contents About Futurist 04 Program structure 06 Tier benefits 08 Rewarding experience 10 Value-added features 14
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2 contents About Futurist 04 Program structure 06 Tier benefits 08 Rewarding experience 10 Value-added features 14
3 RISE ABOVE AND REACH FOR GLORY
4 futurist Futurist is a program that rewards top-performing channel partners and superachievers like you who have done business with us in the last year and have Assets Under Management (AUM) worth ` 10 lakh. Your performance determines your membership in the program and in the elite tiers of Bronze, Silver, Gold, Platinum, and Coronium. You can quickly move from one tier to the next and enjoy the many benefits associated with each. So set your sights on the summit, and enjoy the privileges that await you ahead. Futurist is designed to better equip you to make financial decisions for your clients, and to ensure that your expert advice receives the recognition it deserves. Benefits at a glance Get recognized as one of India s top financial advisors, and be awarded by DSP BlackRock s senior management across international and regional conferences annually. Add to your knowledge with a training program from Harvard Business School and other training sessions that maintain a structured focus on crucial areas to help build your business. Enjoy healthcare perks for you and your family, and personal accident insurance for your employees an industry first.
5 ACHIEVE AT EVERY LEVEL
6 structure Futurist takes into account your sales performance from the current year and places you in a tier at the start of the coming calendar year. For example, your performance in the calendar year 2016 will determine your tier eligibility. The tier will be allocated to you at the start of the calendar year Each tier comes with specific targets and rewards that drive your performance throughout the year. The calculation works like this: Sales = % of opening AUM + Average AUM + Net sales Classification of tiers Sales* (in crore) Tier Coronium Platinum Gold Silver Bronze A B C D A Mumbai and Delhi B Kolkata, Pune, Bangalore, Ahmedabad and Chennai C Chandigarh, Vadodara, Lucknow, Jaipur, Surat, Goa, Rajkot, Kochi, Indore, Nasik, Ludhiana, Hyderabad, Coimbatore, Kanpur, Patna, Bhubaneshwar and Nagpur D All other DSP BlackRock branches and resident representative locations Asset Class Level 1 Level 2 Level 3 Products Equity, Balanced, Equity Savings, FOF and AIF # IOF, Bond, STP, Gilt & MIP Ultrashort, GSec, others Opening AUM Weightage Avg. AUM Weightage Net Sales Weightage 75% Nil 100% 35% Nil 50% Nil 20% Nil Note: Please refer to the annexure for list of eligible schemes. * Excluding Liquidity Fund # Only Net Sales Weightage will count FOF Fund Of Funds including DAAF AIF Alternate Investment Fund STP Short Term Plan MIP Monthly Income Plan
7 ENJOY THE BENEFITS
8 benefits You will receive tier benefits upon reaching your respective tiers in the year Your tier classification will depend on your 2016 performance. Annual Event National Annual Event International Training Programs Branch Library Wealth Basics Certification Coronium Platinum Gold Silver Recognition Knowledge and Growth Bronze Harvard Business School Program (Communicating for Results) Family Gift Hamper (for children in class 8-12, scoring above 80%) Amazon Kindle Health Check-up Thyrocare Voucher (for yourself) Health Check-up Thyrocare Voucher (for spouse) Personal Accident Insurance - 10 lakh Personal Accident Insurance - 5 lakh (for partner employees - max. 2 nos.) Personal Accident Insurance - 5 lakh Health and Safety Note: Net sales has to be positive for the calendar year 2016 to avail any of the above benefits.
9 TAKE WHAT S YOURS
10 experience Besides the benefits to which you are entitled under the Futurist program, you can earn additional points that are redeemable against exciting rewards. Your Futurist points will serve as an indicator of your performance. The higher your net sales, the more Futurist points you earn. To facilitate your point earnings, we have provided several opportunities for you, to maximize your chance to redeem the highest rewards. There are 3 types of points: 1. Net sales points 2. AUM points 3. Bonus points Net sales points These points are earned against net sales in the calendar year There are higher earnings for higher tiers. Tier Coronium Platinum Gold Silver Bronze Net Sales Level 1 Assets Net Sales Level 2 Assets Points 100, , , , , , , , , , Example: If a Coronium member achieves net sales (level 1 assets) of ` 3 crore in January, the net sales points earned by that member will be 300 x 2 = 600 Futurist points.
11 AUM points These points will be allocated at the beginning of 2017, based on your average AUM in Only Coronium, Platinum, Gold and Silver members are entitled to AUM points. Tier Avg. AUM Amount Level 1 Assets Avg. AUM Amount Level 2 Assets Avg. AUM Amount Level 3 Assets Points Coronium 100, , , Platinum 100, , , Gold 100, , , Silver 100, , , Note: Net sales must be positive in order to earn AUM points. Points will be credited annually, and will start from January Bonus points These points can be earned on promotional offers that will be announced from time to time. Here are two bonus points offers you can avail starting today. A. IFAXpress bonus Use IFAXpress, India s most advanced mutual fund online distribution platform, exclusively designed for financial advisors empanelled with DSP BlackRock Mutual Fund, and gain bonus points. To get started, register now at Net Sales Net sale on IFAXpress (level1 & level 2) Net sale on IFAXpress (level 3) Points 10% of net sales points 2 points per 5 lakh B. Market share bonus NS Market Share <=7% >7% <= 10% >10% <= 15% >15% Points Nil 20% of net sales points 40% of net sales points 60% of net sales points
12 Points validity As a Coronium, Platinum, Gold or Silver member, you are eligibile to redeem your points as a part of the program. It is important for a Bronze member to aim to upgrade to the Silver tier within a year. If you fail to do so, the points you earned as a Bronze member will lapse. The Futurist program is designed with a long-term view. However, if for any reason the program is terminated, you will be notified in advance to allow you to redeem your points. How to redeem your points Accumulated points must be redeemed within the first quarter of 2017 or they will lapse. Redeeming your Futurist points is very simple, and we offer a wide range of rewards to choose from. The process to redeem your points is very simple. 1. Log in to using your registered mobile number. Your authentication will be based on a OTP (One-Time Password) each time you log in to the portal. 2. Once you have logged in, click on the Rewards Gallery tab. 3. Pick your rewards from a wide range of lifestyle products. The Rewards Gallery will be kept open for redemptions in the first quarter of the calendar year, starting January Once you ve redeemed your points online, your reward will be delivered within 6-8 weeks. You can enquire about the status of your redemption by ing us at futurist@dspblackrock.com Remember 1. Only Coronium, Platinum, Gold and Silver members can redeem points 2. Futurist points cannot be exchanged for cash
13 POWER YOUR GROWTH
14 features Futurist also conducts training programs and offers a variety of tools that will help you advise your clients while demonstrating considerable added value. You can avail these value-adding tools at a discounted price. Value added tools FinaMetrica FinaMetrica is a risk-profiling software that analyses an investor s attitude to risk using psychographic and psychometric evaluation. It helps you understand your clients better and manage their expectations more effectively. Value express This collaboration between Financial Express (FE) and Value Research (VR) is an independent provider of investment advice. It enables you to provide effective solutions and make appropriate asset allocation choices. Wealth basics program This online certification program covers the basics of wealth management with real-life case studies that help you to better understand your clients concerns. It facilitates learning and the development of new skills to improve your business. The program is free for Coronium, Platinum, and Gold members.
15 Training programs Inspiring trust We believe that earning our customers trust is the key to a successful long-term relationship. It plays a vital role in growth, both for individuals and for organizations. This program empowers you with the expertize you need to increase your customers trust and accelerate your business. Valuation of an IFA s practice As a financial advisor, you invest a lot of time, effort and care in creating a high-quality practice all of which brings a certain franchise value to your business. This program helps determine what your practice is worth in monetary terms and helps you understand how you can improve its valuation. Branding 101 for IFAs Branding 101 for IFAs is a program offered on an invite-only basis to the new IFAs. It is designed to introduce them to methods of branding and marketing themselves and their services. Next-gen financial advisors Investors today are growing smarter and more tech-savvy. Information about finance and investments is available to them at their fingertips. This makes it imperative for you to stay a step ahead and provide solutions on how to tackle potential hurdles in the future and add value to investment discussions with clients. These are examples of some of the training programs conducted in the past. There are many other topics which are covered under training programs.
16 About DSP BlackRock DSP BlackRock Mutual Fund is a joint venture between the DSP Group and BlackRock, and is one of the premier asset management companies in India. We have a wide array of mutual fund products available across the risk-reward spectrum. Today, lakhs of Indian investors from over 100 cities invest with us. The DSP Group is one of the oldest financial services firms in India, with a track record of almost 150 years. The DSP Group had commenced their stockbroking business in the 1860s and the family behind the group has been very influential in the growth and professionalization of capital markets and money management in India. In fact, the family behind the DSP Group was one of the founding members of the Bombay Stock Exchange in BlackRock is the largest asset management company in the world, managing assets worth over USD 4.6 trillion from investors around the globe. BlackRock s deep presence in every major capital market in the world results in greater insights into increasingly interconnected financial markets. Managing assets for investors across continents, the firm today employs almost around 12,000 talented professionals in offices in 30 countries. With over 135 investment teams around the world, BlackRock manages more than 7,700 product portfolios. What speaks volume about BlackRock s expertize is that the firm is trusted to manage more money than any other investment firm in the world, with an investor base that includes governments, companies, foundations, and millions of individuals saving for retirement, their children s education, and a better life. 94 of the Fortune 100 companies and 20 of the top 25 global insurers invest with BlackRock. Source internal
17 Annexure: list of eligible schemes Level 1 Assets DSPBR Equity Fund DSPBR Opportunities Fund DSPBR Technology.com Fund DSPBR Top 100 Equity Fund DSPBR India T.I.G.E.R Fund DSPBR Small and Mid Cap Fund DSPBR Tax Saver Fund DSPBR Micro Cap Fund DSPBR Natural Resources and New Energy DSPBR Focus 25 Fund DSPBR World Gold Fund DSPBR World Energy Fund DSPBR World Mining Fund DSPBR World Agriculture Fund DSPBR US Flexible Equity Fund DSPBR Global Allocation Fund DSPBR Balanced Fund DSPBR Dynamic Asset Allocation Fund DSPBR Equity Savings Fund Level 2 Assets DSPBR MIP Fund DSPBR DAF-Series DSPBR Bond Fund DSPBR Strategic Bond Fund DSPBR Income Opportunities Fund DSPBR Short Term Fund Level 3 Assets DSPBR Money Manager Fund DSPBR Ultra Short Term Fund DSPBR Debt Fund Banking & PSU Debt Fund Terms and conditions Futurist is a recognition program for Independent Financial Advisors (IFAs) empaneled with DSP BlackRock Mutual Fund/DSP BlackRock Investment Managers Pvt. Ltd. who hold a valid ARN at the time of registration. 1. Distributors whose ARNs have expired are not eligible for any benefits of the program. 2. The program is currently valid for business canvassed from January 01, 2016 to December 31, 2016 (both days inclusive). 3. To enroll as an eligible partner to this program, fill out a registration form, which may be accepted based on the sole discretion of DSP BlackRock Investment Managers Pvt. Ltd. 4. Location category shall be decided based on DSP BlackRock Investment Managers Pvt. Ltd. branch or resident representative location where the IFA is empaneled/mapped/serviced, and the decision of DSP BlackRock Investment Managers Pvt. Ltd. shall be final in this regard. 5. Members of different tiers based on the performance criteria defined for the 2016 calendar year will be rewarded in Distributors will not have any right of claim, against the MF/AMC (or any of its directors, employees or authorized representatives) for any modification/ withdrawal of any of the benefits offered under the Futurist program. 7. In case of any dispute or doubt regarding the program, including the calculation of opening AUM, AAUM, net sales, net sales market share or net sales through IFAXpress or any other issue relating to the program, the decision of DSP BlackRock Investment Managers Pvt. Ltd. shall be final and binding on the registered IFA and no communication/correspondence disputing/challenging the same shall be entertained. 8. The benefits provided under the program are purely in the nature of privileges and should not be considered as a right or guarantee in any form whatsoever. The benefits and privileges under the futurist program are classified under various tiers. A distributor is eligible under a particular tier, based on the fulfilment of certain criteria. Please refer to the note on methodology/calculation criteria to qualify for the program and a particular tier. 9. Futurist will be in accordance with SEBI/AMFI guidelines. The membership and benefits of a member can be reworked at any time if they are found to be breaching SEBI/AMFI guidelines. 10. DSP BlackRock Investment Managers Pvt. Ltd. reserves the exclusive right to discontinue, suspend or modify any of the benefits offered under this program to any registered IFA who appears to be using the program in a manner inconsistent with the terms & conditions. AMFI - Association of Mutual Funds of India Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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