NAB SMS Banking. on hand WHEREVER you go

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1 NAB SMS Banking on hand WHEREVER you go

2 FREE: If you register now, NAB SMS Banking will be free until 31 October No SMS bank fees - just standard SMS charges through your mobile phone provider. access your account wherever you are, whatever you re doing If you spend your life on the go, your mobile phone is probably always close at hand, helping you keep in touch with friends and what is going on in the world. Well, now there s a banking solution that takes into account the way you live. NAB SMS Banking is a smart new way to access your NAB accounts whenever you want. Weekends, evenings, any time no matter where you are. It s convenient and easy to use, especially if you already use SMS. Take a closer look at the smart new way for mobile people to bank. 2 3

3 how does it work? NAB SMS Banking is a great option for busy people. It doesn t matter where you are or what you are doing, you can send an SMS request to NAB for an account balance, mini statement or funds transfer and receive a response within approximately 10 seconds. account balance If you re out and about and would like to know how much money you have in your NAB transaction account, simply send an SMS to request the balance. mini statement Maybe you want to check if your salary has gone into your account or if a cheque has been cleared. Now you can, simply by requesting a mini statement via NAB SMS Banking. funds transfer Or perhaps you think you re nearing your credit card limit, but you want to continue shopping. With NAB SMS Banking, you can send an SMS requesting the transfer of a specified amount from an eligible NAB transaction account to your NAB Credit Card. Your money is transferred immediately, so you can continue shopping. Whether you re out for dinner, at the beach or racing between appointments, NAB SMS Banking is always on hand to make life easier. To make things even easier, you can download a step-by-step User Guide, a copy of this brochure and the Terms and Conditions from nab.com.au/smsbanking You can also request a Welcome Pack to be mailed out to you, which includes our handy SMS Banking pocket reference card. 4 5

4 key features and benefits Convenient wherever you are, whatever you are doing 24/7 access access your accounts at any time day or night On demand account balance; mini statement; transfers between eligible NAB accounts More control do your banking whenever you want and better manage your finances cost NAB SMS Banking won t cost you anything until 1 November That s right, there are no SMS bank fees. All you ll pay are the standard SMS call rates from your mobile phone provider whenever you use the service. You can contact your mobile phone provider for SMS charges. From 1 November 2008 the following charges will apply. 25c 25c 40c account balance mini statement funds transfer Note: Fees are waived for transactions on packaged accounts. security For security purposes, account numbers are never used with NAB SMS Banking. Instead, you select nicknames for your accounts, which enables you to access the correct account while keeping your details confidential. To keep your SMS Banking details secure, make sure your mobile phone and account information are safe. If you lose your mobile phone, it is important to report it to NAB and your mobile phone provider and your service will be blocked to prevent anybody accessing your accounts. NAB SMS Banking is also supported by NAB Defence for your security. For more information and handy security tips, visit nab.com.au/smsbanking register today Getting started is easy it only takes 2-3 minutes. Simply visit NAB Internet Banking at nab.com.au or call to register your mobile phone number and the NAB accounts you would like to access with SMS Banking. You can find a list of eligible accounts at nab.com.au/smsbanking When registering for SMS Banking you must be at least 16 years of age. You ll be asked to provide a nickname for each account you d like to access. This nickname will help keep your account secure when using SMS, plus it ll make access to these accounts quicker and easier. When registration is complete you can start using NAB SMS Banking immediately. Simply SMS your request to 0447 NABSMS ( ) and we ll respond in approximately 10 seconds. It s that simple.

5 Important information The information in this brochure is of a general nature and has been prepared by National Australia Bank Limited ABN (NAB) for information purposes only for personal customers. The information is current at the time of printing (April 2008) but may change without notice. The products and services described are only available to approved customers. Terms and conditions and fees and charges apply. For further information contact NAB. Any advice contained in this document has been prepared by NAB without taking into account your objectives, financial situation or needs. Before acting on any advice in this document, NAB recommends you consider whether it is appropriate for your circumstances. NAB recommends you consider the Product Disclosure Statement, Terms and Conditions or other disclosure documents, available from NAB, before making any decisions regarding these products. National Australia Bank Limited ABN is the product issuer, unless otherwise specified. For information on NAB SMS Banking call am 9pm EST, Monday to Friday 9am 6pm EST, Saturday & Sunday or visit nab.com.au/smsbanking To call from overseas, dial Call for support do not send an SMS message. Hearing impaired customers with telephone typewriters can contact us on National Australia Bank Limited ABN A0408