U.S. Average Monthly Foreign Exchange Rate Table per schedule 1

Size: px
Start display at page:

Download "U.S. Average Monthly Foreign Exchange Rate Table per schedule 1"

Transcription

1 July June May April March February January December November October September August July June May April March February January December November October September

2 August July June May April March February January December November October September August July June May April March February January December November October September August July

3 June May April March February January December November October September August July June May April March February January December November October September August July June May

4 April March February January December November October September August July June May April March February January December November October September August July June May April March

5 February January December November October September August July June May April March February January December November October September August July June May April March February January

6 December November October September August July June May April March February January December November October September August July June May April March February January December November

7 October September August July June May April March February January December November October September August July June May April March February January December November October September

8 August July June May April March February January December November October September August July June May April March February January December November October September August July

9 June May April March February January December November October September August July June May April March February January December November October September August July June May

10 April March February January December November October September August July June May April March February January December November October September August July June May April March

11 February January December November October September August July June May April March February January Currency Converter US $ Year End Average Rates

12 Rates obtained from the Bank of Canada website. For further information please refer to

Page 1/.. USA / Canada - South Africa Schedule No. 4 / 2011-Jan-24

Page 1/.. USA / Canada - South Africa Schedule No. 4 / 2011-Jan-24 USA / Canada South Africa Schedule No. 4 / 2011Jan24 Page 1/.. USA / Canada South Africa Schedule No. 4 / 2011Jan24 Page 2/.. USA / Canada South Africa Schedule No. 4 / 2011Jan24 Page 3/.. USA / Canada

More information

FACT SHEET Global Direct Selling

FACT SHEET Global Direct Selling Global 2011 Global Retail Sales: USD $153,727 million Global Sales Force The 91.5 million Direct Sellers who represent companies around the world are: 3 2 16% 9% 2% 3% 2% 3% 2% 3% Care 42% 2% 56% 3% 2

More information

Sending a wire to Andrews University Accounting Office

Sending a wire to Andrews University Accounting Office Sending a wire to Andrews University Accounting Office Go to following address on line: payandrews.peertransfer.com 1. Enter exact payment amount and the country you will pay from 2. Select the Payment

More information

PAYER GUIDE. The Student s Guide to International Payments with peertransfer WWW.PEERTRANSFER.COM

PAYER GUIDE. The Student s Guide to International Payments with peertransfer WWW.PEERTRANSFER.COM PAYER GUIDE The Student s Guide to International Payments with peertransfer STEP 1: GET STARTED Visit www.peertransfer.com. Use the search box to select your school & click the green Get Started button.

More information

PAYER GUIDE. The University of Minnesota Twin Cities Guide to Making International Payments with peertransfer WWW.PEERTRANSFER.COM

PAYER GUIDE. The University of Minnesota Twin Cities Guide to Making International Payments with peertransfer WWW.PEERTRANSFER.COM PAYER GUIDE The University of Minnesota Twin Cities Guide to Making International Payments with peertransfer Why Use peertransfer? peertransfer allows you to pay from almost any country or bank in your

More information

Kernels Gift Loyalty Card Program - How Does it Work?

Kernels Gift Loyalty Card Program - How Does it Work? FAQ Contents Is the website secure?... 2 What forms of payment do you accept?... 2 When will I be charged for my order?... 2 What currency is charged?... 2 Do I receive a confirmation of my order?... 2

More information

Below you will find the steps required to activate your FXCM Trading account and 4X-DAT software in order to create a uniform process between the two.

Below you will find the steps required to activate your FXCM Trading account and 4X-DAT software in order to create a uniform process between the two. WELCOME TO THE FUTURE OF FOREX TRADING. Thank your purchase of an active trading software license. These instructions will help you establish your brokerage account with FXCM and link your account to your

More information

Explanatory Notes Reporting of International Electronic Funds Transfers. Part 1 Income Tax Act

Explanatory Notes Reporting of International Electronic Funds Transfers. Part 1 Income Tax Act 1 Clause 1 Explanatory Notes Reporting of International Electronic Funds Transfers Offences and punishment 238(1) Part 1 Income Tax Act Subsection 238(1) of the Income Tax Act (the Act) makes it an offence

More information

Your life insurance conversion privilege

Your life insurance conversion privilege Your life insurance conversion privilege GROUP INSURANCE When your employment terminates, or when you retire or reach the policy age limit, your group life insurance coverages could be cancelled or reduced.

More information

Statements You can conveniently view your statement in PDF, download in Excel or QIF format and

Statements You can conveniently view your statement in PDF, download in Excel or QIF format and Concentration Banking Account Types Region 1-6 and Standards Developing Committees Region 7 Region 8-10 Conferences Region 1-6 and Standards Developing Committees Designed for all IEEE Sections, Chapters,

More information

International Electronic Funds Transfer Report

International Electronic Funds Transfer Report Financial Transactions and Repts Analysis Centre of Canada Centre d analyse des opérations et déclarations financières du Canada International Electronic Funds Transfer Rept If you have the capability

More information

Minimum Australia 0.10% AUD $7.00

Minimum Australia 0.10% AUD $7.00 CMC Markets s Schedule for CFD trades executed as a client introduced by Rivkin Securities Pty Ltd to CMC Markets are outlined below. These rates are current at the time of this email however may be subject

More information

PROOF OF CLAIM INSTRUCTION LETTER FOR THE CLAIMS PROCEDURE FOR UNKNOWN UNSECURED CREDITORS OF SKYLINK AVIATION INC.

PROOF OF CLAIM INSTRUCTION LETTER FOR THE CLAIMS PROCEDURE FOR UNKNOWN UNSECURED CREDITORS OF SKYLINK AVIATION INC. PROOF OF CLAIM INSTRUCTION LETTER FOR THE CLAIMS PROCEDURE FOR UNKNOWN UNSECURED CREDITORS OF SKYLINK AVIATION INC. (the Applicant ) CLAIMS PROCEDURE By Order of the Ontario Superior Court of Justice (Commercial

More information

HEALTHCARE EMPLOYEES BENEFITS PLAN - MANITOBA - EMPLOYEE ASSISTANCE PLAN

HEALTHCARE EMPLOYEES BENEFITS PLAN - MANITOBA - EMPLOYEE ASSISTANCE PLAN Financial Statements of HEALTHCARE EMPLOYEES BENEFITS PLAN - MANITOBA - EMPLOYEE ASSISTANCE PLAN KPMG LLP Suite 2000 - One Lombard Place Winnipeg MB R3B 0X3 Canada Telephone Fax Internet (204) 957-1770

More information

Living Benefit Rider (LBR)

Living Benefit Rider (LBR) Face Amount 350,000.00 Insurance Coverage 700,000.00 Rider (LBR) Life Insurance Proposal In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member

More information

Name: Age: Address: Mobile: Telephone: City: State/ Province: Postal Code: Country : D/L # SocialSecurity/Passport# Email Address: Name: Age:

Name: Age: Address: Mobile: Telephone: City: State/ Province: Postal Code: Country : D/L # SocialSecurity/Passport# Email Address: Name: Age: Personal Details Name: Age: Title: Mr. / Mrs. / Ms. / Other Sex: Male/Female Address: Mobile: Telephone: City: State/ Province: Postal Code: Country : _ D/L # SocialSecurity/Passport# Email Address: Joint

More information

AMENDMENT NO. 2 dated October 17, 2013 to the annual information form dated June 27, 2013, as amended by Amendment No. 1 dated July 26, 2013.

AMENDMENT NO. 2 dated October 17, 2013 to the annual information form dated June 27, 2013, as amended by Amendment No. 1 dated July 26, 2013. AMENDMENT NO. 2 dated October 17, 2013 to the annual information form dated June 27, 2013, as amended by Amendment No. 1 dated July 26, 2013. RBC FUNDS Series D units (unless otherwise indicated) MONEY

More information

Cheque Requisition Effective Date: January 4, 1971 Cancels: September 25, 1979 Dated: November 1, 1994

Cheque Requisition Effective Date: January 4, 1971 Cancels: September 25, 1979 Dated: November 1, 1994 Financial Services Page 1 of 6 Cheque Requisition Effective Date: January 4, 1971 Cancels: September 25, 1979 Dated: November 1, 1994 Signature/Position: Assistant Vice-President Finance Table of Contents

More information

Stock Code 778. For the month ended (dd/mm/yyyy) : 31/01/2016. To : Hong Kong Exchanges and Clearing Limited. Name of Scheme Date Submitted 03/02/2016

Stock Code 778. For the month ended (dd/mm/yyyy) : 31/01/2016. To : Hong Kong Exchanges and Clearing Limited. Name of Scheme Date Submitted 03/02/2016 Monthly Return for Collective Investment Scheme listed under Chapter 20 of the Exchange Listing Rules (other than listed open-ended Collective Investment Scheme) on Movements in Units For the ended (dd/mm/yyyy)

More information

A. Open Securities Account* * Applicable to Wealth Management, NCB Wealth Management, Enrich Banking and i-free Banking customers only.

A. Open Securities Account* * Applicable to Wealth Management, NCB Wealth Management, Enrich Banking and i-free Banking customers only. Steps to open Securities Account, Multi-Currency Savings Account (including RMB Account) and set up RMB Account as the securities settlement account via Internet Banking A. Open Securities Account* * Applicable

More information

Living Benefit Rider (LBR)

Living Benefit Rider (LBR) Face Amount 300,000.00 Insurance Coverage 600,000.00 24,000.00 Rider (LBR) Life Insurance Proposal In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc.,

More information

Siemens Supply Chain Finance Program

Siemens Supply Chain Finance Program Siemens Supply Chain Finance Program January, 2012 Copyright Siemens AG 2007. All rights reserved. Copyright Siemens AG 2006. All rights reserved. Introduction to the Siemens SCF Program The Siemens SCF

More information

Receiving Payment in Foreign Currency

Receiving Payment in Foreign Currency Receiving Payment in Foreign Currency Contents An Example Preparing PCLaw for Foreign Currency Receiving Funds in Foreign Currency Performing Month End Procedures An Example To better illustrate the procedures

More information

Equipment leasing for agriculture

Equipment leasing for agriculture Business Financial Services Equipment leasing for agriculture The fast and flexible way to equip your business What is equipment leasing? n Leasing is a financing alternative that allows you to update

More information

Interim Condensed Consolidated Financial Statements TEXADA SOFTWARE INC. For the three months ended March 31, 2012 and 2011 (Unaudited)

Interim Condensed Consolidated Financial Statements TEXADA SOFTWARE INC. For the three months ended March 31, 2012 and 2011 (Unaudited) Interim Condensed Consolidated Financial Statements TEXADA SOFTWARE INC. For the three months ended March 31, 2012 and 2011 (Unaudited) MANAGEMENT S COMMENTS ON UNAUDITED INTERIM CONSOLIDATED FINANCIAL

More information

1.0 Structure of the Investment. Financial Services Commission of Ontario Commission des services financiers de l Ontario. Investment Guidance Notes

1.0 Structure of the Investment. Financial Services Commission of Ontario Commission des services financiers de l Ontario. Investment Guidance Notes Financial Services Commission of Ontario Commission des services financiers de l Ontario SECTION: INDEX NO.: TITLE: APPROVED BY: PUBLISHED: EFFECTIVE DATE: Investment Guidance Notes IGN-001 Buy-In Annuities

More information

Work Example Question 1

Work Example Question 1 Work Example Question 1 1 Question: Assuming one quarter of the revenue generated in 2008 was profit, how much profit did Lucy and Laura make that year? Answers: $13,500 $3,375 $2,250 $1,125 1) Start by

More information

Topic Exploration Pack

Topic Exploration Pack Topic Exploration Pack Foreign Exchange Activity 1 Jenny lives in the United Kingdom and is going on a trip round the world. She will travel to France, the United States, Japan, Australia, Thailand and

More information

Credit Cards and You series. Understanding Credit Card Fees

Credit Cards and You series. Understanding Credit Card Fees Credit Cards and You series Understanding Credit Card Fees About FCAC With educational materials and interactive tools, FCAC provides objective information about financial products and services and informs

More information

Foreign Exchange Market INTERNATIONAL FINANCE. Function and Structure of FX Market. Market Characteristics. Market Attributes. Trading in Markets

Foreign Exchange Market INTERNATIONAL FINANCE. Function and Structure of FX Market. Market Characteristics. Market Attributes. Trading in Markets Foreign Exchange Market INTERNATIONAL FINANCE Chapter 5 Encompasses: Conversion of purchasing power across currencies Bank deposits of foreign currency Credit denominated in foreign currency Foreign trade

More information

Morneau Shepell releases the results of its Performance Universe of Pension Managers Pooled Funds for the first quarter of 2014

Morneau Shepell releases the results of its Performance Universe of Pension Managers Pooled Funds for the first quarter of 2014 NEWS RELEASE Morneau Shepell releases the results of its Performance Universe of Pension Managers Pooled Funds for the first quarter of 2014 Pension funds see a good start to the year MONTREAL, QC, April

More information

GLOBAL GRANT ONLINE APPLICATION PROCESS

GLOBAL GRANT ONLINE APPLICATION PROCESS ENGLISH (EN) GLOBAL GRANT ONLINE APPLICATION PROCESS The following screen shots will help you navigate the global grant online application process. For more information about global grants, visit www.rotary.org/grants.

More information

1.0 Structure of the Investment. Financial Services Commission of Ontario Commission des services financiers de l Ontario. Investment Guidance Notes

1.0 Structure of the Investment. Financial Services Commission of Ontario Commission des services financiers de l Ontario. Investment Guidance Notes Financial Services Commission of Ontario Commission des services financiers de l Ontario SECTION: INDEX NO.: TITLE: APPROVED BY: Investment Guidance Notes IGN-001 Buy-In Annuities for Defined Benefit Plans

More information

Number of bits needed to address hosts 8

Number of bits needed to address hosts 8 Advanced Subnetting Example 1: Your ISP has assigned you a Class C network address of 198.47.212.0. You have 3 networks in your company with the largest containing 134 hosts. You need to figure out if

More information

Sage Business Intelligence

Sage Business Intelligence Sage Business Intelligence Leveraging Technology to Automate the Consolidation of Companies in a Multi-Company Accounting Environment Shifting your focus from working in the data to working with the information

More information

Economics 380: International Economics Fall 2000 Exam #2 100 Points

Economics 380: International Economics Fall 2000 Exam #2 100 Points Economics 380: International Economics Fall 2000 Exam #2 100 Points Name (ID) YOU SHOULD HAVE 7 PAGES FOR THIS EXAM. EXAM WILL END AT 1:50. MAKE SURE YOUR NAME IS ON THE FIRST AND LAST PAGE OF THE EXAM.

More information

What's New in Sage 50 Accounting 2013

What's New in Sage 50 Accounting 2013 What s New in Sage 50 Accounting 2013 Sage 50 What's New in Sage 50 Accounting 2013 Sage 50 Accounting 2013 includes the following features: Installation Easier to Install or Upgrade First Step Pro Premium

More information

THE WESTERN UNION MONEY TRANSFER SERVICE (THE SERVICE ) SHALL BE MADE AVAILABLE SUBJECT TO THE FOLLOWING CONDITIONS

THE WESTERN UNION MONEY TRANSFER SERVICE (THE SERVICE ) SHALL BE MADE AVAILABLE SUBJECT TO THE FOLLOWING CONDITIONS "In all the business connections between Western Union and the customers, Naville SA acts exclusively on behalf of and for Western Union. Only Western Union is authorized to supply the services described

More information

ANNEX TABLES Table 1. Revenue by ICT Type Revenue * Share to Total Revenues Growth Rate ICT Type 2004 2005 2004 2005 (in percent)

ANNEX TABLES Table 1. Revenue by ICT Type Revenue * Share to Total Revenues Growth Rate ICT Type 2004 2005 2004 2005 (in percent) ANNEX TABLES Table 1. Revenue by Revenue * Share to Revenues 2004 2005 2004 2005 Contact Centers 32,904.1 54,295.1 44.4 49.4 65.0 Medical Transcription 236.7 466.2 0.3 0.4 97.0 Animation 694.2 939.1 0.9

More information

Chapter 1. Why Study Money, Banking, and Financial Markets?

Chapter 1. Why Study Money, Banking, and Financial Markets? Chapter 1 Why Study Money, Banking, and Financial Markets? Why Study Money, Banking, and Financial Markets To examine how financial markets such as bond, stock and foreign exchange markets work To examine

More information

Comparison of Alteris BMS and SBE

Comparison of Alteris BMS and SBE General Multi User Capable 1 or 3 No Limit Additional Licenses Required Barcode Scanners Select Models Cash Drawers Select Models Customer Pole Displays Select Models 40 Column Receipt Printers Select

More information

Deutsche Bank Corporate & Investment Bank. Global Credit. Uniquely positioned for unique opportunities

Deutsche Bank Corporate & Investment Bank. Global Credit. Uniquely positioned for unique opportunities Global Credit Uniquely positioned for unique opportunities Uniquely positioned No.1 Over the last 12 months, our continuous commitment to deliver excellence has been acknowledged and rewarded by leading

More information

CANADA. Time Series Data on International Reserves/Foreign Currency Liquidity

CANADA. Time Series Data on International Reserves/Foreign Currency Liquidity CANADA Time Series Data on International Reserves/Foreign Currency Liquidity 1 2 3 (Information to be disclosed by the monetary authorities and other central government, excluding social security) In Millions

More information

Table of Contents. Information on the key changes 2, 3 & 4. Changes to the Single Payment, Template and Bulk Payment Screens 5 & 6

Table of Contents. Information on the key changes 2, 3 & 4. Changes to the Single Payment, Template and Bulk Payment Screens 5 & 6 Some Important improvements to Bankline for SEPA March 2015 From 15th March 2015 you will notice some important changes to Bankline. We have introduced these changes to meet requirements set out under

More information

INSTRUCTIONS HOW TO COMPLETE THE ACTIVITY DATA CAPTURE FORM

INSTRUCTIONS HOW TO COMPLETE THE ACTIVITY DATA CAPTURE FORM INSTRUCTIONS HOW TO COMPLETE THE ACTIVITY DATA CAPTURE FORM The purpose of the "Activity data capture form" is to maintain accurate and up to date information on each USAID Nigeria grantee/sub grantee.

More information

2015 SPE Membership Salary Survey HIGHLIGHT REPORT. SPE Research speresearch@spe.org

2015 SPE Membership Salary Survey HIGHLIGHT REPORT. SPE Research speresearch@spe.org 2015 SPE Membership Salary Survey HIGHLIGHT REPORT SPE Research speresearch@spe.org 2015 SPE Membership Salary Survey Highlight Report On 29 July 2015, Society of Petroleum Engineers (SPE) sent invitations

More information

Measuring GDP and Economic Growth

Measuring GDP and Economic Growth 20 Measuring GDP and Economic Growth After studying this chapter you will be able to Define GDP and explain why GDP equals aggregate expenditure and aggregate income Explain how Statistics Canada measures

More information

Merchant e-solutions Payment Gateway FX Processing. Merchant e-solutions October 2008 Version 1.3

Merchant e-solutions Payment Gateway FX Processing. Merchant e-solutions October 2008 Version 1.3 Merchant e-solutions Payment Gateway FX Processing Merchant e-solutions October 2008 Version 1.3 This publication is for information purposes only and its content does not represent a contract in any form.

More information

Frequently Asked Questions for Order Processing and Payment Options:

Frequently Asked Questions for Order Processing and Payment Options: Frequently Asked Questions for Order Processing and Payment Options: Dear Customer, We appreciate the opportunity to serve you. All the orders are being processed by our E-Commerce Service Provider Element-5.

More information

ONLINE FX QUICK START GUIDE AN INTRODUCTION TO. Add a Bank Account. Add a Recipient. Create a Transaction. Check Payment Status. Go Mobile!

ONLINE FX QUICK START GUIDE AN INTRODUCTION TO. Add a Bank Account. Add a Recipient. Create a Transaction. Check Payment Status. Go Mobile! AN INTRODUCTION TO ONLINE FX QUICK START GUIDE Welcome to your Western Union Business Solutions Online FX account. You can now send international payments quickly and conveniently, online or from your

More information

(1) Stock code : 1345 Description : Ordinary shares. No. of ordinary shares. Balance at close of preceding month 3,000,000,000 0.01 30,000,000.

(1) Stock code : 1345 Description : Ordinary shares. No. of ordinary shares. Balance at close of preceding month 3,000,000,000 0.01 30,000,000. Monthly Return of Equity Issuer on Movements in Securities For the ended : 31/01/2016 To : Hong Kong Exchanges and Clearing Limited Name of Issuer Date Submitted 4 February 2016 China Pioneer Pharma Holdings

More information

Sterling Web. Localization Guide. Release 9.0. March 2010

Sterling Web. Localization Guide. Release 9.0. March 2010 Sterling Web Localization Guide Release 9.0 March 2010 Copyright 2010 Sterling Commerce, Inc. All rights reserved. Additional copyright information is located on the Sterling Web Documentation Library:

More information

ALPHA SAMPLE FUND, L.P. ACCOUNT STATEMENT FOR THE QUARTER AND YEAR ENDED 12/31/07

ALPHA SAMPLE FUND, L.P. ACCOUNT STATEMENT FOR THE QUARTER AND YEAR ENDED 12/31/07 ALPHA SAMPLE FUND, L.P. ALPHA SAMPLE FUND, L.P. TABLE OF CONTENTS Page Strategic Asset Management Confirmation Report 1 Balance Sheet 2 Statement of Profit and Loss 3 Notes to Account Statement 4 Addendum

More information

II. Details of Movements in Units ( / / ) ( / / ) Total A. NIL. For Main Board listed issuers

II. Details of Movements in Units ( / / ) ( / / ) Total A. NIL. For Main Board listed issuers Monthly Return for Collective Investment Scheme listed under Chapter 20 of the Exchange Listing Rules (other than listed open-ended Collective Investment Scheme) on Movements in Units For the ended (dd/mm/yyyy)

More information

No. of ordinary shares

No. of ordinary shares Monthly Return of Equity Issuer on Movements in Securities For the ended : 31/12/2015 To : Hong Kong Exchanges and Clearing Limited Name of Issuer Date Submitted 06/01/2016 China Investments Holdings Limited

More information

CIBC U.S. Dollar Visa

CIBC U.S. Dollar Visa YOUR BENEFITS GUIDE Welcome to your CIBC U.S. Dollar Visa Card Welcome to your CIBC U.S. Dollar Visa Card. And a completely different credit card experience. Your new CIBC U.S. Dollar Visa Card comes with

More information

HON KWOK LAND INVESTMENT COMPANY, LIMITED. (1) Stock code : 160 Description : HON KWOK LAND. No. of ordinary shares. No. of ordinary shares

HON KWOK LAND INVESTMENT COMPANY, LIMITED. (1) Stock code : 160 Description : HON KWOK LAND. No. of ordinary shares. No. of ordinary shares For Main Board and GEM listed issuers Monthly Return of Equity Issuer on Movements in Securities For the ended : 31/01/2016 To : Hong Kong Exchanges and Clearing Limited Name of Issuer Date Submitted 03/02/2016

More information

Parallel Currency Activation & Conversion

Parallel Currency Activation & Conversion Changing parallel currencies in the live SAP system is difficult. This white paper helps explain how to carefully approach Parallel currency activation and conversion. Activation requires conversion of

More information

With most lending institutions mortgage life insurance

With most lending institutions mortgage life insurance With most lending institutions mortgage life insurance It s about being covered Mortgage life insurance from lending institutions may leave you with fewer options if your health changes or you become uninsurable.

More information

IMS Health to Acquire Cegedim s Information Solutions And CRM Businesses

IMS Health to Acquire Cegedim s Information Solutions And CRM Businesses News For Immediate Release Contacts: Tor Constantino Tom Kinsley Media Relations Investor Relations +1.484.567.6732 +1.203.448.4691 tconstantino@us.imshealth.com tkinsley@imshealth.com IMS Health to Acquire

More information

Securities Identifiers Capital Markets (From 4 day workshop) Khader Shaik

Securities Identifiers Capital Markets (From 4 day workshop) Khader Shaik Securities Identifiers Capital Markets (From 4 day workshop) Khader Shaik 1 Financial Markets A marketplace where financial products are bought and sold Financial Products Securities Stocks, bonds Currencies

More information

Ford Motor Company of Canada, Limited. Ontario Statement of Commitment, Accessibility Policy and Accessibility Plan

Ford Motor Company of Canada, Limited. Ontario Statement of Commitment, Accessibility Policy and Accessibility Plan Ford Motor Company of Canada, Limited Ontario Statement of Commitment, Accessibility Policy and Accessibility Plan Statement of Commitment The Accessibility for Ontarians with Disabilities Act (the Act

More information

Investing Practice Questions

Investing Practice Questions Investing Practice Questions 1) When interest is calculated only on the principal amount of the investment, it is known as: a) straight interest b) simple interest c) compound interest d) calculated interest

More information

MULTIFUNCTION CARD USAGE GUIDE

MULTIFUNCTION CARD USAGE GUIDE MULTIFUNCTION CARD USAGE GUIDE Dear customer, we thank You for choosing the multifunction card from Victoriabank. This product offers plenty of opportunities in a single card. The multifunction card was

More information

Executive Summary. Internet Traffic and Capacity

Executive Summary. Internet Traffic and Capacity Executive Summary New applications and services have combined with strong broadband subscriber growth worldwide to fuel demand for Internet capacity. Despite predictions from some quarters that Internet

More information

Introduction. Notice to Non-Registered Beneficial Holders

Introduction. Notice to Non-Registered Beneficial Holders Introduction This document provides information about Franco-Nevada Corporation s ( Franco-Nevada ) Dividend Reinvestment Plan (the Plan ), and has three parts: (i) Frequently Asked Questions; (ii) a summary

More information

10. Payables Journal Entries

10. Payables Journal Entries 10. Payables Journal Entries SMARTStream Payables generates journal entries throughout the life cycle of an invoice, from the invoice processing to the payment processing and the payment clearance processing.

More information

To : Hong Kong Exchanges and Clearing Limited. Shougang Concord International Enterprises Company Limited Date Submitted 02/07/2015

To : Hong Kong Exchanges and Clearing Limited. Shougang Concord International Enterprises Company Limited Date Submitted 02/07/2015 For Main Board and GEM listed issuers Monthly Return of Equity Issuer on Movements in Securities For the ended : 30/06/2015 To : Hong Kong Exchanges and Clearing Limited Name of Issuer Shougang Concord

More information

SunTerm life insurance (Joint first-to-die)

SunTerm life insurance (Joint first-to-die) SunTerm life insurance (Joint first-to-die) Policy number: LI-1234,567-8 Owner: John Doe Mary Doe The following policy wording is provided solely for your convenience and reference. It is incomplete and

More information

REGULATIONS THE CREDIT UNIONS (OPERATING CERTIFICATE) REGULATIONS, 2012

REGULATIONS THE CREDIT UNIONS (OPERATING CERTIFICATE) REGULATIONS, 2012 Legal Notice No. REPUBLIC OF TRINIDAD AND TOBAGO THE CREDIT UNIONS ACT, 2012 REGULATIONS Made by the Minister under section 15 of the Credit Unions Act THE CREDIT UNIONS (OPERATING CERTIFICATE) REGULATIONS,

More information

What will CMS WebPortal CRM Modules Do For You?

What will CMS WebPortal CRM Modules Do For You? 122 Etter Road, Box 29, Site 18 Mt. Uniacke, NS BON1Z0 Phone: (902) 866-0522 Fax: (902) 866-0639 E-Mail: info@atlanticwebfitters.com What will CMS WebPortal CRM Modules Do For You? CMS WebPortal CRM Creates

More information

Hidden Costs of Credit (1/2)

Hidden Costs of Credit (1/2) CHAPTER 4 Activity: Small group or partner 25 MINUTES Materials: Course materials and the activity handout Objective: The purpose of this activity is for students to examine the true cost of credit. Students

More information

Part XV.1. Offences and punishment. Definitions. cash «espèces» casino «casino»

Part XV.1. Offences and punishment. Definitions. cash «espèces» casino «casino» 1 Offences and punishment LEGISLATIVE PROPOSALS RELATING TO THE REPORTING OF INTERNATIONAL ELECTRONIC FUNDS TRANSFERS PART 1 INCOME TAX ACT 1. The portion of subsection 238(1) of the Income Tax Act before

More information

Ease-E-Club Client Management Software by Computerease

Ease-E-Club Client Management Software by Computerease Ease-E-Club Client Management Software by Computerease Bluefin Payment Setup and Processing The Bank Export, Point of Sale and Client file are integrated with Bluefin Payment Systems: http://bluefin.com/computerease.

More information

CommSec Supplementary Financial Services Guide. Issue Date: 8 July 2014

CommSec Supplementary Financial Services Guide. Issue Date: 8 July 2014 CommSec Supplementary Financial Services Guide Issue Date: 8 July 2014 ii SUPPLEMENTARY FINANCIAL SERVICES GUIDE Important information: Commonwealth Securities Ltd ABN 60 067 254 399 AFSL 238814 ( CommSec

More information

CHAPTER VI CASH SETTLEMENT, DELIVERY AND EXCHANGE OF FUTURES. Cash Settled Contracts and Physical Delivery Contracts

CHAPTER VI CASH SETTLEMENT, DELIVERY AND EXCHANGE OF FUTURES. Cash Settled Contracts and Physical Delivery Contracts CHAPTER VI CASH SETTLEMENT, DELIVERY AND EXCHANGE OF FUTURES Cash Settled Contracts and Physical Delivery Contracts 601. (a) Cash Settled Contracts shall be settled by payment of cash in the Settlement

More information

FTS Real Time System Project: Trading Currencies

FTS Real Time System Project: Trading Currencies FTS Real Time System Project: Trading Currencies Objective To understand the major determinants of exchange rates In this case, you will trade currencies in the FTS Real Time Forex case. The case includes

More information

Client Accounts. Additional Conditions. For all HSBC Clients Deposit and Currency Client Accounts as of 6 April 2016.

Client Accounts. Additional Conditions. For all HSBC Clients Deposit and Currency Client Accounts as of 6 April 2016. Client Accounts Additional Conditions For all HSBC Clients Deposit and Currency Client Accounts as of 6 April 2016. Table of Contents Page How to reach us 3 If you have a disability 3 1. What you should

More information

Winfair Investment Company Limited Date Submitted 4/7/2016. No. of ordinary shares. No. of ordinary shares

Winfair Investment Company Limited Date Submitted 4/7/2016. No. of ordinary shares. No. of ordinary shares Monthly Return of Equity Issuer on Movements in Securities For the ended : 30/6/2016 To : Hong Kong Exchanges and Clearing Limited Name of Issuer Winfair Investment Company Limited Date Submitted 4/7/2016

More information

Reading: Chapter 19. 7. Swaps

Reading: Chapter 19. 7. Swaps Reading: Chapter 19 Chap. 19. Commodities and Financial Futures 1. The mechanics of investing in futures 2. Leverage 3. Hedging 4. The selection of commodity futures contracts 5. The pricing of futures

More information

Credit Cards and You series. Credit Cards: Understanding. Responsibilities

Credit Cards and You series. Credit Cards: Understanding. Responsibilities Credit Cards and You series Credit Cards: Understanding Your Rights and Your Responsibilities About Financial Consumer Agency of Canada (FCAC) With educational materials and interactive tools, the Financial

More information

SunSpectrum Basic Life Insurance Joint first-to-die

SunSpectrum Basic Life Insurance Joint first-to-die SunSpectrum Basic Life Insurance Joint first-to-die Policy number: LI-1234,567-8 Owner: John Doe Mary Doe The following policy wording is provided solely for your convenience and reference. It is incomplete

More information

PharmaClik POS Overview

PharmaClik POS Overview ................................................................................................... PharmaClik POS Overview Pharmacy Technology Solutions Issued July 2014 POS Menu Overview The Main Menu

More information

predicted to Today most ecommercee system. and platform designs any adopted by ebay. Behind Every architecture is

predicted to Today most ecommercee system. and platform designs any adopted by ebay. Behind Every architecture is MAGENTO DEVELOPMENT E-Commerce Development using Magento A 21 st Century Requirement E commercee stand for Electronic commerce where buying and selling of product is done over electronic system such as

More information

MUNTERS CASE STUDY. ebusiness Order Management Initiative Saves Time, Improves Order Accuracy and Visibility, and Enhances Customer Experience.

MUNTERS CASE STUDY. ebusiness Order Management Initiative Saves Time, Improves Order Accuracy and Visibility, and Enhances Customer Experience. CASE STUDY ebusiness Order Management Initiative Saves Time, Improves Order Accuracy and Visibility, and Enhances Customer Experience MUNTERS Who: Location: Business Problem: Solution: Benefit: Munters

More information

Statement of Investment Policies and Procedures

Statement of Investment Policies and Procedures Effective July 1, 2015 Canadian Cancer Society Statement of Investment Policies and Procedures Background The Society wishes to invest funds in a prudent manner, with appropriate consideration given to

More information

The IRS market. the debt management view Richárd Farkas Judit Páles GDMA - Hungary

The IRS market. the debt management view Richárd Farkas Judit Páles GDMA - Hungary The IRS market the debt management view Richárd Farkas Judit Páles GDMA - Hungary IRS in the practice of debt management agencies The main task of the debt management agencies is threefold: to secure the

More information

SunSpectrum Term. (one insured person) Policy number: LI-1234,567-8. Owner: Jim Doe

SunSpectrum Term. (one insured person) Policy number: LI-1234,567-8. Owner: Jim Doe SunSpectrum Term Policy number: LI-1234,567-8 Owner: Jim Doe The following policy wording is provided solely for your convenience and reference. It is incomplete and reflects only some of the general provisions

More information

submission of Information to the Central Bank Under Solvency II

submission of Information to the Central Bank Under Solvency II October 2015 Policy Notice October 2015 Discretions and Options on Submission of Information to the Central Bank under Solvency II 1 1.0 Background 1.1 This Notice specifies Central Bank of Ireland (hereafter

More information

CIBAFI Professional diploma

CIBAFI Professional diploma International Islamic Finance Training Center CIBAFI Professional diploma Professional diploma in Risk Management in IFIs Professional diploma in Risk Management in IFIs: The professional Diploma in Risk

More information

PayPal Money Habits Study Global

PayPal Money Habits Study Global PayPal Money Habits Study Global Research Findings September 1, 2015 Contents Introduction 3 Methodology 4 Research Findings 5 Data Sources 18 2 Introduction Between friends and family, money lending,

More information

Alma Invoices for Finance One

Alma Invoices for Finance One Alma Invoices for Finance One Finance One payment data The CSV file 3 or more lines per invoice, invoices numbered within file, lines numbered within invoice first line has the payment amount second line

More information

Currency classifications

Currency classifications 0136PE_Chapter_03 1/5/03 10:52 am Page 25 3 Currency classifications Francesca Taylor, Taylor Associates Introduction Broad classification of currencies Indications of currency classifications Major currencies

More information

Commercial Solutions. Client Value Proposition

Commercial Solutions. Client Value Proposition Commercial Solutions Client Value Proposition VISA Corporate Card Program Registered trademark of Visa International Service Association; Visa Canada is a licensed user Current Market Environment Marketplace

More information

THE 2013 INTERNAL AUDIT COMPENSATION STUDY EXECUTIVE SUMMARY SEPTEMBER 2013

THE 2013 INTERNAL AUDIT COMPENSATION STUDY EXECUTIVE SUMMARY SEPTEMBER 2013 THE 2013 INTERNAL AUDIT COMPENSATION STUDY EXECUTIVE SUMMARY SEPTEMBER 2013 DISCLAIMER Copyright 2013 by The Institute of Internal Auditors (IIA) located at 247 Maitland Ave., Altamonte Springs, Fla.,

More information

summarize of Inter- Period Stock & Stocks - Part II

summarize of Inter- Period Stock & Stocks - Part II This ( MD&A ) update is current as of September 7, 2010. This report should be read in conjunction with Hart Stores Inc. ( the Company ) unaudited interim consolidated financial statements for the six

More information

http://www.tdcanadatrust.com/gics/guide.jsp

http://www.tdcanadatrust.com/gics/guide.jsp Page 1 of 5 Skip to content Apply Search Contact Us Login to: EasyWeb My Accounts Customer Service Banking Investing Insurance Small Business Products & Services Markets & Research Planning TD Canada Trust

More information

WESTERN UNION MONEY TRANSFER SM SERVICE IS PROVIDED ON THE FOLLOWING TERMS AND CONDITIONS

WESTERN UNION MONEY TRANSFER SM SERVICE IS PROVIDED ON THE FOLLOWING TERMS AND CONDITIONS WESTERN UNION MONEY TRANSFER SM SERVICE IS PROVIDED ON THE FOLLOWING TERMS AND CONDITIONS Western Union Money Transfer SM transactions can be sent and picked up at most Western Union Partner ( Partner

More information

Linear Approximations ACADEMIC RESOURCE CENTER

Linear Approximations ACADEMIC RESOURCE CENTER Linear Approximations ACADEMIC RESOURCE CENTER Table of Contents Linear Function Linear Function or Not Real World Uses for Linear Equations Why Do We Use Linear Equations? Estimation with Linear Approximations

More information

These are some practice questions for CHAPTER 23. Each question should have a single answer. But be careful. There may be errors in the answer key!

These are some practice questions for CHAPTER 23. Each question should have a single answer. But be careful. There may be errors in the answer key! These are some practice questions for CHAPTER 23. Each question should have a single answer. But be careful. There may be errors in the answer key! 67. Public saving is equal to a. net tax revenues minus

More information