Youth Account Services

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Youth Account Services"

Transcription

1 Youth Account Services

2 Youth Account Services ucffedcu.org/student Saving is Important at Every Age. Just as good nutrition is important for your child s growth and development, learning to save at an early age will help promote their financial well-being. At UCF FCU, we encourage our young members to save by making it fun and rewarding. As your child grows, they ll need a savings program that offers products and services to meet their changing needs. We offer a Youth Savings Account for every age from childhood to young adulthood.

3 Explorers Children up to 11 Years Old Your child is at an age when curiosity and exploration of the world around them is natural. They learn through fun activities and rewards. When your child opens an Explorers Account with a minimum deposit of $5, they ll receive a special gift to encourage future saving activity. Each time they stop in one of our branches to make a deposit, they ll receive a fun prize. They ll earn dividends on their balance of $50 or more. Plus, they can earn Fun Bucks worth 5% of deposits of at least $10 by the end of each quarter, if they participate in the Savings Incentive Program. Which could earn as much as $400 extra per year! 1 They may withdraw the cash within the year they become an Adventurer, or keep on saving to earn even more. FREE gift at account opening FREE 24/7 account access through MATT Web, MATT Phone and Mobile Banking Eligible for Savings Builder Share Certificate Eligible for Savings Incentive Program featuring Fun Bucks 1 Maximum Fun Bucks earnings per quarter may not exceed $100. Funds awarded and deposited into the Fun Bucks Account are contingent with certain restrictions that apply. 2 A monthly inactivity fee of $6.95 will be assessed if Bill Payer is not used to pay at least one bill during the previous 90 days per suffix enrolled.

4 Adventurers Ages At this age, many young members have already started to earn extra money babysitting, cutting lawns or delivering newspapers. Others earn a weekly allowance for performing chores around the house or receive cash for their birthday. In any case, our Adventurers Account is an ideal way for them to earn more with dividends on their savings balance of $50 or more. These young entrepreneurs may also purchase a Student Reloadable Visa Card. Plus, they can earn Fun Bucks worth 5% of deposits of at least $10 by the end of each quarter, if they participate in the Savings Incentive Program. Which could earn as much as $400 extra per year! 1 They may withdraw the cash within the year they become an Innovator, or keep on saving to earn even more. FREE gift at account opening FREE 24/7 account access via MATT Web, MATT Phone and Mobile Banking Eligible for Savings Builder Share Certificate Eligible for Savings Incentive Program featuring Fun Bucks Eligible for Student Reloadable Visa Card 1 Maximum Fun Bucks earnings per quarter may not exceed $100. Funds awarded and deposited into the Fun Bucks Account are contingent with certain restrictions that apply. 2 A monthly inactivity fee of $6.95 will be assessed if Bill Payer is not used to pay at least one bill during the previous 90 days per suffix enrolled.

5 Innovators Ages As they enter the world of part-time employment, teens are beginning to drive and become more independent. With this new independence comes a need for a checking account with a debit card, a credit card, ATM access and 24-hour online access with bill payment capabilities. Our Innovators Account offers all of these products and services and more. They ll earn dividends on their balance of $50 or more. Plus, they can earn Fun Bucks worth 5% of deposits of at least $10 by the end of each quarter, if they participate in the Savings Incentive Program. Which could earn as much as $400 extra per year! 1 They may withdraw the cash within the year they become age 18 and transfer into a Horizons Account, or keep on saving to earn even more. FREE gift at account opening FREE 24/7 account access via MATT Web, MATT Phone and Mobile Banking FREE online Bill Payer 2 FREE Visa Debit card or ATM card Eligible for Savings Builder Share Certificate Eligible for Savings Incentive Program featuring Fun Bucks Eligible for Student Reloadable Visa Card Eligible for Platinum credit card with parent or guardian as co-maker 1 Maximum Fun Bucks earnings per quarter may not exceed $100. Funds awarded and deposited into the Fun Bucks Account are contingent with certain restrictions that apply. 2 A monthly inactivity fee of $6.95 will be assessed if Bill Payer is not used to pay at least one bill during the previous 90 days per suffix enrolled.

6 Savings Incentive Program Fun Bucks At UCF FCU, we encourage young members to develop a lifelong habit of saving for their future. We ve made it fun and rewarding with our Saving Incentive Program. By participating in the program, your child can earn up to $400 each year in Fun Bucks! 1 Here s how it works: First, open a regular share savings account for a child. The account can be opened with as little as $5.00 and earns our regular share savings dividend rate. Deposits and withdrawals may be made just like a regular share savings account. Next, to enroll in the Saving Incentive program, establish a Fun Savings account for the child. The Fun Savings account is where you or the child will deposit money that is intended for long-term savings. As a reward for leaving the money in savings, the Fun Savings account will earn Fun Bucks. When $10 or more is deposited into your child s Fun Savings account each quarter, we will send your child a Fun Buck worth 5% of the total amount of deposits up to $100 per quarter or $400 per year. The child can bring the Fun Buck to any UCF FCU/CFE branch or they can mail in the Fun Buck for deposit to their Fun Bucks account. Fun Bucks really grow as the years go by. As long as no withdrawals are made from their Fun Savings Account during the time they are qualified for a particular youth group (i.e. Explorers: through age 11; Adventurers: through age 14; Innovators: through age 17), the amount earned in Fun Bucks deposits is theirs to keep! Savings Builder Share Certificate All youth accounts offer the ability to open a Savings Builder Share Certificate, a 6 month certificate with automatic renewal. With as little as $5, you can begin building your child s savings. With the capability to add funds to it at any time, you can build it however and whenever you wish. It earns a higher dividend rate than a regular savings account. Plus, as it grows to a higher balance, the rate climbs, too. The more your child saves, the more money they can earn. 1 Maximum Fun Bucks earnings per quarter may not exceed $100. Funds awarded and deposited into the Fun Bucks Account are contingent with certain restrictions that apply. A 1099 tax form will be issued by UCF FCU only for the year the member has met the contingencies necessary to receive the funds. Please consult your tax advisor with any questions.

7 Locations: Challenger Parkway Branch Challenger Parkway Orlando, FL Phone: (407) Fax: (407) Campus Branch Universi ty of Central Florida JT Washington Center - Bld. 26, Room 107 Orlando, FL Phone: (407) Fax: (407) University Commons Branch Corporate Boulevard, Suite #100 Orlando FL Phone: (321) Fax: (407) Phone: (UCF FCU Member info line) Online: facebook.com/ucffed twitter.com/ucffcu 1/12 Federally insured by NCUA

Contact us! MATT Locations: Phone: Online: Direct Deposit Rate Update

Contact us! MATT Locations: Phone: Online: Direct Deposit Rate Update Savings Services Savings Services We ll Help You Reach Your Financial Goals Whether you re interested in short-term savings with immediate access to your funds or long-range investments with high earning

More information

Checking Services (Share Draft Accounts)

Checking Services (Share Draft Accounts) Checking Services Checking Services (Share Draft Accounts) UCF FCU makes simple and convenient. Our accounts (called share draft accounts), offer flexible choices to access funds and make purchases - pay

More information

Checking & Savings Accounts. Essentials for your financial success

Checking & Savings Accounts. Essentials for your financial success Checking & Savings Accounts Essentials for your financial success The foundation for your financial success starts here Establishing a savings and checking account at Travis Credit Union is an introduction

More information

Checking & Savings Accounts Essentials for your financial success

Checking & Savings Accounts Essentials for your financial success Checking & Essentials for your financial success The foundation for your financial success starts here Establishing a savings and checking account at is an introduction to what we hope will be a lifelong

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions I noticed there was a $10 membership fee on the fee schedule. Will I need to pay the $10 to continue my membership? Since you are already a member, you are not required to pay

More information

SERVICE FEE SCHEDULE All fees subject to change.

SERVICE FEE SCHEDULE All fees subject to change. SERVICE FEE SCHEDULE effective November 1, 2015 MEMBERSHIP Establish Justice FCU Membership Share Savings Account, minimum deposit $5.00 CHECKING ACCOUNT Monthly Service Charges Justice National Account,

More information

Proud to assist on all their goals. See inside for a chance to Win Big and get your kids a Signing Bonus!

Proud to assist on all their goals. See inside for a chance to Win Big and get your kids a Signing Bonus! Proud to assist on all their goals. Children s Savings Playbook See inside for a chance to Win Big and get your kids a Signing Bonus! We love hockey as much as you do! ATB Financial is committed to Albertans,

More information

Welcome to SchoolsFirst Federal Credit Union

Welcome to SchoolsFirst Federal Credit Union Welcome to SchoolsFirst Federal Credit Union This guide will help you understand how your All Valley FCU accounts will be transitioning over to SchoolsFirst FCU. In the coming weeks, look for a guide on

More information

Dividends paid quarterly FREE ATM or Visa Check Card available FREE Internet account access and online bill pay

Dividends paid quarterly FREE ATM or Visa Check Card available FREE Internet account access and online bill pay Switch Kit for the Dividend Checking Account USF FCU Dividend Checking No monthly service charge No minimum balance requirement Unlimited check writing Overdraft protection available from share savings

More information

PRESS KIT PRESS KIT MEDIA CONTACT. Jerri Schmidt, EVP Marketing D 616.514.1607 TF 800.323.2129 E jerris@option1cu.org

PRESS KIT PRESS KIT MEDIA CONTACT. Jerri Schmidt, EVP Marketing D 616.514.1607 TF 800.323.2129 E jerris@option1cu.org PRESS KIT MEDIA CONTACT Jerri Schmidt, EVP Marketing D 616.514.1607 TF 800.323.2129 E jerris@option1cu.org INTRODUCTION What it means to be a credit union. People helping people WHAT IT MEANS TO BE A CREDIT

More information

Savings and Term Investment Accounts. Savings made easy, however you choose to do it.

Savings and Term Investment Accounts. Savings made easy, however you choose to do it. Savings and Term Investment Accounts Savings made easy, however you choose to do it. If you re looking for a savings account we have different types you can choose from, each slightly different to fit

More information

CORE SYSTEM CONVERSION OCT. 31 - NOV. 2 MEMBER GUIDE BOOK

CORE SYSTEM CONVERSION OCT. 31 - NOV. 2 MEMBER GUIDE BOOK CORE SYSTEM CONVERSION OCT. 31 - NOV. 2 MEMBER GUIDE BOOK THE ITEMS BELOW WILL REMAIN THE SAME AFTER OUR CORE CONVERSION LETTER FROM THE PRESIDENT CFE Federal Credit Union is in the process of converting

More information

Gold Checking Frequently Asked Questions:

Gold Checking Frequently Asked Questions: Gold Checking Frequently Asked Questions: What are the benefits of Gold Checking? High- dividend on balances up to $15,000. Nationwide ATM fees refunded up to $25 a month. Free Online and Mobile Banking

More information

Connecting ALL Your Banking Needs. How do I become a Member? Smart savings, made simple. SAVINGS

Connecting ALL Your Banking Needs. How do I become a Member? Smart savings, made simple. SAVINGS Connecting ALL Your Banking Needs. SAVINGS We all have multiple financial needs. Whenever you need to bank, borrow or plan and grow, Align is here to help you every step of the way in one of our branches,

More information

ReWARD Checking Frequently Asked Questions

ReWARD Checking Frequently Asked Questions ReWARD Checking Frequently Asked Questions Rewards and Qualifications What are the rewards for ReWARD Checking? Earn 1.50 % APY on balances up to $25,000. Earn 0.55% APY on any amount in excess of $25,000.

More information

PRACTICAL MONEY GUIDES PREPAID CARD BASICS. What you should know about using prepaid cards

PRACTICAL MONEY GUIDES PREPAID CARD BASICS. What you should know about using prepaid cards PRACTICAL MONEY GUIDES PREPAID CARD BASICS What you should know about using prepaid cards PREPAID CARDS AN ALTERNATIVE TO CASH A prepaid card is a card you load with money to make purchases anywhere a

More information

Kitsap Credit Union Membership

Kitsap Credit Union Membership Membership Benefits Kitsap Credit Union Membership Kitsap Credit Union is your local, not for profit financial co-op. As a co-op, we work towards the best interest of our members. Since 1934 we ve been

More information

Check List. SAC FCU 402 292 8000 www.sacfcu.com

Check List. SAC FCU 402 292 8000 www.sacfcu.com Check List Welcome to SAC Federal Credit Union ( SAC FCU ). SAC FCU is the largest locally owned financial institution in Sarpy County. SAC FCU offers Savings, Checking, Certificate Accounts, Auto Loans,

More information

PRACTICAL MONEY GUIDES PREPAID CARD BASICS. What you should know about using prepaid cards

PRACTICAL MONEY GUIDES PREPAID CARD BASICS. What you should know about using prepaid cards PRACTICAL MONEY GUIDES PREPAID CARD BASICS What you should know about using prepaid cards PREPAID CARDS AN ALTERNATIVE TO CASH A prepaid card is a card you can load with a set amount of money to allow

More information

TFCU Offers One-Stop Shopping for All Your Personal Financial Needs

TFCU Offers One-Stop Shopping for All Your Personal Financial Needs Summary of Services TFCU Offers One-Stop Shopping for All Your Personal Financial Needs Membership Welcome to Tinker Federal Credit Union. We invite you to take a look and see what we re all about, because

More information

Locations and Hours. Member Service Center PO Box 958471 Lake Mary, FL 32795-8471

Locations and Hours. Member Service Center PO Box 958471 Lake Mary, FL 32795-8471 Locations and Hours Member Service Center PO Box 958471 Lake Mary, FL 32795-8471 Phone: (407) 249-0008, option 0 Fax: (407) 380-2080 Monday Friday 7:00 a.m. 8:00 p.m. Saturday 8:30 a.m. 2:00 p.m. UCF Branches:

More information

Dimes to Riches Money Management for Teens in Grades 7-12

Dimes to Riches Money Management for Teens in Grades 7-12 Dimes to Riches Money Management for Teens in Grades 7-12 s e e r t n o row g t n s e o yd e n o M t a! h k t n a w b o n a k t u n By now yo Your parents are & Life is getting busy and you need cash for

More information

MEMBERSHIP GUIDE CONTACT US. Website: www.guthriefcu.org. Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840

MEMBERSHIP GUIDE CONTACT US. Website: www.guthriefcu.org. Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840 CONTACT US MEMBERSHIP GUIDE Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840 Tel: (570) 888-7135 Toll free: (877) 493-6161 Fax: (570) 882-9564 Email: info@guthriefcu.org Troy Branch Office 454 Canton

More information

Product Schedule Part A: Product Summary

Product Schedule Part A: Product Summary Product Schedule Part A: Product Summary Effective Date 1 October 2015 The Rock - A division of MyState Bank Limited (MyState) ABN 89 067 729 195 AFSL 240896 Australian Credit Licence Number 240896 A wholly

More information

Youth and Teen Accounts

Youth and Teen Accounts Fitzsimons Credit Union (Fitzsimons) strives to know all of our partners as individuals including our youngest members. Fitzsimons recognizes the need to provide complete financial education to our members

More information

+ Checking & Savings + Smart choices for managing Your money.

+ Checking & Savings + Smart choices for managing Your money. + Checking & Savings + Smart choices for managing Your money. Checking that fits your life. Choosing the right checking account can be downright confusing. At Align, we make it easy to build an account

More information

Pima Federal Visa Credit Cards Frequently Asked Questions (FAQs)

Pima Federal Visa Credit Cards Frequently Asked Questions (FAQs) Pima Federal Visa Credit Cards Frequently Asked Questions (FAQs) (Effective May 2013) APPLICATION PROCESS Q: Who can apply for a Pima Federal Visa Credit Card? A: Any member of Pima Federal is eligible

More information

TRUTH-IN-SAVINGS DISCLOSURE

TRUTH-IN-SAVINGS DISCLOSURE TRUTH-IN-SAVINGS DISCLOSURE LAST DIVIDEND DECLARATION DATE: 762015 The rates, fees and terms applicable to your account at the Credit Union are provided in this Truth-in-Savings Disclosure. The Credit

More information

Open your PFCU checking account. Choose from any of our great checking options. Call (208) 587-3304 or drop by any of our branches.

Open your PFCU checking account. Choose from any of our great checking options. Call (208) 587-3304 or drop by any of our branches. Three Simple Steps to Real Checking Value Open your PFCU checking account. Choose from any of our great checking options. Call (208) 587-3304 or drop by any of our branches. Transfer automatic deposits

More information

Contact Center 630.276.5555 800.942.0158 (toll-free) 8:30 am 4:00 pm. Learn more about your credit union at. hacu.org

Contact Center 630.276.5555 800.942.0158 (toll-free) 8:30 am 4:00 pm. Learn more about your credit union at. hacu.org Membership hacu.org Contact Center 630.276.5555 800.942.0158 (toll-free) Monday Wednesday Tues.,Thurs. & Fri. 8:30 am 5:00 pm 8:30 am 1:00 pm 8:30 am 4:00 pm Learn more about your credit union at hacu.org

More information

Savings and Bank Accounts

Savings and Bank Accounts LESSON 2 Savings Savings and Bank Accounts Quick Write Suppose a relative gives you a generous gift of $1,000 for your sixteenth birthday. Your parent or guardian says that you can spend $50 on things

More information

Savings & Investments

Savings & Investments Savings & Investments Contents The choice is yours 2 Transaction Accounts 2 Savings Accounts 3 Youth Accounts 5 Investments 7 Important information 9 The choice is yours Whether you want easy access to

More information

AmaZing Cash FAQs. About the Program

AmaZing Cash FAQs. About the Program AmaZing Cash FAQs About the Program 1. How does the AmaZing Cash program work? The AmaZing Cash program comes automatically with the AmaZing Cash Credit Card and the AmaZing Cash Signature Card. You earn

More information

Welcome to Broward HealthCare Federal Credit Union

Welcome to Broward HealthCare Federal Credit Union Welcome to Broward HealthCare Federal Credit Union what is a credit union? Credit Unions are member-owned cooperatives; in fact, that s why savings in a credit union are technically called shares. Unlike

More information

Get: Ages 12-22: An account designed for you! www.gtefcu.org. Ask how to get a $25 account credit!!

Get: Ages 12-22: An account designed for you! www.gtefcu.org. Ask how to get a $25 account credit!! Ages 12-22: An account designed for you! Get: A Savings Account A FREE Checking Account w/a Debit Card Earn reward points and get cool stuff Once-a-month forgiveness for a debit card overdraft fee Access

More information

AMP Banking Deposits. Right on the money

AMP Banking Deposits. Right on the money AMP Banking Deposits Right on the money Contents Features at a glance 3 Cash Management Account 4 Investment Builder Account 6 easysaver 8 Term Deposits 10 The complete banking solution 12 How to open

More information

Consumer Loan & VISA Rates October 1, 2015 (rates are subject to change)

Consumer Loan & VISA Rates October 1, 2015 (rates are subject to change) Consumer Loan & VISA Rates Loan Type Terms & Special Features Interest Rate (APR) 1 New and Used Auto Finance up to 120% of purchase price on new autos (not including tax, title, licensing and cancelable

More information

ACCOUNT JULY 2, 2012 WILL CHANGE YOUR CHECKING. The transition. will be seamless

ACCOUNT JULY 2, 2012 WILL CHANGE YOUR CHECKING. The transition. will be seamless YOUR CHECKING ACCOUNT WILL CHANGE JULY 2, 2012 The transition will be seamless Your account number, checks and debit card all remain the same. Your electronic transfers, bill pay and direct deposits will

More information

SHARE ACCOUNT TRUTH IN SAVINGS

SHARE ACCOUNT TRUTH IN SAVINGS COREPLUS FEDERAL C.U. 202 SALEM TPKE NORWICH, CT 06360 860-886-0576 HTTP://WWW.COREPLUS.ORG SHARE ACCOUNT TRUTH IN SAVINGS Federally Insured by NCUA Equal Opportunity Lender *** Equal Housing Lender The

More information

Savings & Checking. { http://youth.macu.com }

Savings & Checking. { http://youth.macu.com } Savings & Checking { http://youth.macu.com } Mountain America Credit Union knows that it s never too early to start learning critical money management skills. That s why we ve put this information together

More information

Personal. Savings & investments. Simple ways to get steady returns. Financial solutions. For life.

Personal. Savings & investments. Simple ways to get steady returns. Financial solutions. For life. Personal Savings & investments Simple ways to get steady returns Financial solutions. For life. Important information Please refer to the last page of this brochure for important information you should

More information

Loan & VISA Rates. December 1, 2014 (rates are subject to change)

Loan & VISA Rates. December 1, 2014 (rates are subject to change) Loan & VISA Rates Loan Type Terms & Special Features Interest Rate (APR) New and Used Auto Finance up to 115% of purchase price on new autos. Finance up to 115% Kelly Blue Book, applies to vehicles 7 years

More information

Annual Consumer Deposit Account Disclosure

Annual Consumer Deposit Account Disclosure Annual Consumer Deposit Account Disclosure March 2014 Banking Services: C H E C K I N G Back 2 Basics Checking Rate information: This account does not earn interest Minimum balance to avoid the imposition

More information

Westpac Savings & Investments. Savings and Term Investment Accounts

Westpac Savings & Investments. Savings and Term Investment Accounts Westpac Savings & Investments Savings and Term Investment Accounts Everyone is a little bit different in the way they save. The good news is we ve got lots of different savings accounts available, so you

More information

Guide to Current Accounts

Guide to Current Accounts Guide to Current Accounts Guide to Current Accounts Banks and building societies can offer you a choice of current accounts, but not all of them are the same. Your preference for a current account can

More information

Your Member Kit WELCOME. Here s everything you need to know about the transition from North Shore Manufacturers to Hanscom.

Your Member Kit WELCOME. Here s everything you need to know about the transition from North Shore Manufacturers to Hanscom. Your Member Kit WELCOME Here s everything you need to know about the transition from North Shore Manufacturers to Hanscom. Table of Contents Key Dates... 1 General Account Information... 2 Savings Accounts...

More information

Advice. Support. Savings. Rewards.

Advice. Support. Savings. Rewards. Advice. Support. Savings. Rewards. RBC Group Advantage Program The RBC Group Advantage program gives you what you need to get the most out of your everyday banking, with advice, support, savings and rewards

More information

Choose Alaska USA and save!

Choose Alaska USA and save! Choose Alaska USA and save! Open a new personal checking account with Alaska USA and get your first box of checks FREE. Alaska USA doesn t charge per-check fees regardless of how many you write per month.

More information

How to pay for College:

How to pay for College: How to pay for College: What are some ways in which we can pay for college?? What are some ways in which we can pay for college?? 1. Grants/Scholarships What are some ways in which we can pay for college??

More information

A GUIDE TO YOUR ACCOUNT

A GUIDE TO YOUR ACCOUNT Checking Accounts A GUIDE TO YOUR ACCOUNT It is important that you understand exactly how your Heartland Checking account works! We have created this Guide to explain key fees and terms of your personal

More information

Systems Upgrade Information Frequently Asked Questions

Systems Upgrade Information Frequently Asked Questions Systems Upgrade Information Frequently Asked Questions We ll be continually updating this page to ensure you have the most accurate and up-to-date information possible. Please check back often to stay

More information

CO-OP Prepaid Cards. Give your members options.

CO-OP Prepaid Cards. Give your members options. CO-OP Prepaid Cards Give your members options. Strengthen loyalty...decrease attrition... improve service. Offer your members the convenience of prepaid cards. SM CO-OP PREPAID CARDS Prepaid cards for

More information

Savings & Investments

Savings & Investments Savings & Investments Savings for the young & the young at heart The decisions you make about your money now will affect your life into the future. That s why it s important to put aside money regularly

More information

YOUR ACCOUNT YOUR PLAN. A GUIDE TO REGULAR SERVICE FEES FOR INDIVIDUAL MEMBERS Effective July 1, 2016

YOUR ACCOUNT YOUR PLAN. A GUIDE TO REGULAR SERVICE FEES FOR INDIVIDUAL MEMBERS Effective July 1, 2016 YOUR ACCOUNT YOUR PLAN A GUIDE TO REGULAR SERVICE FEES FOR INDIVIDUAL MEMBERS Effective July 1, 2016 1 TABLE OF CONTENTS WELCOME TO DESJARDINS... 2 YOUR CHEQUING ACCOUNT... 3 YOUR TRANSACTION PLAN... 5

More information

RBC Group Advantage. Banking at work for you.

RBC Group Advantage. Banking at work for you. RBC Group Advantage Banking at work for you. Advice. Support. Savings. Rewards. That s what sets RBC Group Advantage apart. Financial stress affects most of us at various times in our lives. RBC Group

More information

Marketing Services. Custom New Account Acquisition Campaign

Marketing Services. Custom New Account Acquisition Campaign Marketing Services Custom New Account Acquisition Campaign DCCU Adds Average of 300 New Cards/Month with Help of Advisors Plus Overview Client Profile Waynesboro DuPont Employees Credit Union opened in

More information

Rate and Fee Disclosures

Rate and Fee Disclosures Rate and Fee Disclosures 40 West Century Road Paramus, NJ 07652 PH: 201-599-5500 FX: 201-599-5505 TF: 888-554-2328 www.greateralliance.org This Rate and Fee Disclosure sets forth current conditions, rates,

More information

Module 2 Lesson 3 Narrative

Module 2 Lesson 3 Narrative Module 2 Lesson 3 Narrative What are savings tools/products/instruments? If you have a specific savings goal in mind and know the amount you need to save and how long you have to save for it, you have

More information

Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule

Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule (Effective November 6, 2015) REGIONS CHECKING With any Regions checking account, you get extra services to make banking

More information

Jeanne D Arc CREDIT UNION

Jeanne D Arc CREDIT UNION Credit Cards PLATINUM VISA CREDIT CARDS Jeanne D Arc CREDIT UNION PUT SOME CREDIT BUILDING POWER IN YOUR POCKET WITH A JEANNE D ARC VISA. It s the best of both worlds. You get a credit card that s accepted

More information

TRUTH IN SAVINGS DISCLOSURE

TRUTH IN SAVINGS DISCLOSURE TRUTH IN SAVINGS DISCLOSURE These are the accounts you have opened or inquired about. Further details about these accounts are included with this information. E-CONOMY CHECKING Activity fee: ELECTRONIC

More information

explore a new financial partner credit union benefits guide

explore a new financial partner credit union benefits guide explore a new financial partner credit union benefits guide Service 1st Friends you can bank on. Your organization or employer has partnered with Service 1st Federal Credit Union. As you read through this

More information

TRUTH-IN-SAVINGS ACT ACCOUNT DISCLOSURE. Checking. INSTITUTION Geauga Savings Bank 10800 Kinsman Road Newbury, OH 44065

TRUTH-IN-SAVINGS ACT ACCOUNT DISCLOSURE. Checking. INSTITUTION Geauga Savings Bank 10800 Kinsman Road Newbury, OH 44065 Basic : There are no minimum balance requirements for this account. Refer to the Service Fees Disclosure for a complete listing of fees and charges. Super : You must deposit $50.00 to open this account.

More information

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program Over $1,700 in total value and savings! TABIA Business and Personal Banking Program July 27, 2012 Program Overview RBC Royal Bank is pleased to provide TABIA members with a special banking program for

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS Welcome to Georgia United! Below you ll find answers to commonly asked questions. Our goal is to ensure that the transition process is seamless for you. If at any time you would like more information,

More information

Kids Clubs, Youth Savings, & Student Checking

Kids Clubs, Youth Savings, & Student Checking Kids Clubs, Youth Savings, & Student Checking Introduction Dear Client, Our new manual, Kids Clubs, Youth Savings, & Student Checking, is packed with successful marketing strategies and promotional campaigns

More information

products & services Building lifelong relationships one member at a time.

products & services Building lifelong relationships one member at a time. products & services Building lifelong relationships one member at a time. Joining CDC FCU For more than 60 years, CDC Federal Credit Union has been helping our members achieve their dreams with quality

More information

ANZ CashBack. programme guide

ANZ CashBack. programme guide ANZ CashBack programme guide CashBack rewards you for purchases you make with your CashBack card. Using your card CashBack Rewards CashBack rewards you for purchases you make with your CashBack card.

More information

Live healthy. Earn some cash.

Live healthy. Earn some cash. Stress Level Income Level Live healthy. Earn some cash. Welcome to HealthyRewards. HealthyRewards is an exciting new way to earn cash back. As a participant in HealthyRewards, you can earn up to $500 individually,

More information

YOUNG PROFESSIONALS. Guide to Getting Started on the Right Financial Foot. Presented by:

YOUNG PROFESSIONALS. Guide to Getting Started on the Right Financial Foot. Presented by: YOUNG PROFESSIONALS Guide to Getting Started on the Right Financial Foot Presented by: 1 As a young professional, you know that the financial choices you make today can impact your future goals and lifestyle.

More information

Checking Account Options January 1st, 2013 (rates are subject to change)

Checking Account Options January 1st, 2013 (rates are subject to change) Checking Account Options Earn with Eco-Checking. Good for you. Good for us all. Point West Credit Union is rooted in the cooperative nature of credit unions - we are all about people helping people. And

More information

It s in the Cards. Participant s Guide

It s in the Cards. Participant s Guide Savvy Saving Seniors It s in the Cards This material was prepared by a third party not affiliated with Bank of America or any of its affiliates and is for information and educational purposes only. The

More information

Banking Basics. Banking 101

Banking Basics. Banking 101 Banking Basics Banking 101 What will you learn today An introduction to common terms and concepts you will come across Basic accounts with common features What to think about when picking an account or

More information

EZ-SWITCH. Introducing an EASIER way for you to switch banks!

EZ-SWITCH. Introducing an EASIER way for you to switch banks! EZ-SWITCH Introducing an EASIER way for you to switch banks! Inside this guide, you will find the tools necessary to: Close your existing account and transfer any remaining funds Change your automatic

More information

BENEFITS QUALIFICATION CYCLE REQUIREMENTS

BENEFITS QUALIFICATION CYCLE REQUIREMENTS BENEFITS What are the benefits of MidWest Reward Checking? Earn 1.51% APY (Annual Percentage Yield) on balances through $10,000 Earn 0.26% APY on any amount in excess of $10,000 ATM fees refunded up to

More information

Business Accounts. Sole Proprietorship Partnership LLC C-Corp S-Corp Association* If incorporated, must be incorporated in the State of Florida.

Business Accounts. Sole Proprietorship Partnership LLC C-Corp S-Corp Association* If incorporated, must be incorporated in the State of Florida. Business Accounts Florida Telco Credit Union is proud to offer our members Business Accounts. This Business Account package is designed to give you a brief insight on what Florida Telco has to offer you.

More information

MY TRANSACTION TOOLS

MY TRANSACTION TOOLS MY TRANSACTION TOOLS 1 2 When you go into business, you have a specific goal: make money. You put all your energy into it and reap the rewards of your efforts. To achieve your goal, it s important to have

More information

Checking Account Options September 1st, 2013 (rates are subject to change)

Checking Account Options September 1st, 2013 (rates are subject to change) Checking Account Options Earn with Eco-Checking. Good for you. Good for us all. Point West Credit Union is rooted in the cooperative nature of credit unions - we are all about people helping people. And

More information

2016 DollarWise Summer Youth Contest Final Quiz Study Guide

2016 DollarWise Summer Youth Contest Final Quiz Study Guide 2016 DollarWise Summer Youth Contest Final Quiz Study Guide The DollarWise Summer Youth Contest Final Exam questions are designed to test your full knowledge of the information provided in the contest.

More information

Financial News For The Valued Members Of Corner Post Federal Credit Union

Financial News For The Valued Members Of Corner Post Federal Credit Union The Corner Post Financial News For The Valued Members Of Corner Post Federal Credit Union Help Spread the Word! Thanks to recent approval from the National Credit Union Administration (NCUA), Corner Post

More information

$25. Opening Deposit on us!* For more information please contact: BRANCH AND ATM LOCATIONS WHO IS THE SF POLICE CREDIT UNION? WHAT DO WE OFFER?

$25. Opening Deposit on us!* For more information please contact: BRANCH AND ATM LOCATIONS WHO IS THE SF POLICE CREDIT UNION? WHAT DO WE OFFER? SFPCU Welcomes Contra Costa SO WHO IS THE SF POLICE CREDIT UNION? The SF Police Credit Union has provided financial services since 1953. We are a non-profit, financial institution that is cooperatively

More information

Mates Rates Package. From your friends at Kiwibank.

Mates Rates Package. From your friends at Kiwibank. Mates Rates Package. From your friends at Kiwibank. Join Kiwibank today and while you re a Mates Rates member, you ll get even better value banking. Check out what you ll get: Everyday Accounts Choice

More information

Savings Accounts. You& Preparing For What s Important.

Savings Accounts. You& Preparing For What s Important. You&We Savings Accounts You& Preparing For What s Important. Standard Savings REGULAR SAVINGS ACCOUNT* The more you save now, the more options you will have when it comes to making large purchases or planning

More information

UNIVERSITY FEDERAL CREDIT UNION ABILITY CARD TERMS AND CONDITIONS

UNIVERSITY FEDERAL CREDIT UNION ABILITY CARD TERMS AND CONDITIONS UNIVERSITY FEDERAL CREDIT UNION ABILITY CARD TERMS AND CONDITIONS Please keep these Terms and Conditions handy and refer to them when you need to. And remember, whenever you have a question, you can call

More information

Truth in Savings. Page 1 of 7

Truth in Savings. Page 1 of 7 Dividend rates and corresponding yields for all products are listed on Andrews Federal Credit Union s (Andrews Federal) rate schedule, a copy of which will be provided to you at the time you open your

More information

Facebook.com/lapfcu Twitter.com/lapfcu

Facebook.com/lapfcu Twitter.com/lapfcu Free Box of basic Image Checks On an annual basis, if You qualify for Member Benefits, You are eligible to receive one free box of basic image checks every 12 months for each checking account under the

More information

1. What are the advantages of the new High rate Checking Account?

1. What are the advantages of the new High rate Checking Account? Frequently Asked Questions (FAQ) High Rate Checking Freedom is introducing a new Checking Account type called High Rate Checking. This is the result of several years of research, and designed to meet the

More information

WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED?

WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED? WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED? Make the switch and join the Bronco family. Maybe you re unhappy with the service you get at your bank. Perhaps you re paying too much for their products. Could

More information

MOBILE BANKING IS HERE

MOBILE BANKING IS HERE EMBARK CREDIT UNION MARCH 2015 MOBILE BANKING IS HERE YOUR SMARTPHONE JUST GOT SMARTER When we introduced online banking years ago, our goal was to enable you, our members, to transact your financial business

More information

Prepaid White Paper. Two Approaches for Credit Unions to Take Advantage of the Prepaid. Student/Teen Program Opportunity

Prepaid White Paper. Two Approaches for Credit Unions to Take Advantage of the Prepaid. Student/Teen Program Opportunity Prepaid White Paper Student/Teen Program Opportunity Two Approaches for Credit Unions to Take Advantage of the Prepaid Student/Teen Program Opportunity This white paper outlines the student/teen market,

More information

Rate and Fee Disclosures

Rate and Fee Disclosures Rate and Fee Disclosures 40 West Century Road Paramus, NJ 07652 PH: 201-599-5500 FX: 201-599-5505 TF: 888-554-2328 www.greateralliance.org This Rate and Fee Disclosure sets forth current conditions, rates,

More information

banking Better for Less member services, loans & benefits It s ALL inside. Everything you expect from your bank and more. www.lcfcu.

banking Better for Less member services, loans & benefits It s ALL inside. Everything you expect from your bank and more. www.lcfcu. It s ALL inside. Everything you expect from your bank and more. member services, loans & benefits Better banking for Less Loans. Deposits. Insurance. Investments. www.lcfcu.org a tradition of Service Library

More information

Mates Rates Package. From your friends at Kiwibank.

Mates Rates Package. From your friends at Kiwibank. Mates Rates Package. From your friends at Kiwibank. Join Kiwibank today and while you re a Mates Rates member, you ll get even better value banking. Check out what you ll get: Everyday Accounts Choice

More information

Rewards Banking. The more you bank, the more benefits you receive. Earn higher rates on select products. Take advantage of account services

Rewards Banking. The more you bank, the more benefits you receive. Earn higher rates on select products. Take advantage of account services Rewards Banking The more you bank, the more benefits you receive. Earn higher rates on select products Take advantage of account services Save with special discounts Get money back on select fees All Rabobank

More information

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable. Not Applicable.

Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable. Not Applicable. It s important that you understand exactly how your Basic Banking checking account works. We ve created this summary to explain the fees and some key terms of your account. ELIGIBILITY The Basic Banking

More information

MILLENNIUM BANK TO SWITCH ANY AUTOMATIC PAYMENTS SO THEY LL COME OUT OF YOUR NEW MILLENNIUM BANK ACCOUNT.

MILLENNIUM BANK TO SWITCH ANY AUTOMATIC PAYMENTS SO THEY LL COME OUT OF YOUR NEW MILLENNIUM BANK ACCOUNT. SWITCH TO MILLENNIUM BANK.. WE LL MAKE IT EASY, EVERY STEP OF THE WAY. 1. SET UP YOUR NEW ACCOUNT FILL OUT OUR NEW ACCOUNT INFORMATION AND WE LL HAVE EVERYTHING WE NEED TO ESTABLISH YOUR NEW ACCOUNT. 2.

More information

Insights. Pamper Yourself. Ready to Buy a Car? What are You Saving For? MyFund Savings Can Get You There. Medicare Can Be Tricky Free Options Workshop

Insights. Pamper Yourself. Ready to Buy a Car? What are You Saving For? MyFund Savings Can Get You There. Medicare Can Be Tricky Free Options Workshop FALL 2011 Insights The newsletter for Weber State Credit Union members Pamper Yourself With Great Merchandise & Travel Rewards Ready to Buy a Car? What are You Saving For? MyFund Savings Can Get You There

More information

Truth in Savings Disclosure

Truth in Savings Disclosure First Community Credit Union Truth in Savings Disclosure Effective Date: 1702 Park Avenue Beloit, WI 53511 608-362-9077 6079 E. Riverside Blvd. Rockford, IL 61114 815-316-3052 2701 N. Pontiac Drive Janesville,

More information

What are the benefits of MoneyMaking Checking when I meet al qualifications? What are the requirements that must be met to qualify for the benefits?

What are the benefits of MoneyMaking Checking when I meet al qualifications? What are the requirements that must be met to qualify for the benefits? What are the benefits of MoneyMaking Checking when I meet all qualifications? Earn 2.01% APY (Annual Percentage Yield) on balances up to $25,000 Earn 0.25% APY on any amount in excess of $25,000 (APY earned

More information

Equitable Bank Home Equity Line of Credit

Equitable Bank Home Equity Line of Credit Equitable Bank Home Equity Line of Credit Your guide on how to get the most from your combined mortgage and Home Equity Line of Credit Inside the Equitable Bank Home Equity Line of Credit Look forward

More information