Record description XML File Transfer ISO XML pain

Transcription

1 Record description XML File Transfer XML pain

2 2 Change date Version Changed Payer s business id. Length can be 8, 9, 13 or 14 marks (so called long business id) 2.58 Payment order s account can be BBAN = or IBAN = FI For Foreign recurring payment fill in: BBAN -field (number xxxxxxxx) or in IBAN format in the IBAN - field. Bank code always DABAFIHH Id beneficiary account number with or without hyphen or the account length is more than 30 marks Authstn Customer can choose in Group Header what kind of Status report they need. Default value is Negative BANSTA, only information of rejected payments Small corrections Fields Authorisation and 1.6 ControlSum Amednments in the following fields1.3 Authorisation, 2.65 Purpose Code, 2.86 RemittanceInformation Structured and 2.102, 2.104, For. Ex. International Reference and AOS2 netting With INTC or SDVA code the payment is processed always as a foreign payment, fields 2.6, 2.12, 2.30 and Small corrections in the fields: 2.42, 2.45, 2,55 Ctry and Amendment filed 2.13 RequestedExecutionDate., Added length clarifications to fields 2.55 ja 2.57: StrtNm, BldgNb ja PstCd.

3 3 1. Payment Message Structure 1.1 Payment Parties Party Debtor Ultimate Debtor Initiating Party Creditor Ultimate Creditor Debtor Agent Creditor Agent 1.2 Payment Message Group Header A- part Payment Information B-part Credit Transfer Transaction Information C-part Party, debit account. Party who has purchased the service or goods, and received the invoice. Ultimate debtor is used when the payer is other that the receiver of the original invoice. Party who sends payment message. This can be payer, service center or other party who sends the payments on behalf of the payer. Party, beneficiary s account. Party, ultimate beneficiary. For. Ex. The payment has credit in the Sampo Finance Account but the ultimate beneficiary is the customer of the Sampo Finance. Debtor s Bank Beneficiary s Bank Unique in Payment message, all common details of the message. For ex. Customer User ID registered for the sending customer Return PSR = Payment Status Report (MessageIdentification), Material creation timestamp(creationdateandtime) and Grouping type (GroupingIndicator) Can be more than one in Payment Message. All debit information for. Ex The Payer (Debtor), Debit Account (DebtorAccount), payment type (PaymentInformation) and due date (Requested Execution Date). Payment information will be replied if the due date or debit account will be different. Is in Payment Information recurring part. All credit information.for ex. beneficiary (Creditor), Beneficiary s bank (CreditorAgent), beneficiary account (Creditor Account) and invoice details (RemittanceInformation). 2.3 Abbreviations (1..1) Mandatory and only once in a message. (1..n) Mandatory, can be several times (0..1) Optional and only once in a message (0..n) Optional and can be several times >> The element is under the previous level, {Or..Or} Alternative elements (Choice)

4 4 M C N Mandatory Optional Not in use Tag-nimi Message 1.0 GrpHdr Group Header [1..1] M Once in a message. General indentification MsgId MessageIdentification TEXT [1..1] M Customer User ID registered for the sending customer Return PSR = Payment Status Report 1.2 +CreDtTm CreationDateTime DateTime [1..1] M Material creation timestamp, given by the debtor Return PSR = Payment Status Report 1.3 +Authstn Authorisation TEXT [0..2] C Can be used to mark the payment file for test: If this tag contains the string TEST then the file will be processed but the payments will not be executed BtchBookg BatchBooking True/false [0..1] C Sender selects debit forma. The feedback message will be created as default value. Other kind of feedback message is produced according the given values in this field. Feedback process and codes are in Service Transfer of Material XML, chapter 2.2 Note: If the file is TEST marked in the same batch ja if a separate feedback id needed, the request should be in the field <Authstn>. The order of the fields is not significant. True=booking per payment information False=booking per transaction Default value TRUE 1.5 +NbOfTxs NumberOfTransactions TEXT [1..1] M Number of individual transactions contained in the message, given by the debtor. Mandatory field in Material Transmission Service (Linkki) but not in File Transmission

5 5 Tag-nimi Message via Business Online CtrlSum ControlSum Quantity [0..1] N Not in use. The field is not checked Grpg Grouping Code [1..1] M Mandatory field, If control sum is added, the it will be in the feedback file Recommendation = MIXD Note! Payments can be debited as bulk debit if the payment type is same InitgPty InitiatingParty [1..1] M Party initiating the payment. In the payment context, this can either be the debtor or the party that initiates the payment on behalf of the debtor. Mandatory ++Nm Name TEXT [0..1] C Payer s name, Recommendation is to fill in. If filled, return PSR = Payment Status Report 2.0 PmtInf PaymentInformation [1..n] M Payment psc Return PSR = Payment Status Report 2.1 +PmtlnfId PaymentInformationIden TEXT [0..1] C Free text. Senders information, max 35 marks. tification Same as present LM03 identification field, added in KTON statement: T11/ PmtMtd PaymentMethod Code [1..1] M Cheque = CHK 2.3 +PmtTpInf PaymentInformatio n SvcLvl ServiceLevel [0..1] [0..1] C [0..1] C Payment type Other payments = TRF transfers and money orders

6 6 Tag-nimi Message Cd Code [0..1] C SEPA transfer = SEPA Capital transfer = SDVA SDVA code process the payment always as foreign payment Prtry Proprietary [0..1] C Use either URGP in this field or HIGH in 2.4 to signify an express payment. If both fields are used then 2.7 takes precedence LclInstrm LocalInstrument] [0..1 C CtgyPurp CategoryPurpose Code [0..1] C Group Payment = INTC INTC code process the payment always as foreign payment ReqdExctnDt RequestedExecutionDat e Recurring Payment = SALA Tax Payment = TAXS DATE [1..1] M Debit day which the customer gives: If the field CdtTrfTxInf/PmtId/CtgyPurp (index 2.36) is filled then this field is ignored. Max 365 calendar day prior the due date In file transfers via Web Services and Business Online web bank the debit day is allowed to be 60 calendar days and file transfer via Linkki material transmission service 2 banking days old. If payment type SALA, then the debit day must be always banking day Dbtr Debtor [1..1] M A Payer, debit account ++Id Identification [0..1] M Payer s identification +++OrgId OrganisationIdentificatio n [1..1] M Business identification

7 7 Tag-nimi Message ++++BkPtyId BankPartyIdentification TEXT [0..1] M Used for Customer ID on Finnish Payments: Contains the Linkki Customer ID which can be either 8, 9,13 or 14 chars DbtrAcct DebtorAccount [1..1] M Debtor s account number. ++Id Identification [1..1] M The first 8 chars is the Linkki Customer ID and the next 5 chars is extension id. The extension id is optional. If missing we will use "00000" instead +++IBAN IBAN Identifier [1..1] C IBAN code used to identify the country of Debtors Bank. Mandatory when the account is in +++BBAN BBAN Identifier [1..1] C Used only in MT101 messages ++Ccy Currency Code [0..1 C Account s currency code. Used if the payment includes exhange DbtrAgt DebtorAgent [1..1] M Payer s bank ++FinInstnId FinancialInstitutionIdenti fication [1..1] M Recommendation to fill in currency BIC is mandatory +++BIC BIC Identifier [1..1] M Samoo Bank BIC = DABAFIHH UltmtDbtr UltimateDebtor [0..1] C Ultimate debtor s. The receiver of the invoice is diffrent than payer. The field is used with SEPA -payments

8 8 Tag-nimi Message ++Nm Name TEXT [0..1] C Ultimate debtor s name Will be in payer s and beneficiary s KTO account statement s additional information T11/11. Max 70 mark ChrgBr ChargeBearer Code [0..1] C If the payment is CHK, then all other charges than CdtTrfTxInf CreditTransferTransacti oninformation PmtId PaymentIdentification [1..1] M Mandatory CRED is changed to SHAR CRED = beneficiary pays all fees DEBT = payer pays all fees SHAR = pays own fees SLEV = pays own fees (mandatory in SEPA payments) [1..n] M In Payment Information part,. Includes beneficiary details InstrId InstructionIdentification] TEXT [0..1 C Payment identification information for the debtor, used between the payer and payer s bank. (Like in LM03 fields 18 and 19), response in the KTOn Account statement T11/06 (5.1 and 5.2) fields. Max 35 chars to Debtor/Creditor Identifier. Max 35 chars to Advice Text. The first 20 chars to Senders Reference EndToEndId EndToEndIdentification TEXT [1..1] M Payment identification information given by debtor. Used only on SEPA-payments PmtTpInf PaymentInformatio n [0..1] C SvcLvl ServiceLevel [0..1] [0..1] C End-to-End Id is not in showed in bulk-payments, only in single payments and specifications.

9 9 Tag-nimi Message Cd Code [0..1] C SEPA payment = SEPA Capital Transfer = SDVA SDVA code process the payment always as foreign payment Prtry Proprietary [0..1] C Urgent Paym,ent = URGP. Domestic Urgent Payment in the field LclInstrm LocalInstrument] [0..1 C CtgyPurp CategoryPurpose Code [0..1] C Internal payment = INTC INTC code process the payment always as foreign payment. Recurring payment = SALA TAX Payment = TAXS Recommendation for SALA- and TAXS-codes, use field Amt Amount [ Amount 1..1] M Currency and amount of the payment InstdAmt InstructedAmount Use either 2.38 or EqvtAmt EquivalentAmount Use either 2.38 or 2.39 [1..1] C Currency and amount of the payment Use the field 2.38 or [1..1] C Currency and amount of the payment, when the debited amount is in same currency as the debit account. Use the field 2.38 or 2.39.

10 10 Tag-nimi Message Amt Amount Amount [1..1] C the debited amount is in same currency as the debit account CcyOfTrf CurrencyOfTransfer Code [1..1] C Payment s Currency XchgRateInf ExchangeRateInformatio n [0..1] C Exhange Rate Agreement is allowed also if code is Grouped or Mixed CtrctId ContractIdentification Text [0..1] C Exhange rate agreement number 14 mark ChrgBr ChargeBearer Text [0..1] C If in use, then the field ChrgBr (index 2.20) is ignored If the payment is CHK, then all other charges than CRED is changed to SHAR CRED = beneficiary pays all fees DEBT = payer pays all fees SHAR = pays own fees SLEV = pays own fees (mandatory in SEPA payments) ChqInstr ChequeInstruction Text [0..1] C Default for foreign cheques is NOT CROSSED and domestic are ALWAYS CROSSED. +++DlvryMtd DeliveryMethod [0..1] C ++++Cd Code Code [1..1] C Codes: Foreign Finnish cheques are always crossed too. MLCD = the bank mails the cheque to beneficiary

11 11 Tag-nimi Message MLDB = the bank mails the cheque to payer UltmtDbtr UltimateDebtor [0..1] C Ultimate debtor when receiver of the invoice differs from the payer. The field is used with SEPA payments. If Present overrules Nm Name TEXT [0..1] C Name of the invoice receiver if it differs from the payer Will be in KTO Statements Additional information T11/11 If Present overrules UltmDbtr/Nm kentässä (index Truncated to 70 chars CdtrAgt CreditorAgent [0..1] C Creditor bank s information +++FinInstnId ++++BIC FinancialInstitutionIdenti fication BIC Use either BIC or CmbndId [1..1] C Creditor bank s identification. Identifier [1..1] C Creditor bank s BIC-code. Mandatory on SEPA-payments If BIC code is filled in, then no other address field is needed. ++++CmbndId CombinedIdentification [1..1] C Creditors s bank information if the BIC code is not known ClrSysMmbId ClearingSystemMember Identification [0..1] C Id Identification Code [1..1] C Creaditor s bank clearing-code.for ex. FW You can give the Clearingcode as -standard for ex. USABA Nm Name TEXT [0..1] C Creditor bank s name Max. 35 marks +++++PstlAdr PostalAddress [0..1] C Creditor bank s address AdrLine AddressLine TEXT [0..5] C Creditor bank s address max. 2

12 12 Tag-nimi Message StrtNm StreetName TEXT [0..1] C Creditor bank s street address Max. 35 marks BldgNb BuildingNumber TEXT [0..1] C Creditor bank s street address number. BldgNb + StrtNm max 35 marks PstCd PostCode TEXT [0..1] C Creditor bank s ZIP code. Max 5 marks TwnNm TownName TEXT [0..1] C Creditor bank s town Ctry Country Code [1..1] C Creditor bank s country code. Must be standard format Cdtr Creditor Maksun saaja Creditor bank s country code is mandatory, if the BIC code does not exist but the payment details are included. [0..1] M Creditor, beneficiary to whom the payment is transfered +++Nm Name TEXT [0..1] M Creditor name Max. 35 mark. In SEPA payments the field can be 70 marks. +++PstlAdr PostalAddress [0..1] C Creditor address information. ++++AdrLine AddressLine TEXT [0..5] C Creditor address, max. 2 rows allowed for SEPA-payments. Foreign cheques address is mandatory in this field. Max 3 total 105 marks includes country name (for. Ex. FRANCE. If cheque is mailed to beneficiary (code MLCD in the filed 2.47) and one AdrLine atleast 36 marks is mandatory. If 2-3 AdrLine no demands. Money orders the street address is given here or StreetName-field. ++++StrtNm StreetName TEXT [0..1] C Creditor street address. Max 35 marks ++++BldgNb BuildingNumber TEXT [0..1] C Creditor street address number. BldgNb + StrtNm max 35 marks ++++PstCd PostCode TEXT [0..1] C Creditor ZIP code. Mandatory for Money orders. Max 5 marks ++++TwnNm TownName TEXT [0..1] C Creditor town address. Mandatory for Money orders ++++Ctry Country Code [1..1] C Creditor Country code. Must be standard format Mandatory if the address information is filled in.

13 13 Tag-nimi Message +++Id Identification [0..1] C Creditor identification ++++OrgId Use either OrgId or PrvtId OrganisationIdentificatio n [1..1] C ++++PrvtId PrivateIdentification [1..4] C For Recurring Payments (Category Purpose = SALA) +++++SclSctyN b If more than one, only the first one is counted. SocialSecurityNumber TEXT [1..1] C In Recurring payments, beneficiary personal social security number. In Finland the form is nnnnnn- nnn CdtrAcct CreditorAccount [0..1] C Beneficiary account number +++Id Identification [1..1] C ++++IBAN ++++BBAN IBAN Either IBAN or BBAN BBAN Either IBAN or BBAN ++++PrtyAcct ProprietaryAccount C Identifier [1..1] C Beneficiary IBAN account number Mandatory in SEPA payments.. Identifier [1..1] C Beneficiary BBAN account number. Note: BBAN field is allowed only letter or numeric. Punctuation marks are not allowed (schema-validiation). See also the field below CdtrAcct/Id/PrtryAcct/Id. For ex. Money order, BBAN = tai IBAN = FI format Foreign Recurring Payments vie register you give in the BBAN field (811111xxxxxxxx) or IBAN format in IBAN field. Beneficiary bank is always DABAFIHH and <PmtMtd> TRF. And in <CtgyPurp> tag value SALA and <Purp><Cd> tag the payment type for ex. PENS. Payments are always in EUR,.

14 14 Tag-nimi Message [1..1] Either IBAN, BBAN, UPIC or PtryAcc +++++Id Identification [1..1] TEXT [0..1] C Is used if the beneficiary account number includes for.ex. hash or the length is over 30 marks, max. 34 marks UltmtCdtr UltimateCreditor [0..1] [0..1] C Ultimate creaditor. For ex. The payment is transfered to Finance company from where it is transfered to a customer. Only in SEPA payments, +++Nm Name TEXT [0..1] C Ultimate Creditor name, max. 70 marks +++Id Identification [0..1] C Identification number ++++OrgId OrganisationIdentificatio n [1..1] C Identification number for corporate ++++PrvtId PrivateIdentification [1..1] C Private identification number +++++SclSctyN b InstrForDbtrA gt SocialSecurityNumber TEXT [1..1] C Personal social security number in SALA category purpose payments. In Finland the form is nnnnnn- nnn. InstructionForDebtorAg ent [0..1] TEXT C Instruction for payer s bank Purp Purpose [0..1] C Payment type in recurring payments Cd Code Code [1..1] C Payment type In Domestic payments can be for. Ex. KATESIIRTO in the first line, Not possible in the bulk payment.. For foreign payments max, 105 marks. The field prevents to use automatic transfer and does add extra fee for the payer. SALA = Wages and salaries STDY = Educational grants

15 15 Tag-nimi Message BENE = Benefits PENS = Pension SSBE = Reimbursement AGRT= Agricultural Income BECH = Child Benefits TAXS = Tax return If the field is not fllled byt he customer, then add payment type Payment for the beneficiary RmtInf RemittanceInformation [0..1] C Additional information of the payment. Can be structured or unstructured or both. (AOS2), normally only one type at time. One exception, AOS2 structure, where both message types are allowed Ustrd Unstructured TEXT [0..1] C Free text field Max. One total 140 marks, exept domestic urgent payments this is max. 70 mark. Present recurring payments payment type code additional text can be given here. Invoices and credits, netting please look AOS2 and s message modell. In Domestic transfers can be text KATESIIRTO at the begin of the first line,. Cannot be used in the bulk-payment, Strd Structured [0..9] C Structured message, for. Ex domestic reference number or international reference. Used only in SEPA payments and domestic urgent payments. Only one line max. 140 marks message, exept if it is AOS2 Max. 999 lines á 280 marks, if the beneficiary account is account or Helsinki Account max, 9 lines á 280 marks, if the beneficiary accounts is another bank s account including marks between <Strd> ja </Strd> tags.

16 16 Tag-nimi Message RfrdDocInf ReferredDocumentInfor mation RfrdDocT p Optional structured messages reference and tax-message.. Invoices and credits, netting please look AOS2 and s message modell. [0..1] C Only in use for AOS2 netting ReferredDocument [0..1] C Only in use for AOS2 netting Cd Code Code [1..1] C CINV or CREN. Invoices and credits, netting please look AOS RfRdDoc Nb RfrdDocRltdDt ReferredDocumentNum ber TEXT [0..1] C Only in use for AOS2 netting, max. 15 marks ReferredDocumentRelat DateTime [0..1] C Only in use for AOS2 netting eddate RfrdDocAmReferredDocumentAmo t unt [0..n] C Only in use for AOS2 netting DuePyblA DuePayableAmount mt Amount [1..1] C Payable amount DscntApl damt Use either 2.95, 2.96, 2.97, 2.98 or 2.99 DiscountAppliedAmount Amount [1..1] C Cash Discount Use either 2.95, 2.96, 2.97, 2.98 or RmtdAmt RemittedAmount Amount [1..1] C Payment total. Only in use for AOS2 netting

17 17 Tag-nimi Message Use either 2.95, 2.96, 2.97, 2.98 or CdtNoteA CreditNoteAmount mt Use either 2.95, 2.96, 2.97, 2.98 or TaxAmt TaxAmount Amount [1..1] C Credit payment amount. Only in use for AOS2 netting Amount [1..1] C Tax payment Use either 2.95, 2.96, 2.97, 2.98 or CdtrRefInf CreditorReferenceInfor mation [0..1] C Beneficiary reference. Used in reference payments CdtrRefTp CreditorReference [0..1] C Beneficiary s reference type Used in reference payments Cd Code Code [1..1] C SCOR = Finnish or International reference. Mandatory if is a Finnish reference number. Reference is possible id CategoryPurpose code is SALA Issr Issuer TEXT [0..1] C If CdtrRef field is an international reference (RF reference), then this field has value. The field is not in use for Finnish domestic reference CdtrRef CreditorReference TEXT [0..1] C Beneficiary s Finnish reference number, Finnish reference is filled with nulls and max. 20 marks. International RF reference, max 25 marks AddtlRmtIn AdditionalRemittanceInf TEXT C Free message. For. Ex. Tax payment or other free text. Max. 70 marks.

18 18 Tag-nimi Message f ormation [0..1]