RCON6979 TEXT698 No Schedule RI - Income Statement 1. Interest income: a. Interest and fee income on loans: 1. Loans secured real estate: a. Loans secured 1-4 family residential properties... b. All other loans secured real estate Commercial and industrial loans Loans to individuals for household, family, and other personal expenditures: a. Credit cards... b. Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) Loans to foreign governments and official institutions All other loans Total interest and fee income on loans (sum of items 1.a.(1)(a) through 1.a.(5))... b. Income from lease financing receivables... c. Interest income on balances due from depository institutions... d. Interest and dividend income on securities: 1. U.S. Treasury securities and U.S. Government agency obligations (excluding mortgage-backed securities) Mortgage-backed securities All other securities (includes securities issued states and political subdivisions in the U.S.)... e. Interest income from trading assets... f. Interest income on federal funds sold and securities purchased under agreements to resell... g. Other interest income... h. Total interest income (sum of items 1.a.(6) through 1.g)... RIAD4435 RIAD4436 RIAD412 RIADB485 RIADB486 RIAD456 RIAD458 RIAD41 RIAD465 RIAD4115 RIADB488 RIADB489 RIAD46 RIAD469 RIAD42 RIAD4518 RIAD417 8,643 7,732 9, ,884 27, ,21 4, , a. 1.a.1. 1.a.1.a. 1.a.1.b. 1.a.2. 1.a.3. 1.a.3.a. 1.a.3.b. 1.a.4. 1.a.5. 1.a.6. 1.b. 1.c. 1.d. 1.d.1. 1.d.2. 1.d.3. 1.e. 1.f. 1.g. 1.h.

5 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Interest expense: a. Interest on deposits: 1. Transaction accounts (interest-bearing demand deposits, NOW accounts, ATS accounts, and telephone and preauthorized transfer accounts) Nontransaction accounts: a. Savings deposits (includes MMDAs)... b. Time deposits of $1, or more... c. Time deposits of less than $1,... b. Expense of federal funds purchased and securities sold under agreements to repurchase... c. Interest on trading liabilities and other borrowed money... d. Interest on subordinated notes and debentures... e. Total interest expense (sum of items 2.a through 2.d) Net interest income (item 1.h minus 2.e) Provision for loan and lease losses Noninterest income: a. Income from fiduciary activities... b. Service charges on deposit accounts... c. Trading revenue... d. Not available 1. Fees and commissions from securities brokerage Investment banking, advisory, and underwriting fees and commissions Fees and commissions from annuity sales Underwriting income from insurance and reinsurance activities Income from other insurance activities... e. Venture capital revenue... f. Net servicing fees... g. Net securitization income... h. Not applicable i. Net gains (losses) on sales of loans and leases... j. Net gains (losses) on sales of other real estate owned... k. Net gains (losses) on sales of other assets (excluding securities)... l. Other noninterest income... m. Total noninterest income (sum of items 5.a through 5.l) Not available a. Realized gains (losses) on held-to-maturity securities... b. Realized gains (losses) on available-for-sale securities Noninterest expense: a. Salaries and employee benefits... b. Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest)... c. Not available 1. Goodwill impairment losses Amortization expense and impairment losses for other intangible assets... d. Other noninterest expense... e. Total noninterest expense (sum of items 7.a through 7.d) Income (loss) before income taxes and extraordinary items and other adjustments (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) Applicable income taxes (on item 8) Income (loss) before extraordinary items and other adjustments (item 8 minus item 9) Extraordinary items and other adjustments, net of income taxes... RIAD458 RIAD93 RIADA517 RIADA518 RIAD418 RIAD4185 RIAD42 RIAD473 RIAD474 RIAD423 RIAD47 RIAD48 RIADA22 RIADC886 RIADC888 RIADC887 RIADC386 RIADC387 RIADB491 RIADB492 RIADB493 RIAD5416 RIAD5415 RIADB496 RIADB497 RIAD479 RIAD3521 RIAD3196 RIAD4135 RIAD4217 RIADC216 RIADC232 RIAD492 RIAD493 RIAD431 RIAD432 RIAD43 RIAD ,175 1, ,228 4,616 43,794 4,13 3, ,52 15,385 26,594 5, ,64 42,98 16, , a. 2.a.1. 2.a.2. 2.a.2.a. 2.a.2.b. 2.a.2.c. 2.b. 2.c. 2.d. 2.e a. 5.b. 5.c. 5.d. 5.d.1. 5.d.2. 5.d.3. 5.d.4. 5.d.5. 5.e. 5.f. 5.g. 5.h. 5.i. 5.j. 5.k. 5.l. 5.m a. 6.b a. 7.b. 7.c. 7.c.1. 7.c.2. 7.d. 7.e

6 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Net income (loss) attributable to bank and noncontrolling (minority) interests (sum of items 1 and 11) LESS: Net income (loss) attributable to noncontrolling (minority) interests (if net income, report as a positive value; if net loss, report as a negative value) Net income (loss) attributable to bank (item 12 minus item 13) Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after August 7, 1986, that is not deductible for federal income tax purposes Income from the sale and servicing of mutual funds and annuities (included in Schedule RI, item 8) Income on tax-exempt loans and leases to states and political subdivisions in the U.S. (included in Schedule RI, items 1.a and 1.b) Income on tax-exempt securities issued states and political subdivisions in the U.S. (included in Schedule RI, item 1.d.(3)) Number of full-time equivalent employees at end of current period (round to nearest whole number) Interest and fee income on loans to finance agricultural production and other loans to farmers (included in Schedule RI, item 1.a.(5)) If the reporting bank has restated its balance sheet as a result of applying push down accounting this calendar year, report the date of the bank's acquisition Trading revenue (from cash instruments and derivative instruments) (sum of Memorandum items 8.a through 8.e must equal Schedule RI, item 5.c): a. Interest rate exposures... b. Foreign exchange exposures... c. Equity security and index exposures... d. Commodity and other exposures... e. Credit exposures... f. Impact on trading revenue of changes in the creditworthiness of the bank's derivatives counterparties on the bank's derivative assets (included in Memorandum items 8.a through 8.e above)... g. Impact on trading revenue of changes in the creditworthiness of the bank on the bank's derivative liabilities (included in Memorandum items 8.a through 8.e above) Net gains (losses) recognized in earnings on credit derivatives that economically hedge credit exposures held outside the trading account: a. Net gains (losses) on credit derivatives held for trading... b. Net gains (losses) on credit derivatives held for purposes other than trading Credit losses on derivatives (see instructions) Does the reporting bank have a Subchapter S election in effect for federal income tax purposes for the current tax year? Noncash income from negative amortization on closed-end loans secured 1-4 family residential properties (included in Schedule RI, item 1.a.(1)(a)) Net gains (losses) recognized in earnings on assets and liabilities that are reported at fair value under a fair value option: a. Net gains (losses) on assets Estimated net gains (losses) on loans attributable to changes in instrument-specific credit risk... b. Net gains (losses) on liabilities Estimated net gains (losses) on liabilities attributable to changes in instrument-specific credit risk Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt securities: a. Total other-than-temporary impairment losses... b. Portion of losses recognized in other comprehensive income (before income taxes)... c. Net impairment losses recognized in earnings (included in Schedule RI, items 6.a and 6.b) (Memorandum item 14.a minus Memorandum item 14.b)... RIADG14 RIADG13 RIAD434 RIAD4513 RIAD8431 RIAD4313 RIAD457 RIAD415 RIAD424 RIAD916 RIAD8757 RIAD8758 RIAD8759 RIAD876 RIADF186 RIADK9 RIADK94 RIADC889 RIADC89 RIADA251 RIADA53 RIADF228 RIADF551 RIADF552 RIADF553 RIADF554 RIADJ319 RIADJ32 RIADJ321 16,59 16, ,263 4, Yes M.1. M.2. M.3. M.4. M.5. M.6. M.7. M.8. M.8.a. M.8.b. M.8.c. M.8.d. M.8.e. M.8.f. M.8.g. M.9. M.9.a. M.9.b. M.1. M.11. M.12. M.13. M.13.a. M.13.a.1. M.13.b. M.13.b.1. M.14. M.14.a. M.14.b. M.14.c.

7 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Components of service charges on deposit accounts in domestic offices (sum of Memorandum items 15.a through 15.d must equal Schedule RI, item 5.b): a. Consumer overdraft-related service charges levied on those transaction account and nontransaction savings account deposit products intended primarily for individuals for personal, household, or family use... b. Consumer account periodic maintenance charges levied on those transaction account and nontransaction savings account deposit products intended primarily for individuals for personal, household, or family use... c. Consumer customer automated teller machine (ATM) fees levied on those transaction account and nontransaction savings account deposit products intended primarily for individuals for personal, household, or family use... d. All other service charges on deposit accounts... RIADH32 RIADH33 RIADH34 RIADH ,317 M.15. M.15.a. M.15.b. M.15.c. M.15.d. Schedule RI-A - Changes in Bank Equity Capital 1. Total bank equity capital most recently reported for the December 31, 214, Reports of Condition and Income (i.e., after adjustments from amended Reports of Income) Cumulative effect of changes in accounting principles and corrections of material accounting errors Balance end of previous calendar year as restated (sum of items 1 and 2) Net income (loss) attributable to bank (must equal Schedule RI, item 14) Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions) Treasury stock transactions, net Changes incident to business combinations, net LESS: Cash dividends declared on preferred stock LESS: Cash dividends declared on common stock Other comprehensive income Other transactions with stockholders (including a parent holding company) (not included in items 5, 6, 8, or 9 above) Total bank equity capital end of current period (sum of items 3 through 11) (must equal Schedule RC, item 27.a)... RIAD3217 RIADB57 RIADB58 RIAD434 RIADB59 RIADB51 RIAD4356 RIAD447 RIAD446 RIADB511 RIAD4415 RIAD321 36,935 36,935 16,59 9, , Schedule RI-B Part I - Charge-offs and Recoveries on Loans and Leases 1. Loans secured real estate: a. Construction, land development, and other land loans: family residential construction loans Other construction loans and all land development and other land loans... b. Secured farmland... c. Secured 1-4 family residential properties: 1. Revolving, open-end loans secured 1-4 family residential properties and extended under lines of credit Closed-end loans secured 1-4 family residential properties: a. Secured first liens... b. Secured junior liens... d. Secured multifamily (5 or more) residential properties... e. Secured nonfarm nonresidential properties: (Column A) Charge-offs Calendar year-to-date RIADC891 RIADC893 RIAD3584 RIAD5411 RIADC234 RIADC235 RIAD3588 1, (Column B) Recoveries Calendar year-to-date RIADC892 RIADC894 RIAD3585 RIAD5412 RIADC217 RIADC218 RIAD a. 1.a.1. 1.a.2. 1.b. 1.c. 1.c.1. 1.c.2. 1.c.2.a. 1.c.2.b. 1.d. 1.e.

8 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Loans secured owner-occupied nonfarm nonresidential properties Loans secured other nonfarm nonresidential properties Loans to depository institutions and acceptances of other banks Not applicable 4. Commercial and industrial loans Loans to individuals for household, family, and other personal expenditures: a. Credit cards... b. Automobile loans... c. Other (includes revolving credit plans other than credit cards and other consumer loans) Loans to foreign governments and official institutions All other loans Lease financing receivables Total (sum of items 1 through 8) Loans to finance commercial real estate, construction, and land development activities (not secured real estate) included in Schedule RI-B, part I, items 4 and 7, above Not available a. Loans secured real estate to non-u.s. addressees (domicile) (included in Schedule RI-B, part I, item 1, above)... b. Loans to and acceptances of foreign banks (included in Schedule RI-B, part I, item 2, above)... c. Commercial and industrial loans to non-u.s. addressees (domicile) (included in Schedule RI-B, part I, item 4, above)... d. Leases to individuals for household, family, and other personal expenditures (included in Schedule RI-B, part I, item 8, above) Loans to finance agricultural production and other loans to farmers (included in Schedule RI-B, part I, item 7, above)... (Column A) Charge-offs Calendar year-to-date RIADC895 RIADC897 RIAD4481 RIAD4638 RIADB514 RIADK129 RIADK25 RIAD4643 RIAD4644 RIAD4266 RIAD4635 RIAD549 RIAD4652 RIAD4654 RIAD4646 RIADF185 RIAD ,124 (Column B) Recoveries Calendar year-to-date RIADC896 RIADC898 RIAD4482 RIAD468 RIADB515 RIADK133 RIADK26 RIAD4627 RIAD4628 RIAD4267 RIAD465 RIAD541 RIAD4662 RIAD4664 RIAD4618 RIADF187 RIAD ,447 1.e.1. 1.e a. 5.b. 5.c M.1. M.2. M.2.a. M.2.b. M.2.c. M.2.d. M.3. Schedule RI-B Part I - Charge-offs and Recoveries on Loans and Leases 4. Uncollectible retail credit card fees and finance charges reversed against income (i.e., not included in charge-offs against the allowance for loan and lease losses)... RIADC388 M.4. Schedule RI-B Part II - Changes in Allowance for Loan and Lease Losses 1. Balance most recently reported for the December 31, 214, Reports of Condition and Income (i.e., after adjustments from amended Reports of Income) Recoveries (must equal part I, item 9, column B, above) LESS: Charge-offs (must equal part I, item 9, column A, above less Schedule RI-B, part II, item 4) LESS: Write-downs arising from transfers of loans to a held-for-sale account Provision for loan and lease losses (must equal Schedule RI, item 4) Adjustments (see instructions for this schedule) Balance end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4) (must equal Schedule RC, item 4.c) Allocated transfer risk reserve included in Schedule RI-B, part II, item 7, above Separate valuation allowance for uncollectible retail credit card fees and finance charges. RIADB522 RIAD465 RIADC79 RIAD5523 RIAD423 RIADC233 RIAD3123 RIADC435 RIADC389 32,81 1,447 2,124 31, M.1. M.2.

9 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Amount of allowance for loan and lease losses attributable to retail credit card fees and finance charges Amount of allowance for post-acquisition credit losses on purchased credit-impaired loans accounted for in accordance with FASB ASC 31-3 (former AICPA Statement of Position 3-3) (included in Schedule RI-B, Part II, item 7, above)... RIADC39 RIADC781 M.3. M.4.

10 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/215 9 Schedule RI-C - Disaggregated Data on the Allowance for Loan and Lease Losses (Column A) (Column B) Recorded Allowance Investment: Balance: Individually Individually Evaluated for Evaluated for Impairment and Impairment and Determined to Determined to be Impaired be Impaired (ASC ) (ASC ) (Column C) Recorded Investment: Collectively Evaluated for Impairment (ASC 45-2) (Column D) Allowance Balance: Collectively Evaluated for Impairment (ASC 45-2) (Column E) (Column F) Recorded Allowance Investment: Balance: Purchased Purchased Credit-Impaired Credit-Impaired Loans (ASC Loans (ASC 31-3) 31-3) 1. Real estate loans: 1. RCONM78 RCONM79 RCONM71 RCONM711 RCONM712 RCONM713 a. Construction loans... 1.a. RCONM714 RCONM715 RCONM716 RCONM717 RCONM719 RCONM72 b. Commercial real estate loans... 7, ,962 3, b. RCONM721 RCONM722 RCONM723 RCONM724 RCONM725 RCONM726 c. Residential real estate loans... 27,249 13,233 39,78 8, c. RCONM727 RCONM728 RCONM729 RCONM73 RCONM731 RCONM Commercial loans... 1, ,265 5, RCONM733 RCONM734 RCONM735 RCONM736 RCONM737 RCONM Credit cards RCONM739 RCONM74 RCONM741 RCONM742 RCONM743 RCONM Other consumer loans , RCONM Unallocated, if any RCONM746 RCONM747 RCONM748 RCONM749 RCONM75 RCONM Total (for each column, sum of items 1.a through 5)... 36,876 14,321 1,278,663 17,

11 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/215 1 Schedule RI-E - Explanations 1. Other noninterest income (from Schedule RI, item 5.l) Itemize and describe amounts greater than $25, that exceed 3% of Schedule RI, item 5.l: a. Income and fees from the printing and sale of checks... b. Earnings on/increase in value of cash surrender value of life insurance... c. Income and fees from automated teller machines (ATMs)... d. Rent and other income from other real estate owned... e. Safe deposit box rent... f. Net change in the fair values of financial instruments accounted for under a fair value option... g. Bank card and credit card interchange fees... h. Gains on bargain purchases... i. Disclose component and the dollar amount of that component: 1. Describe component Amount of component... j. Disclose component and the dollar amount of that component: 1. Describe component Amount of component... k. Disclose component and the dollar amount of that component: 1. Describe component Amount of component Other noninterest expense (from Schedule RI, item 7.d) Itemize and describe amounts greater than $25, that exceed 3% of Schedule RI, item 7.d: a. Data processing expenses... b. Advertising and marketing expenses... c. Directors' fees... d. Printing, stationery, and supplies... e. Postage... f. Legal fees and expenses... g. FDIC deposit insurance assessments... h. Accounting and auditing expenses... i. Consulting and advisory expenses... j. Automated teller machine (ATM) and interchange expenses... k. Telecommunications expenses... l. Disclose component and the dollar amount of that component: 1. Describe component Amount of component... m. Disclose component and the dollar amount of that component: 1. Describe component Amount of component... n. Disclose component and the dollar amount of that component: 1. Describe component Amount of component Extraordinary items and other adjustments and applicable income tax effect (from Schedule RI, item 11): a. Disclose component, the gross dollar amount of that component, and its related income tax: 1. Describe component Amount of component Applicable income tax effect... RIADC13 RIADC14 RIADC16 RIAD442 RIADC15 RIADF229 RIADF555 RIADJ447 TEXT4461 RIAD4461 TEXT4462 RIAD4462 TEXT4463 RIAD4463 RIADC17 RIAD497 RIAD4136 RIADC18 RIAD843 RIAD4141 RIAD4146 RIADF556 RIADF557 RIADF558 RIADF559 TEXT4464 RIAD4464 TEXT4467 RIAD4467 TEXT4468 RIAD4468 TEXT4469 RIAD4469 RIAD4486 1,466 Letters of credit fee/income Click here for value , a. 1.b. 1.c. 1.d. 1.e. 1.f. 1.g. 1.h. 1.i. 1.i.1. 1.i.2. 1.j. 1.j.1. 1.j.2. 1.k. 1.k.1. 1.k a. 2.b. 2.c. 2.d. 2.e. 2.f. 2.g. 2.h. 2.i. 2.j. 2.k. 2.l. 2.l.1. 2.l.2. 2.m. 2.m.1. 2.m.2. 2.n. 2.n.1. 2.n a. 3.a.1. 3.a.2. 3.a.3.

12 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ b. Disclose component, the gross dollar amount of that component, and its related income tax: 1. Describe component Amount of component Applicable income tax effect... c. Disclose component, the gross dollar amount of that component, and its related income tax: 1. Describe component Amount of component Applicable income tax effect Cumulative effect of changes in accounting principles and corrections of material accounting errors (from Schedule RI-A, item 2) (itemize and describe all such effects): a. Disclose component and the dollar amount of that component: 1. Describe component Amount of component... b. Disclose component and the dollar amount of that component: 1. Describe component Amount of component Other transactions with stockholders (including a parent holding company) (from Schedule RI-A, item 11) (itemize and describe all such transactions): a. Disclose component and the dollar amount of that component: 1. Describe component Amount of component... b. Disclose component and the dollar amount of that component: 1. Describe component Amount of component Adjustments to allowance for loan and lease losses (from Schedule RI-B, part II, item 6) (itemize and describe all adjustments): a. Disclose component and the dollar amount of that component: 1. Describe component Amount of component... b. Disclose component and the dollar amount of that component: 1. Describe component Amount of component Other explanations (the space below is provided for the bank to briefly describe, at its option, any other significant items affecting the Report of Income): a. Comments?... b. Other explanations... TEXT4487 RIAD4487 RIAD4488 TEXT4489 RIAD4489 RIAD4491 TEXTB526 RIADB526 TEXTB527 RIADB527 TEXT4498 RIAD4498 TEXT4499 RIAD4499 TEXT4521 RIAD4521 TEXT4522 RIAD4522 RIAD4769 TEXT4769 No 3.b. 3.b.1. 3.b.2. 3.b.3. 3.c. 3.c.1. 3.c.2. 3.c a. 4.a.1. 4.a.2. 4.b. 4.b.1. 4.b a. 5.a.1. 5.a.2. 5.b. 5.b.1. 5.b a. 6.a.1. 6.a.2. 6.b. 6.b.1. 6.b a. 7.b. (TEXT4464) Software licenses & maintenance Schedule RC - Balance Sheet 1. Cash and balances due from depository institutions (from Schedule RC-A): a. Noninterest-bearing balances and currency and coin... b. Interest-bearing balances Securities: a. Held-to-maturity securities (from Schedule RC-B, column A)... b. Available-for-sale securities (from Schedule RC-B, column D) Federal funds sold and securities purchased under agreements to resell: a. Federal funds sold... RCON81 RCON71 RCON1754 RCON1773 RCONB987 69,94 8,795 87,92 1,814, a. 1.b a. 2.b a.

13 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ b. Securities purchased under agreements to resell Loans and lease financing receivables (from Schedule RC-C): a. Loans and leases held for sale... b. Loans and leases, net of unearned income... c. LESS: Allowance for loan and lease losses... d. Loans and leases, net of unearned income and allowance (item 4.b minus 4.c) Trading assets (from Schedule RC-D) Premises and fixed assets (including capitalized leases) Other real estate owned (from Schedule RC-M) Investments in unconsolidated subsidiaries and associated companies Direct and indirect investments in real estate ventures Intangible assets: a. Goodwill... b. Other intangible assets (from Schedule RC-M) Other assets (from Schedule RC-F) Total assets (sum of items 1 through 11) Deposits: a. In domestic offices (sum of totals of columns A and C from Schedule RC-E) Noninterest-bearing Interest-bearing... b. Not applicable 14. Federal funds purchased and securities sold under agreements to repurchase: a. Federal funds purchased... b. Securities sold under agreements to repurchase Trading liabilities (from Schedule RC-D) Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases) (from Schedule RC-M) Not applicable 18. Not applicable 19. Subordinated notes and debentures Other liabilities (from Schedule RC-G) Total liabilities (sum of items 13 through 2) Not applicable 23. Perpetual preferred stock and related surplus Common stock Surplus (exclude all surplus related to preferred stock) Not available a. Retained earnings... b. Accumulated other comprehensive income... c. Other equity capital components Not available a. Total bank equity capital (sum of items 23 through 26.c)... b. Noncontrolling (minority) interests in consolidated subsidiaries Total equity capital (sum of items 27.a and 27.b) Total liabilities and equity capital (sum of items 21 and 28) Indicate in the box at the right the number of the statement below that best describes the most comprehensive level of auditing work performed for the bank independent external auditors as of any date during Bank's fiscal year-end date... RCONB989 RCON5369 RCONB528 RCON3123 RCONB529 RCON3545 RCON2145 RCON215 RCON213 RCON3656 RCON3163 RCON426 RCON216 RCON217 RCON22 RCON6631 RCON6636 RCONB993 RCONB995 RCON3548 RCON319 RCON32 RCON293 RCON2948 RCON3838 RCON323 RCON3839 RCON3632 RCONB53 RCONA13 RCON321 RCON3 RCONG15 RCON33 RCON6724 RCON8678 3,34 1,316,413 31,44 1,285,9 4,269 71,933 12,3 2,772 2,957 49,295 3,482,878 2,4,275 62,238 1,798,37 5 4, ,836 13,524 3,168,653 7,68 9,62 194,276 22,27 314, ,225 3,482,878 3.b a. 4.b. 4.c. 4.d a. 1.b a. 13.a a b a. 14.b a. 26.b. 26.c a. 27.b M.1. M.2.

14 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Schedule RC-A - Cash and Balances Due From Depository Institutions 1. Cash items in process of collection, unposted debits, and currency and coin: a. Cash items in process of collection and unposted debits... b. Currency and coin Balances due from depository institutions in the U.S: a. U.S. branches and agencies of foreign banks... b. Other commercial banks in the U.S. and other depository institutions in the U.S Balances due from banks in foreign countries and foreign central banks: a. Foreign branches of other U.S. banks... b. Other banks in foreign countries and foreign central banks Balances due from Federal Reserve Banks Total... RCON2 RCON8 RCON83 RCON85 RCON73 RCON74 RCON9 RCON1 28,319 12,765 28,961 1,13 78, , a. 1.b a. 2.b a. 3.b

15 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Schedule RC-B - Securities (Column A) Held-to-maturity Amortized Cost (Column B) Held-to-maturity Fair Value (Column C) Available-for-sale Amortized Cost (Column D) Available-for-sale Fair Value RCON211 RCON213 RCON1286 RCON U.S. Treasury securities U.S. Government agency obligations (exclude mortgage-backed securities): 2. RCON1289 RCON129 RCON1291 RCON1293 a. Issued U.S. Government agencies... 8,575 8,545 2.a. RCON1294 RCON1295 RCON1297 RCON1298 b. Issued U.S. Government-sponsored agencies... 2.b. RCON8496 RCON8497 RCON8498 RCON Securities issued states and political subdivisions in the U.S , , Mortgage-backed securities (MBS): 4. a. Residential mortgage pass-through securities: 4.a. RCONG3 RCONG31 RCONG32 RCONG33 1. Guaranteed GNMA... 87,92 87, , ,156 4.a.1. RCONG34 RCONG35 RCONG36 RCONG37 2. Issued FNMA and FHLMC... 1,88 1,14 4.a.2. RCONG38 RCONG39 RCONG31 RCONG Other pass-through securities... 2,696 2,684 4.a.3. b. Other residential mortgage-backed securities (include CMOs, REMICs, and stripped MBS): 1. Issued or guaranteed U.S. Government agencies or sponsored agencies Collateralized MBS issued or guaranteed U.S. Government agencies or sponsored agencies... RCONG312 RCONG316 RCONG32 RCONG313 RCONG317 RCONG321 RCONG314 RCONG318 RCONG ,869 RCONG315 4.b. 232,292 4.b.1. RCONG319 RCONG All other residential MBS , ,758 4.b.3. 4.b.2. c. Commercial MBS: 4.c. 1. Commercial mortgage pass-through securities: 4.c.1. RCONK142 RCONK143 RCONK144 RCONK145 a. Issued or guaranteed FNMA, FHLMC, or GNMA... 4.c.1.a.

16 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ (Column A) Held-to-maturity Amortized Cost RCONK146 (Column B) Held-to-maturity Fair Value RCONK147 (Column C) Available-for-sale Amortized Cost RCONK148 (Column D) Available-for-sale Fair Value RCONK149 b. Other pass-through securities... 4.c.1.b. 2. Other commercial MBS: 4.c.2. a. Issued or guaranteed U.S. Government agencies or sponsored agencies... RCONK15 RCONK154 RCONK151 RCONK155 RCONK152 RCONK156 RCONK153 RCONK157 4.c.2.a. b. All other commercial MBS... 4.c.2.b. 5. Asset-backed securities and structured financial products: 5. RCONC26 RCONC988 RCONC989 RCONC27 a. Asset-backed securities (ABS)... 5.a. b. Structured financial products: 5.b. RCONG336 RCONG337 RCONG338 RCONG Cash... 5.b.1. RCONG34 RCONG341 RCONG342 RCONG Synthetic... 5.b.2. RCONG344 RCONG345 RCONG346 RCONG Hybrid... 5.b Other debt securities: 6. RCON1737 RCON1738 RCON1739 RCON1741 a. Other domestic debt securities a. RCON1742 RCON1743 RCON1744 RCON1746 b. Other foreign debt securities... 6.b. 7. Investments in mutual funds and other equity securities with readily determinable RCONA51 RCONA511 fair values Total (sum of items 1 through 7) (total of column A must equal Schedule RC, item RCON1754 RCON1771 RCON1772 RCON a) (total of column D must equal Schedule RC, item 2.b)... 87,92 87,371 1,791,874 1,814,328 8.

17 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Schedule RC-B - Securities 1. Pledged securities Maturity and repricing data for debt securities (excluding those in nonaccrual status): a. Securities issued the U.S. Treasury, U.S. Government agencies, and states and political subdivisions in the U.S.; other non-mortgage debt securities; and mortgage pass-through securities other than those backed closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of: 1. Three months or less Over three months through 12 months Over one year through three years Over three years through five years Over five years through 15 years Over 15 years... b. Mortgage pass-through securities backed closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of: 1. Three months or less Over three months through 12 months Over one year through three years Over three years through five years Over five years through 15 years Over 15 years... c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS; exclude mortgage pass-through securities) with an expected average life of: 1. Three years or less Over three years... d. Debt securities with a REMAINING MATURITY of one year or less (included in Memorandum items 2.a through 2.c above) Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading securities during the calendar year-to-date (report the amortized cost at date of sale or transfer) Structured notes (included in the held-to-maturity and available-for-sale accounts in Schedule RC-B, items 2, 3, 5, and 6): a. Amortized cost... b. Fair value... RCON416 RCONA549 RCONA55 RCONA551 RCONA552 RCONA553 RCONA554 RCONA555 RCONA556 RCONA557 RCONA558 RCONA559 RCONA56 RCONA561 RCONA562 RCONA248 RCON1778 RCON8782 RCON8783 1,183,647 6,998 15,34 259,557 82,47 452,272 1, , ,813 29,237 17,34 M.1. M.2. M.2.a. M.2.a.1. M.2.a.2. M.2.a.3. M.2.a.4. M.2.a.5. M.2.a.6. M.2.b. M.2.b.1. M.2.b.2. M.2.b.3. M.2.b.4. M.2.b.5. M.2.b.6. M.2.c. M.2.c.1. M.2.c.2. M.2.d. M.3. M.4. M.4.a. M.4.b.

18 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Schedule RC-B - Securities 5. Asset-backed securities (ABS) (for each column, sum of Memorandum items 5.a through 5.f must equal Schedule RC-B, item 5.a): (Column A) Held-to-maturity Amortized Cost RCONB838 (Column B) Held-to-maturity Fair Value RCONB839 (Column C) Available-for-sale Amortized Cost RCONB84 (Column D) Available-for-sale Fair Value RCONB841 a. Credit card receivables... M.5.a. RCONB842 RCONB843 RCONB844 RCONB845 b. Home equity lines... M.5.b. RCONB846 RCONB847 RCONB848 RCONB849 c. Automobile loans... M.5.c. RCONB85 RCONB851 RCONB852 RCONB853 d. Other consumer loans... M.5.d. RCONB854 RCONB855 RCONB856 RCONB857 e. Commercial and industrial loans... M.5.e. RCONB858 RCONB859 RCONB86 RCONB861 f. Other... M.5.f. 6. Structured financial products underlying collateral or reference assets (for each column, sum of Memorandum items 6.a through 6.g must equal Schedule RC-B, sum of items 5.b(1) through(3)): M.6. RCONG348 RCONG349 RCONG35 RCONG351 a. Trust preferred securities issued financial institutions... M.6.a. RCONG352 RCONG353 RCONG354 RCONG355 b. Trust preferred securities issued real estate investment trusts... M.6.b. RCONG356 RCONG357 RCONG358 RCONG359 c. Corporate and similar loans... M.6.c. d. 1-4 family residential MBS issued or guaranteed U.S. government-sponsored enterprises (GSEs)... RCONG36 RCONG364 RCONG361 RCONG365 RCONG362 RCONG366 RCONG363 RCONG367 e. 1-4 family residential MBS not issued or guaranteed GSEs... M.6.e. RCONG368 RCONG369 RCONG37 RCONG371 f. Diversified (mixed) pools of structured financial products... M.6.f. RCONG372 RCONG373 RCONG374 RCONG375 g. Other collateral or reference assets... M.6.g. M.5. M.6.d.

19 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Schedule RC-C Part I - Loans and Leases (Column A) To Be (Column B) To Be Completed Banks Completed All Banks with $3 Million or More in Total Assets 1. Loans secured real estate: a. Construction, land development, and other land loans: family residential construction loans Other construction loans and all land development and other land loans... b. Secured farmland (including farm residential and other improvements)... c. Secured 1-4 family residential properties: 1. Revolving, open-end loans secured 1-4 family residential properties and extended under lines of credit Closed-end loans secured 1-4 family residential properties: a. Secured first liens... b. Secured junior liens... d. Secured multifamily (5 or more) residential properties... e. Secured nonfarm nonresidential properties: 1. Loans secured owner-occupied nonfarm nonresidential properties Loans secured other nonfarm nonresidential properties Loans to depository institutions and acceptances of other banks... a. To commercial banks in the U.S.: 1. To U.S. branches and agencies of foreign banks To other commercial banks in the U.S... b. To other depository institutions in the U.S... c. To banks in foreign countries: 1. To foreign branches of other U.S. banks To other banks in foreign countries Loans to finance agricultural production and other loans to farmers Commercial and industrial loans... a. To U.S. addressees (domicile)... b. To non-u.s. addressees (domicile) Not applicable 6. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): a. Credit cards... b. Other revolving credit plans... c. Automobile loans... d. Other consumer loans (includes single payment and installment loans other than automobile loans and all student loans) Loans to foreign governments and official institutions (including foreign central banks) Obligations (other than securities and leases) of states and political subdivisions in the U.S Loans to nondepository financial institutions and other loans: a. Loans to nondepository financial institutions... b. Other loans Loans for purchasing or carrying securities (secured and unsecured) All other loans (exclude consumer loans)... RCONB532 RCONB533 RCONB534 RCONB536 RCONB537 RCON1763 RCON1764 RCON1545 RCONJ451 39,873 43, R158 R159 RCON142 RCON1797 RCON5367 RCON5368 RCON146 R16 R161 RCON1288 RCON159 RCON1766 RCONB538 RCONB539 RCONK137 RCONK27 RCON281 RCON217 RCONJ454 RCONJ464 2,189 9,738 6,32 268, ,779 6,453 55, ,483 73,324 39, ,674 9,621 44, a. 1.a.1. 1.a.2. 1.b. 1.c. 1.c.1. 1.c.2. 1.c.2.a. 1.c.2.b. 1.d. 1.e. 1.e.1. 1.e a. 2.a.1. 2.a.2. 2.b. 2.c. 2.c.1. 2.c a. 4.b a. 6.b. 6.c. 6.d a. 9.b. 9.b.1. 9.b.2.

20 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ (Column A) To Be Completed Banks (Column B) To Be Completed All Banks with $3 Million or More in Total Assets 1. Lease financing receivables (net of unearned income)... RCON2165 a. Leases to individuals for household, family, and other personal expenditures (i.e., consumer leases)... R162 b. All other leases... R LESS: Any unearned income on loans reflected in items 1-9 above... RCON Total loans and leases, net of unearned income (sum of items 1 through 1 minus item 11) (must equal Schedule RC, sum of items 4.a RCON2122 1,319,717 and 4.b) a. 1.b Schedule RC-C Part I - Loans and Leases 1. Loans restructured in troubled debt restructurings that are in compliance with their modified terms (included in Schedule RC-C, part 1, and not reported as past due or nonaccrual in Schedule RC-N, Memorandum item 1): a. Construction, land development, and other land loans: family residential construction loans Other construction loans and all land development and other land loans... b. Loans secured 1-4 family residential properties... c. Secured multifamily (5 or more) residential properties... d. Secured nonfarm nonresidential properties: 1. Loans secured owner-occupied nonfarm nonresidential properties Loans secured other nonfarm nonresidential properties... e. Commercial and industrial loans To U.S. addressees (domicile) To non-u.s. addressees (domicile)... f. All other loans (include loans to individuals for household, family, and other personal expenditures) Loans secured farmland Loans to depository institutions and acceptances of other banks Not applicable 4. Loans to individuals for household, family, and other personal expenditures: a. Credit cards... b. Automobile loans... c. Other (includes revolving credit plans other than credit cards and other consumer loans) Loans to foreign governments and official institutions Other loans... a. Loans to finance agricultural production and other loans to farmers included in Schedule RC-C, part I, Memorandum item 1.f.(6), above Maturity and repricing data for loans and leases (excluding those in nonaccrual status): a. Closed-end loans secured first liens on 1-4 family residential properties (reported in Schedule RC-C, part I, item 1.c.(2)(a), column B, above) with a remaining maturity or next repricing date of: 1. Three months or less Over three months through 12 months Over one year through three years Over three years through five years Over five years through 15 years Over 15 years... RCONK158 RCONK159 R576 RCONK16 RCONK161 RCONK162 RCONK256 RCONK163 RCONK164 RCONK165 RCONK166 RCONK167 RCONK98 RCONK23 RCONK24 RCONK212 RCONK267 RCONK168 RCONA564 RCONA565 RCONA566 RCONA567 RCONA568 RCONA ,766 5, ,381 2,924 12,24 28,8 32,774 14,952 M.1. M.1.a. M.1.a.1. M.1.a.2. M.1.b. M.1.c. M.1.d. M.1.d.1. M.1.d.2. M.1.e. M.1.e.1. M.1.e.2. M.1.f. M.1.f.1. M.1.f.2. M.1.f.3. M.1.f.4. M.1.f.4.a. M.1.f.4.b. M.1.f.4.c. M.1.f.5. M.1.f.6. M.1.f.6.a. M.2. M.2.a. M.2.a.1. M.2.a.2. M.2.a.3. M.2.a.4. M.2.a.5. M.2.a.6.

21 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/215 2 b. All loans and leases (reported in Schedule RC-C, part I, items 1 through 1, column B, above) EXCLUDING closed-end loans secured first liens on 1-4 family residential properties (reported in Schedule RC-C, part I, item 1.c.(2)(a), column B, above) with a remaining maturity or next repricing date of: 1. Three months or less Over three months through 12 months Over one year through three years Over three years through five years Over five years through 15 years Over 15 years... c. Loans and leases (reported in Schedule RC-C, part I, items 1 through 1, column B, above) with a REMAINING MATURITY of one year or less (excluding those in nonaccrual status) Loans to finance commercial real estate, construction, and land development activities (not secured real estate) included in Schedule RC-C, part I, items 4 and 9, column B Adjustable rate closed-end loans secured first liens on 1-4 family residential properties (included in Schedule RC-C, part I, item 1.c.(2)(a), column B) Loans secured real estate to non-u.s. addressees (domicile) (included in Schedule RC-C, part I, items 1.a through 1.e, column B) Outstanding credit card fees and finance charges included in Schedule RC-C, part I, item 6.a Purchased credit-impaired loans held for investment accounted for in accordance with FASB ASC 31-3 (former AICPA Statement of Position 3-3) (exclude loans held for sale): a. Outstanding balance... b. Amount included in Schedule RC-C, part I, items 1 through Closed-end loans with negative amortization features secured 1-4 family residential properties: a. Total amount of closed-end loans with negative amortization features secured 1-4 family residential properties (included in Schedule RC-C, part I, items 1.c.(2)(a) and 1.c.(2)(b))... b. Total maximum remaining amount of negative amortization contractually permitted on closed-end loans secured 1-4 family residential properties... c. Total amount of negative amortization on closed-end loans secured 1-4 family residential properties included in the amount reported in Memorandum item 8.a above.. 9. Loans secured 1-4 family residential properties in process of foreclosure (included in Schedule RC-C, part I, items 1.c.(1), 1.c.(2)(a), and 1.c.(2)(b)) Loans measured at fair value (included in Schedule RC-C, part I, items 1 through 9): a. Loans secured real estate: 1. Construction, land development, and other land loans Secured farmland (including farm residential and other improvements) Secured 1-4 family residential properties: a. Revolving, open-end loans secured 1-4 family residential properties and extended under lines of credit... b. Closed-end loans secured 1-4 family residential properties: 1. Secured first liens Secured junior liens Secured multifamily (5 or more) residential properties Secured nonfarm nonresidential properties... b. Commercial and industrial loans... c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): 1. Credit cards Other revolving credit plans Automobile loans... RCONA57 RCONA571 RCONA572 RCONA573 RCONA574 RCONA575 RCONA247 RCON2746 RCON537 RCONB837 RCONC391 RCONC779 RCONC78 R23 R231 R232 R577 R578 R579 R58 R581 R582 R583 R584 R585 R586 R587 RCONK ,42 77, ,6 195, ,581 15,28 318,779 16,5 77, ,854 M.2.b. M.2.b.1. M.2.b.2. M.2.b.3. M.2.b.4. M.2.b.5. M.2.b.6. M.2.c. M.3. M.4. M.5. M.6. M.7. M.7.a. M.7.b. M.8. M.8.a. M.8.b. M.8.c. M.9. M.1. M.1.a. M.1.a.1. M.1.a.2. M.1.a.3. M.1.a.3.a. M.1.a.3.b. M.1.a.3.b.1. M.1.a.3.b.2. M.1.a.4. M.1.a.5. M.1.b. M.1.c. M.1.c.1. M.1.c.2. M.1.c.3.

22 FIRST AMERICAN BANK FFIEC 41 RSSD-ID 8536 Quarter End Date 6/3/215 Last Updated on 7/28/ Other consumer loans... d. Other loans Unpaid principal balance of loans measured at fair value (reported in Schedule RC-C, part I, Memorandum item 1): a. Loans secured real estate: 1. Construction, and land development, and other land loans Secured farmland (including farm residential and other improvements) Secured 1-4 family residential properties: a. Revolving, open-end loans secured 1-4 family residential properties and extended under lines of credit... b. Closed-end loans secured 1-4 family residential properties: 1. Secured first liens Secured junior liens Secured multifamily (5 or more) residential properties Secured nonfarm nonresidential properties... b. Commercial and industrial loans... c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): 1. Credit cards Other revolving credit plans Automobile loans Other consumer loans... d. Other loans... RCONK28 R589 R59 R591 R592 R593 R594 R595 R596 R597 R598 R599 RCONK195 RCONK29 R61 M.1.c.4. M.1.d. M.11. M.11.a. M.11.a.1. M.11.a.2. M.11.a.3. M.11.a.3.a. M.11.a.3.b. M.11.a.3.b.1. M.11.a.3.b.2. M.11.a.4. M.11.a.5. M.11.b. M.11.c. M.11.c.1. M.11.c.2. M.11.c.3. M.11.c.4. M.11.d. Schedule RC-C Part I - Loans and Leases 12. Loans (not subject to the requirements of FASB ASC 31-3 (former AICPA Statement of Position 3-3)) and leases held for investment that were acquired in business combinations with acquisition dates in the current calendar year: (Column A) Fair value of acquired loans and leases at acquisition date RCONG91 (Column B) Gross contractual amounts receivable at acquisition date RCONG92 (Column C) Best estimate at acquisition date of contractual cash flows not expected to be collected RCONG93 a. Loans secured real estate... M.12.a. RCONG94 RCONG95 RCONG96 b. Commercial and industrial loans... M.12.b. c. Loans to individuals for household, family, and other personal expenditures... RCONG97 RCONG1 RCONG98 RCONG11 RCONG99 RCONG12 M.12. M.12.c. d. All other loans and all leases... M.12.d. Schedule RC-C Part I - Loans and Leases 13. Construction, land development, and other land loans in domestic offices with interest reserves: a. Amount of loans that provide for the use of interest reserves (included in Schedule RC-C, part I, item 1.a, column B)... RCONG376 M.13. M.13.a.