Global Internet Payment Processing Solution....expand your processing

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1 Global Internet Payment Processing Solution...expand your processing

2 Global Internet Payment Processing Solution Fast Easy Secure Convenient ecomm from emerchantpay is an end to end software solution hosted on emerchantpay s servers. It incorporates feature rich anti-fraud scrubbing tools, customizable payment page, product module for creating products and billing support website accessible to merchants and consumers, along with 24/7 call center. Fast and convenient solution designed to allow merchants full payment and billing outsourcing.

3 Increase Volumes and Revenue Benefits Expand your reach into new international markets by attracting shoppers from around the world Process payment transactions anytime using virtually any language or currency. Reduce shopping cart abandonment with a secure payment web page that accepts nearly every type and form of payment Improve business analysis and management through extensive reporting Capitalize on sound business advice from an experienced and dedicated account manager Features Domestic and international merchant accounts High risk merchant account placements Global, regional and country-specific brand payment acceptance Extensive payment forms Credit PIN Debit Signature debit Prepaid cards Check ACH Alternative payments Online banking Bank transfers Direct debits Cash payments Debit cards More than 150 currencies available for consumer transactions and shopping, as well as settlement and funding statements Total customer care with dedicated account manager Comprehensive, customizable reports...expand your processing

4 Save Time and Money Benefits Process transactions right away with quick and easy website integration Add/Change/Delete products and prices instantly without technical support Create/Modify payment web page without technical assistance Avoid annual PCI compliance certification, quarterly Internet Protocol (IP) vulnerability scans and compliance expenditures by eliminating cardholder data handling Manage fraud and risk effectively with comprehensive tools that allow specific business parameters to be set Eliminate third-party shopping cart as well as fraud and risk tool expense by using standard functionality Manage multiple web stores efficiently through consolidated reporting Decrease consumer call center overhead via outsourcing Resolve business issues promptly with personal service and attention Features Secure Payment Card Industry Data Security Standard (PCI DSS) Level 1 certified compliant, Sockets Layer (SSL)-encrypted payment gateway and application Quick and easy application integration 24 X 7 merchant support with online issue submission and status check Automatic software updates and comprehensive fraud prevention tools Merchant direct login for orders status tracking Brandable web store pages with dynamic product management for images, descriptions and pricing Integrated shopping cart and payment form web pages, plus third-party shopping cart integration Privacy policy and terms of use uploads Customizable Consumer and merchant order status alerts and notifications Direct back-end order settlement as well as partial or entire order refund option Affiliate performance tracking for some high risk businesses Different payment forms for each owned website Consolidated reporting for multiple web stores 24 X 7 call center outsourcing for consumer inquiry and billing support

5 Reduce Fraud and Business Risk Benefits Secure your business with a hosted, PCI compliant, SSL-encrypted gateway solution Spot potential fraud before it occurs with extensive fraud and risk monitoring Decrease chargebacks and disputes by prohibiting unauthorized transactions Reduce actual fraud losses associated with non-cardholder approved shipped goods Features Comprehensive fraud tools AVS CVV/CVV2 3D Secure Iovation Sophisticated real-time risk management tools Velocity checking Transaction thresholds and limits BIN country confirmation IP address geo-location authentication Public records address validation Negative and black lists TeleSign ThreatMetrix Cross-merchant and cross-channel checks Encrypted payment form URLs to prevent fraud Complimentary risk management counseling U.S. Toll-Free Ext. 201 or 202 U.K. Toll-Free sales@emerchantpay.com or: sales@emerchantpay.us

6 About emerchantpay emerchantpay is the trusted global leader for international online payment processing services, with customers spanning the globe. Innovative payment solutions permit consumers to shop online in their preferred language and currency, providing authorization and funding services for merchants in more than 150 currencies. Dedicated account managers provide personal service that is second-to-none, making payment processing easy, convenient and affordable. Quality, long-term, global banking relationships plus in-house risk liability and accountability enable emerchantpay to offer merchant accounts to businesses of all types and sizes, even high risk. Learn more: Ext. 201 or sales@emerchantpay.com or: sales@emerchantpay.us 2012 emerchantpay. All rights reserved worldwide. emerchantpay and ecomm are trademarks of emerchantpay, Ltd. All other solutions and company names are trademarks of their respective owners. emerchantpay Inc. is a registered ISO/ MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. emerchantpay Ltd. is a United Kingdom Financial Services Authority (UK FSA) licensed payment institution.