The PASS Product Line Overview. The Next Payment Generation

Size: px
Start display at page:

Download "The PASS Product Line Overview. The Next Payment Generation"

Transcription

1 Overview The Next Payment Generation

2 Today s Payment Environment Technology has grown exponentially more powerful and customer-friendly while the point of sale has gotten more costly and complex. TSYS is reducing the risk of innovation. Through the Infonox suite of products CounterPASS, WebPASS, MobilePASS, KioskPASS and MultiPASS merchants and retailers can deliver cost-saving and revenue-generating payments applications across any network, over any payment device, at every POS. We do this with a platform called TransIT.

3 The TransIT Platform TransIT was developed by Infonox, a TSYS company, to address the challenges that stand between retailers and the execution of their strategies at the store level. Step by step we are removing the obstacles that complicate a merchant payment experience. TransIT and the PASS products bring: No third party set-up Centralized reporting (Merchant Center) One phone number for support A Host based system reducing PCI concerns Enhanced acquiring / merchant communication New revenue streams through monthly service fees Non-traditional value added services

4 TransIT Integration TransIT is a platform for building, interfacing, operating, driving, switching, processing and supporting multiple payment forms, value-add services and systems management services. CounterPASS TransIT XML WebPASS MobilePASS MultiPASS TSYS Sierra EFT Networks Checks/Payroll Money Transfer Credit Bureaus Loyalty Programs Third Parties KioskPASS Merchant Center 4

5 CounterPASS CounterPASS is a PC-based point-of-sale with more payment types, security and functionality than typically available with traditional counter top terminals. CounterPASS features and benefits: True thin-client - instant updates Swiped or manual credit cards / signature debit Easy-to-set-up recurring payments and/or print receipts SSL transactions w/ 128-bit encryption Full branding by Acquirer* Multiple peripherals supported Transactions: Credit All credit cards Debit Pin and Signature

6 WebPASS WebPASS is for merchants who accept mail or telephone orders need a powerful solution that offers secure Internet payment processing with an easy-to-use interface. WebPASS features and benefits: Acceptance for all card types Easy-to-set-up recurring payments Automatic software compliance updates Automatic batch processing to reduce transaction downgrades or missed batch windows Real-time transaction processing and immediate invoice creation at the time of sale Dashboard reports provide real-time access to transaction activity and easily export to Microsoft Excel

7 MobilePASS MobilePASS is a smartphone-based payments application for on-the-go merchants enabling them to accept and process card payments anywhere they have cellular service. MobilePASS features and benefits: Swiped or manual credit cards / signature debit and/or print receipts Supports V-Code and AVS Provides instant access to real-time reporting SSL transactions w/128-bit encryption PCI PA-DSS certification Offers card-present interchange rates with optional Bluetooth magnetic stripe reader and thermal printer Takes the business to the customer, offering consumers choice, flexibility, and convenience

8 MobilePASS Supported Peripherals Available exclusively through TSYS POS Systems, MobilePASS supports an optional Bluetooth magnetic stripe reader and thermal printer. The PayMate Pro 200 qualifies transactions for card present interchange rates and prints receipts on-the-spot. PayMate Pro 200 package includes: PayMate Pro 200 (Qty 1) Battery (1100mA) (Qty 1) Battery Charger (Qty 1) Adaptor & Cable (Qty 1) Printer Paper rolls (Qty 2) Optional Equipment: Car Charger Spare Battery Leather carrying case (belt clip)

9 MobilePASS Merchant Population There are an estimated 1.3 million mobile service professionals in the United States* comprised of: Mobile service professionals (plumber, electrician ) Craft show/flea market vendors Towing companies Trade show exhibitors Seasonal retailers (Fireworks) Taxi/limo drivers Delivery personnel And more * Mercator, March 2008

10 MultiPASS MultiPASS is a comprehensive XML-based API that delivers a library of Business, System and Financial Services to the outside world A brand-able Partner Portal that enables third parties to quickly integrate to the API with minimal interaction A robust Reporting and Monitoring platform (SupportNox) offering real-time transaction, device and customer lifecycle management Financial: Credit, Debit, Check Verify, Remote Deposit, Check Cashing, Money Order, Money Transfer, Gift Card, Bill Pay WWW API in XML Connect-Access Serve Gateway Business Enrollment: Verification, Biometric, Media Delivery, Pricing, F/X Coupons, Promos, Risk, Compliance, AML System: Events, Alerts, Tickets, Service Dispatch, Equip Order, Supply Order Report

11 KioskPASS KioskPASS is a turn-key kiosk platform focused on financial services: Broad Portfolio of Services & Interfaces to Processors (on-demand) Library of device Interfaces supports a variety of HW Manufacturers An end-to-end, Hosted (SaaS) multi-transaction Kiosk Platform The Platform enables: ATM Transactions, Prepaid Top-up and Long Distance, Bill Payment, Money Transfers, Money Orders, Check Cashing, Stored Value, Gift Cards, Remote Deposit Capture Biometrics, Customer Enrollment, Loyalty, Card Printing

12 Merchant Center Merchant Center empowers merchants with real-time detailed transaction information and reports and is included as part off the PASS solutions CounterPASS WebPASS MobilePASS XML MultiPASS KioskPASS

13 TSYS Support TSYS offers a variety of multimedia materials for you and your sales teams: OCV / web-based demos for: CounterPASS WebPASS MobilePASS Client branded trifold brochures Merchant blast including: Design Distribution Campaign statistics Lead list Training podcasts HTML content for client website

14 Feature Timeline Released this month: Level III data Branding by the Acquirer PIN Less debit Visa Bill Pay / 3D Secure Convenience Fees Released in 4 th Quarter: Multi-Merchant Functionality Fraud Scout PIN debit prompt Partial Auth support iphone Application Support Account Updater and more

15 Overview The Next Payment Generation

Payment Power for Merchants

Payment Power for Merchants Create the right customer payment solution for your business today. For more information, call 1-800-363-1163, visit any TD Canada Trust branch or visit us online at www.tdmerchantservices.com Payment

More information

Merchant Payment Solutions

Merchant Payment Solutions Merchant Payment Solutions Credit Card Processing Diagram CUSTOMER S CREDIT CARD ISSUING BANK CUSTOMER 4 5 $ MERCHANT S BUSINESS MERCHANT S BANK ACCOUNT MERCHANT S BANK 9 CREDIT CARD NETWORK 8 INTERNET

More information

Your gateway to card acceptance.

Your gateway to card acceptance. MERCHANT SERVICES Authorize.Net Solutions Your gateway to card acceptance. Processing transactions reliably and securely is essential to your business. That s why BBVA Compass and Authorize.Net, a leading

More information

Redwood Merchant Services. Merchant Processing Terminology

Redwood Merchant Services. Merchant Processing Terminology ACH - Automated Clearing House for member banks to process electronic payments or withdrawals. (Credits or debits to a bank account) through the Federal Reserve Bank. Acquiring Bank - Licensed Visa/MasterCard

More information

Merchant Payment Solutions

Merchant Payment Solutions Merchant Payment Solutions What We Do Connecting your Web site to the payment processing networks is typically beyond the technical resources of most merchants. Instead, you can easily connect to the Authorize.Net

More information

CREDIT CARD PROCESSING GLOSSARY OF TERMS

CREDIT CARD PROCESSING GLOSSARY OF TERMS CREDIT CARD PROCESSING GLOSSARY OF TERMS 3DES A highly secure encryption system that encrypts data 3 times, using 3 64-bit keys, for an overall encryption key length of 192 bits. Also called triple DES.

More information

The Comprehensive, Yet Concise Guide to Credit Card Processing

The Comprehensive, Yet Concise Guide to Credit Card Processing The Comprehensive, Yet Concise Guide to Credit Card Processing Written by David Rodwell CreditCardProcessing.net Terms of Use This ebook was created to provide educational information regarding payment

More information

First Data takes you beyond with Terminals and Point-of-Sale (POS) solutions designed to support evolving customer payment preferences.

First Data takes you beyond with Terminals and Point-of-Sale (POS) solutions designed to support evolving customer payment preferences. Payment Acceptance Prepaid Information & Analytics Advanced Solutions & Innovation Network Solutions Issuing & Access Solutions Terminals & POS Solutions First Data takes you beyond with Terminals and

More information

GLOSSARY OF MOST COMMONLY USED TERMS IN THE MERCHANT SERVICES INDUSTRY

GLOSSARY OF MOST COMMONLY USED TERMS IN THE MERCHANT SERVICES INDUSTRY GLOSSARY OF MOST COMMONLY USED TERMS IN THE MERCHANT SERVICES INDUSTRY Acquiring Bank The bank or financial institution that accepts credit and/or debit card payments for products or services on behalf

More information

Ippa From Merchant Partners. Process Credit Cards Checks Anytime, Anywhere!

Ippa From Merchant Partners. Process Credit Cards Checks Anytime, Anywhere! Ippa From Merchant Partners Process Credit Cards Checks Anytime, Anywhere! Mobile Payments Overview Expanding market segment 30+ million iphone users in 2009 40+ million new iphone users in 2010 1+ million

More information

FOR A BARRIER-FREE PAYMENT PROCESSING SOLUTION

FOR A BARRIER-FREE PAYMENT PROCESSING SOLUTION FOR A BARRIER-FREE PAYMENT PROCESSING SOLUTION MAKE THE SWITCH TO MONEXgroup ecommerce I Mobile I Wireless I Integrated I Countertop Solutions PAYMENTS IN-STORE PAYMENTS ON-THE-GO PAYMENTS ONLINE Accept

More information

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments

ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments A TO Z JARGON BUSTER A ACQUIRER OR ACQUIRING BANK A financial institution (often a bank) where a merchant has an account to process transactions and card payments ATM Automated Teller Machine. Unattended,

More information

Terminal / Account Set-up Form TS1001 Revised November 2011

Terminal / Account Set-up Form TS1001 Revised November 2011 Terminal / Account Set-up Form TS1001 Revised November 2011 1 Terminal/Account Set-up Form: Top Portion Merchant: Fill in the merchant s Doing Business As (DBA) name. IBM: The name of the Independent Business

More information

What It Means for You

What It Means for You Autotask Teams with Novera Payment Solutions What It Means for You WHO WE ARE Novera Payment Solutions is an endorsed provider for credit and debit card payment services for Autotask clients. Autotask

More information

How do you go beyond to

How do you go beyond to How do you go beyond to Offer customers more payment options? Minimize fraud and data breach risk? Simplify PCI DSS compliance? Stay up to date on payment technology? FIRST DATA. Terminals and POS SOLUTIONS.

More information

Vantiv Mobile Point of Sale Solutions from AT&T

Vantiv Mobile Point of Sale Solutions from AT&T Vantiv Mobile Point of Sale Solutions from AT&T Mobile Point of Sale Trends and Statistics 2 Mobile Point of Sale (mpos) A Growing Trend Mobile payments and mobile point of sale solutions are starting

More information

We believe First Data is well positioned to take advantage of all of these trends given the breadth of our solutions and our global operating

We believe First Data is well positioned to take advantage of all of these trends given the breadth of our solutions and our global operating Given recent payment data breaches, clients are increasingly demanding robust security and fraud solutions; and Financial institutions continue to outsource and leverage technology providers given their

More information

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution

Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Secure Financial Transactions Any Time, Any Place Euronet Software Solutions ATM Management System Maintain and Expand Your Automated Service Offerings with a Secure, Flexible and Powerful Solution Serving

More information

WIRELESS - GPRS iwl250 POS SOLUTION

WIRELESS - GPRS iwl250 POS SOLUTION WIRELESS - GPRS iwl250 POS SOLUTION In this report, MONEXgroup presents the iwl250 Wireless POS Solution designed for mobility and accessibility of service. For businesses on-the-move, the iwl250 delivers

More information

a CyberSource solution Merchant Payment Solutions

a CyberSource solution Merchant Payment Solutions a CyberSource solution Merchant Payment Solutions 1 Simplifying Payments Safe and reliable payment processing is essential to your business. Authorize.Net, a leading payment gateway since 1996, provides

More information

Travel Card. Cardholder Frequently Asked Questions. June 2014 T.FQ.S.20141.E

Travel Card. Cardholder Frequently Asked Questions. June 2014 T.FQ.S.20141.E Travel Card Cardholder Frequently Asked Questions Travel Card (1) Where can I use my card? Your card may be used anywhere debit cards are accepted. The brand marks on your card indicate where the card

More information

The following information was prepared to assist you in understanding potential Electronic Value Transfer terminology.

The following information was prepared to assist you in understanding potential Electronic Value Transfer terminology. ELECTRONIC VALUE TRANSFER CONTRACT (EVT) GLOSSARY OF TERMS The following information was prepared to assist you in understanding potential terminology. Term Description ACH Automated Clearing House is

More information

PayTrace, Inc. All Rights Reserved. Print R1, 8/2013. (888) 806-6545 support@paytrace.com

PayTrace, Inc. All Rights Reserved. Print R1, 8/2013. (888) 806-6545 support@paytrace.com PayTrace, Inc. All Rights Reserved. Print R1, 8/2013. (888) 806-6545 support@paytrace.com https://paytrace.com Your Next Generation Payment Processing Solution Provider An Industry Leader Quick Facts Our

More information

Trends in Merchant Payment Acceptance

Trends in Merchant Payment Acceptance Trends in Merchant Payment Acceptance December 6, 2007 Credit approval required. Merchant accounts are issued through BB&T Bankcard Corporation, a Georgia Corporation, Member FDIC. 2007 BB&T. All rights

More information

a CyberSource solution Merchant Payment Solutions

a CyberSource solution Merchant Payment Solutions a CyberSource solution Merchant Payment Solutions 1 Simplifying Payments Safe and reliable payment processing is essential to your business. Authorize.Net, a leading payment gateway since 1996, provides

More information

Card payment processing for your business

Card payment processing for your business Card payment processing for your business Easy, reliable and secure solutions Easy We make things simple for you and your customers. Reliable We re always there for your business when you need us. Secure

More information

Policies and Procedures. Merchant Card Services Office of Treasury Operations

Policies and Procedures. Merchant Card Services Office of Treasury Operations Policies and Procedures Merchant Card Services Office of Treasury Operations 1 Welcome! Table of Contents: Introduction Establishing Payment Card Services Payment Card Acceptance Procedures Payment Card

More information

Card Acceptance Best Practices to Manage Rates and Minimize Risk

Card Acceptance Best Practices to Manage Rates and Minimize Risk Card Acceptance Best Practices to Manage Rates and Minimize Risk Kim Jackson VP, Transfund Merchant Services April 23, 2014 BOK Financial is registered with the National Association of State Boards of

More information

How To Choose Moneris

How To Choose Moneris Card payment processing for your business Easy, reliable and secure solutions Easy We make things simple for you and your customers. Reliable We re always there for your business when you need us. Secure

More information

Product Catalogue. Next generation mobile wallet solution

Product Catalogue. Next generation mobile wallet solution Product Catalogue Next generation mobile wallet solution xpwallet has a complete end-to-end proven mobile wallet solution ready for immediate implementation. Solution Overview Suitable for telcos, banks,

More information

Cost-management strategies. Your guide to accepting card payments cost-effectively

Cost-management strategies. Your guide to accepting card payments cost-effectively Cost-management strategies Your guide to accepting card payments cost-effectively Table of Contents Guidance from Wells Fargo Merchant Services...3 The secret to better interchange rates...4 Why interchange

More information

reseller program 800.POS.9585 www.possiblepos.com sales@possiblepos.com

reseller program 800.POS.9585 www.possiblepos.com sales@possiblepos.com reseller program www.possiblepos.com 800.POS.9585 sales@possiblepos.com POSsible specializes in complete POS Systems and Software to meet the needs of your restaurant, grocery, salon, retail store or business.

More information

FOR A BARRIER-FREE PAYMENT PROCESSING SOLUTION

FOR A BARRIER-FREE PAYMENT PROCESSING SOLUTION FOR A BARRIER-FREE PAYMENT PROCESSING SOLUTION MAKE THE SWITCH TO MONEXgroup ecommerce I Mobile I Wireless I Integrated I Countertop Solutions IN-STORE ON-THE-GO ONLINE Accept secure debit and credit card

More information

E-Commerce SOLUTIONS. Generate Online Revenue with E-Commerce Solutions. www.monexgroup.com

E-Commerce SOLUTIONS. Generate Online Revenue with E-Commerce Solutions. www.monexgroup.com E-Commerce SOLUTIONS In this report, MONEXgroup examines various types of online payment processing and E-Commerce Solutions. The tremendous transition towards online shopping stores in Canada has opened

More information

PayLeap Guide. One Stop

PayLeap Guide. One Stop PayLeap Guide One Stop PayLeap does it all. Take payments in person? Check. Payments over the phone or by mail? Check. Payments from mobile devices? Of course. Online payments? No problem. In addition

More information

Payment Processing Equipment Terminal Solutions

Payment Processing Equipment Terminal Solutions Payment Processing Equipment Terminal Solutions 1 Target Your Success Take yourself to that next level Knowledge is power Equipment is KING Reward yourself by maximizing your profit! Wireless Retail Internet

More information

Euronet s Contactless Solution

Euronet s Contactless Solution Serving millions of people worldwide with electronic payment convenience. Euronet s Contactless Solution Fast, Secure and Convenient Transactions with No Swiping, PIN or Signature Copyright 2011 Euronet

More information

Eagle POS Procedure Guide For Epicor Bankcard Processing

Eagle POS Procedure Guide For Epicor Bankcard Processing Eagle POS Procedure Guide For Epicor Bankcard Processing Table of Contents Introduction... 3 1 Transactions using a Swiped Bankcard... 3 Basic Swiped Credit Card Sale & Return transaction... 3 Sales &

More information

How To Control Credit Card And Debit Card Payments In Wisconsin

How To Control Credit Card And Debit Card Payments In Wisconsin BACKGROUND State of Wisconsin agencies accepted more than 6 million credit/debit card payments annually through the following payment channels: Point of Sale (State agency location) Point of Sale (Retail-agent

More information

ELECTRONIC PAYMENT PROCESSING NEW TOOLS AND TECHNOLOGY

ELECTRONIC PAYMENT PROCESSING NEW TOOLS AND TECHNOLOGY ELECTRONIC PAYMENT PROCESSING NEW TOOLS AND TECHNOLOGY Matt Fluegge Dean Middleton Dan Sollis National Acct. Executive President, UTA Executive VP TODAY, YOU WILL LEARN ABOUT: ACH GATEWAY CREDIT CARD GATEWAY

More information

How To Make A Card Reader Secure And Reliable

How To Make A Card Reader Secure And Reliable Secure Card Reader Authenticators When it comes to card reading security and reliability Merchants, retailers and financial institutions rely on MagTek. Secure card reader authenticators (SCRAs) capture

More information

21st Century. Way You Do Business

21st Century. Way You Do Business 21st Century Solution For The Way You Do Business 3517 Camino Del Rio S. Suite 407 San Diego, CA 92108 ifanfinancial.com (619) 537-9998 Table of Contents Introduction... 1 IFAN Platform... 2 IFAN Platform

More information

Electronic Payment Solutions

Electronic Payment Solutions Featured: CHARGE Anywhere designed for QuickBooks p.14 Wireless POS Hardware Solutions p. 2 Mobile Payment Solutions p. 3-6 Ruggedized Solutions p. 5 Payment Gateway Services p. 9-10 E-commerce Solutions

More information

SM-S200 SM-S300 SM-T300 3" 80mm rugged Mobile Printer with LCD display & WiFi version

SM-S200 SM-S300 SM-T300 3 80mm rugged Mobile Printer with LCD display & WiFi version NEW SM-S400 SM-T300DB Bluetooth and Serial without Magnetic Stripe Reader SM-T301DB Bluetooth with MSR SM-T301DW WiFi version with MSR SM-T300 SM-S200 SM-S300 Mobile Printers Fast, lightweight and small.

More information

EDUCATION - TERMS 101

EDUCATION - TERMS 101 EDUCATION - TERMS 101 ACH (Automated Clearing House): A processing organization networked with others to exchange (clear and settle) electronic debit/credit transactions (no physical checks). ABA Routing

More information

Contents Error! Bookmark not defined.

Contents Error! Bookmark not defined. PayFox User Guide Contents Table of Contents... Error! Bookmark not defined. Product Overview... 3 Peripheral Devices... 3 Product Features and Functionality... 4 Account Activation Programming Enablement...

More information

How To Use Wineweb Point Of Sale With An Ipad Or Iphone Or Ipod With A Browser On A Pc Or Ipad On A Cell Phone Or Ipo On A Computer Or Ipd On A Tablet Or Ipot On A

How To Use Wineweb Point Of Sale With An Ipad Or Iphone Or Ipod With A Browser On A Pc Or Ipad On A Cell Phone Or Ipo On A Computer Or Ipd On A Tablet Or Ipot On A Using a Tablet Device as a POS Station WineWeb By Ron Kreutzer, President, WineWeb Enterprises, Inc. Original version: March 2012 Version 1.7: January 2014 Copyright 2012-2014 WineWeb Enterprises, Inc.

More information

Failure to follow the following procedures may subject the state to significant losses, including:

Failure to follow the following procedures may subject the state to significant losses, including: SUBJECT: Policy and Procedures PAGE: 1 of 5 INTRODUCTION During fiscal year 2014, State of Wisconsin agencies accepted approximately 6 million credit/debit card payments through the following payment channels:

More information

Glossary ACH Acquirer Assessments: AVS Authorization Back End: Backbilling Basis Point Batch

Glossary ACH Acquirer Assessments: AVS Authorization Back End: Backbilling Basis Point Batch Glossary ACH: Automated Clearing House; an electronic payment network most commonly associated with payroll direct deposit, recurring payments, and is the network most commonly used to settle merchant

More information

Payment solutions. Convenient ways to make and receive payments. Compare the benefits and features of each payment solution

Payment solutions. Convenient ways to make and receive payments. Compare the benefits and features of each payment solution Banking products issued by Suncorp Metway Limited ABN 66 010 831 722. To find out more, contact on 13 11 75. Terms and conditions, fees and charges apply. Some products are available to approved applicants

More information

The Phoenix Group PAYware Mobile Solution Overview

The Phoenix Group PAYware Mobile Solution Overview The Phoenix Group PAYware Mobile Solution Overview Feb 2010 Discussion Topics Payware Mobile Solution Overview Payware Mobile Solution Components Secure Card Reader Payware Mobile Application Payware Connect

More information

Earn more, pay less the way it is

Earn more, pay less the way it is Earn more, pay less the way it is 2012,2013 SecuTrans Inc. is a trustworthy name. About Us SecuTrans Inc. is a leading and registered Credit/Debit Merchant Service Provider in Canada. We are one of the

More information

High-performance Point-of-sale Payment Suite Systems. For restaurants and retail businesses

High-performance Point-of-sale Payment Suite Systems. For restaurants and retail businesses High-performance Point-of-sale Payment Suite Systems For restaurants and retail businesses POINT-OF-SALE (POS) SOLUTIONS FOR TODAY S WORLD When you process payments at your point of sale, you need reliable,

More information

BEST-IN-CLASS MERCHANT SERVICES

BEST-IN-CLASS MERCHANT SERVICES BEST-IN-CLASS MERCHANT SERVICES First Data takes you beyond with merchant processing solutions that grow revenue and strengthen your customer relationships. HOW WILL YOU GO BEYOND? In an era when the banking

More information

How to Setup Automatic Billing

How to Setup Automatic Billing How to Setup Automatic Billing DanceStudio-Pro.com You ll be up and running in less than 10 minutes What is Automatic Billing? Auto-Billing is a DanceStudio-Pro feature that allows your clients to add

More information

What is Interchange. How Complex is Interchange?

What is Interchange. How Complex is Interchange? What is Interchange The foundation of the entire Bankcard Processing industry s cost structure. Interchange is the wholesale price, charged by Card Issuing Bank, for Authorization and Settlement of a credit

More information

Clark Brands Payment Methods Manual. First Data Locations

Clark Brands Payment Methods Manual. First Data Locations Clark Brands Payment Methods Manual First Data Locations Table of Contents Introduction... 3 Valid Card Types... 3 Authorization Numbers, Merchant ID Numbers and Request for Copy Fax Numbers... 4 Other

More information

NCR Secure Pay FAQ Updated June 12, 2014

NCR Secure Pay FAQ Updated June 12, 2014 NCR Secure Pay FAQ Updated June 12, 2014 Contents What is NCR Secure Pay?... 1 What is the value of NCR Secure Pay?... 2 Host-based Settlement... 2 Token Replacement... 2 Point-to-Point Encryption (P2PE)...

More information

Mobile Wallet Platform. Next generation mobile wallet solution

Mobile Wallet Platform. Next generation mobile wallet solution Mobile Wallet Platform Next generation mobile wallet solution Introduction to mwallet / Mobile Wallet Mobile Wallet Account is just like a Bank Account User s money lies with the Mobile Wallet Operator

More information

Payment Card Industry (PCI) Data Security Standard

Payment Card Industry (PCI) Data Security Standard Payment Card Industry (PCI) Data Security Standard Attestation of Compliance for Onsite Assessments Service Providers Version 3.1 April 2015 Section 1: Assessment Information Instructions for Submission

More information

Dates VISA MasterCard Discover American Express. support EMV. International ATM liability shift 2

Dates VISA MasterCard Discover American Express. support EMV. International ATM liability shift 2 Network Updates Summer 2013 We are committed to working closely with you on achieving your business goals. As a part of this commitment, we carefully monitor Network changes and summarize them for your

More information

Online Payment Processing Definitions From Credit Research Foundation (http://www.crfonline.org/)

Online Payment Processing Definitions From Credit Research Foundation (http://www.crfonline.org/) Online Payment Processing Definitions From Credit Research Foundation (http://www.crfonline.org/) The following glossary represents definitions for commonly-used terms in online payment processing. Address

More information

Credit/Debit Card Processing Requirements and Best Practices. Adele Honeyman Oregon State Treasury Training Specialist

Credit/Debit Card Processing Requirements and Best Practices. Adele Honeyman Oregon State Treasury Training Specialist Credit/Debit Card Processing Requirements and Best Practices Adele Honeyman Oregon State Treasury Training Specialist 1 What? What do I need to know about excepting credit cards? Who s involved, how it

More information

Merchant Card Processing Best Practices

Merchant Card Processing Best Practices Merchant Card Processing Best Practices Background: The major credit card companies (VISA, MasterCard, Discover, and American Express) have published a uniform set of data security standards that ALL merchants

More information

Instructions for Merchant Application

Instructions for Merchant Application Instructions for Merchant Application 1. Fill out ALL REQUIRED FIELDS of Merchant Application. 2. Attach a VOIDED CHECK and a COPY of your DRIVERS LICENSE. (You may scan the documents to your computer)

More information

Tokenization: FAQs & General Information. www.tsys.com BACKGROUND. GENERAL INFORMATION What is Tokenization?

Tokenization: FAQs & General Information. www.tsys.com BACKGROUND. GENERAL INFORMATION What is Tokenization? FAQ Tokenization: FAQs & General Information BACKGROUND As technology evolves, consumers are increasingly making their purchases online or through mobile devices and digital wallet applications and their

More information

Terminals and POS Solutions

Terminals and POS Solutions Terminals and POS Solutions Solutions tailored to your business. From the company that understands your payment acceptance needs. Unique businesses. Unique customers. One best choice in POS solutions.

More information

Saint Louis University Merchant Card Processing Policy & Procedures

Saint Louis University Merchant Card Processing Policy & Procedures Saint Louis University Merchant Card Processing Policy & Procedures Overview: Policies and procedures for processing credit card transactions and properly storing credit card data physically and electronically.

More information

CPIM Academy. Cash 257 Merchant Services and Revenue Collection

CPIM Academy. Cash 257 Merchant Services and Revenue Collection CPIM Academy Cash 257 Merchant Services and Revenue Collection 2015 Objectives Feel prepared to discuss/understand basics of merchant processing Understand Service Fees Difference between credit and debit

More information

Accepting Credit Card Payments

Accepting Credit Card Payments Accepting Credit Card Payments An Introduction Objectives Understand the Credit Card Acceptance Process What Type of Merchant are You How to Choose An Acquirer How to Get It All Going for Non Cash Payment

More information

CREDIT CARD PROCESSING AND MERCHANT SERVICES

CREDIT CARD PROCESSING AND MERCHANT SERVICES CREDIT CARD PROCESSING AND MERCHANT SERVICES provides credit card processing and merchant services for a wide range of business types - including retail, e-commerce, professional services, restaurants,

More information

PAYROLL CARD FREQUENTLY ASKED QUESTIONS

PAYROLL CARD FREQUENTLY ASKED QUESTIONS The following document provides answers to frequently asked questions regarding the Umpqua Bank Payroll Card. Contact Customer Care at 800-650-7141 with questions. Card Basics Q. How does the Payroll Card

More information

Mobile Commerce Solutions

Mobile Commerce Solutions Mobile Commerce Solutions Derrick Carpenter & Jimmy Scarborough October 7, 2013 This presentation is provided as a courtesy and is to be used for general information purposes only. Bank of America Merchant

More information

Acceptance to Minimize Fraud

Acceptance to Minimize Fraud Best Practices for Credit Card Acceptance to Minimize Fraud By implementing best practices in credit card processing, you decrease the likelihood of fraudulent transactions and chargebacks. In general,

More information

POS software: Microsoft Dynamics - Point of Sale FAQ

POS software: Microsoft Dynamics - Point of Sale FAQ POS software: Microsoft Dynamics - Point of Sale FAQ Q: I only have one retail store. I'd like to use a computer and software, but don't know if Microsoft Dynamics Point of Sale is a good fit. A: Point

More information

Merchant Payment Solutions

Merchant Payment Solutions Merchant Payment Solutions 1 Simplifying Payments 2 Safe and reliable payment processing is essential to your business. Authorize.Net, a leading payment gateway since 1996, provides solutions you can trust.

More information

TSYS Merchant Solutions delivering years to come

TSYS Merchant Solutions delivering years to come Activation Kit Thank you for choosing TSYS Merchant Solutions as your payment processor. We are honored to serve you. We look forward to delivering your payment processing needs now and for years to come.

More information

EMV Acquiring at the ATM: Early Planning for Credit Unions

EMV Acquiring at the ATM: Early Planning for Credit Unions EMV Acquiring at the ATM: Early Planning for Credit Unions EMV Adoption Recent data breaches and planned Network Liability shifts have increased the interest in EMV at the ATM and have affected the planned

More information

Fall Conference November 19 21, 2013 Merchant Card Processing Overview

Fall Conference November 19 21, 2013 Merchant Card Processing Overview Fall Conference November 19 21, 2013 Merchant Card Processing Overview Agenda Industry Definition Process Flows Processing Costs Chargeback's Payment Card Industry (PCI) Guidelines for Convenience Fees

More information

Spotlight on Product & Service: Worldpay - End-to-End Payments Secure Platform at Most Cost-Effective Rates. Accept payments. Anywhere. Anytime.

Spotlight on Product & Service: Worldpay - End-to-End Payments Secure Platform at Most Cost-Effective Rates. Accept payments. Anywhere. Anytime. Newsletter Vol. 87 - Introduction Softengine News is dedicated to keeping you up to date with the latest information regarding SAP Business One systems, Softengine solutions and Best Business Practices.

More information

Adjustment A debit or credit to a cardholder or merchant account to correct a transaction error

Adjustment A debit or credit to a cardholder or merchant account to correct a transaction error Glossary of Terms A ABA Routing Number This 9-digit number is assigned by the American Banker s Association and is used to identify individual banks. When performing an ACH transfer from one bank account

More information

Getting Started. Quick Reference Guide for Payment Processing

Getting Started. Quick Reference Guide for Payment Processing Getting Started Quick Reference Guide for Payment Processing In today s competitive landscape, you have many choices when it comes to selecting your payments provider, and we appreciate your business.

More information

Payment Card Industry (PCI) Data Security Standard

Payment Card Industry (PCI) Data Security Standard Payment Card Industry (PCI) Data Security Standard Attestation of Compliance for Self-Assessment Questionnaire D Service Providers For use with PCI DSS Version 3.1 Revision 1.1 July 2015 Section 1: Assessment

More information

Ease-E-Club Client Management Software by Computerease

Ease-E-Club Client Management Software by Computerease Ease-E-Club Client Management Software by Computerease Bluefin Payment Setup and Processing The Bank Export, Point of Sale and Client file are integrated with Bluefin Payment Systems: http://bluefin.com/computerease.

More information

How Do I Understand Credit Card Processing Fees?

How Do I Understand Credit Card Processing Fees? How Do I Understand Credit Card Processing Fees? Credit card processing rates and fees are often misunderstood and confusing, so we are committed to helping you understand the various costs associated

More information

First Data ISO Reseller Program. Build an independently operated business with outstanding long term income potential.

First Data ISO Reseller Program. Build an independently operated business with outstanding long term income potential. First Data ISO Reseller Program Build an independently operated business with outstanding long term income potential. First Data is an industry leader in providing payment solutions, working closely with

More information

Appendix. Data Tables

Appendix. Data Tables Appendix Data Tables Index of Tables Part 1: In-Store Payment Preferences...167 1.1 What payment products do you have?...167 1.2 How often do you use the following payment methods for purchases in stores?...167

More information

Global Payment Solutions. Reseller and Partner Program Overview

Global Payment Solutions. Reseller and Partner Program Overview Global Payment Solutions Reseller and Partner Program Overview About Aramor Payments Based in Toronto, Canada, Aramor Payments is an innovator in e-commerce solutions 8 years experience in the payments

More information

Payment Card Industry (PCI) Data Security Standard

Payment Card Industry (PCI) Data Security Standard Payment Card Industry (PCI) Data Security Standard Attestation of Compliance for Onsite Assessments Service Providers Version 3.0 February 2014 Section 1: Assessment Information Instructions for Submission

More information

EMV and Chip Cards Key Information On What This Is, How It Works and What It Means

EMV and Chip Cards Key Information On What This Is, How It Works and What It Means EMV and Chip Cards Key Information On What This Is, How It Works and What It Means Document Purpose This document is intended to provide information about the concepts behind and the processes involved

More information

Merchant Card International A Name you can TRUST!

Merchant Card International A Name you can TRUST! Welcomes To About Merchant Card International (MCI) Merchant Card International being a Nationwide presents (offices) ) has more than 15 years experience in the transaction processing business. Our reputation,

More information

Credit Card Processing Overview

Credit Card Processing Overview CardControl 3.0 Credit Card Processing Overview Overview Credit card processing is a very complex and important system for anyone that sells goods. This guide will hopefully help educate and inform new

More information

Unified Payment Platform Payment Pos Server Fraud Detection Server Reconciliation Server Autobill Server e-point Server Mobile Payment Server

Unified Payment Platform Payment Pos Server Fraud Detection Server Reconciliation Server Autobill Server e-point Server Mobile Payment Server Unified Payment Platform Payment Pos Server Detection Server Reconciliation Server Autobill Server e-point Server Mobile Payment Server Securing Payment & Beyond Infinitium E-Payment is a Unified Payment

More information

EMV and Restaurants: What you need to know. Mike English. October 2014. Executive Director, Product Development Heartland Payment Systems

EMV and Restaurants: What you need to know. Mike English. October 2014. Executive Director, Product Development Heartland Payment Systems October 2014 EMV and Restaurants: What you need to know Mike English Executive Director, Product Development Heartland Payment Systems 2014 Heartland Payment Systems, Inc. All trademarks, service marks

More information

WE ENABLE OUR CUSTOMERS TO MAKE THE SALE

WE ENABLE OUR CUSTOMERS TO MAKE THE SALE WE ENABLE OUR CUSTOMERS TO MAKE THE SALE PROVIDING YOU WITH GREAT VALUE AND EXCELLENT CUSTOMER SERVICE At WorldPay, we make it easy to accept payments anywhere you do business - in person, online or on

More information

WineWeb: Point-of-Sale Planning Guide

WineWeb: Point-of-Sale Planning Guide WineWeb: Point-of-Sale Planning Guide This document provides information on options to consider when establishing a point-of-sale environment for your winery, or when thinking about expanding your winery

More information

EMV and Small Merchants:

EMV and Small Merchants: September 2014 EMV and Small Merchants: What you need to know Mike English Executive Director, Product Development Heartland Payment Systems 2014 Heartland Payment Systems, Inc. All trademarks, service

More information

institute s Credit Card Payment Policy

institute s Credit Card Payment Policy Campus-wide Financial Administration Comprehensive Cash Management Credit Card Acceptance Policy Policy Objective: The Institute recognizes that the use of credit cards for payment on the various goods

More information

Version 1.0 STRATEGIC PARTNER TRAINING MANUAL

Version 1.0 STRATEGIC PARTNER TRAINING MANUAL Version 1.0 STRATEGIC PARTNER TRAINING MANUAL Table of Contents Introduction... 3 Features of the Strategic Partnership... 3 Responsibilities... 3 Billing... 4 Gateway Service... 4 Risk... 4 I. PRODUCTS/SERVICES...

More information

Loyalty Programs Using Your Terminalfor Loyalty, Tracking and the Moneris AIR MILES reward miles Program

Loyalty Programs Using Your Terminalfor Loyalty, Tracking and the Moneris AIR MILES reward miles Program Loyalty Programs Using Your Terminalfor Loyalty, Tracking and the Moneris AIR MILES reward miles Program For Moneris ict250 Contents Loyalty programs............................... 2 Loyalty card entry

More information