Link to HO-3/HO-5 Homeowner Comparison Policy Features Basic Coverage Limits Description of Coverage

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1 WASHINGTON Homeowner Product Guide Enumclaw Property and Casualty Insurance Company What s New Effective Date Updates How To Reach Us Home Office Agency Services Claims Customer Service (Billing) Marketing Materials Personal Lines Policy Services Supplies Website Product Descriptions Link to HO-3/HO-5 Homeowner Comparison Policy Features Basic Coverage Limits Description of Coverage Program Guidelines Eligibility Photo Requirements General Rules Cancellation or Reductions in Limits of Liability or Coverages Construction Definitions Policy Changes Policy Period Premium Adjustments Premium Rounding Rule Property Renewal Increases Protection Information Renewal Plan Seasonal Dwelling Definition Secondary Residences Single Building Definition Transfer or Assignment Forms and Endorsements Descriptions Coverages Deductibles Coverage E Personal Liability Coverage F Medical Payments Fire Department Service Charge Loss of Use Other Exposures Other Insured Location Occupied by Insured Personal Property Reduction in Limit Residence Employees Secondary Residence Premises Discounts Burglary Protection Discount Claims Free Discount Fire Protection Discount Loyalty Discount Mobilehome Park Newer Home Discount Package Policy Discount Additional Rating Elements HO-3, MH-3 and HO-5 Age of Insured Individual Premium Modifier Number of Additional Interests Number of Families Number of Stories Roof Age Roof Type Swimming Pool Total Living Area Woodstove Forms and Endorsements List Mandatory Coverages Manual Premium Revision Minimum Premium Multiple Company Insurance 1215 Other Insurance

2 What s New Effective Date December 10, 2015 Updates Rule changes and editorial corrections Prior Updates Replaced Schedule Personal Property endorsement HO-61 with HO M061 in order to add Replacement Cost loss settlement option. Added Equipment Breakdown Enhancement endorsement HO M180. Added Scheduled Bicycle endorsement HO M602 Added Service Line Enhancement endorsement HO M108. Changed specific company references (e.g., Mutual of Enumclaw Insurance Company or Enumclaw Property and Casualty Insurance Company) to generic references (e.g., we, us ). Adding notation to liability forms that they are not available on secondary or seasonal occupancy policies. Enumclaw Property and Casualty Insurance Company 2

3 How To Reach Us General Contacts Home Office... (800) Agency Services (Help Desk)... Ext Claims... Ext To file a Claim --- Claim Response Center Or online at MutualofEnumclaw.com Customer Service... Ext Billing Questions... Ext or direct (800) To make Payments....Ext or direct (888) Payment Address Wells Street Enumclaw, WA [email protected] Marketing Materials... Ext [email protected] Personal Lines FAX Number... (866) Policy Services FAX Number... (866) Supplies... Ext [email protected] Website MutualofEnumclaw.com Enumclaw Property and Casualty Insurance Company 3

4 Product Descriptions Link to HO-3/HO-5 Homeowner Comparison - Washington This quick reference highlights the coverage differences between the Special and Enhanced coverage forms. Please refer to the policy form for complete details. Policy Features Homeowners policies offer protection for property and liability losses, with optional endorsements to tailor the policy to the needs of the customer. 1. Special Form (HO 3046) This policy includes: Special form coverage for the dwelling and other structures on a replacement cost basis. Named perils coverage for personal property anywhere in the world. Personal liability coverage, including personal injury and owned snowmobiles at no extra charge. Medical Payments to Others without a per occurrence aggregate limit. 2. Mobilehomeowners Special Form (MH 3046) In addition to the features of the Special Form policy mentioned above, this policy includes: Named perils coverage for personal property increased to 50% of the value of the mobilehome at no extra charge. 3. Contents Broad Form (HO 4046) This policy, for the tenant homeowner, includes: Named perils coverage for personal property anywhere in the world. Building Additions and Alterations coverage for improvements made by a tenant to his living area. Personal liability coverage, including personal injury and owned snowmobiles at no extra charge. Medical Payments to Others without a per occurrence aggregate limit. 4. Enhanced Form (HO 5046) This policy includes: Special form coverage for the dwelling and other structures. Open Perils coverage for personal property anywhere in the world on a replacement cost basis. Personal liability coverage, including personal injury and owned snowmobiles at no extra charge. Medical Payments to Others without a per occurrence aggregate limit. Choice of blanket protection or Extended Replacement Cost for the dwelling after a loss. Extended Replacement Cost coverage provides an additional 50% of Coverage A or Coverage B in the event of a covered loss. Ordinance or Law Coverage at a limit of 25% of Coverage A. Limited motor vehicle coverage for golf carts while used on a golf course or roadway designed for use by a golf cart. 5. Unit-Owners Form (HO 6046) This policy, for the condominium owner, includes: $1,000 named perils coverage for additions and alterations to the condominium unit or structures owned on the residence premises. Named perils coverage for personal property anywhere in the world. Personal liability coverage, including personal injury and owned snowmobiles at no extra charge. Medical Payments to Others without a per occurrence aggregate limit. Enumclaw Property and Casualty Insurance Company 4

5 Product Descriptions Basic Coverage Limits The minimum Limits of Liability required under the Homeowners Policy are as follows: Section I - Property Damage Coverage HO-3, MH-3 HO-5 HO-4 or HO-6 A Dwelling Refer to Refer to $1,000 (HO-6) Minimum Limit Eligibility. Eligibility. B Other 10% of A 10% of A -- Structures C Personal 50% of A 70% of A Refer to Eligibility. Property D Loss of Use 20% of A 30% of A 20% of C HO4 40% of C HO6 Section II-Liability All Forms Coverage E-Personal Liability $100,000 Each Occurrence Coverage F-Medical Payments to Others $1,000 Each Person b. ALL FORMS-The limit of liability for Coverages C or D of Section I and E or F of Section II may be increased. c. FORMS HO-3, MH-3 and HO-5 - Under Coverage B of Section I, an additional amount of insurance may be written on a specific structure. d. FORM HO-3, MH-3 - Under Coverage C of Section I, it is permissible to reduce the limit of liability to an amount not less than 40% of the limit on the dwelling. Reduced Coverage C is not permitted if HO-42 Permitted Incidental Occupancies (Residence Premises) or HO M290 Personal Property Replacement Cost is present. e. FORM HO-6 - The limit of liability for Coverage A of Section I may be increased. Fire or Lightning Windstorm or Hail, Explosion, Riot or civil commotion, Aircraft, Vehicles or Smoke Vandalism or malicious mischief Theft Breakage of glass or safety glazing material Volcanic eruption Falling objects, Weight of ice, snow or sleet, Accidental discharge of water or steam, Sudden and accidental tearing apart of a heating system or appliance, Freezing, Sudden accidental damage from electrical current Additional risks with certain exceptions (Special Coverage) HO-3 MH-3 Yes Cov. C Yes Cov. C Yes Cov. C Yes Cov. C Yes Cov. C Yes Cov. C Yes Cov. C Yes Cov. A, B & D HO-4 & HO-6 Yes Yes Yes Yes Yes Yes Yes No HO-5 Yes Yes Yes Yes Yes Yes Yes Yes Description of Coverage a. Section I Coverages-Property Damage The following is a general description of the coverages provided by the individual Homeowner policy forms. The policy should be consulted for exact contract conditions. Enumclaw Property and Casualty Insurance Company 5

6 Product Descriptions b. Section II Coverages Liability All Forms (1) Coverage E - Personal Liability-Covers payment on behalf of any insured of all sums which the insured shall become legally obligated to pay as damages because of bodily injury or property damage arising out of an insured s premises or personal activities. (2) Coverage F - Medical Payments to Others-Covers medical expenses incurred by persons, other than the insured, who sustain bodily injury caused by an accident arising out of an insured s premises or personal activities. Enumclaw Property and Casualty Insurance Company 6

7 Program Guidelines These guidelines and rules are designed to set general parameters for underwriting acceptability. Any risk falling outside these binding authority limits may be submitted for consideration on a non-bound basis. Other single factors or combinations of factors may make a risk unacceptable. Authority for final approval of any individual risk rests with your underwriter. Eligibility The Homeowners Program is designed to meet the needs of a broad range of insureds. The following general guidelines apply to all policy forms. Do not bind: any risk without prior continuous Homeowners insurance. This rule does not apply to first time homeowners. any risk with more than one loss. structures insured under Coverages A and B which are not insured to 100% of the cost to replace the structure any risk with a solid fuel heating appliance as a primary heat source. The primary heating system must be conventional and thermostatically controlled. any risk with a solid fuel appliance unless it is certified by Underwriters Laboratories or the International Conference of Building Officials. risks with aluminum or knob and tube wiring. coverage on a structure without a continuous, concrete foundation, e.g. with post and pier-block foundation. structures of unique architectural design. risks located in Protection Classes 8 through 10 without 100 feet of clear defensible space. risks located in a brush or forested area with a shake roof. risks in protection class 9 or 10 with a shake roof. dwellings or mobilehomes with a total living area less than 400 sq ft. a split the line risk (where coverage on one risk is split between us and another carrier). a risk with an unfenced trampoline on the premises; a 5 fence with a self-locking gate is required. a risk with an unfenced swimming pool (larger than 6 ft in diameter and 3 ft deep) on the premises; a 5 fence with a self-locking gate is required. risks with any business occupancy unless eligible for insurance as a Permitted Incidental Occupancy. risks with the following breeds of dogs: Doberman, Rottweiler, Presa Canario, Chow Chow, Akita or Pit Bull, and/or any other vicious dog on the premises. risks with more than one personal saddle horse per member of the household, not to exceed (5) horses total. a risk when the applicant has no verifiable source of income. a risk when the applicant is a target professional athlete, actor/actress, T.V. or radio personality, newspaper editor, broadcaster, etc. Target risks have high visibility and may be in positions where the risk of a claim under personal injury is high, or may be presumed to be wealthy and able to pay a large judgment. coverage for insureds whose property is encumbered with three or more mortgages, liens or contracts of sale. coverage for recreational vehicles unless the operators are eligible for preferred auto insurance. scheduled articles coverage for a single item exceeding $30,000, or a total schedule exceeding $75,000. coverage on a secondary dwelling without the primary dwelling insured by us. Enumclaw Property and Casualty Insurance Company 7

8 Program Guidelines Special Form (HO 3046) A Special Form policy may be issued: to an owner/occupant of a dwelling used exclusively for private residential purposes and containing not more than 2 units. for dwellings in the course of construction which are: a. new construction (not under renovation). b. built by a licensed contractor. c. insured to 100% of completed value. d. intended for occupancy by the Named Insured. for dwellings with farming exposure which is incidental to the occupancy of the dwelling and farming is not the primary occupation of the dwelling owner. (Refer to Forms and Endorsements section for coverage availability.) for risks which are not constructed of hand hewn logs. Qualifying log homes should not be written for less than a minimum cost of $250 per square foot and are subject to inspection to determine the definitive value. Extended Replacement Cost Coverage is not available on log constructed homes. for dwellings constructed on or after 2000 with EIFS siding. for primary dwellings with Coverage A values no less than $100,000 or no greater than $700,000. (Please note: if dwelling is located in protection class 9 or 10 the maximum Coverage A is $500,000.) for secondary dwellings with Coverage A values no less than $50,000 or no greater than $700,000. (Please note: if dwelling is located in protection class 9 or 10 the maximum Coverage A is $500,000.) Mobilehomeowners Special Form (MH 3046) The Mobilehomeowners Special Form program is closed for new business effective December 10, Contents Broad Form (HO 4046) The Contents Broad Form policy may be issued: to tenants (non-owner) of a dwelling, apartment or mobilehome no older than 10 years. to the owner/occupant of a dwelling, cooperative unit or of a building containing an apartment which is not eligible for another Homeowners policy form. to risks with a Coverage C limit of $20,000 or more. Enumclaw Property and Casualty Insurance Company 8

9 Program Guidelines Enhanced Form (HO 5046) The Enhanced Form policy may be issued: for dwellings and premises constructed on or after 1975 that exhibit above average maintenance and pride of ownership. for owner occupied dwellings used exclusively for private residential purposes and containing not more than 2 units. for dwellings that are not of log or earth construction. for dwellings that are not of the modular or mobilehome construction type. for dwellings constructed on or after 2000 with EIFS siding. for dwellings with standard, or better, quality construction. for dwellings in the course of construction which are: a. new construction (not under renovation). b. built by a licensed contractor. c. insured to 100% of completed value. d. intended for occupancy by the Named Insured. for dwellings with Coverage A values no less than $300,000. Values exceeding the agent binding authority should be discussed with the Underwriter. For dwellings in protection classes 1 8A for dwellings with farming exposure which is incidental to the occupancy of the dwelling and farming is not the primary occupation of the dwelling owner. (Refer to Forms and Endorsements section for coverage availability.) Unit-Owners Form (HO 6046) The Unit-Owners Form policy may be issued: to the owner/occupant of a cooperative or condominium unit which is used exclusively for private residential purposes. to risks with a Coverage C limit of $40,000 or more Enumclaw Property and Casualty Insurance Company 9

10 General Rules Cancellation Or Reductions In Limits Of Liability Or Coverages It is not permissible to cancel any of the mandatory coverages in the policy unless the entire policy is cancelled. If insurance is cancelled or reduced at the request of either the insured or insurer, any earned premium shall be computed on a pro rata basis. Construction Definitions Frame - exterior wall of wood or other combustible construction, including wood-iron clad, stucco on wood or plaster on combustible supports. Includes: Aluminum or plastic siding over frame. Log - a building with exterior walls of (natural or manufactured) log construction. (This construction class is not valid for HO-4, HO-6 or HO-5 policy forms. Hand hewn log homes are not acceptable.) Masonry Veneer - exterior walls of combustible construction veneered with brick or stone. Rate as masonry provided at least 66% of the exterior walls, including gables, are veneered with brick or stone. Masonry - exterior walls constructed of masonry materials such as adobe, brick, concrete, gypsum block, hollow concrete block, stone, tile or similar materials and floors and roof of combustible construction (disregarding floors resting directly on the ground). NOTE: Mixed (Masonry/Frame) - a combination of both frame and masonry construction shall be classed and coded as frame when the exterior walls of frame construction (including gables) exceed 33 1/3% of the total exterior wall area; otherwise class and code as masonry. Mandatory Coverages It is mandatory that insurance be written for all coverages provided under both Sections I and II of the Homeowners Policy. Section II of the policy requires coverage for the following exposures: (a) all additional insured locations where the Named Insured or spouse maintain a residence other than business or farm properties; (b) all residence employees of the Named Insured or spouse not covered or not required to be covered by workers compensation insurance; and (c) permitted incidental occupancies by the insured on residential premises of the Named Insured. Manual Premium Revision A manual premium revision, meaning any revision of premium applicable to the Homeowners Program, shall be made in accordance with the following procedures: (a) The effective date of such revision shall be as announced. (b) The revision shall apply to any policy or endorsement in the manner outlined in the announcement of the revision. (c) When an existing Homeowners Policy is endorsed to take advantage of a reduction in premium, the adjustment shall be made on a pro rata basis. (d) Unless otherwise provided, at the time the premium revision becomes effective, the premium revision does not affect in-force policy forms and endorsements until the policy is renewed. Minimum Premium A minimum annual premium of $150 shall apply to the HO-3, MH-3, HO-5 and HO-6 policy forms. A $75 minimum premium applies to the HO-4 form.. All chargeable endorsements and coverages, written at the inception of the policy, are subject to the minimum premium except Scheduled Personal Property (HO M061) and Scheduled Property - Agreed Value Coverage (HO M5350). When endorsements or coverages are attached after inception of the policy, the charge for each applies in accordance with the minimum premium rule, if any, for the endorsement. Multiple Company Insurance Not offered in this program Other Insurance Enumclaw Property and Casualty Insurance Company 10

11 General Rules Credit for existing insurance is not permitted. Policy Changes Endorsements The addition or deletion of coverages will not alter the premium due date or the term of the policy. Adjustments in premium due to the changes will be prorated from the effective date to the end of the policy term and a full adjustment will be made for the next renewal cycle. Cancellation All cancellations, regardless of whether they are initiated by the company or the policyholder, are calculated on a pro rata basis. Policy Period The Homeowners Policy shall be written for a period of one year and may be extended for successive policy periods by a renewal declarations page based upon the premiums, forms and endorsements then in effect for the Company. For maintaining common anniversary dates, a Homeowners Policy may be written for a period of less than one year on a pro rata basis. Premium Adjustments 1. Paid-In-Full Policies a. Additional premium will be billed as an installment. b. Return premium will be sent to the insured in 10 days. 2. Installment Bill Policies a. Additional premium will be spread over remaining installments. b. Return premium will be spread over the current and remaining installments. Premium Rounding Rule In the event of cancellation by the Company, the return premium may be carried to the next higher whole dollar. Property Renewal Increases The limits of liability shown in the declarations page for Coverages A, B, C and D will be increased at the annual renewal by the property renewal increase factors adopted by the company. Payment of the renewal premium will constitute acceptance of the revised limits of liability as shown on the Declarations page. Protection Information SPECIFICALLY RATED PROPERTIES: The protection class listed, which is the overall class or grade of the community, applies to those properties located within 5 road miles of a recognized fire station and with available standard fire hydrants and fire flows as required by the applicable rating schedule. These properties are evaluated individually by WSRB for their protection class. The protection class of a specifically rated property can be found in the loss cost publication section of and is symbolized as the last two digits of the RCP code. CLASS RATED PROPERTIES The protection class listed, which is the overall class or grade of the community, applies to those properties located within 5 road miles of a recognized fire station and within 1000 feet of a standard fire hydrant. This corresponds to column A in the following tables. Successive columns represent progressively reduced fire suppression capabilities. Use the classification for the community found in the listings to select a row in the column marked Protection Class of Community. All possible classifications for class-ratable property are listed in that row. Select the classification from one of the columns marked A through G. HO-3, MH-3 and HO-5 policy premiums will be rounded to the penny. HO-4 and HO-6 policy premiums and optional endorsements will be rounded to the nearest whole dollar. Protection Class of Community Protection Class Enumclaw Property and Casualty Insurance Company 11

12 General Rules A B C D E F G A 8A 9 9A A 8A 9 9A A 8A 9 9A A 8A 9 9A A 8A 9 9A A 8A 8A 9 9A A 8A 8A 9 9A A 8A 8A 9 9A A A. A standard fire hydrant is within 1,000 feet of property, and a recognized responding Class A fire station is within 5 road miles of property. B. Community receives Tender (Tanker) Credit; no standard hydrant is within 1000 feet of property, and a recognized responding Class A fire station is within 5 road miles of property. C. No tender Credit, no standard hydrant within 1000 feet of property, and a recognized Class A fire station is within 2 road miles from property. D. No tender credit, no standard hydrant within 1000 feet of property, and a recognized Class A fire station is between 2 and 5 road miles from property. E. Property is between 5 and 10 road miles from a recognized Class A fire station and not more than 5 road miles from a recognized Class B fire station with Initial Attack Equipment. F. Property is more than 5 road miles from a recognized Class A fire station and not more than 5 road miles from a recognized Class B fire station. G. Property is more than 5 miles from a recognized responding fire station and located within the legal boundaries of a recognized fire district or municipality. Renewal Plan A Homeowners Policy may be written for a term of twelve months. The policy may be continued for successive terms upon payment of the required premium to the Company on or before the inception date of each successive term. The continuation premium shall be based upon the premiums in effect on the renewal date. The then current editions of the applicable forms and endorsements must be made a part of the policy. Seasonal Dwelling Definition A seasonal dwelling is a dwelling with continuous unoccupancy of three or more consecutive months during any one year period. Secondary Residences A separate policy may be written to insure the dwelling and other structures at a second residence. The liability for this residence must be extended from the primary policy written with us. Single Building Definition All buildings or sections of buildings which communicate through unprotected openings will be considered as a single building. Buildings which are separated by space will be considered separate buildings. Buildings or sections of buildings which are separated by an 8 inch masonry party wall which pierces or rises to the underside of the roof and which pierces or extends to the innerside of the exterior wall will be considered separate buildings. Communication between buildings with independent walls or through masonry party walls described above will be protected by at least a Class A Fire Door installed in a masonry wall section. Transfer Or Assignment Subject to all the rules of this manual and any necessary adjustment of premium, a Homeowners Policy may be endorsed to effect transfer to another location within the same state. No assignments of a policy from one insured to another are allowed. Enumclaw Property and Casualty Insurance Company 12

13 Forms and Endorsements Descriptions We are providing general descriptions of endorsements offered. Please consult the actual forms and endorsements for exact terms, conditions and exclusions. Underwriting guidelines are not intended to be inclusive. Additional information may be required under certain circumstances. Actual Cash Value Mobilehome MH-202 Amends the mobilehome policy from a replacement cost contract to an actual cash value contract. Available on MH-3. The mobilehome must have a minimum value of $15,000. The mobilehome cannot be over 15 years old. Additional Insured (Residence Premises) HO-41 Extends Section I Coverages A and B and Section II Coverages E and F to someone other than the Named Insured who has an ownership interest in the dwelling. Information required to complete the endorsement form: Name and address of the additional insured. Interest of the additional insured. Additional Interests (Residence Premises) HO-310 Used to add a third party, other than a mortgagee, who has an interest in the residence. Affords Section I coverages only. Information required to complete the endorsement form: Name and address of the other party. Description of their interest. Effective date of their interest. Additional Residence Rented to Others (1, 2, 3 or 4 Families) HO-70 Extends Personal Liability and Medical Payments to Others coverages to owned residences rented to others. Extension of liability is limited to maximum of 10 family units (a duplex counts as 2 units, a triplex is 3 units, etc.). This endorsement may extend liability only to 1, 2, 3 or 4 Family dwellings. Dwelling must be located in a state in which we are licensed to conduct business. Information required to complete the endorsement form: Dwelling location. Number of families. Not available on Secondary or Seasonal Occupancy status policies. Barns, Buildings and Structures HO M007, HO M5007 Named perils coverage on an actual cash value basis for barns, buildings and structures. As these structures are specifically insured, Coverage B of the policy does not apply to them. Available on HO-3, HO-5 and MH-3 policy forms. Information required to complete the endorsement form: Description of structure. Limit per structure. Use of structure. Enumclaw Property and Casualty Insurance Company 13

14 Forms and Endorsements Descriptions Building Additions and Alterations (Other Residence) HO-49 Used to cover the insured s interest in additions, alterations, and improvements to rented secondary residences. Information required to complete the endorsement form: Location Address. Limit for each location. Building Additions and Alterations HO-51 Increased Limit Form HO-4 Used to provide an increased limit for tenants building additions, alterations, fixtures, improvements, and installations. Available on HO-4 policy forms. Course of Construction HO M005 This endorsement is attached to a new business policy when construction of the dwelling has begun. Available on HO-3 and HO-5 policy forms. A dwelling being constructed by the insured is not eligible. The coverages afforded by this endorsement cease 1 year after the original inception date of the policy. Any dwellings not scheduled to be done within 365 days are not eligible for coverage. Contract of Sale 137 Provides coverage language specific to contract seller. Information required to complete the endorsement form: Increase amount. Business Pursuits HO-71 Coverage for liability arising out of business pursuits may be added to the policy through the use of this endorsement. Coverage does not apply to a business owned by the insured or in which the insured is a partner. Professional liability is excluded for other than teaching. Information required to complete the endorsement form: Insured s name. Business description. Employment classification. Corporal punishment liability desired (if insured is a teacher). Not available on Secondary or Seasonal Occupancy status policies. Enumclaw Property and Casualty Insurance Company 14

15 Forms and Endorsements Descriptions Coverage C Increased Special Limits of Liability HO-65 The policy form contains Special Limits of Liability under Coverage C for certain categories of property. This endorsement is used to increase money, securities, jewelry, firearms, and silverware without specifically scheduling each item. The last 3 categories are increased with respect to theft only. The Coverage C perils named in the contract are not changed by this endorsement. 1. Jewelry, Watches and Furs The special limit on jewelry, watches and furs may be increased to a maximum of $5,000 but not exceeding $1,000 for any one article. 2. Money and Securities The special limit on money may be increased to a maximum of $1,000. The limit on securities may be increased to a maximum of $2, Silverware, Goldware and Pewterware The special limit for loss by theft of silverware, etc., may be increased to a maximum of $10,000 in increments of $ Firearms The special limit for loss by theft of firearms may be increased to a maximum of $6,000 in increments of $100. Available on HO-3, MH-3, HO-4 and HO-6 policy forms. This endorsement is not available on HO-3 policy forms written with the HO M015 endorsement (Use HO-211). Coverage C Increased Special Limits of Liability HO-211, HO M5211 Used to increase the special limits of liability for certain categories. 1. Jewelry, Watches and Furs The special limit on jewelry, watches and furs may be increased to a maximum of $5,000 but not exceeding $1,000 for any one article. 2. Money and Securities 3. The special limit on money may be increased to a maximum of $1,000 for HO-3, $2,000 for HO-5. The limit on securities may be increased to a maximum of $2, Silverware, Goldware and Pewterware The special limit for loss by theft of silverware, etc., may be increased to a maximum of $10,000 in increments of $ Firearms The special limit on firearms may be increased to a maximum of $10,000. Available on HO-3 policy form with HO M015 endorsement and HO-5 policy forms. Only money and firearms are eligible for increased limits on HO-5. Information required to complete the endorsement form: Property class to be increased. Amount of increase per property class. Information required to complete the endorsement form: The class of property which is to be increased. The amount of the increase per property class. Enumclaw Property and Casualty Insurance Company 15

16 Forms and Endorsements Descriptions Credit Card, Fund Transfer Card, Forgery and Counterfeit Money Coverage (Increased Limit) HO-53, HO M5053 Used to increase the automatic limit provided in the policy. Available limits: $2500(not applicable to HO-5), $5000, $7,500, $10,000 Information required to complete the endorsement form: Increase amount. Equipment Breakdown Enhancement Endorsement HO M180 Coverage for applicable electrical, mechanical, or pressure systems breakdown. $100,000 per Occurrence Limit of Liability $500 Per Occurrence Deductible o In the event that more than one deductible may be applied to a loss that includes Equipment Breakdown, the single highest deductible will apply. Available to HO-3, HO-5, MH-3, HO-4 and HO-6 policy forms. Extended Home Replacement Coverage HO M5101 This endorsement amends item 3.b. of the Section I Conditions by stating we will settle covered losses to Coverage A & B up to an additional amount of the Coverage A or Coverage B limit of liability shown on the Declarations pages. This is a mandatory form. Applicable to HO-5 policy form. Farmers Personal Liability HO M073WA, HO M5073WA This endorsement may be used to cover farm liability exposures when The insured has a farming exposure, by leasing farm land to others, is not actively involved in farming and farming is not his primary occupation. This endorsement form will not be offered only for the purpose of obtaining animal collision coverage. The following guidelines apply to leased farmland: a. Lessee must maintain insurance coverage for the farming operations. b. Our insured must be listed as an additional insured on the lessee s policy. c. If the leased land is also the residential premise the named insured must reside in the home. d. Insured owned equipment should not be used by the lessee. Information required to complete the endorsement form: Farm questionnaire PL106 completed by the insured. Location of all farm premises and type of farming conducted on each. a. Number of additional farm premises. b. Number of farm premises without buildings. c. Acreage. Description of any business pursuits (other than farming) which are conducted on the insured location(s) Animal Collision a. Number of animals ($400 coverage per animal). Not available on Secondary or Seasonal Occupancy status policies. Enumclaw Property and Casualty Insurance Company 16

17 Forms and Endorsements Descriptions Homeowners Extended Replacement Cost Coverage HO M091 When this endorsement is attached to the policy, we agree to settle covered losses to the dwelling up to an additional 25% of the limit of liability under Coverage A shown on the Declarations page at the time of loss. Dwellings must be insured to 100% of replacement cost to be eligible for this coverage. Available on HO-3 policy form. Identity Fraud Expense Coverage HO M5316 This form provides reimbursement for expenses incurred by an insured as a direct result of identity fraud. This is a mandatory form. Applicable to HO-5 policy form. Incidental Farming Personal Liability HO-72 Coverage may be provided for the liability of the Insured when farming is conducted on the residence premises and is incidental to the use of the premises as a dwelling, and the income derived from the farming operation is not the insured s primary source of income. Coverage may also be provided when the residence premises is used for the sheltering and grazing of animals. However, coverage is not available if the residence premises are used for racing purposes. In most cases, the farm exposure should: a. Not exceed gross revenue of $15,000. b. Be for a policyholder who has an off the farm primary occupation (unless retired). c. Not have a riding arena. d. Not have a dairy operation. e. Not exceed (80) acres. f. Be limited to $30,000 of scheduled farm equipment on an Inland Marine policy. g. Be limited to a combined total of $100,000 for newer structures at replacement value on an HO48. h. Be limited to a combined total of $50,000 on an HOM007 at ACV for older structures. Exposures not contemplated in Personal Lines include: a. Employees (full or part time). b. Tree farms. c. U-cut/U-pick operations. d. Roadside sales stands. e. Boarding, breeding, training or renting of animals. f. Exotic animals. g. Custom farmers. h. Nurseries. i. Poultry. j. Processing or dairies. k. Seed operations. l. Kennels. m. Property open for hunting. The Farm Liability questionnaire (PL 106) must be completed. Not available on Secondary or Seasonal Occupancy status policies. Enumclaw Property and Casualty Insurance Company 17

18 Forms and Endorsements Descriptions Incidental Motorized Land Conveyances HO M313WA, HO M5313WA This endorsement extends, to the insured and permissive operators, Section II coverages to motorized vehicles excluding: motorized bicycles, mopeds or motorized golf carts any conveyance: a. with a maximum speed of more than 25 MPH. b. subject to motor vehicle registration. c. while used to carry persons for a charge. d. while used for business purposes. e. while rented to others. f. while operated in any race, speed contest or competition. If a vehicle is not eligible for coverage under this endorsement, we also have available Recreational Vehicle Liability Coverage under endorsement HO M009. This is a mandatory endorsement but not applicable when the HO M073WA or HO M5073WA are attached. Increased Limit on Personal Property in Other Residences HO-50 This endorsement is used when an increased limit is desired. after sale or to business property pertaining to a business actually conducted on the residence premises. The specific dollar increase applies to on premises business property. Off premises business property is covered at 10% of the on premises limit. Maximum limit is $10,000. Information required to complete the endorsement form: Increase in limit. Description of the business. Description of the business property. Landlord s Furnishings HO-308 This endorsement is used to increase the coverage for property in an apartment regularly rented or held for rental to others by an insured. Not available on HO-3 with HO M015 or HO-5 policy forms. Available Limits: $1,000, $2000, $3,000, $4,000, $5,000 Lender s Loss Payable Endorsement 438BFU NS Provides coverage language specific to a mortgagee. Verify liability extension to additional residence(s). Information required to complete the endorsement form: Location address. Increase amount. Increased Limits on Business Property HO-312, HO M5312 The policy form contains special limits on business property. Limits may be increased by means of this endorsement. The increased limit does not apply to business property in storage or held as a sample or for sale or delivery Enumclaw Property and Casualty Insurance Company 18

19 Forms and Endorsements Descriptions Loss Assessment Coverage HO-35, HO M5035 All policy forms include an automatic limit of loss assessment coverage (excluding earthquake). Please refer to the specific contract for the amount of coverage provided. Increased limits may be obtained with this endorsement. Please note: The policy forms do include a Special Limit applicable to an assessment resulting from a deductible in the policy of insurance purchased by a corporation or association of property owners. Please refer to the desired policy form for the pertinent information. No more than 2 locations can be written in addition to the residence premises. Available Limits: Residence Premises: $5,000 to $50,000 in increments of $5,000 o The minimum increase limit for HO-5 is $10,000. Additional Locations: $1,000, $5,000 to $50,000 in increments of $5,000 Information required to complete the endorsement form: Increase in limit on the residence premises. If additional locations are covered the unit location and limit per location should be provided. Loss Payable Endorsement HO M335 Provides coverage language specific to a mortgagee. Mobilehome Lienholder s Single Interest MH-85 This endorsement provides coverage only for the interest of the lienholder on the mobilehome for collision or upset while in transit and from conversion, embezzlement, or secretion by the insured. Available on MH-3 policy form. Ordinance or Law Coverage HO M277V/HO M5277V This endorsement amends the contract to insure the Dwelling and Other Structures against loss resulting from ordinances or laws which regulate construction, repair or demolition of the property. Available on HO-3, HO-5, and HO-6 policy forms. (Note: The HO-5 policy form includes the 25% of Coverage A option noted below.) Available with HO-49 Building Additions and Alterations (Other Residence) endorsement. Information required to complete the endorsement form: Aggregate limit desired. Available options for HO-3 and HO-5: 25%, 50%, or 100% of Coverage A Available options for HO-6: 100% of Coverage A Other Structures (Increased Limits) HO-48 This endorsement is used to increase coverage on other structures on the residence premises over what is provided in the policy form. The Coverage B Perils Insured Against in the policy extend to the additional limits obtained through the use of this endorsement. Available on HO-3, MH-3 and HO-5 policy forms. This endorsement is not to be used for agricultural type buildings. For those exposures, see endorsement HO M007 Barns, Buildings and Structures. Information required to complete the endorsement form: Structure description including construction type, square footage and use. Limit per structure as developed by applying the price per square foot required by us. Enumclaw Property and Casualty Insurance Company 19

20 Forms and Endorsements Descriptions Permitted Incidental Occupancies (Residence Premises) HO-42, HO M5042 Section I and II Coverages of the policy are extended to cover an incidental office, professional, private school, or studio occupancy in the dwelling or in a separate structure on the residence premises. If the business is conducted in another structure on the residence premises Coverage B does not apply. The structure is specifically insured for direct physical loss by a Peril Insured Against under Coverages A and B of the policy form under this endorsement. Professional liability is excluded. This endorsement provides that certain property of the permitted business is covered up to the Coverage C limit. However, the endorsement does not increase the Coverage C limit. The only types of business activities eligible for this endorsement are office, studio, and school operations using less than half of the dwelling area. Day care operations may not be covered by this endorsement. Information required to complete the endorsement form: Business description. Location where the business is conducted. If conducted in an Other Structure, a description of the structure. Limit on Other Structure. Not available on Secondary or Seasonal Occupancy status policies. Permitted Incidental Occupancies (Other Residence) HO-43, HO M5043 Section II Coverage is extended to cover an incidental office, professional, private school, or studio occupancy in a residence other than the insured residence premises. Professional liability is excluded. The only types of business activities eligible for this endorsement are office, studio, and school operations using less than half of the dwelling area. Day care operations may not be covered by this endorsement. Information required to complete the endorsement form: Business description. Premises location. Not available on Secondary or Seasonal Occupancy status policies. Personal Property Replacement Cost HO M290 This endorsement is used to provide replacement cost coverage on property covered under Coverage C and, if applicable, awnings, carpeting, household appliances, outdoor antennas and outdoor equipment, whether or not attached to buildings. The Coverage C Perils Insured Against are not changed by this endorsement. Coverage also applies to articles or classes of property separately described and specifically insured in the policy (i.e. HO M061). Refer to the endorsement for ineligible property and loss settlement provisions. Coverage C of HO-3 and MH-3 is automatically increased, at no additional charge, to 70% of Coverage A. Available on HO-3, MH-3, HO-4 and HO-6 policy forms. Enumclaw Property and Casualty Insurance Company 20

21 Forms and Endorsements Descriptions Pollution Exclusion HO M011 If Farmers Personal Liability is endorsed onto the policy it is mandatory that this endorsement also be added. This exclusion amends the pollution exclusion which is found in the Farmers Personal Liability endorsement. Premises Alarm or Fire Protection System HO-216 This endorsement is attached when a credit is being allowed for an approved alarm system. Information required to complete the endorsement form: Type of Protective Device System: a. Burglar Alarm. b. Fire Alarm. c. Burglar and Fire Alarm. Installed to Alert: a. Central Station (copy of contract required). b. Police Station/Fire Department. c. Local only. A local burglar alarm must include a functional bell or similar sound-generating device mounted on the exterior of the dwelling. A local fire alarm is required to produce a sound inside the dwelling to alert the occupants. Property Removed Increased Limit MH-104 Recreational Vehicle Liability Coverage HO M009, HO M5009 This endorsement provides, for the insured and permissive operators, off premises Liability and Medical Payments to Others coverage for recreational vehicles (other than snowmobiles and golf carts on a golf course). Information required to complete the endorsement form: Make or model name of each vehicle. Identification number for each vehicle. Horsepower for each vehicle Driver s license numbers and dates of birth for household members. Not available on Secondary or Seasonal Occupancy status policies. Residence Rental Theft HO-80 Extends coverage to loss by theft while the portion of the residence premises usually occupied by the insured is occasionally rented in whole or in part to others, or while there is a roomer or boarder. Refer to the endorsement for the exclusions to this extension of coverage. Available on HO-3 policy form. Not available on HO-3 with HO M015. Requires underwriting approval prior to binding. Regularity of rental. Portion of the dwelling rented. Reason for the rental. Increases the coverage limit found in the policy that applies to moving expense when the mobilehome is endangered by a Peril Insured Against. Available on MH-3 policy form. Information required to complete the endorsement form: Increase Limit. Enumclaw Property and Casualty Insurance Company 21

22 Forms and Endorsements Descriptions Scheduled Bicycle Endorsement HO M602 This endorsement provides coverage for scheduled bicycles that may require higher limits or broader coverage than is provided in the Homeowners policy form. $30,000 maximum value per item. Appraisals or bill of sale on items valued at $10,000 and higher. Items must be insured to 100% of value. Prior approval from the company is required to bind coverage on schedules in excess of $75,000. This limit is a combined total of items scheduled under the HO M061 Scheduled Personal Property Endorsement as well as this Scheduled Bicycle Endorsement. Information required to complete the endorsement form: Name of article Description of article (make/model/serial number). Amount per article. Appraisal or bill of sale (as per guidelines above). Scheduled Personal Property Endorsement HO M061 This endorsement provides protection on specific items of personal property that may require higher limits or broader coverage than is provided in the Homeowners policy form. Eligible classes of property are jewelry, furs, cameras, musical instruments, silverware, golfer s equipment, fine arts, postage stamps, rare and current coins, and guns. $30,000 maximum value per item. Appraisals on items valued at $10,000 and higher. Items must be insured to 100% of value. Prior approval from the company is required to bind coverage on schedules in excess of $75,000. This limit is a combined total of items scheduled under the HO M602 Scheduled Bicycle Endorsement as well as this Scheduled Personal Property Endorsement.. Information required to complete the endorsement form: Description of article. Amount per article. Appraisal (as per guidelines above). Scheduled Property Agreed Value Coverage HO M5350 This endorsement provides coverage for scheduled jewelry with losses settled on the basis of the amount shown on the declarations. Available on HO-5 policy form. $30,000 maximum value per item. Appraisals on items valued at $10,000 and higher. Prior approval from the company is required to bind coverage on schedules in excess of $75,000. Information required to complete the endorsement form: Description of article. Amount per article. Appraisal (as per guidelines above). Service Line Enhancement Endorsement HO M108 Coverage for applicable failure of service lines from the street to the covered home. $10,000 per Occurrence Limit of Liability $500 Per Occurrence Deductible Available to HO-3, HO-5 and MH-3 policy forms. Enumclaw Property and Casualty Insurance Company 22

23 Forms and Endorsements Descriptions Sinkhole Collapse HO-99 This endorsement provides coverage for direct physical loss to property covered under Section I caused by sudden settlement or collapse of the earth supporting the property as a result of subterranean voids created by the action of water on limestone or similar rock formations. NO COVERAGE IS PROVIDED FOR MINE SUBSIDENCE. Underwriting guidelines: Available on HO-5 policy form. This coverage should not be offered if: nearby properties have settled, subsided or collapsed as a result of subterranean earth movement or if such losses have occurred on the same property or properties in the last 5 years, or the dwelling was constructed over mining sites, underground caves or on filled ground. Maps showing the location of steep slopes, subterranean caverns and mines may be used to determine eligibility for the endorsement. Information required to add the endorsement: Location of property to be insured. Snowmobile Liability HO M164WA This endorsement provides, for the insured and permissive operators, Personal Liability and Medical Payments to Others coverage for owned snowmobiles off an insured location, subject to certain limitations. This is a mandatory endorsement. Not available on Secondary or Seasonal Occupancy status policies. Special Computer Coverage HO-314 Computers and related equipment may be insured against additional risks of physical loss subject to certain exclusions. The limit of liability for a computer is not increased by this endorsement. Not available on HO-3 policy forms with an HO M015 endorsement attached or HO-5 policies. Special Personal Property Coverage HO M015 By attachment of this endorsement, the policy is amended to insure Coverage C against additional risks of physical loss subject to certain exclusions. Earthquake coverage is excluded. Available only on HO-3 and MH-3 policy forms. Personal Property Replacement Cost must be written on Coverage C - Personal Property. Policy must be written with at least a $500 deductible. Special Provisions Washington HO M301WA, HO M401WA, HO M501WA, HO M601WA These forms modify certain provisions in the policy to meet specific state requirements. Structures Rented to Others (Residence Premises) HO-40 This endorsement extends Section I and Section II Coverage to specified structures on the residence premises rented to anyone other than a tenant of the dwelling for use as a private residence. Coverage B does not apply to structures scheduled on this endorsement. Information required to complete the endorsement form: Structure description including construction type, square footage and use. Limit per structure. Not available on Secondary or Seasonal Occupancy status policies. Enumclaw Property and Casualty Insurance Company 23

24 Forms and Endorsements Descriptions Theft of Building Materials Dwelling Under Construction HO M012 This endorsement provides coverage for theft from the insured location of personal property and building materials or supplies for a home under construction. Coverage is limited to 10% of the Coverage A - Dwelling limit. The premium is fully earned when written. Coverage expires at the first policy expiration date or when the dwelling is completed and occupied, whichever comes first. If an extension of coverage past the first expiration date is desired Underwriter approval is required. An additional fully earned premium will be applied. No further coverage extension will be allowed. Underwriting guidelines: Available on HO-3 and HO-5 policy forms. Three or Four Family Dwelling Premises Liability HO-74 (Form HO-4) This endorsement is attached only when the insured owns a 3 or 4 family dwelling and occupies one of the units. While the structure is insured under another policy, the insured may obtain coverage for personal property and personal liability on a Contents Broad Form (HO-4) policy. Personal liability is extended to that portion of the structure which is not occupied by the insured when this endorsement is attached. Available on HO-4 policy form. This coverage is not available to a tenant who does not have an ownership interest in the residence premises. Not available on Secondary or Seasonal Occupancy status policies. Transportation/Permission to Move MH-82 Applies coverage against the transportation perils of collision, upset, and stranding or sinking of the mobilehome for 30 days anywhere in the continental United States or Canada. Available on MH-3 policy form. Location mobilehome is being moved from. Location where mobilehome is being moved to. Information required to complete the endorsement form: Effective Date. Deductible Amount. Unit-Owners Coverage A Special Coverage HO-32 The Section I Perils Insured Against may be broadened for Coverage A to Special Form by adding this endorsement. Available on HO-6 policy forms. Unit-Owners Rental to Others HO-33 This endorsement extends both Section I and Section II Coverage when the insured condominium unit is regularly rented to others. Available on HO-6 policy forms. Prior approval is required. Not available on Secondary or Seasonal Occupancy status policies. Enumclaw Property and Casualty Insurance Company 24

25 Forms and Endorsements Descriptions Water Backup and Sump Discharge or Overflow HO M095 Provides coverage for for direct physical loss to property covered under Section I caused by water, or waterborne material Available on HO-3 policy form. This coverage does not increase the limits of liability for Coverages A, B, C or D stated in the Declarations. $250 deductible applies, no other deductible applies to this coverage. This deductible does not apply with respect to Coverage D. Watercraft Liability HO-75, HO M5075 The endorsement provides Personal Liability and Medical Payments to Others coverages on scheduled and described watercraft. For other than the insured (as defined in the policy) Medical Payments to Others includes waterskier medical coverage. We offer coverage for family type boats capable of moderate speeds used in private recreation. Please refer to the Watercraft Product Guide for boat eligibility guidelines. Information required to complete the endorsement form: All Boats: a. Drivers license number and dates of birth for household members. Outboard Motor, Inboard or Inboard/Outdrive Watercraft a. Description, including make and model. b. Horsepower. c. Length of Watercraft. d. Owner of outboard motor (if not the insured). Sailing vessel a. Description, including make and model. b. Horsepower. c. Length of Watercraft. Not available on Secondary or Seasonal Occupancy status policies. Enumclaw Property and Casualty Insurance Company 25

26 Coverages COVERAGES Deductibles Base $500 Options $100 (1) $250 (1) $1000 $2500 $5000 (2) $10,000 (2) (1) Not available on HO-3, MH-3 or HO-5. (2) Not available on HO-4 HO-6. Coverage E - Personal Liability Base Options $300,000 (HO-3, MH-3 or HO-5) $100,000 (Base HO-4 or HO-6) $200,000 $400,000 $500,000 $1,000,000 Coverage F Medical Payments Base $1000 Options $2000 $3000 $4000 $5000 Fire Department Service Charge The limit provided under the Homeowners Policy may be increased to a maximum of $5,000 for an additional premium. Loss of Use The limit of liability for Coverage D may be increased. Other Exposures If other than the base limits of Coverage E or Coverage F are written for the residence premises, the same limits must apply to any other exposure. Other Insured Location Occupied By Insured Section II Coverage may be provided on locations, other than the residence premises, where an insured resides, but which are insured for Section I Coverage under another insurance program or by another company. The Other Insured Location must be in a state in which we are licensed to conduct business. Personal Property - Reduction in Limit The limit of liability for Coverage C may be reduced to an amount not less than 40% of the limit for Coverage A for a credit. Residence Employees The premium charge is per person in excess of two (2). Charges do not apply to employees working less than half of the customary full time or to whom the workers compensation exclusion applies as stated in Section II of the policy. Enumclaw Property and Casualty Insurance Company 26

27 Coverages Secondary Residence Premises Coverage may be provided on the initial and secondary residence premises under separate policies in the same company. The policy providing Section I coverage on the secondary residence will not include coverage for Section II. Section II coverage for the secondary residence shall be extended from the primary policy. Enumclaw Property and Casualty Insurance Company 27

28 Discounts The application of some discounts may vary by peril. Burglary Protection Discount Available on all policy forms. A discount may be applied. Refer to the endorsement Premises Alarm or Fire Protection System HO-216 for additional information. Claims Free Discount Available on HO-3, MH-3 and HO-5 policy forms. A separate by-peril discount may be applied when the insured is five years claim free for the Fire, Theft, Water, Other Property, and Liability perils. Fire Protection Discount Available on all policy forms. A discount may be applied. Refer to the endorsement Premises Alarm or Fire Protection System HO-216 for additional information. Loyalty Discount Applicable to HO-3, MH-3 and HO-5 policy forms. A discount will be applied at the third anniversary of the original inception date of a homeowner or farmowner policy with us. Mobilehome Park Discount Applicable to MH-3 policy form. Mobilehomes may be eligible for discounts if located in an approved park. Newer Home Discount Applicable to HO-3, MH-3 and HO-5 policy forms. Dwellings are eligible for a discount depending upon the calendar year in which the dwelling was completed and first occupied. If the year first occupied is different from the year completed, the later year would apply. The discount applies to new business and renewals only; no midterm credit is allowed. Package Policy Discount A discount will be allowed when the insured has a Personal Automobile Policy written with us. Available on all policy forms. Applicable to both primary and secondary policies. Enumclaw Property and Casualty Insurance Company 28

29 Additional Rating Elements HO-3, MH-3 and HO-5 Age of Insured The age of the first Named Insured on the effective date of the policy. Individual Premium Modifier The Individual Premium Modifier is based on the Insurance Score of the first Named Insured, as obtained through the ChoicePoint Attract Washington Model. Scores will be ordered for each new business policy. Number of Additional Interests The total number of entities that have an insurable interest in the property. a. Contract of Sale - Formal contract by which a seller agrees to sell and a buyer agrees to buy, under certain terms and conditions spelled out in writing in the document signed by both parties. Note: the insured must be named as property owner on the title of the property. b. Standard Mortgagee c. 2 nd Mortgagee d. 3 rd Mortgagee Number of Families The number of family units (one or two) in the residence. Number of Stories The total number of stories for the residence. 1 Story - A home with one story of living area. The roof structure typically has a medium slope. The attic space is limited and is not intended for living area. 1.5 Story - A residence with two levels of living area, characterized by a steep roof slope and dormers (which project from the roof and have windows on their fronts). Because of the roof design, the area of the second floor is usually 40% to 70% of the ground floor area. 2 Story - A residence with finished living area on two floors. The area of each floor is approximately the same. The roof structure has a medium slope. The attic space is limited and is not intended for living area. 2.5 Story - A residence with three levels of living area, characterized by a steep roof slope and dormers (which project from the roof and have windows on their fronts). Because of the roof design, the area of the third floor is usually 40% to 70% of the ground floor area. 3 Story A 3-story home has three full floors of living area. The area of each floor is approximately the same. The roof structure has a medium slope. The attic space is limited and is not intended for living area. 3.5 Story - A residence with four levels of living area, characterized by a steep roof slope and dormers (which project from the roof and have windows on their fronts). Because of the roof design, the area of the fourth floor is usually 40% to 70% of the ground floor area. 4 Story A 4-story home has four full floors of living area. The area of each floor is approximately the same. The roof structure has a medium slope. The attic space is limited and is not intended for living area. Bi-Level - A residence with two levels of living area, with the lower level being completely finished and normally partially below grade (with no basement below it). The entrance is a split-foyer entrance. Enumclaw Property and Casualty Insurance Company 29

30 Additional Rating Elements HO-3, MH-3 and HO-5 Tri-Level - A residence that is divided side to side, with three levels of finished living area: lower level, intermediate level and upper level. The lower level is immediately below the upper level as in a two-story residence. The intermediate level, adjacent to the other levels, is built on a grade approximately one-half story higher than the lower level. Split-level residences have a split roof design. Use the Back Split style for homes that are divided front to back. Roof Age Roof age is defined as age of roof at policy inception. It is then aged one year at renewal of the policy. The roof age may be updated if a total roof replacement has taken place. Roof Type Built-Up/Tar and Gravel - Three to five layers of roofing felt laminated with coal tar, pitch or asphalt, and topped with a layer of gravel or other aggregate material. Typically found on flat or low-pitched roofs. Clay Tile - A roof made from different types of clay and fired in kilns to dry. Composition Single (Comp) - Shingles made of felt or inorganic fiberglass saturated with asphalt and surfaced with mineral granules. These may be made in individual strips, interlocking and self-sealing. Asphalt shingles are normally applied on medium pitched roofs over solid sheathing and building paper. Concrete Tile - A thin piece of concrete made from Portland cement, fine aggregate, and pigments. Copper - Sheets of 16 oz. copper connected with interlocking seams used to cover pitched roofs. The seams are either flat or raised. Rubber - Roof covering using flexible elastomeric plastic/rubberized materials applied in rolls. The seams are vulcanized. Slate - A dense, fine grained, metamorphic rock produced by the compression of various sediments, cut into thin tiles or slabs. Slate comes in any number of sizes, thicknesses and finishes. Spanish Tile - Clay tiles that are S-shaped with interlocking sidelaps or side joints. Steel - Corrugated steel sheets applied over a pitched roof. Tin - A thin gauge sheet of tin (terne) that is typically fastened with a standing seam system. Tin roofs are not to be confused with the steel roofs commonly found on pre-engineered structures. Wood Shakes - Shakes split from a bolt of wood, generally in random dimensions. Wood shakes are normally installed over a pitched roof on spaced sheathing covered with building paper. Wood Shingle - Overlapping, tapered pieces of wood, generally in random dimensions. Wood pine shingles are installed over a pitched roof on spaced sheathing covered with building paper. Swimming Pool The presence of a swimming pool (above- or in-ground and larger than 6 ft in diameter and 3 ft deep), whether at the time of application or a subsequent installation, must be disclosed to the Company. Total Living Area The total living area is the size of the home (in square feet) based upon the exterior dimensions. This total should include the square footage of the main home as well as the square footage of the wing or addition if one has been specified. This does not include the area for built-in garages, basements, porches, breezeways, decks (which are included in Attached Structures), or one-story attached garages. Woodstove The presence of a woodstove, whether at the time of application or a subsequent installation, must be disclosed to the Company. Enumclaw Property and Casualty Insurance Company 30

31 Forms and Endorsements List Form Number HO-32 HO-33 HO-35 HO-40 HO-41 HO-42 HO-43 HO-48 HO-49 HO-50 HO-51 HO-53 HO-65 HO-70 HO-71 HO-72 HO-74 HO-75 HO-80 HO-99 HO-211 HO-216 HO M290 HO-308 HO-310 HO-312 HO-314 HO 3046 HO 4046 HO 5046 HO 6046 HO M005 HO M007 HO M009 HO M011 HO M012 HO M015 HO M061 HO M073WA Title Unit-Owners Coverage A (Special Coverage Form HO-6 only) Unit-Owners Rental to Others Loss Assessment Coverage Structures Rented to Others (Residence Premises) Additional Insured (Residence Premises) Permitted Incidental Occupancies (Residence Premises) Permitted Incidental Occupancies (Other Residence) Other Structures (Increased Limits) Building Additions and Alterations (Other Residence) Increased Limit on Personal Property in Other Residences Building Additions and Alterations - Increased Limit Form HO-4 Credit Card, Fund Transfer Card, Forgery and Counterfeit Money Coverage (Increased Limit) Coverage C Increased Special Limits of Liability Additional Residence Rented to Others (1, 2, 3 or 4 Families) Business Pursuits Incidental Farming Personal Liability Three or Four Family Dwelling Premises Liability (Form HO-4) Watercraft Residence Rental Theft Sinkhole Collapse Coverage C Increased Special Limits of Liability Premises Alarm or Fire Protection System Personal Property Replacement Cost Landlord s Furnishings Additional Interests (Residence Premises) Increased Limits on Business Property Special Computer Coverage Washington Homeowners Special Form Washington Homeowners Contents Broad Form Washington Enhanced Homeowners Form Washington Homeowners Unit-Owners Form Course of Construction Barns, Buildings and Structures Recreational Vehicle Liability Coverage Pollution Exclusion Theft of Building Materials Dwelling Under Construction Special Personal Property Coverage Scheduled Personal Property Endorsement Farmers Personal Liability Form Number HO M091 HO M095 HO M108 HO M164WA HO M180 HO M277V HO M301WA HO M313WA HO M335 HO M401WA HO M5007 HO M5009 HO M501WA HO M5035 HO M5042 HO M5043 HO M5053 Title Homeowners Extended Replacement Cost Coverage Water Back-Up and Sump Discharge or Overflow Service Line Enhancement Endorsement Snowmobile Liability Equipment Breakdown Enhancement Endorsement Ordinance or Law Coverage Special Provisions Washington Incidental Motorized Land Conveyances Loss Payable Endorsement Special Provisions Washington Barns, Buildings and Structures Recreational Vehicle Liability Coverage Special Provisions Washington Loss Assessment Coverage Permitted Incidental Occupancies (Residence Premises) Permitted Incidental Occupancies (Other Residence) Credit Card, Fund Transfer Card, Forgery and Counterfeit Money Coverage (Increased Limit) Farmers Personal Liability Watercraft Liability Extended Home Replacement Coverage Coverage C Increased Special Limits of Liability Ordinance or Law Coverage Increased Limits on Business Property Incidental Motorized Land Conveyances Identity Fraud Expense Coverage Scheduled Property Agreed Value Coverage Special Provisions Washington Scheduled Bicycle Endorsement Transportation/Permission to Move Mobilehome Lienholder s Single Interest Property Removed Increased Limit Actual Cash Value Mobilehome Washington Mobilehomeowners Special Form HO M5073WA HO M5075 HO M5101 HO M5211 HO M5277V HO M5312 HO M5313WA HO M5316 HO M5350 HO M601WA HO M602 MH-82 MH-85 MH-104 MH-202 MH 3046WA 137 Contract of Sale Clause 438BFU NS Lender s Loss Payable Endorsement Enumclaw Property and Casualty Insurance Company 31

32 773 COOKE N/A ABERDEEN WA COUNTRY ESTATES CLEMONS ROAD ABERDEEN WA HARBOR N/A ABERDEEN WA LEISURE MANOR 2 MEANER WAY ABERDEEN WA LINKSHIRE N/A ABERDEEN WA ROBINWOOD MOBILE HOME 302 PIONEER ROAD ABERDEEN WA RUSTEMEIER MOBILEHOME N/A ABERDEEN WA SHERWOOD HILLS EAST HIGHWAY 3 ALLYN WA JACK ADAMS TRAILER N/A AMANDA WA VISTA TWO MOBILEHOME 2317 VISTA LANE ANACORTES WA COUNTRY VILLA MOBILE HOME N/A ARDEN WA CRYSTAL TREE VILLAGE TH AVENUE ARLINGTON WA MOBILE ESTATES N/A ARLINGTON WA PORTAGE GREEN MOBILEHOME TH AVE NE ARLINGTON WA SMOKEY POINT MOBILE HOME ESTATES TH NE ARLINGTON WA AUBURN GREEN MOBILEHOME TH STREET SE AUBURN WA AUBURN MANOR TH STREET SW AUBURN WA AUBURN MOBILE 2304 A STREET SE AUBURN WA COLLEGE PLACE MOBILE HOME COMMUNITY TH AVENUE SE AUBURN WA FOREST VILLA N/A AUBURN WA FORT MUCKLESHOOT N/A AUBURN WA LEISURE MANOR 2302 R STREET SE AUBURN WA PALISADES MOBILE HOME ESTATES 3501 AUBURN WAY SOUTH AUBURN WA Enumclaw Property and Casualty Insurance Company 32

33 717 PLACE MOBILE ESTATES ND SE AUBURN WA RIO VERDE ND STREET NE AUBURN WA SKYLARK VILLAGE TH STREET SE AUBURN WA SPAIDS UNIQUE MANOR TH SE AUBURN WA STARVIEW ACRES SE 322ND STREET AUBURN WA TALL CEDARS TH SE AUBURN WA THE RIVER 3611 I STREET AUBURN WA WHITE RIVER ESTATES 4246 A STREET SE AUBURN WA WILDWOOD MOBILE ESTATES 4040 AUBURN WAY S AUBURN WA CEDAR GLENN N/A BAINBRIDGE WA BATTLEGROUND MOBILE ESTATES 811 W MAIN BATTLEGROUND WA EL SHABRAL MOBILE HOME VILLA 410 FAIRGROUND AVENUE BATTLEGROUND WA WESTERN MANOR N/A BATTLEGROUND WA OLD CHIEF MOBILEHOME N/A BEAVER WA BEARDS COVE 221 SCHOONER LOOP NE BELFAIR WA GOLDEN BELL NE 20 ROESSEL ROAD BELFAIR WA TERRA LINDA N/A BELFAIR WA BAKER CREEK MOBILE HOME 341 TELEGRAPH ROAD BELLINGHAM WA BAKERVIEW MOBILE ESTATES 505 W BAKERVIEW BELLINGHAM WA CALMER COVE N/A BELLINGHAM WA CEDAR GROVE MOBILE HOME 4915 SAMISH WAY BELLINGHAM WA CREST HAVEN N/A BELLINGHAM WA DOUBLE L N/A BELLINGHAM WA JAMES MOBILE ESTATES 3802 JAMES STREET BELLINGHAM WA Enumclaw Property and Casualty Insurance Company 33

34 2185 LAKE PADDEN ESTATES 4949 SAMISH WAY BELLINGHAM WA LAKE SAMISH 910 N LAKE SAMISH ROAD BELLINGHAM WA LAKEWAY MOBILE ESTATE 1200 LINCOLN DRIVE BELLINGHAM WA LARSEN'S N/A BELLINGHAM WA MANTHEY'S N/A BELLINGHAM WA MILLWHEEL 4000 FLYNN BELLINGHAM WA MOBILE LAND N/A BELLINGHAM WA MOUNT BAKER MOBILEHOME 3557 CEDARVILLE ROAD BELLINGHAM WA WAY VILLAGE TH STREET BELLINGHAM WA ROBIN LANE TH STREET BELLINGHAM WA SOUTH END MOBILE ESTATES 2400 DONOVAN BELLINGHAM WA GREEN ACRES MH 110 BABS AVE BENTON CITY WA BEL AIRE N/A BLAINE WA BIRCH BAY VILLAGE 8055 COWICHAN RD BLAINE WA EDGEWATER N/A BLAINE WA QUIET MEADOWS TH AVE CT E BONNEY LAKE WA CANYON CREEK TH SE BOTHELL WA COUNTRY CLUB MOBILE HOME LOCUST WAY BOTHELL WA GREENACRES MOBILE HOME 15TH AVENUE SE BOTHELL WA HOLLYHILLS MOBILE ESTATES TH STREET NE BOTHELL WA INGLEWOOD EAST MOBILE HOME 7215 NE 175TH STREET BOTHELL WA KENNARD MOBILE ESTATES TH SE BOTHELL WA LAKEWOOD MOBILE HOME 7031 NE 175TH STREET BOTHELL WA LOCKWOOD VILLAGE ADULT MOBILE TH SW BOTHELL WA Enumclaw Property and Casualty Insurance Company 34

35 761 NORTHWEST MOBILE ESTATES TH STREET S BOTHELL WA RIVERSHORES MOBILE HOME E RIVERSIDE DRIVE BOTHELL WA RIVERSIDE MOBILE ESTATES EAST RIVERSIDE DR BOTHELL WA ROYAL COACHMAN 1332 NE 192ND STREET BOTHELL WA THUNDERBIRD MOBILE WINESAP ROAD BOTHELL WA TWIN CREEK TH SE BOTHELL WA WANDERING CREEK 831 SW 240TH STREET BOTHELL WA WOODCREST ESTATES WOODCREST DRIVE NE BOTHELL WA CAMELOT COURT BROWNSVILLE/WHEATON WAYS BREMERTON WA COUNTRY LANE MOBILE 2615 COUNTRY LANE BREMERTON WA CRESTWOOD MOBILE HOME 3380 NE THIRD BREMERTON WA ERLAND PT MOBILEHOME 2800 ERLANDS PT NW BREMERTON WA GOLDEN'S MOBILE HOME 8760 STATE HWY 303 NE BREMERTON WA ILLAHEE N/A BREMERTON WA KARIOTIS MOBILE 3060 NE MCWILLIAMS AVENUE BREMERTON WA KITSAP LAKE MOBILE HOME 6201 PRICE ROAD NW BREMERTON WA NORSELAND MOBILE ESTATES BTWN BELFAIR AND BREMERTON BREMERTON WA NORTHLAKE N/A BREMERTON WA PINEWOOD N/A BREMERTON WA REED'S MEADOW MANUFACTURED HOME COMMUNIT 775 REED'S MEADOW LANE BREMERTON WA SILVER CREEK MEADOWS 570 NW SILVER MEADOW LANE BREMERTON WA SILVERDALE MOBILE ESTATES 6769 AQUARIUS BREMERTON WA STEELE CREEK COMMUNITY 9200 OLD MILITARY RD NE BREMERTON WA SYLVAN PINES MH 3552 SYLVAN PINES CIRCLE BREMERTON WA Enumclaw Property and Casualty Insurance Company 35

36 889 VIEW VISTA N/A BREMERTON WA ANGLE TRAILER 122 8TH AVENUE SW BREWSTER WA OASIS N/A BRIDGEPORT WA COLONY CAPLES ROAD BRUSH PRAIRIE WA COUNTRY MANOR MOBILE VILLAGE NE CAPLES ROAD BRUSH PRAIRIE WA FIRVIEW MANOR TH AVE CT E BUCKLEY WA GOLDEN VALLEY BUCKLEY-TAPPS HWY E BUCKLEY WA GOLDEN VALLEY COMMUNITY ST AVE E BUCKLEY WA MEADOWBROOK MOBILE HOME 425 BUCKLEY WA MOUNTAIN VIEW PIONEER WAY E BUCKLEY WA RYANWOOD MOBILE HOME N/A BUCKLEY WA SHILOH TH STREET CT E BUCKLEY WA SUNRISE MANOR RD ST E BUCKLEY WA TOM HARRISON MOBILEHOME COLUMBIA ROAD LOT 4 BX 70 BURBANK WA BURLINGTON HILLS ESTATES 561 ANDREW DRIVE BURLINGTON WA EL RANCHO N/A BURLINGTON WA LAIRD PLACE 311 LAIRD PLACE BURLINGTON WA SAMISH RIVER N/A BURLINGTON WA LA CAMAS MOBILE VILLAGE 2901 SE EVERETT ROAD CAMAS WA OAK MEADOWS NE 9TH CAMAS WA TIKI VILLAGE WEBBERLY RD/HWY 500 CAMAS WA VISTA DEL RIO SE 39TH CAMAS WA RIVER BEND ROUTE 1 BOX 231 CASHMERE WA CAMELOT N/A CASTLE ROCK WA Enumclaw Property and Casualty Insurance Company 36

37 176 EDGEWATER 214 CHAPMAN ROAD CASTLE ROCK WA HAZEL DELL N/A CASTLE ROCK WA VIKING N/A CASTLE ROCK WA INDIAN VILLAGE MOBILE 196 JACOBSON ROAD CATHLAMET WA COUNTRY MOBILE HOME 3516 HARRISON CENTRALIA WA EVERGREEN TRAILER COURT 1713 COOKS HILL ROAD CENTRALIA WA HANSON MOBILE MANOR N/A CENTRALIA WA HARRISON AVENUE MOBILE 3310 HARRISON AVENUE CENTRALIA WA HILLSIDE TRAILER 1610 WINDSOR CENTRALIA WA HUNTERS WALK 201 W OAKVIEW CENTRALIA WA LAKESIDE COURT N/A CENTRALIA WA LENZEL N/A CENTRALIA WA LONG ROAD MOBILE ESTATES 1112 LONG ROAD CENTRALIA WA MOUNTAIN VIEW N/A CENTRALIA WA NYLANDIA 2608 FORD PRAIRIE AVENUE CENTRALIA WA WAY N/A CENTRALIA WA PRAIRIE PINE N/A CENTRALIA WA SOUTH STREET MOBILEHOME 303 SOUTH STREET CENTRALIA WA SWOPE MOBILE HOME 3515 IVES ROAD CENTRALIA WA TOWN & COUNTRY 1205 MARION CENTRALIA WA TOWN AND COUNTRY ESTATES 109 HALLIDAY ROAD CENTRALIA WA VILLAGE 1313 HARRISON AVENUE CENTRALIA WA CHATTAROY VALLEY MOBILE HOME ESTATES.5 MI W HWY ON CHATTAROY CHATTAROY WA GOLDEN AGE MOBILEHOME 2431 SKY LANE CHEHALIS WA Enumclaw Property and Casualty Insurance Company 37

38 575 MOBILE ESTATES 271 ROMERMAN ROAD CHEHALIS WA APPLE ACRES TRAILER N/A CHELAN WA GALLAGHERS TRAILER 1506 W WOODIN AVENUE CHELAN WA LAKE CHELAN YACHT CLUB N/A CHELAN WA HAYFORD VILLAGE W RICHLAND RD CHENEY WA MULLEN HILL TERRACE MOBILE HOME E.5M SW1/4 SW17T24R43 CHENEY WA GARDNER N/A CHEWELAH WA SAM'S TRAILER N/A CLALLAM BAY WA THOMAS TRAILER COURT N/A CLALLAM BAY WA DUSTAN LOOP TRAILER 1654 DUSTAN LOOP CLARKSTON WA GOLDEN ACRES MOBILE HOME 1430 CHESTNUT CLARKSTON WA NOBLES TRAILER N/A CLARKSTON WA SONARY CREST MOBILE ESTATES 725 6TH AVENUE CLARKSTON WA SUNSET HEIGHTS APPLESIDE BLVD & 6TH AVE CLARKSTON WA TERRACE MOBILE COURT 1722 LAMBERT DRIVE CLARKSTON WA TOWN AND COUNTRY 1265 ELM CLARKSTON WA CLEARVIEW ESTATES N/A CLEARVIEW WA COUNTRY ESTATES 938 SCENIC VIEW DRIVE COLLEGE PLACE WA SUNSET VILLA MOBILE HOME 900 ALDEN STREET COLLEGE PLACE WA HOLIDAY VIEW MOBILE HOME 1475 S MAIN COLVILLE WA MOBILE RANCH 1060 SOUTH MAIN COLVILLE WA PANORAMA MOBILE ROUTE 3 COLVILLE WA SCAMAHORN 8TH & LINCOLN STREET COLVILLE WA STAHLY W 8TH & 9TH AVENUE COLVILLE WA Enumclaw Property and Casualty Insurance Company 38

39 762 CONNELL MOBILE HOME 200 W FRONTAGE ROAD CONNELL WA WESTERN LIVING NOT AVAILABLE CONNELL WA COLES PARADISE ESTATES NO ADDRESS AVAILABLE COPALIS BEACH WA OLYMPIC VIEW MOBILE HOME 701 SOUTH MAIN COUPEVILLE WA TERRY MOBILE 204 TERRY ROAD COUPEVILLE WA TYEE N/A COUPEVILLE WA TREPANIER MOBILE HOME 161 HARDROCK ROAD COWICHE WA DALLESPORT TRAILER COURT N/A DALLESPORT WA WOODWORTH'S N/A DAYTON WA COUNTRY MEADOWS 407 E H ST DEER WA DEER MOBILE COURT SOUTH 510 MAIN STREET DEER WA DUVALL HIGHLANDS NE 143RD DUVALL WA CREST COURT 300 N GEORGIA EAST WENATCHEE WA EARHART'S MOBILE HOME 455 NE 9TH STREET EAST WENATCHEE WA MOBILE PLAZA N/A EAST WENATCHEE WA MOUNTAIN VIEW 3655 NW CASCADE EAST WENATCHEE WA PACE MANOR 211 PACE DRIVE EAST WENATCHEE WA RIVERSIDE 2500 STATE HWY AND 28TH EAST WENATCHEE WA SUNRISE EAST 2225 FIFTH STREET NE EAST WENATCHEE WA RUSTIC VILLA N/A EASTON WA ALOHA PINES N NEWPORT HWY ELK WA ASPEN GROVE MH 1201 S CHESTNUT ELLENSBURG WA CASCADE VILLAGE N/A ELLENSBURG WA CENTRAL MOBILEHOME 901 WILSON CREEK ELLENSBURG WA Enumclaw Property and Casualty Insurance Company 39

40 936 ELLENSBURG N/A ELLENSBURG WA HILLCREST N/A ELLENSBURG WA MILLPOND MOBILE MANOR HWY 97 ELLENSBURG WA MOBILE VILLAGE N/A ELLENSBURG WA PONDEROSA MOBILEHOME 700 SOUTH MAIN ELLENSBURG WA ROSEWOOD MH 1101 E UMPTANUM ELLENSBURG WA SHADY BROOK N/A ELLENSBURG WA GREENWOOD ESTATES HWY 12 ELMA WA VIKING WEST MOBILE COURT 5520 OLYMPIC HWY ELMA WA COUNTRY HOMES MOBILEHOME SE 424TH ENUMCLAW WA CRYSTAL AIRE MOBILE HOME 1415 ALPINE PLACE ENUMCLAW WA MOUNTAIN MEADOWS 106 NOBLE FIR CIRCLE ENUMCLAW WA MOUNTAIN VILLA MOBILE MANOR 1099 MTN VILLA DRIVE ENUMCLAW WA DESERT VILLA N/A EPHRATA WA HILLCREST ESTATES 439 9TH SE EPHRATA WA MADRONA EAST MHC 2285 BASIN ST SW EPHRATA WA PING MOBILE HOME N/A EPHRATA WA SUNRISE ESTATES 2201 BASIN ST EPHRATA WA WAGON WHEEL ESTATES ROUTE 2 HWY EPHRATA WA ALPINE MOBILE HOME TH AVENUE W EVERETT WA AVONDALE N/A EVERETT WA CARDINAL ESTATES MOBILEHOME TH PLACE SE EVERETT WA CARRIAGE CLUB ESTATE US 99 SOUTH EVERETT WA CREEKSIDE 5810 FLEMING STREET EVERETT WA Enumclaw Property and Casualty Insurance Company 40

41 822 D & E N/A EVERETT WA FAIRWAY ESTATES TH STREET EVERETT WA FOREST VISTA ESTATES TH DRIVE SE EVERETT WA FRONTIER MOBILE MANOR ST AVENUE SE EVERETT WA HOLLY VISTA N/A EVERETT WA LAGO DE PLATA TH SE EVERETT WA MARINER VILLAGE TH SW EVERETT WA MOBILE COUNTRY CLUB TH STREET EVERETT WA SILVER SHORES MOBILE HOME W SILVER LAKE DRIVE EVERETT WA THOMAS PLACE MOBILEHOME TH AVE SE EVERETT WA VILLAGE GREEN MOBILE HOME EAST GIBSON ROAD EVERETT WA WEST RIDGE MOBILE 7701 HARDESON EVERETT WA WEST VIEW ESTATES TH AVENUE NE EVERETT WA EVERSON MOBILE ESTATES REEDS LANE EVERSON WA SUMAS RIVER ESTATES 107 S PASS ROAD EVERSON WA FALL CITY N/A FALL CITY WA RIVER VIEW SUBDIVISION TH LANE SE FALL CITY WA BELMORE 2101 S 324TH STREET FEDERAL WAY WA CAMELOT SQUARE 3001 S 288TH STREET FEDERAL WAY WA CHARWOOD 1660 S 333 FEDERAL WAY WA DEL RAY N/A FEDERAL WAY WA HEATHER HILLS 2500 S 384TH FEDERAL WAY WA HIGHLINE MOBILE HOME ST AVENUE SW FEDERAL WAY WA KILLARNEY WOODS 2421 SOUTH 370TH PLACE FEDERAL WAY WA Enumclaw Property and Casualty Insurance Company 41

42 825 KLOSHE ILLAHEE 2500 S 370 FEDERAL WAY WA LAURELWOOD VALLEY MOBILE HOME MILITARY ROAD FEDERAL WAY WA TWIN CEDARS TH AVENUE S FEDERAL WAY WA BOB'S MOBILE N/A FERNDALE WA EVERGREEN MANOR MOBILE HOME N/A FERNDALE WA FERNDALE N/A FERNDALE WA FERNDALE MOBILE VILLAGE 2350 DOUGLAS RD FERNDALE WA LAMPLIGHTER N/A FERNDALE WA MOUNTAIN VIEW MOBILE HOME 6006 PORTAL WAY FERNDALE WA MOUNTAIN VISTA MOBILE HOME 1625 MAIN FERNDALE WA PORTAL CREEK 6350 PORTAL WAY FERNDALE WA PORTAL WAY N/A FERNDALE WA HYLEBOS CREEK MOBILE ESTATES TH STREET, COURT E FIFE WA ALDER GROVE N/A FORKS WA FORKS MOBILE HOME N/A FORKS WA TERRA EDEN MOBILE VILLAGE N/A FORKS WA THE OAKS MOBILEHOME 1785 DOUGLAS ROAD #1 FRIDAY HARBOR WA TOWN & COUNTRY MOBILEHOME 595 ROCHE HARBOR RD FRIDAY HARBOR WA CEDARS MOBILE MANOR TH STREET NW GIG HARBOR WA HARBORLAND 3702 HUNT STREET NW GIG HARBOR WA HILLCREST MOBILE HOME PEACOCK HILL ROAD GIG HARBOR WA HORSESHOE LAKE ESTATES TH STREET CT NW GIG HARBOR WA LAKE OF THE WOODS TH AVENUE GIG HARBOR WA OLYMPIC VIEW N/A GIG HARBOR WA Enumclaw Property and Casualty Insurance Company 42

43 2042 PENINSULA MOBILE TH AVENUE NW GIG HARBOR WA THE LAKES MOBILEHOME ST AVENUE CT NW GIG HARBOR WA WEST ANCHOR 2419 JAHN AVE NW GIG HARBOR WA REDMON'S MOBILE 8136 US HWY 12 GLENOMA WA AZALEA GARDENS MHP TH ST E GRAHAM WA BETHEL N/A GRAHAM WA DEER RUN MOBILEHOME TH AVENUE EAST GRAHAM WA GREENACRES N/A GRAHAM WA L B J ESTATES 224TH STREET EAST GRAHAM WA MERIDIAN TERRACE TH E GRAHAM WA SUNSET TERRACE MOBILE HOME TH ST CT E GRAHAM WA GRAND VIEW N/A GRAND COULEE WA LAKEVIEW TERRACE N/A GRAND COULEE WA GLENNETTE MOBILE ESTATES N/A GRANDVIEW WA GRANDRIDGE MOBILE HOME W 5TH AND GRANDRIDGE GRANDVIEW WA LAKEVIEW TERRACE N/A GRANDVIEW WA LAMPLIGHTER VILLAGE 400 WILSON HWY GRANDVIEW WA PETTYVILLE MOBILEHOME 205 PLEASANT AVENUE GRANDVIEW WA QUAIL RUN MOBILEHOME 1200 S EUCLID GRANDVIEW WA TERRACE COURT N/A GRANDVIEW WA VISTA SANDY AND VISTA LANES GRANDVIEW WA GRANGER MOBILE VILLA N/A GRANGER WA PILCHUCK MOBILE N/A GRANITE FALLS WA ARBOR GROVE MOBILEHOME E BOONE GREENACRES WA Enumclaw Property and Casualty Insurance Company 43

44 867 LABERRY MOBILE N 414 HODGES ROAD GREENACRES WA MEADOWBROOK VILLAGE MOBILEHOME E. MEADOW BROOK LN GREENACRES WA MICA VIEW MOBILEHOME E VALLEY WAY COURT GREENACRES WA MISSION VILLA ESTATES E/BARKER MISSION AND SOUT GREENACRES WA RAVENWOOD HANSVILLE & LITTLE BOSTON HANSVILLE WA B & B TRAILER COURT N/A HATTON WA MILO N/A HOODSPORT WA BROADWAY VILLA 2000 BROADWAY HOQUIAM WA FAIRFIELD ACRES N/A HOQUIAM WA ROSEWOOD 1900 BROADWAY HOQUIAM WA SNUG HARBOR N/A HOQUIAM WA WOODLAWN MOBILE HOME 1941 BROADWAY HOQUIAM WA RAINBOW BEACH RESORT STAR ROUTE B INCHELIUM WA ALPINE N/A ISSAQUAH WA V BAR B TIGER MTN ROAD SE ISSAQUAH WA PEOT TRAILER COURT N/A KAHLOTUS WA COLUMBIA TERRACE 5400 MEEKER DRIVE KALAMA WA KALAMA 5300 MEEKER DRIVE KALAMA WA ALDERWOOD N/A KELSO WA B & J N/A KELSO WA BROOK HOLLOW MOBILE HOME 2500 ALLEN ST KELSO WA CIMARRON MOBILE HOME ESTATES 1635 W/SIDE HWY LEXINGTON KELSO WA CLOVER LEAF N/A KELSO WA COUNTRY COURT N/A KELSO WA Enumclaw Property and Casualty Insurance Company 44

45 581 GREEN ACRES N/A KELSO WA HAZEL DELL MOBILE HOME 855 HAZEL DELL ROAD KELSO WA MANASCO N/A KELSO WA TIM-WA MOBILE HOME 1965 WESTSIDE HIGHWAY KELSO WA TOWN 'N COUNTRY N/A KELSO WA WESTSIDE HAVEN 1450 WESTSIDE HWY KELSO WA U MOBILE N/A KELSO WA CANYON PINE MOBILE HOME 2609 W 15TH PLACE KENNEWICK WA CHERRY HILL MOBILE 2900 W 19TH KENNEWICK WA CLOVER LEAF N/A KENNEWICK WA COLUMBIA CENTER ESTATES 2115 N NEVADA KENNEWICK WA COLUMBIA SUNSET VILLAGE 2101 N STEPTOE KENNEWICK WA COLUMBIA WEST MOBILE HOME ESTATES 312 S COLUMBIA CENTER BLD KENNEWICK WA COUNTRY RIVER ESTATES 90 S VERBENA KENNEWICK WA COUNTRYVIEW ESTATES 2500 GAME FARM ROAD KENNEWICK WA DAVLYN VILLAGE DAUGE AND BOWELS ROAD KENNEWICK WA DESERT PINE 312 COLUMBIA CENTER BLVD KENNEWICK WA DESERT PINES 312 S COLUMBIA CENTR BLVD KENNEWICK WA EASY LIVING MOBILE HOME 1111 SW WASHINGTON STREET KENNEWICK WA EATON N/A KENNEWICK WA GREEN BRIAR TRAILER COURT 7901 W CLEARWATER AVENUE KENNEWICK WA HOOD AVENUE MOBILE HOME 3407 W HOOD KENNEWICK WA KENNEWICK N/A KENNEWICK WA MAXEY'S N/A KENNEWICK WA Enumclaw Property and Casualty Insurance Company 45

46 470 SANTIAGE ESTATES - CHERRY HILL 2917 W 19TH AVE KENNEWICK WA SANTIAGO SUNSET ESTATE NOT AVAILABLE KENNEWICK WA SUN MEADOWS MOBILE HOME 3324 W 19TH KENNEWICK WA VOLLANDER N/A KENNEWICK WA WHISPERING WINDS MOBILEHOME 2906 W. 7TH AVENUE KENNEWICK WA WILLOW TRAILER COURT SE COLUMBIA DRIVE KENNEWICK WA BONEL MOBILE HOME 1601 W MEEKER STREET KENT WA BOOTH KENYON VIEW MOBILE ESTATES N/A KENT WA CASCADE MOBILE VILLA SE 272ND KENT WA CIRCLE K MOBILEHOME 827 WEST VALLEY ROAD KENT WA CLARK GLEN MOBILE HOME SE 227TH KENT WA COEUR D'ALENE TRAILER 2424 S 260TH KENT WA CRESTWOOD MOBILE HOME 1645 S 272 STREET KENT WA GLENNWOOD MOBILE ESTATES N/A KENT WA HORSESHOE ACRES N/A KENT WA KENTON FIRS 116TH AVENUE SE KENT WA MAPLE LANE MOBILE HOME 1720 MAPLE LANE KENT WA MOBILE MANSIONS TRAILER PACIFIC HWY KENT WA NEW ALASKA N/A KENT WA PANTERA LAGO ESTATES SE 208TH STREET KENT WA PARADISE N/A KENT WA PINE TERRACE TRAILER VILLAGE N/A KENT WA PINK THUNDERBIRD MOBILE HOME TH SE KENT WA PLEASANT VALLEY TH AVE SE KENT WA Enumclaw Property and Casualty Insurance Company 46

47 501 SHAFRAN'S N/A KENT WA SOOS CREEK MOBILE ESTATES SE 272ND KENT WA VALLEY MOBILE MANOR 856 SOUTH CENTRAL KENT WA WALNUT GROVE 1510 MAPLE LANE KENT WA WILLO-VISTA N/A KENT WA WOODSIDE VILLAGE SE 268TH PLACE KENT WA KETTLE FALLS N/A KETTLE FALLS WA LINDSLEY IVY STREET AND 10TH AVE. KETTLE FALLS WA SMITTY'S TRAILER COURT N/A KETTLE FALLS WA COOK CREEK MOBILE COURT 105 PATRICK AVE KITTITAS WA COLLEGE TERRACE 3805 COLLEGE STREET SE LACEY WA CRESTWOOD MOBILE HOME 4500 RUDDELL ROAD SE LACEY WA EDGELAKE MOBILE HOME ST AVENUE SE LACEY WA EMERALD 5250 COLLEGE STREET SE LACEY WA FIR LANE 1501 GOLF CLUB ROAD LACEY WA LAUREL OAKS MOBILEHOME 1800 MARVIN RD SE LACEY WA MEADOW GREEN 4830 PACIFIC LACEY WA VILLAGE MOBILEHOME TH SE LACEY WA WOODED VILLAGE TH AVENUE SE LACEY WA LAKE CONNOR RESORT N/A LAKE STEVENS WA LOCK HAVEN N/A LAKE STEVENS WA MOUNTAIN VIEW ESTATES TH DRIVE NE LAKE STEVENS WA CAMELOT N/A LONGVIEW WA CEDAR VALLEY N/A LONGVIEW WA Enumclaw Property and Casualty Insurance Company 47

48 907 COLUMBIA N/A LONGVIEW WA DELUXE TRAILER COURT N/A LONGVIEW WA EL PATIO N/A LONGVIEW WA HERRON POINTE MOBILE 5815 OCEAN BEACH HWY LONGVIEW WA OAKS N/A LONGVIEW WA SNOOK'S MOBILE HOME 5600 MOUNT SOLO ROAD LONGVIEW WA SUNNY MEADOWS 4414 OCEANBEACH HWY LONGVIEW WA THE PLAZA 14TH AND BALTIMORE LONGVIEW WA LYNDEN MOBILE HOME TROMP ROAD LYNDEN WA MOBILE HOME MANOR 7343 HANNEGAN RD LYNDEN WA ROYAL COACHMAN E POLE ROAD LYNDEN WA VIEW CREST (DODSON'S) 1213 BRADLEY RD LYNDEN WA ASPEN RIDGE MOBILE HOME TH ST SW LYNNWOOD WA EVERGREEN ESTATES HWY 99 LYNNWOOD WA HOMEWOOD MOBILE TH WEST LYNNWOOD WA KINGS COURT TH SW LYNNWOOD WA KINGSBURY EAST TH W LYNNWOOD WA KINGSBURY WEST TH SW LYNNWOOD WA LYNNWOOD HEIGHTS ADULT MOBILE TH SW LYNNWOOD WA LYNNWOOD MOBILEHOME TH PLACE SW LYNNWOOD WA MANOR HEIGHTS TH STREET SW LYNNWOOD WA MARTHA LAKE MOBILE MANOR LAKE VIEW ROAD LYNNWOOD WA MOUNTAIN VIEW VILLA TH W LYNNWOOD WA RONNA ESTATES TH SW #2 LYNNWOOD WA Enumclaw Property and Casualty Insurance Company 48

49 679 ROYAL WOOD MOBILE ESTATES ND AVENUE W LYNNWOOD WA SEATTLE HEIGHTS HWY 99 LYNNWOOD WA SERENE TERRACE MOBILEHOME HWY 99 LYNNWOOD WA THE SQUIRE MOBILE TH SW LYNNWOOD WA SHIELDED "R" MOBILEHOME TRACK 3515 SATURDAY AVE MALAGA WA LAKEVIEW TRAILER N/A MANSON WA VISTA DEL LAGO 1000 STATE ROUTE 150 MANSON WA LAKE WILDERNESS VILLA SE 240TH ST MAPLE VALLEY WA LAKE WILDERNESS VILLA RD PL SE MAPLE VALLEY WA WATERS GARDEN OWNERS ASSOCIATION SE 275TH MAPLE VALLEY WA AIRWAY N/A MARYSVILLE WA BARKLY MANOR N/A MARYSVILLE WA BROOKSIDE N/A MARYSVILLE WA EMERALD HILLS ESTATES RD AVENUE NE MARYSVILLE WA FOREST GROVE N/A MARYSVILLE WA GLENWOOD MOBILE ESTATES TH NE MARYSVILLE WA KELLOGG VILLAGE TH ST NE MARYSVILLE WA LA TIERRA ESTATES STREET SW MARYSVILLE WA LIBERTY VILLAGE TH DRIVE NE MARYSVILLE WA MARYSVILLE MEADOWS ST NE MARYSVILLE WA MIDWAY GARDENS ND NE MARYSVILLE WA MOBILE HAVEN N/A MARYSVILLE WA MOBILE MANOR TH STREET NE MARYSVILLE WA SANDS N/A MARYSVILLE WA Enumclaw Property and Casualty Insurance Company 49

50 2347 SEVEN LAKES N/A MARYSVILLE WA SNUG HARBOR 4425 MERIDIAN AT PRIEST MARYSVILLE WA TWIN CEDARS N/A MARYSVILLE WA COUNTRY SQUIRE N/A MC MILLAN WA FOREST VIEW MOBILEHOME 123 MCCLEARY-ELMA ROAD MCCLEARY WA FOREST LANE MOBILEHOME N SHENANDOAH FST LN MEAD WA FRANKLIN N/A MEAD WA LA PETITE VILLA N WILSON MEAD WA LANE VILLA MOBILE HOME E 4202 LANE ROAD MEAD WA MEAD MOBILE COURT N WILSON MEAD WA MOUNTAIN VIEW MH 3920 E CENTER RD MEAD WA SHENANDOAH FOREST E 3400 LANE ROAD MEAD WA VAL-DON MOBILE HOME N WILSON MEAD WA RIVERVIEW N/A METALINE WA COUNTRY ESTATES N/A MONTESANO WA HIDDEN VALLEY 353 STATE HWY 12 MONTESANO WA BEACH COMBER MOBILE N/A MOSES LAKE WA BROADWAY ESTATES 2240 W BROADWAY MOSES LAKE WA CASCADE VILLAGE N/A MOSES LAKE WA CHIEF MOSES N/A MOSES LAKE WA DESERT OASIS 4000 LONGVIEW ST NE MOSES LAKE WA EVERGREEN N/A MOSES LAKE WA GATEWAY ESTATES 8615 HARRIS ROAD NE MOSES LAKE WA GROVE TERRACE N STRATFORD RD & MAPLE DR MOSES LAKE WA Enumclaw Property and Casualty Insurance Company 50

51 734 HARVEST MANOR 2300 AIRWAY DRIVE MOSES LAKE WA LAKESHORE MOBILE HOME 1903 W MARINA DRIVE MOSES LAKE WA LAKEVIEW MOBILE TERRACE ROUTE 4 BOX 290 LOT 14 MOSES LAKE WA MARINE VIEW N/A MOSES LAKE WA OASIS MH 4000 LONGVIEW MOSES LAKE WA PENINSULA ESTATES 3131 WAPATO DRIVE MOSES LAKE WA PONDEROSA N/A MOSES LAKE WA QUAIL RUN MOBILEHOME 3057 VALLEY RD MOSES LAKE WA RAINEY'S CIRCLE N/A MOSES LAKE WA SHADY NOOK MOBILEHOME 719 SOUTH BALSAM MOSES LAKE WA SKYLINE N/A MOSES LAKE WA SMITH'S MANOR N/A MOSES LAKE WA SOUTH SIDE MOBILE 3131 W WAPATO DRIVE MOSES LAKE WA VILLAGE 900 N GRAPE MOSES LAKE WA WESTSHORE ESTATES 3435 WESTSHORE DRIVE MOSES LAKE WA WILLOWS TRAILER VILLAGE ROUTE 3 BOX 53 MOSES LAKE WA VALLEY N/A MOSSYROCK WA BAYVIEW MOBILEHOME 1151 BAYVIEW-EDISON ROAD MOUNT VERNON WA COLONIAL E DIVISION STREET MOUNT VERNON WA EAGLE MCCLAIN ROAD MOUNT VERNON WA EVERGREEN N/A MOUNT VERNON WA LITTLE MOUNTAIN ESTATES 2610 E SECTION MOUNT VERNON WA LLOYD'S N/A MOUNT VERNON WA MOBILE MANOR MOBILEHOME 30TH AND COLLEGE WAY MOUNT VERNON WA Enumclaw Property and Casualty Insurance Company 51

52 112 MOUNTAIN VIEW TRAILER 1685 S HWY 99 MOUNT VERNON WA PACIFIC (UNKNOWN) MOUNT VERNON WA VILLAGE 2725 E FIR MOUNT VERNON WA SKAGIT VALLEY MANOR 1400 NORTH 30TH MOUNT VERNON WA TOWN AND COUNTRY MOBILE HOME 2009 RIVERSIDE DRIVE MOUNT VERNON WA VIEWMONT MOBILEHOME 1120 SOUTH 25TH MOUNT VERNON WA WIDNOR N/A MOUNT VERNON WA ALPS MOBILE LIVING 300 ALPS ROAD MOXEE WA NACHES MOBILE HOME END OF MOXIE AVENUE NACHES WA MILLER TRAILER N/A NELTON WA PONDEROSA N/A NEWPORT WA STONE LODGE ESTATES 6471 CIRCLE DRIVE NINE MILE FALLS WA MOUNT SI MOBILE HOME ESTATES SE NORTH BEND WAY NORTH BEND WA NORWEST MOBILE INN SE NORTH BEND WAY NORTH BEND WA BEACON ROCK N/A NORTH BONNEVILLE WA COUNTRY PLACE N/A OAK HARBOR WA EVERGREEN 2741 N GOLDIE ROAD OAK HARBOR WA FORT KNOX MOBILE HOME 5695 N LANE OAK HARBOR WA HARBOR VIEW 1508 W PIONEER WAY OAK HARBOR WA OAK HOLLOW MH 1320 N OAK HARBOR ST OAK HARBOR WA WOOD MANOR AVENUE WEST OAK HARBOR WA SUBURBAN N/A OAK HARBOR WA THUNDERBIRD MOBILEHOME 3368 N STREET HWY 20 OAK HARBOR WA TORRI PINES N/A OAK HARBOR WA Enumclaw Property and Casualty Insurance Company 52

53 502 TOWN AND COUNTRY MOBILE HOME AVENUE W OAK HARBOR WA VALLEY HIGH N/A OAK HARBOR WA WAGONWHEEL MOBILE 2920 N HELLER ROAD OAK HARBOR WA WESTERN VILLAGE MOBILE ESTATES TH NW OAK HARBOR WA WINDMILL N/A OAK HARBOR WA M BAR J N/A OKANAGAN WA OLYMPIC VIEW MOBILE MANOR CEDAR ROAD OLALLA WA PINE LAKE ESTATES PEACOCK HILL ROAD OLALLA WA ALDERBROOK ESTATES TH SW OLYMPIA WA ALDERBROOK ESTATES TH SW OLYMPIA WA ALDERWOOD N/A OLYMPIA WA ALLIMER CARRIAGE ESTATES 5705 LITTLEROCK ROAD OLYMPIA WA ALONDA VILLA MOBILE HOME 1301 ALONDA LANE OLYMPIA WA ALPINE MOBILE HOME COURT 7300 NE 32ND STREET OLYMPIA WA BELLWOOD MOBILEHOME 4738 BELLWOOD DRIVE OLYMPIA WA CANDLEWOOD MANOR 4500 MARTIN WAY OLYMPIA WA CEDAR LANE N/A OLYMPIA WA CHARLIES MOBILE TERRACE 5325 LITTLEROCK ROAD OLYMPIA WA CLAUDIA'S MOBILE ESTATES N/A OLYMPIA WA COACH POST N/A OLYMPIA WA COLONIAL MOBILE HOME 3700 ELIZABETH OLYMPIA WA COUNTRY MEADOWS N/A OLYMPIA WA CROSLEY N/A OLYMPIA WA DE TRAY'S COLONIAL ESTATES 1617 FONES ROAD OLYMPIA WA Enumclaw Property and Casualty Insurance Company 53

54 776 DELPHI MOBILEHOME DELPHI ROAD SW OLYMPIA WA EAST OLYMPIA MOBILEHOME TH AVENUE SE OLYMPIA WA FIR LANE N/A OLYMPIA WA FLYING CARPET N/A OLYMPIA WA FRIENDLY VILLAGE OF OLYMPIA 2901 W 9TH AVENUE OLYMPIA WA GLACIER VIEW MOBILEHOME 7138 ENGLEWOOD DRIVE SE OLYMPIA WA GREEN MEADOWS 9900 BLOOMBERG OLYMPIA WA HORSESHOE TRAILER LODGE 3455 MARTIN WAY E OLYMPIA WA K & M MOBILEHOME 439 DUTTEROW ROAD OLYMPIA WA LAKESIDE MOBILE HOME BLACK LAKE ROAD OLYMPIA WA LAKESIDE VILLA YELM HWY/FAIR OAKS ROAD OLYMPIA WA LAUREL ESTATES 66 AVENUE SW AND KITSAP OLYMPIA WA LE NET'S N/A OLYMPIA WA LINKSHIRE N/A OLYMPIA WA LONCAR MOBILEHOME 510 DUTERROW ROAD OLYMPIA WA LOST LAKE RESORT 1546 RESERVATION RD OLYMPIA WA MARTIN WAY N/A OLYMPIA WA MELODY PINES ESTATES 9011 OLD HWY 99 OLYMPIA WA MILLERS LAKESIDE N/A OLYMPIA WA MOUNTAIN GREENS MOBILE ESTATES 5140 YELM HWY OLYMPIA WA NISQUALLY RIVER N/A OLYMPIA WA RAINIER VISTA 8530 STEILICOOM ROAD SE OLYMPIA WA RITZ N/A OLYMPIA WA ROSE LANE ESTATES 1901 SE SLATER-KINNEY RD OLYMPIA WA Enumclaw Property and Casualty Insurance Company 54

55 2270 ROSE LAWN TRAILER 7837 E MARTIN WAY OLYMPIA WA SEASHORE VILLA 4806 CUSHMAN ROAD NE OLYMPIA WA SHATTUCK'S N/A OLYMPIA WA TIMBERLANE MOBILE ESTATES BLACK LAKE ROAD OLYMPIA WA TONY'S N/A OLYMPIA WA VELKOMMEN MOBILE HOME TH AVENUE SW OLYMPIA WA WASHINGTON LAND YACHT HARBOR STEILICOOM OLYMPIA WA WILDWOOD MOBILE HOME 8510 MARTIN WAY NE OLYMPIA WA HORIZON ESTATES 715 QUINCE OMAK WA THE SPRINGS LIFESTYLE RETIREMENT LIVING 906 ENGH RD OMAK WA COUNTRY MEADOWS NE 76TH ORCHARDS WA CREEKSIDE MOBILE HOME 5101 NE 121 STREET ORCHARDS WA GREEN MOUNTAIN N/A ORCHARDS WA MOUNTAIN VIEW MOBILE HOME 836 S HARMON WAY ORTING WA OTHELLO MANOR N/A OTHELLO WA RADAR N/A OTHELLO WA WEST SIDE MOBILE 2251 WEST HIGHWAY 26 OTHELLO WA RIVERVIEW MOBILEHOME N 2817 RIVISTA DRIVE OTIS ORCHARDS WA TIMBERLINE MOBILE HOME E WELLESLEY OTIS ORCHARDS WA EAGLE ESTATES N/A PASCO WA EL SULINDO N/A PASCO WA FLAMINGO VILLAGE 124 DIAMOND PASCO WA LAKEVIEW N/A PASCO WA MOBILE HOME N/A PASCO WA Enumclaw Property and Casualty Insurance Company 55

56 738 NORTHSIDE N/A PASCO WA PATHFINDER 3525 ROAD 84 PASCO WA RIVIERA N/A PASCO WA SUNDANCE 925 N ELM PASCO WA H & E MOBILEHOME N/A POMEROY WA NEW MOON N/A POMEROY WA FOUR SEASONS N/A PORT ANGELES WA LAWSON MOBILEHOME 2027 EAST 1ST STREET PORT ANGELES WA MONTERRA MOBILE HOME SEC 7 TWN 30 RANGE 5WWN PORT ANGELES WA ROLL-INN MOBILE COURT 43 ROLLIN DRIVE PORT ANGELES WA VIEW VISTA ADULT MOBILE HOME MC CARVER STREET PORT ANGELES WA HERITAGE N/A PORT ORCHARD WA KITSAP WEST MOBILE HOME COMMUNITY BERLIMIER ROAD PORT ORCHARD WA MARTEL'S N/A PORT ORCHARD WA MORGAN'S N/A PORT ORCHARD WA NORSELAND N/A PORT ORCHARD WA ORCHARD BLUFF MH 1345 CARL PICKEL DR SE PORT ORCHARD WA SNUG HARBOR N/A PORT ORCHARD WA WINCHESTER VILLAGE 2382 SE HASTINGS LANE PORT ORCHARD WA WOODIE'S TAG-ALONG MOBILE HOME BERRY LAKE ROAD PORT ORCHARD WA B&R MOBILE HOME 611 CEDAR PORT TOWNSEND WA SEA BREEZE MOBILE HOME 1408 SIMS WY PORT TOWNSEND WA TOWNE POINT MOBILE COMMUNITY N/A PORT TOWNSEND WA CEDAR GLEN MOBILE COMMUNITY HWY 305 POULSBO WA Enumclaw Property and Casualty Insurance Company 56

57 819 POULSBO N/A POULSBO WA SCANDIA MOBILE HOME N/A POULSBO WA SEA BIRD MOBILE HOME 600 NE LINCOLN ROAD POULSBO WA TURNSTONE SANDERLING PLACE NE POULSBO WA VIKING MOBILE HOME 1754 NE MESFORD ROAD POULSBO WA FOOTHILLS ESTATES PATTERSON & ALEXANDER CT PROSSER WA WINE COUNTRY VILLA 355 OLD INLAND EMPIRE HW PROSSER WA GOLDEN HILLS EAST MOBILEHOME 260 NW GOLDEN HILLS DRIVE PULLMAN WA WEST TRAILER N/A PULLMAN WA SKYLINE ESTATES OFF DAVIS WAY PULLMAN WA SUNSET COURT N/A PULLMAN WA TERRACE N/A PULLMAN WA ALPINE N/A PUYALLUP WA AMERICAN N/A PUYALLUP WA ARDENA GALE MOBILE HOME TH AVENUE E PUYALLUP WA BOWMAN HILTON MOBILE COUNTRY CLUB BOWMAN-HILTON RD E PUYALLUP WA CANYON COURT 8817 CANNON E PUYALLUP WA CANYON GLEN MOBILE HOME TH AVENUE E PUYALLUP WA CANYON HEIGHTS MOBILE HOME 9200 CANYON ROAD E PUYALLUP WA CANYON MEADOWS TH AVE CT S PUYALLUP WA CANYON ROAD MOBILE HOME 8817 CANYON ROAD E PUYALLUP WA CANYON TERRACE MOBILE HOME 9314 CANYON ROAD E PUYALLUP WA CEDAR CREST N/A PUYALLUP WA CHERRY WOOD MOBILE HOME MANOR 3715 FREEMAN ROAD PUYALLUP WA Enumclaw Property and Casualty Insurance Company 57

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60 454 EMERALD CREST SE 155TH PL RENTON WA HI-LANDS N/A RENTON WA LAKE TERRACE N/A RENTON WA LAKE WASHINGTON BEACH N/A RENTON WA LEISURE ESTATES 201 UNION SE RENTON WA LONGACRES N/A RENTON WA MOBILE HOME WONDERLAND MAYPLE VALLEY ROAD RENTON WA SUNNYDALE 375 UNION AVENUE RENTON WA VANTAGE GLEN TH PLACE SE RENTON WA EAST SIDE TRAILER COURT 505 EAST HIGHWAY 21 REPUBLIC WA ALYSON MANOR MOBILE ESTATES 2021 STEVENS DRIVE RICHLAND WA DESERT VIEW MOBILE COURT 7000 WEST VAN GIESEN RICHLAND WA NORTH RICHLAND MOBILEHOME 40 CAMPTON LN RICHLAND WA RICHLAND MOBILE HOME 35 APOLLO BLVD RICHLAND WA THE HILLS XIT 3/HWY 82 TO SKYLINE RICHLAND WA GEE CREEK MEADOWS 1651 PIONEER ST RIDGEFIELD WA VON RIDGE MOBILE HOME N/A RIDGEFIELD WA LE NETS MOBILE HOME ST AVENUE SW ROCHESTER WA ROCHESTER MOBILE ESTATES ALBANY PLACE SW ROCHESTER WA SEVEN CEDARS MH PECAN STREET ROCHESTER WA TANGLEWOOD MOBILE HOME TH SW ROCHESTER WA WHISPERING WOODS SARGENT ROAD ROCHESTER WA COUNTRY GREEN ESTATES N/A ROY WA ROYAL COACHMAN 153 CATALPA ROYAL CITY WA Enumclaw Property and Casualty Insurance Company 60

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62 2356 MARINE VIEW MOBILE MANOR TH AVENUE S SEATTLE WA MARK'S N/A SEATTLE WA MEDO-LYNN N/A SEATTLE WA MOBILE MANSIONS N/A SEATTLE WA NATIONAL TRAILER COURT 912 N 125TH STREET SEATTLE WA NORTH CREEK N/A SEATTLE WA NORTHWEST MOBILE ESTATES N/A SEATTLE WA ORCHARD N/A SEATTLE WA OVERLAND N/A SEATTLE WA LANE MANOR N/A SEATTLE WA PICNIC PINES N/A SEATTLE WA RAINBOW N/A SEATTLE WA RIDGE ACRES N/A SEATTLE WA RIVER SHORES N/A SEATTLE WA SARVIS N/A SEATTLE WA SHANGRI LA N/A SEATTLE WA SKY WAY N/A SEATTLE WA SNOHOMISH N/A SEATTLE WA TALLY HO N/A SEATTLE WA THE FIRS N/A SEATTLE WA THE TREES N/A SEATTLE WA TOWN & COUNTRY VILLA MOBILE TH LANE S SEATTLE WA TRAILER HAVEN N/A SEATTLE WA TYEE VALLEY N/A SEATTLE WA Enumclaw Property and Casualty Insurance Company 62

63 565 UNIVERSITY N/A SEATTLE WA V BAR M MOBILEHOME N/A SEATTLE WA VALLEY VIEW MOBILE MANOR ADULT WOODINVILLE DRIVE SEATTLE WA VUE N/A SEATTLE WA WESTWARD N/A SEATTLE WA WOODHAVEN N/A SEATTLE WA CARRIAGE ESTATES 889 CARRIAGE COURT SEDRO WOOLEY WA CEDAR LANE MOBILE ESTATES 887 PEAVY ROAD SEDRO WOOLLEY WA LAZY ACRES OFF WICKER SEDRO WOOLLEY WA MAPLE LANE MAPLE LANE SEDRO WOOLLEY WA WOOD MOBILE ESTATES OFF WICKER ROAD SEDRO WOOLLEY WA VAN FLEET 2285 HOEHN ROAD SEDRO WOOLLEY WA COUNTRY SQUIRE N/A SELAH WA FLYING DUTCHMAN WENAS ROAD SELAH WA SELAH MOBILE HOME EAST 3RD SELAH WA SILVER SPUR MOBILE COURT SELAH SELAH WA ALDER MOBILE 325 N 5TH AVENUE SEQUIM WA BAYWOOD VILLAGE N/A SEQUIM WA CARLSBORG MOBILEHOME ESTATES 197 MILL ROAD SEQUIM WA CEDAR GROVE MOBILE HOME 3.5 MILES W OF HWY 101 SEQUIM WA CITY CENTER N/A SEQUIM WA CLASEN COVE ESTATES 1008 N 5TH AVENUE SEQUIM WA DEVOE'S MOBILE US 101 SEQUIM WA GREEN ACRES MOBILE ESTATES 123 GILBERT ROAD SEQUIM WA Enumclaw Property and Casualty Insurance Company 63

64 964 HENDRICKSON MOBILE ESTATES 648 N 7TH AVE SEQUIM WA IDLE WHEELS MOBILE HOME 530 WEST WASHINGTON SEQUIM WA JUNIPER MOBILE ESTATES TH DEMMING ROAD SEQUIM WA LAZY ACRES MOBILE HOME 111 DRYKE ROAD SEQUIM WA WOOD 1521 HWY 101 SEQUIM WA SEQUIM WEST 163 BEACH DRIVE SEQUIM WA SPRUCE WEST 301 NORTH 7TH SEQUIM WA SUNNYSIDE MANOR MOBILEHOME 310 SOUTH 4TH SEQUIM WA THE HIDE-A-WAY MOBILE 921 S 3RD STREET SEQUIM WA WEST ALDER MOBILE HOME 325 N 5TH SEQUIM WA CHRISTMAS VILLAGE 2650 N 13TH SHELTON WA EVERGREEN MOBILE HOME N/A SHELTON WA HIDDEN HAVEN MOBILE HOME ESTATES US 101 SHELTON WA MINERVA NORTH HWY 101 SHELTON WA RIVERSIDE MOBILE MANOR 1313 WEST COTA SHELTON WA ROBINHOOD TRAILER VILLAGE HWY 106 AT UNION SHELTON WA TAYLOR TOWN N/A SHELTON WA THE PINES N/A SHELTON WA CLEAR CREEK N/A SILVERDALE WA MADRONA RIDGE MH 974 NW MAHONGANY LANE SILVERDALE WA SILVERCREEK MEADOWS MOBILE HOME 533 BUCKLIN HILL ROAD SILVERDALE WA WHISPERING FIRS MOBILE HOME SUKVERDALE WY NW SILVERDALE WA SKAMANIA N/A SKAMANIA WA CASCADE CORRAL TH AVENUE SE SNOHOMISH WA Enumclaw Property and Casualty Insurance Company 64

65 893 CLEARVIEW EAST TH SE SNOHOMISH WA COUNTRY MANOR (MALTBY MOBILE ) TH STREET SE SNOHOMISH WA MOBILE PLANTATION N/A SNOHOMISH WA MOSIER MOBILE 314 AVENUE J SNOHOMISH WA MOUNTAIN VIEW MOBILE 165 CYPRESS SNOHOMISH WA PILCHUCK MOBILE STATE ROAD 2 SNOHOMISH WA SHERWOOD VILLAGE 3504 SEATTLE HILL ROAD SNOHOMISH WA SNOHOMISH MOBILE 1330 AVENUE D SNOHOMISH WA SOAP LAKE N/A SOAP LAKE WA WESTHAVEN MOBILE MANOR EASTLK\MAIN & GLADIOLA SOAP LAKE WA GYPSY TRAILER 4TH & CENTRAL SOUTH BEND WA PACIFIC TRAILER COURT N/A SOUTH BEND WA CASCADE GREEN MH TH CT E SPANAWAY WA FOX CHASE MOBILE HOME ST STREET, COURT E SPANAWAY WA LANE MOBILE HOME TH AVE E SPANAWAY WA LANE COURT TH ST E SPANAWAY WA WEATHERBY ESTATES TH STREET E SPANAWAY WA WHIRBO ESTATES ND ST COURT E SPANAWAY WA WINCHESTER VILLAGE 605 E 168TH STREET SPANAWAY WA AMERICANA E SPRAGUE SPOKANE WA APPLE VALLEY N/A SPOKANE WA CASCADE MOBILEHOME WEST TH SPOKANE WA CHARTER CITY MOBILE HOME N6616 NEVADA SPOKANE WA CHESTNUT ESTATES N/A SPOKANE WA Enumclaw Property and Casualty Insurance Company 65

66 231 CIRCLE J MOBILE ESTATE E 7800 ALKI AVENUE SPOKANE WA CONTEMPO SPOKANE E1205 LYONS SPOKANE WA DON WOOD EAST N 3200 BARICER ROAD SPOKANE WA EAST TRENT N/A SPOKANE WA ELDORADO MOBILE HOME N/A SPOKANE WA FAIRCHILD MOBILE HOME W HWY 2 MEDICAL LK SPOKANE WA FOX HOLLOW VILLAGE 5820 E 4TH SPOKANE WA GARLAND HILLS N/A SPOKANE WA GUTHRIE GARDENS 1111 QUALCHAN DRIVE SPOKANE WA HIDE A WAY N/A SPOKANE WA HOMESTEAD MOBILE HOME N 7111 ALTAMONT SPOKANE WA INDIAN CANYON N/A SPOKANE WA INDIAN PRAIRIE MOBILE HOME N 2201 CRAIG ROAD SPOKANE WA INLAND MOBILE E RICH SPOKANE WA IRON WHEEL N/A SPOKANE WA KING'S N/A SPOKANE WA MILLERS MOBILEHOME 6805 N CRESTLINE SPOKANE WA MISSION MEADOW E MISSION SPOKANE WA MOBILE VILLAGE LIBERTY LAKE N/A SPOKANE WA MORGAN N 7303 CRESTINE SPOKANE WA MULLEN HILL TERRACE ROUTE 1 BOX 684 SPOKANE WA NORTHVIEW N/A SPOKANE WA PICNIC PINES N/A SPOKANE WA PINECROFT MOBILE HOME EAST MANSFIELD SPOKANE WA Enumclaw Property and Casualty Insurance Company 66

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