Simply Clever Protection

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1 Simply Clever Protection

2 ŠKODA Insurance is designed for practicality and flexibility, at a surprisingly affordable price. But isn t that just what you d expect from ŠKODA? We know ŠKODA drivers are independent thinkers. So we ve made it easy to create your own personalised protection plan by choosing from these clever cover options. ŠKODA Comprehensive Motor Vehicle Cover ŠKODA Comprehensive Motor Vehicle Cover is essential protection, guaranteeing that only quality ŠKODA parts will be used to repair your car. We ll also take care of all the extra costs of an unexpected breakdown, like towing and emergency accommodation. So you can relax, knowing you re always protected.* ŠKODA Asset Equity Cover What would be worse than seeing your ŠKODA damaged beyond repair? Having to pay off the rest of your car loan when your insurance payout isn t enough. That s why we created ŠKODA Asset Equity Cover.* ŠKODA Purchase Price Cover For an even higher level of protection, choose ŠKODA Purchase Price Cover. It makes sure you re not left out of pocket if your ŠKODA is written off, bridging the gap between your insurance payout and the price you originally paid for your new ŠKODA, even if it s four years old. Now, that s smart thinking.* ŠKODA Loan Protection Cover While we hope it never happens, an unexpected illness, accident, involuntary unemployment or even death could leave you and your family scrambling to keep up with your car loan at a very difficult time. But with ŠKODA Loan Protection Cover, you can relax, knowing your payments will be taken care of.* ŠKODA Tyre and Rim Cover If every road was as cleverly designed as your ŠKODA, you probably wouldn t need Tyre and Rim cover. But since they re not, it only makes sense to protect yourself against the cost and inconvenience of punctures and damage caused by kerbs, potholes and roadside debris.* Whichever cover you choose, you ll benefit from competitive premiums which you can add to your ŠKODA Finance package or pay by monthly direct debit at no extra cost. *Limits may apply to the benefits you can claim. Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers arrange this insurance as an agent of the insurer Allianz Australia Insurance Limited AFSL , ABN We do not provide advice on the insurance based on any consideration of your objectives, financial situation or needs. 2

3 No one knows how to protect your ŠKODA better than we do 3

4 4 ŠKODA Comprehensive Motor Vehicle Cover

5 The same clever design that makes your ŠKODA unique has also gone into our insurance. It s packed with generous features and optional extras to help get you back on the road faster, even when the unexpected happens. As you would expect, ŠKODA Comprehensive Cover protects you against the cost of theft, accidental damage and damage to other people s property. But it also includes a range of clever features to reduce the inconvenience and expense that even a minor breakdown or accident can bring. ŠKODA quality every time Maintain your ŠKODA in perfect condition and protect your warranty, with all repairs carried out using genuine ŠKODA parts, made to precise specifications. Expert repairers Quality and craftsmanship make your ŠKODA special, so we wouldn t send you to just any repairer. Instead, we offer you the choice of selecting your own repairer or visiting a nearby ŠKODA specialist selected by our insurance partner, Allianz. Complimentary rental vehicle If your ŠKODA is stolen, we ll offer you a complimentary rental vehicle for up to 14 days. A new ŠKODA to replace yours If your vehicle is damaged beyond repair within 3 years of its original registration date, we will replace it with a brand new ŠKODA of the same make, model and series.* Discounts for drivers over 30 At ŠKODA Insurance, we understand the benefits of experience. So if you choose to include only drivers over 30 within your cover, we ll give you a specially discounted premium. Complimentary features Emergency repairs covering the cost of on-the-spot repairs, up to $500. Choice of agreed or market value so you can tailor your cover to suit yourself. Re-keying and re-coding helping you to protect your vehicle if your keys are stolen, up to $1,000. Personal effects and clothing safeguarding your belongings if your car is damaged or stolen, up to $500. Transportation costs making sure you ll never be left stranded, up to $400. Emergency and breakdown accommodation when you have an accident or breakdown more than 200 km from home, up to $400. Optional features Rental or loan car after an accident to ensure your lifestyle isn t interrupted just because your ŠKODA is under repair ($75 per day for up to 14 days). Excess-free windscreen claims complete cover for broken windscreens and window glass, with no excess to pay (one claim in any one period of insurance). Protection for your no claim bonus safeguarding your no claim bonus, even if you cause an accident or the other driver can t be identified (one claim in any one period of insurance). * New for old replacement is only available where the same make, model and series of vehicle is available in Australia. Underwriting conditions apply. May not be available to all applicants. Please consider the Product Disclosure Statement before making your decision. ŠKODA Insurance products are underwritten by Allianz Australia Insurance Limited AFSL , ABN (Allianz). In arranging this insurance, Volkswagen Financial Services Australia Limited ABN , Australian Credit Licence and the authorised dealers act as an agent of Allianz and not as your agent. 5

6 ŠKODA Asset Equity Cover Helping you pay off your car loan if your ŠKODA is damaged beyond repair. Seeing your ŠKODA written off would be bad. But having to pay off the rest of your car loan when your insurance payout falls short would be even worse. ŠKODA Asset Equity Cover takes care of the gap between your insurance payout and your car loan, so you can relax. We ll even settle your loan for you while you focus on which new ŠKODA you re going to buy. Personalised cover Choose the right level of cover for you and your car. Option A B C D E Shortfall cover Up to $10,000 Up to $12,000 Up to $15,000 Up to $20,000 Up to $30,000 Extras cover Up to $4,000 Up to $4,000 Up to $5,000 Up to $5,000 Up to $10,000 Easy settlement We ll take care of the details, paying the balance of your loan directly to your lender, so your replacement car can be arranged more quickly. Extras cover We also take care of your comprehensive motor vehicle insurance excess, along with many of the costs of replacing your ŠKODA. And we give you a complimentary rental car for up to 10 days to the value of $100 per day, reducing the inconvenience of being left without a car. Any advice provided is general advice only and does not take into account your personal objectives, financial situation or needs. Because of this you should, before acting on the advice consider the appropriateness of the advice having regard to your objectives, financial situation or needs. Underwriting conditions apply. Cover may not be available to all persons. A Product Disclosure Statement for ŠKODA Motor Vehicle Insurance, ŠKODA Asset Equity Insurance and ŠKODA Loan Protection Cover is available from your authorised ŠKODA Insurance Dealer. You should obtain and consider the relevant Product Disclosure Statement before making any decision whether to acquire these products. ŠKODA Insurance products are provided on behalf of Allianz Australia Insurance Limited AFSL , ABN (Allianz). In arranging this insurance, Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers act as an agent of Allianz and not as your agent. 6

7 ŠKODA Purchase Price Cover Choose ŠKODA Purchase Price Cover for an even higher level of protection making sure you won t be left out of pocket, even if your car is damaged beyond repair. ŠKODA Purchase Price Insurance could be our smartest cover yet. It guarantees you ll get your original purchase price back if your ŠKODA is written off in an accident within the first 4 years. Because we cover the difference between the purchase price and the payout from your comprehensive insurer, you can be confident you won t be left out of pocket. Personalised cover Tailor your cover to suit your vehicle. Option A B C D Cover Level Up to $7,000 Up to $15,000 Up to $25,000 Up to $40,000 Generous cover term Protecting you for a term of four years. Value assured ŠKODA Purchase Price Insurance is simply a higher level of protection at an affordable price. We ll even refund your insurance premiums (less an administration fee) if: the total loss payment from your comprehensive insurer equals the purchase price of your car; or your comprehensive motor insurer gives you a replacement vehicle. Limits may apply to the benefits you can claim. Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers arrange this insurer as an agent of the insurer Allianz Australia Insurance Limited AFSL , ABN We do not provide advice on the insurance based on any consideration of your objectives, financial situation or needs. Underwriting conditions apply. Cover may not be available to all persons. To decide if it is right for you, please refer to the relevant Product Disclosure Statement, available from the agent. 7

8 8 ŠKODA Loan Protection Cover

9 Essential cover for your car finance repayments if something happens to you protecting you and your family from financial stress. If you re someone who likes to plan ahead, then ŠKODA Loan Protection Cover is well worth considering. It helps you and your family avoid the stress of finding extra cash to repay your car loan if you re retrenched or suffer an accident, illness or even death. That means one less thing for you and your family to worry about at a difficult time. Five comprehensive cover options Select the right level of cover to give you and your family true peace of mind: Trauma, death, disability and involuntary unemployment Disability and involuntary unemployment Trauma, death and disability Trauma and death only Disability only Instant protection We issue your policy as soon as you apply, providing instant protection for you and your family. Any advice provided is general advice only and does not take into account your personal objectives, financial situation or needs. Because of this you should, before acting on the advice consider the appropriateness of the advice having regard to your objectives, financial situation or needs. Underwriting conditions apply. Cover may not be available to all persons. A Product Disclosure Statement for ŠKODA Motor Vehicle Insurance, ŠKODA Asset Equity Insurance and ŠKODA Loan Protection Cover is available from your authorised ŠKODA Insurance Dealer. You should obtain and consider the relevant Product Disclosure Statement before making any decision whether to acquire these products. ŠKODA Insurance products are provided on behalf of Allianz Australia Insurance Limited AFSL , ABN (Allianz). In arranging this insurance, Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers act as an agent of Allianz and not as your agent. ŠKODA Loan Protection Insurance is provided by the following insurers for the covers indicated. The Disability and Involuntary Unemployment covers of this insurance are provided by Allianz. The Disability and Unemployment cover of this insurance is provided by Allianz. The Death cover of this insurance is provided by Allianz Australia Life Insurance Limited (Allianz Life) AFSL , ABN Allianz acts as Allianz Life s agent in offering and administering the Death cover. 9

10 ŠKODA Tyre and Rim Cover From potholes to broken bottles, your ŠKODA s tyres and wheels stand between you and all the hazards of the road. So you need to be ready to maintain them in perfect condition. Even in the city, a tyre puncture or a damaged rim can be inconvenient and expensive to repair. On a lonely country road, it can turn an afternoon drive into a lasting inconvenience. That s where ŠKODA Tyre and Rim Cover can help. It s designed to cover the cost of repairing your ŠKODA s tyres and rims if they are punctured, suffer a blowout, or are damaged by road hazards like kerbs, potholes and debris. We ll even help you pay for somewhere to stay if you re left stranded. 10

11 Two quality cover options Choose the level of cover that suits you and your car: Option Standard Tyre cover Up to $375 per tyre in each policy year. Up to $750 for all claims in each policy year. Up to two replacement tyres in each policy year. Rim cover $1,100 in total for all claims in each policy year. Prestige Up to $800 per tyre in each policy year. Up to $1,400 for all claims in each policy year. Includes cover for run flat tyres. $1,100 in total for all claims in each policy year. Accommodation wherever you roam We ll also cover the cost of emergency accommodation if you suffer tyre or rim damage more than 200 kilometres away from home up to $150 per night to a maximum of $750 per policy period. Generous cover terms ŠKODA Tyre and Rim Cover is available for either a 12-month or a three-year term. Limits may apply to the benefits you can claim. Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers arrange this insurer as an agent of the insurer Allianz Australia Insurance Limited AFSL , ABN We do not provide advice on the insurance based on any consideration of your objectives, financial situation or needs. Underwriting conditions apply. Cover may not be available to all persons. To decide if it is right for you please refer to the relevant Product Disclosure Statement, available from the agent. 11

12 Arrange your ŠKODA Insurance today. Talk to your ŠKODA dealer Call ŠKODA Insurance is a trading name of Volkswagen Financial Services Australia Pty Limited ABN , Australian Credit Licence (ŠKODA Finance) Locked Bag 6252, Regents Park NSW ŠKODA Insurance and authorised dealers arrange ŠKODA Insurance products as agents of Allianz Australia Insurance Limited AFS Licence No , ABN (Allianz). Any advice provided is general advice only and does not take into account your personal objectives, financial situation or needs. Because of this you should, before acting on the advice consider the appropriateness of the advice having regard to your objectives, financial situation or needs. If you purchase this insurance, ŠKODA Insurance and the authorised dealer will receive a commission that is a percentage of the premium. Ask for more details before you are provided with any services on the relevant product. Volkswagen Financial Services Australia Pty Limited maintains the right to amend any information and product at any time without prior notification or obligation. The information in this brochure is of a general nature and for information only. Vehicles and accessories shown may vary from actual colours and specifications available when ordering your vehicle. Printed October 2013 SK_INSBROCH

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