Loans for just about everything

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1 Bankwest s Loans for just about everything I could use a holiday. Happy Banking

2 What do you need money for? Are you thinking about a new car or starting home renovations? Perhaps a holiday on a tropical island has caught your fancy, or you have a big day to plan? Whatever you need money for, a Bankwest can make it happen. So, grab a pen and paper, make yourself comfy and let s find the right personal loan for you. What s inside? Secured Unsecured Flexible Personal loans overview Protection for your personal loan Contact us I d like to extend the kennel.

3 Secured 05 A Bankwest Secured makes it easier for you to afford the car of your dreams with our competitive low rate. Depending on the term you choose, it could help you pay your car loan off quicker too! You can also get a Secured for that something else you may be after, such as an overseas trip or home renovations, by using the car you own outright as security. Great features of the Secured borrow from $10,000 to $100,000 fixed rate to safeguard you against increasing interest rates fixed repayments weekly, fortnightly or monthly choose to repay over 3 to 7 years make additional repayments as and when you choose* Are you an existing Bankwest customer? When you see the car of your dreams you don t want to let it get away. So if you lodge your application for a car loan before 4pm WST, we promise to give you same day finance approval. With your approval certificate in hand, you can start shopping for your car and once you ve found it, bring in your contract of sale and registration documents to get access to your cash. Car insurance that s streets ahead Bankwest can take the hassle out of arranging cover for your car, with an instant quote through our insurance partner Vero that offers you a choice of agreed or market value. You ll be provided with a hire car if your car is stolen, or you re involved in an accident which isn t your fault. Simply choose the car insurance that suits you, be it Comprehensive, Third Party property and bodily injury, or Third Party including fire and theft. Outstanding benefits a new vehicle if your car is a total loss within the first two years of registration up to $750 cover for personal items that are damaged or stolen get you home cover of up to $500 following an accident over 100 kms from home cover for towing and storage 24 hour 7 day car insurance claims assistance Our guaranteed same day approval is open to all current Bankwest customers who have at least 3 months salary history on their account.

4 Unsecured Flexible 07 We all have things in life that make us happy. For some, it s a new kitchen. For others it s planning their next overseas holiday. And for others still, it s as simple as consolidating their repayments to make life easier. Whatever your definition of happiness, we can help you make it happen with an Unsecured of $5,000 or more. The loan also has a competitive fixed interest rate and fixed repayments, so you can figure out with certainty how much you can afford to borrow and when you ll pay it off. Great features of our Unsecured borrow from $5,000 to $50,000 fixed repayments weekly, fortnightly or monthly choose to repay over 3 to 7 years make additional repayments as and when you choose* Are you an existing Bankwest customer? If you apply for a Bankwest Unsecured before 4pm WST and it is approved, we ll ensure the funds are in your account on the same day. As a Bankwest customer with at least 3 months salary history on your account, you have access to this great offer that could deliver the financial help you need faster than you think. So whether you re planning some renovations or just taking that well-earned holiday, Bankwest can help you be happier sooner. If flexibility is on the top of your list, a Bankwest Flexible is for you. It s your loan so we ll let you manage it your own way, 24/7. You can pay it off early, make additional payments and redraw your funds all at no extra cost. Happy days. Great features of our Flexible borrow from $5,000 to $50,000 draw on surplus payments online 24/7 at no extra cost fixed repayments weekly, fortnightly or monthly choose to repay from 1 to 7 years make additional repayments as and when you choose* Flexible features make people happy.

5 Personal loans overview 09 Fixed rate personal loans Secured Ideal for purchasing a new or used vehicle or refinancing a non-bankwest motor vehicle debt. Or use your car as security for a loan for anything you like. borrow from $10,000 up to $100,000 fixed rate to safeguard you against increasing interest rates flexible loan terms from 3 to 7 years flexible repayment options Unsecured Perfect for home renovations, managing your finances, taking a holiday or landscaping. borrow from $5,000 up to $50,000 flexible loan terms from 3 to 7 years flexible repayment options Flexible If you want to pay off your loan early and access surplus funds whenever you choose. borrow from $5,000 up to $50,000 redraw any surplus payments online no early repayment fees flexible loan terms from 1 to 7 years flexible repayment options I need to sit and think about this.

6 Protection for your personal loan Credit Protection^ insurance from our insurance partner St Andrew s offers you peace of mind by covering your loan repayments if you re unable to do so due to injury or sickness, or if you suddenly lose your job. Credit Protection insurance can cover you for the unexpected events in life like involuntary unemployment, illness, accidental injury and death. It means that if you are faced with some of life s unexpected problems, Credit Protection insurance can give you the comfort of knowing that your loan repayments can be met. There are three options available, so you can choose the level of cover that suits your needs: Gold: covers you for involuntary unemployment, accident, sickness and loss of life Silver: covers you for accident, sickness and loss of life Bronze: covers you for loss of life Outstanding benefits claims are quickly assessed and payments are made directly to your loan you re covered 24/7, not just while you are working after a 30 day excess period on all Accident & Sickness or Involuntary Unemployment claims, regular benefits are paid until you return to work or the maximum benefit limits are reached involuntary unemployment benefits are paid regardless of any other payouts from your employer Contact us Need more information? Or ready to apply for one of our products? We ll make it easy for you. Pop into a store Feel free to walk into any Bankwest store to apply. To find your nearest store visit bankwest.com.au/find-us π Give us a call Call us on to apply for a personal loan over the phone. We re available to take your call 8am-8pm, 7 days a week. µ Apply online Visit bankwest.com.au and apply online 11 Maximum benefit limits and exclusions apply, please refer to the Product Disclosure Statement.

7 Important things you should know: Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Applications requiring further investigation may be subject to delayed processing times. In such instances we will endeavour to disburse approved loans within 24 hours of submission. * Early repayment fee applies if the loan is paid off in the first 24 months. Credit Protection Insurance is issued by St Andrew s Insurance (Australia) Pty Ltd ABN AFSL and St Andrew s Life Insurance Pty Ltd ABN AFSL (collectively St Andrew s). St Andrew s is not an Authorised Deposit Taking Institution. ^Credit Protection insurance is not compulsory and you may take out this insurance with any insurer of your choice. Cover is subject to acceptance by the insurer. Vero Insurance Ltd. ABN AFSL is the issuer of Secure Motor Plus. These products are not products of, nor guaranteed by Bankwest. Bankwest will receive a commission payment of up to 20% of the premium paid for arranging a policy sale. Any advice given about any product is of a general nature only and is not based on any consideration of your objectives, financial circumstances or needs. To decide if a product is right for you, and for full details of the terms, conditions, limits and exclusions that apply to the product, please read the Product Disclosure Statement for the product, which can be obtained from your local Bankwest store, from the Bankwest website bankwest.com.au or by contacting the Bankwest Help Centre on Bankwest is a division of the product issuer Commonwealth Bank of Australia ABN AFSL/Australian credit licence BWA visit any store π µ bankwest.com.au

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