If you re not offering international medical insurance, you re missing an important piece of business.

Size: px
Start display at page:

Download "If you re not offering international medical insurance, you re missing an important piece of business."

Transcription

1 If you re not offering international medical insurance, you re missing an important piece of business. Your clients are traveling abroad and their domestic coverage may not be enough. Offer them international medical insurance through International Medical Group. You ll enjoy fast and easy commissions and they ll enjoy peace of mind and medical security. IMG is a worldwide leader in designing and administering global healthcare benefits and provides excellent support to both you and your clients. See what you ve been missing! For more information, contact:

2 Patriot Travel Medical Insurance Short-term travel plans for individuals, families, and groups Global Medical Insurance Long-term plans for individuals and families GEO SM Group Long-term plans for multinational organizations and corporations For more information, please contact: You could be earning easy commissions from a market you never considered - international medical insurance. Chances are, you have clients who will soon be traveling abroad and their domestic coverage won t be enough. Don t let your clients leave their medical care to chance. International Medical Group has been offering insurance products to travelers and international citizens since 1990, and can provide you and your clients with the world class service you deserve.

3 Chances are, you have clients who will soon be traveling internationally and their domestic coverage won t be enough. You could be earning easy commissions on a product that many of your clients already need - international medical insurance through International Medical Group (IMG ). We have been offering insurance products to travelers and international citizens since Here are some examples of clients you may already have who need your help: International vacationers Graduating seniors going to Europe 65+ traveling that Medicare may not cover Missionaries-groups or individuals U.S. firms sending executives abroad Relatives visiting from overseas Families sponsoring exchange students For more information, please contact:

4 When your clients travel internationally, do they have the medical coverage they need away from home? The truth is, their domestic insurance plan may not travel with them. Don t let your clients leave their medical care to chance. Offer them international medical insurance through International Medical Group (IMG ). We have been offering international products and services to overseas travelers since IMG is available 24 hours a day for medical emergencies, helping your clients through language and currency barriers when they need it most. Patriot Travel Medical Insurance Short-term travel plans for individuals, families, and groups Global Medical Insurance Long-term plans for individuals and families GEO SM Group Long-term plans for multinational organizations and corporations For more information, contact:

5 International employers face unique obstacles in providing medical benefits to their employees around the globe. You can help by offering them GEO SM Group through International Medical Group, a plan specifically designed for employers who need coverage for their internationally-assigned employees. HIGHLIGHTS A minimum of three employees is all that is required A variety of deductible options are available Maternity is treated the same as any other illness Optional dental, life (required for 20 or less), and daily indemnity The Global Employer s Option SM LONG-TERM PLANS FOR MULTINATIONAL ORGANIZATIONS AND CORPORATIONS For more information, contact By carving out the international portion of their organization, employers can limit their exposure while providing benefits to their employees around the world. BENEFITS TO THE EMPLOYER Rates are less expensive than those of most domestic carriers Includes international benefits not normally found in a domestic plan Provides the mobility of moving from one country to another

6 International employers face unique obstacles in providing medical benefits to their employees around the globe. You can help by offering them GEO SM Group from International Medical Group, a plan specifically designed for employers who need coverage for their internationally-assigned employees. GEO Group offers the world class service of an established leader in the international medical insurance field while providing a wide array of benefits. For more information, contact:

International Medical Group

International Medical Group The International Insurance Market & International Medical Group Overview Why International Insurance Why IMG Why IMG for the Producer Portfolio of Products Travel Insurance Programs Question and Answers

More information

Patriot America Plus

Patriot America Plus nt Info: VisitorsCoverage Inc. 2350 Mission College Blvd, Santa Clara CA 95054 Phone: 1-866-384-9104 Fax: 408-496-1090 E-mail: insurance@visitorscoverage.com www.visitorscoverage.com Patriot America Plus

More information

Your Guide to Choosing a Plan

Your Guide to Choosing a Plan Your Guide to Choosing a Plan Blue Directions SM makes choosing the right benefit plan fast, easy and accurate! Just follow these steps. 1. Go to bluedirectionsmt.com and click Explore the Basics to learn

More information

Coverage without boundaries

Coverage without boundaries IMG IS YOUR COMPLETE SOURCE FOR INTERNATIONAL MEDICAL COVERAGE A worldwide benefits program designed for groups of three or more internationally-assigned employees TRAVEL INSURANCE EXPATRIATE INSURANCE

More information

SHA. long-term worldwide medical insurance for international students and scholars. Global Peace of Mind

SHA. long-term worldwide medical insurance for international students and scholars. Global Peace of Mind SHA LONG-TERM GLOBAL INSURANCE STUDENT HEALTH ADVANTAGE TM long-term worldwide medical insurance for international students and scholars Version Version 0115 0115 Secure, Reliable Medical Insurance As

More information

Worldwide health insurance, world class care for your employees

Worldwide health insurance, world class care for your employees Worldwide health insurance, world class care for your employees 2015 Vhi International protecting your business Introducing Vhi International, from Ireland s leading health insurer Vhi Healthcare. We ve

More information

PPACA FAQs. Tax Examples: 2014 - family of 2; taxable income = $26,000; tax = $260 because $260 ($26,000 x 1%) is higher than $190 ($95 x 2 persons).

PPACA FAQs. Tax Examples: 2014 - family of 2; taxable income = $26,000; tax = $260 because $260 ($26,000 x 1%) is higher than $190 ($95 x 2 persons). U.S. Citizens With Global Medical Insurance Q: I am a US Citizen. Am I eligible for your Global Medical Insurance (GMI) plan? A: You are eligible for our Global Medical insurance plan if you reside outside

More information

Car Property & Liability Life & Health Specialty & High Risk Insurance. international Personal insurance

Car Property & Liability Life & Health Specialty & High Risk Insurance. international Personal insurance Car Property & Liability Life & Health Specialty & High Risk Insurance international Personal insurance take clements with you. As an expatriate, your life takes you beyond borders to new and unfamiliar

More information

This guide was designed for employees in the University System of Georgia Indemnity HealthCare plan who reside abroad

This guide was designed for employees in the University System of Georgia Indemnity HealthCare plan who reside abroad University System of Georgia Guide for GA TECH Employees Residing Abroad This guide was designed for employees in the University System of Georgia Indemnity HealthCare plan who reside abroad. Frequently

More information

Global Risks Demand Global Insurance Solutions

Global Risks Demand Global Insurance Solutions Global Risks Demand Global Insurance Solutions 1 Introduction 2 About Expat Financial & TFG Global 3 Expatriate Insurance Solutions 4 Other International Insurance Available About Expat Financial & TFG

More information

medical insurance for individuals and groups involved in educational or cultural exchange Global Peace of Mind

medical insurance for individuals and groups involved in educational or cultural exchange Global Peace of Mind EDUCATIONAL GLOBAL INSURANCEPEP PATRIOT EXCHANGE PROGRAM TM medical insurance for individuals and groups involved in educational or cultural exchange Version Version 0115 0115 Why Consider International

More information

CeltiCare Preferred For Individuals & Families Plan Standard Rate Quote

CeltiCare Preferred For Individuals & Families Plan Standard Rate Quote Select PPO Plans 80/20 5000 224.53 - - 15.88 4.94-245.35 100/0 5000 267.35 - - 15.88 4.94-288.17 80/20 2500 280.69 - - 15.88 4.94-301.51 80/20 1500 349.05 - - 15.88 4.94-369.87 100/0 2500 371.84 - - 15.88

More information

Student health plans from HTH Worldwide. The leader in health plans and services for study abroad programs and international students in the U.S.

Student health plans from HTH Worldwide. The leader in health plans and services for study abroad programs and international students in the U.S. Student health plans from HTH Worldwide The leader in health plans and services for study abroad programs and international students in the U.S. Our mission is to serve the international education community

More information

global medical insurance - silver

global medical insurance - silver global medical insurance - silver WORLDWIDE COVERAGE International Medical Group, Inc. ( IMG ). 2007-2014 International Medical Group, Inc. All rights reserved. 14 days to 9 years** cost* - Then 316 cost*

More information

Funjet All-In-One Travel Protection Plan

Funjet All-In-One Travel Protection Plan Funjet All-In-One Travel Protection Plan Frequently Asked Questions General Questions Why should I purchase the Funjet All-In-One Travel Protection Plan? Is there help while I m traveling? When is payment

More information

Agenda. Introduction Important considerations Global Human Resource Checklist. Getting Started

Agenda. Introduction Important considerations Global Human Resource Checklist. Getting Started Global Human Resources Checklist Consideration and Implementation Chicago GlobalBusinessNews 13 June 2014 Agenda Introduction Important considerations Global Human Resource Checklist Business Travelers

More information

Health nsurance. Administered by

Health nsurance. Administered by Administered by Raffles Health Insurance Pte Ltd (Company Registration No: 200413569G) 133 Middle Road Bank of China Plaza #02-00 Singapore 188974 www.raffleshealthinsurance.com +65 6340 1660 General services:

More information

August 2015. AmeriCorps VISTA Healthcare FAQs

August 2015. AmeriCorps VISTA Healthcare FAQs August 2015 AmeriCorps VISTA Healthcare FAQs AmeriCorps VISTA Healthcare FAQs The Affordable Health Care Act (ACA) reformed healthcare and ensures that essential healthcare benefits are made available

More information

SHORT-TERM ABROAD Health care benefits for your mission workers

SHORT-TERM ABROAD Health care benefits for your mission workers SHORT-TERM ABROAD Health care benefits for your mission workers 112331 2/15 Offered by: Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company or their affiliates. 1 OUR MISSION:

More information

from Chubb Are you ready to unleash

from Chubb Are you ready to unleash Trade Credit Insurance from Chubb Are you ready to unleash thepowerof your accounts receivable? Extending credit to a customer is serious business. Once a sale is made, accounts receivable yield no further

More information

Understanding the Benefits and Differences of Travel Medical, Student Medical and Expatriate Medical Insurance. October 26, 2011, 3:00-3:50, Track 2

Understanding the Benefits and Differences of Travel Medical, Student Medical and Expatriate Medical Insurance. October 26, 2011, 3:00-3:50, Track 2 Understanding the Benefits and Differences of Travel Medical, Student Medical and Expatriate Medical Insurance October 26, 2011, 3:00-3:50, Track 2 Jim Krampen Executive Officer Seven Corners, Inc. Jim

More information

Allsup Medicare Advisor Seniors Survey

Allsup Medicare Advisor Seniors Survey Allsup Medicare Advisor Seniors Survey Examining Medicare Plan Selection Issues Among Seniors November 2009 Confidence in Medicare Plan Only one-quarter of respondents are very confident in their Medicare

More information

Health Insurance Shopper s Guide Information to help you choose a health plan for you and your family.

Health Insurance Shopper s Guide Information to help you choose a health plan for you and your family. Health Insurance Shopper s Guide Information to help you choose a health plan for you and your family. who needs Nobody knows the future. But you can plan for it and protect yourself and your family with

More information

Insurance protection for employees abroad

Insurance protection for employees abroad Insurance protection for employees abroad Insurance protection for employees abroad The recent political upheaval in the Middle East and the unprecedented catastrophe in Japan highlight the issues companies

More information

Security rated A (excellent) by A.M. Best

Security rated A (excellent) by A.M. Best Annually renewable, worldwide medical cover for international professional marine captains and crew Security rated A (excellent) by A.M. Best 0107 CONTENTS 1 Global Crew Medical Insurance 2 Plan Administrator

More information

DHL CARGO INSURANCE RELAX. YOU RE IN SAFE HANDS

DHL CARGO INSURANCE RELAX. YOU RE IN SAFE HANDS DHL CARGO INSURANCE RELAX. YOU RE IN SAFE HANDS ARE YOU FULLY COVERED? Freight forwarders and carriers have limited liability under international conventions for the loss or damage to goods. In the case

More information

Transamerica s Retiree Medical Insurance Program For employers, unions, and their group retirees

Transamerica s Retiree Medical Insurance Program For employers, unions, and their group retirees For agent/broker use only Transamerica s Retiree Medical Insurance Program For employers, unions, and their group retirees Affinity Services Retiree Medical Insurance coverage is specifically designed

More information

International Portfolio

International Portfolio International Portfolio Since 1840 Strength, Security, Confidence Sagicor Life, Inc. (Parent Company) Sagicor Life, Inc. was founded in 1840 as a mutual life insurance company. Over the years the company

More information

CENTERS FOR MEDICARE & MEDICAID SERVICES. Medicare & Clinical Research Studies

CENTERS FOR MEDICARE & MEDICAID SERVICES. Medicare & Clinical Research Studies CENTERS FOR MEDICARE & MEDICAID SERVICES Medicare & Clinical Research Studies You may have the choice to join a clinical research study to diagnose or treat an illness. If you join a covered clinical research

More information

Under 65 years of age General exclusions Over 65 years of age (65 to 79 years) 80 s and over vhi.ie/travel 1890 866 822 Vhi.

Under 65 years of age General exclusions Over 65 years of age (65 to 79 years) 80 s and over vhi.ie/travel 1890 866 822 Vhi. Travel Insurance 2015 Travel Insurance Vhi MultiTrip is Ireland s leading MultiTrip travel insurance. It provides cover for your holidays throughout the year and offers extensive benefits, including cover

More information

Insurance Challenges for International Aid Organizations

Insurance Challenges for International Aid Organizations Insurance Challenges for International Aid Organizations Presented by David G Tompkins Aid & International Development Forum Washington, DC July 22, 2010 1 Introduction 2 About Expat Financial & TFG Global

More information

Summary of Social Security and Private Employee Benefits TURKEY

Summary of Social Security and Private Employee Benefits TURKEY Private Employee Benefits TURKEY 2014 Your Local Link to IGP in Turkey: Allianz Yaşam ve Emeklilik and Yapi Kredi Sigorta Allianz Yaşam ve Emeklilik Allianz Yaşam ve Emeklilik, which operates in the private

More information

Market yourself & grow your business with these FREE sales & marketing tools! Compliments of HealthPlan Services

Market yourself & grow your business with these FREE sales & marketing tools! Compliments of HealthPlan Services Market yourself & grow your business with these FREE sales & marketing tools! Compliments of HealthPlan Services Choose up to 3 of the following marketing templates with your small group trust dental quote.

More information

Benefit Summary. Eligibility. Ohio Preferred Providers 2015-2016 STUDENT HEALTH BENEFIT PLAN

Benefit Summary. Eligibility. Ohio Preferred Providers 2015-2016 STUDENT HEALTH BENEFIT PLAN 2015-2016 STUDENT HEALTH BENEFIT PLAN Benefit Summary Plan issued & administered by: Student Educational Benefit Trust (hereinafter Trust ) 33479 Lake Road Avon Lake, OH 44012 Group Plan # 917367316 Coverage

More information

YOUR COMPANY GUIDE TO A HEALTHIER FUTURE

YOUR COMPANY GUIDE TO A HEALTHIER FUTURE FOR MORE INFORMATION Call 1300 775 798 (from within Australia) +61 3 9937 4277 (from outside Australia) Visit bupa.com.au/expats Email: internationalcompanyhealth@bupa.com.au International Private Medical

More information

Delivering on the promise of quality health care Mobile Healthcare Plan

Delivering on the promise of quality health care Mobile Healthcare Plan Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Delivering on the promise of quality health care Mobile Healthcare Plan www.aetnainternational.com 46.03.615.1

More information

Long-Term Care Insurance:

Long-Term Care Insurance: The Prudential Insurance Company of America 2011 Long-Term Care Insurance: A Piece of the Retirement & Estate Planning Puzzle IRA Pension 401(k) Annuities Long-Term Care Insurance Life Insurance Social

More information

How To Get Vhi International Insurance

How To Get Vhi International Insurance Worldwide health insurance, world class care 2015 Worldwide health insurance, world class care If a brighter future means moving abroad, the quality and cost of healthcare can be a big worry. Make sure

More information

Global Healthcare Plan

Global Healthcare Plan Global Healthcare Plan Plan Highlights Two areas of coverage to choose from: Worldwide and Worldwide Excluding the US. Five deductibles to choose from. International Emergency Medical Evacuation. Organ

More information

Increasing efficiency and customer satisfaction, while decreasing lapse rates

Increasing efficiency and customer satisfaction, while decreasing lapse rates Increasing efficiency and customer satisfaction, while decreasing lapse rates Electronic and Aggregated Premium Billing Passage of the Patient Protection and Affordable Care Act of 2010 is driving sweeping

More information

Benefits Quick Reference Guide GRADUATE STUDENT EMPLOYEES

Benefits Quick Reference Guide GRADUATE STUDENT EMPLOYEES 2016 Benefits Quick Reference Guide GRADUATE STUDENT EMPLOYEES About This Quick Reference Guide This Benefits Quick Reference Guide provides you an at-a-glance view of your comprehensive benefits package,

More information

Southwest Vacations Travel Protection

Southwest Vacations Travel Protection Southwest Vacations Travel Protection Frequently Asked Questions General Questions Why should I purchase the Southwest Vacations Travel Protection? Is there help while I m traveling? When is payment for

More information

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook Learn Protect Assess Enroll Your complimentary Medicare Guidebook About this Guidebook If you or someone you care for is new to Medicare or will be soon, this Guidebook will help make Medicare easier to

More information

EMPLOYEE BENEFITS SUMMARY

EMPLOYEE BENEFITS SUMMARY NONAPPROPRIATED FUNDS EMPLOYEE BENEFITS SUMMARY Your Employer of Choice www.usmc-mccs.org MEDICAL & DENTAL BENEFITS Benefits are available to employees immediately upon hire in an eligible position, No

More information

International Insurance Brokerage. Global risks demand global insurance solutions

International Insurance Brokerage. Global risks demand global insurance solutions e pat financial Global Financial Security International Insurance Brokerage Global risks demand global insurance solutions Table of Contents Introduction About Us Risk Solutions Why Expat Financial International

More information

PERFORMING TO EXCEED YOUR EXPECTATIONS

PERFORMING TO EXCEED YOUR EXPECTATIONS PERFORMING TO EXCEED YOUR EXPECTATIONS International Medical Group (IMG ) began as a family-owned and -operated company. More than 25 years later, IMG remains firmly committed to providing Global Peace

More information

Frequently Asked Questions 2015 Annual Enrollment (Salaried and Corporate Hourly - Group 1)

Frequently Asked Questions 2015 Annual Enrollment (Salaried and Corporate Hourly - Group 1) 2015 Plan Year Frequently Asked Questions 2015 Annual Enrollment (Salaried and Corporate Hourly - Group 1) SYKES BENEFITS SYKES ANNUAL BENEFITS ENROLLMENT 2015 GENERAL QUESTIONS When is Annual Benefits

More information

Global Health Essential. Regional Cover for the Costs of Healthcare Overseas

Global Health Essential. Regional Cover for the Costs of Healthcare Overseas Global Health Essential Regional Cover for the Costs of Healthcare Overseas Cover for your essential medical costs abroad The Essential plans are designed for expatriates and international citizens who

More information

BENEFITS CHALLENGES AND TRENDS FOR EXPATRIATES AND INTERNATIONALLY MOBILE EMPLOYEES

BENEFITS CHALLENGES AND TRENDS FOR EXPATRIATES AND INTERNATIONALLY MOBILE EMPLOYEES BENEFITS CHALLENGES AND TRENDS FOR EXPATRIATES AND INTERNATIONALLY MOBILE EMPLOYEES MARCH 2012 Mark Price, Roger Herod and Callum Burns-Green AGENDA Overview of survey participants Typical expatriate benefits

More information

Cross Border Solutions

Cross Border Solutions Allianz Insurance plc Cross Border Solutions Your guide to cross border solutions with Allianz For intermediary use only ALLIANZ The world from your doorstep Territories covered Allianz & AGCS Offices

More information

Employee Benefits: Portfolio Diversification Opportunities. Enhance productivity and lower overall cost.

Employee Benefits: Portfolio Diversification Opportunities. Enhance productivity and lower overall cost. Employee Benefits: Portfolio Diversification Opportunities Enhance productivity and lower overall cost. A SEAMLESS ORGANIZATION IN A WORLD WITHOUT BOUNDARIES HR Directors now need to think global. The

More information

Health Care Reform. Frequently Asked Questions. June 2013

Health Care Reform. Frequently Asked Questions. June 2013 Health Care Reform Frequently Asked Questions June 2013 Frequently Asked Questions (FAQs) What is a health insurance marketplace or exchange? A marketplace, or exchange, is a website where you can shop

More information

Insurance 101 for Students

Insurance 101 for Students Insurance 101 for Students Health Care in the United States The U.S. does not offer free medical care to the general public Medical care is very expensive Doctor office visit: $150 - $200 Annual asthma

More information

A. In this chapter, the following terms have the meanings indicated. A nonprofit health service plan; or. A health maintenance organization.

A. In this chapter, the following terms have the meanings indicated. A nonprofit health service plan; or. A health maintenance organization. ALL NEW MATTER.01 Scope. This chapter applies to: A. Each carrier that offers a medically underwritten health benefit plan in the nongroup market in the State; and B. Each SAAC carrier..02 Definitions.

More information

Canadian Employee Benefit Plans

Canadian Employee Benefit Plans Canadian Employee Benefit Plans Is Your Company s Benefit Program Made to Measure? Let TFG Global provide a benefit program that is tailored to your organization s needs. It s not just about finding the

More information

Medicare + GEHA. Protect yourself from unexpected health care expenses

Medicare + GEHA. Protect yourself from unexpected health care expenses Medicare + GEHA Protect yourself from unexpected health care expenses Table of contents Facts about Medicare 5 Medicare Part A 6 Medicare Part B 6 Medicare Part C 7 Medicare Part D 8 GEHA + Medicare 10

More information

PREMIUM GLOBAL ASSIST HOTLINE 1

PREMIUM GLOBAL ASSIST HOTLINE 1 PREMIUM GLOBAL ASSIST HOTLINE 1 Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card member can make things easier

More information

Small businesses and the Affordable Care Act

Small businesses and the Affordable Care Act Affordable Care Act Small Business Guide NATIONWIDE RETIREMENT INSTITUTE SM Small businesses and the Affordable Care Act Health insurance reform and insights into employer-sponsored benefits 84% of small

More information

Baymac GlobalCare Pilots Plan

Baymac GlobalCare Pilots Plan Baymac GlobalCare Pilots Plan Frequently Asked Questions 1. What is the GobalCare Pilots Plan? The GlobalCare Pilots Plan is specifically designed to meet the needs of professional pilots and their families,

More information

Revolutionising Life Assurance. Life assurance around the world, around the clock

Revolutionising Life Assurance. Life assurance around the world, around the clock Revolutionising Life Assurance Life assurance around the world, around the clock Welcome to HealthCare International As a specialist provider of international and expatriate life and income protection

More information

Medicare Made Clear Answer Guide

Medicare Made Clear Answer Guide Medicare Made Clear Answer Guide Y0066_100820_113217 File & Use 08252010 Medicare can be confusing. How do you find the best options to fit your needs? This guide has some answers that may be helpful.

More information

REVOLUTIONISING LIFE ASSURANCE FOR THE GLOBAL PROFESSIONAL www.healthcareinternational.com

REVOLUTIONISING LIFE ASSURANCE FOR THE GLOBAL PROFESSIONAL www.healthcareinternational.com REVOLUTIONISING LIFE ASSURANCE FOR THE GLOBAL PROFESSIONAL www.healthcareinternational.com Revolutionising Life Assurance for the Global Profession WELCOME TO HEALTHCARE INTERNATIONAL As a specialist provider

More information

Your roadmap to. Better Health Care

Your roadmap to. Better Health Care Your roadmap to Better Health Care WEA, Your International Health Care Solution Health Plans That Go Further After decades serving the health care community, WEA has focused its efforts on providing quality

More information

Health Reimbursement Arrangement (HRA).

Health Reimbursement Arrangement (HRA). Retiree benefits 1 Retiree benefits Health Reimbursement Arrangement (HRA). Benefits for Union Pacific s Medicare-eligible retirees and their Medicare- eligible spouses and/or dependents. 2 Union pacific

More information

PerformPlus A standard product made to order! Group insurance

PerformPlus A standard product made to order! Group insurance PerformPlus A standard product made to order! Group insurance PerformPlus Healthy employees make for a healthy company. That s why businesses of all sizes have started paying more attention to health and

More information

Contents. Contents. 1 Global Medical Insurance. 2 Your Plan Administrator. 3 Your Plan Underwriter Global Medical Insurance Plan Options

Contents. Contents. 1 Global Medical Insurance. 2 Your Plan Administrator. 3 Your Plan Underwriter Global Medical Insurance Plan Options Version 0109 Contents Contents 1 Global Medical Insurance 2 Your Plan Administrator 3 Your Plan Underwriter Global Medical Insurance Plan Options 4 Description of Benefits 6 Summary Schedule of Benefits

More information

How To Get Disability Insurance From Mutual Of Omaha

How To Get Disability Insurance From Mutual Of Omaha Mutual of Omaha Insurance Company Disability Income Choice Portfolio SM MC34442 While many workers have group disability coverage through an employer, it often covers only 50 to 60 percent of their pay.

More information

2016 Medicare Supplement Insurance Plans

2016 Medicare Supplement Insurance Plans Mutual of Omaha Insurance Company 2016 Medicare Supplement Insurance Plans We ve got you covered. Go Play! 105831 Policy Forms MM20-21669 Plan A, MM21-21670 Plan B, MM22-22407 Plan C, MM23-22408 Plan D,

More information

Patient Protection and

Patient Protection and Patient Protection and Affordable Care Act Uninsured Maryland Residents Currently, there are 730,000 uninsured Marylanders Men: 56 Percent Women: 44 Percent Maryland Connector Entity Regions STARTING OCTOBER

More information

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer clarity YOUR GUIDE TO MEDicare AdvantaGE Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer the coverage

More information

Signature Healthcare Plan

Signature Healthcare Plan Signature Healthcare Plan Plan Highlights Two areas of coverage to choose from: Worldwide and Worldwide Excluding the US Five deductibles to choose from Emergency Medical Evacuation Organ Transplants Optional

More information

SMALL BUSINESS OWNERS

SMALL BUSINESS OWNERS HEALTH INSURANCE BUYER S GUIDE FOR SMALL BUSINESS OWNERS 1 Health Insurance Cooperative Agency www.hicinsur.com 913.649.5500 Content Introduction The value of health insurance Understanding health care

More information

Colorado Health Insurance Cost Information Summary- Aggregated Company Data. In accordance with 10-16-111(4)(a)(b)&(c), C.R.S.

Colorado Health Insurance Cost Information Summary- Aggregated Company Data. In accordance with 10-16-111(4)(a)(b)&(c), C.R.S. Colorado Health Insurance Cost Information Summary- Aggregated Data 2013 In accordance with 10-16-111(4)(a)(b)&(c), C.R.S. Division of Insurance Marguerite Salazar Commissioner of Insurance The Division

More information

Transamerica s Medicare Supplement Insurance Program For Medicare Beneficiaries

Transamerica s Medicare Supplement Insurance Program For Medicare Beneficiaries Transamerica s Medicare Supplement Insurance Program For Medicare Beneficiaries Affinity Services Five Reasons You ll Love Our Plans Too! 1) Our reputation for service Anytime I ve had a question or request,

More information

Business Banking. Our business is banking, what s yours?

Business Banking. Our business is banking, what s yours? Business Banking Our business is banking, what s yours? You have picked up this brochure because you either have your own business or are planning on starting up on your own. At Bank of Ireland, we have

More information

956 CMR: COMMONWEALTH HEALTH INSURANCE CONNECTOR AUTHORITY 956 CMR 5.00: MINIMUM CREDITABLE COVERAGE

956 CMR: COMMONWEALTH HEALTH INSURANCE CONNECTOR AUTHORITY 956 CMR 5.00: MINIMUM CREDITABLE COVERAGE 956 CMR 5.00: MINIMUM CREDITABLE COVERAGE Section 5.01: General Provisions 5.02: Definitions 5.03: Minimum Creditable Coverage 5.04: Administrative Bulletins 5.05: Severability 5.01: General Provisions

More information

2016 Medicare Supplement Insurance Plans

2016 Medicare Supplement Insurance Plans Omaha Insurance Company A Mutual of Omaha Company 2016 Medicare Supplement Insurance Plans We ve got you covered. Go Play! 94994 Policy Forms NM20 Plan A, NM23 Plan F, NM34 High Deductible Plan F, NM24

More information

International Company Plan. Taking good care of. your people. wherever they are

International Company Plan. Taking good care of. your people. wherever they are International Company Plan Taking good care of your people wherever they are Bupa international medical insurance is underwritten in Australia by Mutual Community General Insurance Pty Ltd (ABN 59 007

More information

Your. Enrollment Kit. Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan

Your. Enrollment Kit. Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan Your Enrollment Kit Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan Timing is everything with Medicare Turning 65? Making plans

More information

Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits

Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits Custom Business Solutions. Unparalleled Results. Business Insurance and Employee Benefits A Business Partner You Can Trust Niagara National Insurance is an independent agency that specializes in risk management,

More information

Total Plus Schedule of Benefits Below is a brief summary of benefits offered to eligible insureds under the IMG Maestro SM Total Plus plan option.

Total Plus Schedule of Benefits Below is a brief summary of benefits offered to eligible insureds under the IMG Maestro SM Total Plus plan option. Total Plus Schedule of s Below is a brief summary of benefits offered to eligible insureds under the IMG Maestro SM Total Plus plan option. Limit/Other Maximum Limit $8,000,000 per period of coverage Area

More information

It s Time for Medicare

It s Time for Medicare It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for

More information

956 CMR: COMMONWEALTH HEALTH INSURANCE CONNECTOR AUTHORITY

956 CMR: COMMONWEALTH HEALTH INSURANCE CONNECTOR AUTHORITY 956 CMR: COMMONWEALTH HEALTH INSURANCE CONNECTOR AUTHORITY 956 CMR 5.00 MINIMUM CREDITABLE COVERAGE Section 5.01: General Provisions 5.02: Definitions 5.03: Minimum Creditable Coverage 5.04: Administrative

More information

Things you need to know about Medicare.

Things you need to know about Medicare. Things you need to know about Medicare. 1 2 3 1OPTION Original Medicare We re here to help. Approaching 65 is an important milestone in life, and becoming eligible for Medicare is part of that. Whether

More information

SEE HOW MUCH YOU COULD SAVE! CONTACT US TODAY! www.directquote.com.au/save

SEE HOW MUCH YOU COULD SAVE! CONTACT US TODAY! www.directquote.com.au/save SEE HOW MUCH YOU COULD SAVE! CONTACT US TODAY! Why pay high insurance premiums when there is a cheaper alternative? I SAVED $336 ON MY CAR INSURANCE! My annual premium went from $888 to just $552 IN ONE

More information

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook Learn Protect Assess Enroll Your complimentary Medicare Guidebook Learn Original Medicare... 4 Medicare Prescription Drug Coverage.............. 6 Medicare Supplement Insurance... 8 Medicare Advantage...

More information

Employee Benefits Guide

Employee Benefits Guide Employee Benefits Guide Plan Year: July 1, 2015 July 1, 2016 Prepared by: Table of Contents Introduction... 1 Eligibility and Enrollment Requirements... 3 Making Changes in the Future... 4 Health Care

More information

health insurance Why It s Important & What You Need to Know

health insurance Why It s Important & What You Need to Know health insurance Why It s Important & What You Need to Know HEALTH INSURANCE: WHY IT S IMPORTANT & WHAT YOU NEED TO KNOW Worry Less: Protect Your Health and Your Wallet No one plans to get sick or hurt,

More information

health insurance Why It s Important & What You Need to Know

health insurance Why It s Important & What You Need to Know health insurance Why It s Important & What You Need to Know If you do not have health insurance: Fixing a broken arm can cost up to $7,500 The average cost of a 3-day hospital stay is around Worry Less:

More information

Disability Insurance Social Security Benefits & Health Care Reform

Disability Insurance Social Security Benefits & Health Care Reform Disability Insurance Social Security Benefits & Health Care Reform Course Number: 286995 Craig Gussin, CLU Question for you?? Who is the largest Minority in America?? 1 ANSWER It s the 51 Million Americans

More information

Employment and Support Allowance

Employment and Support Allowance Employment and Support Allowance Help if you are ill or disabled Contents 3 About Employment and Support Allowance 4 Who can get Employment and Support Allowance 6 What happens when I claim? 7 Helping

More information

Choosing the Right Health Insurance Plan

Choosing the Right Health Insurance Plan Choosing the Right Health Insurance Plan You don't need a group to have a plan SM Starting Out If you re young and healthy, you re probably not going to require frequent medical care. You might be tempted

More information

Your Global Partner in International Private Medical Insurance. Expatriate Care Playbook

Your Global Partner in International Private Medical Insurance. Expatriate Care Playbook Your Global Partner in International Private Medical Insurance Expatriate Care Playbook AT A GLANCE 95+ Years in operation 90M Clients served by AIG companies 99.6% Fortune 500 companies AIG serves ~65,000

More information

Safe Harbor Crew Worldwide Group Medical Insurance for Yacht Crew

Safe Harbor Crew Worldwide Group Medical Insurance for Yacht Crew Distributed by: Protect your investment in Captains and Crew Safe Harbor Crew Worldwide Group Medical Insurance for Yacht Crew Attract Qualified Professionals Reduce Crew Turnover Decrease Liability Exposure

More information

An Educational Guide for Business Owners. MassMutual s QuickClose SM Program. The collateral you need to close on your business loan fast!

An Educational Guide for Business Owners. MassMutual s QuickClose SM Program. The collateral you need to close on your business loan fast! An Educational Guide for Business Owners MassMutual s QuickClose SM Program The collateral you need to close on your business loan fast! You know just what it ll take for your business to succeed. Depending

More information

OUR SERVICE OFFER Comprehensive and competitive group insurance solutions

OUR SERVICE OFFER Comprehensive and competitive group insurance solutions OUR SERVICE OFFER Comprehensive and competitive group insurance solutions Introducing Desjardins Insurance A member of Desjardins Group and a strong financial partner Desjardins Insurance is the life and

More information

Pass-Through for Independent Contractors

Pass-Through for Independent Contractors Terra ETL understands what it is like to be an independent contractor; we ve been there. Working as an independent contractor can give you a lot of freedom, but it also means you're responsible for billing,

More information

Health insurance coverage for individuals and families

Health insurance coverage for individuals and families Health insurance coverage for individuals and families Health care reform is here. If it seems like information is coming at you from all directions, it probably is. But just because it s a hot topic of

More information

Health Options Program

Health Options Program Pennsylvania Public School Employees Retirement System (PSERS) Health Options Program 2016 The HOP Pre-65 Medical Plan The Program Offers Many Advantages! PSERS sponsors the for the sole benefit of PSERS

More information

Post-retirement Medical Benefit Plans County of Marin

Post-retirement Medical Benefit Plans County of Marin January 2015 This brochure provides general information about the post-retirement medical benefit subsidy plans available to retirees of the. Eligibility and enrollment for retiree medical are handled

More information