Consolidated Financial Statements for Holding Companies FR Y-9C

Transcription

1 Board of Governors of the Federal Reserve System Consolidated Financial Statements for Holding Companies FR Y-9C FR Y-9C OMB Number Approval expires March 31, Report at the close of business as of the last calendar day of the quarter This Report is required by law: Section 5(c) of the Bank Holding Company Act (12 U.S.C. 1844) and Section 225.5(b) of Regulation Y (12 C.F.R (b)) and Section 1 of the Home Owners Loan Act (12 U.S.C. 1467a(b)). This report form is to be filed by holding companies with total consolidated assets of $5 million or more. In addition, holding companies meeting certain criteria must file this report (FR Y-9C) regardless of size. See page 1 of the general instructions for further information. However, when such holding companies own or control, or are owned or controlled by, other holding companies, only the top-tier holding company must file this report for the consolidated holding company organization. The Federal Reserve may not conduct or sponsor, and an organization (or a person) is not required to respond to, a collection of information unless it displays a currently valid OMB control number. NOTE: Each holding company's board of directors and senior management are responsible for establishing and maintaining an effective system of internal control, including controls over the Consolidated Financial Statements for Holding Companies. The Consolidated Financial Statements for Holding Companies are to be prepared in accordance with instructions provided by the Federal Reserve System. The Consolidated Financial Statements for Holding Companies must be signed and attested by the Chief Financial Officer (CFO) of the reporting holding company (or by the individual performing this equivalent function). Date of Report: March 31, 214 Month / Date / Year (BHCK 9999) I, the undersigned CFO (or equivalent) of the named holding company, attest that the Consolidated Financial Statements for Holding Companies (including the supporting schedules) for this report date have been prepared in conformance with the instructions issued by the Federal Reserve System and are true and correct to the best of my knowledge and belief. John C. Gerspach Printed Name of Chief Financial Officer (or Equivalent) (BHCK C49) Signature of Chief Financial Officer (or Equivalent) 5/12/214 Date of Signature (MM/DD/YYYY) (BHTX J196) Citigroup Inc. Legal Title of Holding Company (TEXT 91) 399 Park Avenue (Mailing Address of the Holding Company) Street / P.O. Box (TEXT 911) New York NY 122- City (TEXT 913) State (TEXT 92) Zip Code (TEXT 922) Person to whom questions about this report should be directed: For Federal Reserve Bank Use Only RSSD ID C.I. S.F. Name / Title (BHTX 891) Area Code / Phone Number (BHTX 892) Area Code / FAX Number (BHTX 9116) Address of Contact (BHTX 486) Holding companies must maintain in their files a manually signed and attested printout of the data submitted. Public reporting burden for this information collection is estimated to vary from 5. to 1,25 hours per response, with an average of 45. hours per response, including time to gather and maintain data in the required form and to review instructions and complete the information collection. Comments regarding this burden estimate or any other aspect of this information collection, including suggestions for reducing the burden, may be sent to Secretary, Board of Governors of the Federal Reserve System, 2th and C Streets, NW, Washington, D.C. 2551, and to the Office of Management and Budget, Paperwork Reduction Project (71-128), Washington, D.C. 253.

2 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Report of Income for Holding Companies Report all Schedules of the Report of Income on a calendar year-to-date basis. Schedule HI 2 Schedule HI Consolidated Income Statement For Federal Reserve Bank Use Only RSSD ID S.F. 1. Interest income a. Interest and fee income on loans: (1) In domestic offices: (a) Loans secured by 1-4 family residential properties... BHCK4435 1,385, 1.a.(1)(a) (b) All other loans secured by real estate... BHCK , 1.a.(1)(b) (c) All other loans... BHCKF821 5,21, 1.a.(1)(c) (2) In foreign offices, Edge and Agreement subsidiaries, and IBFs... BHCK459 4,737, 1.a.(2) b. Income from lease financing receivables... BHCK465 45, 1.b. c. Interest income on balances due from depository institutions ( 1 )... BHCK , 1.c. d. Interest and dividend income on securities: (1) U.S. Treasury securities and U.S. government agency obligations (excluding MBS)... BHCKB , 1.d.(1) (2) Mortgage-backed securities... BHCKB , 1.d.(2) (3) All other securities... BHCK46 1,38, 1.d.(3) e. Interest income from trading assets... BHCK469 1,486, 1.e. f. Interest income on federal funds sold and securities purchased under agreements to resell... BHCK42 594, 1.f. g. Other interest income... BHCK , 1.g. h. Total interest income (sum of items 1.a through 1.g)... BHCK417 15,42, 1.h. 2. Interest expense a. Interest on deposits: (1) In domestic offices: (a) Time deposits of $1, or more... BHCKA517 39, 2.a.(1)(a) (b) Time deposits of less than $1,... BHCKA518 21, 2.a.(1)(b) (c) Other deposits... BHCK , 2.a.(1)(c) (2) In foreign offices, Edge and Agreement subsidiaries, and IBFs... BHCK4172 1,35, 2.a.(2) b. Expense on federal funds purchased and securities sold under agreements to repurchase... BHCK , 2.b. c. Interest on trading liabilities and other borrow ed money (excluding subordinated notes & debentures)... BHCK4185 1,328, 2.c. d. Interest on subordinated notes and debentures and on mandatory convertible securities... BHCK , 2.d. e. Other interest expense... BHCK , 2.e. f. Total interest expense (sum of items 2.a through 2.e)... BHCK473 3,385, 2.f. 3. Net interest income (item 1.h minus item 2.f)... BHCK474 12,17, Provision for loan and lease losses (from Schedule HI-B, part II, item 5)... BHCK423 1,793, Noninterest income: a. Income from fiduciary activities... BHCK47 432, 5.a. b. Service charges on deposit accounts in domestic offices... BHCK , 5.b. c. Trading revenue ( 2 )... BHCKA22 2,891, 5.c. d. (1) Fees and commissions from securities brokerage... BHCKC , 5.d.(1) (2) Investment banking, advisory, and underw riting fees and commissions... BHCKC888 1,67, 5.d.(2) (3) Fees and commissions from annuity sales... BHCKC887 21, 5.d.(3) (4) Underw riting income from insurance and reinsurance activities... BHCKC386 37, 5.d.(4) (5) Income from other insurance activities... BHCKC387 24, 5.d.(5) e. Venture capital revenue... BHCKB491 5.e. f. Net servicing fees... BHCKB , 5.f. g. Net securitization income... BHCKB493 (2,) 5.g. (1) Includes interest income on time certificates of deposit not held for trading. (2) For BHCs required to complete HI, memoranda item 9, trading revenue reported in HI.5.c. must equal the sum of memoranda items 9.a through 9.e.

3 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HI Continued Schedule HI 3 h. Not applicable i. Net gains (losses) on sales of loans and leases... BHCK856 12, 5.i. j. Net gains (losses) on sales of other real estate ow ned... BHCK8561 3, 5.j. k. Net gains (losses) on sales of other assets (excluding securities)... BHCKB , 5.k. l. Other noninterest income ( 3 )... BHCKB497 2,547, 5.l. m. Total noninterest income (sum of items 5.a through 5.l)... BHCK479 8,557, 5.m. 6. a. Realized gains (losses) on held-to-maturity securities... BHCK a. b. Realized gains (losses) on available-for-sale securities... BHCK3196 (8,) 6.b. 7. Noninterest expense: a. Salaries and employee benefits... BHCK4135 6,1, 7.a. b. Expense on premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest)... BHCK , 7.b. c. (1) Goodw ill impairment losses... BHCKC216 7.c.(1) (2) Amortization expense and impairment for other intangible assets... BHCKC , 7.c.(2) d. Other noninterest expense ( 4 )... BHCK492 5,612, 7.d. e. Total noninterest expense (sum of items 7.a through 7.d)... BHCK493 12,618, 7.e. 8. Income (loss) before income taxes and extraordinary items, and other adjustments (sum of items 3, 5.m, 6.a, and 6.b minus items 4 and 7.e)... BHCK431 6,83, Applicable income taxes (foreign and domestic)... BHCK432 2,131, Income (loss) before extraordinary items and other adjustments (item 8 minus item 9)... BHCK43 3,952, Extraordinary items and other adjustments, net of income taxes ( 5 )... BHCK432 37, Net income (loss) attributable to holding company and noncontrolling (minority) interests (sum of items 1 and 11)... BHCKG14 3,989, LESS: Net income (loss) attributable to noncontrolling (minority) interests (if net income, report as a positive value; if net loss, report as a negative value)... BHCKG13 45, Net income (loss) attributable to holding company (item 12 minus item 13)... BHCK434 3,944, 14. Memoranda 1. Net interest income (item 3 above) on a fully taxable equivalent basis... BHCK ,146, M Net income before income taxes, extraordinary items, and other adjustments (Item 8 above) on a fully taxable equivalent basis... BHCK4592 6,83, M Income on tax-exempt loans and leases to states and political subdivisions in the U.S. (included in Schedule HI, items 1.a and 1.b, above)... BHCK4313 1, M Income on tax-exempt securities issued by states and political subdivisions in the U.S. (included in Schedule HI, item 1.d(3), above)... BHCK , M Number of full-time equivalent employees at end of current period (round to nearest w hole number)... BHCK M Other noninterest income (from schedule HI, 5.l above) (only report amounts greater than $25, that exceed 3% of Schedule HI, item 5.l): a. Income and fees from the printing and sale of checks... BHCKC13 M.6.a. b. Earnings on/increase in value of cash surrender value of life insurance... BHCKC14 M.6.b. c. Income and fees from automated teller machines (ATMs)... BHCKC16 M.6.c. d. Rent and other income from other real estate ow ned... BHCK442 M.6.d. e. Safe deposit box rent... BHCKC15 M.6.e. f. Net change in the fair values of financial instruments accounted for under a fair value option... BHCKF229 M.6.f. (3) See Schedule HI, memoranda item 6 (4) See Schedule HI, memoranda item 7. (5) Describe on Schedule HI, memoranda item 8.

4 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm 4 Schedule HI Schedule HI Continued Memoranda Continued g. Bank card and credit card interchange fees... BHCKF555 64, M.6.g. h. Gains on bargain purchases... BHCKJ447 M.6.h. i. TEXT8562 Translation on Foreign DebtFAS 133 BHCK8562 (138,) M.6.i. j. TEXT8563 Other Banking Related Fees BHCK8563 1,39, M.6.j. k. TEXT8564 Marked-to-Market on Hedging Transactions BHCK , M.6.k. 7. Other noninterest expense (from schedule HI, 7.d above) (only report amounts greater than $25, that exceed 3% of Schedule HI, item 7.d): a. Data processing expenses... BHCKC17 1,134, M.7.a. b. Advertising and marketing expenses... BHCK , M.7.b. c. Directors' fees... BHCK4136 M.7.c. d. Printing, stationery, and supplies... BHCKC18 M.7.d. e. Postage... BHCK843 M.7.e. f. Legal fees and expenses... BHCK4141 M.7.f. g. FDIC deposit insurance assessments... BHCK4146 M.7.g. h. Accounting and auditing expenses... BHCKF556 M.7.h. i. Consulting and advisory expenses... BHCKF557 M.7.i. j. Automated teller machine (ATM) and interchange expenses... BHCKF558 M.7.j. k. Telecommunications expenses... BHCKF559 M.7.k. l. TEXT8565 Policyholder Benefits and Claims BHCK , M.7.l. m. TEXT8566 Litigation Expense BHCK , M.7.m. n. TEXT8567 BHCK8567 M.7.n. 8. Extraordinary items and other adjustments (from Schedule HI, item 11) (itemize all extraordinary items and other adjustments): a. (1) TEXT3571 Discontinued Operations BHCK3571 4, M.8.a.(1) (2) Applicable income tax effect... BHCK3572 3, M.8.a.(2) b. (1) TEXT3573 BHCK3573 M.8.b.(1) (2) Applicable income tax effect... BHCK3574 M.8.b.(2) c. (1) TEXT3575 BHCK3575 M.8.c.(1) (2) Applicable income tax effect... BHCK3576 M.8.c.(2) 9. Trading revenue (from cash instruments and derivative instruments) (Sum of items 9.a through 9.e must equal Schedule HI, item 5.c.) Memorandum items 9.a through 9.e are to be completed by holding companies that reported average trading assets (Schedule HC-K, item 4.a) of $2 million or more for any quarter of the preceding calendar year: a. Interest rate exposures... BHCK8757 1,393, M.9.a. b. Foreign exchange exposures... BHCK , M.9.b. c. Equity security and index exposures... BHCK , M.9.c. d. Commodity and other exposures... BHCK , M.9.d. e. Credit exposures... BHCKF , M.9.e. Memoranda items 9.f and 9.g are to be completed by holding companies with $1 billion or more in total assets that are required to complete Schedule HI, Memorandum items 9.a through 9.e, above. ( 1 ) f. Impact on trading revenue of changes in the creditw orthiness of the holding company's derivatives counterparties on the holding company's derivative assets (included in Memorandum items 9.a through 9.e above)... BHCKK9 141, M.9.f. g. Impact on trading revenue of changes in the creditw orthiness of the holding company on the holding company's derivative liabilities (included in items 9.a through 9.e above)... BHCKK94 (43,) M.9.g. (1) The asset size test is generally based on the total assets reported as of June 3, 213.

5 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm 5 Schedule HI Schedule HI Continued Memoranda Continued 1. Net gains (losses) recognized in earnings on credit derivatives that economically hedge credit exposures held outside the trading account: a. Net gains (losses) on credit derivatives held for trading... BHCKC889 M.1.a. b. Net gains (losses) on credit derivatives held for purposes other than trading... BHCKC89 (95,) M.1.b. 11. Credit losses on derivatives (see instructions)... BHCKA251 1, M.11. Memorandum item 12.a is to be completed by holding companies with $1 billion or more in total assets. ( 1 ) 12. a. Income from the sale and servicing of mutual funds and annuities (in domestic offices)... BHCK , M.12.a. b. (1) Premiums on insurance related to the extension of credit... BHCKC242 42, M.12.b.(1) (2) All other insurance premiums... BHCKC , M.12.b.(2) c. Benefits, losses, and expenses from insurance-related activities... BHCKB , M.12.c. 13. Does the reporting holding company have a Subchapter S election in effect for federal income tax purposes for the current tax year? (Enter "1" for yes; enter "" for no)... BHCKA53 NO M.13. Yes/No Memorandum item 14 is to be completed by holding companies that have elected to account for assets and liabilities under a fair value option. 14. Net gains (losses) recognized in earnings on assets and liabilities that are reported at fair value under a fair value option: a. Net gains (losses) on assets... BHCKF551 1,271, M.14.a. (1) Estimated net gains (losses) on loans attributable to changes in instrument-specific credit risk... BHCKF552 (67,) M.14.a.(1) b. Net gains (losses) on liabilities... BHCKF553 (168,) M.14.b. (1) Estimated net gains (losses) on liabilities attributable to changes in instrument-specific credit risk... BHCKF554 34, M.14.b.(1) 15. Stock-based employee compensation expense (net of tax effects) calculated for all aw ards under the fair value method... BHCKC49 1, M.15. Year-to-Date Memorandum item 16 is to be completed by holding companies that are required to complete Schedule HC-C, Memorandum items 6.b and 6.c. 16. Noncash income from negative amortization on closed-end loans secured by 1-4 family residential properties (included in Schedule HI, item 1.a.(1)(a))... BHCKF228 M Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt securities: a. Total other-than-temporary impairment losses... BHCKJ319 21, M.17.a. b. Portion of losses recognized in other comprehensive income (before income taxes)... BHCKJ32 M.17.b. c. Net impairment losses recognized in earnings (included in Schedule HI, items 6.a and 6.b) (Memorandum item 17.a minus Memorandum item 17.b)... BHCKJ321 21, M.17.c. (1) The $1 billion asset size test is generally based on the total assets reported as of June 3, 213.

6 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HI-A Changes in Holding Company Equity Capital Schedule HI-A 6 1. Total holding company equity capital most recently reported for the end of previous calendar year (i.e., after adjustments from amended Reports of Income)... BHCK ,992, Cumulative effect of changes in accounting principles and corrections of material accounting errors... BHCKB Balance end of previous calendar year as restated (sum of items 1 and 2)... BHCKB58 23,992, Net income (loss) attributable to holding company (must equal Schedule HI, item 14)... BHCT434 3,944, Sale of perpetual preferred stock (excluding treasury stock transactions): a. Sale of perpetual preferred stock, gross... BHCK , 5.a. b. Conversion or retirement of perpetual preferred stock... BHCK b. 6. Sale of common stock: a. Sale of common stock, gross... BHCK a. b. Conversion or retirement of common stock... BHCK , 6.b. 7. Sale of treasury stock... BHCK , LESS: Purchase of treasury stock... BHCK , Changes incident to business combinations, net... BHCK LESS: Cash dividends declared on preferred stock... BHCK , LESS: Cash dividends declared on common stock... BHCK446 3, Other comprehensive income ( 1 )... BHCKB511 (13,) Change in the offsetting debit to the liability for Employee Stock Ow nership Plan (ESOP) debt guaranteed by the holding company... BHCK Other adjustments to equity capital (not included above)... BHCK , Total holding company equity capital end of current period (sum of items 3, 4, 5, 6, 7, 9, 12, 13, and 14, less items, 8, 1, and 11) (must equal item 27.a on Schedule HC)... BHCT321 28,116, 15. (1) Includes, but is not limited to, changes in net unrealized holding gains (losses) on available-for-sale securities, changes in accumulated net gains (losses) on cash flow hedges, foreign currency translation adjustments, and pension and other postretirement plan related changes other than net periodic benefit cost.

7 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HI-B Charge-Offs and Recoveries on Loans and Leases and Changes in Allowance for Loan and Lease Losses Charge-offs: Calendar YTD Schedule HI-B 7 Recoveries: Calendar YTD I. Charge-offs (1) and Recoveries on Loans and Leases (Fully Consolidated) 1. Loans secured by real estate: a. Construction, land development, and other land loans in domestic offices: (1) 1-4 family residential construction loans... BHCKC891 BHCKC892 1.a.(1) (2) Other construction loans and all land development and other land loans... BHCKC893 BHCKC894 3, 1.a.(2) b. Secured by farmland in domestic offices... BHCK3584 BHCK b. c. Secured by 1-4 family residential properties in domestic offices: (1) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHCK , BHCK5412 8, 1.c.(1) (2) Closed-end loans secured by 1-4 family residential properties in domestic offices: (a) Secured by first liens... BHCKC234 22, BHCKC217 5, 1.c.(2)(a) (b) Secured by junior liens... BHCKC235 11, BHCKC218 12, 1.c.(2)(b) d. Secured by multifamily (5 or more) residential properties in domestic offices... BHCK3588 1, BHCK d. e. Secured by nonfarm nonresidential properties in domestic offices: (1) Loans secured by ow ner-occupied nonfarm nonresidential properties... BHCKC895 BHCKC896 1.e.(1) (2) Loans secured by other nonfarm nonresidential properties... BHCKC897 2, BHCKC898 1, 1.e.(2) f. In foreign offices... BHCKB512 57, BHCKB513 13, 1.f. 2. Loans to depository institutions and acceptances of other banks: a. To U.S. banks and other U.S. depository institutions... BHCK4653 BHCK a. b. To foreign banks... BHCK4654 1, BHCK b. 3. Loans to finance agricultural production and other loans to farmers... BHCK4655 BHCK Commercial and industrial loans: a. To U.S. addressees (domicile)... BHCK , BHCK , 4.a. b. To non-u.s. addressees (domicile)... BHCK , BHCK , 4.b. 5. Loans to individuals for household, family, and other personal expenditures: a. Credit cards... BHCKB514 1,771, BHCKB , 5.a. b. Automobile loans... BHCKK129 BHCKK133 1, 5.b. c. Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)... BHCKK25 565, BHCKK26 18, 5.c. 6. Loans to foreign governments and official institutions... BHCK4643 BHCK All other loans... BHCK4644 6, BHCK , Lease financing receivables: a. Leases to individuals for household, family, and other personal expenditures... BHCKF185 3, BHCKF187 4, 8.a. b. All other leases... BHCKC88 12, BHCKF188 1, 8.b. 9. Total (sum of items 1 through 8)... BHCK4635 3,62, BHCK , 9. (1) Include w rite-dow ns arising from transfers to a held-for-sale account.

8 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HI-B Continued Schedule HI-B 8 Memoranda Charge-offs: Calendar YTD Recoveries: Calendar YTD 1. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule HI-B, part I, items 4 and 7 above... BHCK549 BHCK541 M Loans secured by real estate to non-u.s. addressees (domicile) (included in Schedule HI-B, part I, item 1, above)... BHCK , BHCK , M.2. Memorandum item 3 is to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $5 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions). Calendar YTD 3. Uncollectible retail credit card fees and finance charges reversed against income (i.e. not included in charge-offs against the allow ance for loan and lease losses)... BHCKC , M.3. II. Changes in allow ance for loan and lease losses 1. Balance most recently reported at end of previous year (i.e., after adjustments from amended Reports of Income)... BHCKB522 19,648, Recoveries (must equal Schedule HI-B, part I, item 9, column B, above)... BHCT , LESS: Charge-offs (must equal Schedule HI-B, part I, item 9, column A above less Schedule HI-B, part II, item 4)... BHCKC79 2,977, Less: Write-dow ns arising from transfers of loans to a held-for-sale account... BHCK , Provision for loan and lease losses (must equal Schedule HI, item 4)... BHCT423 1,793, Adjustments (see instructions for this schedule)... BHCKC Balance at end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4) (must equal Schedule HC, item 4.c)... BHCT ,923, 7.

9 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HI-B Continued Memoranda Schedule HI-B 9 1. Allocated transfer risk reserve included in Schedule HI-B, part II, item 7... BHCKC435 M.1. Memoranda items 2 and 3 are to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $5 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions). 2. Separate valuation allow ance for uncollectable retail credit card fees and finance charges... BHCKC389 M Amount of allow ance for loan and lease losses attributable to retail credit card fees and finance charges (included in Schedule HC, item 4.c and Schedule HI-B, part II, item 7)... BHCKC39 492, M.3. Memorandum item 4 is to be completed by all holding companies. 4. Amount of allow ance for post-acquisition credit losses on purchased credit-impaired loans accounted for in accordance w ith AICPA Statement of Position 3-3 (included in Schedule HI-B, part II, item 7, above)... BHCKC , M.4.

10 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HI-C 1 Schedule HI-C Disaggregated Data on the Allowance for Loan and Lease Losses Schedule HI-C is to be completed by holding companies w ith $1 billion or more in total assets. ( 1 ) Recorded Investment: Individually Evaluated for Impairment (ASC ) 1. Real estate loans: a. Construction loans... BHCKM78 27, b. Commercial real estate loans... BHCKM , c. Residential real estate loans... BHCKM721 19,338, 2. Commercial loans ( 2 )... BHCKM727 12,471, 3. Credit cards... BHCKM733 3,38, 4. Other consumer loans... BHCKM739 1,56, Allow ance Balance: Individually Evaluated for Impairment (ASC ) BHCKM79 BHCKM , BHCKM722 2,768, BHCKM , BHCKM734 1,154, BHCKM74 399, (Column C) Recorded Investment: Collectively Evaluated for Impairment (ASC 45-2) BHCKM71 1,643, BHCKM716 16,773, BHCKM ,225, BHCKM ,534, BHCKM ,784, BHCKM741 4,346, (Column D) Allow ance Balance: Collectively Evaluated for Impairment (ASC 45-2) BHCKM711 15, BHCKM , BHCKM724 2,488, BHCKM73 2,365, BHCKM736 6,991, BHCKM742 1,661, (Column E) Recorded Investment: Purchased Credit-Impaired Loans (ASC 31-3) BHCKM712 BHCKM719 59, BHCKM , BHCKM731 12, BHCKM , BHCKM743 (Column F) Allow ance Balance: Purchased Credit-Impaired Loans (ASC 31-3) BHCKM713 1.a. BHCKM72 52, 1.b. BHCKM726 6, 1.c. BHCKM732 BHCKM738 BHCKM Unallocated, if any... BHCKM , Total (for each column, sum of items 1.a through 5)... BHCKM746 37,371, BHCKM747 4,779, BHCKM ,35, BHCKM749 14,32, BHCKM75 632, BHCKM , 6. (1) The asset size test is generally based on the total assets reported as of June 3, 213. (2) Include all loans and leases not reported as real estate loans, credit cards, or other consumer loans.

11 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Notes to the Income Statement Predecessor Financial Items Schedule IS - Notes-PFI 11 For holding companies involved in a business combination(s) during the quarter, provide on the lines below income statement information for any acquired company(ies) w ith aggregated assets of $1 billion or more or 5 percent of the reporting holding company's total consolidated assets as of the previous quarter-end, w hichever is less. Information should be reported year-to-date of acquisition. 1. Total interest income... BHBC417 N/A 1. a. Interest income on loans and leases... BHBC494 N/A 1.a. b. Interest income on investment securities... BHBC4218 N/A 1.b. 2. Total interest expense... BHBC473 N/A 2. a. Interest expense on deposits... BHBC4421 N/A 2.a. 3. Net interest income... BHBC474 N/A Provision for loan and lease losses... BHBC423 N/A Total noninterest income... BHBC479 N/A 5. a. Income from fiduciary activities... BHBC47 N/A 5.a. b. Trading revenue... BHBCA22 N/A 5.b. c. Investment banking, advisory, brokerage, and underw riting fees and commissions... BHBCB49 N/A 5.c. d. Venture capital revenue... BHBCB491 N/A 5.d. e. Net securitization income... BHBCB493 N/A 5.e. f. Insurance commissions and fees... BHBCB494 N/A 5.f. 6. Realized gains (losses) on held-to-maturity and available-for-sale securities... BHBC491 N/A Total noninterest expense... BHBC493 N/A 7. a. Salaries and employee benefits... BHBC4135 N/A 7.a. b. Goodw ill impairment losses... BHBCC216 N/A 7.b. 8. Income (loss) before taxes, extraordinary items, and other adjustments... BHBC431 N/A Applicable income taxes... BHBC432 N/A Noncontrolling (minority) interest... BHBC4484 N/A Extraordinary items, net of applicable income taxes and noncontrolling (minority) interest... BHBC432 N/A Net income (loss)... BHBC434 N/A Cash dividends declared... BHBC4475 N/A Net charge-offs... BHBC661 N/A Net interest income (item 3 above) on a fully taxable equivalent basis... BHBC4519 N/A 15.

12 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Notes to the Income Statement (Other) Schedule IS - Notes-Other 12 Enter in the lines provided below any additional information on specific line items on the income statement or to its schedules that the holding company wishes to explain, that has been separately disclosed in the holding company's quarterly reports to its shareholders, in its press releases, or on its quarterly reports to the Securities and Exchange Commission (SEC). Exclude any transactions that have been separately disclosed under the reporting requirements specified in memoranda items 6 through 8 to Schedule HI, the Consolidated Income Statement. Also include any transactions which previously would have appeared as footnotes to Schedules HI through HI-B. Each additional piece of information disclosed should include the appropriate reference to schedule and item number, as well as a description of the additional information and the dollar amount (in thousands of dollars) associated with that disclosure. Example A holding company has received $1.35 million of back interest on loans and leases that are currently in nonaccrual status. The holding company's interest income for the quarter shows that increase which has been disclosed in the report to the stockholders and to the SEC. Enter on the line item below the following information: TEXT Bil Mil Thou Sch. HI., item 1.a(1), Recognition of interest payments on nonaccrual loans to XYZ country TEXT 135 Notes to the Income Statement (Other) 1. TEXT5351 Other noninterest income from Schedule HI, item 5.l only report amounts greater thans 25, that exceed 3 percent of Schedule HI, item 5.l: Earnings of Minority Ow ned Affiliates 2. TEXT5352 Other noninterest income from Schedule HI, item 5.l only report amounts greater thans 25, that exceed 3 percent of Schedule HI, item 5.l: Letters-of-Credit Commitment Fees 3. TEXT5353 BHCK , 1. BHCK , TEXT5354 BHCK TEXT5355 BHCK TEXTB42 BHCK TEXTB43 BHCKB TEXTB44 BHCKB TEXTB45 BHCKB TEXTB46 BHCKB45 9. BHCKB46 1.

13 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule IS - Notes-Other 13 Notes to the Income Statement (Other) Continued 11. TEXTB TEXTB48 BHCKB TEXTB49 BHCKB TEXTB5 BHCKB TEXTB51 BHCKB TEXTB52 BHCKB TEXTB53 BHCKB TEXTB54 BHCKB TEXTB55 BHCKB TEXTB56 BHCKB BHCKB56 2.

14 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC 14 Citigroup Inc. Name of Bank Holding Company For Federal Reserve Bank Use Only C.I. Consolidated Financial Statements for Holding Companies Report at the close of business M arch 31, 214 Schedule HC Consolidated Balance Sheet Assets 1. Cash and balances due from depository institutions: a. Noninterest-bearing balances and currency and coin ( 1 )... BHCK81 33,38, 1.a. b. Interest-bearing balances: ( 2 ) (1) In U.S. offices... BHCK395 96,475, 1.b.(1) (2) In foreign offices, Edge and Agreement subsidiaries, and IBFs... BHCK397 74,545, 1.b.(2) 2. Securities: a. Held-to-maturity securities (from Schedule HC-B, column A)... BHCK1754 1,6, 2.a. b. Available-for-sale securities (from Schedule HC-B, column D)... BHCK ,937, 2.b. 3. Federal funds sold and securities purchased under agreements to resell: a. Federal funds sold in domestic offices... BHDMB987 3.a. b. Securities purchased under agreements to resell ( 3 )... BHCKB ,398, 3.b. 4. Loans and lease financing receivables: a. Loans and leases held for sale... BHCK5369 5,5, 4.a. b. Loans and leases, net of unearned income... BHCKB ,37, 4.b. c. LESS: Allow ance for loan and lease losses... BHCK ,923, 4.c. d. Loans and leases, net of unearned income and allow ance for loan and lease losses (item 4.b minus 4.c)... BHCKB529 65,114, 4.d. 5. Trading assets (from Schedule HC-D)... BHCK ,18, Premises and fixed assets (including capitalized leases)... BHCK2145 7,93, Other real estate ow ned (from Schedule HC-M)... BHCK215 49, Investments in unconsolidated subsidiaries and associated companies... BHCK213 7,93, Direct and indirect investments in real estate ventures... BHCK , Intangible assets: a. Goodw ill... BHCK ,8, 1.a. b. Other intangible assets (from Schedule HC-M)... BHCK426 7,477, 1.b. 11. Other assets (from Schedule HC-F)... BHCK ,74, Total assets (sum of items 1 through 11)... BHCK217 1,894,39, 12. (1) Includes cash items in process of collection and unposted debits. (2) Includes time certificates of deposit not held for trading. (3) Includes all securities resale agreements in domestic and foreign offices, regardless of maturity.

15 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC Continued Schedule HC 15 Liabilities 13. Deposits: a. In domestic offices (from Schedule HC-E): (1) Noninterest-bearing ( 1 )... BHDM ,632, 13.a.(1) (2) Interest-bearing... BHDM ,58, 13.a.(2) b. In foreign offices, Edge and Agreement subsidiaries, and IBFs: (1) Noninterest-bearing... BHFN ,263, 13.b.(1) (2) Interest-bearing... BHFN ,86, 13.b.(2) 14. Federal funds purchased and securities sold under agreements to repurchase: a. Federal funds purchased in domestic offices ( 2 )... BHDMB993 1,457, 14.a. b. Securities sold under agreements to repurchase ( 3 )... BHCKB ,219, 14.b. 15. Trading liabilities (from Schedule HC-D)... BHCK ,4, Other borrow ed money (includes mortgage indebtedness and obligations under capitalized leases) (from Schedule HC-M)... BHCK ,961, Not applicable 18. Not applicable 19. a. Subordinated notes and debentures ( 4 )... BHCK462 25,781, 19.a. b. Subordinated notes payable to unconsolidated trusts issuing trust preferred securities, and trust preferred securities issued by consolidated special purpose entities... BHCKC699 3,98, 19.b. 2. Other liabilities (from Schedule HC-G)... BHCK ,865, Total liabilities (sum of items 13 through 2)... BHCK2948 1,684,494, Not applicable Equity Capital Holding Com pany Equity Capital 23. Perpetual preferred stock and related surplus... BHCK3283 7,112, Common stock (par value)... BHCK323 31, Surplus (exclude all surplus related to preferred stock)... BHCK324 17,611, a. Retained earnings... BHCK ,745, 26.a. b. Accumulated other comprehensive income ( 5 )... BHCKB53 (19,146,) 26.b. c. Other equity capital components ( 6 )... BHCKA13 (2,237,) 26.c. 27. a. Total holding company equity capital (sum of items 23 through 26.c)... BHCK321 28,116, 27.a. b. Noncontrolling (minority) interests in consolidated subsidiaries... BHCK3 1,78, 27.b. 28. Total equity capital (sum of items 27.a and 27.b)... BHCKG15 29,896, Total liabilities and equity capital (sum of items 21 and 28)... BHCK33 1,894,39, 29. (1) Includes noninterest-bearing demand, time, and savings deposits. (2) Report overnight Federal Home Loan Bank advances in Schedule HC, item 16, "Other borrow ed money." (3) Includes all securities repurchase agreements in domestic and foreign offices regardless of maturity. (4) Includes limited-life preferred stock and related surplus. (5) Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow hedges, cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan adjustments. (6) Includes treasury stock and unearned Employee Stock Ow nership Plan shares.

16 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC 16 Schedule HC Continued Memoranda (to be com pleted annually by holding com panies for the Decem ber 31 report date) Yes/No 1. Has the holding company engaged in a full-scope independent external audit at any time during the calendar year? (Enter "1" for yes, enter "", for no)... BHCKC884 N/A M If response to Memoranda item 1 is yes, indicate below the name and address of the holding company's independent external auditing firm (see instructions), and the name and address of the auditing firm's engagement partner. ( 7 ) a. N/A (1) Name of External Auditing Firm (TEXT C73) N/A (2) City (TEXT C78) N/A N/A (3) State Abbreviation (TEXT C714) (4) Zip Code (TEXT C715) b. N/A (1) Name of Engagement Partner (TEXT C74) N/A (2) Address (TEXT C75) (7) The Federal Reserve regards information submitted in response to Memorandum item 2.b. as confidential.

17 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-B 17 Schedule HC-B Securities Held-to-Maturity Amortized Cost 1. U.S. Treasury securities... BHCK U.S. government agency obligations (exclude mortgage-backed securities): a. Issued by U.S. government agencies ( 1 )... BHCK1289 b. Issued by U.S. government-sponsored agencies ( 2 )... BHCK Securities issued by states and political subdivisions in the U.S.... BHCK8496 1,437, 4. Mortgage-backed securities (MBS) a. Residential pass-through securities: (1) Guaranteed by GNMA... BHCKG3 (2) Issued by FNMA and FHLMC... BHCKG34 (3) Other pass-through securities... BHCKG38 b. Other residential mortgage-backed securities (include CMOs, REMICs, and stripped MBS): (1) Issued or guaranteed by U.S. Government agencies or sponsored agencies ( 3 )... BHCKG312 (2) Collateralized by MBS issued or guaranteed by U.S. Government agencies or BHCKG316 sponsored agencies ( 3 )... (3) All other residential mortgage-backed securities... BHCKG32 2,214, c. Commercial MBS: (1) Commercial pass-through securities: (a) Issued or guaranteed by FNMA, FHLMC, or GNMA... BHCKK142 (b) Other pass-through securities... BHCKK146 Held-to-Maturity Fair Value BHCK213 BHCK129 BHCK1295 BHCK8497 1,447, BHCKG31 BHCKG35 BHCKG39 BHCKG313 BHCKG317 BHCKG321 2,494, BHCKK143 BHCKK147 (Column C) Available-for- Sale Amortized Cost BHCK ,824, BHCK , BHCK ,376, BHCK8498 2,7, BHCKG32 1,114, BHCKG36 23,887, BHCKG31 2,357, BHCKG314 13,23, BHCKG318 BHCKG322 7,374, BHCKK144 1,869, BHCKK148 (Column D) Available-for- Sale Fair Value BHCK ,14, 1. BHCK , 2.a. BHCK ,448, 2.b. BHCK ,115, 3. BHCKG33 1,17, 4.a.(1) BHCKG37 23,774, 4.a.(2) BHCKG311 2,356, 4.a.(3) BHCKG315 13,16, 4.b.(1) BHCKG319 4.b.(2) BHCKG323 7,465, 4.b.(3) BHCKK145 1,895, 4.c.(1)(a) BHCKK149 4.c.(1)(b) (1) Includes Small Business Administration "Guaranteed Loan Pool Certificates," U.S. Maritime Administration obligations, and Export-Import Bank participation certificates. (2) Includes obligations (other than mortgage-backed securities) issued by the Farm Credit System, the Federal Home Loan Bank System, the Federal Home Loan Mortgage Corporation, the Federal National Mortgage Association, the Financing Corporation, Resolution Funding Corporation, the Student Loan Marketing Association, and the Tennessee Valley Authority.

18 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-B 18 Schedule HC-B Continued (2) Other commercial MBS: (a) Issued or guaranteed by U.S. Government agencies or sponsored agencies ( 3 )... Held-to-Maturity Amortized Cost BHCKK15 (b) All other commercial MBS... BHCKK154 1, 5. Asset-backed securities and structured financial products: a. Asset-backed securities (ABS)... BHCKC26 351, b. Structured financial products: (1) Cash... BHCKG , (2) Synthetic... BHCKG34 (3) Hybrid... BHCKG Other debt securities: a. Other domestic debt securities... BHCK1737 b. Foreign debt securities... BHCK1742 6,369, Held-to-Maturity Fair Value BHCKK151 BHCKK155 11, BHCKC , BHCKG , BHCKG341 BHCKG345 BHCK1738 BHCK1743 6,568, (Column C) Available-for- Sale Amortized Cost BHCKK152 1,927, BHCKK , BHCKC989 9,353, BHCKG338 5,85, BHCKG342 BHCKG346 BHCK1739 4,414, BHCK ,621, 7. Investments in mutual funds and other equity securities w ith readily determinable fair values... BHCKA51 4,942, 8. Total (sum of 1 through 7) (total of column A must equal Schedule HC, item 2.a) (total of column D must equal Schedule HC, item 2.b)... BHCT1754 1,6, BHCK ,96, BHCK ,298, (Column D) Available-for- Sale Fair Value BHCKK153 1,866, 4.c.(2)(a) BHCKK , 4.c.(2)(b) BHCKC27 9,388, 5.a. BHCKG339 5,719, 5.b.(1) BHCKG343 BHCKG347 5.b.(2) 5.b.(3) BHCK1741 4,531, 6.a. BHCK ,698, 6.b. BHCKA511 4,896, 7. BHCT ,937, 8. (3) U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Association (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA).

19 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm 19 Schedule HC-B Schedule HC-B Continued Memoranda 1. Pledged securities ( 1 )... BHCK ,66, M Remaining maturity or next repricing date of debt securities (Schedule HC-B, items 1 through 6.b in columns A and D above): ( 2 ) ( 3 ) a. 1 year and less... BHCK383 89,332, M.2.a. b. Over 1 year to 5 years... BHCK384 14,863, M.2.b. c. Over 5 years... BHCK387 66,427, M.2.c. 3. Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading securities during the calendar year-to-date... BHCK , M Structured notes (included in the held-to-maturity and available-for-sale accounts in Schedule HC-B, items 2, 3, 5, and 6): a. Amortized cost... BHCK , M.4.a. b. Fair value... BHCK , M.4.b. Held-to-Maturity Amortized Cost Memorandum item 5 is to be completed by holding companies with total assets over $1 billion or with foreign offices. ( 4 ) 5. Asset-backed securities (ABS) (sum of Memorandum items 5.a through 5.f must equal Schedule HC-B, item 5.a): a. Credit card receivables... BHCKB838 b. Home equity lines... BHCKB , c. Automobile loans... BHCKB846 d. Other consumer loans... BHCKB85 181, e. Commercial and industrial loans... BHCKB854 f. Other... BHCKB858 19, Held-to-Maturity Fair Value BHCKB839 BHCKB , BHCKB847 BHCKB , BHCKB855 BHCKB859 19, (Column C) Available-for- Sale Amortized Cost BHCKB84 2,24, BHCKB844 6, BHCKB848 2,734, BHCKB852 4,111, BHCKB , BHCKB86 21, (Column D) Available-for- Sale Fair Value BHCKB841 2,28, M.5.a. BHCKB845 5, M.5.b. BHCKB849 2,736, M.5.c. BHCKB853 4,141, M.5.d. BHCKB857 28, M.5.e. BHCKB , M.5.f. (1) Includes held-to-maturity securities at amortized cost and available-for-sale securities at fair value. (2) Exclude investments in mutual funds and other equity securities w ith readily determinable fair values. (3) Report fixed rate debt securities by remaining maturity and floating debt securities by next repricing date. (4) The $1 billion asset size test is generally based on the total assets reported as of June 3, 213.

20 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-B 2 Schedule HC-B Continued Memoranda Continued Held-to-Maturity Amortized Cost 6. Structured financial products by underlying collateral or reference assets (for each column, sum of Memorandum items 6.a through 6.g must equal Schedule HC-B, sum of items 5.b.(1) through (3)): a. Trust preferred securities issued by financial institutions... BHCKG , b. Trust preferred securities issued by real estate investment trusts... BHCKG352 c. Corporate and similar loans... BHCKG356 d. 1-4 family residential MBS issued or guaranteed by U.S. government-sponsored enterprises (GSEs)... BHCKG36 e. 1-4 family residential MBS not issued or guaranteed by GSEs... BHCKG364 f. Diversified (mixed) pools of structured financial products... BHCKG368 g. Other collateral or reference assets... BHCKG372 Held-to-Maturity Fair Value BHCKG , BHCKG353 BHCKG357 BHCKG361 BHCKG365 BHCKG369 BHCKG373 (Column C) Available-for- Sale Amortized Cost BHCKG35 BHCKG354 BHCKG358 5,85, BHCKG362 BHCKG366 BHCKG37 BHCKG374 (Column D) Available-for- Sale Fair Value BHCKG351 BHCKG355 M.6.a. M.6.b. BHCKG359 5,719, M.6.c. BHCKG363 BHCKG367 BHCKG371 BHCKG375 M.6.d. M.6.e. M.6.f. M.6.g.

21 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-C Loans and Lease Financing Receivables Schedule HC-C 21 Do not deduct the allowance for loan and lease losses from amounts reported in this schedule. Report (1) loans and leases held for sale at the lower of cost or fair value, (2) loans and leases held for investment, net of unearned income, and (3) loans and leases accounted for at fair value under a fair value option. Exclude assets held for trading and commercial paper. Consolidated In Domestic Offices 1. Loans secured by real estate... BHCK141 21,347, 1. a. Construction, land development, and other land loans: (1) 1-4 family residential construction loans... BHCKF158 7, 1.a.(1) (2) Other construction loans and all land development and other land loans... BHCKF159 1,38, 1.a.(2) b. Secured by farmland... BHDM142 1.b. c. Secured by 1-4 family residential properties: (1) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHDM1797 2,238, 1.c.(1) (2) Closed-end loans secured by 1-4 family residential properties: (a) Secured by first liens... BHDM ,59, 1.c.(2)(a) (b) Secured by junior liens... BHDM ,878, 1.c.(2)(b) d. Secured by multifamily (5 or more) residential properties:... BHDM146 2,246, 1.d. e. Secured by nonfarm nonresidential properties: (1) Loans secured by ow ner-occupied nonfarm nonresidential properties... BHCKF16 2,49, 1.e.(1) (2) Loans secured by other nonfarm nonresidential properties... BHCKF161 4,284, 1.e.(2) 2. Loans to depository institutions and acceptances of other banks... BHDM1288 1,87, 2. a. To U.S. banks and other U.S. depository institutions... BHCK , 2.a. b. To foreign banks... BHCK ,42, 2.b. 3. Loans to finance agricultural production and other loans to farmers. BHCK159 1,18, BHDM , Commercial and industrial loans... BHDM ,528, 4. a. To U.S. addressees (domicile)... BHCK ,694, 4.a. b. To non-u.s. addressees (domicile)... BHCK ,167, 4.b. 5. Not applicable 6. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper)... BHDM ,949, 6. a. Credit cards... BHCKB ,393, 6.a. b. Other revolving credit plans... BHCKB539 5,238, 6.b. c. Automobile loans... BHCKK , 6.c. d. Other consumer loans (includes single payment, installment, and all student loans)... BHCKK27 37,676, 6.d. 7. Loans to foreign governments and official institutions (including foreign central banks)... BHCK281 3,882, BHDM281 36, Not applicable 9. Loans to nondepository financial institutions and other loans: a. Loans to nondepository financial institutions... BHCKJ454 44,329, BHDMJ454 22,667, 9.a. b. Other loans (1) Loans for purchasing or carrying securities (secured or unsecured)... BHCK1545 1,546, BHDM1545 4,211, 9.b.(1) (2) All other loans (exclude consumer loans)... BHCKJ451 47,23, BHDMJ451 3,886, 9.b.(2) 1. Lease financing receivables (net of unearned income)... BHDM2165 1,662, 1. a. Leases to individuals for household, family, and other personal expenditures (i.e., consumer leases)... BHCKF162 1.a. b. All other leases... BHCKF163 2,852, 1.b. 11. LESS: Any unearned income on loans reflected in items 1-9 above.. BHCK2123 1,992, BHDM2123 1,788, Total (sum of items 1 through 1 minus item 11) (total of column A must equal Schedule HC, sum of items 4.a and 4.b)... BHCK ,537, BHDM ,61, 12.

22 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-C Continued Memoranda Schedule HC-C Loans restructured in troubled debt restructurings that are in compliance w ith their modified terms (included in Schedule HC-C, and not reported as past due or nonaccrual in Schedule HC-N, Memorandum item 1): a. Construction, land development, and other land loans in domestic offices: (1) 1-4 family residential construction loans... BHDMK158 M.1.a.(1) (2) All other construction loans and all land development and other land loans... BHDMK159 M.1.a.(2) b. Loans secured by 1-4 family residential properties in domestic offices... BHDMF576 12,83, M.1.b. c. Secured by multifamily (5 or more) residential properties in domestic offices... BHDMK16 M.1.c. d. Secured by nonfarm nonresidential properties in domestic offices: (1) Loans secured by ow ner-occupied nonfarm nonresidential properties... BHDMK161 1, M.1.d.(1) (2) Loans secured by other nonfarm nonresidential properties... BHDMK162 M.1.d.(2) e. Commercial and industrial loans: (1) To U.S. addressees (domicile)... BHCKK163 22, M.1.e.(1) (2) To non-u.s. addressees (domicile)... BHCKK164 78, M.1.e.(2) f. All other loans (include loans to individuals for household, family, and other personal expenditures)... BHCKK165 4,831, M.1.f. Itemize loan categories included in Memorandum item 1.f. above that exceed 1% of total loans restructured in troubled debt restructurings that are in compliance with their modified terms (sum of Memorandum items 1.a through 1.f): (1) Loans secured by farmland in domestic offices... BHDMK166 M.1.f.(1) (2) Loans to depository institutions and acceptances of other banks... BHCKK167 M.1.f.(2) (3) Loans to finance agricultural production and other loans to farmers... BHCKK168 M.1.f.(3) (4) Loans to individuals for household, family, and other personal expenditures: (a) Credit cards... BHCKK98 2,874, M.1.f.(4)(a) (b) Automobile loans... BHCKK23 M.1.f.(4)(b) (c) Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)... BHCKK24 M.1.f.(4)(c) (5) Loans to foreign governments and official institutions... BHCKK212 M.1.f.(5) (6) Other loans ( 1 )... BHCKK267 M.1.f.(6) 2. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule HC-C, items 4 and 9, column A, above... BHCK2746 4,384, M Loans secured by real estate to non-u.s. addressees (domicile) (included in Schedule HC-C, item 1, column A)... BHCKB837 64,339, M.3. Memorandum item 4 is to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $5 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions). 4. Outstanding credit card fees and finance charges (included in Schedule HC-C, item 6.a, column A)... BHCKC391 3,248, M.4. Memorandum item 5 is to be completed by all holding companies. 5. Purchased credit-impaired loans held for investment accounted for in accordance w ith AICPA Statement of Position 3-3 (exclude loans held for sale): a. Outstanding balance... BHCKC , M.5.a. b. Carrying amount included in Schedule HC-C, items 1 through 9... BHCKC78 632, M.5.b. 6. Closed-end loans w ith negative amortization features secured by 1-4 family residential properties in domestic offices: a. Total carrying amount of closed-end loans w ith negative amortization features secured by 1-4 family residential properties (included in Schedule HC-C, items 1.c.(2)(a) and (b))... BHCKF23 M.6.a. (1) Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S.," "Loans to nondepository financial institutions and other loans," and loans secured by real estate in foreign offices.

23 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm 23 Schedule HC-C Schedule HC-C Continued Memoranda Continued Memorandum items 6.b and 6.c are to be completed by holding companies that had closed-end loans with negative amortization features secured by 1-4 family residential properties (as reported in Schedule HC-C, Memorandum item 6.a) as of December 31, 213, that exceeded the lesser of $1 million or 5 percent of total loans and leases, net of unearned income, in domestic offices (as reported in Schedule HC-C, item 12, column B). b. Total maximum remaining amount of negative amortization contractually permitted on closed-end loans secured by 1-4 family residential properties... BHCKF231 M.6.b. c. Total amount of negative amortization on closed-end loans secured by 1-4 family residential properties included in the carrying amount reported in Memorandum item 6.a above... BHCKF232 M.6.c. 7. Not applicable 8. Not applicable 9. Loans secured by 1-4 family residential properties in domestic offices in process of foreclosure (included in Schedule HC-C, items 1.c.(1), 1.c.(2)(a), and 1.c.(2)(b))... BHDMF577 4,216, M.9. Consolidated Domestic Offices Memorandum items 1 and 11 are to be completed by holding companies that have elected to measure loans included in Schedule HC-C, items 1 through 9, at fair value under a fair value option. 1. Loans measured at fair value: a. Loans secured by real estate... BHCKF68 2,48, M.1.a. (1) Construction, land development, and other land loans... BHDMF578 M.1.a.(1) (2) Secured by farmland (including farm residential and other improvements)... BHDMF579 M.1.a.(2) (3) Secured by 1-4 family residential properties: (a) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHDMF58 M.1.a.(3)(a) (b) Closed-end loans secured by 1-4 family residential properties: (i) Secured by first liens... BHDMF581 2,48, M.1.a.(3)b.i (ii) Secured by junior liens... BHDMF582 M.1.a.(3)b.ii (4) Secured by multifamily (5 or more) residential properties... BHDMF583 M.1.a.(4) (5) Secured by nonfarm nonresidential properties... BHDMF584 M.1.a.(5) b. Commercial and industrial loans... BHCKF585 3,15, BHDMF585 1,497, M.1.b. c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards... BHCKF586 BHDMF586 M.1.c.(1) (2) Other revolving credit plans... BHCKF587 BHDMF587 M.1.c.(2) (3) Automobile loans... BHCKK196 BHDMK196 M.1.c.(3) (4) Other consumer loans (includes single payment, installment, and all student loans)... BHCKK28 BHDMK28 M.1.c.(4) d. Other loans... BHCKF589 1,691, BHDMF , M.1.d.

24 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-C Continued Memoranda Continued Consolidated Schedule HC-C 24 Domestic Offices 11. Unpaid principal balances of loans measured at fair value (reported in memorandum item 1): a. Loans secured by real estate... BHCKF69 2,562, M.11.a. (1) Construction, land development, and other land loans... BHDMF59 M.11.a.(1) (2) Secured by farmland (including farm residential and other improvements)... BHDMF591 M.11.a.(2) (3) Secured by 1-4 family residential properties: (a) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHDMF592 M.11.a.(3)(a) (b) Closed-end loans secured by 1-4 family residential properties: (i) Secured by first liens... BHDMF593 2,562, M.11.a.(3)b.i (ii) Secured by junior liens... BHDMF594 M.11.a.(3)b.ii (4) Secured by multifamily (5 or more) residential properties... BHDMF595 M.11.a.(4) (5) Secured by nonfarm nonresidential properties... BHDMF596 M.11.a.(5) b. Commercial and industrial loans... BHCKF597 3,149, BHDMF597 1,531, M.11.b. c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards... BHCKF598 BHDMF598 M.11.c.(1) (2) Other revolving credit plans... BHCKF599 BHDMF599 M.11.c.(2) (3) Automobile loans... BHCKK195 BHDMK195 M.11.c.(3) (4) Other consumer loans (includes single payment, installment, and all student loans)... BHCKK29 BHDMK29 M.11.c.(4) d. Other loans... BHCKF61 1,592, BHDMF61 888, M.11.d. Fair value of acquired loans and leases at acquisition date Gross contractual amounts receivable at acquisition (Column C) Best estimate at acquisition date of contractual cash flow s not expected to be collected 12. Loans (not subject to the requirements of AICPA Statement of Position 3-3) and leases held for investment that are acquired in business combinations w ith acquisition dates in the current calendar year: a. Loans secured by real estate... BHCKG91 BHCKG92 BHCKG93 M.12.a. b. Commercial and industrial loans... BHCKG94 BHCKG95 BHCKG96 M.12.b. c. Loans to individuals for household, family, and other personal expenditures... BHCKG97 BHCKG98 BHCKG99 M.12.c. d. All other loans and all leases... BHCKG1 BHCKG11 BHCKG12 M.12.d. 13. Not applicable 14. Pledged loans and leases... BHCKG ,4, M.14.

25 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-D Trading Assets and Liabilities Schedule HC-D 25 Schedule HC-D is to be completed by holding companies that reported average trading assets (Schedule HC-K, Item 4.a)of $2 million or more in any of the four preceding quarters. Consolidated Domestic Offices Assets 1. U.S. Treasury securities... BHCM ,15, BHCK ,767, U.S. government agency obligations (exclude MBS)... BHCM3532 2,448, BHCK3532 2,419, Securities issued by states and political subdivisions in the U.S.... BHCM3533 3,9, BHCK3533 3,9, Mortgage-backed securities (MBS): a. Residential pass-through securities issued or guaranteed by FNMA, FHLMC, or GNMA... BHCKG379 16,757, BHDMG379 16,757, 4.a. b. Other residential mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies (include CMOs, REMICs, and stripped MBS) ( 1 )... BHCKG38 4,99, BHDMG38 4,99, 4.b. c. All other residential mortgage-backed securities... BHCKG381 2,1, BHDMG381 1,192, 4.c. d. Commercial MBS issued or guaranteed by U.S. Government agencies or sponsored agencies ( 1 )... BHCKK , BHDMK , 4.d. e. All other commercial MBS... BHCKK198 1,575, BHDMK198 1,435, 4.e. 5. Other debt securities a. Structured financial products: (1) Cash... BHCKG383 2,762, BHDMG383 2,77, 5.a.(1) (2) Synthetic... BHCKG , BHDMG , 5.a.(2) (3) Hybrid... BHCKG385 BHDMG385 5.a.(3) b. All other debt securities... BHCKG386 17,435, BHDMG386 1,939, 5.b. 6. Loans: a. Loans secured by real estate... BHCKF61 2,949, 6.a. (1) Construction, land development, and other land loans... BHDMF64 16, 6.a.(1) (2) Secured by farmland (including farm residential and other improvements)... BHDMF65 6.a.(2) (3) Secured by 1-4 family residential properties: (a) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHDMF66 18, 6.a.(3)(a) (b) Closed-end loans secured by 1-4 family residential properties: (i) Secured by first liens... BHDMF67 1,958, 6.a.(3)(b)(i) (ii) Secured by junior liens... BHDMF611 14, 6.a.(3)(b)(ii) (4) Secured by multifamily (5 or more) residential properties... BHDMF612 6.a.(4) (5) Secured by nonfarm nonresidential properties... BHDMF , 6.a.(5) b. Commercial and industrial loans... BHCKF614 9,416, BHDMF614 8,71, 6.b. c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards... BHCKF615 BHDMF615 6.c.(1) (2) Other revolving credit plans... BHCKF616 BHDMF616 6.c.(2) (3) Automobile loans... BHCKK199 BHDMK199 6.c.(3) (4) Other consumer loans (includes single payment, installment, and all student loans)... BHCKK21 BHDMK21 6.c.(4) d. Other loans... BHCKF , BHDMF , 6.d Not applicable 9. Other trading assets... BHCM ,271, BHCK ,696, Not applicable 11. Derivatives w ith a positive fair value... BHCM ,657, BHCK ,447, Total trading assets (sum of items 1 through 11) (total of column A must equal HC.5.)... BHCT ,18, BHDM ,286, 12. (1) U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Association (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA).

26 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-D Continued Consolidated Schedule HC-D 26 Domestic Offices Liabilities 13. a. Liability for short positions: (1) Equity securities... BHCKG29 16,1, BHDMG29 5,994, 13.a.(1) (2) Debt securities... BHCKG21 63,861, BHDMG21 23,87, 13.a.(2) (3) All other assets... BHCKG211 57, BHDMG211 19, 13.a.(3) b. All other trading liabilities... BHCKF624 BHDMF b. 14. Derivatives w ith a negative fair value... BHCK ,112, BHDM ,74, Total trading liabilities (sum of items 13.a through 14) (total of column A must equal HC.15.)... BHCT ,4, BHDM ,84, 15. Memoranda Consolidated Domestic Offices 1. Unpaid principal balance of loans measured at fair value (reported in Schedule HC-D, items 6.a. through 6.d.) a. Loans secured by real estate... BHCKF79 3,618, M.1.a. (1) Construction, land development, and other land loans... BHDMF625 2, M.1.a.(1) (2) Secured by farmland (including farm residential and other improvements)... BHDMF626 M.1.a.(2) (3) Secured by 1-4 family residential properties: (a) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHDMF627 7, M.1.a.(3)(a) (b) Closed-end loans secured by 1-4 family residential properties: (i) Secured by first liens... BHDMF628 2,223, M.1.a.(3)b.i (ii) Secured by junior liens... BHDMF629 8, M.1.a.(3)b.ii (4) Secured by multifamily (5 or more) residential properties... BHDMF63 M.1.a.(4) (5) Secured by nonfarm nonresidential properties... BHDMF631 1,225, M.1.a.(5) b. Commercial and industrial loans... BHCKF632 9,985, BHDMF632 9,255, M.1.b. c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards... BHCKF633 BHDMF633 M.1.c.(1) (2) Other revolving credit plans... BHCKF634 BHDMF634 M.1.c.(2) (3) Automobile loans... BHCKK2 BHDMK2 M.1.c.(3) (4) Other consumer loans (includes single payment, installment, and all student loans)... BHCKK211 BHDMK211 M.1.c.(4) d. Other loans... BHCKF , BHDMF , M.1.d. 2. Loans measured at fair value that are past due 9 days or more: a. Fair value... BHCKF , BHDMF , M.2.a. b. Unpaid principal balance... BHCKF64 72, BHDMF64 72, M.2.b. 3. Structured financial products by underlying collateral or reference assets (for each column, sum of Memorandum items 3.a through 3.g must equal Schedule HC-D, sum of items 5.a.(1) through (3)): a. Trust preferred securities issued by financial institutions... BHCKG , BHDMG , M.3.a. b. Trust preferred securities issued by real estate investment trusts... BHCKG332 BHDMG332 M.3.b. c. Corporate and similar loans... BHCKG333 23, BHDMG , M.3.c. d. 1-4 family residential MBS issued or guaranteed by U.S. governmentsponsored enterprises (GSEs)... BHCKG334 32, BHDMG334 M.3.d. e. 1-4 family residential MBS not issued or guaranteed by GSEs... BHCKG335 BHDMG335 M.3.e. f. Diversified (mixed) pools of structured financial products... BHCKG651 BHDMG651 M.3.f. g. Other collateral or reference assets... BHCKG652 2,761, BHDMG652 2,759, M.3.g. 4. Pledged trading assets: a. Pledged securities... BHCKG ,833, BHDMG387 6,318, M.4.a. b. Pledged loans... BHCKG388 BHDMG388 M.4.b.

27 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-D Continued Memoranda Continued Schedule HC-D 27 Memoranda items 5 through 1 are to be completed by holding companies that reported average trading assets (Schedule HC-K, item 4.a.) of $1 billion or more in any of the four preceding quarters. 5. Asset-backed securities: a. Credit card receivables... BHCKF , M.5.a. b. Home equity lines... BHCKF , M.5.b. c. Automobile loans... BHCKF , M.5.c. d. Other consumer loans... BHCKF , M.5.d. e. Commercial and industrial loans... BHCKF647 7, M.5.e. f. Other... BHCKF , M.5.f. 6. Retained beneficial interests in securitizations (first-loss or equity tranches)... BHCKF , M Equity securities: a. Readily determinable fair values... BHCKF652 24,54, M.7.a. b. Other... BHCKF653 3,118, M.7.b. 8. Loans pending securitization... BHCKF654 M a. (1) Gross fair value of commodity contracts... BHCKG212 9,315, M.9.a.(1) (2) Gross fair value of physical commodities held in inventory... BHCKG213 1,761, M.9.a.(2) b. Other trading assets (itemize and describe amounts included in Schedule HC-D, item 9, column A (other than amounts included in Memoranda items 9.a.(1) and 9.a.(2) above) that are greater than $25, and exceed 25% of item 9 less Memoranda items 9.a.(1) and 9.a.(2)): (1) BHTXF655 BHCKF655 M.9.b.(1) (2) BHTXF656 BHCKF656 M.9.b.(2) (3) BHTXF657 BHCKF657 M.9.b.(3) 1. Other trading liabilities (itemize and describe amounts included in Schedule HC-D, item 13 that are greater than $25, and exceed 25% of the item) a. BHTXF658 BHCKF658 M.1.a. b. BHTXF659 BHCKF659 M.1.b. c. BHTXF66 BHCKF66 M.1.c.

28 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-E 28 Schedule HC-E Deposit Liabilities (1) 1. Deposits held in domestic offices of commercial bank subsidiaries of the reporting holding company: a. Noninterest-bearing balances ( 2 )... BHCB221 47,143, 1.a. b. Interest-bearing demand deposits, NOW, ATS, and other transaction accounts... BHCB ,77, 1.b. c. Money market deposit accounts and other savings accounts... BHCB ,569, 1.c. d. Time deposits of less than $1,... BHCB6648 7,431, 1.d. e. Time deposits of $1, or more... BHCB264 33,227, 1.e. 2. Deposits held in domestic offices of other depository institutions that are subsidiaries of the reporting holding company: a. Noninterest-bearing balances ( 2 )... BHOD a. b. Interest-bearing demand deposits, NOW, ATS, and other transaction accounts... BHOD b. c. Money market deposit accounts and other savings accounts... BHOD c. d. Time deposits of less than $1,... BHOD d. e. Time deposits of $1, or more... BHOD264 2.e. Memoranda 1. Brokered deposits less than $1, w ith a remaining maturity of one year or less... BHDMA243 19,636, M Brokered deposits less than $1, w ith a remaining maturity of more than one year... BHDMA164 56, M Time deposits of $1, or more w ith a remaining maturity of one year or less... BHDMA242 3,684, M Foreign office time deposits w ith a remaining maturity of one year or less... BHFNA ,98, M.4. (1) The sum of items 1.a through 1.e and items 2.a through 2.e must equal the sum of Schedule HC, items 13.a.(1) and 13.a.(2). (2) Includes noninterest-bearing demand, time, and savings deposits.

29 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-F Other Assets Schedule HC-F Accrued interest receivable ( 1 )... BHCKB556 5,63, Net deferred tax assets ( 2 )... BHCK ,957, Interest-only strips receivable (not in the form of a security) on: ( 3 ) a. Mortgage loans... BHCKA519 3.a. b. Other financial assets... BHCKA52 3.b. 4. Equity securities that DO NOT have readily determinable fair values ( 4 )... BHCK ,93, Life insurance assets: a. General account life insurance assets... BHCKK21 359, 5.a. b. Separate account life insurance assets... BHCKK22 8,52, 5.b. c. Hybrid account life insurance assets... BHCKK27 5.c. 6. Other... BHCK ,515, Total (sum of items 1 through 6) (must equal Schedule HC, item 11)... BHCT ,74, 7. (1) Include accrued interest receivable on loans, losses, debt securities, and other interest-bearing assets. (2) See discussion of deferred income taxes in Glossary entry on "income taxes." (3) Report interest-only strips receivable in the form of a security as available-for-sale securities in Schedule HC, item 2.b, or as trading assets in Schedule HC, item 5, as appropriate. (4) Include Federal Reserve stock, Federal Home Loan Bank stock, and bankers' bank stock.

30 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-G Other Liabilities Schedule HC-G 3 1. Not applicable 2. Net deferred tax liabilities ( 1 )... BHCK , Allow ance for credit losses on off-balance sheet credit exposures... BHCKB557 1,14, Other... BHCKB984 12,366, Total (sum of items 2 through 4) (must equal Schedule HC, item 2)... BHCT ,865, 5. (1) See discussion of deferred income taxes in Glossary entry on "income taxes".

31 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-H 31 Schedule HC-H Interest Sensitivity (1) 1. Earning assets that are repriceable w ithin one year or mature w ithin one year... BHCK ,352, Interest-bearing deposit liabilities that reprice w ithin one year or mature w ithin one year included in item 13.a.(2) and 13.b.(2) on Schedule HC, Balance Sheet... BHCK ,819, Long-term debt that reprices w ithin one year included in items 16 and 19.a on Schedule HC, Balance Sheet... BHCK ,887, Variable rate preferred stock (includes both limited-life and perpetual preferred stock)... BHCK348 6,66, Long-term debt reported in Schedule HC, item 19.a on the Balance Sheet that is scheduled to mature w ithin one year... BHCK (1) Holding companies w ith foreign offices have the option of excluding the smallest of such non-u.s. offices from coverage in this schedule. Such holding companies may omit the smallest of their offices in foreign countries w hen arrayed by total assets provided that the assets of the excluded offices do not exceed 5 percent of the total assets of the holding company's assets in foreign countries and 1 percent of the holding company's total consolidated assets as of the report date.

32 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-I Insurance-Related Underwriting Activities (Including Reinsurance) Schedule HC-I must be completed by all top-tier holding companies. (See instructions for additional information.) I. Property and Casualty Underwriting Schedule HC-I 32 Assets 1. Reinsurance recoverables... BHCKB988 26, Total assets... BHCKC244 1,343, 2. Liabilities 3. Claims and claims adjustment expense reserves... BHCKB99 158, Unearned premiums... BHCKB , Total equity... BHCKC , Net income... BHCKC246 31, 6. II. Life and Health Underwriting Assets 1. Reinsurance recoverables... BHCKC247 47, Separate account assets... BHCKB992 3,645, Total assets... BHCKC248 14,359, 3. Liabilities 4. Policy holder benefits and contract holder funds... BHCKB994 5,66, Separate account liabilities... BHCKB996 3,645, Total equity... BHCKC249 2,498, Net income... BHCKC25 54, 7.

33 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-K Quarterly Averages Schedule HC-K 33 Assets 1. Securities: a. U.S. Treasury securities and U.S. government agency obligations (excluding mortgage-backed securities)... BHCKB558 89,718, 1.a. b. Mortgage-backed securities... BHCKB559 55,52, 1.b. c. All other securities (includes securities issued by states and political subdivisions in the U.S.)... BHCKB56 151,423, 1.c. 2. Federal funds sold and securities purchased under agreements to resell... BHCK ,24, a. Total loans and leases in domestic offices... BHDM ,857, 3.a. (1) Loans secured by 1-4 family residential properties... BHDM ,37, 3.a.(1) (2) All other loans secured by real estate... BHDM3466 1,215, 3.a.(2) (3) Loans to finance agricultural production and other loans to farmers... BHDM , 3.a.(3) (4) Commercial and industrial loans... BHDM ,965, 3.a.(4) (5) Loans to individuals for household, family, and other personal expenditures: (a) Credit cards... BHDMB561 16,52, 3.a.(5)(a) (b) Other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)... BHDMB562 14,24, 3.a.(5)(b) b. Total loans and leases in foreign offices, Edge and Agreement subsidiaries, and IBFs... BHFN ,856, 3.b. 4. a. Trading assets... BHCK ,416, 4.a. b. Other earning assets... BHCKB985 21,623, 4.b. 5. Total consolidated assets... BHCK3368 1,879,82, 5. Liabilities 6. Interest-bearing deposits (domestic) ( 1 )... BHCK ,264, Interest-bearing deposits (foreign) ( 1 )... BHCK ,558, Federal funds purchased and securities sold under agreements to repurchase... BHCK ,115, All other borrow ed money... BHCK ,767, Not applicable Equity Capital 11. Total equity capital (excludes limited-life preferred stock)... BHCK ,252, 11. (1) Includes interest-bearing demand deposits.

34 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-L 34 Schedule HC-L Derivatives and Off-Balance-Sheet Items (Report only transactions with nonrelated institutions) For Federal Reserve Bank Use Only C.I. 1. Unused commitments (report only unused portions that are fee paid or otherw ise legally binding): a. Revolving, open-end loans secured by 1-4 family residential properties (e.g., home equity lines)... BHCK ,845, 1.a. b. (1) Unused consumer credit card lines... BHCKJ455 65,381, 1.b.(1) (2) Other unused credit card lines... BHCKJ456 3,967, 1.b.(2) c. (1) Commitments to fund commercial real estate, construction, and land development loans secured by real estate (sum of items 1.c.(1)(a) and (b) must equal item 1.c.(1))... BHCK3816 3,27, 1.c.(1) (a) 1-4 family residential construction loan commitments... BHCKF , 1.c.(1)(a) (b) Commercial real estate, other construction loan, and land development loan commitments... BHCKF165 2,99, 1.c.(1)(b) (2) Commitments to fund commercial real estate, construction, and land development loans NOT secured by real estate... BHCK655 4,56, 1.c.(2) d. Securities underw riting... BHCK , 1.d. e. Other unused commitments: (1) Commercial and industrial loans... BHCKJ ,253, 1.e.(1) (2) Loans to financial institutions... BHCKJ458 32,526, 1.e.(2) (3) All other unused commitments... BHCKJ459 61,532, 1.e.(3) 2. Financial standby letters of credit and foreign office guarantees... BHCK ,235, 2. Item 2.a is to be completed by holding companies with $1 billion or more in total assets. ( 1 ) a. Amount of financial standby letters of credit conveyed to others... BHCK382 24,514, 2.a. 3. Performance standby letters of credit and foreign office guarantees... BHCK657 12,266, 3. Item 3.a is to be completed by holding companies with $1 billion or more in total assets. ( 1 ) a. Amount of performance standby letters of credit conveyed to others... BHCK3822 1,647, 3.a. 4. Commercial and similar letters of credit... BHCK3411 7,563, Not applicable 6. Securities lent... BHCK ,268, 6. (1) The $1 billion asset size test is generally based on the total assets reported as of June 3, 213. Sold Protection Purchased Protection 7. Credit derivatives: a. Notional amounts: (1) Credit default sw aps... BHCKC968 1,98,939, BHCKC969 1,152,42, 7.a.(1) (2) Total return sw aps... BHCKC97 1,364, BHCKC971 12,747, 7.a.(2) (3) Credit options... BHCKC972 32,286, BHCKC973 37,, 7.a.(3) (4) Other credit derivatives... BHCKC974 1, BHCKC975 7.a.(4) b. Gross fair values: (1) Gross positive fair value... BHCKC219 26,76, BHCKC221 13,216, 7.b.(1) (2) Gross negative fair value... BHCKC22 12,294, BHCKC222 28,45, 7.b.(2) c. Notional amounts by regulatory capital treatment: (1) Positions covered under the Market Risk Rule: (a) Sold protection... BHCKG41 1,132,589, 7.c.(1)(a) (b) Purchased protection... BHCKG42 1,186,191, 7.c.(1)(b) (2) All other positions: (a) Sold protection... BHCKG43 7.c.(2)(a) (b) Purchased protection that is recognized as a guarantee for regulatory capital purposes... BHCKG44 15,959, 7.c.(2)(b) (c) Purchased protection that is not recognized as a guarantee for regulatory capital purposes... BHCKG45 7.c.(2)(c)

35 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-L Continued (Report only transactions with nonrelated institutions) Schedule HC-L 35 7.d. Notional amounts by remaining maturity: One year or less Over One Year Through Five Years (Column C) Over Five Years (1) Sold credit protection: (a) Investment grade... BHCKG46 151,219, BHCKG47 65,429, BHCKG48 66,341, 7.d.(1)(a) (b) Subinvestment grade... BHCKG49 55,611, BHCKG41 192,281, BHCKG411 16,79, 7.d.(1)(b) (2) Purchased credit protection: (a) Investment grade... BHCKG ,561, BHCKG ,788, BHCKG414 8,13, 7.d.(2)(a) (b) Subinvestment grade... BHCKG415 6,385, BHCKG416 24,58, BHCKG417 24,75, 7.d.(2)(b) 8. Spot foreign exchange contracts... BHCK8765 1,36,392, All other off-balance sheet items that individually exceed 1% of Schedule HC, item 27.a, "Total bank holding company equity capital") (itemize and describe in terms 9.a through 9.g only amounts that exceed 25% of Schedule HC, item 27.a)... BHCK343 46,451, 9. a. Securities borrow ed... BHCK a. b. Commitments to purchase w hen-issued securities... BHCK b. c. Commitments to sell w hen-issued securities... BHCK c. d. TEXT6561 BHCK d. e. TEXT6562 BHCK e. f. TEXT6568 BHCK f. g. TEXT6586 BHCK g. 1. Not applicable

36 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-L 36 Schedule HC-L Continued Interest Rate Contracts Derivatives Position Indicators 11. Gross amounts (e.g., notional amounts) (for each column, sum of items 11.a through 11.e must equal the sum of items 12 and 13): a. Futures contracts... BHCK8693 1,58,873, b. Forw ard contracts... BHCK8697 5,563,116, c. Exchange-traded option contracts: (1) Written options... BHCK ,313, (2) Purchased options... BHCK875 99,256, d. Over-the-counter option contracts: (1) Written options... BHCK879 3,13,881, (2) Purchased options... BHCK8713 3,18,48, e. Sw aps... BHCK345 31,254,128, 12. Total gross notional amount of derivative contracts held for trading Total gross notional amount of derivative contracts held for purposes other than trading... BHCKA126 45,77,67, BHCK ,35, 14. Gross fair values of derivative contracts: a. Contracts held for trading: (1) Gross positive fair value... BHCK ,612, (2) Gross negative fair value... BHCK ,947, b. Contracts held for purposes other than trading: (1) Gross positive fair value... BHCK8741 3,244, (2) Gross negative fair value... BHCK8745 1,6, Foreign Exchange Contracts BHCK ,175, BHCK8698 1,849,768, BHCK872 11,582, BHCK876 12,176, BHCK871 1,279,955, BHCK8714 1,333,191, BHCK3826 3,51,769, BHCKA127 7,968,586, BHCK ,3, BHCK ,141, BHCK ,39, BHCK , BHCK , (Column C) (Column D) Equity Derivative Commodity and Contracts Other Contracts BHCK ,768, BHCK8699 2,168, BHCK ,734, BHCK ,658, BHCK ,15, BHCK ,864, BHCK ,554, BHCK8723 1,714,896, BHCK8727 BHCK ,484, BHCK ,499, BHCK8743 BHCK8747 BHCK ,224, 11.a. BHCK87 54,641, 11.b. BHCK874 14,322, 11.c.(1) BHCK878 12,597, 11.c.(2) BHCK ,161, 11.d.(1) BHCK ,35, 11.d.(2) BHCK872 6,78, 11.e. BHCK ,58, 12. BHCK BHCK8736 9,315, 14.a.(1) BHCK874 1,538, 14.a.(2) BHCK8744 BHCK b.(1) 14.b.(2)

37 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-L 37 Schedule HC-L Continued Item 15 is to be completed only by bank holding companies with total assets of $1 billion or more. (1) Banks and Securities Firms Monoline Financial Guarantors (Column C) Hedge Funds (Column D) Sovereign Governments (Column E) Corporations and All Other Counterparties 15. Over-the counter derivatives: a. Net current credit exposure... BHCKG418 45,56, BHCKG419 BHCKG42 2,2, BHCKG421 13,929, BHCKG422 25,86, 15.a. b. Fair value of collateral: (1) Cash - U.S. dollar... BHCKG423 19,995, BHCKG424 BHCKG425 5,766, BHCKG , BHCKG427 5,288, 15.b.(1) (2) Cash - Other currencies... BHCKG428 15,13, BHCKG429 BHCKG43 254, BHCKG431 2,712, BHCKG432 5,275, 15.b.(2) (3) U.S. Treasury securities... BHCKG433 1,254, BHCKG434 BHCKG , BHCKG436 BHCKG437 2,32, 15.b.(3) (4) U.S. Government agency and U.S. Government-sponsored agency debt securities... BHCKG , BHCKG439 BHCKG44 BHCKG441 14, BHCKG442 12, 15.b.(4) (5) Corporate bonds... BHCKG , BHCKG444 BHCKG445 12, BHCKG446 BHCKG447 1,157, 15.b.(5) (6) Equity securities... BHCKG448 BHCKG449 BHCKG45 BHCKG451 BHCKG452 3, 15.b.(6) (7) All other collateral... BHCKG453 3,74, BHCKG454 BHCKG , BHCKG456 7, BHCKG457 4,768, 15.b.(7) (8) Total fair value of collateral (sum of items 15.b.(1) through (7))... BHCKG458 4,877, BHCKG459 BHCKG46 7,38, BHCKG461 2,899, BHCKG462 18,958, 15.b.(8) (1) The $1 billion asset size test is generally based on the total assets reported as of June 3, 213.

38 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-M Memoranda Schedule HC-M 38 Number (Unrounded) 1. Total number of holding company common shares outstanding... BHCK Debt maturing in one year or less (included in Schedule HC, items 16 and 19.a) that is issued to unrelated third parties by bank subsidiaries... BHCK ,763, Debt maturing in more than one year (included in Schedule HC, items 16 and 19.a) that is issued to unrelated third parties by bank subsidiaries... BHCK6556 1,24, Other assets acquired in satisfaction of debts previously contracted... BHCK , Securities purchased under agreements to resell offset against securities sold under agreements to repurchase on Schedule HC... BHCKA288 57,651, Assets covered by loss-sharing agreements w ith the FDIC: a. Loans and leases (included in Schedule HC, items 4.a and 4.b): (1) Loans secured by real estate in domestic offices: (a) Construction, land development, and other land loans: (1) 1-4 family residential construction loans... BHDMK169 6.a.(1)(a)(1) (2) Other construction loans and all land development and other land loans... BHDMK17 6.a.(1)(a)(2) (b) Secured by farmland... BHDMK171 6.a.(1)(b) (c) Secured by 1-4 family residential properties: (1) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHDMK172 6.a.(1)(c)(1) (2) Closed-end loans secured by 1-4 family residential properties: (a) Secured by first liens... BHDMK173 6.a.(1)(c)(2)(a) (b) Secured by junior liens... BHDMK174 6.a.(1)(c)(2)(b) (d) Secured by multifamily (5 or more) residential properties... BHDMK175 6.a.(1)(d) (e) Secured by nonfarm nonresidential properties: (1) Loans secured by ow ner-occupied nonfarm nonresidential properties... BHDMK176 6.a.(1)(e)(1) (2) Loans secured by other nonfarm nonresidential properties... BHDMK177 6.a.(1)(e)(2) (2) Loans to finance agricultural production and other loans to farmers... BHCKK178 6.a.(2) (3) Commercial and industrial loans... BHCKK179 6.a.(3) (4) Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (a) Credit cards... BHCKK18 6.a.(4)(a) (b) Automobile loans... BHCKK181 6.a.(4)(b) (c) Other consumer loans (includes single payment, installment, all student loans, and all revolving credit plans other than credit cards)... BHCKK182 6.a.(4)(c) (5) All other loans and leases... BHCKK183 6.a.(5) Itemize the categories of loans and leases (as defined in Schedule HC-C) included in item 6.a.(5) above that exceed 1% of total loans and leases covered by loss-sharing agreements with the FDIC (sum of items 6.a.(1) through (5)): (a) Loans to depository institutions and acceptances of other banks... BHCKK184 6.a.(5)(a) (b) Loans to foreign governments and official institutions... BHCKK185 6.a.(5)(b) (c) Other loans ( 1 )... BHCKK186 6.a.(5)(c) (d) Lease financing receivables... BHCKK273 6.a.(5)(d) b. Other real estate ow ned (included in Schedule HC, item 7): (1) Construction, land development, and other land in domestic offices... BHDMK187 6.b.(1) (2) Farmland in domestic offices... BHDMK188 6.b.(2) (3) 1-4 family residential properties in domestic offices... BHDMK189 6.b.(3) (4) Multifamily (5 or more) residential properties in domestic offices... BHDMK19 6.b.(4) (5) Nonfarm nonresidential properties in domestic offices... BHDMK191 6.b.(5) (6) In foreign offices... BHFNK26 6.b.(6) (7) Portion of covered other real estate ow ned included in items 6.b.(1) through (6) above that is protected by FDIC loss-sharing agreements... BHCKK192 6.b.(7) (1) Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S., "Loans to nondepository financial institutions and other loans," and loans secured by real estate in foreign offices.

39 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-M Continued Schedule HC-M 39 c. Debt securities (included in Schedule HC, items 2.a and 2.b)... BHCKJ461 6.c. d. Other assets (exclude FDIC loss-sharing indemnification assets)... BHCKJ462 6.d. 7. Captive insurance and reinsurance subsidiaries: a. Total assets of captive insurance subsidiaries ( 1 )... BHCKK , 7.a. b. Total assets of captive reinsurance subsidiaries ( 1 )... BHCKK194 11,521, 7.b. Yes/No 8. Has the holding company entered into a business combination during the calendar year that w as accounted for by the purchase method of accounting? (Enter "1" for yes; enter "" for no)... BHCKC251 NO Has the holding company restated its financial statements during the last quarter as a result of new or revised Statements of Financial Accounting Standards? (Enter "1" for yes; enter "" for no)... BHCK6689 NO Not applicable 11. Have all changes in investments and activities been reported to the Federal Reserve on the Report of Changes in Organizational Structure (FR Y-1)? Holding companies must not leave blank or enter "N/A". The holding company must enter "1" for yes or for no changes to report; or enter "" for no. If the answ er to this question is no, complete the FR Y BHCK6416 YES 11. Shirley Wong Name of Holding Company Official Verifying FR Y-1 Reporting (TEXT 6428) Area Code / Phone Number (TEXT 99) 12. Intangible assets other than goodw ill: a. Mortgage servicing assets... BHCK3164 2,586, 12.a. (1) Estimated fair value of mortgage servicing assets... BHCK6438 2,586, 12.a.(1) b. Purchased credit card relationships and nonmortgage servicing assets... BHCKB26 1,46, 12.b. c. All other identifiable intangible assets... BHCK557 3,431, 12.c. d. Total (sum of items 12.a, 12.b, and 12.c) (must equal Schedule HC, item 1.b)... BHCT426 7,477, 12.d. 13. Other real estate ow ned... BHCT215 49, Other borrow ed money: a. Commercial paper... BHCK239 14,874, 14.a. b. Other borrow ed money w ith a remaining maturity of one year or less... BHCK ,532, 14.b. c. Other borrow ed money w ith a remaining maturity of more than one year... BHCK ,555, 14.c. d. Total (sum of items 14.a, 14.b, and 14.c) (must equal Schedule HC, item 16)... BHCT ,961, 14.d. Yes/No 15. Does the holding company sell private label or third party mutual funds and annuities? (Enter "1" for yes; enter "" for no)... BHCKB569 YES Assets under management in proprietary mutual funds and annuities... BHCKB57 33,875, 16. (1) Report total assets before eliminating intercompany transactions betw een the consolidated insurance or reinsurance subsidiary and other offices or consolidated subsidiaries of the reporting holding company.

40 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-M Continued The following two questions (items 17 and 18) will be used to determine if the reporting holding company must complete the Consolidated Holding Company Report of Equity Investments in Nonfinancial Companies (FR Y-12). See the line item instructions for further details. Schedule HC-M 4 Yes/No 17. Does the holding company hold, either directly or indirectly through a subsidiary or affiliate, any nonfinancial equity investments (see instructions for definition) w ithin a Small Business Investment Company (SBIC) structure, or under section 4(c)(6) or 4(c)(7) of the Bank Holding Company Act, or pursuant to the merchant banking authority of section 4(k)4(H) of the Bank Holding Company Act, or pursuant to the investment authority granted by Regulation K? (Enter "1" for yes; enter "" for no).. BHCKC161 YES 17. If the answer to item 17 is no, your organization does not need to complete the FR Y-12. Skip item 18 and proceed to items 19.a and 19.b below.if the answer to item 17 is yes, proceed to item 18. Yes/No 18. Do your aggregate nonfinancial equity investments (see instructions for definition) equal or exceed the lesser of $1 million (on an acquisition cost basis) or 1% of the holding company's consolidated Tier 1 capital as of the report date? (Enter "1" for yes; enter "" for no)... BHCKC159 YES 18. If the answer to both item 17 and item 18 is yes, your organization must complete the FR Y-12. Skip items 19.a and 19.b and proceed to item 2 below. If the answer to either item 17 or item 18 is no, your organization does not need to complete the FR Y-12. Proceed to items 19.a and 19.b below. Items 19.a and 19.b are to be completed by all holding companies that are not required to file the FR Y-12. Yes/No 19. a. Has the holding company sold or otherw ise liquidated its holding of any nonfinancial equity investment since the previous reporting period? (Enter "1" for yes; enter "" for no)... BHCKC7 N/A 19.a. b. Does the holding company manage any nonfinancial equity investments for the benefit of others? (Enter "1" for yes; enter "" for no)... BHCKC71 N/A 19.b. Bil Mil Thou Memoranda items 2 and 21 are to be completed only by holding companies who have made an effective election to become a financial holding company. See the line item instructions for further details. 2. Balances of broker-dealer subsidiaries engaged in underw riting or dealing securities pursuant to Section 4(k)(4)(E) of the Bank Holding Company Act as amended by the Gramm-Leach- Bliley Act: a. Net assets... BHCKC ,64, 2.a. b. Balances due from related institutions: (1) Due from the holding company (parent company only), gross... BHCK , 2.b.(1) (2) Due from the subsidiary banks of the holding company, gross... BHCK ,136, 2.b.(2) (3) Due from nonbank subsidiaries of the holding company, gross... BHCK ,58, 2.b.(3) c. Balances due to related institutions: (1) Due to holding company (parent company only), gross... BHCK541 3,116, 2.c.(1) (2) Due to subsidiary banks of the holding company, gross... BHCK543 31,834, 2.c.(2) (3) Due to nonbank subsidiaries of the holding company, gross... BHCK545 96,165, 2.c.(3) d. Intercompany liabilities reported in items 2.c.(1), 2.c.(2), and 2.c.(3) above that qualify as liabilities subordinated to claims of general creditors... BHCK547 12,894, 2.d.

41 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-M Continued Schedule HC-M Net assets of subsidiaries engaged in insurance or reinsurance underw riting pursuant to Section 4(k)(4)(B) of the Bank Holding Company Act as amended by the Gramm-Leach-Bliley Act (12 U.S.C. 1843(k)(4)(B)) ( 1 )... BHCKC253 13,56, 21. Memoranda item 22 is to be completed by holding companies with total assets of $3 billion or more. 22. Address (URL) for the reporting holding company's w eb page that displays risk disclosures, including those about credit and market risk. (Example: w w w.examplebhc.com/riskdisclosures) w w w.citigroup.com citi fin sec.htm 22. Memoranda items 23 and 24 are to be completed by all holding companies. 23. Secured liabilities: a. Amount of "Federal funds purchased in domestic offices" that are secured (included in Schedule HC, item 14.a)... BHCKF64 23.a. b. Amount of "Other borrow ings" that are secured (included in Schedule HC-M, item 14.d)... BHCKF65 93,55, 23.b. 24. Issuances associated w ith the U.S. Department of Treasury Capital Purchase Program: a. Senior perpetual preferred stock or similar items... BHCKG a. b. Warrants to purchase common stock or similar items... BHCKG b. (1) A savings and loan holding company that w ishes to engage in financial holding company activities must have an effective election to be treated as a financial holding company or conducts activities under section 1(c)(2)(H)(i) of the HOLA (12 U.S.C. 1467a(c)(2)(H)(i)).

42 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-N 42 Schedule HC-N Past Due and Nonaccrual Loans, Leases, and Other Assets For Federal Reserve Bank Use Only C.I. Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing (Column C) Nonaccrual 1. Loans secured by real estate: a. Construction, land development, and other land loans in domestic offices: (1) 1-4 family residential construction loans... BHCKF172 BHCKF174 BHCKF176 5, 1.a.(1) (2) Other construction loans and all land development and other land loans... BHCKF173 BHCKF175 1, BHCKF177 23, 1.a.(2) b. Secured by farmland in domestic offices... BHCK3493 BHCK3494 BHCK b. c. Secured by 1-4 family residential properties in domestic offices: (1) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHCK , BHCK5399 1, BHCK54 888, 1.c.(1) (2) Closed-end loans secured by 1-4 family residential properties: (a) Secured by first liens... BHCKC236 2,68, BHCKC237 3,74, BHCKC229 4,46, 1.c.(2)(a) (b) Secured by junior liens... BHCKC , BHCKC239 BHCKC23 533, 1.c.(2)(b) d. Secured by multifamily (5 or more) residential properties in domestic offices... BHCK , BHCK35 26, BHCK351 19, 1.d. e. Secured by nonfarm non-residential properties in domestic offices: (1) Loans secured by ow neroccupied nonfarm nonresidential properties... BHCKF178 2, BHCKF18 BHCKF182 4, 1.e.(1) (2) Loans secured by other nonfarm nonresidential properties... BHCKF179 BHCKF181 BHCKF183 25, 1.e.(2) f. In foreign offices... BHCKB , BHCKB573 BHCKB574 1,33, 1.f.

43 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-N Continued Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing Schedule HC-N 43 (Column C) Nonaccrual 2. Loans to depository institutions and acceptances of other banks: a. U.S. banks and other U.S. depository institutions... BHCK5377 BHCK5378 BHCK a. b. Foreign banks... BHCK538 BHCK5381 BHCK5382 1, 2.b. 3. Loans to finance agricultural production and other loans to farmers... BHCK1594 6, BHCK1597 BHCK1583 1, Commercial and industrial loans... BHCK , BHCK167 58, BHCK , Loans to individuals for household, family, and other personal expenditures: a. Credit cards... BHCKB575 1,926, BHCKB576 1,664, BHCKB577 48, 5.a. b. Automobile loans... BHCKK213 5, BHCKK214 BHCKK215 5.b. c. Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)... BHCKK , BHCKK217 53, BHCKK218 51, 5.c. 6. Loans to foreign governments and official institutions... BHCK5389 BHCK539 BHCK , All other loans... BHCK5459 1, BHCK546 2, BHCK , Lease financing receivables: a. Leases to individuals for household, family, and other personal expenditures... BHCKF166 BHCKF167 BHCKF168 8.a. b. All other leases... BHCKF169 2, BHCKF17 7, BHCKF , 8.b. 9. Debt securities and other assets (exclude other real estate ow ned and other repossessed assets)... BHCK355 BHCK , BHCK357 22, TOTAL (sum of items 1 through 9)... BHCK5524 6,176, BHCK5525 6,139, BHCK5526 9,519, 1. Amounts reported in Schedule HC-N, items 1 through 8, above include guaranteed and unguaranteed portions of past due and nonaccrual loans and leases. Report in item 11 below certain guaranteed loans and leases that have already been included in the amounts reported in items 1 through 8. Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing (Column C) Nonaccrual 11. Loans and leases reported in items 1 through 8 above w hich are w holly or partially guaranteed by the U.S. Government (excluding loans and leases covered by loss-sharing agreements w ith the FDIC)... BHCKK36 1,3, BHCKK37 3,711, BHCKK38 12, 11. a. Guaranteed portion of loans and leases (exclude rebooked "GNMA loans") included in item 11 above.. BHCKK39 16, BHCKK4 33, BHCKK41 7, 11.a. b. Rebooked "GNMA loans" that have been repurchased or are eligible for repurchase included in item 11 above... BHCKK42 1,7, BHCKK43 3,619, BHCKK44 95, 11.b.

44 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-N Continued Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing Schedule HC-N 44 (Column C) Nonaccrual 12. Loans and leases reported in items 1 through 8 above w hich are covered by loss-sharing agreements w ith the FDIC: a. Loans secured by real estate in domestic offices: (1) Construction, land development, and other land loans: (a) 1-4 family residential construction loans... BHDMK45 BHDMK46 BHDMK47 12.a.(1)(a) (b) Other construction loans and all land development and other land loans... BHDMK48 BHDMK49 BHDMK5 12.a.(1)(b) (2) Secured by farmland... BHDMK51 BHDMK52 BHDMK53 12.a.(2) (3) Secured by 1-4 family residential properties: (a) Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit... BHDMK54 BHDMK55 BHDMK56 12.a.(3)(a) (b) Closed-end loans secured by 1-4 family residential properties: (1) Secured by first liens... BHDMK57 BHDMK58 BHDMK59 12.a.(3)(b)(1) (2) Secured by junior liens... BHDMK6 BHDMK61 BHDMK62 12.a.(3)(b)(2) (4) Secured by multifamily (5 or more) residential properties... BHDMK63 BHDMK64 BHDMK65 12.a.(4) (5) Secured by nonfarm nonresidential properties: (a) Loans secured by ow neroccupied nonfarm nonresidential properties... BHDMK66 BHDMK67 BHDMK68 12.a.(5)(a) (b) Loans secured by other nonfarm nonresidential properties... BHDMK69 BHDMK7 BHDMK71 12.a.(5)(b) b. Loans to finance agricultural production and other loans to farmers... BHCKK72 BHCKK73 BHCKK74 12.b. c. Commercial and industrial loans... BHCKK75 BHCKK76 BHCKK77 12.c. d. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards... BHCKK78 BHCKK79 BHCKK8 12.d.(1) (2) Automobile loans... BHCKK81 BHCKK82 BHCKK83 12.d.(2) (3) Other consumer loans... BHCKK84 BHCKK85 BHCKK86 12.d.(3) e. All other loans and leases... BHCKK87 BHCKK88 BHCKK89 12.e.

45 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-N Continued Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing Schedule HC-N 45 (Column C) Nonaccrual Itemize the past due and nonaccrual amounts included in item 12.e. above for the loan and lease categories reported in Schedule HC-M, items 6.a.(5)(a) through (d): (1) Loans to depository institutions and acceptances of other banks. BHCKK91 BHCKK92 BHCKK93 12.e.(1) (2) Loans to foreign governments and official institutions... BHCKK95 BHCKK96 BHCKK97 12.e.(2) (3) Other loans ( 1 )... BHCKK99 BHCKK1 BHCKK11 12.e.(3) (4) Lease financing receivables... BHCKK269 BHCKK271 BHCKK e.(4) f. Portion of covered loans and leases included in items 12.a through 12.e above that is protected by FDIC losssharing agreements... BHCKK12 BHCKK13 BHCKK14 12.f. (1) Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S., "Loans to nondepository financial institutions and other loans," and loans secured by real estate in foreign offices.

46 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-N 46 Schedule HC-N Continued Memoranda Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing (Column C) Nonaccrual 1. Loans restructured in troubled debt restructurings included in Schedule HC-N, items 1 through 7, above (and not reported in Schedule HC-C, Memorandum item 1): a. Construction, land development, and other land loans in domestic offices: (1) 1-4 family residential construction loans... BHDMK15 BHDMK16 BHDMK17 M.1.a.(1) (2) Other construction loans and all land development and other land loans... BHDMK18 BHDMK19 BHDMK11 3, M.1.a.(2) b. Loans secured by 1-4 family residential properties in domestic offices... BHCKF661 1,519, BHCKF662 2,21, BHCKF663 3,195, M.1.b. c. Secured by multifamily (5 or more) residential properties in domestic offices... BHDMK111 BHDMK112 BHDMK113 13, M.1.c. d. Secured by nonfarm nonresidential properties in domestic offices: (1) Loans secured by ow neroccupied nonfarm nonresidential properties... BHDMK114 BHDMK115 BHDMK116 1, M.1.d.(1) (2) Loans secured by other nonfarm nonresidential properties... BHDMK117 BHDMK118 BHDMK119 3, M.1.d.(2) e. Commercial and industrial loans: (1) To U.S. addresses (domicile)... BHCKK12 BHCKK121 BHCKK122 59, M.1.e.(1) (2) To non-u.s. addressees (domicile)... BHCKK123 BHCKK124 BHCKK125 53, M.1.e.(2) f. All other loans (include loans to individuals for household, family, and other personal expenditures)... BHCKK , BHCKK127 38, BHCKK , M.1.f.

47 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-N Continued Memoranda Continued Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing Schedule HC-N 47 (Column C) Nonaccrual Itemize loan categories included in Memorandum item 1.f. above that exceed 1% of total loans restructured in troubled debt restructurings that are past due 3 days or more or in nonaccrual status (sum of Memorandum items 1.a through 1.f, columns A through C): (1) Loans secured by farmland in domestic offices... BHDMK13 BHDMK131 BHDMK132 M.1.f.(1) (2) Loans to depository institutions and acceptances of other banks BHCKK134 BHCKK135 BHCKK136 M.1.f.(2) (3) Loans to finance agricultural production and other loans to farmers... BHCKK138 BHCKK139 BHCKK14 M.1.f.(3) (4) Loans to individuals for household, family, and other personal expenditures: (a) Credit cards... BHCKK274 BHCKK275 BHCKK276 M.1.f.(4)(a) (b) Automobile loans... BHCKK277 BHCKK278 BHCKK279 M.1.f.(4)(b) (c) Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards)... BHCKK28 BHCKK281 BHCKK282 M.1.f.(4)(c) (5) Loans to foreign governments and official institutions... BHCKK283 BHCKK284 BHCKK285 M.1.f.(5) (6) Other loans ( 1 )... BHCKK286 BHCKK287 BHCKK288 M.1.f.(6) 2. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule HC-N, items 4 and 7 above... BHCK6558 BHCK6559 BHCK656 29, M Loans and leases included in Schedule HC-N, items 1, 2, 4, 5, 6, 7, and 8 extended to non-u.s. addressees above... BHCK358 1,546, BHCK , BHCK1913 2,948, M Not applicable 5. Loans and leases held-for-sale and loans measured at fair value (included in Schedule HC-N, items 1 through 8 above) a. Loans and leases held for sale... BHCKC24 4, BHCKC241 BHCKC , M.5.a. b. Loans measured at fair value: (1) Fair value... BHCKF664 4, BHCKF665 BHCKF666 93, M.5.b.(1) (2) Unpaid principal balance... BHCKF667 58, BHCKF668 BHCKF , M.5.b.(2) (1) Includes "Obligations (other than securities and leases) of states and political subdivisions in the U.S., "Loans to nondepository financial institutions and other loans," and loans secured by real estate in foreign offices.

48 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-N Continued Memoranda Continued Schedule HC-N 48 Items 6 is to be reported only by holding companies with total consolidated assets of $1 billion or more, or with $2 billion or more in par/notional amounts of off-balance-sheet derivative contracts (as reported in Schedule HC-L, items 11.a through 11.e). Bil Mil Thou Bil Mil Thou 6. Derivative contracts: Fair value of amounts carried as assets... BHCK3529 BHCK353 M Additions to nonaccrual assets during the quarter... BHCKC41 2,168, M Nonaccrual assets sold during the quarter... BHCKC411 7, M.8. Past due 3 through 89 days and still accruing Past due 9 days or more and still accruing (Column C) Nonaccrual 9. Purchased credit-impaired loans accounted for in accordance w ith FASB ASC 31-3 (former AICPA Statement of Position 3-3): a. Outstanding balance... BHCKL183 27, BHCKL184 21, BHCKL , M.9.a. b. Carrying amount included in Schedule HC-N, items 1 through 7, above... BHCKL186 25, BHCKL187 2, BHCKL , M.9.b.

49 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-P 49 Schedule HC-P 1-4 Family Residential Mortgage Banking Activities in Domestic Offices Schedule HC-P is to be completed by (1) all holding companies w ith $1 billion or more in total assets 1 and (2) holding companies w ith less than $1 billion in total assets at w hich either 1-4 family residential mortgage loan originations and purchases for resale 2 from all sources, loan sales, or quarter-end loans held for sale or trading in domestic offices exceed $1 million for tw o consecutive quarters. 1. Retail originations during the quarter of 1-4 family residential mortgage loans for sale: ( 2 ) a. Closed-end first liens... BHCKF66 2,574, 1.a. b. Closed-end junior liens... BHCKF67 1.b. c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit... BHDMF67 1.c.(1) (2) Principal amount funded under the lines of credit... BHDMF671 1.c.(2) 2. Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale: a. Closed-end first liens... BHCKF68 2,152, 2.a. b. Closed-end junior liens... BHCKF69 6, 2.b. c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit... BHDMF672 19, 2.c.(1) (2) Principal amount funded under the lines of credit... BHDMF673 19, 2.c.(2) family residential mortgages sold during the quarter: a. Closed-end first liens... BHCKF7 5,265, 3.a. b. Closed-end junior liens... BHCKF71 2, 3.b. c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit... BHDMF674 3.c.(1) (2) Principal amount funded under the lines of credit... BHDMF675 3.c.(2) family residential mortgages held for sale or trading at quarter-end (included in Schedule HC, items 4.a and 5): a. Closed-end first liens... BHCKF72 3,438, 4.a. b. Closed-end junior liens... BHCKF73 14, 4.b. c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit... BHDMF676 7, 4.c.(1) (2) Principal amount funded under the lines of credit... BHDMF677 7, 4.c.(2) 5. Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans (included in Schedule HI, items 5.c, 5.f, 5.g, and 5.i) a. Closed-end 1-4 family residential mortgage loans... BHCKF184 (6,) 5.a. b. Open-end 1-4 family residential mortgage loans extended under lines of credit... BHDMF56 5.b. 6. Repurchases and indemnifications of 1-4 family residential mortgage loans during the quarter: a. Closed-end first liens... BHDMF678 25, 6.a. b. Closed-end junior liens... BHDMF679 6.b. c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit... BHDMF68 6.c.(1) (2) Principal amount funded under the lines of credit... BHDMF681 6.c.(2) 7. Representation and w arranty reserves for 1-4 family residential mortgage loans sold: a. For representations and w arranties made to U.S. government agencies and governmentsponsored agencies... BHCKL , 7.a. b. For representations and w arranties made to other parties... BHCKL192 6, 7.b. c. Total representation and w arranty reserves (sum of items 7.a and 7.b)... BHCKM288 N/A 7.c. (1) The $1 billion asset size test is generally based on the total assets reported as of June 3, 213. (2) Exclude originations and purchases of 1-4 family residential mortgage loans that are held for investment.

50 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-Q 5 Schedule HC-Q Assets and Liabilities Measured at Fair Value on a Recurring Basis Schedule HC-Q is to be completed by all holding companies. Total Fair Value Reported on Schedule HC Assets 1. Available-for-sale securities... BHCY ,937, 2. Federal funds sold and securities purchased under agreements to resell... BHCKG ,52, 3. Loans and leases held for sale... BHCKG483 1,475, 4. Loans and leases held for investment... BHCKG488 5,729, 5. Trading assets: a. Derivative assets... BHCT ,657, b. Other trading assets... BHCKG497 23,523, (1) Nontrading securities at fair value w ith changes in fair value reported in current BHCKF24 earnings (included in Schedule HC-Q, item 5.b, above) All other assets... BHCKG391 11,982, 7. Total assets measured at fair value on a recurring basis... BHCKG52 736,355, LESS: Amounts Netted in the Determination of Total Fair Value BHCKG474 BHCKG479 41,838, BHCKG484 BHCKG489 BHCKG ,394, BHCKG498 BHCKF684 BHCKG392 3,2, BHCKG53 666,252, (Column C) Level 1 Fair Value Measurements BHCKG ,85, BHCKG48 BHCKG485 BHCKG49 BHCKG494 3,228, BHCKG ,469, BHCKF692 BHCKG395 BHCKG54 239,547, (Column D) Level 2 Fair Value Measurements BHCKG ,335, BHCKG ,439, BHCKG486 1,475, BHCKG491 1,587, BHCKG ,872, BHCKG5 99,844, BHCKF241 BHCKG396 8,129, BHCKG55 1,117,681, (Column E) Level 3 Fair Value Measurements BHCKG477 5,752, 1. BHCKG482 3,451, 2. BHCKG BHCKG492 4,142, 4. BHCKG496 1,951, 5.a. BHCKG51 14,21, 5.b. BHCKF242 5.b.(1) BHCKG84 6,873, 6. BHCKG56 45,379, 7.

51 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-Q 51 Schedule HC-Q Continued Total Fair Value Reported on Schedule HC Liabilities 8. Deposits... BHCKF252 1,768, 9. Federal funds purchased and securities sold under agreements to repurchase... BHCKG57 48,566, 1. Trading liabilities: a. Derivative liabilities... BHCT ,112, b. Other trading liabilities... BHCKG516 79,928, 11. Other borrow ed money... BHCKG521 31,953, 12. Subordinated notes and debentures... BHCKG All other liabilities... BHCKG85 2,295, 14. Total liabilities measured at fair value on a recurring basis... BHCKG531 28,622, LESS: Amounts Netted in the Determination of Total Fair Value BHCKF686 BHCKG58 41,838, BHCKG ,552, BHCKG517 BHCKG522 BHCKG527 BHCKG86 BHCKG ,39, (Column C) Level 1 Fair Value Measurements BHCKF694 BHCKG59 BHCKG513 3,279, BHCKG518 68,84, BHCKG523 BHCKG528 BHCKG87 BHCKG533 71,363, (Column D) Level 2 Fair Value Measurements BHCKF , BHCKG51 89,464, BHCKG ,674, BHCKG519 11,362, BHCKG524 23,28, BHCKG529 BHCKG88 2,292, BHCKG ,95, (Column E) Level 3 Fair Value Measurements BHCKF , 8. BHCKG511 94, 9. BHCKG515 12,711, 1.a. BHCKG52 482, 1.b. BHCKG525 8,673, 11. BHCKG BHCKG89 3, 13. BHCKG535 23,744, 14.

52 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-Q 52 Schedule HC-Q Continued Memoranda Total Fair Value Reported on Schedule HC 1. All other assets (itemize and describe amounts included in Schedule HC-Q, item 6 that are greater than $25, and exceed 25% of item 6): a. Mortgage servicing assets... BHCKG536 2,586, b. Nontrading derivative assets... BHCKG541 1,21, c. BHTXG546 Assets Held in Seperate Accounts Insurance Related BHCKG546 3,665, LESS: Amounts Netted in the Determination of Total Fair Value BHCKG537 BHCKG542 3,2, BHCKG547 d. BHTXG551 BHCKG551 BHCKG552 e. BHTXG556 BHCKG556 BHCKG557 f. BHTXG561 BHCKG561 BHCKG All other liabilities (itemize and describe amounts included in Schedule HC-Q, item 13 that are greater than $25, and exceed 25% of item 13): a. Loan commitments (not accounted for as derivatives)... BHCKF261 BHCKF689 b. Nontrading derivative liabilities... BHCKG566 2,4, BHCKG567 c. BHTXG571 BHCKG571 BHCKG572 d. BHTXG576 BHCKG576 BHCKG577 e. BHTXG581 BHCKG581 BHCKG582 f. BHTXG586 BHCKG586 BHCKG587 (Column C) Level 1 Fair Value Measurements BHCKG538 BHCKG543 BHCKG548 BHCKG553 BHCKG558 BHCKG563 BHCKF697 BHCKG568 BHCKG573 BHCKG578 BHCKG583 BHCKG588 (Column D) Level 2 Fair Value Measurements BHCKG539 BHCKG544 3,862, BHCKG549 3,665, BHCKG554 BHCKG559 BHCKG564 BHCKF262 BHCKG569 2,1, BHCKG574 BHCKG579 BHCKG584 BHCKG589 (Column E) Level 3 Fair Value Measurements BHCKG54 2,586, M.1.a. BHCKG , M.1.b. BHCKG55 BHCKG555 BHCKG56 BHCKG565 BHCKF263 M.1.c. M.1.d. M.1.e. M.1.f. M.2.a. BHCKG57 3, M.2.b. BHCKG575 BHCKG58 BHCKG585 BHCKG59 M.2.c. M.2.d. M.2.e. M.2.f.

53 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R 53 Schedule HC-R Regulatory Capital Part I.A. Re gulatory Capital Compone nts and Ratios This schedule is to be submitted on a consolidated basis. For Federal Reserve Bank Use Only C.I. Tier 1 Capital 1. Total bank holding company equity capital (from Schedule HC, item 27.a)... BHCX321 N/A LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value; if a loss, report as a negative value) ( 1 )... BHCK8434 N/A LESS: Net unrealized loss on available-for-sale equity securities (report loss as a positive value) ( 1 )... BHCKA221 N/A LESS: Accumulated net gains (losses) on cash flow hedges ( 1 ) and amounts recorded in AOCI resulting from the initial and subsequent application of FASB ASC (former FASB statement No. 158) to defined benefit postretirement plans (if a gain, report as a positive value; if a loss, report as a negative value)... BHCK4336 N/A LESS: Nonqualifying perpetual preferred stock... BHCKB588 N/A a. Qualifying Class A noncontrolling (minority) interests in consolidated subsidiaries... BHCKG214 N/A 6.a. b. Qualifying restricted core capital elements (other than cumulative perpetual preferred stock) ( 2 )... BHCKG215 N/A 6.b. c. Qualifying mandatory convertible preferred securities of internationally active bank holding companies... BHCKG216 N/A 6.c. 7. a. LESS: Disallow ed goodw ill and other disallow ed intangible assets... BHCKB59 N/A 7.a. b. LESS: Cumulative change in fair value of all financial liabilities accounted for under a fair value option that is included in retained earnings and is attributable to changes in the bank holding company's ow n creditw orthiness (if a net gain, report as a positive value; if a net loss, report as a negative value)... BHCKF264 N/A 7.b. 8. Subtotal (sum of items 1 and 6.a., 6.b., and 6.c., less items 2, 3, 4, 5, 7.a and 7.b)... BHCKC227 N/A a. LESS: Disallow ed servicing assets and purchased credit card relationships... BHCKB591 N/A 9.a. b. LESS: Disallow ed deferred tax assets... BHCK561 N/A 9.b. 1. Other additions to (deductions from) Tier 1 capital... BHCKB592 N/A Tier 1 capital (sum of items 8 and 1, less items 9.a and 9.b)... BHCK8274 N/A 11. Tier 2 Capital 12. Qualifying subordinated debt, redeemable preferred stock, and restricted core capital elements (except Class B noncontrolling (minority) interest) not includible in items 6.b. or 6.c. ( 2 )... BHCKG217 N/A Cumulative perpetual preferred stock included in item 5 and Class B noncontrolling (minority) interest not included in 6.b., but includible in Tier 2 capital... BHCKG218 N/A Allow ance for loan and lease losses includible in Tier 2 capital... BHCK531 N/A Unrealized gains on available-for-sale equity securities includible in Tier 2 capital... BHCK2221 N/A Other Tier 2 capital components... BHCKB594 N/A Tier 2 capital (sum of items 12 through 16)... BHCK5311 N/A Allow able Tier 2 capital (lesser of item 11 or 17)... BHCK8275 N/A Not applicable 2. LESS: Deductions for total risk-based capital... BHCKB595 N/A Total risk-based capital (sum of items 11 and 18, less item 2)... BHCK3792 N/A 21. (1) Report amount included in Schedule HC, item 26.b, "Accumulated other comprehensive income (AOCI)." (2) Includes subordinated notes payable to unconsolidated trusts issuing trust preferred securities net of the bank holding company's investment in the trust, trust preferred securities issued by consolidated special purpose entities, and Class B and Class C noncontrolling (minority) interests that qualify as Tier 1 capital.

54 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm 54 Schedule HC-R Schedule HC-R Continued Part I.A. Continue d Total Assets for Leverage Ratio 22. Average total assets (from Schedule HC-K, item 5)... BHCT3368 N/A LESS: Disallow ed goodw ill and other disallow ed intangible assets (from item 7.a above)... BHCTB59 N/A LESS: Disallow ed servicing assets and purchased credit card relationships (from item 9.a above)... BHCTB591 N/A LESS: Disallow ed deferred tax assets (from item 9.b above)... BHCT561 N/A LESS: Other deductions from assets for leverage capital purposes... BHCKB596 N/A Average total assets for leverage capital purposes (item 22 less items 23 through 26)... BHCKA224 N/A Not applicable Percentage Capital Ratios 31. Tier 1 leverage ratio (item 11 divided by item 27)... BHCK724 N/A Tier 1 risk-based capital ratio (item 11 divided by item 62)... BHCK726 N/A Total risk-based capital ratio (item 21 divided by item 62)... BHCK725 N/A 33.

55 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R Continued Part I.B. Re gulatory Capital Compone nts and Ratios Advanced approaches holding companies (except savings and loan holding companies (SLHCs)) must complete this Schedule HC-R, Part I.B, starting on March 31, 214. Starting on March 31, 215, all other holding companies must complete Part I.B. On that date, Schedule HC-R, Part I.A, will be removed and Part I.B will be designated Part I. Part I.B is to be submitted on a consolidated basis. Schedule HC-R 55 Com m on Equity Tier 1 Capital 1. Com m on stock plus related surplus, net of treasury stock and unearned em ployee stock ow nership plan (ESOP) shares... BHCAP742 15,44, Retained earnings... BHCT ,745, Accum ulated other com prehensive incom e (AOCI)... BHCAB53 (14,958,) 3. a. AOCI opt-out election (enter "1" for Yes; enter "" for No.) (Advanced approaches institutions m ust enter "" for No.)... BHCAP838 NO 3.a. Yes/No 4. Com m on equity tier 1 m inority interest includable in com m on equity tier 1 capital... BHCAP , Com m on equity tier 1 capital before adjustm ents and deductions (sum of item s 1 through 4)... BHCAP84 25,82, 5. Com m on Equity Tier 1 Capital: Adjustm ents and Deductions 6. LESS: Goodw ill net of associated deferred tax liabilities (DTLs)... BHCAP841 24,314, LESS: Intangible assets (other than goodw ill and m ortgage servicing assets (MSAs)), net of associated DTLs... BHCAP , LESS: Deferred tax assets (DTAs) that arise from net operating loss and tax credit carryfow ards, net of any related valuation allow ances and net of DTLs... BHCAP843 17,457, AOCI-related adjustm ents (item s 9.a through 9.e are effective January 1, 215) (if entered "1" for Yes in item 3.a, com plete only item s 9.a through 9.e; if entered "" for No in item 3.a, com plete only item 9.f): a. LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value; if a loss, report as a negative value) b. LESS: Net unrealized loss on available-for-sale preferred stock classified as an equity security under GAAP and available-for-sale equity exposures (report loss as a positive value) c. LESS: Accum ulated net gains (losses) on cash flow hedges (if a gain, report as a positive value; if a loss, report as a negative value) d. LESS: Am ounts recorded in AOCI attributed to defined benefit postretirem ent plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value; if a loss, report as a negative value) e. LESS: Net unrealized gains (losses) on held-to-m aturity securities that are included in AOCI (if a gain, report as a positive value; if a loss, report as a negative value) f. To be com pleted only by holding com panies that entered "" for No in 3.a: LESS: Accum ulated net gain (loss) on cash flow hedges included in AOCI, net of applicable incom e taxes, that relate to the hedging of item s that are not recognized at fair value on the balance sheet (if a gain, report as a positive value; if a loss, report as a negative value)... BHCAP849 (1,127,) 9.f.

56 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R Continued Part I.B. Continue d Schedule HC-R Other deductions from (additions to) com m on equity tier 1 capital before threshold-based deductions: a. LESS: Unrealized net gain (loss) related to changes in the fair value of liabilities that are due to changes in ow n credit risk (if a gain, report as a positive value; if a loss, report as a negative value)... BHCAQ , 1.a. b. LESS: All other deductions from (additions to) com m on equity tier 1 capital before thresholdbased deductions... BHCAP85 777, 1.b. 11. LESS: Non-significant investm ents in the capital of unconsolidated financial institutions in the form of com m on stock that exceed the 1 percent threshold for non-significant investm ents... BHCAP Subtotal (item 5 m inus item s 6 through 11)... BHCAP ,349, LESS: Significant investm ents in the capital of unconsolidated financial institutions in the form of com m on stock, net of associated DTLs, that exceed the 1 percent com m on equity tier 1 capital deduction threshold... BHCAP LESS: MSAs, net of associated DTLs, that exceed the 1 percent com m on equity tier 1 capital deduction threshold... BHCAP LESS: DTAs arising from tem porary differences that could not be realized through net operating loss carrybacks, net of related valuation allow ances and net of DTLs, that exceed the 1 percent com m on equity tier 1 capital deduction threshold... BHCAP855 2,58, LESS: Am ount of significant investm ents in the capital of unconsolidated financial institutions in the form of com m on stock, net of associated DTLs; MSAs, net of associated DTLs; and DTAs arising from tem porary differences that could not be realized through net operating loss carrybacks, net of related valuation allow ances and net of DTLs; that exceeds the 15 percent com m on equity tier 1 capital deduction threshold... BHCAP LESS: Deductions applied to com m on equity tier 1 capital due to insufficient am ounts of additional tier 1 capital and tier 2 capital to cover deductions... BHCAP Total adjustm ents and deductions for com m on equity tier 1 capital (sum of item s 13 through 17) BHCAP858 2,58, Com m on equity tier 1 capital (item 12 m inus item 18)... BHCAP ,291, 19. Additional Tier 1 Capital 2. Additional tier 1 capital instrum ents plus related surplus... BHCAP86 8,485, Non-qualifying capital instrum ents subject to phase out from additional tier 1 capital... BHCAP861 1,242, Tier 1 m inority interest not included in com m on equity tier 1 capital... BHCAP862 8, Additional tier 1 capital before deductions (sum of item s 2, 21, and 22)... BHCAP863 9,735, LESS: Additional tier 1 capital deductions... BHCAP864 9,735, Additional tier 1 capital (greater of item 23 m inus item 24, or zero)... BHCAP Tier 1 Capital 26. Tier 1 capital (sum of item s 19 and 25)... BHCA ,291, 26. Tier 2 Capital 27. Tier 2 capital instrum ents plus related surplus... BHCAP866 16,537, Non-qualifying capital instrum ents subject to phase out from tier 2 capital... BHCAP867 1,292, Total capital m inority interest that is not included in tier 1 capital... BHCAP868 13, a. Allow ance for loan and lease losses includable in tier 2 capital... BHCA531 12,44, 3.a. b. (Advanced approaches holding com panies that exit parallel run only): Eligible credit reserves includable in tier 2 capital... BHCW531 N/A 3.b. 31. Unrealized gains on available-for-sale preferred stock classified as an equity security under GAPP and available-for-sale equity exposures includable in tier 2 capital... BHCAQ

57 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R Continued Part I.B. Continue d Schedule HC-R a. Tier 2 capital before deductions (sum of item s 27 through 3.a, plus item 31)... BHCAP87 3,282, 32.a. b. (Advanced approaches holding com panies that exit parallel run only): Tier 2 capital before deductions (sum of item s 27 through 29, plus item s 3.b and 31)... BHCWP87 N/A 32.b. 33. LESS: Tier 2 capital deductions... BHCAP , a. Tier 2 capital (greater of item 32.a m inus item 33, or zero)... BHCA5311 3,38, 34.a. b. (Advanced approaches holding com panies that exit parallel run only): Total capital (sum of item s 32.b less item 33, or zero)... BHCW5311 N/A 34.b. Total Capital 35. a. Total capital (sum of item s 26 and 34.a)... BHCA ,329, 35.a. b. (Advanced approaches holding com panies that exit parallel run only): Total capital (sum of item s 26 and 34.b)... BHCW3792 N/A 35.b. Total Assets for the Leverage Ratio 36. Average total consolidated assets... BHCX3368 1,879,82, LESS: Deductions from com m on equity tier 1 capital and additional tier 1 capital (sum of item s 6, 7, 8, 1.b, 11, 13 through 17, and item 24)... BHCAP875 55,279, LESS: Other deductions from (additions to) assets for the leverage ratio purposes... BHCAB596 1,485, Total assets for the leverage ratio (item 36 m inus item s 37 and 38)... BHCAA224 1,822,318, 39. Total Risk-Weighted Assets 4. a. Total Risk-Weighted Assets (from Schedule HC-R, Part II item 62)... BHCAA223 1,18,26, 4.a. b. (Advanced approaches holding com panies that exit parallel run only): Total risk-w eighted assets using advanced approaches rule (from FFIEC 11, Schedule A, item 6)... BHCWA223 N/A 4.b. Percentage Percentage Risk-Based Capital Ratios 41. Com m on equity tier 1 capital ratio (Colum n A: item 19 divided by item 4.a) (Advanced approaches holding com panies that exit parallel run only: Colum n B: item 19 divided by item 4.b)... BHCAP BHCWP793 N/A Tier 1 capital ratio (Colum n A: item 26 divided by item 4.a) (Advanced approaches holding com panies that exit parallel run only: Colum n B: item 26 divided by item 4.b)... BHCA BHCW726 N/A Total capital ratio (Colum n A: item 35.a divided by item 4.a) (Advanced approaches holding com panies that exit parallel run only: Colum n B: item 35.a divided by item 4.b)... BHCA BHCW725 N/A 43. Percentage Leverage Capital Ratios 44. Tier 1 leverage ratio (item 26 divided by item 39)... BHCA Advanced approaches holding com panies only: Supplem entary leverage ratio (from FFIEC 11, Schedule A, item 98) (effective January 1, 215)

58 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R Continued Part I.B. Continue d Schedule HC-R 58 Capital Buffer 46. Institution-specific capital buffer necessary to avoid lim itations on distributions and discretionary bonus paym ents (effective January 1, 216): a. Capital conservation buffer b. (Advanced approaches holding com panies that exit parallel run only): Total applicable capital buffer Percentage Effective January 1, 216: Institutions m ust com plete item s 47 and 48 if the am ount in item 46.a (or the low er of 46.a or 46.b for an advanced approaches holdign com pany that has exited parallel run) is less than or equal to the applicable m inim um capital conservation buffer: 47. Eligible retained incom e 48. Distributions and discretionary bonus paym ents during the quarter

59 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R 59 Schedule HC-R Continued Part II. Risk-Weighted Assets This schedule is to be subm itted on a consolidated basis. Bank holding companies are not required to risk-w eight each on-balance sheet asset and the credit equivalent amount of each off-balance sheet item that qualifies for a risk w eight of less than 1 percent (5 percent for derivatives) at its low er risk w eight. When completing items 34 through 54 of Schedule HC-R, Part II, each bank holding company should decide for itself how detailed a risk-w eighted analysis it w ishes to perform. In other w ords, a bank holding company can choose from among its assets and off-balance sheet items that have a risk w eight of less than 1 percent w hich ones to risk-w eight at an appropriate low er risk w eight, or it can simply risk-w eight some or all of these items at a 1 percent risk w eight (5 percent for derivatives). Totals (from Schedule HC) Items Not Subject to Risk- (Column C) Allocation by Risk Weight (Column D) Allocation by Risk Weight (Column E) Allocation by Risk Weight (Column F) Allocation by Risk Weight Weighting Category % Category 2% Category 5% Category 1% Balance Sheet Asset Categories... BHCE BHC BHC2 BHC5 BHC9 34. Cash and due from depository institutions (column A equals the sum of Schedule HC, items 1.a, 1.b.(1) and 1.b.(2)).... BHCK1 24,4, 35. Held-to-maturity securities... BHCX1754 1,6, 36. Available-for-sale securities... BHCX ,937, 37. Federal funds sold and securities purchased under agreements to resell... BHCKC ,398, 38. Loans and leases held for sale... BHCT5369 5,5, 39. Loans and leases, net of unearned income... BHCTB ,37, 4. LESS: Allow ance for loan and lease losses... BHCX ,923, 41. Trading assets... BHCX ,18, 42. All other assets ( 1 )... BHCKB ,261, 43. Total assets (sum of items 34 through 42)... BHCT217 1,894,39, BHCE1 BHCE1754 (1,81,) BHCE1773 (1,383,) BHCE5369 2, BHCEB528 (1,32,) BHC1 168,787, BHC1754 5,24, BHC ,93, BHCC225 27,872, BHC , BHCB528 31,383, BHC21 31,56, BHC ,169, BHC ,645, BHC2C225 38,29, BHC , BHC2B528 53,836, BHC ,451, BHC ,125, BHC ,48, BHC5B ,81, BHC91 4,17, 34. BHC ,821, 35. BHC ,62, 36. BHC9C225 17,236, 37. BHC ,324, 38. BHC9B ,39, 39. BHCE ,923, 4. BHCE ,5, BHCEB639 54,731,744 BHCE ,94,744 BHC3545 5,667, BHCB639 9,19, BHC ,15, BHC ,891, BHC2B639 18,349, BHC ,245, BHC , BHC5B639 1,68, BHC ,939, BHC ,36, 41. BHC9B639 17,553, BHC ,6, (1) Includes premises and fixed assets, other real estate ow ned, investments in unconsolidated subsidiaries and associated companies, direct and indirect investments in real estate ventures, intangible assets, and other assets.

60 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R Continued Schedule HC-R 6 Part II Continue d Face Value or Notional Amount Credit Conversion Factor Credit Equivalent Amount (1) (Column C) Allocation by Risk Weight (Column D) Allocation by Risk Weight (Column E) Allocation by Risk Weight (Column F) Allocation by Risk Weight Category % Category 2% Category 5% Category 1% Derivatives and Off-Balance Sheet Item s... BHCE BHC BHC2 BHC5 BHC9 44. Financial standby letters of credit... BHCKB546 98,235, 1. or 12.5 (2) Performance standby letters of credit... BHCT657 12,266, Commercial and similar letters of credit... BHCT3411 7,563, Risk participations in bankers acceptances acquired by BHCK3429 the reporting institution Securities lent... BHCT ,268, Retained recourse on small business obligations sold BHCTA25 w ith recourse Recourse and direct credit substitutes (other than financial standby letters of credit) subject to the low -level exposure rule and residual interests subject to a dollarfor-dollar capital requirement... BHCKB541 16, 12.5(3) All other financial assets sold w ith recourse... BHCKB675 3,511, All other off-balance sheet liabilities... BHCKB681 6,415, Unused commitments: a. With an original maturity exceeding one year... BHCK ,56,.5 b. With an original maturity of one year or less to assetbacked commercial paper conduits... BHCKG591 3,657,2.1 BHCEB546 98,235, BHCE657 6,133, BHCE3411 1,512,6 BHCE3429 BHCE ,268, BHCEA25 BHCEB , BHCEB675 3,511, BHCEB681 6,415, BHCE ,28, BHCEG , Derivative contracts... BHCEA167 19,48, BHCB546 11,48, BHC657 38, BHC3411 4, BHC3429 BHC ,922, BHCA25 BHCB675 BHCB681 38, BHC6572 1,718,5 BHCG591 BHCA167 18,6, BHC2B546 25,58, BHC , BHC , BHC23429 BHC ,49, BHC2A25 BHC2B675 BHC2B , BHC ,811, BHC2G591 65,72 BHC2A167 88,636, BHC5B546 2,985, BHC , BHC53411 BHC53433 BHC5A25 BHC5B , BHC5B681 36, BHC ,552, BHC5G591 3, BHC9B546 58,712, 44. BHC9657 5,36, 45. BHC ,49,6 46. BHC BHC ,856, 48. BHC9A BHC9B , 5. BHC9B675 2,953, 51. BHC9B681 5,352, 52. BHC ,198,5 53.a. BHC9G b. BHC5A167 82,812, 54. (1) Column A multiplied by credit conversion factor. (2) For financial standby letters of credit to w hich the low -level exposure rule applies, use a credit conversion factor of 12.5 or an institution-specific factor. For other financial standby letters of credit, use a credit conversion factor of 1.. See instructions for further information. (3) Or institution-specific factor.

61 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R Continued Schedule HC-R 61 Part II Continue d Totals 55. Total assets, derivatives, and off-balance sheet items by risk w eight category (for each column, sum of items 43 through 54)... (Column C) Allocation by Risk Weight Category % BHCKB696 76,481,5 (Column D) Allocation by Risk Weight Category 2% BHCKB ,225,72 (Column E) Allocation by Risk Weight Category 5% BHCKB ,193, (Column F) Allocation by Risk Weight Category 1% BHCKB699 88,831, Risk w eight factor... x % x 2% x 5% x 1% Risk-w eighted assets by risk w eight category (for each column, item 55 multiplied by item 56)... BHCKB7 BHCKB71 75,245,144 BHCKB72 11,596,5 BHCKB73 88,831, Market risk equivalent assets... BHCK ,156, Risk-w eighted assets before deductions for excess allow ance for loan and lease losses and allocated transfer risk reserve (sum of item 57, columns C through F, and item 58)... BHCKB74 1,115,829, LESS: Excess allow ance for loan and lease losses... BHCKA222 7,623, LESS: Allocated transfer risk reserve... BHCK Total risk-w eighted assets (item 59 minus items 6 and 61)... BHCKA223 1,18,26, 62.

62 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-R Continued Part II Continue d Memoranda Schedule HC-R Current credit exposure across all derivative contracts covered by the risk-based capital standards... BHCK ,887, M.1. With a remaining maturity of one year or less With a remaining maturity of over one year through five years (Column C) With a remaining maturity of over five years 2. Notional principal amounts of derivative contracts: ( 1 ) a. Interest rate contracts... BHCK389 27,545,31, BHCK8766 6,119,796, BHCK8767 3,845,567, M.2.a. b. Foreign exchange contracts... BHCK3812 5,886,799, BHCK ,738, BHCK ,32, M.2.b. c. Gold contracts... BHCK ,265, BHCK , BHCK8773 M.2.c. d. Other precious metals contracts... BHCK8774 4,93, BHCK , BHCK8776 M.2.d. e. Other commodity contracts... BHCK ,618, BHCK ,817, BHCK8779 9,544, M.2.e. f. Equity derivative contracts... BHCKA 135,722, BHCKA1 58,44, BHCKA2 19,423, M.2.f. g. Credit derivative contracts: Purchased credit protection that (a) is a covered position under the market risk rule or (b) is not a covered position under the market risk rule and is not recognized as a guarantee for risk-based capital purposes: (1) Investment grade... BHCKG597 17,946, BHCKG598 65,833, BHCKG599 79,778, M.2.g.(1) (2) Subinvestment grade... BHCKG6 53,49, BHCKG61 2,368, BHCKG62 24,312, M.2.g.(2) 3. Preferred stock (including related surplus) eligible for inclusion in Tier 1 capital: a. Noncumulative perpetual preferred stock (included and reported in "Total equity capital," on Schedule HC)... BHCK5479 7,112, M.3.a. b. Not applicable c. Other noncumulative preferred stock eligible for inclusion in Tier 1 capital (e.g., REIT preferred securities)(included in Schedule HC, item 27.b)... BHCKC498 M.3.c. d. Other cumulative preferred stock eligible for inclusion in Tier 1 capital (excluding trust preferred securities) (included in Schedule HC, item 2 or 27.b)... BHCKA57 M.3.d. 4. Offsetting debit to the liability (i.e., the contra account) for Employee Stock Ow nership Plan (ESOP) debt guaranteed by the reporting bank holding company (included in Schedule HC, item 26.c)... BHCK2771 M Treasury stock (including offsetting debit to the liability for ESOP debt) (included in Schedule HC, item 26.c): a. In the form of perpetual preferred stock... BHCK5483 M.5.a. b. In the form of common stock... BHCK5484 2,237, M.5.b. (1) Exclude foreign exchange contracts w ith an original maturity of 14 days or less and all futures contracts.

63 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm 63 Schedule HC-R Schedule HC-R Continued Part II Continue d Memoranda Continued 6. Market risk equivalent assets attributable to specific risk (included in Schedule HC-R, Part II, item 58)... BHCKF31 73,762, M Not applicable 8. Restricted core capital elements included in Tier 1 capital: a. Qualifying Class B noncontrolling (minority) interest (included in Schedule HC, item 27.b)... BHCKG219 M.8.a. b. Qualifying Class C noncontrolling (minority) interest (included in Schedule HC, item 27.b)... BHCKG22 M.8.b. c. Qualifying cumulative perpetual preferred stock (included in Schedule HC, item 27.a)... BHCK599 M.8.c. d. Qualifying trust preferred securities (included in Schedule HC, item 19.b) ( 2 )... BHCKC52 M.8.d. 9. Goodw ill net of any associated deferred tax liability... BHCKG221 M.9. Percentage 1. Ratio of qualifying restricted core capital elements to total core capital elements less (goodw ill net of any associated deferred tax liability)... BHCKG222 M.1. (2) Includes subordinated notes payable to unconsolidated trusts issuing trust preferred securities net of the bank holding company's investment in the trust, and trust preferred securities issued by consolidated special purpose entities, that qualify as Tier 1 capital.

64 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-S 64 Schedule HC-S Servicing, Securitization, and Asset Sale Activities For Federal Reserve Bank Use Only C.I. Securitization Activities 1. Outstanding principal balance of assets sold and securitized w ith servicing retained or w ith recourse or other seller-provided credit enhancements Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to structures reported in item 1 in the form of: a. Credit enhancing interest-only strips (included in HC-B, HC-D, or HC-F) Family Residential Loans BHCKB75 23,97, BHCKB712 b. Subordinated securities and other residual interests... BHCKC393 4, c. Standby letters of credit and other enhancements... BHCKC4 66, 3. Reporting institution's unused commitments to provide BHCKB726 liquidity to structures reported in item Past due loan amounts included in item 1: a days past due... BHCKB733 1,85, b. 9 days or more past due... BHCKB74 1,249, 5. Charge-offs and recoveries on assets sold and securitized w ith servicing retained or w ith recourse or other seller-provided credit enhancements (calendar yearto-date) a. Charge-offs... BHCKB747 3, b. Recoveries... BHCKB754 Home Equity Lines BHCKB76 2,218, BHCKB713 BHCKC394 17, BHCKC41 BHCKB727 BHCKB734 3, BHCKB741 7, BHCKB748 BHCKB755 (Column C) Credit Card Receivables BHCKB77 361, BHCKB714 BHCKC395 BHCKC42 BHCKB728 BHCKB735 8, BHCKB742 7, BHCKB749 11, BHCKB756 2, (Column D) Auto Loans BHCKB78 BHCKB715 BHCKC396 BHCKC43 BHCKB729 BHCKB736 BHCKB743 BHCKB75 BHCKB757 (Column E) Other Consumer Loans BHCKB79 BHCKB716 BHCKC397 BHCKC44 BHCKB73 BHCKB737 BHCKB744 BHCKB751 BHCKB758 (Column F) Commercial and Industrial Loans BHCKB71 533, BHCKB717 BHCKC398 15, BHCKC45 BHCKB731 BHCKB738 BHCKB745 BHCKB752 BHCKB759 (Column G) All Other Loans, All Leases, and All Other Assets BHCKB711 14,57, 1. BHCKB718 2.a. BHCKC399 45, 2.b. BHCKC46 BHCKB732 2.c. 3. BHCKB739 42, 4.a. BHCKB746 8, 4.b. BHCKB753 1, 5.a. BHCKB76 5.b.

65 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-S Continued Schedule HC-S Family Residential Loans Home Equity Lines 6. Amount of ow nership (or seller's) interests carried as: a. Securities (included in HC-B)... BHCKB761 b. Loans (included in HC-C)... BHCKB5 7. Past due loan amounts included in interests reported in item 6.a: a days past due... BHCKB764 b. 9 days or more past due... BHCKB Charge-offs and recoveries on loan amounts included in interests reported in item 6.a (calendar year-to-date) a. Charge-offs... BHCKB77 b. Recoveries... BHCKB773 For Securitization Facilities Sponsored By or Otherw ise Established By Other Institutions 9. Maximum amount of credit exposure arising from credit enhancements provided by the reporting institution to other institutions' securitization structures in the form of standby letters of credit, purchased subordinated securities, and other enhancements Reporting institution's unused commitments to provide liquidity to other institution's securitization structures... Asset Sales 11. Assets sold w ith recourse or other seller-provided credit enhancements and not securitized Maximum amount of credit exposure arising from recourse or other seller provided credit enhancements provided to assets reported in item BHCKB776 11, BHCKB783 BHCKB79 1, BHCKB797 99, BHCKB777 71, BHCKB784 BHCKB791 BHCKB798 (Column C) Credit Card Receivables BHCKB762 BHCKB51 BHCKB765 BHCKB768 BHCKB771 BHCKB774 BHCKB778 BHCKB785 BHCKB792 BHCKB799 (Column D) Auto Loans BHCKB779 99, BHCKB786 BHCKB793 BHCKB8 (Column E) Other Consumer Loans BHCKB78 52, BHCKB787 BHCKB , BHCKB81 132, (Column F) Commercial and Industrial Loans (Column G) All Other Loans, All Leases, and All Other Assets BHCKB763 48, 6.a. BHCKB52 BHCKB766 BHCKB769 BHCKB772 BHCKB775 BHCKB781 BHCKB788 BHCKB795 BHCKB82 6.b. 7.a. 7.b. 8.a. 8.b. BHCKB782 1,817, 9. BHCKB BHCKB , 11. BHCKB83 22, 12.

66 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-S Continued Memoranda Schedule HC-S Small business obligations transferred w ith recourse under Section 28 of the Riegle Community Development and Regulatory Improvement Act of 1994: a. Outstanding principal balance... BHCKA249 M.1.a. b. Amount of retained recourse on these obligations as of the report date... BHCKA25 M.1.b. 2. Outstanding principal balance of assets serviced for others (includes participations serviced for others): a. 1-4 family residential mortgages serviced w ith recourse or other servicer-provided credit enhancements... BHCKB84 211, M.2.a. b. 1-4 family residential mortgages serviced w ith no recourse or other servicer-provided credit enhancements... BHCKB85 268,282, M.2.b. c. Other financial assets ( 1 )... BHCKA591 7,719, M.2.c. d. 1-4 family residential mortgages serviced for others that are in process of foreclosure at quarter-end (includes closed-end and open-end loans).. BHCKF699 5,21, M.2.d. 3. Asset-backed commercial paper conduits: a. Maximum amount of credit exposure arising from credit enhancements provided to conduit structures in the form of standby letters of credit, subordinated securities, and other enhancements: (1) Conduits sponsored by the bank, a bank affiliate, or the holding company... BHCKB86 2,385, M.3.a.(1) (2) Conduits sponsored by other unrelated institutions... BHCKB87 M.3.a.(2) b. Unused commitments to provide liquidity to conduit structures: (1) Conduits sponsored by the bank, a bank affiliate, or the holding company... BHCKB88 148, M.3.b.(1) (2) Conduits sponsored by other unrelated institutions... BHCKB89 3,655, M.3.b.(2) 4. Outstanding credit card fees and finance charges (included in Schedule HC-S, item 1, column C) ( 2 )... BHCKC47 5, M.4. (1) Memorandum item 2.c is to be completed if the principal balance of other financial assets serviced for others is more than $1 million. (2) Memorandum item 4 is to be completed by (1) holding companies that, together w ith affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $5 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions).

67 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule HC-V Variable Interest Entities Securitization Vehicles ABCP Conduits Schedule HC-V 67 (Column C) Other VIEs 1. Assets of consolidated variable interest entities (VIEs) that can be used only to settle obligations of consolidated VIEs: a. Cash and balances due from depository institutions... BHCKJ981 65, BHCKJ982 BHCKJ , 1.a. b. Held-to-maturity securities... BHCKJ984 BHCKJ985 BHCKJ986 32, 1.b. c. Available-for-sale securities... BHCKJ987 2,248, BHCKJ , BHCKJ989 6,489, 1.c. d. Securities purchased under agreements to resell... BHCKJ99 BHCKJ991 BHCKJ992 1.d. e. Loans and leases held for sale... BHCKJ993 BHCKJ , BHCKJ995 1.e. f. Loans and leases, net of unearned income... BHCKJ996 63,41, BHCKJ997 3,892, BHCKJ998 1,372, 1.f. g. Less: Allow ance for loan and lease losses... BHCKJ999 3,182, BHCKK1 BHCKK2 215, 1.g. h. Trading assets (other than derivatives)... BHCKK3 BHCKK4 2, BHCKK5 83, 1.h. i. Derivative trading assets... BHCKK6 82, BHCKK7 BHCKK8 2, 1.i. j. Other real estate ow ned... BHCKK9 1, BHCKK1 BHCKK11 16, 1.j. k. Other assets... BHCKK12 61, BHCKK13 59, BHCKK14 2,78, 1.k. 2. Liabilities of consolidated VIEs for w hich creditors do not have recourse to the general credit of the reporting holding company: a. Securities sold under agreements to repurchase... BHCKK15 BHCKK16 BHCKK17 2.a. b. Derivative trading liabilities... BHCKK18 BHCKK19 BHCKK2 3, 2.b. c. Commercial paper... BHCKK21 BHCKK22 12,321, BHCKK23 2.c. d. Other borrow ed money (exclude commercial paper)... BHCKK24 38,116, BHCKK25 BHCKK26 6,223, 2.d. e. Other liabilities... BHCKK27 253, BHCKK28 13, BHCKK29 832, 2.e. 3. All other assets of consolidated VIEs (not included in items 1.a through 1.k above)... BHCKK3 BHCKK31 BHCKK All other liabilities of consolidated VIEs (not included in items 2.a through 2.e above)... BHCKK33 BHCKK34 2,385, BHCKK35 226, 4.

68 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Notes to the Balance Sheet Predecessor Financial Items Schedule BS - Notes-PFI 68 For holding companies involved in a business combination(s) during the quarter, provide on the lines below quarterly average information for any acquired company(ies) w ith aggregated assets of $1 billion or more or 5 percent of the reporting holding company's total consolidated assets as of the previous quarter-end, w hichever is less. 1. Average loans and leases (net of unearned income)... BHBC3516 N/A Average earning assets... BHBC342 N/A Average total consolidated assets... BHBC3368 N/A Average equity capital... BHBC3519 N/A 4.

69 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Notes to the Balance Sheet (Other) Schedule BS - Notes-Other 65 Enter in the lines provided below any additional information on specific line items on the income statement or to its supporting schedules that the holding company wishes to explain, that has been separately disclosed in the holding company's quarterly reports to its shareholders, in its press releases, or on its quarterly reports to the Securities and Exchange Commission (SEC). Also include any transactions which previously would have appeared as footnotes to Schedules HC through HC-S. Each additional piece of information disclosed should include the appropriate reference to schedule and item number, as well as a description of the additional information and the dollar amount (in thousands of dollars) associated with that disclosure. Example A holding company has guaranteed a new loan for its leveraged Employee Stock Ownership Plan (ESOP) for $75 thousand and that amount has increased the holding company's long-term unsecured debt by a material amount. The holding company has disclosed that change to its stockholders and to the SEC. Enter on the line item below the following information: TEXT Bil Mil Thou Sch. HC, item 16, New loan to holding company's ESOP guaranteed by holding company TEXT 75 Notes to the Balance Sheet (Other) 1. BHCKJ537 Outstanding issuances of perpetual preferred stock associated w ith the U.S. Department of Treasury Community Development Capital Initiative (CDCI) program included in Schedule HC, item 23, Perpetual preferred stock and related surplus (for Subchapter S corporations, outstanding issuances of subordinated debt securities associated w ith CDCI included in Schedule HC, item 19.a, Subordinated notes and debentures) BHCKK TEXT TEXT5358 BHCK TEXT5359 BHCK TEXT536 BHCK TEXTB27 BHCK TEXTB28 BHCKB TEXTB29 BHCKB TEXTB3 BHCKB29 8. BHCKB3 9.

70 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Schedule BS - Notes-Other 66 Notes to the Balance Sheet (Other) Continued 1. TEXTB TEXTB32 BHCKB TEXTB33 BHCKB TEXTB34 BHCKB TEXTB35 BHCKB TEXTB36 BHCKB TEXTB37 BHCKB TEXTB38 BHCKB TEXTB39 BHCKB TEXTB4 BHCKB TEXTB41 BHCKB4 19. BHCKB41 2.

71 March 214 FR Y-9C Citigroup Inc. - ID RSSD# Printed: 6/15/215-4:51 pm Remarks Schedule REMARKS 67 Enter in the space below any additional remarks that you may have. (TEXT4769)