Where Will U.S. Population Growth Occur? A Glimpse at 2020 and 2030
|
|
- Felix Hodges
- 7 years ago
- Views:
Transcription
1 Where Will U.S. Population Growth Occur? A Glimpse at 2020 and 2030 By Dr. Peter Linneman, NAI Global Chief Economist Linneman Associates believes that the confluence of strengthening macroeconomic and real estate fundamentals has created select investment opportunities in the U.S. commercial real estate sector. The delayed recovery to date has created a prolonged opportunistic investment period for well-capitalized investors. However, given varying stages of recovery by region and asset quality, investors must be highly selective.
2 Where Will U.S. Population Growth Occur? A Glimpse at 2020 and 2030 By Dr. Peter Linneman, NAI Global Chief Economist Impact on Population Share Change (Basis Point) Population change bp 0.03 Population share change bp Share foreign-born in bp 0.26 % with bachelor's degree or higher in bp 0.09 % with less than a high school diploma in bp % white in bp % over 65 years old in bp % under 25 years old in bp Income tax per capita / Income per capita in bp Sales tax per capita / Income per capita in bp 0.33 Presidential election vote over 55% Republican in 1992 If Yes 0.67 Presidential election vote below 45% Republican in 1992 If Yes 2.82 All state senators Republican in 1990 If Yes 0.83 All state senators Democrat in 1990 If Yes 0.43 Average precipitation +1% January average temperature +1% 0.02 average January sun days +1% Share housing older than 30 years in bp Share housing newer than 11 years in bp County borders an ocean or a Great Lake If Yes Hills or mountains in county If Yes Northeast If Yes 0.96 South If Yes West If Yes Observations Adj R-squared 0.71 Source: Linneman Associates Despite being 5 full years into economic recovery, we believe that we are still only in the 3rd or 4th inning of the growth cycle. It is important to note that the recession was far deeper than all other post-world War II recessions, with a loss of 8.7 million jobs or 6.2% of the U.S. job base. In comparison, the super recessions of and only saw job losses of 1.3 million (1.6%) and 2 million (2.2%), respectively, and recovered all lost jobs within 9-10 months. This time, it took 5 full years from the official end of the recession to recover all of the 8.7 million jobs lost. Thus, we are back to where we started at the beginning of the recession at year-end 2007, but the population has grown by 16 million. As a result, the U.S. still has tremendous growth potential due to pent-up demand associated with housing, automobiles, and other durable goods - this is in addition to new growth going forward. In 2006, Peter Linneman and Albert Saiz co-authored a study in which they forecasted U.S. population by county and metropolitan statistical area (MSA) through With the release of 2010 Census data, Linneman Associates has since updated and extended population forecasts through Our analysis employs historical population data for 1,161 counties and 381 metropolitan statistical are as (MSAs). MSA definitions are those published in February 2013 by the Census Bureau. Our revised 2020 population forecasts are based on changes in population and other variables from 2000 to 2010, while the 2030 forecasts are based on changes between 1990 and MSA population as a percent of the total U.S. population is the dependent variable in our analysis, while local factors such as the share of foreign-born residents, educational attainment, race and age share percentages, taxes
3 Large cities tend to be attractive because of their concentrations of businesses, culture, entertainment, transportation infrastructure, education, etc. per capita, voting trends, political party representation, weather characteristics, age of housing stock, proximity to an ocean or Great Lake, and geographic region are independent variables. We do not directly forecast U.S. population growth, but rather overlay our estimates of local population share of the total U.S. population with the U.S. Census forecasts of total U.S. population in 2020 and 2030 to obtain local population estimates. County forecasts are then aggregated at the MSA level. Between 2000 and 2013, the Houston, Dallas, and Atlanta MSAs registered the greatest absolute population growth. We find that the single most important factor in determining future population growth is past growth. In fact, past growth accounts for 69% of the forces driving the 2030 forecasts. Many factors create a county s attractiveness, but even if underlying conditions change noticeably, reputation and growth may lag. Agglomeration economies occur as firms cluster in a location and share a large pool of input resources, resulting in an increased efficiency, greater innovation, and declining costs. Large cities tend to be attractive because of their concentrations of businesses, culture, entertainment, transportation infrastructure, education, etc. Additional factors that influence population growth are diversity, education levels, race, age, taxes, weather characteristics, age of housing stock, geographic location, regulations, and politics. Our research reveals that more diverse local economies experience greater Largest Absolute Growth Largest Percent Growth Metropolitan Statistical Area Change in Population Metropolitan Statistical Area CAGR (%) Houston-Sugar Land-Baytown, TX 1,619,997 The Villages, FL 5.5 Dallas-Fort Worth-Arlington, TX 1,606,787 St. George, UT 3.9 Atlanta-Sandy Springs-Roswell, GA 1,259,504 Raleigh-Cary, NC 3.3 Phoenix-Mesa-Scottsdale, AZ 1,146,886 Austin-Round Rock-San Marcos, TX 3.2 Riverside-San Bernardino-Ontario, CA 1,126,057 Myrtle Beach-Conway-North Myrtle Beach, SC-NC 3.2 Washington-Arlington-Alexandria, DC-VA-MD-WV 1,112,431 Cape Coral-Fort Myers, FL 3.2 New York-Newark-Jersey City, NY-NJ-PA 1,004,983 Provo-Orem, UT 3.1 Miami-Fort Lauderdale-Pompano Beach, FL 820,627 Greeley, CO 3.1 Los Angeles-Long Beach-Santa Ana, CA 765,804 Las Vegas-Henderson-Paradise, NV 3.0 Las Vegas-Henderson-Paradise, NV 652,103 Bend-Redmond, OR 2.8 Austin-Round Rock-San Marcos, TX 633,288 McAllen-Edinburg-Mission, TX 2.8 Orlando-Kissimmee-Sanford, FL 623,285 Fayetteville-Springdale-Rogers, AR-MO 2.7 Charlotte-Concord-Gastonia, NC-SC 617,986 Kennewick-Pasco-Richland, WA 2.7 Seattle-Tacoma-Bellevue, WA 566,227 Hilton Head Island-Bluffton-Beaufort, SC 2.6 San Antonio-New Braunfels, TX 565,847 Boise City-Nampa, ID 2.6 Denver-Aurora-Lakewood, CO 539,720 Daphne-Fairhope-Foley, AL 2.6 Tampa-St. Petersburg-Clearwater, FL 474,572 Orlando-Kissimmee-Sanford, FL 2.5 Chicago-Naperville-Elgin, IL-IN-WI 438,973 Port St. Lucie, FL 2.5 Minneapolis-St. Paul-Bloomington, MN-WI 427,228 Charlotte-Concord-Gastonia, NC-SC 2.4 Sacramento--Arden-Arcade--Roseville, CA 418,913 Laredo, TX 2.4 Raleigh-Cary, NC 417,445 Phoenix-Mesa-Scottsdale, AZ 2.4 San Diego-Carlsbad-San Marcos, CA 397,419 Naples-Immokalee-Marco Island, FL 2.3 San Francisco-Oakland-Hayward, CA 392,536 Gainesville, GA 2.3 Portland-Vancouver-Hillsboro, OR-WA 386,673 Riverside-San Bernardino-Ontario, CA 2.3 Nashville-Davidson--Murfreesboro--Franklin, TN 376,625 Houston-Sugar Land-Baytown, TX 2.3 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 347,531 Dover, DE 2.3 Indianapolis-Carmel-Anderson, IN 295,499 Wilmington, NC 2.2 Boston-Cambridge-Quincy, MA-NH 292,955 San Antonio-New Braunfels, TX 2.2 Columbus, OH 292,053 Coeur d'alene, ID 2.2 Jacksonville, FL 271,874 Auburn-Opelika, AL 2.1 McAllen-Edinburg-Mission, TX 246,533 Idaho Falls, ID 2.1 Kansas City, MO-KS 243,219 Lake Havasu City-Kingman, AZ 2.1 Oklahoma City, OK 224,256 Dallas-Fort Worth-Arlington, TX 2.1 Cape Coral-Fort Myers, FL 220,227 Bakersfield-Delano, CA 2.1 Baltimore-Columbia-Towson, MD 217,744 Ocala, FL 2.1 Bakersfield-Delano, CA 202,479 Greenville, NC 2.1 Salt Lake City, UT 201,361 Sioux Falls, SD 2.0 Richmond, VA 190,081 Midland, TX 2.0 Provo-Orem, UT 185,465 Charleston-North Charleston-Summerville, SC 2.0 Boise City-Nampa, ID 185,448 Atlanta-Sandy Springs-Roswell, GA 2.0 Source: U.S. Census Bureau, Linneman Associates CAGR = Compounded annual growth rate Historical MSA Population Growth ( ) growth, because it will be less likely for the area to be calcified by the social and political control of a single industry constituency. This is exemplified by Houston, which has boomed as it transformed from a pure play oil city to a more diversified economy, while New Orleans remained tied to the oil industry and stagnated. Locating in areas where young workers want to live has become increasingly important to innovation and growth. Our research underscores that areas with highly educated workers grow more rapidly, while those with high levels
4 of unemployment and high school dropout rates grow more slowly. Our research also reveals that immigrants, a great source of growth, tend to move to where immigrants already represent a large portion of the population. Additionally, education and age distribution are important indicators. Areas with prosperous industries offer more and better job opportunities, and therefore attract those with higher education attainment. Fertility rates are high and mortality rates are low for the yearold population, hence the importance of this age cohort in population growth. People also clearly prefer to live near better schools. This factor, however, is becoming somewhat less important as the proportion of childless households grows. This may bode well for central city areas but should not mask the fact that good schools remain an important growth determinant. Metropolitan Statistical Area To assess the impact of local taxes, we examined income and sales tax data from the Annual Surveys of State & Local Government Finance. We found that higher tax rates reduce a county s attractiveness to residents and businesses, all else being equal. However, higher taxes may reflect better public services, like schools, public transportation, police service, and emergency response systems. We find that the local income tax has a negative impact on population growth, but only at 75% confidence level. The effect of the local sales tax is even weaker. Our research shows that, in today s world, both firms and individuals are too competitive and mobile to be captured by high tax communities. In fact, more local government spending Absolute Growth Change in Population Metropolitan Statistical Area CAGR (%) Atlanta-Sandy Springs-Roswell, GA 2,517,921 Walla Walla, WA 6.3 Washington-Arlington-Alexandria, DC-VA-MD-WV 2,097,882 Hinesville-Fort Stewart, GA 5.7 Dallas-Fort Worth-Arlington, TX 1,719,465 Carson City, NV 5.4 New York-Newark-Jersey City, NY-NJ-PA 1,541,427 Valdosta, GA 5.2 Houston-Sugar Land-Baytown, TX 1,275,241 Rapid City, SD 5.2 Chicago-Naperville-Elgin, IL-IN-WI 897,409 Charlottesville, VA 5.1 Riverside-San Bernardino-Ontario, CA 871,873 Lewiston, ID-WA 5.0 Minneapolis-St. Paul-Bloomington, MN-WI 862,641 Brunswick, GA 5.0 Richmond, VA 852,159 Albany, GA 4.7 San Antonio-New Braunfels, TX 819,441 Wenatchee-East Wenatchee, WA 4.5 Phoenix-Mesa-Scottsdale, AZ 807,050 Athens-Clarke County, GA 4.4 Charlotte-Concord-Gastonia, NC-SC 797,544 Winchester, VA-WV 4.2 Nashville-Davidson--Murfreesboro--Franklin, TN 784,256 Bismarck, ND 4.0 Denver-Aurora-Lakewood, CO 762,012 Macon, GA 4.0 Virginia Beach-Norfolk-Newport News, VA-NC 749,353 Idaho Falls, ID 3.9 Austin-Round Rock-San Marcos, TX 671,833 Pine Bluff, AR 3.7 Indianapolis-Carmel-Anderson, IN 618,639 Kennewick-Pasco-Richland, WA 3.7 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 618,415 Grand Island, NE 3.7 Kansas City, MO-KS 615,817 Hattiesburg, MS 3.7 Orlando-Kissimmee-Sanford, FL 605,308 The Villages, FL 3.7 St. Louis, MO-IL 593,308 Amarillo, TX 3.6 Las Vegas-Henderson-Paradise, NV 562,488 Warner Robins, GA 3.6 Cincinnati, OH-KY-IN 543,422 Jefferson City, MO 3.5 Columbus, OH 539,662 Victoria, TX 3.5 Louisville-Jefferson County, KY-IN 510,400 St. George, UT 3.4 Sacramento--Arden-Arcade--Roseville, CA 484,669 Hilton Head Island-Bluffton-Beaufort, SC 3.4 Memphis, TN-MS-AR 467,341 Dalton, GA 3.4 Portland-Vancouver-Hillsboro, OR-WA 458,430 College Station-Bryan, TX 3.3 Miami-Fort Lauderdale-Pompano Beach, FL 457,228 New Bern, NC 3.3 Baton Rouge, LA 446,268 Manhattan, KS 3.3 Raleigh-Cary, NC 412,394 El Centro, CA 3.2 Tampa-St. Petersburg-Clearwater, FL 411,025 Ithaca, NY 3.2 Seattle-Tacoma-Bellevue, WA 399,936 Burlington-South Burlington, VT 3.2 Oklahoma City, OK 394,100 Bend-Redmond, OR 3.2 Jacksonville, FL 394,058 Yuma, AZ 3.2 Boise City-Nampa, ID 392,550 Wichita Falls, TX 3.2 Baltimore-Columbia-Towson, MD 389,665 Parkersburg-Vienna, WV 3.2 Albuquerque, NM 389,228 Bowling Green, KY 3.2 San Francisco-Oakland-Hayward, CA 378,597 Sioux Falls, SD 3.2 Columbia, SC 374,822 Morristown, TN 3.1 Source: U.S. Census Bureau, Linneman Associates CAGR = Compounded annual growth rate MSA Population Forecasts Percent Growth always leads to less growth unless this spending is on highways. However, politicians refuse to grasp the simple message that high taxes are the death knell for long-term growth. Not surprisingly, weather and geographic characteristics are strong predictors of population growth. Americans, both retirees and workers, have clearly demonstrated a preference for warm, dry locations over the last 35 years by moving en masse to the Sun Belt. A large stock of
5 Not surprisingly, weather and geographic characteristics are strong predictors of population growth. Metropolitan Statistical Area Absolute Growth Change in Population Metropolitan Statistical Area CAGR (%) Urban Honolulu, HI -30,222 Grand Forks, ND-MN -0.8 Anchorage, AK -15,321 Anchorage, AK -0.2 Grand Forks, ND-MN -12,523 Kahului-Wailuku-Lahaina, HI -0.2 Kahului-Wailuku-Lahaina, HI -5,368 Urban Honolulu, HI -0.2 Fairbanks, AK -2,855 Fairbanks, AK -0.2 Muncie, IN 738 Muncie, IN 0.0 Springfield, OH 1,429 Springfield, OH 0.1 Williamsport, PA 4,244 Los Angeles-Long Beach-Santa Ana, CA 0.1 Danville, IL 6,634 Buffalo-Cheektowaga-Niagara Falls, NY 0.1 Johnstown, PA 7,523 Williamsport, PA 0.2 Lima, OH 9,437 Detroit-Warren-Dearborn, MI 0.2 Decatur, IL 9,968 Pittsburgh, PA 0.3 Bay City, MI 10,923 Johnstown, PA 0.3 Cumberland, MD-WV 11,525 San Diego-Carlsbad-San Marcos, CA 0.3 Waterloo-Cedar Falls, IA 11,643 Bridgeport-Stamford-Norwalk, CT 0.3 Longview, WA 12,788 Mobile, AL 0.4 Great Falls, MT 13,301 Dayton, OH 0.4 Lewiston-Auburn, ME 13,658 Cleveland-Elyria-Mentor, OH 0.4 Bangor, ME 14,162 Boston-Cambridge-Quincy, MA-NH 0.4 Mansfield, OH 14,625 Waterloo-Cedar Falls, IA 0.4 Altoona, PA 15,529 New Haven-Milford, CT 0.4 Elmira, NY 17,533 New York-Newark-Jersey City, NY-NJ-PA 0.4 Niles-Benton Harbor, MI 17,627 Miami-Fort Lauderdale-Pompano Beach, FL 0.4 Kokomo, IN 18,435 Danville, IL 0.5 Gadsden, AL 20,135 San Francisco-Oakland-Hayward, CA 0.5 Battle Creek, MI 20,335 Toledo, OH 0.5 Weirton-Steubenville, WV-OH 20,405 Lima, OH 0.5 Dubuque, IA 20,645 Canton-Massillon, OH 0.5 Beckley, WV 21,188 Utica-Rome, NY 0.5 Sheboygan, WI 21,885 Decatur, IL 0.5 Pittsfield, MA 22,115 Scranton--Wilkes-Barre--Hazleton, PA 0.5 Racine, WI 23,208 Erie, PA 0.5 Michigan City-La Porte, IN 23,512 Bangor, ME 0.5 Buffalo-Cheektowaga-Niagara Falls, NY 24,405 Chicago-Naperville-Elgin, IL-IN-WI 0.5 Ocean City, NJ 24,539 Youngstown-Warren-Boardman, OH-PA 0.5 Lebanon, PA 25,186 San Jose-Sunnyvale-Santa Clara, CA 0.5 Erie, PA 25,759 Santa Rosa-Petaluma, CA 0.5 Mobile, AL 25,870 Duluth, MN-WI 0.5 Wausau, WI 26,036 Flint, MI 0.6 Albany, OR 26,614 Bay City, MI 0.6 Source: U.S. Census Bureau, Linneman Associates CAGR = Compounded annual growth rate MSA Population Forecasts Percent Growth old housing negatively affects population share change. A high percentage of old housing may indicate relatively less business activity and development in recent years as well as lower quality housing. In contrast, areas with a good transportation infrastructure, newer housing, and more open space tend to attract growth. The major problem faced by many central cities is that their housing stocks are not what people desire today.. In contrast to our original research, countries that border Atlantic, Pacific Ocean, and Great Lakes experience slower population growth on average compared to inland counties after controlling for other factors. This phenomenon most likely reflects greater regulatory opposition to growth in coastal areas which has resulted in high home prices, muting the latent desire to live in these areas. That is, if approvals for the necessary housing and workspace to accommodate growth are difficult, expensive, and uncertain, latent growth is diverted elsewhere. For example, there is little doubt that a beautiful city such as San Francisco would exhibit lower growth than expected over the past 25 if not for stringent regulations, since its location has highly desirable attributes such as fair weather, lively culture, and strong economy. Political affiliations generally do not impact population growth. However, our research reveals that a key to growth is a competitive political environment. Areas dominated by a single party (either Democrats or Republicans) tend to grow more slowly than communities where political control is tenuous. Thus, political competition, similar to economic competition, fuels growth. Wild cards for growth are unforeseen factors such as the Cuban immigration wave or the presence of an extraordinarily successful entrepreneur who generates massive job opportunities, such as Bill Gates in Seattle. What will be the wild cards over the next 20 years? No one can know, but our research indicates that they will explain as much as a third of the variation in growth across U.S.
6 Percent Thousands ,000 2,500 2,000 1,500 1, Total Population Growth Per Year Household Formations Per Year 1,627 1,343 1, ,389 1,157 1, Estimated Land Absorption Through 2030 Estimated population growth 42,000,000 People per U.S. Household 2.6 Estimated household growth 16,153,846 City HH/Acre Est. Required Acres Philadelphia 6.8 2,388,228 Miami 6.6 2,454,874 Los Angeles 4.4 3,677,212 Atlanta 2.1 7,690,142 Phoenix ,348,856 Looking Forward. Over the past 20 years through 2013, the U.S. population has grown by about 56 million people and 26 million households. While the U.S. population growth rate has slowed from 1% to about 0.75% per year, consistently positive growth is a major distinguishing feature of the U.S. economy relative to other developed economies. In 2013, the total U.S. population was estimated at 316 million, while the Census Bureau projects populations of 334 million and 358 million for 2020 and 2030, respectively, for compounded annual growth rates of 0.78 and 0.74%. To put these figures in perspective, over the next 17 years, the U.S. will add the combined population of the Berlin, London, Paris, Madrid, and Beijing, or nearly 18.6 million households. It is this growth that fuels U.S. real estate development. As illustrated in Figure [2020 and 2030 Population Table 4], the projected population increase will require significant real estate development. For example, if this new population lives with the density of the Philadelphia MSA, this population growth of 42 million will require nearly 2.4 million acres of new development. We estimate that of this required land, more than 60% will be for residential use, with the remainder for office, retail, industrial, hotel, institutional and infrastructure, and open space. Figure [2020 and 2030 Population-Table 2] reveals that Atlanta, Washington, D.C., and Dallas, MSAs lead the pack in our 2030 population growth forecasts (versus 2013) on an absolute level, while Walla Walla, WA; Hinesville, GA; and Carson City, WV show the strongest percentage growth through Combined, the top 10 percentage growth markets are expected to add only 1.5 million new people through 2030, while the top 10 absolute growth markets will increase in population by 13.5 million on an aggregate basis through 2030.
7 In the end, future growth will be driven by a community s openness to change and competitive political environment. Of those, Richmond (68.4%), Atlanta (45.6%), and San Antonio (36%) have the highest projected percentage growth over the 17-year period. The aggregate sample population (212.6 million) in our statistical analysis represents about 67.3% of the total 2013 population of million. We project that the sample urban population will experience a net increase of 61.5 million people, or about 29%, by Conclusion. Real median household income is estimated at just under $53,000 in May If it grows by 2% per year through 2030, it will be roughly 40% higher rising to roughly $74,000. This real income increase means greater demand for amenities, such as gadgets, travel, and cosmetic surgery. It also means that the outdated housing stock will have an even harder time competing for these households. Similarly, if real wealth grows by approximately 40%, to over $940,000 per household by 2030, individuals will own homes and retire far sooner and more comfortably than ever before. With their unprecedented wealth, boomers will desire easyto-navigate, warm, and safe communities with access to the best medical facilities. Ultimately, higher real incomes and real wealth will increase the latent demand to live in the most desirable areas. Aging Echo workers will increasingly work in the healthcare and service sectors and will choose to live in places that are attractive. As they delay marriages and parenthood longer than any previous generation, they will desire urban, social environments. Firms will produce where the talent desires to live. This is often confused with areas with universities. While great universities are obviously very important, the best young talents tend to migrate to wherever there are the best job networks and excitement after graduation. Many firms in industries such as healthcare and airlines will expand to the Sun Belt to be near their customer base. In the end, future growth will be driven by a community s openness to change and a competitive political environment. Those areas that have grown over the past 20 years (controlling for the factors we have discussed above) will continue to grow because of their openness to growth. Despite surpassing its previous high, the U.S. economy continues to be far below its long-term trend, with real GDP nearly $2.3 trillion (13.5% of GDP) below trend. This gap represents a loss of $7,140 per capita, and surpasses the GDPs of Russia, Italy, and Brazil, and approaches the GDPs of the U.K. and France. That is, the gap is now greater than all but the top six largest economies in the world. And while real GDP and real GDP per capita are now at their highest levels in history, they remain about a standard deviation below trend. With pent-up demand on top of new population growth, the potential to close the GDP gap is concentrated in the housing, automobile, and durable goods sectors. This will translate into demand for both residential (seniors, student, multifamily, and single family)and commercial real estate (retail, industrial, office, lodging, and selfstorage). naiglobal.com
MSP holds the top ranking for education, employment and homeownership
1 Prosperity Imbalanced: The Twin Cities Metropolitan Area in 2013 September 2014 Summary Newly released data from the U.S. Census Bureau, based on household surveys collected throughout 2013, allows the
More informationCost of Care Survey. December 2012
Cost of Care Survey December 2012 NOTICE: Readers of this document, including any and all attachments, are hereby notified that any distribution or copying of this document without written consent is strictly
More informationWhat You Should Know if You Need Medicare-covered Equipment or Supplies
CENTERS FOR MEDICARE & MEDICAID SERVICES What You Should Know if You Need Medicare-covered Equipment or Supplies Information about the Medicare Durable Medical Equipment, Prosthetics, Orthotics, and Supplies
More informationThe Housing Downturn in the United States 2009 First Quarter Update
The Housing Downturn in the United States 2009 First Quarter Update May 2009 TABLE OF CONTENTS The Housing Downturn in the United States: 2009 First Quarter Update Introduction The Housing Downturn: National
More informationSA2020 SAN ANTONIO CITY DIVIDENDSTM
SA2020 SAN ANTONIO CITY DIVIDENDSTM Cleveland State University Maxine Goodman Levin College of Urban Affairs Center for Economic Development TABLE OF CONTENTS SA2020 CONNECTS THE COMMUNITY FOR A STRONGER
More informationExclusive Report: A Building Wave of Short Sales in 2012
Historical Short Sale Trends Short sales, where a distressed property (often in foreclosure) is sold for less than what is owed on the mortgage, have long been viewed as an elegant solution to the nation
More informationMitigating the Loss of Private Insurance With Public Coverage for the Under-65 Population: 2008 to 2012
Mitigating the Loss of Private Insurance With Public Coverage for the Under-65 Population: 2008 to American Community Survey Briefs By Jonathan Rodean Issued September 2013 ACSBR/12-11 INTRODUCTION In
More informationThe Foreign Born With Science and Engineering Degrees: 2010
The Foreign Born With Science and Engineering Degrees: 2010 American Community Survey Briefs Issued November 2011 ACSBR/10-06 INTRODUCTION Knowledge and application of science, engineering, and technology
More informationContents. Executive Summary...2. Ownership and Rental Costs: A Historical Perspective...3. Ownership and Rental Costs in 2008...4
The Changing Prospects for Building Home Equity An Updated Analysis of Rents and the Price of Housing in 100 Metropolitan Areas Hye Jin Rho, Danilo Pelletiere, and Dean Baker October 2008 Center for Economic
More informationNationwide s Health of Housing Markets (HoHM) Report
Nationwide s Health of Housing Markets (HoHM) Report Nationwide Economics 215 Q1 Data as of 214 Q4 HoHM Report Executive Summary: The national LIHHM* shows that t the overall housing market is healthier
More informationCompetitive Bidding Update One Year Implementation Update April 17, 2012
Summary Competitive Bidding Update One Year Implementation Update April 17, 2012 The Centers for Medicare & Medicaid Services (CMS) competitive bidding program for durable medical equipment, prosthetics,
More informationForeclosure Counseling: Areas of Greatest and Extraordinary Need Methodology and Analysis
Foreclosure Counseling: Areas of Greatest and Extraordinary Need Methodology and Analysis Now eight years into the foreclosure crisis, households nationwide are still struggling to make their mortgage
More informationOwnership, Rental Costs and the Prospects of Building Home Equity
Ownership, Rental Costs and the Prospects of Building Home Equity An Analysis of 100 Metropolitan Areas Hye Jin Rho, Danilo Pelletiere and Dean Baker May 2008 Center for Economic and Policy Research National
More informationDepartment of Veterans Affairs Quarterly Notice to Congress on Data Breaches Third Quarter of Fiscal Year 2015 April 1, 2015 through June 30, 2015
VHA 4/1/15 VISN 01 Boston, MA 1 0 4/15/15 VISN 01 Boston, MA 1 0 4/22/15 VISN 01 Boston, MA 10 0 4/24/15 VISN 01 Boston, MA 1 0 4/27/15 VISN 01 Boston, MA 0 1 4/29/15 VISN 01 Boston, MA 0 1 4/30/15 VISN
More informationSelf Storage Performance Quarterly
Self Storage Performance Quarterly Second Quarter 2011 2020 Main Street, Suite 1000 Irvine, CA 92614 Tel (626) 304-2920 Fax (626) 304-2921 Source and Copyright 2011 Self Storage Data Services, Inc The
More informationU.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending
U.S. Department of Housing and Urban Development: Weekly Progress Report on Recovery Act Spending by State and Program Report as of 3/7/2011 5:40:51 PM HUD's Weekly Recovery Act Progress Report: AK Grants
More informationRegional Electricity Forecasting
Regional Electricity Forecasting presented to Michigan Forum on Economic Regulatory Policy January 29, 2010 presented by Doug Gotham State Utility Forecasting Group State Utility Forecasting Group Began
More information2015 U.S. TOURISM QUALITY PERFORMANCE REPORT RESONANCE REPORT
2015 U.S. TOURISM QUALITY PERFORMANCE REPORT RESONANCE REPORT RESONANCE CONSULTANCY CREATES DEVELOPMENT STRATEGIES, PLANS, AND BRANDS THAT SHAPE THE FUTURE OF PLACES AROUND THE WORLD. Our team has advised
More informationThe Youth Vote in 2012 CIRCLE Staff May 10, 2013
The Youth Vote in 2012 CIRCLE Staff May 10, 2013 In the 2012 elections, young voters (under age 30) chose Barack Obama over Mitt Romney by 60%- 37%, a 23-point margin, according to the National Exit Polls.
More informationAppendix G Target Industry & Occupational Analysis
Appendix G Target Industry & Occupational Analysis Table of Contents Target Cluster: Boats, Marine Sporting Equipment, Recreational Vehicles... 1 Target Cluster: Firearms and Related Accessories... 3 Target
More informationThe High Price of Mandatory Auto Insurance for Lower Income Households:
The High Price of Mandatory Auto Insurance for Lower Income Households: September 2014 Tom Feltner Director of Financial Services Stephen Brobeck Executive Director J. Robert Hunter Director of Insurance
More informationEconomic Development. American Community Survey Presented by Patrick Jankowski Vice President, Research
March 7, 2011 Economic Development and the American Community Survey Presented by Patrick Jankowski Vice President, Research Greater Houston Partnership Background Greater Houston Partnership (GHP) 2,000
More informationHow To Rate Plan On A Credit Card With A Credit Union
Rate History Contact: 1 (800) 331-1538 Form * ** Date Date Name 1 NH94 I D 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006 8/20/2006 2 LTC94P I F 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006
More informationDemographia United States Central Business Districts (Downtowns)
Demographia United States Central Business Districts (Downtowns) With Data for Selected Additional Employment Areas 3d Edition March 2014 Data from CTPP 2006-10 Demographia United States Central Business
More informationFact Sheet URBAN INSTITUTE. Where Do Gay and Lesbian Couples Live?
Where Do Gay and Lesbian Couples Live? Census 2000 counts same-sex couples in 99 percent of U.S. counties. Like the distribution of the U.S. population at large, the distribution of gay and lesbian families
More informationANGELOUECONOMICS 2012 INDUSTRY HOTSPOTS
ANGELOUECONOMICS 2012 INDUSTRY HOTSPOTS INDUSTRY SPECIALIZATION OF AMERICA'S 100 LARGEST METROPOLITAN AREAS INDUSTRY CLUSTERS 19-24 (of 36) ABOUT THE RANKINGS In the 21 st Century, the engines that drive
More informationANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL
State-Level Analysis HELP WANTED PROJECTIONS of JOBS and EDUCATION REQUIREMENTS Through 2018 JUNE 2010 ANTHONY P. CARNEVALE NICOLE SMITH JEFF STROHL Contents 1 Introduction 3 U.S. Maps: Educational concentrations
More information5 Trends to Help You Maximize Self-Storage Profit and Facility Value. R. Christian Sonne, MAI, MRICS Ray Wilson, MAI, CRE Cushman & Wakefield
5 Trends to Help You Maximize Self-Storage Profit and Facility Value R. Christian Sonne, MAI, MRICS Ray Wilson, MAI, CRE Cushman & Wakefield Performance Performance-At-a-Glance Current Conditions Preliminarily
More informationRates are valid through March 31, 2014.
The data in this chart was compiled from the physician fee schedule information posted on the CMS website as of January 2014. CPT codes and descriptions are copyright 2012 American Medical Association.
More informationThe MetLife Market Survey of Assisted Living Costs
The MetLife Market Survey of Assisted Living Costs October 2005 MetLife Mature Market Institute The MetLife Mature Market Institute is the company s information and policy resource center on issues related
More informationWhat does Georgia gain. by investing in its
What does Georgia gain by investing in its colleges and universities 2 A tremendous return: More economic prosperity. Less government spending. A stronger competitive advantage. A higher quality of life.
More informationThe Top 25 Best & Worst Places to Look for Work: Electrical Engineers
Report July 2011 The Top 25 Best & Worst Places to Look for Work: Electrical Engineers Abstract Work whatever kind of work you do is easier if you have access to good information. If you are an Electrical
More informationFood Hardship in America 2012
Food Hardship in America 2012 Data for the Nation, States, 100 MSAs, and Every Congressional District February 2013 2012 was the fifth year during which the Gallup organization, as part of the Gallup-
More informationNHIS State Health insurance data
State Estimates of Health Insurance Coverage Data from the National Health Interview Survey Eve Powell-Griner SHADAC State Survey Workshop Washington, DC, January 13, 2009 U.S. DEPARTMENT OF HEALTH AND
More information1 Appendix A. Metro Area List
1 Appendix A. Metro Area List MSA Name Population () Akron, OH 703,200 Albany-Schenectady-Troy, NY 870,716 Albuquerque, NM 887,077 Allentown-Bethlehem-Easton, PA-NJ 821,173 Asheville, NC 424,858 Augusta-Richmond
More informationTax Rates and Tax Burdens In The District of Columbia - A Nationwide Comparison
Government of the District of Columbia Natwar M. Gandhi Chief Financial Officer Tax Rates and Tax Burdens In The District of Columbia - A Nationwide Comparison 2004 Issued August 2005 Tax Rates And Tax
More informationUrban Rental Markets Tighten, Increasing Housing Demand for Suburban Homes with 59 percent of Home Searches Happening Outside Current Metro Area
TRULIA LAUNCHES METRO MOVERS REPORT IDENTIFYING WHERE PEOPLE WANT TO LIVE IN THE FUTURE November 16, 2011 1:23 PM ET Urban Rental Markets Tighten, Increasing Housing Demand for Suburban Homes with 59 percent
More informationThe Persistence of Segregation in the Metropolis: New Findings from the 2010 Census
This report has been peerreviewed by the Advisory Board of the US Project. Views expressed here are those of the authors. US Project John R. Logan, Director Brian Stults, Associate Director Advisory Board
More informationAXA Advisors Retail Distribution Overview. September 23, 2004
AXA Advisors Retail Distribution Overview September 23, 2004 Agenda Retail Distribution Organization Financial Services Industry Climate AXA Advisors - Our Advantage 2003/2004 Initiatives & Accomplishments
More informationHow To Know The Nursing Workforce
FAST FACTS The Nursing Workforce 2014: Growth, Salaries, Education, Demographics & Trends RN Job Growth Rate (new and replacement) By State/Region, 2012-2022) 14 states project an annual growth rate of
More informationFederation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence
This document reports CEU requirements for renewal. It describes: Number of required for renewal Who approves continuing education Required courses for renewal Which jurisdictions require active practice
More informationand Restless and the Nation s Cities
The Young October 2014 and Restless and the Nation s Cities Joe Cortright cityobservatory.org Summary The Young and Restless 25 to 34 year olds with a bachelor s degree or higher level of education, are
More information90-400 APPENDIX B. STATE AGENCY ADDRESSES FOR INTERSTATE UIB CLAIMS
INTERSTATE UIB CLAIMS Alabama Multi- Unit (#01) Industrial Relations Bldg. Montgomery, AL 31604 Alaska Interstate Unit (#02) P.O. Box 3-7000 Juneau, AK 99801 Arizona Interstate Liable Office (#03) Department
More informationState Corporate Income Tax-Calculation
State Corporate Income Tax-Calculation 1 Because it takes all elements (a*b*c) to calculate the personal or corporate income tax, no one element of the corporate income tax can be analyzed separately from
More informationAlabama Commission of Higher Education P. O. Box 302000 Montgomery, AL. Alabama
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Alabama Commission of Higher Education P. O. Box 302000 Montgomery, AL 36130-2000 (334) 242-1998 Fax: (334) 242-0268 Alaska Commission
More informationEquity Report FOURTH QUARTER 2014
Equity Report FOURTH QUARTER 2014 Negative equity continued to be a serious issue for the housing market and the U.S. economy at the end of 2014 with 5.4 million homeowners still underwater. We expect
More informationAtlanta Rankings 2014
Atlanta Rankings Major National Magazine and Study Rankings BUSINESS FACILITIES Metro Business Rankings Lowest Cost of Doing Business 2. Orlando, FL 3. Charlotte, NC 4. San Antonio, TX 5. Tampa, FL 6.
More informationSmall Business Credit Outlook
2015 Q3 Small Business Credit Outlook All s Well that Ends Well Shakespeare All s Not Well - Hamlet Business Cycle As 2015 ends, it is easy to say all is well going into 2016. Lending activity stands strong,
More informationIn Utilization and Trend In Quality
AHA Taskforce on Variation in Health Care Spending O Hare Hilton, Chicago February 10, 2010 Allan M. Korn, M.D., FACP Senior Vice President, Clinical Affairs and Chief Medical Officer Variation In Utilization
More informationBuilding Stronger Industries and Communities: The Role of the American Community Survey
Building Stronger Industries and Communities: The Role of the American Community Survey March 7, 2011 David Crowe Chief Economist Housing Data in General Local Different Cyclic Comparisons require good
More informationOnline Appendix for. House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis American Economic Review. Atif Mian Amir Sufi
Online Appendix for House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis American Economic Review Appendix Figure 1 Atif Mian Amir Sufi Appendix Figure 1 graphs house price
More informationThe MetLife Market Survey of Nursing Home & Home Care Costs
The MetLife Market Survey of Nursing Home & Home Care Costs September 2005 MetLife Mature Market Institute The MetLife Mature Market Institute is the company s information and policy resource center on
More informationTITLE POLICY ENDORSEMENTS BY STATE
TITLE POLICY ENDORSEMENTS BY STATE State Endorsement ID Endorsement Description AK ARM ALTA 6 Adjustable (Variable) Rate AK BALLOON FNMA Balloon Endorsement AK CONDO ALTA 4 Condominium AK COPY FEE Copies
More informationDashboard. Campaign for Action. Welcome to the Future of Nursing:
Welcome to the Future of Nursing: Campaign for Action Dashboard About this Dashboard: These are graphic representations of measurable goals that the Campaign has selected to evaluate our efforts in support
More informationStates Future Economic Standing
States Future Economic Standing if current education levels remain the same. Presentation by Joe Marks SREB Director of Data Services State Leaders Forum St. Petersburg, Florida November 17, 2004 1 The
More informationSmall Business Credit Outlook
2014 Q4 Small Business Credit Outlook The Growth Engine in 2015 Stock market volatility and GDP growth slowing to 2.6% lead many to believe the economy is stumbling. This problem can be attributed to a
More informationAN INSIDE LOOK AT SOCIAL RECRUITING IN THE USA
AN INSIDE LOOK AT SOCIAL RECRUITING IN THE USA THE BULLHORN REACH RANKINGS REPORT TM WWW.BULLHORNREACH.COM @BULLHORNREACH JUNE 2012 COPYRIGHT 2012 BULLHORN, INC. ALL RIGHTS RESERVED. EXECUTIVE SUMMARY
More informationMigration Trends in the Pittsburgh Region 2000-2006
University Center for Social and Urban Research Migration Trends in the Pittsburgh Region 2000-2006 Christopher Briem July 2007 University of Pittsburgh Table of Contents Table of Contents... 1 List of
More informationEnrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2013
Enrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2013 A Nationwide Survey of Program Directors Conducted by the American Society of Radiologic Technologists
More informationStandardized Pharmacy Technician Education and Training
Standardized Pharmacy Technician Education and Training Kevin N. Nicholson, RPh, JD Vice President, Pharmacy Regulatory Affairs National Association of Chain Drug Stores May 19, 2009 Overview of how technicians
More informationCDFI FUND NEW MARKETS TAX CREDIT PROGRAM:
CDFI FUND US Department of the Treasury NEW MARKETS TAX CREDIT PROGRAM: SECOND ROUND (2003-2004) Allocatees Serving Allocatee Name (Award Amount) AK 1 Alaska Growth Capital BIDCO, Inc. ($35 million) Total:
More informationNew York Public School Spending In Perspec7ve
New York Public School Spending In Perspec7ve School District Fiscal Stress Conference Nelson A. Rockefeller Ins0tute of Government New York State Associa0on of School Business Officials October 4, 2013
More informationActively Moving America to Better Health
2014 Actively Moving America to Better Health Health and Community Fitness Status of the 50 Largest Metropolitan Areas ACKNOWLEDGEMENTS This report is supported by a grant from the WellPoint Foundation.
More informationNAAUSA Security Survey
NAAUSA Security Survey 1. How would you rate the importance of each of the following AUSA security improvements. Very important Somewhat important Not too important Not at all important Secure parking
More informationEnrollment Snapshot of Radiography, Radiation Therapy and Nuclear Medicine Technology Programs 2014
Enrollment Snapshot of, Radiation Therapy and Nuclear Medicine Technology Programs 2014 January 2015 2015 ASRT. All rights reserved. Reproduction in any form is forbidden without written permission from
More informationFederation of State Boards of Physical Therapy Jurisdiction Licensure Reference Guide Topic: Continuing Competence
This document reports CEU (continuing education units) and CCU (continuing competence units) requirements for renewal. It describes: Number of CEUs/CCUs required for renewal Who approves continuing education
More informationSurety Bond Requirements for Mortgage Brokers and Mortgage Bankers As of July 15, 2011
Surety Bond Requirements for Mortgage Brokers and Mortgage Bankers As of July 15, 2011 State Mortgage Broker Bond Cancellation Mortgage Banker Bond Cancellation Notes & Citations AK $75,000 minimum for
More informationTax Rates and Tax Burdens in the District of Columbia - A Nationwide Comparison. Government of the District of Columbia. Vincent C.
Government of the District of Columbia Vincent C. Gray Mayor Jeffrey DeWitt Chief Financial Officer Tax Rates and Tax Burdens in the District of Columbia - A Nationwide Comparison 2013 Issued November
More informationCINCINNATI HILLS CHRISTIAN ACADEMY COLLEGE QUESTIONNAIRE FOR STUDENTS
CINCINNATI HILLS CHRISTIAN ACADEMY COLLEGE QUESTIONNAIRE FOR STUDENTS Complete & bring with you to your Junior College Planning Meeting. NAME: ADDRESS: EMAIL: BIRTHDATE: PHONE #: DATE: PLEASE READ BEFORE
More informationAnnual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Brief: 2015
Annual Survey of Public Pensions: State- and Locally- Administered Defined Benefit Data Summary Brief: Economy-Wide Statistics Division Briefs: Public Sector Graphical Summary By Phillip Vidal Released
More informationCJR FAQ: Comprehensive Care Joint Replacement Model Frequently Asked Questions
CJR FAQ: Comprehensive Care Joint Replacement Model Frequently Asked Questions What is the Comprehensive Care Joint Replacement Model? The Comprehensive Care Joint Replacement Model (CJR) is a Medicare
More information2012 2013 Salary Database
PREVIEW REPORT 2012 2013 Salary Database Using 2012 Data Summary STC s 2012 2013 Salary Database Preview Report Technical Writer Employment 2012 The number of technical writers employed in the United States
More informationU.S. Department of Veterans Affairs: 2015 TCF List of Locations for VA Careers
U.S. Department of Veterans Affairs: 2015 TCF List of Locations for VA Careers How to Find Job Announcements and Apply VHA offers a designated number of TCF Program positions each year, for 2015 there
More informationAmbulance Industry Receives Financial Relief Through the MMA
Ambulance Industry Receives Financial Relief Through the MMA On June 25, 2004, the Centers for Medicare and Medicaid Services (CMS) issued Transmittal 220 to Medicare Contractors outlining changes to the
More informationThe Middle Market Power Index: Catalyzing U.S. Economic Growth
The Power Index: Catalyzing U.S. Economic Growth In an exciting new collaboration, American Express and Dun & Bradstreet are combining forces to increase public understanding of the vital role that middle
More informationFraud risks expected to shift as the market changes from a refinance-dominated to a purchase-dominated market. read more
Fraud risks expected to shift as the market changes from a refinance-dominated to a purchase-dominated market. read more The Interthinx Fraud Risk Report represents an in-depth analysis of residential
More informationAPPENDIX 1: SURVEY. Copyright 2010 Major, Lindsey & Africa, LLC. All rights reserved.
APPENDIX 1: SURVEY Major, Lindsey & Africa Partner Compensation Survey (2010) Dear : Major, Lindsey & Africa invites you to participate in our 2010 MLA Partner Compensation Survey. This Survey, which is
More informationCoreLogic National Foreclosure Report
CoreLogic National Foreclosure Report JUNE 2014 3.9% In June, the foreclosure inventory was down 3.9 percent from May 2014, representing 32 months of consecutive year-over-year declines. While 32 straight
More informationFlorida Workers Comp Market
Florida Workers Comp Market 10/5/10 Lori Lovgren 561-893-3337 Lori_Lovgren@ncci.com Florida Workers Compensation Rates 10-1-03 1-1-11 to 1-1-11* Manufacturing + 9.9% 57.8% Contracting + 7.3% 64.4 % Office
More informationABOUT LPL FINANCIAL. serving. financial advisors. and their clients
ABOUT LPL FINANCIAL serving financial advisors and their clients the need for objective advice has never been greater Amid an ever-changing investment landscape, investors need an expert and experienced
More information2016 Individual Exchange Premiums updated November 4, 2015
2016 Individual Exchange Premiums updated November 4, 2015 Within the document, you'll find insights across 50 states and DC with available findings (i.e., carrier participation, price leadership, gross
More informationStates Served. CDFI Fund 601 Thirteenth Street, NW, Suite 200, South, Washington, DC 20005 (202) 622-8662 25
s Served CDFI Fund 601 Thirteenth Street, NW, Suite 200, South, Washington, DC 20005 (202) 622-8662 25 New Markets Tax Credit Program Sixth Round (2008) s Served NOTES: (1) Allocatees that are italicized
More informationehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014
ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014 June 2015 1 INTRODUCTION In this report, ehealth provides an analysis of consumer shopping trends and premium
More informationWhy Go Out-of-Home? National. OOH advertising reaches almost the entire U.S. adult population each week.
Why Go Out-of-Home? It s Simple That s Where the People Are! According to the 2013 Arbitron Out-of-Home Advertising Study, we are spending even more time out of home more than 89% of U.S. residents aged
More informationCoreLogic Equity Report
CoreLogic Equity Report REPORT NATIONAL OVERVIEW Rising Home Prices Led to Improvements In Home Equity, with 312,000 Residential Properties Regaining Equity In Q1 2014 6.3 Million Homes with a Mortgage
More informationThe Economic Impact of Commercial Airports in 2010
The Economic Impact of Commercial Airports in 2010 January 2012 Prepared for: Airports Council International North America Prepared by: CDM Smith 8805 Governor s Hill Drive Cincinnati, Ohio 45249 Table
More informationCity and Suburban Crime Trends in Metropolitan America
METROPOLITAN OPPORTUNITY SERIES City and an Crime Trends in Metropolitan America Elizabeth Kneebone and Steven Raphael The narrowing of the gap between city and suburban crime rates underscores that crime
More informationForbes.com - Magazine Article. In Pictures: Best Places for Business and Careers. In Pictures: Best Small Places for Business and Careers JOB GROWTH
Forbes.com - Magazine Article http://www.forbes.com/lists/2007/1/07bestplaces_best-places-for-business-and-careers_la... Page 1 of 3 Best Places For Business And Careers Kurt Badenhausen The news on the
More informationPreapproval Inspections for Manufacturing. Christy Foreman Deputy Director Division of Enforcement B Office of Compliance/CDRH
Preapproval Inspections for Manufacturing Christy Foreman Deputy Director Division of Enforcement B Office of Compliance/CDRH Major Steps Review of the Quality System information Inspection requests generated
More informationExpanding Your Business in the U.S. Gates and Company: Helping Companies Grow.
Expanding Your Business in the U.S. Agenda Defining Goals for Expanding in the U.S. Market Entry Methodology Market Opportunities and Trends The Make versus Buy versus Partner Decision Capital Sources
More informationCPT Codes For Spirometry
Micro Direct, Inc. 803 Webster Street Lewiston, ME 04240 (800) 588-3381 (207) 786-7280 FAX www.mdspiro.com CPT Codes For Spirometry The current Procedural Teminology (CPT) codes defined below are the most
More informationNational Bureau for Academic Accreditation And Education Quality Assurance PUBLIC HEALTH
1 GEORGE WASHINGTON UNIVERSITY WASHINGTON DC B Athletic Training 1 MA B 1 BROWN UNIVERSITY PROVIDENCE RI B EAST TENNESSEE STATE UNIVERSITY JOHNSON CITY TN B 3 HUNTER COLLEGE NEW YORK NY B 4 UNIVERSITY
More informationPost-Graduation Survey Results 2013 College of Fine Arts School of Design Undergraduate
Post-Graduation Survey Results 2013 School of Design Undergraduate EMPLOYERS AND JOB TITLES AppMesh Inc. User Experience Designer San Francisco CA Sodiumpartners Designer Seoul Korea Microsoft User Experience
More informationState and Local Sales Tax Revenue Losses from E-Commerce: Estimates as of July 2004
State and Local Sales Tax Revenue Losses from E-Commerce: Estimates as of July 2004 by Dr. Donald Bruce, Research Assistant Professor dbruce@utk.edu and Dr. William F. Fox, Professor and Director billfox@utk.edu
More informationto Medicare s Durable Medical Equipment, Prosthetics, Orthotics, & Supplies (DMEPOS) Competitive Bidding Program
to Medicare s Durable Medical Equipment, Prosthetics, Orthotics, & Supplies (DMEPOS) Competitive Bidding Program C E N T E R S F O R M E D I C A R E & M E D I C A I D S E R V I C E S The information in
More informationNurse Practitioners and Physician Assistants in the United States: Current Patterns of Distribution and Recent Trends. Preliminary Tables and Figures
Nurse Practitioners and Physician Assistants in the United States: Current Patterns of Distribution and Recent Trends Preliminary Tables and Figures Kevin M. Stange, PhD Assistant Professor Gerald R. Ford
More informationANTI FRAUD BUREAUS ALASKA ARKANSAS ARIZONA CALIFORNIA
ANTI FRAUD BUREAUS Anti-Fraud Bureaus are generally state operated agencies that have been organized to detect, investigate and deter insurance frauds of many types. Fraud bureaus and insurance company
More informationLexisNexis Law Firm Billable Hours Survey Top Line Report. June 11, 2012
LexisNexis Law Firm Billable Hours Survey Top Line Report June 11, 2012 Executive Summary by Law Firm Size According to the survey, we found that attorneys were not billing all the time they worked. There
More informationUniversity of Saint Joseph College of Pharmacy
State School code Name of School AL 001 Auburn University AL 002 Samford University AR 004 University of Arkansas AR 096 Harding University AZ 003 University of Arizona AZ 082 Midwestern University-Glendale
More informationPEOPLE, PRICE, PRODUCT, PROMOTION and PRIDE
Contact Information 1603 Lyndon B Johnson Freeway Suite 350 Dallas, Texas 75234 (972) 243-7648 Fax: (972) 243-2494 corporate@sunridgemanagement.com www.sunridgemanagement.com Proven Keys to Successful
More information