Ultimate Parent: Alaska National Corporation ALASKA NATIONAL INSURANCE COMPANY. Anchorage, Alaska

Size: px
Start display at page:

Download "Ultimate Parent: Alaska National Corporation ALASKA NATIONAL INSURANCE COMPANY. Anchorage, Alaska"

Transcription

1 Anchorage, Alaska A Ultimate Parent: Alaska National Corporation ALASKA NATIONAL INSURANCE COMPANY 7001 Jewel Lake Road Anchorage, AK Web: Tel: Fax: AMB#: NAIC#: Ultimate Parent#: FEIN#: BEST S CREDIT RATING Best s Financial Strength Rating: A Best s Financial Size Category: IX Outlook: Stable RATING RATIONALE Rating Rationale: The ratings reflect Alaska National Insurance Compa- ny s (ANIC) excellent risk-adjusted capitalization, strong underwriting performance, and solid operating profitability, which have outperformed the workers compensation peer composite over the long term by wide margins. The ratings also reflect the company s solid position as a regional carrier operating within the western United States. Partially offsetting these positive rating factors are the significant geographic concentration within two states, which exposes results to potential changes within the regulatory environment; stockholder dividends, which somewhat constrained surplus growth in prior years; relatively high reliance on the federal terrorism backstop, TRIPRA, for one tier three location; and competitive market conditions. Despite these concerns, the outlooks reflect the company s historically strong operating performance and A.M. Best s expectation that operating results will remain profitable over the near term. The company s regional market focus, emphasis on underwriting fundamentals, and conservative operating strategies have contributed to strong operating results over the long term. Other contributing fac A.M. Best Company, Oldwick, NJ Printed August 7, Page 1 of 5

2 tors include the company s successful risk management programs, consistent policyholder retention rates, and diversification into other types of commercial lines business in the Pacific Northwest. While the company s terrorism risk exposure remains relatively high on a gross basis in one tier three location, management has reduced its net exposure to a manageable level through the utilization of third-party reinsurance and TRIPRA. However, due to the temporary nature of TRIPRA, A.M. Best will continue to monitor the company s gross terrorism risk exposure over time as it relates to the company s risk management practices and overall capacity. While A.M. Best believes that Alaska National is well positioned at its current rating level, a significant deterioration in operating results over the long term beyond expectations could cause negative rating pressure. KEY FINANCIAL INDICATORS ($000) Net Pre-tax Total Policy- Premiums Operating Admitted holders Comb. Year Written Income Assets Surplus Ratio ,089 45, , , ,232 41, , , ,856 26, , , ,565 59, , , ,253 59, , , (*) Data reflected within all tables of this report has been compiled from the company-filed statutory statement. BUSINESS PROFILE Alaska National Insurance Company (ANIC) writes commercial lines insurance with a focus on workers compensation. In Alaska, the company maintains the largest market share in both workers compensation and commercial automobile liability and is also a leading writer in all other commercial lines. The company operates within the western United States, with exposure outside of this market being minor and primarily in support of its core business. The company maintains three offices outside of Alaska. Through its Seattle office, the company writes multi-jurisdiction employee risks for businesses that have both maritime- and land-based exposures as well as state act exposures for businesses based in the Pacific Northwest. ANIC also writes commercial lines business from its offices in Seattle and Boise, ID, which includes commercial auto, property, general liability and workers compensation business throughout the Pacific Northwest and the Mountain States. This diversification followed the opening of an office in San Francisco in late 2000 to write California workers compensation subsequent to the acquisition of the renewal rights of another carrier. Management maintains a conservative view towards entering any new markets. ANIC markets its insurance products through more than 370 brokerage firms. All non-maritime business is written at rates based on ISO, California Bureau and National Council on Compensation Insurance (NCCI) loss costs subject to experience rating, approved multipliers and schedule modification plans. Large deductible programs and retrospectively rated policies are utilized on larger casualty risks. While the company is a market for large construction inland marine business in support of existing and new accounts, risks are also written on a stand-alone basis. The company also acts as a servicing carrier in Alaska and participates in the NCCI workers compensation pool. Additionally, the company participates in the Automobile Insurance Plan Service Office (AIPSO) assigned risk plan. Territory: The company is licensed in AL, AK, AZ, CA, CO, FL, HI, ID, IL, IA, KS, LA, MN, MS, MO, MT, NV, NM, ND, OK, OR, SD, TX, UT, WA and WY BY-LINE BUSINESS ($000) Reinsurance Product DPW Prem Assumed Line ($000) (%) ($000) (%) Workers Comp , , Com l MultiPeril , Comm l Auto Liab , Oth Liab Occur , Inland Marine , All Other , Total , , Reinsurance Business Product Prem Ceded NPW Retention Line ($000) (%) ($000) (%) (%) Workers Comp , , Com l MultiPeril , , Comm l Auto Liab , , Oth Liab Occur , , Inland Marine , All Other , , Total , , HISTORY The company was incorporated on April 30, 1979, under the laws of Alaska and began business on October 1, Capital paid up of $50,000,000 consists of 250,000 outstanding common shares at a $100 par value and $25,000,000 of contributed surplus. There are 1,000,000 authorized capital shares A.M. Best Company, Oldwick, NJ Printed August 7, Page 2 of 5

3 MANAGEMENT All of the outstanding capital stock is owned by Alaska National Corporation, an Alaska holding company, whose stock is owned directly or beneficially by employees, officers and directors of Alaska National Insurance Company. Administration of the company s affairs is under the direction of the president, Craig L. Nodtvedt, who was elected to his present position in 2005, having previously served as senior vice president. The senior officers and directors have extensive experience in the management of insurance company operations in Alaska, Washington, California, Oregon and Idaho. Officers: Chairman, George S. Suddock; Vice Chairman, David P. Jones; President, Craig L. Nodtvedt; Executive Vice Presidents, June Hill (Claims), Bernie D. Raven (Underwriting), Richard B. Suddock (Finance & Administration); Senior Vice Presidents, Kristy Bottomley, Wayne Bryan, Elizabeth A. Humphries, Terrence E. Kordewick, Scott Lincoln, Roger L. Moseley, Jeff Mouck, John L. Ramey; Treasurer, Takashi Azegami. Directors: Jonathan L. Block, Richard L. Block, June V. Hill, David P. Jones (Vice Chairman), Norman F. Kaelber, Terrence E. Kordewick, Roger L. Moseley, Craig L. Nodtvedt, Gary B. Oehler, James E. Pfeifer, John L. Ramey, Bernie D. Raven, George S. Suddock (Chairman), Richard B. Suddock. Balance Sheet Admitted Assets ($000) 12/31/2014 % Bonds $499, Common stock , Cash & short-term invest , Real estate, investment Other non-affil inv asset , Real estate, offices , Total invested assets $751, Premium balances , Accrued interest , All other assets , Total assets $879, Liabilities & Surplus ($000) Loss & LAE reserves $354, Unearned premiums , Conditional reserve funds All other liabilities , Total liabilities $499, Capital & assigned surplus , Unassigned surplus , Total policyholders surplus $380, Total liabilities & surplus $879, A.M. Best Company, Oldwick, NJ Printed August 7, Page 3 of 5

4 ALASKA NATIONAL INSURANCE COMPANY Total Admitted Assets Years in millions of dollars FINANCIAL SUMMARY ($000) as of 12/31/2014 Policyholders Surplus $ 380,517 Direct Premiums Written $ 240,898 Combined Ratio Net Underwriting Income $ 33,417 Net Investment Income $ 26, A.M. Best Company, Oldwick, NJ Printed August 7, Page 4 of 5

5 Why is this Best s Rating Report important to you? A Best s Rating Report from the A.M. Best Company showcases the opinion from the leading provider of insurer ratings of a company s financial strength and ability to meet its obligations to policyholders, as well as its relative credit risk. The A.M. Best Company is the oldest, most experienced rating agency in the world and has been reporting on the financial condition of the insurance companies since A Best s Financial Strength Rating is an independent opinion of an insurer s financial strength and ability to meet its ongoing insurance policy and contract obligations. The Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. The rating is not assigned to specific insurance policies or contracts and does not address any other risk, including, but not limited to, an insurer s claims-payment policies or procedures; the ability of the insurer to dispute or deny claims payment on grounds of misrepresentation or fraud; or any specific liability contractually borne by the policy or contract holder. The rating is not a recommendation to purchase, hold or terminate any insurance policy, contract or any other financial obligation issued by an insurer, nor does it address the suitability of any particular policy or contract for a specific purpose or purchaser. In arriving at a rating decision, A.M. Best relies on third-party audited financial data and/or other information provided to it. While this information is believed to be reliable, A.M. Best does not independently verify the accuracy or reliability of the information. The company information appearing in this pamphlet is an extract from the complete company report prepared by the A.M. Best Company or A.M. Best Europe Rating Services Limited. For the latest Best s Financial Strength Ratings along with their definitions and A.M. Best s Terms of Use, visit the A.M. Best website at You may also obtain AMB Credit Reports by visiting our site or calling our Customer Service department at , ext To expedite your request, please provide the company s identification number (AMB#) A.M. Best Company, Oldwick, NJ Printed August 7, Page 5 of 5

Ultimate Parent: American Financial Group, Inc GREAT AMERICAN INSURANCE COMPANY. Cincinnati, Ohio RATING RATIONALE

Ultimate Parent: American Financial Group, Inc GREAT AMERICAN INSURANCE COMPANY. Cincinnati, Ohio RATING RATIONALE Cincinnati, Ohio A+ Ultimate Parent: American Financial Group, Inc GREAT AMERICAN INSURANCE COMPANY 301 E. Fourth Street Cincinnati, OH 45202 Web: www.gaig.com Tel: 513-369-5000 Fax: 513-369-3600 AMB#:

More information

Ultimate Parent: American Financial Group, Inc GREAT AMERICAN INSURANCE COMPANY

Ultimate Parent: American Financial Group, Inc GREAT AMERICAN INSURANCE COMPANY Cincinnati, Ohio A+ Ultimate Parent: American Financial Group, Inc GREAT AMERICAN INSURANCE COMPANY 301 E. Fourth Street Cincinnati, OH 45202 Web: www.gaig.com Tel: 513-369-5000 Fax: 513-369-3600 AMB#:

More information

Associated With: Berkshire Hathaway Inc. BERKSHIRE HATHAWAY GUARD INSURANCE COMPANIES

Associated With: Berkshire Hathaway Inc. BERKSHIRE HATHAWAY GUARD INSURANCE COMPANIES BERKSHIRE HATHAWAY GUARD INSURANCE COMPANIES NorGUARD Insurance Company A+ AmGUARD Insurance Company A+ EastGUARD Insurance Company A+ WestGUARD Insurance Company A+ Associated With: Berkshire Hathaway

More information

Associated With: Cincinnati Financial Corporation THE CINCINNATI INSURANCE COMPANIES

Associated With: Cincinnati Financial Corporation THE CINCINNATI INSURANCE COMPANIES THE CINCINNATI INSURANCE COMPANIES Cincinnati Insurance Company A+ Cincinnati Specialty Undrs Ins A+ Cincinnati Casualty Company A+ Cincinnati Indemnity Company A+ Associated With: Cincinnati Financial

More information

ProAssurance Casualty Company A+ ProAssurance Indemnity Co Inc. A+ ProAssurance Specialty Ins Co A+ PROASSURANCE GROUP

ProAssurance Casualty Company A+ ProAssurance Indemnity Co Inc. A+ ProAssurance Specialty Ins Co A+ PROASSURANCE GROUP PROASSURANCE GROUP ProAssurance Casualty Company A+ ProAssurance Indemnity Co Inc. A+ ProAssurance Specialty Ins Co A+ Associated With: ProAssurance Corporation PROASSURANCE GROUP Mailing: P.O. Box 590009,

More information

2015 A.M. Best Company, Oldwick, NJ 08858 Printed June 22, 2015 www.ambest.com Page 1 of 6

2015 A.M. Best Company, Oldwick, NJ 08858 Printed June 22, 2015 www.ambest.com Page 1 of 6 AMTRUST GROUP Best s FSR FSC AmTrust International Ins Ltd A XIII Technology Insurance Co., Inc A XIII Rochdale Insurance Company A XIII AmTrust Europe Limited A XIII AmTrust Insurance Co of Kansas A XIII

More information

Statutory Financial Examination of ALASKA NATIONAL INSURANCE COMPANY FE 14-02. as of December 31, 2013

Statutory Financial Examination of ALASKA NATIONAL INSURANCE COMPANY FE 14-02. as of December 31, 2013 Statutory Financial Examination of ALASKA NATIONAL INSURANCE COMPANY as of December 31, 2013 Issued by STATE OF ALASKA DEPARTMENT OF COMMERCE, COMMUNITY, AND ECONOMIC DEVELOPMENT DIVISION OF INSURANCE

More information

TERRA BRASIS RESSEGUROS. Sao Paulo, SP 04543-000, Brazil B++

TERRA BRASIS RESSEGUROS. Sao Paulo, SP 04543-000, Brazil B++ TERRA BRASIS RESSEGUROS Sao Paulo, SP 04543-000, Brazil Operating Company Composite TERRA BRASIS RESSEGUROS Av. Juscelino Kubitcheck, 1700, 12 Andar, Itaim Bibi, Sao Paulo, SP 04543-000, Brazil Web: www.terrabrasis.com.br

More information

Associated With: White Mountains Insurance Group Ltd ONEBEACON INSURANCE GROUP

Associated With: White Mountains Insurance Group Ltd ONEBEACON INSURANCE GROUP ONEBECON INSURNCE GROUP tlantic Specialty Ins Co Employers Fire Insurance Co OneBeacon merica Insurance Co OneBeacon Insurance Company Homeland Ins Co of NY Homeland Insurance Company DE OBI National Insurance

More information

Ultimate Parent: AMERCO OXFORD LIFE INSURANCE COMPANY. Phoenix, Arizona

Ultimate Parent: AMERCO OXFORD LIFE INSURANCE COMPANY. Phoenix, Arizona Phoenix, Arizona A- Ultimate Parent: AMERCO OXFORD LIFE INSURANCE COMPANY 2721 North Central Avenue Phoenix, AZ 85004-1172 Web: www.oxfordlife.com Tel: 602-263-6666 Fax: 602-277-5901 AMB#: 007890 NAIC#:

More information

Associated With: GuideOne Mutual Insurance Company GUIDEONE INSURANCE COMPANIES

Associated With: GuideOne Mutual Insurance Company GUIDEONE INSURANCE COMPANIES GUIDEONE INSURNCE COMPNIES GuideOne Mutual Insurance Co GuideOne Prop & Cas Ins Co GuideOne Specialty Mutual Ins GuideOne merica Insurance Co GuideOne Elite Insurance Co GuideOne Lloyds Insurance Co GuideOne

More information

002314 Virginia Surety Company, Inc. As of September 8, 2010

002314 Virginia Surety Company, Inc. As of September 8, 2010 Company Information Address: 175 W. Jackson Blvd. 11th Floor Chicago, IL 664 Top Officer: David L. Cole Top Officer's Title: Chairman & CEO Secretary: Ronald D. Markovits Telephone: 312-356-3 Fax: 312-356-31

More information

Associated With: White Mountains Insurance Group Ltd ONEBEACON INSURANCE GROUP

Associated With: White Mountains Insurance Group Ltd ONEBEACON INSURANCE GROUP tlantic Specialty Ins Co Homeland Ins Co of NY Homeland Insurance Company DE OBI National Insurance Co ssociated With: White Mountains Insurance Group Ltd ONEBECON INSURNCE GROUP Exec/dmin: 601 Carlson

More information

Ultimate Parent: Highmark Health HM LIFE INSURANCE COMPANY. Pittsburgh, Pennsylvania

Ultimate Parent: Highmark Health HM LIFE INSURANCE COMPANY. Pittsburgh, Pennsylvania Pittsburgh, Pennsylvania A- Ultimate Parent: Highmark Health HM LIFE INSURANCE COMPANY Mail: P.O. Box 535061, Pittsburgh, PA 15253-5061 Web: www.hmig.com Tel: 800-328-5433 Fax: 717-260-7261 AMB#: 009063

More information

Ultimate Parent: Highmark Health HM LIFE INSURANCE COMPANY OF NEW YORK. New York, New York

Ultimate Parent: Highmark Health HM LIFE INSURANCE COMPANY OF NEW YORK. New York, New York New York, New York A- Ultimate Parent: Highmark Health HM LIFE INSURANCE COMPANY OF NEW YORK Mail: 420 Fifth Avenue, 3rd Floor, New York, NY 10018 Web: www.hmig.com Tel: 800-328-5433 Fax: 717-260-7261

More information

Holiday, Florida LION INSURANCE COMPANY. Ultimate Parent: Jamestown Holdings Corp.

Holiday, Florida LION INSURANCE COMPANY. Ultimate Parent: Jamestown Holdings Corp. Holiday, Florida Ultimate Parent: Jamestown Holdings Corp. LION INSURANCE COMPANY 2739 US Highway 19 North, Suite 601, Holiday, FL 34691 Web: lioninsurancecompany.com Tel: 727-682-0155 Fax: 727-937-1349

More information

Ultimate Parent: AMERCO CHRISTIAN FIDELITY LIFE INSURANCE COMPANY

Ultimate Parent: AMERCO CHRISTIAN FIDELITY LIFE INSURANCE COMPANY Dallas, Texas B++ Ultimate Parent: AMERCO CHRISTIAN FIDELITY LIFE INSURANCE COMPANY Exec/Admin: 2721 North Central Avenue Phoenix, AZ 85004-1172 Web: www.christianfidelity.com Tel: 800-527-6797 Fax: 608-662-1220

More information

Ultimate Parent: Cincinnati Financial Corporation THE CINCINNATI SPECIALTY UNDERWRITERS INSURANCE COMPANY. Wilmington, Delaware

Ultimate Parent: Cincinnati Financial Corporation THE CINCINNATI SPECIALTY UNDERWRITERS INSURANCE COMPANY. Wilmington, Delaware Wilmington, Delaware A+ Ultimate Parent: Cincinnati Financial Corporation THE CINCINNATI SPECIALTY UNDERWRITERS INSURANCE COMPANY Exec/Admin: 6200 S. Gilmore Road Fairfield, OH 45014-5141 Mailing: P.O.

More information

Florida Workers Comp Market

Florida Workers Comp Market Florida Workers Comp Market 10/5/10 Lori Lovgren 561-893-3337 Lori_Lovgren@ncci.com Florida Workers Compensation Rates 10-1-03 1-1-11 to 1-1-11* Manufacturing + 9.9% 57.8% Contracting + 7.3% 64.4 % Office

More information

Ultimate Parent: American Financial Group, Inc GREAT AMERICAN LIFE INSURANCE COMPANY. Cincinnati, Ohio

Ultimate Parent: American Financial Group, Inc GREAT AMERICAN LIFE INSURANCE COMPANY. Cincinnati, Ohio Cincinnati, Ohio A Ultimate Parent: American Financial Group, Inc GREAT AMERICAN LIFE INSURANCE COMPANY Mail: P.O. Box 5420, Cincinnati, OH 45201-5420 Web: www.gaig.com Tel: 513-357-3300 Fax: 513-412-1673

More information

Ultimate Parent: American Financial Group, Inc ANNUITY INVESTORS LIFE INSURANCE COMPANY. Cincinnati, Ohio

Ultimate Parent: American Financial Group, Inc ANNUITY INVESTORS LIFE INSURANCE COMPANY. Cincinnati, Ohio Cincinnati, Ohio A Ultimate Parent: American Financial Group, Inc ANNUITY INVESTORS LIFE INSURANCE COMPANY Mail: P.O. Box 5423, Cincinnati, OH 45201-5423 Web: www.gaig.com Tel: 513-357-3300 Fax: 513-412-1673

More information

RATE FILING METHODS FOR PROPERTY/CASUALTY INSURANCE, WORKERS COMPENSATION, TITLE 11/05

RATE FILING METHODS FOR PROPERTY/CASUALTY INSURANCE, WORKERS COMPENSATION, TITLE 11/05 11/05 Explanation: In a state with, a filing may be deemed to have been approved after a certain number of days. If such a provision exists, the number of days is noted in parentheses. File and use states

More information

Best s Rating: A- Report PROASSURANCE GROUP PROASSURANCE GROUP. Birmingham, Alabama

Best s Rating: A- Report PROASSURANCE GROUP PROASSURANCE GROUP. Birmingham, Alabama PROASSURANCE GROUP Birmingham, Alabama A- PROASSURANCE GROUP 100 Brookwood Place Birmingham, AL 35209 Web: www.proassurance.com Tel: 205-877-4400 Fax: 205-802-4799 AMB#: 18559 Publicly Traded Corporation:

More information

TEXAS MUTUAL INSURANCE COMPANY BEST'S RATING FIVE YEAR RATING HISTORY KEY FINANCIAL INDICATORS

TEXAS MUTUAL INSURANCE COMPANY BEST'S RATING FIVE YEAR RATING HISTORY KEY FINANCIAL INDICATORS Best's Insurance Reports - Property Casualty, US, 2007 Edition (2007 9-Month Supplement, Version 2007.3) Page 1 TEXAS MUTUAL INSURANCE COMPANY Tel: 512-224-3800 AMB#: 11453 FEIN#: 74-2615873 6210 East

More information

Ultimate Parent: Cincinnati Financial Corporation THE CINCINNATI LIFE INSURANCE COMPANY. Fairfield, Ohio

Ultimate Parent: Cincinnati Financial Corporation THE CINCINNATI LIFE INSURANCE COMPANY. Fairfield, Ohio Fairfield, Ohio A Ultimate Parent: Cincinnati Financial Corporation THE CINCINNATI LIFE INSURANCE COMPANY Mail: P.O. Box 145496, Cincinnati, OH 45250-5496 Web: www.cinfin.com Tel: 513-870-2000 Fax: 513-603-5500

More information

AmGUARD Insurance Company EastGUARD Insurance Company NorGUARD Insurance Company WestGUARD Insurance Company GUARD

AmGUARD Insurance Company EastGUARD Insurance Company NorGUARD Insurance Company WestGUARD Insurance Company GUARD About Us For over 30 years, we have protected the interests of the small- to mid-sized businesses that insure with us. At Berkshire Hathaway Insurance Companies, we dedicate our efforts in the areas that

More information

State Auto Financial Corporation Investor Presentation

State Auto Financial Corporation Investor Presentation State Auto Financial Corporation Investor Presentation Participants Robert P. Restrepo Chairman, President & Chief Executive Officer Steven E. English Vice President, Chief Financial Officer Terrence L.

More information

RATE FILING METHODS FOR PROPERTY/CASUALTY INSURANCE, WORKER S COMPENSATION, TITLE 5/06

RATE FILING METHODS FOR PROPERTY/CASUALTY INSURANCE, WORKER S COMPENSATION, TITLE 5/06 Explanation: In a state with prior approval, a filing may be deemed to have been approved after a certain number of days. If such a provision exists, the number of days is noted in parentheses. File and

More information

State of the Workers Compensation Market

State of the Workers Compensation Market State of the Workers Compensation Market Natasha Moore, FCAS, MAAA Practice Leader and Senior Actuary August 25, 2015 WCEC Orlando, Florida Copyright 2015 National Council on Compensation Insurance, Inc.

More information

Notices of Cancellation / Nonrenewal and / or Other Related Forms

Notices of Cancellation / Nonrenewal and / or Other Related Forms Forms are listed alphabetically by form title. INDEX POLICY CODES 1. Auto 2. Fire and Multiple Peril 3. Liability 4. Property, other than Fire and Multiple Peril (e.g. Crime & Inland Marine) 5. Workers

More information

SENECA INSURANCE COMPANY, INC.

SENECA INSURANCE COMPANY, INC. SENECA INSURANCE COMPANY, INC. New York, New York Ultimate Parent: Fairfax Financial Holdings Limited SENECA INSURANCE COMPANY, INC. 160 Water Street, New York, NY 10038-4922 Web: www.senecainsurance.com

More information

Ultimate Parent: Legal & General Group plc BANNER LIFE INSURANCE COMPANY

Ultimate Parent: Legal & General Group plc BANNER LIFE INSURANCE COMPANY A+ Ultimate Parent: Legal & General Group plc BANNER LIFE INSURANCE COMPANY 3275 Bennett Creek Avenue Frederick, MD 21704 Web: www.lgamerica.com Tel: 301-279-4800 Fax: 301-279-4178 AMB#: 006468 NAIC#:

More information

Statutory Basis Financial Statements. Superior Insurance Company. For the six months ended June 30, 2011 with Accountants Compilation Report

Statutory Basis Financial Statements. Superior Insurance Company. For the six months ended June 30, 2011 with Accountants Compilation Report Statutory Basis Financial Statements Superior Insurance Company with Accountants Compilation Report Statutory Basis Financial Statements Contents Accountants Compilation Report...1 Compiled Financial Statements

More information

ODYSSEY REINSURANCE GROUP

ODYSSEY REINSURANCE GROUP BEST'S FSR ICR ODYSSEY REINSURANCE GROUP Odyssey Reinsurance Company A a+ Hudson Insurance Company A a+ Hudson Specialty Ins Co A a+ Hudson Excess Insurance Co A a+ Newline Insurance Company Ltd A a+ 2015

More information

Florida 1/1/2015 Workers Compensation Rate Filing

Florida 1/1/2015 Workers Compensation Rate Filing Florida 1/1/2015 Workers Compensation Rate Filing Kirt Dooley, FCAS, MAAA October 14, 2014 1 $ Billions 3.5 3.0 2.5 2.0 1.5 1.0 0.5 0.873 0.106 Florida s Workers Compensation Premium Volume 2.681 2.368

More information

MARKEL INTERNATIONAL INSURANCE COMPANY LIMITED

MARKEL INTERNATIONAL INSURANCE COMPANY LIMITED MARKEL INTERNATIONAL INSURANCE COMPANY LIMITED London EC3A 2EA, United Kingdom A Operating Company Non-Life Ultimate Parent: Markel Corporation MARKEL INTERNATIONAL INSURANCE COMPANY LIMITED The Markel

More information

Regional Electricity Forecasting

Regional Electricity Forecasting Regional Electricity Forecasting presented to Michigan Forum on Economic Regulatory Policy January 29, 2010 presented by Doug Gotham State Utility Forecasting Group State Utility Forecasting Group Began

More information

QUEENSWAY INTERNATIONAL INDEMNITY COMPANY (NOW KNOWN AS NORTH POINTE CASUALTY INSURANCE COMPANY)

QUEENSWAY INTERNATIONAL INDEMNITY COMPANY (NOW KNOWN AS NORTH POINTE CASUALTY INSURANCE COMPANY) REPORT ON EXAMINATION OF QUEENSWAY INTERNATIONAL INDEMNITY COMPANY JACKSONVILLE, FLORIDA (NOW KNOWN AS NORTH POINTE CASUALTY INSURANCE COMPANY) AS OF DECEMBER 31, 2003 BY THE OFFICE OF INSURANCE REGULATION

More information

Florida Workers Compensation Market

Florida Workers Compensation Market Florida Workers Compensation Market Lori Lovgren Lori_Lovgren@NCCI.com 561-893-3337 Copyright 2011 National Council on Compensation Insurance, Inc. All Rights Reserved. Florida Workers Compensation Rates

More information

PHILADELPHIA INDEMNITY INSURANCE COMPANY TOKIO MARINE SPECIALTY INSURANCE COMPANY

PHILADELPHIA INDEMNITY INSURANCE COMPANY TOKIO MARINE SPECIALTY INSURANCE COMPANY PHILADELPHIA INSURANCE COMPANIES PHILADELPHIA INDEMNITY INSURANCE COMPANY TOKIO MARINE SPECIALTY INSURANCE COMPANY A++ A++ 2015 A.M. Best Company, Oldwick, NJ 08858 Printed July 13, 2015 www.ambest.com

More information

Report of Examination of. Harleysville Insurance Company of Ohio Columbus, Ohio. As of December 31, 2009

Report of Examination of. Harleysville Insurance Company of Ohio Columbus, Ohio. As of December 31, 2009 Report of Examination of Harleysville Insurance Company of Ohio Columbus, Ohio As of December 31, 2009 Table of Contents Subject Page Salutation... 1 Description of Company... 1 Scope of Examination...

More information

Montana Workers Compensation

Montana Workers Compensation Montana Workers Compensation Part 1 - Ratemaking Overview Copyright 2013 National Council on Compensation Insurance, Inc. All Rights Reserved. Mike_Taylor@ncci.com 503-892-1858 WC Ratemaking Basics Where

More information

Table 12: Availability Of Workers Compensation Insurance Through Homeowner s Insurance By Jurisdiction

Table 12: Availability Of Workers Compensation Insurance Through Homeowner s Insurance By Jurisdiction AL No 2 Yes No See footnote 2. AK No Yes No N/A AZ Yes Yes Yes No specific coverage or rate information available. AR No Yes No N/A CA Yes No No Section 11590 of the CA State Insurance Code mandates the

More information

Table 11: Residual Workers Compensation Insurance Market By Jurisdiction

Table 11: Residual Workers Compensation Insurance Market By Jurisdiction Table 11: Residual Workers Market By AL Yes/NCCI 3 Two declination AK Yes/NCCI Two declination AZ Yes/NCCI Three declination, including one from the State Fund Agent/ ()/ Access? 4 Recommend NWCRP Recommend

More information

Life and A&H Industry at a Glance

Life and A&H Industry at a Glance Life and A&H Industry at a Glance 2010 Life and A&H, Fraternal and Health Insurance Industry Analysis Report Table 1 illustrates the life insurance industry s aggregate financial results for insurers filing

More information

Follow a winning strategy with Strategic Comp

Follow a winning strategy with Strategic Comp Follow a winning strategy with The market is hardening, service is deteriorating, and pricing and losses are on the rise. It s time to make your move. make the right move At, we believe that workers compensation

More information

State of the Workers Compensation Market

State of the Workers Compensation Market State of the Workers Compensation Market and Recent Experience Rating Changes Presented by: Tony DiDonato, FCAS, MAAA Director & Senior Actuary, NCCI CASE Spring Meeting March 27, 2013 Nashville, TN Workers

More information

Cancellation/Nonrenewal Surplus Lines Exemptions

Cancellation/Nonrenewal Surplus Lines Exemptions Cancellation/Nonrenewal Surplus Lines Exemptions * Indicates updates in laws or regulations for the state Contact: Tina Crum, tina.crum@pciaa.net, 847-553-3804 Disclaimer: This document was prepared by

More information

NHIS State Health insurance data

NHIS State Health insurance data State Estimates of Health Insurance Coverage Data from the National Health Interview Survey Eve Powell-Griner SHADAC State Survey Workshop Washington, DC, January 13, 2009 U.S. DEPARTMENT OF HEALTH AND

More information

LIBERTY LIFE INSURANCE COMPANY

LIBERTY LIFE INSURANCE COMPANY LIBERTY LIFE INSURANCE COMPANY Greenville, South Carolina Ultimate Parent: Royal Bank of Canada LIBERTY LIFE INSURANCE COMPANY Mail: P.O. Box 1389, Greenville, SC 29602-1389 Web: www.rbcinsurance.com Tel:

More information

REPORT ON EXAMINATION OF THE MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP AS OF

REPORT ON EXAMINATION OF THE MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP AS OF REPORT ON EXAMINATION OF THE MAKE TRANSPORTATION INSURANCE, INC., A RISK RETENTION GROUP AS OF DECEMBER 31, 2011 TABLE OF CONTENTS SALUTATION... 1 SCOPE OF EXAMINATION... 1 SUMMARY OF SIGNIFICANT FINDINGS...

More information

The Lincoln National Life Insurance Company Variable Life Portfolio

The Lincoln National Life Insurance Company Variable Life Portfolio The Lincoln National Life Insurance Company Variable Life Portfolio State Availability as of 12/14/2015 PRODUCTS AL AK AZ AR CA CO CT DE DC FL GA GU HI ID IL IN IA KS KY LA ME MP MD MA MI MN MS MO MT NE

More information

003840 - Germania Insurance Company

003840 - Germania Insurance Company Report Revision Date: 07/15/2013 Rating and Commentary 1 Best's Credit Rating: 12/18/2012 Rating Rationale: 12/18/2012 Report Commentary: 07/15/2013 Financial 2 Time Period: 2nd Quarter - 2013 Last Updated:

More information

018667 - Philadelphia Insurance Companies

018667 - Philadelphia Insurance Companies Report Revision Date: 07/15/2013 Rating and Commentary 1 Best's Credit Rating: N/A Rating Rationale: N/A Report Commentary: 07/15/2013 Financial 2 Time Period: 2nd Quarter - 2013 Last Updated: 08/22/2013

More information

Back to Top PHILADELPHIA INSURANCE COMPANIES PHILADELPHIA INDEMNITY INSURANCE COMPANY TOKIO MARINE SPECIALTY INSURANCE COMPANY

Back to Top PHILADELPHIA INSURANCE COMPANIES PHILADELPHIA INDEMNITY INSURANCE COMPANY TOKIO MARINE SPECIALTY INSURANCE COMPANY PHILADELPHIA INSURANCE COMPANIES PHILADELPHIA INDEMNITY INSURANCE COMPANY TOKIO MARINE SPECIALTY INSURANCE COMPANY A++ A++ Back Top 2014 A.M. Best Company, Oldwick, NJ 08858 Printed May 27, 2014 www.ambest.com

More information

Back to Top MAIN STREET AMERICA GROUP MUTUAL HOLDINGS, INC. MAIN STREET AMERICA GROUP. Jacksonville, Florida

Back to Top MAIN STREET AMERICA GROUP MUTUAL HOLDINGS, INC. MAIN STREET AMERICA GROUP. Jacksonville, Florida MAIN STREET AMERICA GROUP MUTUAL HOLDINGS, INC. MAIN STREET AMERICA GROUP A Jacksonville, Florida Back to Top A 2011 A.M. Best Company, Oldwick, NJ 08858 Printed April 12, 2011 www.ambest.com Page 1 of

More information

INTRODUCTION. Figure 1. Contributions by Source and Year: 2012 2014 (Billions of dollars)

INTRODUCTION. Figure 1. Contributions by Source and Year: 2012 2014 (Billions of dollars) Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Report: Economy-Wide Statistics Division Briefs: Public Sector By Phillip Vidal Released July 2015 G14-ASPP-SL

More information

A N N U A L S T A T E M E N T For the Year Ended December 31, of the condition and affairs of THE. Employer's ID No:

A N N U A L S T A T E M E N T For the Year Ended December 31, of the condition and affairs of THE. Employer's ID No: HOME WARRANTY COMPANY A N N U A L S T A T E M E N T For the Ended December, of the condition and affairs of THE Employer's ID No: Organized under the Laws of the State of, made to the INSURANCE DEPARTMENT

More information

Pooling of Risk In applying rating factors, carriers will group policyholders into classes and blocks of business.

Pooling of Risk In applying rating factors, carriers will group policyholders into classes and blocks of business. Rate Regulation Introduction Concerns over the fairness and equity of insurer rating practices that attempt to charge higher premiums to those with higher actual and expected claims costs have increased

More information

Chubb Group of Insurance Companies

Chubb Group of Insurance Companies Report Revision Date: 07/12/2013 Rating and Commentary 1 Best's Credit Rating: N/A Rating Rationale: N/A Report Commentary: 07/12/2013 Financial 2 Time Period: 2nd Quarter - 2013 Last Updated: 08/31/2013

More information

A- Effective: December 2, 2014

A- Effective: December 2, 2014 STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORK New York, New York A- Effective: December 2, 2014 Ultimate Parent: Geneve Holdings, Inc. STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORK 485 Madison

More information

COREPOINTE INSURANCE COMPANY BEST'S FINANCIAL STRENGTH RATING RATING RATIONALE

COREPOINTE INSURANCE COMPANY BEST'S FINANCIAL STRENGTH RATING RATING RATIONALE Ultimate Parent: CG Investor, LLC COREPOINTE INSURANCE COMPANY 401 S. Old Woodward Avenue, Suite 300, Birmingham, Michigan, United States 48009 Tel: 734-456-5480 Fax: 248-220-5057 AMB#: 000237 NAIC#: 10499

More information

Other State Policy. CA Policy. Increase Requested

Other State Policy. CA Policy. Increase Requested Rate History Contact: 1 (800) 331-1538 Form * ** Date Date Name 1 NH94 I D 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006 8/20/2006 2 LTC94P I F 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006

More information

REPORT ON EXAMINATION

REPORT ON EXAMINATION REPORT ON EXAMINATION OF YEL CO. INSURANCE MIAMI, FLORIDA AS OF DECEMBER 31, 2005 BY THE OFFICE OF INSURANCE REGULATION TABLE OF CONTENTS LETTER OF TRANSMITTAL...- SCOPE OF EXAMINATION... 1 STATUS OF ADVERSE

More information

Fairway Physicians Insurance Company, A Risk Retention Group GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING

Fairway Physicians Insurance Company, A Risk Retention Group GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING REPORT ON EXAMINATION Fairway Physicians Insurance Company, A Risk Retention Group AS OF DECEMBER 31, 2007 NAIC NUMBER

More information

Webinar Transcript: Key Components of the Health Insurance Rating Process.

Webinar Transcript: Key Components of the Health Insurance Rating Process. Webinar Transcript: Key Components of the Health Insurance Rating Process. Ken Frino Group Vice President, JOHN WEBER: I m John Weber with the A.M. Best Company. Welcome to our webinar, Key Components

More information

Report of Examination of. OHIC Insurance Company Columbus, Ohio. As of December 31, 2011

Report of Examination of. OHIC Insurance Company Columbus, Ohio. As of December 31, 2011 Report of Examination of OHIC Insurance Company Columbus, Ohio As of December 31, 2011 Table of Contents Subject Page Salutation... 1 Description of Company... 1 Scope of Examination... 1 Management and

More information

Standardized Pharmacy Technician Education and Training

Standardized Pharmacy Technician Education and Training Standardized Pharmacy Technician Education and Training Kevin N. Nicholson, RPh, JD Vice President, Pharmacy Regulatory Affairs National Association of Chain Drug Stores May 19, 2009 Overview of how technicians

More information

Distribution Request for Payment of Qualified Health and Long-Term Care Insurance Premiums THE CITY OF SEATTLE VOLUNTARY DEFERRED COMPENSATION PLAN

Distribution Request for Payment of Qualified Health and Long-Term Care Insurance Premiums THE CITY OF SEATTLE VOLUNTARY DEFERRED COMPENSATION PLAN Instructions Distribution Request for Payment of Qualified Health and Long-Term Care Insurance Premiums THE CITY OF SEATTLE VOLUNTARY DEFERRED COMPENSATION PLAN Retired Public Safety Officers can use this

More information

Kaiser Family Foundation/eHealthInsurance. August 2004

Kaiser Family Foundation/eHealthInsurance. August 2004 AUGUST 2004 Revised Update on Individual Health Insurance Kaiser Family Foundation/eHealthInsurance August 2004 Revised Update on Individual Health Insurance B a c k g r o u n d In recent years, President

More information

000000 - Sample Insurance Company

000000 - Sample Insurance Company Report Revision Date: 01/16/2013 Rating and Commentary 1 Best's Credit Rating: 07/26/2012 Rating Rationale: 07/26/2012 Report Commentary: 09/21/2012 Financial 2 Time Period: Annual - 2012 Last Updated:

More information

FILING MEMORANDUM ITEM U-1399A REVISIONS TO STATISTICAL PLAN FOR WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE AMENDED PENSION TABLE VALUES

FILING MEMORANDUM ITEM U-1399A REVISIONS TO STATISTICAL PLAN FOR WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE AMENDED PENSION TABLE VALUES (Applies in: AK, AL, AR, AZ, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MO, MS, MT, NE, NH, NM, NV, OK, OR, RI, SC, SD, TN, UT, VA, VT, WV) PAGE 1 FILING MEMORANDUM To become effective

More information

SAGICOR GENERAL INSURANCE INC. BEST'S CREDIT RATINGS RATING RATIONALE

SAGICOR GENERAL INSURANCE INC. BEST'S CREDIT RATINGS RATING RATIONALE Operating Company Non-Life Ultimate Parent: Sagicor Financial Corporation SAGICOR GENERAL INSURANCE INC. Beckwith Place, Lower Broad Street, Bridgetown, Barbados Haggatt Hall, St. Michael, Barbados Web:

More information

SENECA INSURANCE COMPANY, INC.

SENECA INSURANCE COMPANY, INC. SENECA INSURANCE COMPANY, INC. New York, New York Ultimate Parent: Fairfax Financial Holdings Limited SENECA INSURANCE COMPANY, INC. 160 Water Street, New York, NY 10038-4922 Web: www.senecainsurance.com

More information

Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Brief: 2015

Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Brief: 2015 Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Brief: Economy-Wide Statistics Division Briefs: Public Sector Graphical Summary By Phillip Vidal Released

More information

REPORT OF EXAMINATION OF THE SAFEWAY DIRECT INSURANCE COMPANY AS OF DECEMBER 31, 2010

REPORT OF EXAMINATION OF THE SAFEWAY DIRECT INSURANCE COMPANY AS OF DECEMBER 31, 2010 REPORT OF EXAMINATION OF THE SAFEWAY DIRECT INSURANCE COMPANY AS OF DECEMBER 31, 2010 Filed June 5, 2012 TABLE OF CONTENTS PAGE SCOPE OF EXAMINATION... 1 MANAGEMENT AND CONTROL:... 2 Management Agreements...

More information

U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending

U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending by State and Program Report as of 3/7/2011 5:40:51 PM HUD's Weekly Recovery Act Progress Report: AK Grants

More information

ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014

ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014 ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014 June 2015 1 INTRODUCTION In this report, ehealth provides an analysis of consumer shopping trends and premium

More information

NCCI Filing Memorandum Item B-1420

NCCI Filing Memorandum Item B-1420 NCCI Filing Memorandum Item B-1420 NATIONAL COUNCIL ON COMPENSATION INSURANCE, INC. (Applies in: AK, AL, AR, AZ, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MO, MS, MT, NC, NE, NH, NM,

More information

REPORT ON EXAMINATION OF THE AMERICAN SPECIAL RISK INSURANCE COMPANY AS OF DECEMBER 31, 2011

REPORT ON EXAMINATION OF THE AMERICAN SPECIAL RISK INSURANCE COMPANY AS OF DECEMBER 31, 2011 REPORT ON EXAMINATION OF THE AMERICAN SPECIAL RISK INSURANCE COMPANY AS OF DECEMBER 31, 2011 TABLE OF CONTENTS SALUTATION... 1 SCOPE OF EXAMINATION... 1 SUMMARY OF SIGNIFICANT FINDINGS... 3 SUBSEQUENT

More information

002477 - State Farm Fire and Casualty Company

002477 - State Farm Fire and Casualty Company Report Revision Date: 06/25/2013 Rating and Commentary 1 Best's Credit Rating: 05/30/2013 Rating Rationale: 05/30/2013 Report Commentary: 06/25/2013 Financial 2 Time Period: 2nd Quarter - 2013 Last Updated:

More information

Intermodal Insurance Company, Inc., A Risk Retention Group GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING

Intermodal Insurance Company, Inc., A Risk Retention Group GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING REPORT ON EXAMINATION Intermodal Insurance Company, Inc., A Risk Retention Group AS OF DECEMBER 31, 2007 NAIC NUMBER

More information

Mortgage Broker / Mortgage Originator Bond Requirements Nationwide

Mortgage Broker / Mortgage Originator Bond Requirements Nationwide Surety One Email: Underwriting@SuretyOne.org Facsimile: 919-834-7039 Mail: P.O. Box 37284, Raleigh, NC 27627 Mortgage Broker / Mortgage Originator Bond Requirements Nationwide AK Mortgage Broker License

More information

Workers Compensation: Practical Tips for Dealing With NCCI s Split Point Rating Change

Workers Compensation: Practical Tips for Dealing With NCCI s Split Point Rating Change Workers Compensation: Practical Tips for Dealing With NCCI s Split Point Rating Change November 2012 Lockton Companies A key factor in your workers compensation premium is your experience mod. The e-mod

More information

Understanding Payroll Recordkeeping Requirements

Understanding Payroll Recordkeeping Requirements Understanding Payroll Recordkeeping Requirements 1 Presented by Sally Thomson, CPP Directory of Payroll Training American Payroll Association sthomson@americanpayroll.org 2 Agenda Recordkeeping Requirements

More information

B-1429 PAGE 1 FILING MEMORANDUM ITEM B-1429 ESTABLISHMENT OF AUDIT NONCOMPLIANCE CHARGE PURPOSE BACKGROUND

B-1429 PAGE 1 FILING MEMORANDUM ITEM B-1429 ESTABLISHMENT OF AUDIT NONCOMPLIANCE CHARGE PURPOSE BACKGROUND NATIONAL COUNCIL ON COMPENSATION INSURANCE, INC. (Applies in: AK, AL, AR, AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MO, MS, MT, NC, NE, NH, NJ, NM, NV, OK, OR, RI, SC, SD, TN,

More information

New Home Warranty Insurance Company, A Risk Retention Group

New Home Warranty Insurance Company, A Risk Retention Group GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING REPORT ON EXAMINATION New Home Warranty Insurance Company, A Risk Retention Group AS OF DECEMBER 31, 2014 NAIC NUMBER

More information

Fairway Physicians Insurance Company, A Risk Retention Group

Fairway Physicians Insurance Company, A Risk Retention Group GOVERNMENT OF THE DISTRICT OF COLUMBIA DEPARTMENT OF INSURANCE, SECURITIES AND BANKING REPORT ON EXAMINATION Fairway Physicians Insurance Company, A Risk Retention Group AS OF DECEMBER 31, 2012 NAIC NUMBER

More information

STATUS OF ITEM FILINGS

STATUS OF ITEM FILINGS National Council on Compensation Insurance Regulatory Services JUNE 3, 2016 STATUS OF ITEM FILINGS IF-2016-06-01 ACTION NEEDED BACKGROUND IMPACT NCCI ACTION PERSON TO CONTACT Review changes in the Status

More information

Download at www.iii.org/presentations

Download at www.iii.org/presentations Residual Markets, Uninsured Motorists and Competition in Maryland Auto Insurance Maryland Auto Insurance Plan Senate Hearing on Uninsured Motorists Annapolis, MD December 16, 2015 Download at www.iii.org/presentations

More information

List of HUD Accepted Insured Ten-Year Protection Plans (As of September 22, 2008) Posted as a courtesy by MSI on 11/05/08

List of HUD Accepted Insured Ten-Year Protection Plans (As of September 22, 2008) Posted as a courtesy by MSI on 11/05/08 List of HUD Accepted Insured Ten-Year Protection Plans (As of September 22, 2008) Posted as a courtesy by MSI on 11/05/08 NAME OF PROVIDER INSURANCE BACKING STATE ACCEPTANCE American ewarranty 6360 Flank

More information

Date: January 21, 2014 All Approved Mortgagees Mortgagee Letter 2014-02

Date: January 21, 2014 All Approved Mortgagees Mortgagee Letter 2014-02 U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT WASHINGTON, DC 20410-8000 ASSISTANT SECRETARY FOR HOUSING- FEDERAL HOUSING COMMISSIONER Date: January 21, 2014 To: All Approved Mortgagees Mortgagee Letter

More information

REPORT OF EXAMINATION OF THE THE WAWANESA MUTUAL INSURANCE COMPANY (U.S. BRANCH) AS OF DECEMBER 31, 2007

REPORT OF EXAMINATION OF THE THE WAWANESA MUTUAL INSURANCE COMPANY (U.S. BRANCH) AS OF DECEMBER 31, 2007 REPORT OF EXAMINATION OF THE THE WAWANESA MUTUAL INSURANCE COMPANY (U.S. BRANCH) AS OF DECEMBER 31, 2007 Filed March 27, 2009 TABLE OF CONTENTS PAGE SCOPE OF EXAMINATION... 1 MANAGEMENT AND CONTROL:...

More information

Ultimate Parent: Legal & General Group Plc BANNER LIFE INSURANCE COMPANY

Ultimate Parent: Legal & General Group Plc BANNER LIFE INSURANCE COMPANY A+ Ultimate Parent: Legal & General Group Plc BANNER LIFE INSURANCE COMPANY 3275 Bennett Creek Avenue Frederick, MD 21704 Web: www.lgamerica.com Tel: 301-279-4800 Fax: 301-279-4178 AMB#: 006468 NAIC#:

More information

Report of Examination of. Citizens Insurance Company of Ohio Columbus, Ohio. As of December 31, 2011

Report of Examination of. Citizens Insurance Company of Ohio Columbus, Ohio. As of December 31, 2011 Report of Examination of Citizens Insurance Company of Ohio Columbus, Ohio As of December 31, 2011 Table of Contents Subject Page Salutation... 1 Description of Company... 1 Scope of Examination... 1 Management

More information

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence

Federation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence This document reports CEU requirements for renewal. It describes: Number of required for renewal Who approves continuing education Required courses for renewal Which jurisdictions require active practice

More information

REPORT OF EXAMINATION OF PACIFIC SPECIALTY INSURANCE COMPANY AS OF DECEMBER 31, 2008

REPORT OF EXAMINATION OF PACIFIC SPECIALTY INSURANCE COMPANY AS OF DECEMBER 31, 2008 REPORT OF EXAMINATION OF PACIFIC SPECIALTY INSURANCE COMPANY AS OF DECEMBER 31, 2008 Participating State and Zone: California FILED: May 27th, 2010 TABLE OF CONTENTS PAGE SCOPE OF EXAMINATION... 1 COMPANY

More information

TOWER HILL PRIME INSURANCE COMPANY

TOWER HILL PRIME INSURANCE COMPANY REPORT ON EXAMINATION OF TOWER HILL PRIME INSURANCE COMPANY GAINESVILLE, FLORIDA AS OF DECEMBER 31, 2005 BY THE OFFICE OF INSURANCE REGULATION TABLE OF CONTENTS LETTER OF TRANSMITTAL... - SCOPE OF EXAMINATION...

More information

2016 Individual Exchange Premiums updated November 4, 2015

2016 Individual Exchange Premiums updated November 4, 2015 2016 Individual Exchange Premiums updated November 4, 2015 Within the document, you'll find insights across 50 states and DC with available findings (i.e., carrier participation, price leadership, gross

More information

HEALTH INSURANCE PRICE INDEX REPORT FOR THE 2015

HEALTH INSURANCE PRICE INDEX REPORT FOR THE 2015 HEALTH INSURANCE PRICE INDEX REPORT FOR THE 2015 OPEN ENROLLMENT PERIOD March 2015 ehealth 3.2015 Table of Contents Introduction... 3 Executive Summary and Highlights... 4 Nationwide Health Insurance Costs

More information