Precision Engineered Protection

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1 Precision Engineered Protection

2 Essential protection for your Volkswagen Volkswagen has a reputation for thinking differently and Volkswagen Insurance is a little bit different too. Naturally, we ve designed our cover with Volkswagen drivers in mind. But it s the generous range of special features and optional extras that really make us stand out from the crowd. Because no two Volkswagen drivers are alike, we ve made it easy to create your own personalised protection plan. Simply choose from our cover options. *Limits may apply to the benefits you can claim. Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers arrange this insurance as an agent of the insurer Allianz Australia Insurance Limited AFSL , ABN We do not provide advice on the insurance based on any consideration of your objectives, financial situation or needs. Volkswagen Comprehensive Motor Vehicle Cover Volkswagen Comprehensive Motor Vehicle Cover is essential protection, precision engineered for Volkswagen drivers. We guarantee that only genuine Volkswagen parts will be used to repair your vehicle and we also take care of the extra costs following an accident like towing and emergency accommodation. So you can relax, knowing you re covered.* Volkswagen Asset Equity Cover While it would be distressing to see your Volkswagen damaged beyond repair, it would be even worse if you had to pay the shortfall between your insurance payout and the balance on your car finance. That s why Volkswagen Asset Equity Cover helps take care of your loan if your car is written off.* 2

3 Whichever cover you choose, you ll benefit from competitive premiums which you can add to your Volkswagen Finance package or pay by monthly direct debit at no extra cost. Volkswagen Loan Protection Cover Volkswagen Purchase Price Cover Volkswagen Tyre and Rim Cover While it isn t something anyone likes to think about, it s worth considering how you and your family would cope with car finance payments if you suffered involuntary unemployment, a serious illness, an accident, or even death. That could leave your family in a difficult position at an emotional time. But with Volkswagen Loan Protection Cover, you can relax, knowing your payments will be taken care of.* For an even higher level of protection, choose Volkswagen Purchase Price Cover. It makes sure you re not left out of pocket if your Volkswagen is written off, bridging the gap between your insurance payout and the price you paid for your new Volkswagen, even if it s up to four years old.* You wouldn t put just any tyres or rims on your new Volkswagen. So it only makes sense to protect them, with insurance to cover the cost of quality repairs or replacements when they are damaged by punctures, blowouts, kerbs, potholes or road debris.* 3

4 Volkswagen Comprehensive Motor Vehicle Cover Every detail of your new Volkswagen reveals a dedication to quality. And you ll find exactly the same attention to detail in our Motor Vehicle Cover. Naturally, our Volkswagen Comprehensive Cover protects you against the financial impact of theft and accidental damage, as well as your legal liability for damage to other people s property. But what makes it truly different are our special features designed to minimise the inconvenience and expense that even a minor breakdown or accident can bring. 4

5 Genuine Volkswagen quality guaranteed Keep your Volkswagen in perfect condition and safeguard your warranty, by ensuring that all repairs are carried out using genuine Volkswagen parts, engineered to precise specifications. Expert repairers We know you value expert craftsmanship, so we offer you the opportunity to choose your own repairer or simply visit a local Volkswagen specialist selected by our insurance partner, Allianz. Complimentary rental vehicle If your Volkswagen is stolen, we ll offer you a complimentary rental vehicle for up to 14 days to the value of $75 per day. A new Volkswagen to replace yours If your car is damaged beyond repair within 3 years of its original registration date, we will replace it with a brand new Volkswagen of the same make, model and series.* Discounts for drivers over 30 We know experience counts. So if you choose to include only drivers over 30 within your cover, we ll give you a specially discounted premium. Other benefits - Emergency repairs covering the cost of on-the-spot repairs, up to $ Choice of agreed or market value so you can tailor your cover to suit your individual needs. - Re-keying and re-coding helping you to protect your vehicle if your keys are stolen, up to $1, Personal effects and clothing safeguarding your belongings if your car is damaged or stolen, up to $ Transportation costs making sure you ll never be left stranded, up to $ Emergency and breakdown accommodation when you have an accident or breakdown more than 200 km from home, up to $400. Optional features - Rental or loan car after an accident to ensure your lifestyle isn t interrupted just because your Volkswagen is under repair ($75 per day for up to 14 days). - Excess-free windscreen claims complete cover for broken windscreens and window glass, with no excess to pay (one claim in any one period of insurance). - Protection for your no claim bonus safeguarding your no claim bonus, even if you cause an accident or the other driver can t be identified (one claim in any one period of insurance). *New for old replacement is only available where the same make, model and series of vehicle is available in Australia. Underwriting conditions apply. May not be available to all applicants. Please consider the Product Disclosure Statement before making your decision. Volkswagen Insurance products are underwritten by Allianz Australia Insurance Limited AFSL , ABN (Allianz). In arranging this insurance, Volkswagen Financial Services Australia Limited ABN , Australian Credit Licence and the authorised dealers act as an agent of Allianz and not as your agent. 5

6 Volkswagen Asset Equity Cover Taking care of your car finance if your Volkswagen is damaged beyond repair. Seeing your Volkswagen written off would be bad, but having to pay off the rest of your car finance when your insurance payout falls short would be even worse. Volkswagen Asset Equity Cover takes care of the gap between your insurance payout and your car finance, so you can relax. We ll even settle your loan for you while you concentrate on deciding which new Volkswagen you re going to buy. 6

7 Personalised cover Choose the right level of cover for you and your car. Option Shortfall cover Extras cover A Up to $10,000 Up to $4,000 B Up to $12,000 Up to $4,000 C Up to $15,000 Up to $5,000 D Up to $20,000 Up to $5,000 E 1 E Up to $30,000 Up to $10,000 Easy settlement We ll take care of the details, paying the balance of your loan directly to your lender, so your replacement car can be arranged more quickly. Extras cover We also take care of your comprehensive motor vehicle insurance excess, along with many of the costs of replacing your Volkswagen. And we give you a complimentary rental car for up to 10 days to the value of $100 per day, reducing the inconvenience of being left without a car. Any advice provided is general advice only and does not take into account your personal objectives, financial situation or needs. Because of this you should, before acting on the advice consider the appropriateness of the advice having regard to your objectives, financial situation or needs. Underwriting conditions apply. Cover may not be available to all persons. A Product Disclosure Statement for Volkswagen Motor Vehicle Insurance, Volkswagen Asset Equity Insurance and Volkswagen Loan Protection Cover is available from your authorised Volkswagen Insurance Dealer. You should obtain and consider the relevant Product Disclosure Statement before making any decision whether to acquire these products. Volkswagen Insurance products are provided on behalf of Allianz Australia Insurance Limited AFSL , ABN (Allianz). In arranging this insurance, Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers act as an agent of Allianz and not as your agent. 7

8 Volkswagen Loan Protection Cover Essential cover for your car finance repayments if something happens to you protecting you and your family from financial stress. You can never quite be sure what s around the corner. That s why Volkswagen Loan Protection Cover helps you and your family avoid the stress of finding extra cash to repay your car finance if you re involuntarily unemployed or you are unable to work due to an accident, illness or death. That means one less thing for you and your family to worry about at a difficult time. Five comprehensive cover options Select the right level of cover to give you and your family true peace of mind: - Trauma, death, disability and involuntary unemployment - Disability and involuntary unemployment - Trauma, death and disability - Trauma and death only - Disability only Instant Protection Subject to eligibility, we issue your policy with your loan funds, providing instant protection for you and your family. 8 Any advice provided is general advice only and does not take into account your personal objectives, financial situation or needs. Because of this you should, before acting on the advice consider the appropriateness of the advice having regard to your objectives, financial situation or needs. Subject to policy limits and exclusions. Cover may not be available to all persons. A Product Disclosure Statement for Volkswagen Loan Protection Insurance is available from your authorised Volkswagen Insurance Dealer. You should obtain and consider the relevant Product Disclosure Statement before making any decision whether to acquire these products. Volkswagen Insurance products are provided on behalf of Allianz Australia Insurance Limited AFSL , ABN (Allianz). In arranging this insurance, Volkswagen Financial Services Australia Limited, ABN , ACL and the authorised dealers act as an agent of Allianz and not as your agent. Volkswagen Loan Protection Insurance is provided by the following insurers for the covers indicated. The Disability and Involuntary Unemployment covers of this insurance are provided by Allianz. The Disability and Unemployment cover of this insurance is provided by Allianz. The Death cover of this insurance is provided by Allianz Australia Life Insurance Limited (Allianz Life) AFSL , ABN Allianz acts as Allianz Life s agent in offering and administering the Death cover.

9 Volkswagen Purchase Price Cover Choose Volkswagen Purchase Price Cover for complete protection when your car is damaged beyond repair. Volkswagen Purchase Price Cover is complete protection for your Volkswagen and your wallet. It bridges the gap between your original purchase price and the payout from your comprehensive insurer if your Volkswagen is written off in an accident within the first 4 years. Because we cover the difference between the purchase price and the payout from your comprehensive insurer, you can be confident you won t be left out of pocket. Personalised cover Tailor your cover to suit your needs: Option Cover level A Up to $7,000 B Up to $15,000 Generous cover term Protecting you for a term of 4 years. Value assured Volkswagen Purchase Price Cover is complete protection at an affordable price. We ll even refund your insurance premium (less an administration fee) if: - the total loss payment from your comprehensive insurer equals the purchase price of your car; or - your comprehensive motor insurer gives you a replacement vehicle. C Up to $25,000 D Up to $40,000 Limits may apply to the benefits you can claim. Volkswagen Financial Services Australia Limited, ABN , Australian Credit Licence and the authorised dealers arrange this insurer as an agent of the insurer Allianz Australia Insurance Limited AFSL , ABN We do not provide advice on the insurance based on any consideration of your objectives, financial situation or needs. Underwriting conditions apply. Cover may not be available to all persons. To decide if it is right for you, please refer to the relevant Product Disclosure Statement, available from the agent. 9

10 Volkswagen Tyre and Rim Cover High quality tyres and rims are essential to your car s performance and handling. Even in the city, a tyre puncture or a damaged rim can be inconvenient and expensive to repair. On a lonely country road, it can turn an afternoon drive into a lasting inconvenience. That s where Volkswagen Tyre and Rim Cover can help. It s designed to cover the cost of repairing your Volkswagen s tyres and rims if they are punctured, suffer a blow out, or are damaged by road hazards like kerbs, potholes and debris. We ll even help you pay for accommodation if you re left stranded. 10

11 Two quality cover options Choose the level of cover that suits you and your car: Option Tyre cover Rim cover Standard Up to $375 per tyre per policy year. Up to $750 maximum for all claims in any one policy year. Up to two replacement tyres per policy year. $1,100 in total for all claims in any one policy year. Prestige Up to $800 per tyre per policy year. Up to $1,400 for all claims in any one policy year. Includes cover for run flat tyres. $1,100 in total for all claims in any one policy year. Accommodation wherever you roam We ll also cover the cost of emergency accommodation if you suffer tyre or rim damage more than 200 kilometres away from home up to $150 per night to a maximum of $750 per policy period. Generous cover terms Volkswagen Tyre and Rim Cover is available for either a 1 or 3 year term. Limits may apply to the benefits you can claim. Volkswagen Financial Services Australia Limited ABN , Australian Credit Licence and the authorised dealers arrange this insurer as an agent of the insurer Allianz Australia Insurance Limited AFSL , ABN We do not provide advice on the insurance based on any consideration of your objectives, financial situation or needs. Underwriting conditions apply. Cover may not be available to all persons. To decide if it is right for you please refer to the relevant Product Disclosure Statement, available from the agent. 11

12 Arrange Volkswagen Insurance today. Talk to your Volkswagen dealer Call Important Information Volkswagen Insurance is a trading name of Volkswagen Financial Services Australia Pty Limited ABN , Australian Credit Licence (Volkswagen Finance) Locked Bag 6252, Regents Park NSW Volkswagen Insurance and authorised dealers arrange Volkswagen Insurance products as agents of Allianz Australia Insurance Limited AFS Licence No , ABN (Allianz). Any advice provided is general advice only and does not take into account your personal objectives, financial situation or needs. Because of this you should, before acting on the advice consider the appropriateness of the advice having regard to your objectives, financial situation or needs. If you purchase this insurance, Volkswagen Insurance and the authorised dealer will receive a commission that is a percentage of the premium. Ask for more details before you are provided with any services on the relevant product. Volkswagen Financial Services Australia Pty Limited maintains the right to amend any information and product at any time without prior notification or obligation. The information in this brochure is of a general nature and for information only. Vehicles and accessories shown may vary from actual colours and specifications available when ordering your vehicle. Printed October 2013 VW_INSBROCH

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