Savings Accounts Summary Boxes

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Savings Accounts Summary Boxes"

Transcription

1 Effective from 17 November 2008 Savings Accounts es Instant ufirst Savings Account ufirst Savings 100,000 or more 2.50% 50,000-99, % 25,000-49, % 10,000-24, % 2,500-9, % 1-2, % Reward Reserve Account Reward Reserve Interest rates (AERs) (without interest rewards) 100,000 or more 1.50% 1.51% 25,000-99, % 0.50% 10,000-24, % 0.30% 2,000-9, % 0.20% (with interest rewards) 100,000 or more 3.00% 3.03% 25,000-99, % 2.02% 10,000-24, % 1.81% 2,000-9, % 1.71% Conditions for bonus payment Interest is paid every three months in January, April, July and October. If your account balance falls below 2,000, we will pay interest at a rate of 0.10% Gross/AER. If you hold at least 2,000 and make only one withdrawal every three months, we will reward you with an extra 0.25% Gross each quarter (0.25% AER). We will add another interest reward of 0.50% Gross each year (0.50% AER) if you make no more than three withdrawals each year.

2 Private Reserve Private Reserve Interest rates (AERs) 100,000 or more 2.96% 3.00% 50,000-99, % 2.50% 25,000-49, % 2.00% 10,000-24, % 1.50% Interest is paid monthly. If your account balance falls below 10,000, we will pay interest at a rate of 0.10% Gross/AER. Easy Savings Account Easy Savings 100,000 or more 1.20% 25,000-99, % 10,000-24, % 1-9, % 55 Plus Account 55 Plus 100,000 or more 1.45% 50,000-99, % 25,000-49, % 10,000-24, % 2,500-9, % If your account balance falls below 2,500, we will pay interest at a rate of 0.10% Gross/AER.

3 Youth Savings urfirst Account urfirst 5 or more 3.00% After tax non-tax-payers must fill in an R85 to receive interest before tax Accounts where you have to give notice Reserve 30 Reserve ,000 or more 1.30% 25,000-99, % 10,000-24, % 2,500-9, % 1,000-2, % If your account balance falls below 1,000, we will pay interest at a rate of 0.10% Gross/AER. You can withdraw your savings without losing interest if you give 30 days notice on this account Reserve 90 Reserve ,000 or more 1.80% 50,000-99, % 25,000-49, % 10,000-24, % 2,500-9, % If your account balance falls below 2,500, we will pay interest at a rate of 0.10% Gross/AER. You can withdraw your savings without losing interest if you give 90 days notice

4 Tax-free Saving Cash ISA Cash ISA 35,000 or more 4.00% 25,000-34, % 15,000-24, % 10,000-14, % 5,000-9, % 3,000-4, % 1-2, % You can invest a maximum deposit of 3,600 each tax year. Paid before tax Internet and postal accounts esavings esavings Interest rates (AERs) 1-1,000, % 3.50% Interest is paid monthly. Telephone or internet esavings Plus Interest rates (AERs) esavings Plus (without conditional bonus) 10, , % 3.60% (including conditional bonus) 10, , % 4.10% Interest is paid monthly. If your account balance falls below 10,000 we will pay interest at a rate of 0.10% gross/aer. If you hold at least 10,000, we will reward you with an additional 0.50% Gross (0.50% AER) every month for the first 6 months after the account is opened.. If you make a withdrawal, you will not earn any interest for that month. If you make a withdrawal in the first 6 months after the account is opened, you will earn the bonus interest of 0.50% Gross (0.50% AER) only. Telephone or internet

5 RSVP Anytime (postal account) RSVP Anytime 100,000 or more 2.00% 50,000-99, % 25,000-49, % 10,000-24, % 2,500-9, % If your account balance falls below 2,500, we will pay interest at a rate of 0.10% Gross/AER.. The smallest amount you can withdraw or pay in is 250. Post, telephone or internet Accounts no longer available Personal Savings Personal Savings 1 or more 0.10% urmoney urmoney 5 or more 2.05%

6 Cash ISA Tessa Funds / ISA Online Cash ISA Tessa Funds / ISA Online 25,000 or more 3.25% 15,000-24, % 10,000-14, % 5,000-9, % 3,000-4, % 1-2, % Paid before tax RSVI Online RSVI Online 100,000 or more 2.00% 50,000-99, % 25,000-49, % 10,000-24, % 2,500-9, %

A guide to personal accounts fees and interest

A guide to personal accounts fees and interest A guide to personal accounts fees and interest current accounts savings accounts We re committed to helping you get the most out of your account which includes making you aware of the charges and rates

More information

A guide to personal accounts fees and interest

A guide to personal accounts fees and interest A guide to personal accounts fees and interest current accounts savings accounts We re committed to helping you get the most out of your account which includes making you aware of the charges and rates

More information

Interest Rates. variable rate savings and current accounts. Be more than a number

Interest Rates. variable rate savings and current accounts. Be more than a number Interest Rates variable rate savings and current accounts Be more than a number NOTICE S REGULAR SAVING 30 DAYS NOTICE (Issue 4) 30 days notice or on demand subject to 30 days loss of interest on the amount

More information

Summary Box Key Product Information for our Savings Account(s)

Summary Box Key Product Information for our Savings Account(s) Interest Rate Conditions for bonus payment Withdrawal arrangements Premium Saver One or more withdrawals in the month 1 24,999 0.10% 25,000 49,999 0.10% 50,000 1,000,000 0.20% Over 1,000,000 0.20% No withdrawals

More information

Savings Account Rates. Rates correct as at 18 November 2013

Savings Account Rates. Rates correct as at 18 November 2013 Savings Account Rates Rates correct as at 18 November 01 Contents Accounts available to new customers Instant Saver Account Cash ISA First Saver Account Fixed Rate Bond Fixed Rate ISA Accounts not available

More information

Current & Closed Variable Savings Accounts Interest Rates

Current & Closed Variable Savings Accounts Interest Rates Savings Current & Closed Variable Savings Accounts Interest Rates This leaflet contains information regarding some important changes to our product portfolio. Your account may be affected by these changes,

More information

Summary of Interest Rates as at 20 February 2015

Summary of Interest Rates as at 20 February 2015 Summary of Interest Rates as at 20 February 2015 Closed Issue Variable Savings Interest Rates We recently reviewed our savings accounts and after careful consideration we simplified our range by streamlining

More information

Savings interest rates for accounts no longer available Effective from 2 June 2011

Savings interest rates for accounts no longer available Effective from 2 June 2011 Page 1 of 13 Savings interest rates for accounts no longer available Effective from 2 June 2011 All savings rates are variable and paid yearly, unless otherwise stated. The Bank of England base rate is

More information

Savings Interest Rates

Savings Interest Rates Savings Interest Rates Instant Access Savings Account Instant Savings Tracker Account First Home Saver Account Bonus 30 Account Instant Access ISA Direct Saver Telephone Saver Rainbow Savings Account Cash

More information

www.scottishbs.co.uk Cash ISA Plus

www.scottishbs.co.uk Cash ISA Plus www.scottishbs.co.uk Cash ISA Plus What are ISAs? They are special types of savings accounts where interest is paid tax-free. You normally have to pay tax on any interest, dividends or bonuses earned on

More information

HSBC Loyalty Cash ISA. Tax-free savings

HSBC Loyalty Cash ISA. Tax-free savings HSBC Loyalty Cash ISA Tax-free savings 2 What s in this guide What is an ISA? 3 How much can I pay into an ISA? 3 Our Loyalty Cash ISA 4 How our Loyalty Cash ISA works 5 Ready to apply? 6 Transferring

More information

A Guide to Personal Accounts Fees and Interest

A Guide to Personal Accounts Fees and Interest A Guide to Personal Accounts Fees and Interest Current Accounts Savings and Deposit Accounts What s in this brochure? Page 1. Plain speaking glossary of terms 3 2. Services you don t pay for 4 3. Changes

More information

HSBC Help to Buy: ISA

HSBC Help to Buy: ISA HSBC Help to Buy: ISA 2 Contents What is a Help to Buy: ISA? 3 How does it work? 4 Summary box 6 Am I eligible? 7 Bonus payment 7 Ready to apply? 8 What happens next? 9 Important Information 10 3 What

More information

A Guide to Personal Accounts Fees and Interest

A Guide to Personal Accounts Fees and Interest A Guide to Personal Accounts Fees and Interest Current Accounts Savings and Deposit Accounts What s in this brochure? Page 1. Plain speaking glossary of terms 3 2. Services you don t pay for 4 3. Changes

More information

Interest Rate Changes

Interest Rate Changes Interest Rate Changes We are committed to keeping you informed and up-to-date on changes in the interest rates for our fixed and variable rate products. Included are details of rate changes that have applied

More information

Banking and Savings Accounts Interest Rates. Page 1 of 5

Banking and Savings Accounts Interest Rates. Page 1 of 5 Banking and Savings Accounts Interest Rates Page 1 of 5 Page 2 of 5 BANKING ACCOUNTS Gold Account The Gold Account is a flexible bank account that offers easy access to your money and can be held in sterling,

More information

Savings watch your savings grow

Savings watch your savings grow Savings watch your savings grow Be more than a number saving with the Cumberland your choice of savings options Next year s holiday or a rainy day Instant access Instant Savings e-savings Save & Support

More information

Savings account conditions and information.

Savings account conditions and information. Savings Savings account conditions and information. (For personal savings accounts that are no longer available to new customers.) page heading 1 Savings account Conditions. This booklet contains the conditions

More information

Savings Interest Rate History

Savings Interest Rate History Savings Interest Rate History From 1 June 2012 to 1 June 2013 Instant Access Limited Access Cash ISAs Children s Accounts Business Accounts Our only focus is you With no shareholders to worry about, our

More information

Savings. Helping you find the right balance

Savings. Helping you find the right balance Savings Helping you find the right balance 2 3 A global bank with local knowledge We are a member of the HSBC Group, one of the world s largest global banks, who look after the needs of over 50 million

More information

Interest rates Correct as at 1 June 2015

Interest rates Correct as at 1 June 2015 Interest s Correct as at 1 June 2015 This leaflet sets out information on s. Most of the s quoted are variable. The information in this leaflet is correct as at 1 June 2015. The Bank of England Bank Rate

More information

Savings Interest Rates

Savings Interest Rates Savings Interest Rates The information in this leaflet is correct as at 18 August 2015 This leaflet forms an integral part of our Savings brochure. Loyalty Cash ISA Flexible Saver HSBC Premier Savings

More information

Interest rates Correct as at 5 August 2016

Interest rates Correct as at 5 August 2016 Interest rates Correct as at 5 August 2016 This leaflet sets out information on interest rates. Most of the interest rates quoted are variable. The Bank of England Bank Rate (the official Bank Rate published

More information

Saving and Investing in ISAs

Saving and Investing in ISAs Saving and Investing in ISAs ISAs are often referred to as tax wrappers. This means that you pay no tax, or less tax than usual, on the income you earn or on the profits you may make on your investments.

More information

personal savings accounts

personal savings accounts Important information about personal savings accounts STANDARD LIFE CASH SAVINGS A DIVISION OF BARCLAYS 152970.indd 1 06/07/2010 08:07 152970.indd 2 06/07/2010 08:07 Changes to the interest rates on our

More information

Banking and Savings Accounts Interest Rates

Banking and Savings Accounts Interest Rates Banking and Savings Accounts Interest s BANKING ACCOUNTS Gold Account The Gold Account is a flexible bank account that offers easy access to your money and can be held in sterling, euro and US dollar currencies.

More information

WHERE SAVERS COME FIRST. (Issue 3) BEST ISA PROVIDER BEST SAVINGS ACCOUNT PROVIDER

WHERE SAVERS COME FIRST. (Issue 3) BEST ISA PROVIDER BEST SAVINGS ACCOUNT PROVIDER WHERE SAVERS COME FIRST (Issue 3) BEST ISA PROVIDER BEST SAVINGS ACCOUNT PROVIDER The Financial Services Authority is the independent Financial Services regulator. It requires us, BM Savings, a division

More information

Interest Rates for Savings and Bank Accounts.

Interest Rates for Savings and Bank Accounts. Interest Rates for Savings and Bank Accounts. Rates apply to accounts held with rates may vary. Reference rates The sterling base rate is the Bank of England Base Rate which is currently %. The US dollar

More information

Interest Rates for Savings and Bank Accounts

Interest Rates for Savings and Bank Accounts Interest Rates for Savings and Bank Accounts The accounts referred to in this document are available to clients subject to eligibility. Terms apply. Please speak to your usual contact for further details.

More information

Guide to ISAs. Discover the full potential of your tax allowance with an ISA.

Guide to ISAs. Discover the full potential of your tax allowance with an ISA. Guide to ISAs Discover the full potential of your tax allowance with an ISA. Getting started When it comes to thinking about where to put your money, there s a lot to consider such as making sure your

More information

Interest rates and charges. Correct as at 10 November 2014 (unless stated otherwise)

Interest rates and charges. Correct as at 10 November 2014 (unless stated otherwise) rates and charges Correct as at 10 November 2014 (unless stated otherwise) rates and charges The rate and charges information set out below that applies to your product forms part of the terms and conditions

More information

Interest rates and charges. Correct as at 1 January 2014 (unless stated otherwise)

Interest rates and charges. Correct as at 1 January 2014 (unless stated otherwise) rates and charges Correct as at 1 January 2014 (unless stated otherwise) rates and charges The rate and charges information set out below that applies to your product forms part of the terms and conditions

More information

Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking before 31 March 2014

Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking before 31 March 2014 Page 1 of 10 Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking before 31 March 2014 Page 2 of 10 BANKING ACCOUNTS Gold Bank Account

More information

Online Fixed Rate Cash ISA Range

Online Fixed Rate Cash ISA Range Online Fixed Rate Range This document provides you with key information about s so that you can make an informed and confident choice about saving with a Skipton. s protect your savings interest from Personal

More information

Citizens Advice financial capability

Citizens Advice financial capability Activity: protecting your savings AIC 20-A N Provide the client(s) with a set of the savings product cards and the features cards, from the handouts. As usual, this can be done individually or in groups

More information

Updates to your RBS bank account(s)

Updates to your RBS bank account(s) Updates to your RBS bank account(s) Changes to our Terms and Conditions for all (i) current account customers who opened their account before 4 July 2011 and have not been notified of a change to their

More information

INTEREST COMPUTATION

INTEREST COMPUTATION illustration of the interest computation of your Regular Savings Account. Regular Savings I Less than 0,000 % Quarterly 0,000 and above 0.30%. Interest is accrued daily and reflects on your account at

More information

Module 2 Lesson 3 Narrative

Module 2 Lesson 3 Narrative Module 2 Lesson 3 Narrative What are savings tools/products/instruments? If you have a specific savings goal in mind and know the amount you need to save and how long you have to save for it, you have

More information

Interest is paid tax-free^

Interest is paid tax-free^ Account Name Interest rates (AER*) Summary Box Key Product Information for our Savings Account(s) smile Cash ISA 0.50% tax-free^/aer* variable if you are a smile current account customer. 0.31% tax-free^/aer*

More information

Get your ISA off to a fying start

Get your ISA off to a fying start Get your ISA off to a fying start Guaranteed ISA Best of both worlds Wouldn t it be great to break free from low ISA rates and take advantage of any stock market growth without the usual investment risk?

More information

ISA Guide How to make the most of your tax efficient savings and investments

ISA Guide How to make the most of your tax efficient savings and investments ISA Guide How to make the most of your tax efficient savings and investments How to save with an ISA Whether you re saving for a holiday, a deposit for your dream home or a comfortable retirement, an Individual

More information

Click on the sections below to take you straight to the specific area you wish to view without scrolling all the way through the document...

Click on the sections below to take you straight to the specific area you wish to view without scrolling all the way through the document... SAVING MATTERS If you re looking for ways to save your money, this guide explains some of the things you need to consider. We hope you find this guide useful as a first step in your research before deciding

More information

How often do you see that?

How often do you see that? 5 % AER* variable Interest and Instant Access How often do you see that? The Access Plus Deposit Account *4.92% gross variable Access Plus not your everyday deposit account It pays you 5%* AER (4.92% Gross)

More information

Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking on or after 31 March 2014

Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking on or after 31 March 2014 Page 1 of 6 Banking and Savings Accounts Interest Rates For clients who commenced their relationship with Santander Private Banking on or after 31 March 2014 Page 2 of 6 BANKING ACCOUNTS The is a flexible

More information

SAVINGS CONDITIONS AND INFORMATION. For personal savings accounts that are no longer available to new customers.

SAVINGS CONDITIONS AND INFORMATION. For personal savings accounts that are no longer available to new customers. SAVINGS CONDITIONS AND INFORMATION. For personal savings accounts that are no longer available to new customers. CONTENTS. About this booklet 3 Section 1 5 Section 2 7 Halifax Liquid Gold 7 Save4it 8 Halifax

More information

Children s account opening guide. Taking the best possible care of your money

Children s account opening guide. Taking the best possible care of your money Children s account opening guide Taking the best possible care of your money Hello We re the Coventry, the UK s third largest building society. We re proud that we ve won lots of awards for our excellent

More information

ISAs watch your savings grow

ISAs watch your savings grow ISAs watch your savings grow Includes Help to Buy: ISA Be more than a number INDIVIDUAL SAVINGS ACCOUNTS, better known as ISAs, are a tax free way to save. In the current tax year, you can save or invest

More information

Savings. How to make the most of your money

Savings. How to make the most of your money Savings How to make the most of your money Contents 1 Introduction 2 Step-by-step 3 At-a-glance 4 ISAs 6 Instant access accounts 9 Notice accounts 10 Telephone and Internet accounts 11 Summary Box 12 Fixed

More information

Interest Rates. Countrywide Building Society. Savings Growth Data Sheet. Gross (% per annum)

Interest Rates. Countrywide Building Society. Savings Growth Data Sheet. Gross (% per annum) Interest Rates (% per annum) Countrywide Building Society This is the rate of simple interest earned in a year (before deducting tax). Dividing by 12 gives the monthly rate of interest. Annual Equivalent

More information

TRUTH-IN-SAVINGS DISCLOSURE

TRUTH-IN-SAVINGS DISCLOSURE TRUTH-IN-SAVINGS DISCLOSURE REGULAR CHECKING ACCOUNT Minimum balance to avoid imposition of fees - If your minimum monthly balance falls below $100.00 for the monthly statement cycle we will impose a maintenance

More information

Cash ISA - These allow you to invest in a deposit account with a bank or building society.

Cash ISA - These allow you to invest in a deposit account with a bank or building society. Guide to ISAs What is an ISA? ISA stands for Individual Savings Account. These were introduced on the 6th April 1999. At that time the Government promised that ISAs would available for at least 10 years.

More information

Great news for savers

Great news for savers Important changes to your ISA allowance Great news for savers Your tax-free ISA allowance is increasing to 15,000 from 1 July 2014 Your new ISA allowance explained The Government recently announced that

More information

The new Lifetime ISA. Overview

The new Lifetime ISA. Overview The new 1.1 This document sets out the high level design of the. This will form the basis of discussions with industry to finalise the parameters of the scheme and ensure it works in the simplest way for

More information

BANK B-I-N-G-O. service charge. credit card. pen. line nickel interest cash bank. ATM dollar check signature. debit card.

BANK B-I-N-G-O. service charge. credit card. pen. line nickel interest cash bank. ATM dollar check signature. debit card. pen line nickel interest cash bank ATM dollar check signature teller withdraw bank withdraw penny deposit signature dime dollar pen deposit date teller line quarter check nickel interest ATM quarter dime

More information

m&s monthly SavEr Price List NEW FASHIONED BANKING

m&s monthly SavEr Price List NEW FASHIONED BANKING m&s PrEmium current account, m&s PrEmium current account with insurance and m&s monthly SavEr Price List EffEctivE from 17 february 2015 NEW FASHIONED BANKING the prices and information applicable to your

More information

INTEREST RATES AND BANKING CHARGES GUIDE. For personal bank accounts with Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited

INTEREST RATES AND BANKING CHARGES GUIDE. For personal bank accounts with Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited INTEREST RATES AND BANKING CHARGES GUIDE For personal bank accounts with Lloyds Bank International Limited and Lloyds Bank (Gibraltar) Limited Rates correct as at 20 April 2015 Premier International Account

More information

Youth Account Services

Youth Account Services Youth Account Services Youth Account Services ucffedcu.org/student Saving is Important at Every Age. Just as good nutrition is important for your child s growth and development, learning to save at an

More information

Banking and Savings Accounts Interest Rates

Banking and Savings Accounts Interest Rates Banking and Savings Accounts Interest s BANKING ACCOUNTS Gold Account The Gold Account is a flexible bank account that offers easy access to your money and can be held in sterling, euro and US dollar currencies.

More information

Notice of Change in Terms for your Deposit Accounts. Redding Bank of Commerce Deposit Accounts Account Terms and Conditions

Notice of Change in Terms for your Deposit Accounts. Redding Bank of Commerce Deposit Accounts Account Terms and Conditions Notice of Change in Terms for your Deposit Accounts Terms outlined in this Change in Terms document, the enclosed Deposit Account Agreement and the enclosed Schedule of Fees and Services of Redding Bank

More information

Club Lloyds Account or Benefits Package

Club Lloyds Account or Benefits Package Club Lloyds Account or Benefits Package Thank you for opening/converting your account with Lloyds Bank plc. Our agreement with you is made up of general conditions (contained in the Personal Banking terms

More information

Investment Dealing ISA SIPP Investment Plan Investing for Children

Investment Dealing ISA SIPP Investment Plan Investing for Children Investment Dealing ISA SIPP Investment Plan Investing for Children Contents Introduction 3 How can you help me manage my investments? 4 How can I invest? 5 The Investment Plan 6 The ISA 7 The Select Pension

More information

A GUIDE TO THE CAPITAL ACCESS BOND WITH-PROFITS INVESTMENTS

A GUIDE TO THE CAPITAL ACCESS BOND WITH-PROFITS INVESTMENTS A GUIDE TO THE CAPITAL ACCESS BOND WITH-PROFITS INVESTMENTS HOW WILL THIS GUIDE HELP? This guide explains how the NFU Mutual with-profits fund works for the capital access bond. It will help you decide

More information

Your simple ISA guide

Your simple ISA guide Your simple ISA guide How to make the most of your tax efficient savings and investments New ISA allowance 15,000 Contents An introduction to cash ISAs 4 Cash ISA 6 Fixed Rate ISA 7 Stocks & Shares ISA

More information

Key features of the Aviva Stocks & Shares ISA

Key features of the Aviva Stocks & Shares ISA Key features of the Aviva Stocks & Shares ISA Retirement Investments Insurance Health Key features of the Aviva Stocks & Shares ISA The Financial Conduct Authority is a financial services regulator. It

More information

The New ISA Frequently Asked Questions

The New ISA Frequently Asked Questions 1. The New ISA What is the New ISA? The New ISA Frequently Asked Questions From July 1 2014 all ISAs will become New ISAs (NISAs). This applies to all existing ISAs and new accounts opened after 1 July.

More information

GE Capital Direct Savings accounts General Terms and Conditions

GE Capital Direct Savings accounts General Terms and Conditions GE Capital Direct GE Capital Direct Savings accounts General Terms and Conditions If you applied for an account with us before 20 November 2014, these terms and conditions take effect on 20 January 2015.

More information

Flexible ISA Customer February 2016

Flexible ISA Customer February 2016 Flexible ISA Customer February 2016 What is a flexible ISA / ISA flexibility? Before, any money you paid into your ISA usually counted towards your annual ISA allowance. Flexibility will allow you to withdraw

More information

Fiji. Customer service fees and charges

Fiji. Customer service fees and charges Fiji Customer service fees and charges Effective 12 February, 2016 PASSBOOK SAVER ACCOUNT Minimum Opening Balance $1,000.00 Minimum Operating Balance $5,000.00 - Paper withdrawal $2.00 Withdrawal (first

More information

ONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS.

ONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS. ONLINE INVESTMENTS OUR FUND RANGE AND INVESTMENTS. Why is it important to read this document? This document explains the funds available for you to invest in through our Investment ISA, which is a Stocks

More information

Fees & Commissions. A. Fees. A.1. Annual Account Fees

Fees & Commissions. A. Fees. A.1. Annual Account Fees Fees & s A. Fees A.1. Annual Account Fees Annual account fees will be deducted automatically upfront from your accounts. In the case of a trading account the banking trading-fees (besides the account activation

More information

SUPPLEMENTARY SCHEDULE OF FEES ACCOUNTS AND ACCESS FACILITIES

SUPPLEMENTARY SCHEDULE OF FEES ACCOUNTS AND ACCESS FACILITIES Credit Union Australia Limited (ABN 44 087 650 959) SUPPLEMENTARY SCHEDULE OF FEES ACCOUNTS AND ACCESS FACILITIES Prepared 7 January 2016 At CUA, we regularly review our fees to ensure we remain competitive

More information

CHECKING AND SAVINGS PERSONAL FINANCIAL SERVICES. We re banking on people. Banking Investments Insurance

CHECKING AND SAVINGS PERSONAL FINANCIAL SERVICES. We re banking on people. Banking Investments Insurance CHECKING AND SAVINGS PERSONAL FINANCIAL SERVICES We re banking on people. Banking Investments Insurance THE INVESTOR Earn our best money market checking rate, regardless of your balance. Also: free unlimited

More information

Cash ISA. Key features of our

Cash ISA. Key features of our Key features of our The Financial Conduct Authority is the independent financial services regulator. It requires us, The Co-operative Bank, to give you this important information to help you decide whether

More information

OAS STAFF FEDERAL CREDIT UNION TRUTH-IN-SAVINGS DISCLOSURE September 30, 2015

OAS STAFF FEDERAL CREDIT UNION TRUTH-IN-SAVINGS DISCLOSURE September 30, 2015 OAS STAFF FEDERAL CREDIT UNION TRUTH-IN-SAVINGS DISCLOSURE September 30, 2015 Regular Share (Savings) Account 1. Rate information. The divided rate and annual percentage yield may change every As of September

More information

TIERS BANK TRANSACTION MOBILE TRANSACTION CUMMULATIVE BALANCE (NGN) LEVEL 1 20, 000 200,000 3, 000 30, 000 LEVEL 2 50,000 400, 000 10.

TIERS BANK TRANSACTION MOBILE TRANSACTION CUMMULATIVE BALANCE (NGN) LEVEL 1 20, 000 200,000 3, 000 30, 000 LEVEL 2 50,000 400, 000 10. DEFINITION 1. WHAT IS THE DIAMOND Y ELLO ACCOUNT? DIAMOND Y ELLO ACCOUNT is the safe and fast means to OPEN a Bank Account, SAVE and BORROW money from the convenience of your MTN Mobile phone. With DIAMOND

More information

Account Selection MAde easy

Account Selection MAde easy Account Selection Made Easy Money Management Tools First Nations Bank of Canada offers you a range of helpful tools to make managing your money easier. Recordkeeping Free Paperless Record Keeping Track

More information

Savings Accounts. You& Preparing For What s Important.

Savings Accounts. You& Preparing For What s Important. You&We Savings Accounts You& Preparing For What s Important. Standard Savings REGULAR SAVINGS ACCOUNT* The more you save now, the more options you will have when it comes to making large purchases or planning

More information

City University s Guide to Student Bank Accounts. Manage your Mon y

City University s Guide to Student Bank Accounts. Manage your Mon y City University s Guide to Student Bank Accounts Manage your Mon y City University s Guide to Student Bank Accounts 1 Table of Contents Student Bank Accounts...2 Barclays Student Account...4 Barclays International

More information

Interest Rates for Savings Accounts

Interest Rates for Savings Accounts Interest Rates for Savings Accounts Intermediaries Rates apply to Barclays Private Clients International Limited Reference Rates The following reference rates are used for products that track the Base

More information

Grade 11 Essential Mathematics. Unit 2: Managing Your Money

Grade 11 Essential Mathematics. Unit 2: Managing Your Money Name: Grade 11 Essential Mathematics Unit 2: Page 1 of 16 Types of Accounts Banks offer several types of accounts for their customers. The following are the three most popular accounts used for everyday

More information

Adviceguide Advice that makes a difference

Adviceguide Advice that makes a difference Jargon Buster A Z of financial terms This fact sheet explains some of the financial terms that you might come across when you are dealing with financial matters. ACCOUNT:- this is provided by a bank or

More information

PRICE LIST. Club Lloyds Private Banking Account and Flexible Current Account

PRICE LIST. Club Lloyds Private Banking Account and Flexible Current Account PRICE LIST Club Lloyds Private Banking Account and Flexible Current Account Club Lloyds Private Banking Account and Flexible Current Account This leaflet is a guide to the main fees applying to the Club

More information

passbook The NS&I Investment Account is changing This account becomes postal-only on 21 May 2012 Read this leaflet to find out more

passbook The NS&I Investment Account is changing This account becomes postal-only on 21 May 2012 Read this leaflet to find out more Investment Account passbook The NS&I I nvestm ent Account is changing This account becomes postal-only on 21 May 2012 Read this leaflet to find out more 1 The NS&I Investment Account is changing. From

More information

Advice. Support. Savings. Rewards.

Advice. Support. Savings. Rewards. Advice. Support. Savings. Rewards. RBC Group Advantage Program The RBC Group Advantage program gives you what you need to get the most out of your everyday banking, with advice, support, savings and rewards

More information

Checking Services (Share Draft Accounts)

Checking Services (Share Draft Accounts) Checking Services Checking Services (Share Draft Accounts) UCF FCU makes simple and convenient. Our accounts (called share draft accounts), offer flexible choices to access funds and make purchases - pay

More information

Lloyds Banking Group Share ISA Frequently Asked Questions

Lloyds Banking Group Share ISA Frequently Asked Questions Lloyds Banking Group Share ISA Frequently Asked Questions Contents: How do I calculate the value of my ISA? 2 How do I close my ISA? 2 What price will I get when my shares are sold? 2 Can I set a minimum

More information

OUR FUND RANGE AND INVESTMENTS. e-investments

OUR FUND RANGE AND INVESTMENTS. e-investments OUR FUND RANGE AND INVESTMENTS e-investments Why is it important to read this document? This document explains our investments, the funds available, how they are managed, their objectives and the associated

More information

Friends Life Investment Bond Guide. Provided by: Brought to you by:

Friends Life Investment Bond Guide. Provided by: Brought to you by: Friends Life Investment Bond Guide Provided by: Brought to you by: Investment Bond Guide CONTENTS Contents Introducing our Investment Bond 3 Investment Bond charges 4 Investment funds 6 Managing your Investment

More information

Stocks & Shares ISA Product guide

Stocks & Shares ISA Product guide Stocks & Shares ISA Product guide Your guide to the Stocks & Shares ISA The Stocks & Shares ISA from Friends Life is available through My Money. This guide explains what it is, how it works and aims to

More information

Your guide to our charges. Stockbrokers

Your guide to our charges. Stockbrokers Your guide to our charges Stockbrokers Dealing charges These charges relate to the following: Accounts: Investment ISA / MarketMaster / SIPP / Pension Trader / Company Dealing Investment Types: All investment

More information

Personal deposit accounts.

Personal deposit accounts. Papua New Guinea Personal deposit accounts. Features, fees and charges. Effective November 2009 2 Contents Personal accounts 4 Fees 4 Features 4 Transactional Fees 6 Standard banking product charges 8

More information

Pay Yourself First. Identify Steps You Can Take to Save The following tips will help you to save your flexible income.

Pay Yourself First. Identify Steps You Can Take to Save The following tips will help you to save your flexible income. Pay Yourself First Use this tip sheet to help you in the process of setting and reaching your personal savings goals. This tip sheet covers the following topics: Identifying steps you can take to save

More information

All questions must be completed. Use N/A (Not Applicable) when appropriate. Name of Agent or broker Name of agent or broker writing new coverage.

All questions must be completed. Use N/A (Not Applicable) when appropriate. Name of Agent or broker Name of agent or broker writing new coverage. Regulation 60 Annuity Disclosure Statement Definitions and Completion Instructions for Appendix 10B and Appendix 10B (Alternate 1) (To be used for annuity to annuity replacements only) Please note: These

More information

Personal. Savings & investments. Simple ways to get steady returns. Financial solutions. For life.

Personal. Savings & investments. Simple ways to get steady returns. Financial solutions. For life. Personal Savings & investments Simple ways to get steady returns Financial solutions. For life. Important information Please refer to the last page of this brochure for important information you should

More information

WHO CAN CONTRIBUTE TO A ROTH IRA?

WHO CAN CONTRIBUTE TO A ROTH IRA? { } ROTH IRAs 1 WHO CAN CONTRIBUTE TO A ROTH IRA? Any taxpayer who has compensation, regardless of age, can contribute to a ROTH IRA. Compensation is defined as wages, salaries, bonuses, commissions, tips,

More information

WHAT IS CHANGING? 1 JULY 2014 27 MARCH 2014 APRIL 2015

WHAT IS CHANGING? 1 JULY 2014 27 MARCH 2014 APRIL 2015 BUDGET 2014 PENSIONS AND SAVINGS RULES Our simple Q&A looks at the changes happening in the pensions and savings industry and how you may be affected. THE 2014 BUDGET STATEMENT ANNOUNCED SOME SIGNIFICANT

More information

TRUTH-IN-SAVINGS ACT ACCOUNT DISCLOSURE. Checking. INSTITUTION Geauga Savings Bank 10800 Kinsman Road Newbury, OH 44065

TRUTH-IN-SAVINGS ACT ACCOUNT DISCLOSURE. Checking. INSTITUTION Geauga Savings Bank 10800 Kinsman Road Newbury, OH 44065 Basic : There are no minimum balance requirements for this account. Refer to the Service Fees Disclosure for a complete listing of fees and charges. Super : You must deposit $50.00 to open this account.

More information

Diamond Savings Game

Diamond Savings Game Diamond Savings Game 1. Split the class into groups and give them one of the following case studies 2. Give each group a blank diamond playing board and cut outs of the considerations. 3. Ask the group

More information

Asda Credit Card - Frequently asked questions

Asda Credit Card - Frequently asked questions Asda Credit Card - Frequently asked questions 1) What does the change mean to me? We changed our credit card provider for new applications in July this year. After midnight on 15 January 2013 you ll no

More information