Customise your cover. Insurance options for you and your motorcycle

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1 Customise your cover Insurance options for you and your motorcycle

2 Protection for you and your motorcycle Suzuki Insurances offers you a range of insurance options which you can mix and match as you like to ensure you and your motorcycle get the best possible protection for your needs. Choose the cover that matches your riding style and pick from the suite of optional extras to enhance your protection. How to make a claim Visit as soon as something happens that you believe is covered by your insurance policy. You ll find the claims information under the customer service tab on the home page. Lodging claims promptly will ensure your claim is processed quickly. Policy conditions require you to lodge a claim within 14 days of an incident. You must also provide all reasonable assistance when requested and provide documents such as statutory declarations if required. Please refer any communications from other parties involved in the incident to Swann. 1

3 Comprehensive Motorcycle Cover If you want the broadest possible cover, Comprehensive Motorcycle Cover is the answer. It protects your motorcycle against accidental damage, fire and theft, as well as covering your legal liability for damage to someone else s property. Your motorcycle is insured for an agreed value at the start of the policy and with each 12-month renewal. This means you ll always know exactly how much you ll receive if your bike is stolen and not found or damaged beyond repair and not replaced. cover for an agreed value new motorcycle replacement for motorcycles less than 24 months old emergency repairs, expenses and return of your motorcycle if your bike is accidentally damaged or stolen more than 100 km from home emergency accommodation and travel cost reimbursement no excess if you re not at fault premium discount if you qualify for a no-claim bonus rating 1. You can also transfer your car no-claim bonus to your bike up to $500 for personal items (excluding mobile phones, helmets, cash, cheques, negotiable securities or any property used for earning income) up to $1,000 helmet cover if your helmet is damaged in an accident up to $2,000 to replace your keys and/or locks if illegally copied, lost or damaged hire car for up to 15 days (max. $100 per day) if your bike is stolen up to $1,000 for accident, theft or fire damage to a trailer attached to your bike up to $3,000 total cover for riding gear (any single item up to $1,500) and gear bags electronic anti-theft device discount. Optional extras named rider discount where only you are insured to ride your motorcycle protect your no-claim bonus rating 1 easy monthly payments via direct debit. Additional premiums may apply. Comprehensive Motorcycle Cover 2 3

4 Weekend Rider If your motorcycle is your weekend passion, Weekend Rider provides comprehensive cover for when you re riding and limited cover for when you re not. So you only pay for cover that you need. You can choose from 2 different cover options. Weekend Rider Cover provides Comprehensive cover on weekends*, public holidays* and annual leave days** and Fire and Theft cover at all other times. Weekend Rider Cover Plus provides Third Party property damage in addition to Fire and Theft cover at all other times. Comprehensive cover benefits* cover for emergency repairs, expenses, towing and clean up costs new motorcycle replacement for motorcycles less than 24 months old up to $500 for personal items (excluding mobile phones, helmets, cash, cheques, negotiable securities or any property used for earning income) hire car for up to 15 days if your motorcycle is stolen, maximum $100 per day up to $2,000 if your keys and/or locks are illegally copied, lost or damaged up to $3,000 cover for riding gear (any single item up to $1,500) and gear bags up to $1,000 helmet cover if your helmet is damaged in an accident up to $1,000 for accident, theft or fire damage to a trailer attached to your bike. Optional extras named rider discount where only you are insured to ride your motorcycle protect your no-claim bonus rating 1***. * Weekends are between 6am Friday and midnight Sunday. Gazetted public holidays in your state of residence are included in your cover. ** Annual leave days are the first 20 working days you take as leave during the period of insurance but don t apply if you re self-employed. *** Additional premiums may apply. 4 5 Weekend Rider Cover

5 Loan Protection If you ve taken out a loan to buy your motorcycle, Loan Protection Insurance assists you to make your motorcycle loan repayments if you re unable to work because of illness, injury, involuntary unemployment or death. We offer different combinations of cover so you can choose the one that s right for you. # Disablement (illness and accident) and Hospitalisation benefits helps with your monthly repayment if you re unable to work due to illness or injury or if you re hospitalised CashAssist (trauma) benefit ## pays the outstanding balance of your loan up to $50,000 if you suffer a heart attack, stroke or cancer or have coronary artery surgery Life benefit pays the outstanding balance of your loan in full up to $100,000 in the event of your death Involuntary unemployment benefit ### helps pay your loan repayment if you lose your job Total benefit up to $100,000 in total policy benefits. Optional extras joint cover is available at a discounted rate for your partner. # Subject to the terms and conditions of the policy. ## CashAssist (trauma) benefit cover may only be purchased when a Life benefit is purchased and can only be chosen at commencement of cover. ### Involuntary unemployment benefit cover may only be purchased with Disablement and Hospitalisation cover. Loan Protection 6 7

6 Gapcover Most insurance policies work on either the market value of your bike or an agreed value. If your motorcycle is deemed a total loss, or stolen and not recovered, the amount paid out by your insurer might be less than the amount still owing on your loan contract this is the gap. Gapcover insurance covers this shortfall, subject to the Maximum benefit you select. You ll also receive an additional extras payment to help with other expenses like on-road costs, government charges, vehicle hire and medical expenses. choice of four Maximum benefit and Extras cover options: Cover Option Maximum Benefit up to Extras Cover up to Option 1 $10,000 $2,500 Option 2 $7,500 $1,500 Option 3 $5,000 $1,000 Option 4 $3,000 $1,000 no excess on claims one-off premium payment for the duration of your loan contract up to seven years in the event there is no gap, or your loan is paid out or ends before the policy expires, you will receive $1,500 in lieu of the cover option selected. Gapcover 8 9

7 Tyre & Rim Protection Your wheels are probably the most vulnerable part of your motorcycle. With Tyre & Rim Insurance, you can protect your tyres and rims from damage caused by punctures and kerbside impact. It s a simple and cost-effective way to ensure your motorcycle stays on the road. choice of one year or three years protection no excess on claims up to $120 towing value per valid claim unlimited puncture repair claims up to two tyre replacement claims in a 12-month period one wheel rim claim in a 12-month period punctured or damaged tyres repaired or up to $350 paid for replacement up to $1,000 to repair or replace wheel rims that are unroadworthy or fail to seal if cracked, warped and/or misshapen by a pothole, kerb, nail, screw, metal, glass, road debris or a blow-out. Tyre & Rim Protection 10 11

8 Off-Road Rider Off-Road Rider has been designed specifically for off-road and unregistered motorcycles, offering protection in the event of fire or theft. towing to the nearest repairer or place of safety transit cover in the event of loss or damage whilst your motorcycle is being securely towed # accidental damage cover - we pay you a contribution no greater than 50% of the market value of your motorcycle towards the repair or replacement of your motorcycle for motorcycles still within their first year of registration, a new for old replacement benefit applies. Off-Road Rider 12 13

9 Rider Protection Plus You ve covered your motorcycle but what about yourself? Rider Protection Plus covers you whenever you re riding. Whether it s your bike or borrowed. Trail, track or road. Two wheels, three wheels or four wheels. If you re on a bike, you re protected. $2,000 hospitalisation benefit $10,000 death benefit no excess guaranteed annual renewal even if you make a claim. Rider Protection Plus 14 15

10 Sports Bike Insurance Are you the only rider who rides your Sports Bike and only ride your motorcycle for personal use? Well then Sports Bike Insurance is the product for you! With the option to tailor the coverage to suit your discerning needs, ensuring that your motorcycle and belongings are covered when you ride. So exclude the things you don t need covered and include the things you do. Optional Additional cover for emergency repairs and expenses up to $500 each cover for personal items, with a choice of benefit level up to $2,000 helmet cover for you and one pillion passenger up to $1,500 each rating 1 no claim bonus protection hire car reimbursement for up to 15 days if your motorcycle has been stolen. cover for market or agreed value new motorcycle replacement for bikes less than 24 months old no fault no excess up to $2,000 to replace your Motorcycle keys & locks if they have been illegally copied, lost, damaged or stolen Sports Bike Insurance

11 Customise your cover today Speak to your authorised Suzuki dealer now for more information about the comprehensive range of Suzuki Insurances products. If any of these options aren t available through your dealer, please call Suzuki Insurances on How to contact Swann Insurance Swann Insurance (Aust) Pty Ltd PO Box Melbourne VIC 8001 t f w The products in this brochure are insured or issued by Swann Insurance (Aust) Pty Ltd ABN , AFS Licence No (Swann). The insurer of the life policy is National Mutual Life Association of Australasia Ltd ABN , AFSL (NMLA). Swann administers the life policy on behalf of NMLA and Swann s liability under that policy is limited to the administration of the policy including the management of claims. This brochure may contain general financial product advice that does not take into account your personal financial circumstances. Please consider the Policy Wording for Rider Protection Plus or the Product Disclosure Statement for all other products before making a decision about any insurance product featured in this brochure PRN_J302

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