USA Cares Certified Military Housing Specialist Course Exam
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1 Name: 1. The National Guards Title 32 Orders refer to a mission; Title 10 Orders refer to a mission. a) Federal; State b) State; Federal c) County; State 2. There are three general categories of rank/rate:, and. a) Enlisted Persoonnel; Commisioned Officers; Warrant Officers b) Commissioned Officers; Warrant Officers; General Officers 3. The military pay receipt is known as the. a) Leave Earned Statement b) LES Leave and Earning Statement 4. IED is an found in a war zone. a) Imploded Extensive Damage b) Improvised Explosive Device 5. Department of Defense Discharge form is DD TBI (Traumatic Brain Injury) and PTSD (Post Traumatic Stress Disorder) are examples of. a) Battlefield b) Invisible Wounds of War 7. Why is the term ETS very important to loan officers and all housing professionals? a) Estimated Time in Service will tell you their pay rate b) Estimated Time of Separation from service, when military pay will end 8. ETS is Expiration Term of service or Estimated Time of Separation (from service; date of discharge). 1
2 9. The is a comprehensive statement which shows the service member s leave and earnings for the month. a) LES b) CLES 10. The Defense Finance and Accounting Service (DFAS) takes the responsibility of watching over America s service members payroll matters. 11. The LES is divided into three major areas:,, and. a) Entitlement, Deductions and Leave b) Entitlement, Allotments and Deductions 12. In which LES field will you find a compensating factor and what is it? a) Fields 63-75, Thrift Savings Plan (TSP) b) Files 1-9, Allotments 13. You can find a current military pay chart at Files 1-9 contain the portion of the LES. a) Identification b) Allotments c) Earned Leave 15. When a service member transfers, you can bet that their and will probably change. a) BAH and COLA b) COLA and BAS c) TLA and COLA 16. Per the DEC 2011 VA Disability Compensation Rates for Veterans, those with a rating of % or more are eligible for more benefits, like vocational rehab. a) 30% b) 50% c) 70% 2
3 17. Cost of Living Allowance (COLA) is a cash allowance intended to enable an equitable standard of living in areas where cost of living is unusually high. 18. Major Bentley is retired. In addition to his regular retirement, he also receives a tax-exempt VA disability. What extra step will you take to figure out his maximum loan amount? a) Add his CZTE and TSP b) Gross up his tax exempt VA portion 19. What might explain a large lump sum on an LES? a) Enlistment or Re-enlistment bonus b) Special Pays c) Combat Zone Pay 20. The offers the same type of savings and tax benefits that many private corporations offer their employees under 401(k) plans. a) Thrift Savings Plan, TSP b) Tax Deferred Plan, TDP 21. Which factors affect military pay and entitlements? a) Longevity, annual pay raise, BAH b) Promotions, COLA c) Special pays, BAS d) All of the above 22. Specialist Allen has decided to purchase a home and will ETS in three months. What is the first thing you should ask him? a) Do you have your DD214? b) Do you have another job or source of income when you get out? c) Do you have your LES? 23. Captain Miller has been a pilot for four years. You will figure out his maximum loan amount by using Fields 60, 76 and You will find a service person s YTD entitlements in Field 9 on a Leave and Earning Statement. 3
4 25. Certain types of military are exempt from taxes. 26. Who can help with pay problems? a) DFAS 411 and b) DFAS 411 and CZTE, Combat Zone Tax Exclusion, allows military members to exclude all or a portion of pay and entitlements earned while serving in designated combat areas where tax liabilities. 28. The mission of the Wounded Warrior Pay Support Team is to provide accurate, real-time financial support to service members who are medically evacuated as a result of wounds, disease, or injury incurred while serving in a combat zone. 29. What do these acronyms have in common: CIP, SGLI/TSGLI and TDRL/PDRL? a) They will help you to estimate gross yearly income. b) They provide an extra cushion of pay in the event of an injury. 30. authorizes the continuation of all pay and allowances (including any bonuses, incentive pay, or similar benefit) that they were being paid to the member at the time the member incurred a wound, injury, or illness in the line of duty. a) PAC, Pay and Allowance Continuation b) CZTE and TSP 31. A member of the TDRL or the PDRL is a member of the armed forces a) Full b) Part-time c) Retired 32. All members of the uniformed services that have part-time or full-time SGLI are automatically covered by while the member is in service. a) PTSD b) TSGLI 4
5 33. CRSC (Combat-Related Special Compensation) allows certain military retirees to receive both their military retirement pay and VA Disability Compensation. 34. The Service members Civil Relief Act, SCRA, covers all Active Duty service members, Reservists and the members of the National Guard while on active duty. The protection begins on the date of entering active duty and generally terminates within days after the date of discharge from active duty. 35. USERRA is: a) Uniformed Services Employment and Re-employment Rights Act b) Understanding Social Employment Rights and Re-employment Act 5
6 To ensure that your certificate reaches you, please print clearly and legibly. Please fax the completed form to (the actual test is yours to keep) *We must have your address to send your certificate! First name Last name Cell phone * address Company Name Company Phone Company Address Company City, ST, ZIP
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