Iman Savings And Term Deposit Accounts.

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1 Iman Savings And Term Deposit Accounts. Banking consistent with your faith

2 Iman Savings and Term Deposit Accounts Our Shari ah compliant Savings and Term Deposit products let you profit from your savings while remaining true to the Mudarabah Principle of Islamic Finance. Under this principle, you are an investor (Rab-ul Maal) while the Bank is the manager (Mudarib) of the funds deposited by you. We undertake Shari ah compliant activities with the intention of generating profit, which we then share with you. Other benefits that you derive from this accounts include: Personalized service Free internal transfers within Chase Bank branches Extended Banking hours, open on Sunday in Eastleigh & Village Market Branches Unlimited access to Safe Deposit Locker facilities Free financial planning and consultation on Shari ah compliant investments and wealth management requirements from our strategic partners Nil charge to receive local currency transfer via Electronic Funds Transfers Very competitive Forex Rates pegged on interbank A standard fee of 10 units will be levied on incoming foreign currency Funds. Chase Iman is the Islamic division of Chase Bank Kenya Limited.

3 Iman Savings Account (Wadiah) Putting a penny away for a rainy day is what saving is all about. Earn Halal gained profit with the Iman Saving account and watch as your money grows. Opening balance Kes. 5,000 Minimum balance Kes. 5,000 ATM card Available Profit Earning balance Kes 10,000(earned monthly, paid quarterly)

4 Iman Foreign Currency Savings Account We at Chase Iman understand the value of foreign currency and have created a savings account that allows you to save your money in various currencies such as USD, GBP, Yen and EURO. The account has no maintenance fee and profit is earned monthly but paid out quarterly. Opening balance Minimum balance Profit Earning balance USD$ 100 or equivalent USD$ 50 or equivalent USD $ 200 or equivalent

5 Iman Ladies' (Sayyidah) Savings Account Sayyidah is an Arabic word that means 'Woman of Honour'. The Sayyidah Account is a unique savings account that empowers you to invest and grow your money through Shari ah compliant investment opportunities. Chase Iman provides you with private banking lounges and personalized service from female banking staff. Opening balance Kes. 1,000 Minimum balance Kes. 1,000 ATM card Available Profit earning balance Kes 15,000 (earned monthly, paid quarterly).

6 Iman Students' (Talib) Savings Account With a low opening balance and no monthly fee this account is ideal for students who wish to save and invest for their future in a Shari ah compliant way. Opening balance Kes.1,000 Minimum balance Kes.1,000 ATM card Available No ledger fees or hidden charges. Profit earning balance Kes. 5,000 (earned monthly, paid quarterly).

7 Iman Children's (Awlaad) Savings Account The Iman Children Account is open to children below the age of 18. This account gives parents the opportunity to teach their young ones to save and invest for their future. Opening balance Kes.1,000 Minimum balance Kes.1,000 Free Bankers cheque for school fees per term. Profit earning balance Kes. 5,000 (earned monthly, paid quarterly).

8 Iman Hajj/Umrah Savings account Pilgrimage is a meritorious activity and serves as a penance for the ultimate forgiveness of sins, devotion, and spirituality. This account is designed specifically to help you save and fulfil the fifth Pillar of Islam. Opening balance Kes. 5,000 or its foreign currency equivalent Hajj drafts available at a discounted price of Kes 300/= Withdrawal once a year

9 Iman Zakat Savings Account Zakat is derived from the Arabic word "Zaka" which means "to grow", "to purify", and "to bless'. "Who is he that will loan to Allah a beautiful loan, which Allah will double unto his credit and multiply many times? It is Allah who giveth (you) want or plenty. And to him you shall return" (Quran - al-baqarah 2: 245). If you want to be a contributor to the Zakat Fund without any additional charges on your behalf and are you looking for an easy way to pay your Zakat, or any other type of donations, Your dream to fulfill you third pillar of Islam is just a signature away! Opening balance Kes. 1,000 or its foreign currency equivalent Free consultation on Zakat payments in regards to Gold and Silver and Jewellery, Money currencies, properties, livestock, and agricultural produce e.t.c.

10 Iman Masjid & NGOS savings account The Iman Masjid Account targets selfless, voluntary groups and educational institutions that are relentlessly devoted to improving the lives of communities. It allows you to enjoy benefits of banking at exceptional concessionary rates. Opening balance Kes. 5,000 or its foreign currency equivalent Chase Iman will actively partner with mosques & NGOs in our waqf activities.

11 Iman Term Deposits - Fixed Period Investments Iman Term Deposits are ideal for those looking for investments that earn high returns monthly, quarterly, twice annually and annually. You, the client act as the Rab-ul mal (Investor) and the bank as the Mudarib (Fund Manager). Funds are then placed in a pool with other investors, earning halal profits on a pre-agreed period ratio. Opening balance Kes. 50,000 or its foreign currency equivalent Investment Period 1, 3, 6, & 12 months Foreign Currency GBP, USD and Euro One can withdraw at maturity or re-invest for further period of your choice.

12 Account Opening Requirements Personal account (Individual/Joint/ Student/ Children's) ID./ Passport and copy (of the Guardian if children's) 2 passport size photos (of the Guardian if children's) Introduction by an account holder Residential address: Utility bill or, 3 month bank statements or, Lease/rental agreement or, Local authority rates & tax demand notes or, Mortgage statements or, Relationship Officer to confirm site visit &address. Valid passport with entry permit for a set period of time for Foreigners; (acc can only operate for that period) Employer's letter of reference & pay slips (if salaried) Letter from learning institution (if student) Birth certificate (for those under 18 years) Application form duly completed and signed Funds must be availed on application Sole proprietorship Certificate of registration I.D /passport copy 2 passport size photos P.I.N certificate of sole proprietor/business Residential address: utility bill Introduction by account holder Trading license Application form duly completed and signed Funds must be availed on application Limited liability-company Certificate of incorporation Memorandum & articles of association Board resolution (supplied by bank) with company seal 2 passport size photos of directors & authorized signatories I.D /passport copy of directors & authorized signatories P.I.N certificate of company &directors Application form duly completed and signed Funds must be availed on application

13 Societies, Associations, Clubs, NGOs Certificate of registration Copy of constitution or deed I.D /passport copy of authorized signatories or office bearers 2 passport size photos of authorized signatories or office bearers Extract of minutes of the Board in agreement to open an account Residential address: Utility bill or, 3 month bank statements or, Lease/rental agreement or, Local authority rates & tax demand notes or, Mortgage statements or, Relationship Officer to confirm site visit & address Application form duly completed and signed Funds must be availed on application Government Institutions & Private bodies &Constituency Development Fund Account forms under others as 'association Letter from the respective ministry (signed by minister/ps) Minutes from Board committee on the elected members &signatories Board resolution I.D or passport copy of authorized signatories 2 passport size photos of authorized signatories Application form duly completed and signed Funds must be availed on application

14 Our Branches: Chase Bank and Chase Iman branches in City Centre, Riverside, Eastleigh, Village market, Hurlingham, Donholm (Nairobi), Parklands, Mombasa (Moi Avenue), Bondeni (Mombasa), Thika and Nakuru. Tel: , Mobile: , Chase Bank (Kenya) Ltd is ISO 9001 :2008 certified.