THE LAW SOCIETY OF THE AUSTRALIAN CAPITAL TERRITORY

Size: px
Start display at page:

Download "THE LAW SOCIETY OF THE AUSTRALIAN CAPITAL TERRITORY"

Transcription

1 Complee he form in BLOCK LETTERS Provide deails on separae shees if required To Responden Address THE LAW SOCIETY OF THE AUSTRALIAN CAPITAL TERRITORY Personal Injury Claim ificaion pursuan o he Civil Law (Wrongs) Amendmen Regulaion 2004 Name of firm Name of solicior Poscode 1. Your personal deails Mr Mrs Miss Ms Oher Dae you firs consuled a solicior Dae you firs idenified he responden 2. Acciden/Inciden Deails How were you injured? Dae of birh Moor Vehicle Acciden Work Acciden Healh Providers Ac or Omission Public Liabiliy Oher Posal address or as above Poscode Dae of acciden Time of acciden am pm Place of acciden (include sree and own if applicable) Poscode Poscode Please provide a descripion of he acciden Have you even been known by anoher name? Give deails below Are you legally represened? Give deails G /04

2 Do you know if police, ambulance, fire brigade or any oher emergency service aended he acciden? Name of service Give deails below Who in your opinion, oher han he responden, caused he acciden? Name of person who aended Poscode Conac deails Are you receiving, or eniled o, any oher forms of compensaion as a resul of his acciden? (For example, workers compensaion) Do you know if any winess saemens were aken (for example by police)? Winess 1 Give deails below Give deails below Name of insurance company Type of policy Policy/Claim number Have you lodged a claim? Winess 2 Poscode Give deails below Dae claim lodged Claim number 3. Medical Deails Wha are your injuries from he acciden? (lis all injuries) Poscode

3 Did you go o hospial afer he acciden? Please provide your employmen deails Name of hospial Name of employer Dae Who has reaed you for your injuries since he acciden? Lis all docors, surgeons, physioherapiss, specialiiss ec. (Please include annexure if here is no enough room) Conac person s name Conac phone number Workplace address Name Poscode Address (pracice or surgery) Usual weekly working hours Ordinary Overime Phone number Poscode Wha reamen or rehabiliaion have you had? Usual weekly earnings (include overime, regular bonuses and commission) Gross (before ax) Ne (afer ax) $ $ Descripion of duies 4. Employmen deails Have you los income as a resul of his acciden/inciden? Is he work you do or your weekly earnings differen because of he acciden? Give deails below Please advise your employmen saus Full ime employed Par ime employed Self employed Casual Reired Suden/Child Home duies working Pension (please describe) Oher (please describe) If self employed: Have you los income from self employmen in your own business because of he acciden? Give deails below

4 Name and naure of business Name of service provider Accounans name Dae Time am pm Place Accounans conac deails Did he healh service provider provide any wrien or oral informaion or warning? Phone number If yes, please provide deails Esimae of earning loss (if known, give deails of how much you believe you have los and how you calculaed he amoun. You mus be able o give copies of your axaion reurns, group cerificaes and assessmen noices). $ Dae Place Time am pm Warning given: 5. Claim agains healh service providers Is he claim agains a healh service provider? (eg a docor) If yes, wha is he medical condiion for which you sough reamen? Is he claim relaed o a new injury or he worsening of a pre-exising injury? New Pre-Exising Wha did he healh service provider do or no do which caused he injury or worsened a pre-exising injury? Did you consen o he reamen given o you by he healh service provider which has given rise o he injury? Was i wrien or oral consen? Wrien Oral Do you believe he healh service provider failed o inform you of he risks involved in he reamen you underook? When and where was he consen given? Place If yes, please provide deails as o when you believe he informaion should have or could have been provided o you Dae

5 Moor Vehicle Accidens If he injury was caused by a moor vehicle acciden, please complee he following quesions oherwise urn o he nex page Do you have he regisraion number of he vehicle you consider a faul? There is an obligaion on you as he claiman o provide evidence of seps aken o find ou he regisraion number or he owner of he vehicle you consider a faul. Please lis any acion aken by you o find he regisraion number or he name of he person who drove he vehicle you consider a faul. (Please aach any proof such as newspaper adverisemen or discussions wih any winesses ec) Type of vehicle (if known) Vehicle you were ravelling in Regisraion number Type of vehicle If you were a driver/passenger, were you wearing a sea bel? If you were a moorbike rider/cyclis, were you wearing a helme? Regisraion number Give deails below Diagram of Acciden Draw a diagram of he acciden. Include all inersecions, srees, roads and heir names. Show he poin of impac and posiion of vehicles. Use his box Symbols vehicle ha caused he acciden oher vehicle(s) ec pedesrian, cyclis, ec Example diagram Inersecion Souh Sree Eas Road 2 1 Poin of impac

6 Auhorisaion Signaure of injured person address Poscode *If anoher person signed on behalf of he injured person. Deails of he person who signed auhorise he responden and he responden s insurer for he claim (if any) o have access o he following records and sources of informaion relevan o he claim which occurred on: Relaionship o he injured person 1) Clinical noes in he possession of a healh service provider who reaed or assessed he injured person for he pre-exising injury or condiion 2) Clinical noes in he possession of a hospial (including a privae hospial) where he inured person received reamen relevan o he personal injury 3) Records in he possession of an ambulance or oher emergency service ha reaed or assised he injured person in relaion o he personal injury 4) Clinical noes in he possession of a healh service provider who reaed or assessed he injured person in relaion o he personal injury 5) Wage, leave and work hisory records in he possession of (i) he injured person s employer (ii) anyone else who employed he injured person a any ime during he 3 years before he acciden. The responden and he responden s Insurer (if any) mus no use records and sources of informaion accessed under sub regulaion (1) oherwise han for a purpose relaed o he claim. The person mus provide he injured person wihin one monh wih copies of any documens obained pursuan o his auhorisaion. Reason why he injured person could no sign Documens o accompany noice of claim The noice of claim mus be accompanied by he following documens: a) for a claim oher han a claim agains a healh service provider a copy of any cerificae signed by a docor relevan o he personal injury o which he claim relaes ha is in he claiman s possession. b) for a claim agains a healh service provider a copy of any advice or warnings given o he injured person by he healh service provider abou he reamen claimed o have given rise o he personal injury ha is in he claiman s possession. c) for a claim agains a healh service provider a copy of any consen given o he healh service provider by he injured person abou he reamen claimed o have given rise o he personal injury ha is in he claiman s possession. d) a copy of any oher documen on which he claiman currenly expecs o rely for he claim ha is in he claiman s possession.

Compulsory Third Party Personal Injury Claim Notification

Compulsory Third Party Personal Injury Claim Notification Compulsory Third Party Personal Injury Claim tification To claim damages for personal injuries in a motor vehicle accident, please complete this form in BLOCK LETTERS 2. Do you have a solicitor acting

More information

Grant Application Format

Grant Application Format Gran Applicaion Forma Organizaions applying for Gran are requesed o submi his applicaion along wih he projec proposal o: The Program Manager Coca-Cola India Foundaion Enkay Towers, Udyog Vihar Phase V

More information

Motor Accident Notification Form (MANF)

Motor Accident Notification Form (MANF) Motor Accident tification Form (MANF) As prescribed under section 84(2)(a) of the Road Transport (Third-Party Insurance) Act 2008 For Compulsory Third-Party (CTP) Insurance Claims in the Australian Capital

More information

Outline of Medicare Supplement Coverage

Outline of Medicare Supplement Coverage Underwrien by Serling Life Insurance Company Ouline of Medicare Supplemen Coverage Benefi Char of Medicare Supplemen Plans Sold wih Effecive Daes on or afer June 1, 2010 TX OC (09/11) Medicare Supplemen

More information

As your trusted banking partner, Hang Seng Bank is committed to helping your company achieve success with a full range of solutions for your business

As your trusted banking partner, Hang Seng Bank is committed to helping your company achieve success with a full range of solutions for your business As your rused banking parner, Hang Seng Bank is commied o helping your company achieve success wih a full range of soluions for your business needs and joinly provides qualiy and affordable group medical

More information

TOI: H02I Individual Health - Accident Only Sub-TOI: H02I.000 Health - Accident Only Application for Accidental Death Policy/UAIN-TAP(03)

TOI: H02I Individual Health - Accident Only Sub-TOI: H02I.000 Health - Accident Only Application for Accidental Death Policy/UAIN-TAP(03) TOI: H02I Individual Healh - Acciden Only Sub-TOI: H02I.000 Healh - Acciden Only Produc Name: Projec Name/Number: / Filing a a Glance Company: Unied American Insurance Company Produc Name: Applicaion for

More information

Child Protective Services. A Guide To Investigative Procedures

Child Protective Services. A Guide To Investigative Procedures Child Proecive Services A Guide To Invesigaive Procedures The purpose of his brochure is o help you undersand he Child Proecive Services (CPS) reporing and response process. Please conac your CPS worker

More information

CAREER MAP HOME HEALTH AIDE

CAREER MAP HOME HEALTH AIDE CAREER MAP HOME HEALTH AIDE CAREER MAP HOME HEALTH AIDE Home healh aides are one of he fases growing jobs in New York Ciy. Wih more educaion, home healh aides can move ino many oher ypes of jobs in healh

More information

SEB Commodity Sector Index Series. Index Rules January 2014

SEB Commodity Sector Index Series. Index Rules January 2014 EB Commodiy ecor ndex eries ndex Rules January 2014 PART A 1. nroducion 1.1 ndex Descripion The EB Commodiy ecor ndex eries (The ndices ) is a family of benchmark indices ha covers all he major commodiy

More information

GoRA. For more information on genetics and on Rheumatoid Arthritis: Genetics of Rheumatoid Arthritis. Published work referred to in the results:

GoRA. For more information on genetics and on Rheumatoid Arthritis: Genetics of Rheumatoid Arthritis. Published work referred to in the results: For more informaion on geneics and on Rheumaoid Arhriis: Published work referred o in he resuls: The geneics revoluion and he assaul on rheumaoid arhriis. A review by Michael Seldin, Crisopher Amos, Ryk

More information

LECTURE: SOCIAL SECURITY HILARY HOYNES UC DAVIS EC230 OUTLINE OF LECTURE:

LECTURE: SOCIAL SECURITY HILARY HOYNES UC DAVIS EC230 OUTLINE OF LECTURE: LECTURE: SOCIAL SECURITY HILARY HOYNES UC DAVIS EC230 OUTLINE OF LECTURE: 1. Inroducion and definiions 2. Insiuional Deails in Social Securiy 3. Social Securiy and Redisribuion 4. Jusificaion for Governmen

More information

MSCI Index Calculation Methodology

MSCI Index Calculation Methodology Index Mehodology MSCI Index Calculaion Mehodology Index Calculaion Mehodology for he MSCI Equiy Indices Index Mehodology MSCI Index Calculaion Mehodology Conens Conens... 2 Inroducion... 5 MSCI Equiy Indices...

More information

Nikkei Stock Average Volatility Index Real-time Version Index Guidebook

Nikkei Stock Average Volatility Index Real-time Version Index Guidebook Nikkei Sock Average Volailiy Index Real-ime Version Index Guidebook Nikkei Inc. Wih he modificaion of he mehodology of he Nikkei Sock Average Volailiy Index as Nikkei Inc. (Nikkei) sars calculaing and

More information

TAX INFORMATION A handbook for Washington state employers

TAX INFORMATION A handbook for Washington state employers Unemploymen Insurance TAX INFORMATION A handbook for Washingon sae employers Revised Ocober 2014 This book provides an overview and general guidance abou unemploymen axes I does no serve as law Specific

More information

Impact of scripless trading on business practices of Sub-brokers.

Impact of scripless trading on business practices of Sub-brokers. Impac of scripless rading on business pracices of Sub-brokers. For furher deails, please conac: Mr. T. Koshy Vice Presiden Naional Securiies Deposiory Ld. Tradeworld, 5 h Floor, Kamala Mills Compound,

More information

Answer, Key Homework 2 David McIntyre 45123 Mar 25, 2004 1

Answer, Key Homework 2 David McIntyre 45123 Mar 25, 2004 1 Answer, Key Homework 2 Daid McInyre 4123 Mar 2, 2004 1 This prin-ou should hae 1 quesions. Muliple-choice quesions may coninue on he ne column or page find all choices before making your selecion. The

More information

Chapter 8: Regression with Lagged Explanatory Variables

Chapter 8: Regression with Lagged Explanatory Variables Chaper 8: Regression wih Lagged Explanaory Variables Time series daa: Y for =1,..,T End goal: Regression model relaing a dependen variable o explanaory variables. Wih ime series new issues arise: 1. One

More information

SHB Gas Oil. Index Rules v1.3 Version as of 1 January 2013

SHB Gas Oil. Index Rules v1.3 Version as of 1 January 2013 SHB Gas Oil Index Rules v1.3 Version as of 1 January 2013 1. Index Descripions The SHB Gasoil index (he Index ) measures he reurn from changes in he price of fuures conracs, which are rolled on a regular

More information

Morningstar Investor Return

Morningstar Investor Return Morningsar Invesor Reurn Morningsar Mehodology Paper Augus 31, 2010 2010 Morningsar, Inc. All righs reserved. The informaion in his documen is he propery of Morningsar, Inc. Reproducion or ranscripion

More information

DYNAMIC MODELS FOR VALUATION OF WRONGFUL DEATH PAYMENTS

DYNAMIC MODELS FOR VALUATION OF WRONGFUL DEATH PAYMENTS DYNAMIC MODELS FOR VALUATION OF WRONGFUL DEATH PAYMENTS Hong Mao, Shanghai Second Polyechnic Universiy Krzyszof M. Osaszewski, Illinois Sae Universiy Youyu Zhang, Fudan Universiy ABSTRACT Liigaion, exper

More information

Package SJP. Parameter Symbol Conditions Rating Unit Remarks Transient Peak Reverse Voltage V RSM 30 V Repetitive Peak Reverse Voltage, V RM 30 V

Package SJP. Parameter Symbol Conditions Rating Unit Remarks Transient Peak Reverse Voltage V RSM 30 V Repetitive Peak Reverse Voltage, V RM 30 V V RM = 30 V, I F(AV) = A Schoky Diode Daa Shee Descripion is a Schoky diode ha is low forward volage drop, and achieves high efficiency recificaion circui. Package SJP (2) Feaures Low Sauraion Volage High

More information

NASDAQ-100 Futures Index SM Methodology

NASDAQ-100 Futures Index SM Methodology NASDAQ-100 Fuures Index SM Mehodology Index Descripion The NASDAQ-100 Fuures Index (The Fuures Index ) is designed o rack he performance of a hypoheical porfolio holding he CME NASDAQ-100 E-mini Index

More information

GUIDE GOVERNING SMI RISK CONTROL INDICES

GUIDE GOVERNING SMI RISK CONTROL INDICES GUIDE GOVERNING SMI RISK CONTROL IND ICES SIX Swiss Exchange Ld 04/2012 i C O N T E N T S 1. Index srucure... 1 1.1 Concep... 1 1.2 General principles... 1 1.3 Index Commission... 1 1.4 Review of index

More information

97 (Ninety seven) Members attended the meeting either through person or in proxy (as per the attendance register).

97 (Ninety seven) Members attended the meeting either through person or in proxy (as per the attendance register). MINUTES OF EIGHTH ANNUAL GENERAL MEETING OF THE MEMBERS OF M/S. DQ ENTERTAINMENT (INTERNATIONAL) LIMITED HELD ON WEDNESDAY, SEPTEMBER 30, 2015 AT 2.30 PM AT HOTEL 'THE PLAZA', 6-3-870, TOURISM PLAZA, GREENLANDS,

More information

SKF Documented Solutions

SKF Documented Solutions SKF Documened Soluions Real world savings and we can prove i! How much can SKF save you? Le s do he numbers. The SKF Documened Soluions Program SKF is probably no he firs of your supplier parners o alk

More information

I. Basic Concepts (Ch. 1-4)

I. Basic Concepts (Ch. 1-4) (Ch. 1-4) A. Real vs. Financial Asses (Ch 1.2) Real asses (buildings, machinery, ec.) appear on he asse side of he balance shee. Financial asses (bonds, socks) appear on boh sides of he balance shee. Creaing

More information

Prostate Cancer. Options for Localised Cancer

Prostate Cancer. Options for Localised Cancer Prosae Cancer Opions for Localised Cancer You or someone you know is considering reamen opions for localised prosae cancer. his leafle is designed o give you a shor overview of he opions available. For

More information

Return Calculation of U.S. Treasury Constant Maturity Indices

Return Calculation of U.S. Treasury Constant Maturity Indices Reurn Calculaion of US Treasur Consan Mauri Indices Morningsar Mehodolog Paper Sepeber 30 008 008 Morningsar Inc All righs reserved The inforaion in his docuen is he proper of Morningsar Inc Reproducion

More information

LOC # BLD # STREET, CITY, COUNTY, STATE, ZIP+4 CITY LIMITS INTEREST YR BUILT PART OCCUPIED OUTSIDE TENANT

LOC # BLD # STREET, CITY, COUNTY, STATE, ZIP+4 CITY LIMITS INTEREST YR BUILT PART OCCUPIED OUTSIDE TENANT M COMMERCIAL INSURANCE APPAION APPAN INFORMAION SECION AGENCY NAIC CODE: UNDERWRIER FAX (A/C, No.): POIES OR PROGRAM REQUESED POY NUMBER UNDERWRIER OFF. CODE: AGENCY CUSOMER ID: SAUS OF RANSACION SUB CODE:

More information

Appendix D Flexibility Factor/Margin of Choice Desktop Research

Appendix D Flexibility Factor/Margin of Choice Desktop Research Appendix D Flexibiliy Facor/Margin of Choice Deskop Research Cheshire Eas Council Cheshire Eas Employmen Land Review Conens D1 Flexibiliy Facor/Margin of Choice Deskop Research 2 Final Ocober 2012 \\GLOBAL.ARUP.COM\EUROPE\MANCHESTER\JOBS\200000\223489-00\4

More information

FINANCIAL AID. The law suspends aid eligibility for students convicted under federal or state law of sale or possession

FINANCIAL AID. The law suspends aid eligibility for students convicted under federal or state law of sale or possession FINANCIAL AID The mission of he Office of Financial Aid and Scholarships is o assis sudens in obaining funds o achieve heir educaional poenial. The universiy provides assisance o sudens hrough hree basic

More information

4. International Parity Conditions

4. International Parity Conditions 4. Inernaional ariy ondiions 4.1 urchasing ower ariy he urchasing ower ariy ( heory is one of he early heories of exchange rae deerminaion. his heory is based on he concep ha he demand for a counry's currency

More information

Getting to grips with hoisting people

Getting to grips with hoisting people Healh and Safey Execuive Geing o grips wih hoising people HSE informaion shee A shor guide This informaion shee explains he problems associaed wih hoising people and ses ou guidance o deal wih hem. I covers

More information

HealthSelectSM. 2015 Medical Benefits Member Guide. Active employees. Retirees who are not eligible for Medicare. September 1, 2014 August 31, 2015

HealthSelectSM. 2015 Medical Benefits Member Guide. Active employees. Retirees who are not eligible for Medicare. September 1, 2014 August 31, 2015 HealhSelecSM www.healhselecofexas.com www.myuhc.com/hs of Texas 2015 Medical Benefis Member Guide Sepember 1, 2014 Augus 31, 2015 This guide is for: Acive employees Reirees who are no eligible for Medicare

More information

Fifth Quantitative Impact Study of Solvency II (QIS 5) National guidance on valuation of technical provisions for German SLT health insurance

Fifth Quantitative Impact Study of Solvency II (QIS 5) National guidance on valuation of technical provisions for German SLT health insurance Fifh Quaniaive Impac Sudy of Solvency II (QIS 5) Naional guidance on valuaion of echnical provisions for German SLT healh insurance Conens 1 Inroducion... 2 2 Calculaion of bes-esimae provisions... 3 2.1

More information

Chapter 7. Response of First-Order RL and RC Circuits

Chapter 7. Response of First-Order RL and RC Circuits Chaper 7. esponse of Firs-Order L and C Circuis 7.1. The Naural esponse of an L Circui 7.2. The Naural esponse of an C Circui 7.3. The ep esponse of L and C Circuis 7.4. A General oluion for ep and Naural

More information

Section 24 exemption application

Section 24 exemption application Fr ffice use nly Auhrisain number: Secin 24 exempin applicain This frm is fr persns applying fr an exempin under secin 24 f he Plumbers, Gasfiers, and Drainlayers Ac 2006. This exempin auhrises a persn

More information

MEDIA KIT NEW YORK CITY BAR

MEDIA KIT NEW YORK CITY BAR MEDIA KIT NEW YORK CITY BAR The New York Ciy Bar is he premier professional membership associaion for lawyers in he greaer New York Meropolian area. Wih over 24,000 aorney and law suden members, we represen

More information

Hedging with Forwards and Futures

Hedging with Forwards and Futures Hedging wih orwards and uures Hedging in mos cases is sraighforward. You plan o buy 10,000 barrels of oil in six monhs and you wish o eliminae he price risk. If you ake he buy-side of a forward/fuures

More information

REGULATIONS OF THE COMPLIANCE UNIT 21/07/15

REGULATIONS OF THE COMPLIANCE UNIT 21/07/15 REGULTIONS OF THE COMPLINCE UNIT /07/5 5 CONTENT TITLE I. NTURE, OBJECT, ND MENDMENT ricle. Naure and Objec ricle. mendmen TITLE II. COMPOSITION ricle. Composiion and Posiions ricle 4. Direcor of Compliance

More information

Table of contents Chapter 1 Interest rates and factors Chapter 2 Level annuities Chapter 3 Varying annuities

Table of contents Chapter 1 Interest rates and factors Chapter 2 Level annuities Chapter 3 Varying annuities Table of conens Chaper 1 Ineres raes and facors 1 1.1 Ineres 2 1.2 Simple ineres 4 1.3 Compound ineres 6 1.4 Accumulaed value 10 1.5 Presen value 11 1.6 Rae of discoun 13 1.7 Consan force of ineres 17

More information

Circuit Types. () i( t) ( )

Circuit Types. () i( t) ( ) Circui Types DC Circuis Idenifying feaures: o Consan inpus: he volages of independen volage sources and currens of independen curren sources are all consan. o The circui does no conain any swiches. All

More information

Duration and Convexity ( ) 20 = Bond B has a maturity of 5 years and also has a required rate of return of 10%. Its price is $613.

Duration and Convexity ( ) 20 = Bond B has a maturity of 5 years and also has a required rate of return of 10%. Its price is $613. Graduae School of Business Adminisraion Universiy of Virginia UVA-F-38 Duraion and Convexiy he price of a bond is a funcion of he promised paymens and he marke required rae of reurn. Since he promised

More information

OPERATION MANUAL. Indoor unit for air to water heat pump system and options EKHBRD011ABV1 EKHBRD014ABV1 EKHBRD016ABV1

OPERATION MANUAL. Indoor unit for air to water heat pump system and options EKHBRD011ABV1 EKHBRD014ABV1 EKHBRD016ABV1 OPERAION MANUAL Indoor uni for air o waer hea pump sysem and opions EKHBRD011ABV1 EKHBRD014ABV1 EKHBRD016ABV1 EKHBRD011ABY1 EKHBRD014ABY1 EKHBRD016ABY1 EKHBRD011ACV1 EKHBRD014ACV1 EKHBRD016ACV1 EKHBRD011ACY1

More information

PROFIT TEST MODELLING IN LIFE ASSURANCE USING SPREADSHEETS PART ONE

PROFIT TEST MODELLING IN LIFE ASSURANCE USING SPREADSHEETS PART ONE Profi Tes Modelling in Life Assurance Using Spreadshees PROFIT TEST MODELLING IN LIFE ASSURANCE USING SPREADSHEETS PART ONE Erik Alm Peer Millingon 2004 Profi Tes Modelling in Life Assurance Using Spreadshees

More information

Chabot College Physics Lab RC Circuits Scott Hildreth

Chabot College Physics Lab RC Circuits Scott Hildreth Chabo College Physics Lab Circuis Sco Hildreh Goals: Coninue o advance your undersanding of circuis, measuring resisances, currens, and volages across muliple componens. Exend your skills in making breadboard

More information

Documenting Uncertain Times: Post-graduate Transitions of the. Academically Adrift. Cohort. Josipa Roksa

Documenting Uncertain Times: Post-graduate Transitions of the. Academically Adrift. Cohort. Josipa Roksa Documening Uncerain Times: Pos-graduae Transiions of he Academically Adrif Cohor Richard Arum Esher Cho Jeannie Kim Josipa Roksa Acknowledgmens This research projec is organized by he Social Science Research

More information

A Re-examination of the Joint Mortality Functions

A Re-examination of the Joint Mortality Functions Norh merican cuarial Journal Volume 6, Number 1, p.166-170 (2002) Re-eaminaion of he Join Morali Funcions bsrac. Heekung Youn, rkad Shemakin, Edwin Herman Universi of S. Thomas, Sain Paul, MN, US Morali

More information

The Time Value of Money

The Time Value of Money THE TIME VALUE OF MONEY CALCULATING PRESENT AND FUTURE VALUES Fuure Value: FV = PV 0 ( + r) Presen Value: PV 0 = FV ------------------------------- ( + r) THE EFFECTS OF COMPOUNDING The effecs/benefis

More information

Title Manager System

Title Manager System Tile Manager Sysem Produc User Manual Sison Ld. 47 Wellingon Square, Hasings, TN34 1PN info@sison.com www.sison.com Table of Conens Inroducion... 3 Books... 4 Creaing a new ile record... 5 Tile... 5 Conribuor...

More information

Module 4. Single-phase AC circuits. Version 2 EE IIT, Kharagpur

Module 4. Single-phase AC circuits. Version 2 EE IIT, Kharagpur Module 4 Single-phase A circuis ersion EE T, Kharagpur esson 5 Soluion of urren in A Series and Parallel ircuis ersion EE T, Kharagpur n he las lesson, wo poins were described:. How o solve for he impedance,

More information

Acceleration Lab Teacher s Guide

Acceleration Lab Teacher s Guide Acceleraion Lab Teacher s Guide Objecives:. Use graphs of disance vs. ime and velociy vs. ime o find acceleraion of a oy car.. Observe he relaionship beween he angle of an inclined plane and he acceleraion

More information

The Application of Multi Shifts and Break Windows in Employees Scheduling

The Application of Multi Shifts and Break Windows in Employees Scheduling The Applicaion of Muli Shifs and Brea Windows in Employees Scheduling Evy Herowai Indusrial Engineering Deparmen, Universiy of Surabaya, Indonesia Absrac. One mehod for increasing company s performance

More information

AP Calculus BC 2010 Scoring Guidelines

AP Calculus BC 2010 Scoring Guidelines AP Calculus BC Scoring Guidelines The College Board The College Board is a no-for-profi membership associaion whose mission is o connec sudens o college success and opporuniy. Founded in, he College Board

More information

Markit Excess Return Credit Indices Guide for price based indices

Markit Excess Return Credit Indices Guide for price based indices Marki Excess Reurn Credi Indices Guide for price based indices Sepember 2011 Marki Excess Reurn Credi Indices Guide for price based indices Conens Inroducion...3 Index Calculaion Mehodology...4 Semi-annual

More information

Equities: Positions and Portfolio Returns

Equities: Positions and Portfolio Returns Foundaions of Finance: Equiies: osiions and orfolio Reurns rof. Alex Shapiro Lecure oes 4b Equiies: osiions and orfolio Reurns I. Readings and Suggesed racice roblems II. Sock Transacions Involving Credi

More information

Diagnostic Examination

Diagnostic Examination Diagnosic Examinaion TOPIC XV: ENGINEERING ECONOMICS TIME LIMIT: 45 MINUTES 1. Approximaely how many years will i ake o double an invesmen a a 6% effecive annual rae? (A) 10 yr (B) 12 yr (C) 15 yr (D)

More information

Basic NaturalsTY 5742 WEST HAROLD GATIY DRIW SALTLAKECITY;, U l XNll~~ : )- ; Phone 801-517-7000 Fax 801-517-7003.

Basic NaturalsTY 5742 WEST HAROLD GATIY DRIW SALTLAKECITY;, U l XNll~~ : )- ; Phone 801-517-7000 Fax 801-517-7003. Basic NauralsTY LLC 5742 WEST HAROLD GATIY DRIW SALTLAKECITY;, U l XNll~~ : )- ; Phone 80-57-7000 Fax 80-57-7003 : December 29,2004 VIA: Cerified Mail Food and Drug Adminisraion 200 C Sree S.W. Washingon,

More information

BALANCE OF PAYMENTS. First quarter 2008. Balance of payments

BALANCE OF PAYMENTS. First quarter 2008. Balance of payments BALANCE OF PAYMENTS DATE: 2008-05-30 PUBLISHER: Balance of Paymens and Financial Markes (BFM) Lena Finn + 46 8 506 944 09, lena.finn@scb.se Camilla Bergeling +46 8 506 942 06, camilla.bergeling@scb.se

More information

ARCH 2013.1 Proceedings

ARCH 2013.1 Proceedings Aricle from: ARCH 213.1 Proceedings Augus 1-4, 212 Ghislain Leveille, Emmanuel Hamel A renewal model for medical malpracice Ghislain Léveillé École d acuaria Universié Laval, Québec, Canada 47h ARC Conference

More information

WHAT ARE OPTION CONTRACTS?

WHAT ARE OPTION CONTRACTS? WHAT ARE OTION CONTRACTS? By rof. Ashok anekar An oion conrac is a derivaive which gives he righ o he holder of he conrac o do 'Somehing' bu wihou he obligaion o do ha 'Somehing'. The 'Somehing' can be

More information

1 HALF-LIFE EQUATIONS

1 HALF-LIFE EQUATIONS R.L. Hanna Page HALF-LIFE EQUATIONS The basic equaion ; he saring poin ; : wrien for ime: x / where fracion of original maerial and / number of half-lives, and / log / o calculae he age (# ears): age (half-life)

More information

Double Entry System of Accounting

Double Entry System of Accounting CHAPTER 2 Double Enry Sysem of Accouning Sysem of Accouning \ The following are he main sysem of accouning for recording he business ransacions: (a) Cash Sysem of Accouning. (b) Mercanile or Accrual Sysem

More information

S&P 500 Dynamic VIX Futures Index Methodology

S&P 500 Dynamic VIX Futures Index Methodology S&P 500 Dynamic VIX Fuures Index Mehodology April 2014 S&P Dow Jones Indices: Index Mehodology Table of Conens Inroducion 2 Highlighs 2 Family 2 Index Consrucion 3 Consiuens 3 Allocaions 3 Excess Reurn

More information

CAPt. Print e-procurement: Changing the Face of the Printing Industry CAP VENTURES. Market Forecast for Web-Based Print e-procurement

CAPt. Print e-procurement: Changing the Face of the Printing Industry CAP VENTURES. Market Forecast for Web-Based Print e-procurement Prin e-procuremen: Changing he Face of he Prining Indusry Marke Forecas for Web-Based Prin e-procuremen Buyers Crieria for Web Procuremen Opporuniies and Advanages for Prin Service Providers Profiles of

More information

Principal components of stock market dynamics. Methodology and applications in brief (to be updated ) Andrei Bouzaev, bouzaev@ya.

Principal components of stock market dynamics. Methodology and applications in brief (to be updated ) Andrei Bouzaev, bouzaev@ya. Principal componens of sock marke dynamics Mehodology and applicaions in brief o be updaed Andrei Bouzaev, bouzaev@ya.ru Why principal componens are needed Objecives undersand he evidence of more han one

More information

CLASSIFICATION OF REINSURANCE IN LIFE INSURANCE

CLASSIFICATION OF REINSURANCE IN LIFE INSURANCE CLASSIFICATION OF REINSURANCE IN LIFE INSURANCE Kaarína Sakálová 1. Classificaions of reinsurance There are many differen ways in which reinsurance may be classified or disinguished. We will discuss briefly

More information

The Greek financial crisis: growing imbalances and sovereign spreads. Heather D. Gibson, Stephan G. Hall and George S. Tavlas

The Greek financial crisis: growing imbalances and sovereign spreads. Heather D. Gibson, Stephan G. Hall and George S. Tavlas The Greek financial crisis: growing imbalances and sovereign spreads Heaher D. Gibson, Sephan G. Hall and George S. Tavlas The enry The enry of Greece ino he Eurozone in 2001 produced a dividend in he

More information

Individual Health Insurance April 30, 2008 Pages 167-170

Individual Health Insurance April 30, 2008 Pages 167-170 Individual Healh Insurance April 30, 2008 Pages 167-170 We have received feedback ha his secion of he e is confusing because some of he defined noaion is inconsisen wih comparable life insurance reserve

More information

1 A B C D E F G H I J K L M N O P Q R S { U V W X Y Z 1 A B C D E F G H I J K L M N O P Q R S { U V W X Y Z

1 A B C D E F G H I J K L M N O P Q R S { U V W X Y Z 1 A B C D E F G H I J K L M N O P Q R S { U V W X Y Z o ffix uden abel ere uden ame chool ame isric ame/ ender emale ale onh ay ear ae of irh an eb ar pr ay un ul ug ep c ov ec as ame irs ame lace he uden abel ere ae uden denifier chool se nly rined in he

More information

Niche Market or Mass Market?

Niche Market or Mass Market? Niche Marke or Mass Marke? Maxim Ivanov y McMaser Universiy July 2009 Absrac The de niion of a niche or a mass marke is based on he ranking of wo variables: he monopoly price and he produc mean value.

More information

How to calculate effect sizes from published research: A simplified methodology

How to calculate effect sizes from published research: A simplified methodology WORK-LEARNING RESEARCH How o alulae effe sizes from published researh: A simplified mehodology Will Thalheimer Samanha Cook A Publiaion Copyrigh 2002 by Will Thalheimer All righs are reserved wih one exepion.

More information

S&P/Valmer Indices Methodology

S&P/Valmer Indices Methodology S&P/Valmer Indices Mehodology S&P Dow Jones Indices: Mehodology January 2016 Table of Conens Inroducion 4 Families 4 Eligibiliy Crieria 6 Eligible Securiies 6 Pricing 7 Timing of Changes 7 Sub- Rules 8

More information

NORTHWESTERN UNIVERSITY J.L. KELLOGG GRADUATE SCHOOL OF MANAGEMENT

NORTHWESTERN UNIVERSITY J.L. KELLOGG GRADUATE SCHOOL OF MANAGEMENT NORTHWESTERN UNIVERSITY J.L. KELLOGG GRADUATE SCHOOL OF MANAGEMENT Tim Thompson Finance D30 Teaching Noe: Projec Cash Flow Analysis Inroducion We have discussed applying he discouned cash flow framework

More information

Analogue and Digital Signal Processing. First Term Third Year CS Engineering By Dr Mukhtiar Ali Unar

Analogue and Digital Signal Processing. First Term Third Year CS Engineering By Dr Mukhtiar Ali Unar Analogue and Digial Signal Processing Firs Term Third Year CS Engineering By Dr Mukhiar Ali Unar Recommended Books Haykin S. and Van Veen B.; Signals and Sysems, John Wiley& Sons Inc. ISBN: 0-7-380-7 Ifeachor

More information

Chapter 2 Kinematics in One Dimension

Chapter 2 Kinematics in One Dimension Chaper Kinemaics in One Dimension Chaper DESCRIBING MOTION:KINEMATICS IN ONE DIMENSION PREVIEW Kinemaics is he sudy of how hings moe how far (disance and displacemen), how fas (speed and elociy), and how

More information

Cable & Wireless Jamaica s Price Cap Plan

Cable & Wireless Jamaica s Price Cap Plan Office of Uiliies Regulaion Cable & Wireless Jamaica s Price Cap Plan Deerminaion Noice 2001 Augus 1 Absrac Cable and Wireless Jamaica (C&WJ) has radiionally been regulaed under a rae of reurn regime.

More information

Forestry profitability panel dataset

Forestry profitability panel dataset Foresry profiabiliy panel daase Wei Zhang, Mou Research Daa Documenaion Mou Economic and Public Policy Research Dae accessed/creaed: Augus 2010 Mou Ref ID: U9970 Suggesed Ciaion: Zhang, Wei. "Foresry Profiabiliy

More information

The Identification of the Response of Interest Rates to Monetary Policy Actions Using Market-Based Measures of Monetary Policy Shocks

The Identification of the Response of Interest Rates to Monetary Policy Actions Using Market-Based Measures of Monetary Policy Shocks The Idenificaion of he Response of Ineres Raes o Moneary Policy Acions Using Marke-Based Measures of Moneary Policy Shocks Daniel L. Thornon Federal Reserve Bank of S. Louis Phone (314) 444-8582 FAX (314)

More information

LEASING VERSUSBUYING

LEASING VERSUSBUYING LEASNG VERSUSBUYNG Conribued by James D. Blum and LeRoy D. Brooks Assisan Professors of Business Adminisraion Deparmen of Business Adminisraion Universiy of Delaware Newark, Delaware The auhors discuss

More information

How Much Life Insurance Do You Need?

How Much Life Insurance Do You Need? How Much Life Insurance o You Need? Chris Robinson 1 and Vicoria Zaremba 2 Augus 14, 2012 Absrac We presen formal models of he differen mehods of esimaing a person s required life insurance coverage. The

More information

The Transport Equation

The Transport Equation The Transpor Equaion Consider a fluid, flowing wih velociy, V, in a hin sraigh ube whose cross secion will be denoed by A. Suppose he fluid conains a conaminan whose concenraion a posiion a ime will be

More information

Distributing Human Resources among Software Development Projects 1

Distributing Human Resources among Software Development Projects 1 Disribuing Human Resources among Sofware Developmen Proecs Macario Polo, María Dolores Maeos, Mario Piaini and rancisco Ruiz Summary This paper presens a mehod for esimaing he disribuion of human resources

More information

INTEREST RATE FUTURES AND THEIR OPTIONS: SOME PRICING APPROACHES

INTEREST RATE FUTURES AND THEIR OPTIONS: SOME PRICING APPROACHES INTEREST RATE FUTURES AND THEIR OPTIONS: SOME PRICING APPROACHES OPENGAMMA QUANTITATIVE RESEARCH Absrac. Exchange-raded ineres rae fuures and heir opions are described. The fuure opions include hose paying

More information

CALCULATION OF OMX TALLINN

CALCULATION OF OMX TALLINN CALCULATION OF OMX TALLINN CALCULATION OF OMX TALLINN 1. OMX Tallinn index...3 2. Terms in use...3 3. Comuaion rules of OMX Tallinn...3 3.1. Oening, real-ime and closing value of he Index...3 3.2. Index

More information

Description of the CBOE S&P 500 BuyWrite Index (BXM SM )

Description of the CBOE S&P 500 BuyWrite Index (BXM SM ) Descripion of he CBOE S&P 500 BuyWrie Index (BXM SM ) Inroducion. The CBOE S&P 500 BuyWrie Index (BXM) is a benchmark index designed o rack he performance of a hypoheical buy-wrie sraegy on he S&P 500

More information

Working Paper No. 482. Net Intergenerational Transfers from an Increase in Social Security Benefits

Working Paper No. 482. Net Intergenerational Transfers from an Increase in Social Security Benefits Working Paper No. 482 Ne Inergeneraional Transfers from an Increase in Social Securiy Benefis By Li Gan Texas A&M and NBER Guan Gong Shanghai Universiy of Finance and Economics Michael Hurd RAND Corporaion

More information

Financial Aid. Be a Buff

Financial Aid. Be a Buff Financial Aid Be a Buff & Spend Less oal cos Borrow Less a Milligan LOAN DEBT 6,500 4,000 Milligan s oal cos is 6,500 below he naional average for privae colleges The average Milligan loan deb a graduaion

More information

11/6/2013. Chapter 14: Dynamic AD-AS. Introduction. Introduction. Keeping track of time. The model s elements

11/6/2013. Chapter 14: Dynamic AD-AS. Introduction. Introduction. Keeping track of time. The model s elements Inroducion Chaper 14: Dynamic D-S dynamic model of aggregae and aggregae supply gives us more insigh ino how he economy works in he shor run. I is a simplified version of a DSGE model, used in cuing-edge

More information

RC (Resistor-Capacitor) Circuits. AP Physics C

RC (Resistor-Capacitor) Circuits. AP Physics C (Resisor-Capacior Circuis AP Physics C Circui Iniial Condiions An circui is one where you have a capacior and resisor in he same circui. Suppose we have he following circui: Iniially, he capacior is UNCHARGED

More information

Entropy: From the Boltzmann equation to the Maxwell Boltzmann distribution

Entropy: From the Boltzmann equation to the Maxwell Boltzmann distribution Enropy: From he Bolzmann equaion o he Maxwell Bolzmann disribuion A formula o relae enropy o probabiliy Ofen i is a lo more useful o hink abou enropy in erms of he probabiliy wih which differen saes are

More information

Course Outline. Course Coordinator: Dr. Tanu Sharma Assistant Professor Dept. of humanities and Social Sciences Email:tanu.sharma@juit.ac.

Course Outline. Course Coordinator: Dr. Tanu Sharma Assistant Professor Dept. of humanities and Social Sciences Email:tanu.sharma@juit.ac. Course Name : HUMAN RESOURCE MANAGEMENT Course Code: 10B1WPD75 Course Credi: (-0-0) Semeser: VII Course Type: Elecive (All B. Tech. sudens) Deparmen: Humaniies and Social Sciences Course Coordinaor: Dr.

More information

Chapter 2 Problems. 3600s = 25m / s d = s t = 25m / s 0.5s = 12.5m. Δx = x(4) x(0) =12m 0m =12m

Chapter 2 Problems. 3600s = 25m / s d = s t = 25m / s 0.5s = 12.5m. Δx = x(4) x(0) =12m 0m =12m Chaper 2 Problems 2.1 During a hard sneeze, your eyes migh shu for 0.5s. If you are driving a car a 90km/h during such a sneeze, how far does he car move during ha ime s = 90km 1000m h 1km 1h 3600s = 25m

More information

Relationships between Stock Prices and Accounting Information: A Review of the Residual Income and Ohlson Models. Scott Pirie* and Malcolm Smith**

Relationships between Stock Prices and Accounting Information: A Review of the Residual Income and Ohlson Models. Scott Pirie* and Malcolm Smith** Relaionships beween Sock Prices and Accouning Informaion: A Review of he Residual Income and Ohlson Models Sco Pirie* and Malcolm Smih** * Inernaional Graduae School of Managemen, Universiy of Souh Ausralia

More information

Employee Stock Option Accounting in a Residual Income Valuation Framework

Employee Stock Option Accounting in a Residual Income Valuation Framework Employee Sock Opion Accouning in a Residual Income Valuaion Framework Wayne R. Landsman Kenan-Flagler Business School Universiy of Norh Carolina a Chapel Hill Chapel Hill, NC 7599 Ken Peasnell Managemen

More information

Chapter 1.6 Financial Management

Chapter 1.6 Financial Management Chaper 1.6 Financial Managemen Par I: Objecive ype quesions and answers 1. Simple pay back period is equal o: a) Raio of Firs cos/ne yearly savings b) Raio of Annual gross cash flow/capial cos n c) = (1

More information

CRISES AND THE FLEXIBLE PRICE MONETARY MODEL. Sarantis Kalyvitis

CRISES AND THE FLEXIBLE PRICE MONETARY MODEL. Sarantis Kalyvitis CRISES AND THE FLEXIBLE PRICE MONETARY MODEL Saranis Kalyviis Currency Crises In fixed exchange rae regimes, counries rarely abandon he regime volunarily. In mos cases, raders (or speculaors) exchange

More information

California High School Exit Examination. Local Educational Agency and Test Site Coordinator s Manual July 2014 May 2015

California High School Exit Examination. Local Educational Agency and Test Site Coordinator s Manual July 2014 May 2015 California High School Exi Examinaion Local Educaional Agency and es Sie Coordinaor s Manual July May C o n a c I n f o r m a i o n California High School Exi Examinaion (CAHSEE) Suppor and Processing

More information

S&P GSCI Crude Oil Covered Call Index Methodology

S&P GSCI Crude Oil Covered Call Index Methodology S&P GSCI Crude Oil Covered Call Index Mehodology July 2014 S&P Dow Jones Indices: Index Mehodology Table of Conens Inroducion 3 Highlighs 3 The S&P GSCI Crude Oil Covered Call Index Mehodology 3 Definiions

More information