Your roadmap to. Better Health Care

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1 Your roadmap to Better Health Care

2 WEA, Your International Health Care Solution Health Plans That Go Further After decades serving the health care community, WEA has focused its efforts on providing quality international medical plans that provide comprehensive coverage solutions for global citizens. We offer the financial security of a Lloyd s coverholder on a multitude of our products in addition to world-class customer service through our trusted Third Party Administrator, LyncPay, who understands the intricacies of international health care. Our years of leading industry experience have allowed us to design and administer programs that exceed expectations. WEA works with trusted global Medical Network Providers and reliable Assistance Services to ensure unparalleled client care and support. We concentrated on creating innovative, competitive and comprehensive benefit packages with worldwide coverage. WEA supplies a wide range of customizable health care solutions for individuals, families, expatriates, local country nationals, third country nationals as well as for groups. Life is a series of adventures that can take you anywhere, anytime. Being a citizen of the world is an exciting and rewarding experience, but one that can bring unforeseeable challenges. Your attention should be focused on achieving your goals and enjoying your freedom, not worrying about your health care coverage. Wherever you go, WEA understands your need for international health care coverage that you can rely on. We provide flexible worldwide coverage suitable for individuals as well as groups to support you throughout all of your life s events; whether you re at your desk working or hiking in the mountains on the weekend, you go the extra mile, so we do too. At WEA, we know the importance of having peace of mind when it comes to your health and wellness. This is why the benefits plan you choose will be based on the needs and services that are RIGHT for you. Choosing WEA health care plan is electing a healthy, secure, long-lasting future for you and your loved ones. INDIVIDUAL PLANS GROUP BENEFITS Our individual plans were created with the lifestyles of our members in mind. The last thing any person wants to worry about while away from home is their well-being, and that s where a WEA health care plan makes all the difference. Our group benefit plans provide our members customized and comprehensive health care benefit solutions. They also offer the freedom to choose the medical provider of your choice, anywhere in the world. WEA healthcare benefit solutions offer three plan options: Signature, TotalCare and CaribCare. Our mission is to design, distribute, and service the most comprehensive portfolio of health care solutions and medical plan benefits for individuals, families and groups worldwide. For complete benefit information please refer to your Policy wording. The contents of this document are not to be reproduced or distributed to the public or press. The information contained herein, while obtained from sources that we believe to be reliable, is not guaranteed as to accuracy or completeness, and it does not constitute an offer that is not authorized to any persons to whom it is unlawful to make such an offer or solicitation. This brochure and the information and details can change at any time without notice. 1 2

3 Individual Plans Expatriate Benefits Local Country National Benefits When moving abroad, a first priority should be securing high-quality health care coverage that works for your lifestyle, not the other way around. No matter where you are, or where you go, our expat health coverage allows you the freedom and flexibility to focus on the things that matter to you most. Our Signature plan is designed for expatriates; whether you re looking for individual, couple or family coverage, this plan offers you a comprehensive health care solution, worldwide. Depending on your personal health care needs or the lifestyle you live, Signature coverage offers you the flexibility to choose between 3 different plan options suitable for your specific needs. We created our Local Country National plans to protect you in your home country with internationally standardized health plans. Through these plans, WEA provides you the opportunity to be treated by the best doctors in your country as well as abroad. TotalCare is designed for Local Country Nationals residing inside and outside their country of residence. This product offers comprehensive coverage worldwide and the flexibility to insure yourself, your spouse and your family all under the same all-encompassing plan. CaribCare is designed to provide international coverage to Local Country Nationals residing in the Caribbean. This plan is backed by a Lloyd s Coverholder and was tailored to meet the specific needs of those living in the Caribbean, offering access to our extensive network. SIGNATURE TOTALCARE CARIBCARE Signature provides 3 plan options: Care, Select and Elite with a maximum coverage of $5,000,000. TotalCare provides 3 plan options: Secure, Optima and Premier with a maximum worldwide coverage of $3,000,000. CaribCare provides 2 plan options: Prestige and Monarch with a maximum coverage of $3,000,000. We are by your side to guide you and help you design the benefit plan that is right for you. Worldwide Coverage Optional U.S. Coverage Emergency Medical Evacuation Repatriation Wellness Outpatient Medication Emergency Medical Evacuation Emergency Room Worldwide Coverage Home Health Care Prescription Medication Maternity Coverage Maternity Benefits Maternity Benefits Optional Dental and Vision Dental and Vision Dental and Vision Continuous Coverage Over

4 Group Plans Wordlwide Assistance WEA provides companies and institutions with comprehensive, flexible and competitive international group employee benefits. Depending on the size of your group, we can customize benefits, tailor-made to your group s specific needs. Our plans offer a wide range of benefit options that meet any specific conditions, including inpatient and outpatient hospital care, surgical and emergency care, medical evacuation and routine wellness visits. Our extensive product portfolio allows us to provide coverage for many types of groups. These include: Students & Faculty Associations & Affinity Groups Government Contractors Missionaries Marine Crews Non Governmental Organizations (NGOs) Multinational Corporations Non-Profit Organizations Being covered by WEA means that you can rest easy and focus on the things that are important to you, knowing that you have worldwide access to the quality health care you desire. Our core mission is to provide our members with world-class service and support, with 24/7/365 customer service. Our health care experts are available to help with selecting your benefits and guide you in using our exclusive and easy to use online member access. As part of our customer-centric service model, you will receive: International Provider access through our partnerships and proprietary network Multilingual help line 24 hours a day, 365 days a year On-line member service platform Medical Concierge Eligibility & Enrollment Assistance Medical Professionals to coordinate your care We are with you, wherever you go. Experience the power of integrated benefit solutions and industry-leading technology with Lyncpay. WEA health plans are administered by 5 6

5 weadirect.com/signature weadirect.com/totalcare weadirect.com/caribcare P.O. Box 4428, Columbus Center, Road Town, Tortola, British Virgin Islands The information provided on this brochure is not intended for distribution to, or use by, any person in the United States or in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject WEA, or any of WEA s products, services or affiliates to any authorization, registration, licensing or notification requirement within any jurisdiction in Latin America, the Caribbean, or elsewhere. A Company

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