Spring Deals are Blooming

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1 Money Matters A newsletter for First Credit Union members. March 2016 Spring Deals are Blooming April 9 & 10, 2016 Saturday, 9am - 6pm Sunday, 10am - 5pm 1 % Cash Back Up to $500 * Join us for the 2 day Pre-Owned Car Sale! Join us on Saturday, April 9th or Sunday, April 10th for our 2-day only pre-owned car sale at Chandler Corporate Plaza located at 25 S. Arizona Place, Chandler AZ, We re just SE of Chandler Blvd. & Arizona Ave. Over 200 Pre-Owned Vehicles. Choose from a large selection of pre-owned vehicles available at or below Kelley Blue Book retail value. Selection includes trucks, SUVs, mini vans, domestics, imports, luxury vehicles, and sport performance vehicles. Car Sale Special Offer. Get 1% cash back, up to $500, and enjoy no payments for 90 days when you buy a vehicle during the car sale and finance it with us.* See complete details below. Trade-ins Welcome. Trade-in your current vehicle and drive off in a great (new to you:) ride! Get pre-approved! Apply online at firstcu.net or over the phone when you call (480) or toll-free outside the Phoenix area at (800) Call for more information or visit us online at firstcu.net *Get cash back of 1% of total loan funded, up to $500. Offer can be combined with applicable loan rate discounts. Offer applies to used vehicle loans for vehicles purchased at First Credit Union Sales Event 04/9/2016 through 04/10/2016. Cash back award will be deposited into your First Credit Union savings account when loan funds and title perfected or within 90 days of loan funding. Cash back award cannot be used to lower the amount financed. You must retain vehicle financing at First Credit Union for a minimum of 180 days to retain cash back award. Deferred payments are subject to approval. Qualifying members may select to defer their first payment for 90 days from the loan funding date. Interest will accrue during deferral period. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Offer ends 04/10/2016.

2 Don't forget to make your 2015 IRA contribution by April 18th! Support ICAN on AZ Gives Day! Again this year First Credit Union will match the first $2,000 of donations made to ICAN during Arizona Gives Day. Mark your calendar for this state-wide 24-hour online giving campaign which will take place on Tuesday, April 5th, Make your donation of $10 or more online at the link listed below ontuesday, April 5th. Learn more at firstcu.net. P lease join us for First Credit Union s Annual Meeting. The meeting will be held on Tuesday, March 22, 2016 in the 5th floor Boardroom at our Chandler Corporate Plaza located at 25 S. Arizona Place. Networking and refreshments begin at 5:30 p.m. and the meeting begins promptly at 6:00 p.m. All members welcome! Access your accounts anytime! firstcu.net (480) Short code (Register your device at firstcu.net) ATM with any of these logos: Mailing Address: P.O. Box 820, Chandler, AZ /7 Phone Center: (480) (800) Download our mobile banking app with remote check deposit here! Check out previous editions of Money Matters Newsletter here! 2016 All rights reserved First Credit Union

3 WHEREVER YOUR DAY TAKES YOU, A Friend ly Face is Never Far Away.

4 At First Credit Union, we re always finding ways to make your experience more convenient. Shared branching is one of those ways. First Credit Union is part of a national network of cooperative credit unions, providing members with easy account access at thousands of locations. Learn more at firstcu.net. At shared branch locations around the country, you can enjoy a host of services, just like you would at your local branch: Deposits Transfers between accounts Withdrawals Loan payments Find a shared branch location at firstcu.net. Just click on Locations & ATMS or download our mobile banking app. Just look for the shared branch logo! Convenience is first at First Credit Union! As a member, enjoy 24/7 friendly personalized service, plus: Text banking Mobile apps with check deposit Online banking Extensive CO-OP ATM Network Bill pay And more at firstcu.net This credit union is federally insured by the National Credit Union Adminstration.

5 Make every purchase more rewarding Request your First Credit Union Visa Rewards Credit Card today Three ways to apply: 1.) Visit any branch 2.) Visit firstcu.net -or- 3.) Call or toll-free outside the Phoenix area at Call, click or visit today!

6 Earn rewards with every purchase Get rewarded for things you pay for anyway with a Visa Rewards Credit Card. You can earn 1 point for every $1 of purchases. Redeem them for gift cards, travel or cash. Plus, enjoy these cardholder benefits: 4.9% APR Introductory Rate* on purchases/balance transfers 3X POINTS on first $1,000 of purchases Enjoy worldwide acceptance Request your First Credit Union Visa Rewards Credit Card today Visit any branch, apply online at firstcu.net or call or toll-free outside the Phoenix area at * APR=Annual Percentage Rate. 4.9% Intro APR on Balance Transfers and Purchases for 9 months. After that, the APR will be 10.15% % for purchases and 13.15% % on balance transfers and cash advances based on your creditworthiness. Rates subject to change without prior notice. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details. This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc Visa Inc. All Rights Reserved. Rev. 1/16