INSURANCE SERVICES OFFICE, INC. FREQUENTLY ASKJ:D QUESTIONS REGARDING PUBLIC PROTECTION CLASSIFICATION INFORMATION

Transcription

1 INSURANCE SERVICES OFFICE, INC. FREQUENTLY ASKJ:D QUESTIONS REGARDING PUBLIC PROTECTION CLASSIFICATION INFORMATION, Corporate Headquarters: Insurance Services Office; Inc. 545 Washington Blvd. JERSEYCIlY, N.J (800) ' Westem Regional Office: Insurance Services Office,lnc 111 North Canal Street, Suite 950 Chicago, IL (800) Eastem Regional'Offic8: Irisurance'ServicesOffice, Inc 4BEves'Oiive Suite 200,', Marlton, NJ (800)444:4554 '

2 In the early 19005, major U,S.citiCll suffere4 disastrous fircll that dclllroyed billions of dollars' worth of property. In the aftermath, insurance companies realized that they needed advance information on the firecloss characteristics of individual communities. ISO's Public Protection Classification (ppctm) procclls evolved from that need. The PPC program gives insurers credible data to help them develop premiums that fairly reflect the risk of loss in 11 paiticular location. The following information reviews the evolution of the classification procclls and providcll an overview of the criteria that ISO employs to review fire-suppression delivery systems... Where did the PPC program come from? In 1866, the Na60nalBoard ~ffire Underwriters (NBFU) opened its doors to prqmote fire prevention and public fire protection. After Ii number of conflagrations, including the great Baltimore ftre of "which claimed 140 acres, more than 70 blocks, and 1,526 buildings - the NBFUeXpilnded its scope, developing the Municipal Inspection and Grading System. Under that p~grani, engineers evaluaied the fjre potential of many.. ci ties. In CCllponse, :those citjes improved their public fire-protection systems. Since 1909, the Municipal inspection and Grading System and its successors have been an important part of the underwti\ing and ratingj>cocclls for insurers writing_~",rs",o",i1al",-"an",d,,--- --:- commercial fire policicll; ISO"s PPCprogram is a direct descendent of the earlier grading systems. What is ISO's role? ISO is the principal providei,of rating and statistical information for the insurance industry in the United StatCll: ISO evaluatesinany aspects of insurance underwriting,. including public fire protection, flood risk, and the adoption and enforcement of building CodCll. ISO also eva1uate.~ sprillidered and nonsprinldered commercial buildiilgs and CCllidential properties and supplies important underwriting and rating information for. insurers.. ISO is an advisory organization, and insurers may us~ ISO's information, modify it, or. not use it, as they see fit.. ISO conducts PPC surveys as a service tl? the.insurance industry and docll not cbarge a fee to fire departments.or their communities. Many communiticll. use the PPC as a berichmark for measuring the effectiveness of their fire-protection services. The PPC program is also a tool that helps communities plan for, budget, and justify improvements. How does tbe ppe program work? The ppe program prqvidcll important, up-to-date information about municipal fireprotection services throughout the country. ISO's ej(pert statf collects information about the quality of public fire protection in more than 45,000 fire districts across the United States. In each of those fire districts, ISO analyzes the relevant data and assigns a Public Page 1 of 17 1S0 Properties. Inc

3 Protection Classification - a number from 1 to 10. Class I represents exemplary fire protection, and Class 10 indicates that the area's fire-suppression program does not meet ISO's minimum criteria. Virtually all U.S. insurers of homes and business property use ISO's Public Protection Classifications in calculating premiums. In general, the price of insurance in a community with a good PPC is substantially lower than in a community with a poor PPC, assuming all other factors are equal. A community's PPC depends on: fire alarm and communication systems, including telephone systems, telephone lines, staffing, and dispatching systems the fue department, including equipment, staffing, training, and geographic distribution offuecompanies. the water supply system, including the condition and maintenance of hydrants, and a careful evaluation of the amount of available water compared with the amount needed to suppress fues. What are the benefits of the PPC program Cor individual communities? The PPC program recogruzes the efforts of communities to Provide fue-protection services for citizens and property owners. By offering economic benefits for communities that invest in their fuefighting services, the program provides a real incentive for improving and maintaining public fire protection. The program also provides help for flie departments and other public officials as they plan for, budget, and justify improvements. But the most significant benefit of the PPC program is its effect on losses. Statistical data on insurance losses.bears out the relationship between excellent fire protection - as measured by the PPC program - and low fire Josses. By helping communities prepare to fight flies effectively, ISO's PPC program saves lives. What is the FSRS? ISO's Fire Suppression Rating Schedule (FSRS) is a manual that provides uniform criteria for evaluating a jurisdiction's fire department, water supply, and communications systems. The FSRS references nationally accepted standards developed by the National Fire Protection Association (NFPA) and the American Water Works Association (A WW A). State insurance regulators throughout the United States have approved the FSRS as a tool for rating property insurance. ISO conducts the PPC evaluations in 45 states. Independent state rating bureaus conduct public protection surveys, under license 8/02101 Page20f 17 e ISO Propertles.lnc;; 2001

4 from ISO, in the remaining five states. 'Three of the independent-bureau states use the current edition of the FSRS, and two use an earlier edition. NFPA standards include criteria for receipt and dispatch of fire alarms and for various aspects of the fife department, including apparatus service tests, hose tests, apparatus construction, and equipment. A WW A standards evaluate water supply and distribution systems, as well as fire hydrant design and maintenance. How does ISO evaluate the different aspects oenre-protection service? Using the FSRS, ISO objectively reviews the fire"suppression capabilities of a community. The FSRS allocates credit by evaluating three major features: receiving and handling offrre alarms, the frre department, and the water supply. A review of the fire-alarm system accounts for 10% of the total classification. The review centers upon a conrrnunity's facilities and support for handling and dispatching fire alarms... A review of the fife department accounts for 50% of the total classification. ISO focuses on a fire department's first-alarm response and initial attack to minimize potential loss. Here, ISO reviews such items as engine companies,ladder or service companies,._i------;---'duli,stribution-of-fire-stations-and-frre-comp"anies,eqlllpment Carriea;'o"'n"-=ap::-;p";araStu-;C:s=, p"!::um=p=:ci<=n-=g capacity, reserve apparatus, department manning, and training. A review of the water-supply system aecounts for 40% of the total classification. ISO reviews the water supply a community uses for fife suppression, including hydrant size, type, and installation, as well as the inspection frequency and condition offrre hydrants. Docs ISO acknowledge the breadth of a community's nrc-service dutlcs~ ISO does recognize and support the.dynamic responsibilities of a community's fire service. However, the purpose of the ISO survey is to gather information to determine a PPC, which insurers use for underwriting purposes and to calculate premiums for frre insurance. The FSRS recognizes fire-protection features only as they relate to suppression of fires in structures. In many communities, fire suppression may be only a small percentage of the fire department's overall rcsponsibility. ISO understands the complex decisions that a- community must make in planning and delivering emergency services. ISO will also provide technical information on how those decisions may affect a community's PPC. What is the Community Outreach Program? ISO's Community Outreach Program is a way of identifying communities that have made changes that may affect their PPC gradings. Under the program, communities peiiodically receive a letter with a questionnaire and a map of their fire jurisdiction. TIle letter asks community officials to complete the Page 3 0/ 17 o ISO Properties;lnc 2001

5 questionnaire. Upon receiving a community's questionnaire, ISO performs an analysis to detennine whether the community has made significant changes in its fire-suppression system. Based on that review of the changes, ISO may ask to conduct a survey and update the PPC. Examples of significant changes include annexations or changes in the boundaries of the fire district, new or closed fire stations, water system improvements, or changes in the way the community receives and handles fire alarms. Although such changes may not directly affect the classification, they may change which properties receive the benefit of the classification. How does ISO decide whether to do a new survey? In scheduling surveys, ISO depends primarily on the information acquired through the Community Outreach Program. However, any time a community has made improvements and would like to request a survey, community officials should contact; ISO. How does ISO score a community's fire protection? ISO looks at three aspects of a community's fire-suppressiou delivery system: fire I di:"' ~sp~a... tc... h"-, fi~lre"'-""del'artment, and water suwjy~after~ompletingjhe-fieldsu1 ey,-iso'-_ analyzes the datitand calculates a classification. The grading then undergoes a quality : review. The community will receive a notification letter identifying the new. classification. ISO also' provides a hydrant-flow summary sheet, along with the classification details. The classification details summarize each subcategory and indicate the total points the community obtained. What do I do If my classification Is worse? If ISO calculates a protection class worse than the previous one, ISO will notify the community. However, at tl!<ltst~g~,i~()_\vilillotdistribute the information to the insurance industry to use for premium calculations. ISO will identify for the community the features that affect the classification. If the community then wishes to improve its. classification, it will have up to one year to make improvements. During that time, the previous classification will remain as the distributed classification; ISO also recognizes that communities may not wish to make changes. If the community decides not to improve the classification, or does not notify ISO ofany desire tultnprove, ISO will publish the new classification. What is a split classification? When ISO develops a single classification for a community, all of tlle community's properties receive that classification. In many communities, ISO develops a split classification (for example, 5/9). Generally, the first class, (Class 5 in the example) applies to properties within five road miles of a fire station and within 1000 feet of a fire hydrant. The second class (Class 9 in tlle example) applies to properties within five road 1.1'02101 Page 4 of17

6 miles of a fire station but beyond 1000 feet of a.hydrant. ISO generally assigns Class 10 to properties beyond five road miles. What does a community need to be evaluated? If Ii community wishes to be evaluated for a fire-protection classification, the community must have the following minimum facilities and practices: A. Organization The community must have a fire department,organized pennanenuy under applicable state or local laws. The organization must include one person responsible for the operation of the department, usually with the tiile of "chief." The fire department must serve an area with definite boundaries. If a community does not have a fire department operated solely by or for the governing body of that community, the fire department providing such service must do so under legal contract or resolution. When a fire department's service area involves more then one community, each of the communities served should have a contract. B. Membership The department must have sufficient membership to assure the response of at I---~------teasf 4 mem15ers to firesin structures. The chief may be one of the responding members. C. Training The fire department must conduct training for active members, at least 2 hours every 2 months. D. Alarm notification Alarm facilities and arrangements must be such that there is no delay in the n:ceipt of alarms and the dispatch of firefighters and apparatus. E. Apparatus The department must have at least one piece of apparatus meeting the general criteria of National Fire Protection Association (NFPA) Standard 1901, Automotive Fire Apparatus. F. Housing The department must house apparatus to provide protection from the weather. If the community does not meet these minimum criteria, ISO will assign the community a Class 10. &'02101 PageSof Inc. 2001

7 How docs a community obtain a Class 9 rating? To receive a Class 9 grading, in addition to the minimum facilities listed in the previous answer, a community must have at least one piece of apparatus with a pump capacity of 50 gpm at 150 psi and at least a 300-gallon water tank. The community must also earn a score of at least 70 points on the following items: A. Records Records must indicate the date, time, and location of fires, the number of responding members, meetings, training sessions, and maintenance of apparatus and equipment. Each community must also keep an up-to-date roster of fire department members. B. Equipment The community must also provide the following equipment: 1. At least two ISO-foot lengths of *-inch or I-inch fire department booster hose, 1 Yz-inch preconnected hose, or the equivalent, each with a nozzle capable of discharging either a spray or straight stream. 2. Two portable fire extinguishers suitable for use on Class A, 10 points prorated. 15 points each B, and C fires. The minimum size should be 20-BC rating '=~=~ in dry chemical, 100BCrating in~, and 2A rating in 2 pomts each water-type extinguishers. 3. One 12-foot ladder with folding hooks 10 points 4. One 24-foot extension ladder 15 points 5. One pick-head axe 1 point 6. Two electric hand lights 2 points each 7. One pike pole 2 points 8. One bolt cutter 2 points 9. One claw tool 1 point 10. One crowbar 1 point ISO will reduce the total score by 2 points for each 10% that the apparatus exceeds the manufacturer's gross vehicle weight rating. Note: Apparatus weighing in excess of street or bridge 16adingmaximultiS111ay cause a reduction in the credit for response area. All the criteria, specifications, and tools listed above are important in establishing Class 9 protection. However, the specific size and nomenclature of each individual subitem may be subject to local conditions in the community graded. ISO may credit equipment having other names, or different dimensions, than indicated in the apparatus specifications. Page 6 of 17 e ISOPropertl.s, 100:;-2001

8 What are the requirements for a Class 8 or better rating? For a Class 8 rating or better, a community must provide the following additional minimum facilities: A. There must be a minimum water supply of 250 gpm for a 2-hour duration for fue. protection in the area.. If the fue department delivers the 250 gpm through tanker shuttle, large diameter hose, or other alternative water snpply, the water must be available within 5 minutes of the arrival of the first due apparatus, and the department must maintain the flow, without interruption, for the 2-hour duration. Other criteria are important to this delivery system. Upon request, ISO will provide additional information. B. The fire department must have at least one piece of suitably equipped apparatus with a pump of at least 250-gpm capacity rated at 150 psi. Are there minimum requirements for other classifications? There are no minimum requirements for other classifications. ISO allocates points to each of the evaluated components using the cumulative points in the FSRS schedule. I~----~The-fonowing ladle shows!lie points and the corresponding classification. ~ Points ' or more to to to to to to to to to /O2lO1 Page 'C ISO Properties, 100., 2001 '-

9 What does ISO evaluate during a survey, and what are the relative weights? Receiving and Handling of Fire Alarms 1. Receipt of fire alarms by commercial telephone - ISO compares the number 2% of telephone lines provided with'the number of telephone lines needed for emergency and business calls. The number of needed lines depends on the population served by the communication center. ISO also evaluates directory listings. 2. Operators - ISO compares the number of fire alarm operators provided with 3% the number of operators needed. The number of needed operators depends on the number of alarms received and also on whether the community is meeting its performance standard for receiving and dispatching alarms. 3. Alarm dispatch circuits - All fire departments (except for single-station 5% departments with full-time personnel receiving alarms directly at the station) need adequate means of notifying personnel of fire locations. ISO evaluates the type and arrangement of those facilities. Receiving and Handling of Fire Alanns Total: 10% 4. Pumpers - ISO c~mpares the number ofin-service pumpers and the 10% ' equipment cariied with the number of needed pumpers and the equipment identified in the FSRS (or equivalency list). The number of needed pumpers depends on the size of the response district and also on the Basic Fire Flow. 5. Reserve pumpers - ISO evaluates the adequacy of the pumpers and thcir 1 % components with one (or more in larger commnnities) pumper out of service. 6. Pump capacity - ISO compares the pump capacity of the in-service 5% pumpers (and pumps on other apparatus) with the Basic Fire Flow. ISO considers a maximum Basic Fire Flow of 3,500 gpm. 7. Ladder/service - Communities use ladders, tools, and equipment normally 5% carried on ladder trucks for ladder operations, as well as for forcible entry, ventilation, salvage, and overhaul. The number and type of apparatus depend on the height of the buildings, needed fire flow, and response distance. '!V02lO1 Page 8 of 17 e ISO Properties. Inc:, 2001'

10 8. Reserve ladder and/or service - ISO compares the adequacy ofladder and 1 % service apparatus when one (or more in larger communities) apparatus is out of service. 9. Distribution of companies - ISO credits the percentage of the community 4% within specified response distances of pumpers (1 ~ miles) and ladder/service apparatus (2~ miles). 10. Company personnej- ISO credits the personnel available for first alarms of 15% fire. For personnel not normally in the fire station (for example, volunteers), ISO reduces the value of the responding members to reflect the delay due to decision, comlmmication, or assembly. ISO then applies an upper limit for the credit for manning, as it is impractical for. a very large number of personnel to operate a piece of apparatus. 11. Training - Trained personnel are vital to a competent fire-suppression force. 9% ISO evaluates training facilities and their producti vity; training at fire stations; training of fire officers, drivers, and recruits; and building familiarization and prefire planning inspections. Water Supply Fire Department Total: 50% 12. Adequacy of water supply - ISO compares the available water supply at 35% representative community locations with the needed fire flows for those locations. The supply works, the distribution system, or'fire-hydrant distribution may limit the available supply. 13. Hydrants: size, type, and installation - ISO evaluates the design capacity of 2% fire hydrants. 14. Hydtants: inspection and condition - ISO evaluates the frequency of fire- 3% hydrant inspection, the completeness of the inspections, and the condition of the hydrants. Water Supply Total: 40% Divergence IS. Divergence - An inadequate water supply may limit the ability of even the best fire departroent to suppress fires. Similarly, an inadequate fire department may not be able to make effective use of an abundant water supply. So, if the quality of the fire department and the water supply are different, ISO adjusts the total score downward to reflect the limiting effect of the less adequate item on the better one. Survey Total: 100%' Pag<yg or 17 elso Properties, Inc., 2001

11 How many engine companies does the community need? The number of engine companies a community needs is based on the building with the fifth-highest needed fire flow. (The needed fire flow is ISO's calculation of the amount of water necessary to extinguish a fire in a fully involved building.) The fifth-highest needed fire flow is also known as the Basic Fire Flow. Number of needed engine companies by Basic Flre Flow: Basic Flre Flow. GPM ,250-2,500 3,000-3,500 Number of Needed Engine Companies What types of engine company equipment does ISO evaluate? Points!lguiQment and hose Needed CreditlUnit Total Points Booster tank 300 gal 1110 gal 30 Hose: Booster I 200ft 3/50 ft 12 IIi-inch: carried '. 400 ft 3/50 ft 24 spare (may also be carried) 200ft 2150 ft 8 21l-inch: spare (may also be carried) 200ft 3/50ft 12 Heavy stream appliance (1000 gpm) Distributing nozzle Foam nozzle (Hi inch minimum) Foam: Carrie<! 10 gal 3/5 gal 6 Spare (may also be carried) 15 gal 215 gal 6 Nozzles: 21l-inch straight stream with shutoff l-inch combination with shutoff Ill-inch combination with shutoff SCBA equipment (30-minute minimum) Extra cylinders (carried) Salvage covers (12 ft x 18 ft) Handlight (4V wet or 6V dry) Hose clamp Hydrant gate (21l-inch) Burst hose jacket (21l-inch) Gated wye (2Y.. x 1 Y.. x 1 Y..) Extra preconnected lll-inch hose may substitute for booster hose. 2 A heavy stream device is Dot needed for a Basic Fire Flow of less Ulan 1500 gpm. 8I02JOI Pago 10 of 17 CflSO Prope~ies.lnc

12 Radio: Mounted Portable Ladders: 12- or 14-ft roof ft extension Annual tests: Pumper (see table A, below) Hose (see tableb, below) Total: 654 The fire apparatus should also have supply hose and fire-fighting hose. For maximum credit, the engine company should carry 1,200 feet of hose. This can be 1,200 feet of 21f.! inch or larger supply hose or a combination of 2-, 21f.!-, or 3-inch hose (up to 400 feet) and 21f.!-inch or larger hose (up to 800 feet). Average Interval between 3 MostRecencTests 1 year 2 years 3 years 4 years 5 years or more. Table A. Pumper Service Tests Mwmum-Points- redit o NFPAStandard 1911,S/aMard/arService Tests ojfire Pump Systems on Fire Appara/us, describes Pumper Service Tests. A Pumper Set'lice Test is similar to the Certification Test described in NFPA Standard 1901, except that the duration is rednced to 20 minutes at 150 psi, 10minuies psi, aud 10 minutes at 250 psi. The overload lest is not a necessary part of the ISO review Page e ISO Propertios, lno., ~

13 TableB Hose Service Tests Maximum Points Credit Average Interval between Test Pressure 3 Most Recent Tests 250 psi 200 psi 150 psi 1 year 2 years 3 years years years or more o o o NFP A Standard 1962, Care, Maintenance and Use of Fire Hose, describes Fire Hose Tests. When the hose-test freq\1ency, pressure, or both vary for 2~-inch and larger hose and for Hlz-inch hose, ISO prorates the credit using 65% for the 2~-inch and larger hose and 35% for the 1~-inch hose. Large diameter hose (!DR) in excess of3" in diameter should be tested in accordance with NFPA The highest test pressure needed for 3" in diameter and smaller hose is 250 psi. -I------Note: If the community conducts tests bufkeeps no records of the tests, ISO will reduce the applicable points credit by 20% for tables A and B. Either the fue department or an independent testing agency can perform the tests. In either case,the tests should conform with the appropriate NFP A standard. Is there a maximum age for app~ratus? There is no age requirement in the FSRS criteria. ISO uses NFP A standards to define whether or not the apparatus meets general requirements. In addition, the pumper apparatus must pass a pump test. ISO will credit the pumper with its capability (gallons per minute) at a net pump pressure of 150 psi. Aerial apparatus must also pass a service test (including a nondestructive test at least every 5 years). Is there equivalent pumper equipment that ISO may credit? ISO recognizes and will accept equipment equivalent to what the FSRS outlines. To request a list of acceptable equipment, contact ISO at , or visit ISO's website at Page 2OO1

14 What types of service-company equipment does ISO evaluate? Points Equipment Needed Credi tluni t Total Points Large spray nozzle (500 gpm minimum) SCBA equipment (30 minute minimum) Extra cylinders (carried) Salvage covers (12 ft x 18 ft) Electric generator (2500 watt) Floodlight (500 watt) Smoke ejector Oxyacetylene cutting unit Power saw Handlight (4V wet or 6V dry) Hose rouer (equipment Hoist) Pike pole (plaster hook): 6-foot foot foot Radio: MOWlted POrta1:ile Ladder: 10-ft collapsible ft extension Total: 334,/ - What types of ladder-company equipment does ISO evaluate? The following ladder-company equipment is in addition to the service-company equipment listed above: EqUipment Needed Points CreditlUnit Total Points Ladder 16-ft roof ft roof ft roof ft extension ft extension Elevated stream device I Aerialladder/elevating platform I Annual tests (see table C) Total: Of sufficient height to reach the roof of any building or 100 feet, whichever is less. ISO prorates the credit if existing equipment has Insufficient reach. 1lf02IOl Page 13 of 17 Q ISO Properties, Inc., 2001

15 Average Interval between 3 Most Recent Tests 1 year 2 years 3 years 4 years 5 years or more TableC Aerial Ladder/EJevating Platform Tests Maximum Points Credit o NFPA Standard 1914, Testing Fire Department Aerial Devices, describes tests for aerial ladder and elevating platfonns. Note: If there are no records of tests, ISO will reduce the applicable points credit by 20% b~q. Th>es ISO credit equivalent ladder or service equipment? ISO recognizes and will accept equipment equivalent to what the FSRS outlines. To I request-a-list-ot-acceptaole equivalents, contact ISO at , or visit ISO's website at What is the needed fire flow for buildings in a community? On request, ISO will provide a report of the needed fire flow of the buildings that ISO has surveyed in a community. To learn more about detennlning needed fire flows, contact ISO at Does ISO credit automatic aid? Automatic aid is assistance dispatched automatically by contractual agreement between two communities or fire districts. 11lat differs from mutual aid, or assistance arranged case by case. ISO will recognize an automatic aid plan under the following conditions: 1. It must be prearranged for first-alarm response according to a defmite pi~~ It is preferable to have a written agreement, but ISO may recognize demonstrated perfonnance. 2. The aid fuust offset a need in the community ISO is surveying. For example, if a community needs a ladder company and the fire department does not have one, but a neighboring community's ladder company responds by automatic aid agreement, credit may be available Page 14 of 17 e ISO PropertlM, Inc.; 2001

16 .'. 3. The aiding ladder company must cover at least 50% of the needed ladder company Standard Response District by hydrant count in the community being graded. Note: Various insurance underwriting plans may consider other I;riteria for automatic aid; therefore, ISO evaluates all automatic aid plans. Credit for responding automatic aid companies depends on the value of the automatic aid arrangements, determined by the following criteria: 1. Communication facilities - The alarm dispatch circuit between the department communication centers, or between a central communication center and the alding fire station, should be the equivalent of the needed facilities in the community that ISO is surveying. 2. Receipt of alarm - The aiding departments should receive all alarms from the community being surveyed and dispatch their companies, according to the dispatch protocol. 3. Interdepartmental training - The communities should conduct the following interdepartmental training: a. Quarterly half-day, multiple-company drills with automatic aid companies b. Semiannual half-day, multiple~ompany drills with automatic aid COmI1lliaru!!J ""e.~"c c. Annual half-day,multiple~ompany drills with automatic aid companies 4. Fire ground commu.nications a. Common mobile and portable radio-frequency capability How does ISO credit training? ISO reviews credit for training as follows: A. Facilities, aids, and use: 1. Facilitie.s and aids: a. Drill tower b. Fife building (including smoke room) c. Combustible liquid pif d. Library and training manuals e. Slide or overhead projectors f. Movie projector or VCR g. Pump cutaway h. Hydrant cutaway 3 In areas where by federal, stale, or local officials prohibit the use of combustible.liquid pits, credit may be available for a video depicting extinglushment of flammable-liquid ftres. 8I02Jot Pago t5 of t7 ISO Propertles,lnc., NOt

17 2. Use: a. Half-day (3-hour) drills, 8 per year b. Half-day (3-hour) multiple-company drills, 4 per year c. Night drills (3-hour), 2 per year Note: ISO may credit a single-company drlli under a and c; ISO may credit multipje-company drills under a. b, and c. B. Company training Company training at fire stations, 20 hours per member per month C. Classes for officers 2 days (6 hours each) per year for all officers D. Driver and operator training 4 half-day (3-hour) sessions per year E. New driver and operator training Classes for new drivers and operators, 40 hours F. Training on radioactivity or hazardous materials.. 1 half-day (3-hour) session per member per year G. Recruit training 240 hours per recruit H. Prefire planning inspections I_~'--- --'The-community-should~ru~n""a p"'re"'finplanning inspection of each commercial, industrial, institutional, and other similar structure twice a year for maxlmum credit in the FSRS. Records of the inspections should include complete and up-to-dafe notes and sketches. 1. If the community's records are incomplete, ISO will reduce the total points credited for training by up to 20 points each for items A through H. Will the FSRS recognize a community's alternative water-supply system? The FSRS does recognize alternative water-supply systems, including dry hydrants, suction points, large-diameter hose relays, and hauled water using tanker shuttles. The water-clelivery system must be available 365 days a year and provide 250 gpm for a. 2-hour duration, within 5 minutes of the arrival of the fust apparatus. If a community uses a dry hydrant or suction supply point, ISO may need certification of the water capacity available during a 50-year drought cycle. Many state and local governments have geological engineers or hydrologists who can provide that information. Agood. place to start is with the local department of environmental conservation. ISO treats dry hydrants with suction points in the.same way as it treats standard fire hydrants. Any property within 1000 feet of a dry hyclrant may be eligible for a protection class better than Class 9, providing the building is within 5 road miles of a responding fire station and the community has obtained 20% credit or more under the FSRS. ISO may extend credit beyond 1000 feet of a fire hydrant when the company uses a largediameter hose, if the fire department can demonstrate a standard procedure for deployment of hose and also establish a rejay opemtion.. at02lo1 Page e ls0ptoperties; Iii<>

18 ISO may extend credit for the use oftariker-sjl,.wtle operations. In general, ISO divides the tan1cer capacity (rn!~us 10% to account fo'piilage and incomplete Ulling and discharge) by the sum~the fin time, travel tille, and discharge time o(~ach tanker to determine a gpm capa(jity. ISO considers all tankers, as well as the us' j()f automatic aid apparatus. If the c0!t.' '.'...'ru.' ty is capable of increasing the 250 gpm Withil-"!...'.;.i.15 minutes of the arrival of the initi '. y,'paratus, and maintaining the flow for the durat,t~)fl (usually 2 hours), ISO will credit, higher supply rate..': ~'~. For more information a~ut alternative water supplies, including lanker shuttles, contact ISO at '., What if I have additional questions? If you have any additional questions or concerns, call ISO at , or visit ISO Mitigation Online at -.,-' 8/02101 Page