How To Create A Credit Card From A Creditcard In A Microsoft Web Server On A Microsql Web Server
|
|
- Rolf Hamilton
- 3 years ago
- Views:
Transcription
1 Appendix to Danish Message Implementation Guideline for Common Global Implementation (CGI) Customer Credit Transfer Initiation and Danish Implementation Guideline for CGI Customer Payment Status Report October 4th 2013 FINAL VERSION Page 1 of 74
2 Table of Contents INTRODUCTION 3 DANISH PAYMENT EXAMPLES 6 Denmark, Direct Credit With Advice On Statement (former UDUS 356 Transfer) 6 Denmark, Direct Credit With Advice On Statement (RF Creditor Reference) 11 Denmark, Payment Slip With Advice (Giro Payment Slip - GIK 01) 15 Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 04) 19 Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 15) 23 Denmark, Payment Slip (OCR) (Payment Slip - FIK 71) 28 Denmark, Payment Slip (OCR) (Payment Slip - FIK 73) 32 Denmark, Payment Slip (OCR) (Payment Slip - FIK 75) 36 Denmark, Payment to EasyAccount (NKS) With (CVR) 40 Denmark, Payment to EasyAccount (NKS) With (CPR) 45 Denmark, Domestic Cheque 50 CROSS BORDER PAYMENT 54 Cross Border SEPA Payment 54 Cross Border non-sepa Payment 58 Cross Border Urgent Payment 62 DANISH CUSTOMER STATUS REPORT EXAMPLES 66 Status on a Group - Reject (Message) 67 Status on a Debit Entry - Reject (PaymentInformation) 69 Status on a Credit Entry - Reject (EndToEnd) 71 Status on a Credit Entry - Accepted (EndToEnd) 73 Page 2 of 74
3 INTRODUCTION This document contains descriptions and examples for payment types included in the Danish CGI MIGs for Customer Credit Transfer Initiation and Customer Payment Status Report. For each example, a table is presented, which describes significant data elements for each type of payment. In general these elements are Mandatory. The message examples are enclosed below each table. The ISO XML messages allow for the full range of global language requirements (UTF-8). Banks and their customers must be able to support the Latin character set commonly used in international communication, as follows: a b c d e f g h i j k l m n o p q r s t u v w x y z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z / -? : ( )., ' + Space However, to support local characters used in Denmark, Faroe Islands, Finland, Germany, Norway and Sweden beyond the Latin character set referred to above, the following characters are supported (Not to be used in SEPA payments or Cross border payments to other than the referred countries): á ä ç đ é í ó ö ú ü ý æ ø å Á Ä Ç Ð É Í Ó Ö Ú Ü Ý Æ Ø Å ß % & Remittance information contains information about the reason for payment (e.g. invoice number), directed from the payor to the payee. The information may be structured and/or unstructured. Structured remittance information may include, for example, reference numbers for the invoices and credit notes to which the payment refers. Unstructured remittance information contains information in free text format from the Payor to the Payee. Payments to EasyAccount Easy-Account Payment (Qualifier in CreditorAccount -> SchemeName): - CPR-number (DK Social Security Number): NKC + 10 digits - CVR-Number (DK Central Business Register Number): NKV + 8 digits - CVR-Number with P-number (DK Central Business Register Number with DK Production Number of a Unit): NKP + 8 digits/10 digits (Note: "/" is a separator) - CVR-Number with Tax Id (DK Central Business Register Number with DK Tax ): NKR + 8 digits/8 digits (Note: "/" is a separator) Page 3 of 74
4 - Tax Id (DK Tax ): NKS + 8 digits Example: Code Type Example NKC CPR-number NKC NKV CVR-number NKV NKP CVR-number with P- NKP / number NKR CVR-nummer with Tax Id NKR / NKS Tax Id NKS Page 4 of 74
5 Template Service Independent Payments Business Function Description of the service. Data Element Element Code / Value Payment Information <PmtInfId> Payment Method <PmtMtd> Payment Type Information <PmtTpInf> Requested Execution Date <ReqdExctnDt> Debtor name and address <Dbtr> <Nm> <PslAdr> <StrtNm> <PstCd> <TwnNm> <Ctry> Debtor s Organization <Dbtr> Debtor Account <DbtrAcct> Debtor Agent <DbtrAgt> Instruction ID End-to-end ID Purpose Amount Creditor name and address Creditor Account Number <PmtId><InstrId> <PmtId><EndToEndId> <Purp> <Amt> <Cdtr> <Nm> <PslAdr> <StrtNm> <PstCd> <TwnNm> <Ctry> <CdtrAcct> Remittance Information Structured and/or Unstructured <RmtInf> <Strd> <RmtInf> <Ustrd> Structured invoice payment type Unstructured details of payment Example: An examples follows here. Page 5 of 74
6 DANISH PAYMENT EXAMPLES Denmark, Direct Credit With Advice On Statement (former UDUS 356 Transfer) Business Function: Account to account credit transfer with long advise. Could require text code that is used as advicetext (for instance 0248 Pension). Optional 20 characters (35) short text. Optional Primary Reference. Debtors ID of the payment (20). 41 lines with 35 characters unstructured advice. Debtor s Organization Debit Account Number Instruction ID End-to-end ID <Dbtr> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF/PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond NURG (URGP = RTGS DKK in Kronos/EUR in Target2). SUPP (CORT, INTC, PENS, SALA, SUPP or TREA) DebitorAgent in UDUS > </CtgyPurp> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> Nils Nielsen DK </DbtrAcct> <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> BANK (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID Page 6 of 74
7 Message Item <XML tag> /Element Code / Value Purpose <Purp> <Prtry>0086</Prtry> <!-- UDUS 356 TextCode (FIELD 05) and optional meaning in Text (FIELD 11) is forwarded beyond DebtorAgent - -> <!-- Code or Text --> <! = Invoice tekst code for Danish domestic Low-value clearing -- > </Purp> <Purp><Prtry> to UDUS 356 TextCode 0086/ (fx 0019/, 0051/, 0078/, 0086/, 0248/, 0523/, 0531/, 0558/, 0566/ or other) Or <Purp><Prtry> TextCode/Short text (Max20Text) Or <Purp><Prtry> Short text (Max20Text) Amount Creditor Account Number Creditor name and address Instruction for First agent Or <Purp><Cd> to ISO PuposeCode (BECH, INTX, PENS, REFU, RENT, SALA, SUPP or other) <InstdAmt Ccy="DKK"> </InstdAmt> "DKK" <CdtrAcct> <Cd>BBAN</Cd> </CdtrAcct> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> (DK ) BBAN CAPE Webconsult Aps. Markvejen Koege DK Page 7 of 74
8 Message Item <XML tag> /Element Code / Value Remittance Information Unstructured and/or Structured <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> </RfrdDocInf> </Strd> </RmtInf> Payment for webservices related to the new MS SQL web server (Max1435Text) PRIM PrimRefNo-1234 DEBI DebIdPayNo-123 Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> Page 8 of 74
9 <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK"> </InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> Page 9 of 74
10 </Cdtr> <CdtrAcct> <Cd>BBAN</Cd> </CdtrAcct> <Purp> <Prtry>0086</Prtry> <!-- UDUS 356 TextCode (FIELD 05) and optional meaning in Text (FIELD 11) is forwarded beyond DebtorAgent --> <!-- Code or Text --> <! / = Invoice tekst code for Danish domestic Low-value clearing/short text to the Creditor --> </Purp> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> <!-- UDUS 356 PRIM ("15") is forwarded to Creditor --> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> <!-- UDUS 356 DEBI ("13") is forwarded to CreditorAgent --> </RfrdDocInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 10 of 74
11 Denmark, Direct Credit With Advice On Statement (RF Creditor Reference) Business Function: Account to account credit transfer with RF Creditor Reference ISO Debtor s Organization Debit Account Number Instruction ID End-to-end ID <Dbtr> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF/PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <LclInstrm> <Cd>SDCL</Cd> <!--Default: ONCL --> </LclInstrm> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond NURG (URGP = RTGS DKK in Kronos/EUR in Target2). SDCL (ONCL) SUPP (CORT, INTC, PENS, SALA, SUPP or TREA) DebitorAgent in UDUS > </CtgyPurp> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> Nils Nielsen DK </DbtrAcct> <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> BANK (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID Page 11 of 74
12 Message Item <XML tag> /Element Code / Value Purpose <Purp> <Cd>SDCL</Cd> <!-- TextCode is forwarded beyond DebtorAgent --> <Purp><Cd> to ISO PuposeCode (BECH, INTX, PENS, REFU, RENT, SALA, SUPP or other) </Purp> Amount <InstdAmt Creditor Account Number Creditor name and address Instruction for First agent Remittance Information Unstructured Ccy="DKK"> </InstdAmt> "DKK" <CdtrAcct> <Cd>BBAN</Cd> </CdtrAcct> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> N/A (DK ) BBAN CAPE Webconsult Aps. Markvejen Koege DK N/A and/or Structured Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\ISO20022\Maintenance2009\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+02:00</CreDtTm> <Authstn> <Prtry> aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> Page 12 of 74
13 </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <LclInstrm> <Cd>SDCL</Cd> <!--Default: ONCL --> </LclInstrm> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Anders Andersen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> Page 13 of 74
14 <InstrId>OWNREF-CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>2680</PstCd> <TwnNm>Solroed Strand</TwnNm> </Cdtr> <CdtrAcct> <Cd>BBAN</Cd> </CdtrAcct> <Purp> <Cd>SUPP</Cd> </Purp> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> <Issr>ISO</Issr> </Tp> <Ref>RF </Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 14 of 74
15 Denmark, Payment Slip With Advice (Giro Payment Slip - GIK 01) Business Function: Payment Slip/OCR without Payment but with Remittance Information. No Payment for automatic reconciliation. Creditor receives information concerning Debtor name, address and additional information like invoice number (supplied by Debtor) for instance via a copy of the Payment Slip or via an account statement. 41 lines with 35 characters unstructured advice could be included. Payment to Giro account in Financial Institution. Debit Account Number Instruction ID End-to-end ID Purpose Amount </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> NURG </SvcLvl> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> Nils Nielsen DK </Dbtr> Debtor s Organization <Dbtr> BANK <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> <InstdAmt Ccy="DKK">866.06</InstdAmt> (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID DKK" Page 15 of 74
16 Message Item <XML tag> /Element Code / Value Creditor Account Number <CdtrAcct> <Prtry> OCR</Prtry> OCR </CdtrAcct> Creditor name and address <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> </Cdtr> CAPE Webconsult Aps. DK Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: </Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>01/</Ref> </CdtrRefInf> </Strd> </RmtInf> Payment for webservices related to the new MS SQL web server. Phonenumber: (Max1435Text) SCOR Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> Page 16 of 74
17 </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </CdtrAgt> Page 17 of 74
18 <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> </Cdtr> <CdtrAcct> <Prtry>OCR</Prtry> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: </Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>01/</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 18 of 74
19 Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 04) Business Function: Payment Slip/OCR with OCR-reference but without Remittance information. 16 digits Payment for automatic reconciliation. No unstructured advice. Payment to Giro account. Debit Account Number Instruction ID End-to-end ID Purpose Amount <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> NURG </SvcLvl> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> Nils Nielsen DK </Dbtr> Debtor s Organization BANK <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID <InstdAmt Ccy="DKK">866.06</InstdAmt> "DKK" Page 19 of 74
20 Message Item <XML tag> /Element Code / Value Creditor Account Number <CdtrAcct> Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <Prtry> OCR</Prtry> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>04/ </Ref> </CdtrRefInf> </Strd> </RmtInf> OCR SCOR 04/ Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> Page 20 of 74
21 <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> </Cdtr> <CdtrAcct> Page 21 of 74
22 <Prtry>OCR</Prtry> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>04/ </Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 22 of 74
23 Denmark, Payment Slip (OCR) (Giro Payment Slip - GIK 15) Business Function: Payment Slip/OCR with OCR-reference but without Remittance Information. 16 digits Payment for automatic reconciliation. No unstructured advice. Payment to Giro account. Debit Account Number Instruction ID End-to-end ID Purpose Amount <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> NURG </SvcLvl> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> Nils Nielsen DK </Dbtr> Debtor s Organization BANK <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID <InstdAmt Ccy="DKK">866.06</InstdAmt> "DKK" Page 23 of 74
24 Message Item <XML tag> /Element Code / Value Creditor Account Number <CdtrAcct> Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <Prtry> OCR</Prtry> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>15/ </Ref> </CdtrRefInf> </Strd> </RmtInf> OCR SCOR 15/ Page 24 of 74
25 Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> Page 25 of 74
26 <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Cd>BBAN</Cd> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> </Cdtr> <CdtrAcct> <Prtry>OCR</Prtry> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>15/ </Ref> </CdtrRefInf> Page 26 of 74
27 </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 27 of 74
28 Denmark, Payment Slip (OCR) (Payment Slip - FIK 71) Business Function: Payment Slip/OCR with OCR-reference but without Remittance Information. 15 digits Payment for automatic reconciliation. No unstructured advice. Payment to FIK account in Financial Institution. Debit Account Number Instruction ID End-to-end ID Purpose Amount <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> NURG </SvcLvl> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> Nils Nielsen DK </Dbtr> Debtor s Organization BANK <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID <InstdAmt Ccy="DKK">666.06</InstdAmt> "DKK" Page 28 of 74
29 Message Item <XML tag> /Element Code / Value Creditor Account Number <CdtrAcct> <Prtry> OCR</Prtry> </CdtrAcct> OCR Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>71/ </Ref> </CdtrRefInf> </Strd> </RmtInf> SCOR 71/ Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> Page 29 of 74
30 <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Cd>BBAN</Cd> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>PBSEDK21</BIC> </FinInstnId> Page 30 of 74
31 </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> </Cdtr> <CdtrAcct> <Prtry>OCR</Prtry> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>71/ </Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 31 of 74
32 Denmark, Payment Slip (OCR) (Payment Slip - FIK 73) Business Function: Payment Slip/OCR without Payment but with Remittance Information. No Payment for automatic reconciliation. Creditor receives information concerning Debtor name, address and additional information like invoice number (supplied by Debtor) for instance via a copy of the card or via an account-statement. 41 lines with 35 characters unstructured advice could be included. Payment to FIK account in Financial Institution. Debit Account Number Instruction ID End-to-end ID Purpose Amount <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> NURG </SvcLvl> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> Nils Nielsen DK </Dbtr> Debtor s Organization BANK <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> <InstdAmt Ccy="DKK">666.06</InstdAmt> (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID "DKK"> Page 32 of 74
33 Message Item <XML tag> /Element Code / Value Creditor Account Number <CdtrAcct> <Prtry> OCR</Prtry> </CdtrAcct> OCR Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: </Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>73/</Ref> </CdtrRefInf> </Strd> </RmtInf> Payment for webservices related to the new MS SQL web server. Phonenumber: (Max1435Text) SCOR Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> 73 Page 33 of 74
34 <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.66</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>PBSEDK21</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> </Cdtr> Page 34 of 74
35 <CdtrAcct> <Prtry>OCR</Prtry> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: </Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>73/</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 35 of 74
36 Denmark, Payment Slip (OCR) (Payment Slip - FIK 75) Business Function: Payment Slip/OCR with OCR-reference and with Remittance Information. 16 digits Payment for automatic reconciliation. 41 lines with 35 characters unstructured advice could be included but not Debtor name and address. Payment to FIK account in Financial Institution. Debit Account Number Instruction ID End-to-end ID Purpose Amount <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> NURG </SvcLvl> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> Nils Nielsen DK </Dbtr> Debtor s Organization BANK <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID <InstdAmt Ccy="DKK">666.66</InstdAmt> "DKK" Page 36 of 74
37 Message Item <XML tag> /Element Code / Value Creditor Account Number <CdtrAcct> <Prtry> OCR</Prtry> </CdtrAcct> OCR Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>75/ </Ref> </CdtrRefInf> </Strd> </RmtInf> Payment for webservices related to the new MS SQL web server (Max1435Text) SCOR 75/ Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> Page 37 of 74
38 <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.66</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>PBSEDK21</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> </Cdtr> Page 38 of 74
39 <CdtrAcct> <Prtry>OCR</Prtry> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>75/ </Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 39 of 74
40 Denmark, Payment to EasyAccount (NKS) With Central Business Register Number (CVR) Business Function: Account to Easy Account credit transfer with Central Business Register Number. Optional 20 characters (35) short text. Optional Primary Reference. Debtors ID of the payment (20). 41 lines with 35 characters unstructured advice could be included. Debtor s Organization Debit Account Number Instruction ID End-to-end ID Purpose <Dbtr> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond NURG (URGP = RTGS DKK in Kronos/EUR in Target2) SUPP (CORT, INTC, PENS, SALA, SUPP or TREA) DebitorAgent in UDUS > </CtgyPurp> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> </Cdtr> Nils Nielsen DK </DbtrAcct> <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> BANK (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID Page 40 of 74
41 Message Item <XML tag> /Element Code / Value Amount <InstdAmt Ccy="DKK"> "DKK" </InstdAmt> Credit Account Number <CdtrAcct> <Prtry> NKV</Prtry> NKV </CdtrAcct> Creditor name and address <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> CAPE Webconsult Aps. Markvejen Koege DK Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> </RfrdDocInf> </Strd> </RmtInf> Payment for webservices related to the new MS SQL web server (Max1435Text) PRIM PrimRefNo-1234 DEBI DebIdPayNo-123 Page 41 of 74
42 Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond DebitorAgent in UDUS > </CtgyPurp> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> Page 42 of 74
43 <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK"> </InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> <CdtrAcct> <Prtry>NKV</Prtry> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> Page 43 of 74
44 <!-- UDUS 356 PRIM (FIELD 15) is forwarded to Creditor --> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> <!-- UDUS 356 DEBI (FIELD 13) is forwarded to CreditorAgent --> </RfrdDocInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 44 of 74
45 Denmark, Payment to EasyAccount (NKS) With Social Security Number (CPR) Business Function: Account to Easy Account credit transfer with Social Security Number. Optional 20 characters (35) short text. Optional Primary Reference. Debtors ID of the payment (20). 41 lines with 35 characters unstructured advice could be included. Debtor s Organization Debit Account Number Instruction ID End-to-end ID Purpose <Dbtr> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID- DEBENTID </PmtInfId> Payment Method <PmtMtd>TRF</PmtMtd> TRF Payment Type Information <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond NURG (URGP = RTGS DKK in Kronos/EUR in Target2) SUPP (CORT, INTC, PENS, SALA, SUPP or TREA) DebitorAgent in UDUS > </CtgyPurp> </PmtTpInf> Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> </Cdtr> Nils Nielsen DK </DbtrAcct> <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> BANK (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID Page 45 of 74
46 Message Item <XML tag> /Element Code / Value Amount <InstdAmt Ccy="DKK"> "DKK" </InstdAmt> Credit Account Number <CdtrAcct> <Prtry> NKC</Prtry> NKC </CdtrAcct> Creditor name and address <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> CAPE Webconsult Aps. Markvejen Koege DK Instruction for First agent Remittance Information Unstructured and/or Structured <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> </RfrdDocInf> </Strd> </RmtInf> Payment for webservices related to the new MS SQL web server (Max1435Text) PRIM PrimRefNo-1234 DEBI DebIdPayNo-123 Page 46 of 74
47 Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID </MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID </PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond DebitorAgent in UDUS > </CtgyPurp> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> Page 47 of 74
48 <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID </EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK"> </InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> <CdtrAcct> <Prtry>NKC</Prtry> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>PRIM</Prtry> </CdOrPrtry> </Tp> <Nb>PrimRefNo-1234</Nb> Page 48 of 74
49 <!-- UDUS 356 PRIM (FIELD 15) is forwarded to Creditor --> </RfrdDocInf> <RfrdDocInf> <Tp> <CdOrPrtry> <Prtry>DEBI</Prtry> </CdOrPrtry> </Tp> <Nb>DebIdPayNo-123</Nb> <!-- UDUS 356 DEBI (FIELD 13) is forwarded to CreditorAgent --> </RfrdDocInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 49 of 74
50 Denmark, Domestic Cheque Business Function: Domestic cheque without Payment. Unstructured advice could be included. Cheque is sent by mail to Creditor. Message Item <XML tag> /Element Code / Value Payment Information <PmtInfId>DEBENTID CHK</PmtInfId> DEBENTID CHK Payment Method <PmtMtd>CHK</PmtMtd> CHK Payment Type Information Requested Execution Date <ReqdExctnDt> </ReqdExctnDt> Debtor name and address <Dbtr> <Nm>Nils Nielsen</Nm> Nils Nielsen DK </Dbtr> Debtor s Organization <Dbtr> BANK Debit Account Number Instruction ID End-to-end ID Purpose Amount </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <InstrId>CR3REF- Webservice</InstrId> <EndToEndId>PQENDTOENDID CHK</EndToEndId> <InstdAmt Ccy="DKK"> </InstdAmt> (DK ) BBAN DKK CR3REF-Webservice PQENDTOENDID CHK "DKK" Page 50 of 74
51 Message Item <XML tag> /Element Code / Value Cheque Instruction <ChqInstr> <ChqTp>BCHQ</ChqTp> <DlvryMtd> <Cd>MLCD</Cd> </DlvryMtd> <DlvrTo> <Nm>CAPE Webconsult Aps.</Nm> <Adr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> CCHQ (BCHQ, CCHQ) MLCD (MLDB, MLCD, PUCD) CAPE Webconsult Aps. Markvejen Koege DK </Adr> </DlvrTo> </ChqInstr> Creditor Account Number Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. InvoiceNo-1234</Ustrd> </RmtInf> CAPE Webconsult Aps. Markvejen Koege DK Payment for webservices related to the new MS SQL web server. InvoiceNo-1234 (Max1435Text) Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID CHK</MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> Page 51 of 74
52 </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID CHK</PmtInfId> <PmtMtd>CHK</PmtMtd> <BtchBookg>false</BtchBookg> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Nils Nielsen</Nm> </Dbtr> <DbtrAcct> <Cd>BBAN</Cd> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>CR3REF-Webservice</InstrId> <EndToEndId>PQENDTOENDID CHK</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK"> </InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <ChqInstr> <ChqTp>BCHQ</ChqTp> <DlvryMtd> <Cd>MLCD</Cd> Page 52 of 74
53 </DlvryMtd> <DlvrTo> <Nm>CAPE Webconsult Aps.</Nm> <Adr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Adr> </DlvrTo> </ChqInstr> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> </Cdtr> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. InvoiceNo- 1234</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 53 of 74
54 CROSS BORDER PAYMENT Cross Border SEPA Payment Business Function: Cross Border SEPA payment sent from the debitor SPEED Model Racing Team Aps. In Denmark to the creditor IFMAR in Sweden. Data Element Element Code / Value Payment Information <PmtInfId>DEBENTID _sepa</PmtInfId> DEBENTID-23456_sepa Payment Method <PmtMtd>TRF</PmtMtd> TRF Batch Booking <BtchBookg>false</BtchBookg> false Payment Type Information <PmtTpInf> <SvcLvl> <Cd>SEPA</Cd> SEPA </SvcLvl> </PmtTpInf> Category Purpose <CtgyPurp> Requested Execution <ReqdExctnDt> </ReqdExctnDt> Date Debtor name and address Debtor s Organization Debtor Account Debtor Agent <Dbtr> <Nm> SPEED Model Racing Team Aps /Nm> </Dbtr> <Dbtr> </Dbtr> <DbtrAcct> <IBAN>DK </IBAN> <Ccy>EUR</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> SPEED Model Racing Team Aps DK DK EUR DABADKKK Charge Bearer <ChrgBr>SLEV</ChrgBr> SLEV Instruction ID End-to-end ID <PmtId> <InstrId>INSTRID-IFMAR-2011</InstrId> <EndToEndId>PQENDTOENDID _sepa</EndToEndId> </PmtId> INSTRID-IFMAR-2011 PQENDTOENDID _sepa Page 54 of 74
55 Data Element Element Code / Value Amount Amt> <InstdAmt Ccy = "EUR">190.00</InstdAmt> "EUR" </Amt> Creditor Agent <CdtrAgt> <FinInstnId> <BIC>HANDSESS</BIC> HANDSESS </FinInstnId> </CdtrAgt> Creditor name and address IFMAR Creditor Account Number Remittance Information Unstructured <Cdtr> <Nm>IFMAR</Nm> <Ctry>SE</Ctry> <AdrLine>Urbangatan 109</AdrLine> <AdrLine>S Norrkoping Sweden</AdrLine> </Cdtr> <CdtrAcct> <IBAN>SE </IBAN> </CdtrAcct> <RmtInf> <Ustrd>Fee for INTERNATIONAL FEDERATION OF MODEL AUTO RACING World Championship in Sweden in July 2011</Ustrd> </RmtInf> SE Urbangatan 109 S Norrkoping Sweden SE Fee for INTERNATIONAL FEDERATION OF MODEL AUTO RACING World Championship in Sweden in July 2011 Page 55 of 74
56 Example: <?xml version="1.0" encoding="utf-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in > <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain " xmlns:xsi=" xsi:schemalocation="urn:iso:std:iso:20022:tech:xsd:pain C:\Data\NORDIC~1\ISO20022_Maintenance2010\XSD\pain xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID _sepa</MsgId> <CreDtTm> T09:30:47+01:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <InitgPty> <Nm>SPEED Model Racing Team Aps.</Nm> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID _sepa</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>SEPA</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>SPEED Model Racing Team Aps.</Nm> </Dbtr> <DbtrAcct> <IBAN>DK </IBAN> <Ccy>EUR</Ccy> </DbtrAcct> <DbtrAgt> Page 56 of 74
57 <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgBr>SLEV</ChrgBr> <CdtTrfTxInf> <PmtId> <InstrId>INSTRID-IFMAR-2011</InstrId> <EndToEndId>PQENDTOENDID _sepa</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "EUR">190.00</InstdAmt> </Amt> <CdtrAgt> <FinInstnId> <BIC>HANDSESS</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>IFMAR</Nm> <Ctry>SE</Ctry> <AdrLine>Urbangatan 109</AdrLine> <AdrLine>S Norrkoping Sweden</AdrLine> </Cdtr> <CdtrAcct> <IBAN>SE </IBAN> </CdtrAcct> <RmtInf> <Ustrd>Fee for INTERNATIONAL FEDERATION OF MODEL AUTO RACING World Championship in Sweden in July 2011</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document> Page 57 of 74
58 Cross Border non-sepa Payment Business Function: Cross Border non-sepa payment sent from the debitor Debtor Company in Denmark to the creditor Creditor Company in Finland. Data Element Element Code / Value Payment Information <PmtInfId> DEBENTID </PmtInfId> DEBENTID Payment Method <PmtMtd>TRF</PmtMtd> TRF Batch Booking <BtchBookg>false</BtchBookg> false Payment Type Information Category Purpose Requested Execution Date Debtor name and address Debtor s Organization Debtor Account Number Debtor Agent Charge Bearer Instruction ID End-to-end ID <PmtTpInf> <SvcLvl> <Cd>NURG</Cd> </SvcLvl> </PmtTpInf> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> NURG (URGP = RTGS DKK in Kronos/EUR in Target2) SUPP <ReqdExctnDt> </ReqdExctnDt> <Dbtr> <Nm>Debtor Company</Nm> </Dbtr> <Dbtr> <CtryOfRes>DK</CtryOfRes> </Dbtr> <DbtrAcct> <IBAN>DK </IBAN> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgBr> <PmtId> <InstrId>INSTRID-FiFi0102</InstrId> <EndToEndId>PQENDTOENDID- FiFi0102</EndToEndId> </PmtId> Debtor Company DK DK DK DKK NDEADKKK INSTRID-FiFi0102 PQENDTOENDID- FiFi0102 Page 58 of 74
XML message for SEPA Credit Transfer Initiation Implementation Guidelines for the Netherlands
XML message for SEPA Credit Transfer Initiation Implementation Guidelines for the Netherlands Disclaimer These guidelines may be subject to changes. Utmost care has been taken to ensure the information
More informationSEPA Direct Debit Unpaid Report File Format
SEPA Direct Debit Unpaid Report File Format PAIN.002.001.03 XML File Structure This document is published by Bank of Ireland, and both it, and its contents, are the property of Bank of Ireland. This document
More informationXML message for SEPA Direct Debit Initiation Implementation Guidelines for the Netherlands
XML message for SEPA Direct Debit Initiation Implementation Guidelines for the Netherlands Core and Business-to-Business Implementation Guidelines Disclaimer These guidelines may be subject to changes.
More informationXML message for SEPA Direct Debit Initiation Implementation Guidelines for the Netherlands
XML message for SEPA Direct Debit Initiation Implementation Guidelines for the Netherlands Core and Business-to-Business Implementation Guidelines Disclaimer These guidelines may be subject to changes.
More informationDESCRIPTION OF SEPA XML FORMAT FOR ING BUSINESSONLINE IMPORT AND EXPORT TEMPLATES
DESCRIPTIN F SEPA XML FRMAT FR ING BUSINESSNLINE IMPRT AND EXPRT TEMPLATES TABLE F CNTENTS Import of orders 3 1. Introduction 3 1.1 Notation 3 1.2 File structure 4 1.3 Batching rules 4 1.4 Differentiation
More informationSEPA CREDIT TRANSFER SCHEME INTER-BANK IMPLEMENTATION GUIDELINES
Doc: EPC115-06 25 November 2014 (Version 8.0 Approved) EPC SEPA CREDIT TRANSFER SCHEME INTER-BANK IMPLEMENTATION GUIDELINES Abstract Document Reference Issue This document sets out the rules for implementing
More informationPayments Market Practice Document. ISITC Settlements Working Group
Payments Market Practice Document ISITC Settlements Working Group Publication Date: October, 2012 Author(s): ISITC Settlements Working Group DISCLAIMER This market practice document has been developed
More informationXML ACCOUNT STATEMENT. Service Description
XML ACCOUNT STATEMENT Service Description October 2011 OY SAMLINK AB SERVICE DESCRIPTION 2 (18) Table of contents Table of contents Error! No table of contents entries found. OY SAMLINK AB SERVICE DESCRIPTION
More informationPayments Standards - Clearing and Settlement
UNIFI (ISO 20022) Message Definition Report Payments Standards - Clearing and Settlement Approved by UNIFI Payments SEG on 06 June 2006 Edition July 2006 Table Of Contents Overview... 1 What does this
More informationISO 20022 PAYMENT GUIDE. Messages: Pain.001.001.03 Pain.002.001.03
ISO 20022 PAYMENT GUIDE Messages: Pain.001.001.03 Pain.002.001.03 20.11.2012 1 ISO 20022 Payment Guide Table of Contents 1 Background... 3 1.1 SEPA and ISO 20022... 3 1.2 Usage of ISO 20022 in Finland...
More informationRecord description XML File Transfer Balance and Transaction list camt.052.001.02
Record description XML File Transfer Balance and Transaction list camt.052.001.02 15.11.2012 Page 2 of 14 Change date Version Changed 10.10.2011 1.0 07.02.2012 1.1 2.1 Identification kentän pituus muuttunut,
More informationOP's C2B SERVICES Pain 03. Payment Transfer Products
OP's C2B SERVICES Pain 03 Payment Transfer Products Customer Guidelines March 2015 2/104 Version Key Changes Changed section November 2012 added money orders 13 C2B money orders July 2013 updated payment
More informationXML message for Payment Initiation Implementation Guideline. Version 1.02
XML message for Payment Initiation Implementation Guideline Version 1.02 Version 1.02 Changes Updated 20131211 1) SEB specific rule added under tag 2.44 Equivalent Amount 2) To the tag 2.89 Regulatory
More informationOnline Banking Record Descriptions
Record s hotline@sydbank.dk Page 1 of 65 Contents Introduction... 3 Sydbank format... 3 Format descriptions... 5 of fixed-length records... 5 of variable-length records... 6 Payment start... 7 IB000000000000...
More informationRecord description XML File Transfer ISO 20022 XML pain.001.001.02
Record description XML File Transfer 20022 XML pain.001.001.02 15.11.2012 2 Change date Version Changed 2.6.2010 1.0 2.15 Payer s business id. Length can be 8, 9, 13 or 14 marks (so called long business
More informationOUTGOING PAYMENTS ISO 20022 APPLICATION GUIDELINE
Version 2.5 13.4.2016 OUTGOING PAYMENTS ISO 20022 APPLICATION GUIDELINE 2 (54) CONTENTS VERSION INFORMATION... 4 1 OUTGOING PAYMENTS, ISO 20022 APPLICATION GUIDELINE... 5 1.1 ISO 20022 MESSAGE DESCRIPTION
More informationAppendix for BSK Implementerings Guides ISO 20022
Appendix for BSK Implementerings Guides ISO 20022 PAIN 001.001.03 CustomerCreditTransferInitiation PAIN 002.001.03 CustomerPaymentStatusReport Eksempelfiler for transaksjoner i norske betalingssystemer
More informationISO 20022 Message Implementation Guide for Payment Initiation
ISO 20022 Message Implementation Guide for Payment Initiation Pain001 Pain002 Version: 1.5 Issue date: 16 November 2015 Author: Swedbank Table of Contents 1. Introduction 2. Customer Credit Transfer Initiation
More informationSEPA CORE DIRECT DEBIT SCHEME INTER-BANK IMPLEMENTATION GUIDELINES
Doc: EPC114-06 25 November 2014 (Version 8.0 Approved) EPC SEPA CORE DIRECT DEBIT SCHEME INTER-BANK IMPLEMENTATION GUIDELINES Abstract Document Reference Issue This document sets out the rules for implementing
More informationSwedish Common Interpretation of ISO 20022 Payment Messages. Appendix 1: Common Payment Types in Sweden
Swedish Common Interpretation of ISO 20022 Payment Messages Appendix 1: 2 (27) Version Date Changes 0.1 2013-12-11 Initial version 1.0 2014-02-10 Updates after external review Page 5: Added that BG/PG
More informationFormat description XML SEPA Credit Transfer. Format Description
Format description XML SEPA Credit Transfer Format Description CONTENTS 1 SEPA CT Import format 3 1.1 SEPA CT import format description 3 1.1.1 Description 3 1.1.2 General characteristics 3 1.1.3 Difference
More informationFunctional specification for Payments Corporate egateway
Functional specification for Payments Corporate egateway 2(53) Page Table of contents 1 Introduction... 5 1.1 Explanation of definitions for EDIFACT & XML ISO20022 6 1.2 Level descriptions for EDIFACT
More informationOUTGOING PAYMENTS ISO 20022 APPLICATION GUIDELINE
Version 1.94 13.4.2016 OUTGOING PAYMENTS ISO 20022 APPLICATION GUIDELINE Pain.001.001.02 Pain.002.001.02 2 (51) Sisällysluettelo MANUAL VERSION INFORMATION... 4 1 SEPA CREDIT TRANSFER, ISO 20022 APPLICATION
More informationNordea Account structure. Corporate egateway
Nordea Account structure Corporate egateway 1. Nordea Account structures The purpose of this document is: A) To provide an overview of the possibilities for customer to send and receive BBAN and IBAN account
More informationISO 20022 ACCOUNT STATEMENT GUIDE. v 1.3
ISO 20022 ACCOUNT STATEMENT GUIDE v 1.3 4.10.2012 1 ISO 20022 Account Statement Guide Table of contents 1 Introduction... 3 2 General... 3 2.1 Effects on customer routines... 4 2.2 Activities... 4 3 Electronic
More informationCorporate egateway Supports a centralised payment and collection factory
Corporate Supports a centralised payment and collection factory Corporate is Nordea s file based mass payment service for customers demanding one point of entry for bulk payments and collections in the
More informationCorporate egateway Supports a centralised payment and collection factory
Corporate Supports a centralised payment and collection factory Corporate is Nordea s file based mass payment service for customers demanding one point of entry for bulk payments and collections in the
More informationDanske Bank Guideline to payments in ISO 20022 XML format (pain.001.001.03)
Danske Bank Guideline to payments in ISO 20022 XML format (pain.001.001.03) This document describes how to distinguish between the variety of payments supported by Danske Bank using ISO 20022 XML CustomerCreditTransferInitiation
More informationRF Creditor Reference
RF Creditor Reference Facilitating full end-to-end straight-through payment processing version 1.0, May 2010 RF Expert Group 2 (36) Page RF Creditor Reference... 1 Facilitating full end-to-end straight-through
More informationSEPA Direct Debit Implementation Guide. Version 1.7
SEPA Direct Debit Implementation Guide Version 1.7 DANSKE BANK Table of contents 1 Change log... 3 2 Purpose of this document... 4 2.1 Target groups... 4 2.2 Help... 4 3 Introduction to SEPA Direct Debit...
More informationMT104 Direct Debit and Request for Debit Transfer Message.
MT104 Direct Debit and Request for Debit Transfer Message. Change log Version Date Edit 1 10.11.2003 Document created 2 22.10.2005 Updated with German Direct Debit 3 21.03.2006 Updated with English Irish
More informationPayment Status Report
Payment Status Report Implementation Guidelines Version 1.0 Beligian Finance Sector Federation rue d Arlon, 82 B-1040 Brussels http://www.febelfin.be T +32 2 507 68 11 F +32 2 888 68 11 2 Table of Contents
More informationOP's C2B SERVICES Pain 02. Payment transfer products
OP's C2B SERVICES Pain 02 Payment transfer products Customer Guidelines March 2015 2/105 Version Key Changes Changed section November 2012 added money orders 1.3 C2B money orders July 2013 updated payment
More informationCollection Service Implementation Guide
Collection Service Implementation Guide Collection Service Implementation Guide, version 7.0, 3 December 2013 Page 1 of 46 Contents 1 General introduction... 4 1.1 Introduction... 4 1.2 Change log... 4
More informationImplementation of ISO 20022: starter kit for software partners
Insert images: Swiss Post menu > image > insert image. For more images go to www.brandingnet.ch Technical details Full screen image size W 25.4 cm x H 19.05 cm equals W 1500 pixels x H 1125 pixels Resolution
More informationSEPA CORE DIRECT DEBIT SCHEME CUSTOMER-TO-BANK IMPLEMENTATION GUIDELINES
Doc: EPC130-08 30 November 2012 (Version 7.0 Approved) EPC SEPA CORE DIRECT DEBIT SCHEME CUSTOMER-TO-BANK IMPLEMENTATION GUIDELINES Abstract Document Reference Issue This document sets out the rules for
More informationCustomer Statement - MT940 with Structured Information To Account Owner
General Information The MT940 customer statement message is an electronic message containing financial statement information for customers concerning their accounts. Danske Bank can send a MT940 either
More informationPayments via Unitel & Corporate Netbank Request for Transfer Customer tariff effective from 1 September 2016
Payments via Unitel & Corporate Netbank for Transfer Customer tariff effective from 1 September 2016 Contents About the... 3 Charges... 3 and local... 3 Intercompany transfers... 3 Cancellations... 3 Disclosure
More informationFormat Description XML SEPA CT
Format Description XML SEPA CT SWIFT FileAct Rabobank Format Description XML SEPA CT - SWIFT FileAct November 2015 Version 2.2 1 Contents SEPA CT Import Format 3 SEPA CT Structure 4 Segment description
More informationUnitel. Payments in EDI/4 format July 2015
Unitel Payments in EDI/4 format July 2015 Contents 1. Introduction... 3 2. General description... 4 2.1. File names... 4 2.2. File structure... 4 2.3. Format type... 4 2.4. Numerical and alphanumerical
More information499.35 en (pf.ch/dok.pf) 11.2015 PF. EPO manual Electronic payment order via file transfer
499.35 en (pf.ch/dok.pf) 11.2015 PF EPO manual Electronic payment order via file transfer Customer support Customer support for EPO Consulting & Sales Phone +41 848 888 900 (CHF 0.08/min. from a landline)
More informationService description. Corporate Access Payables
Service description Corporate Access Payables Table of contents Page 2 of 12 1 INTRODUCTION... 3 2 STRUCTURE OF DOCUMENTATION... 4 3 AGREEMENT SET-UP... 4 4 AVAILABLE MESSAGE TYPES... 5 5 OFFERED PAYMENT
More informationDanish Implementation Guideline for Common Global Implementation (CGI) Customer Payment Status Report
Danish Implementation Guideline for Common Global Implementation (CGI) Customer Payment Status Report based on documentation from ISO 20022 Message Definition Report December 15th 2012 FINAL VERSION Page
More informationSEPA BUSINESS-TO-BUSINESS DIRECT DEBIT SCHEME INTER-BANK IMPLEMENTATION GUIDELINES
Doc: EPC301-07 25 November 2014 (Version 6.0 Approved) EPC SEPA BUSINESS-TO-BUSINESS DIRECT DEBIT SCHEME INTER-BANK IMPLEMENTATION GUIDELINES Abstract Document Reference Issue This document sets out the
More informationSingle Euro Payments Area (SEPA) with Oracle E-Business Suite for German Banks
Single Euro Payments Area (SEPA) with Oracle E-Business Suite for German Banks DOAG SIG-Meeting E-Business Suite Vienna, 27-SEP-2010 Daphne Schmitz Copyright 2010, Toshiba Corporation. Information Systems
More informationFormat description XML SEPA Credit Transfer
Format description XML SEPA Credit Transfer Rabo Cash Management Colophon Title Format description XML SEPA CT Version, date 1.7, April 30, 2014 Our reference Format description XML SEPA Credit Transfer
More informationSEPA CREDIT TRANSFER SCHEME INTER-BANK IMPLEMENTATION GUIDELINES
Doc: EPC115-06 30 November 2012 (Version 7.0 Approved) EPC SEPA CREDIT TRANSFER SCHEME INTER-BANK IMPLEMENTATION GUIDELINES Abstract Document Reference Issue This document sets out the rules for implementing
More informationSEPA Direct Debit Initiation Customer-to-Bank Implementation Guidelines for the Netherlands
SEPA Direct Debit Initiation Customer-to-Bank Implementation Guidelines for the Netherlands CORE and Business-to-Business Implementation Guidelines Disclaimer These guidelines may be subject to changes.
More informationFunctional specifications for Nordea XML Direct Debit (NDD) Corporate egateway
Functional specifications for Nordea XML Direct Debit (NDD) Corporate egateway Table of contents 1 Introduction... 1 1.1 NDD documents 1 2 Basic description of the NDD service... 1 2.1 Basic architecture
More informationBankline internet banking import file layout user guide
Bankline internet banking import file layout user guide Bankline internet banking import file layout user guide 2 Contents 1. Introduction to Bankline import...3 1.1 What is Bankline import?...3 1.2 How
More informationCorporate Netbank. Comma-delimited format for payments (UTF-format) August 2015
Corporate Netbank Comma-delimited format for payments (UTF-format) August 2015 Contents 1. Introduction... 3 2. Format type... 5 3. Field description... 6 4. Optional and mandatory fields... 16 5. Indenlandske
More informationDeutsche Bank Global Transaction Banking. Internet Bankieren. Entering Payments and Collections. www.deutschebank.nl
Deutsche Bank Global Transaction Banking Internet Bankieren Entering Payments and Collections www.deutschebank.nl Internet Bankieren Entering Payments and Collections 2 Entering payments and collections
More informationINTERNATIONAL BANK ACCOUNT NUMBER (IBAN) AND BANK IDENTIFIER CODE (BIC) IN PAYMENTS
INTERNATIONAL BANK ACCOUNT NUMBER (IBAN) AND BANK 5.7.2015 1 Table of contents 1 IBAN... 2 1.1 IBAN Structure... 2 1.2 IBAN verification... 2 1.3 Usage... 3 1.3.1 IBAN in incoming payments... 3 1.3.2 IBAN
More informationInternational Products & Services. Fees, charges and services explained.
International Products & Services Fees, charges and services explained. 2 Introduction At Danske Bank, we offer a comprehensive service to our personal and business customers involved in international
More informationWhite Paper on Extended Remittance Information (ERI) and Payment Notification
White Paper on Extended Remittance Information (ERI) and Payment Notification (Version 1.0, February 2015) Note: Relevant regulations and any applicable legislation take precedence over the guidance notes
More informationVirtual Bank service. for Corporate customers only. Your LloydsLink online application for. Guidance notes. Customer details. Primary contact person
Your LloydsLink online application for Virtual Bank service for Corporate customers only Guidance notes Our new Virtual Bank service can help you streamline your receivables management by giving you fast
More informationFormat Description SWIFT MT940 Structured
Format Description SWIFT MT940 Structured Rabo Cash Management Colophon Title Format Description SWIFT MT940 Structured Version, date 3.331, November 2014 On behalf of Zakelijke Klantkanalen Contact address
More informationStandards MX Message Implementation Guide and Rule Book
Solutions SWIFT for Corporates Standards MX Message Implementation Guide and Rule Book Payment Initiation and Account Reporting This document describes and references a set of rules and guidelines you
More informationBetalingsservice, Automatic card payment and payment slips Guidelines for Data Suppliers
Betalingsservice, Automatic card payment and payment slips Guidelines for Data Suppliers Data Delivery 0602 Payment Information General June 2015 Nets A/S Lautrupbjerg 10 DK-2750 Ballerup Telephone +45
More informationSVEA HOSTED SERVICE SPECIFICATION V1.13
SVEA HOSTED SERVICE SPECIFICATION V1.13 Table of Contents Abstract... 2 Modes of operation... 2 Interactive Mode details... 2 Integration... 2 Input parameters... 3 Output parameters... 8 Error Codes...
More informationTransactions User Guide (Internet)
Version Oct 2011 Pg 1 of 256 Table of Contents Purpose...5 1. Transaction Flow Overview...5 2. Bulk Import...6 2.1. Import...6 2.2. Batch Instructions...8 3. Create Transaction From Template...10 4. Copy
More informationSEPA CBI XML generator Documentation
SEPA CBI XML generator Documentation Release 0.1.0 Emanuele Pucciarelli July 06, 2014 Contents 1 Introduction 3 2 Quick start 5 3 Usage 7 4 The IdHolder class 9 5 The Payment class 11 5.1 Adding transactions...........................................
More informationHANDBOOK FOR THE STANDARDISATION AND APPLICATION OF
BANKING COMMITTEE FOR THE STANDARDISATION AND APPLICATION OF IBAN HANDBOOK FOR THE STANDARDISATION AND APPLICATION OF Basic Bank Account Number (BBAN) And International Bank Account Number (IBAN) IN CYPRUS
More informationMarch 2014. Euro Payment. Manual
March 2014 Euro Payment Manual Contents 1 Introduction 2 Euro Payment: characteristic features 2.1 Introduction 2.2 Differences compared to the Dutch credit transfer 2.3 IBAN and BIC 2.4 Timelines and
More informationInternational payments Tariff for corporate customers effective from 1 January 2015
International payments Tariff for corporate customers effective from 1 January 2015 About the customer tariff This tariff is applicable to international payment services provided via branches by Nordea
More informationE-invoicing (EBPP) today and future trends in Nordic countries
Euroforum Zahlungsverkehr 2006 E-invoicing (EBPP) today and future trends in Nordic countries The views expressed in this presentation are those of the author and do not necessarily represent those of
More informationSEPA. Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments
SEPA Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments SEPA The Single Euro Payments Area (SEPA) stands for a European Union (EU) payments integration
More informationSpanish legacy branch code 4 numbers. Spanish legacy bank code 4 numbers
SEPA in Spain Useful links Spanish official SEPA website (in Spanish language) http://www.sepaesp.es/ National Central Bank of Spain www.bde.es/bde/en Official Migration Guide for the Spanish market Download
More informationGuide. 1 Dec 2010. Introduction of the global Structured Creditor Reference in Finnish companies. 1 December 2010
1 Dec 2010 Guide Introduction of the global Structured Creditor Reference in Finnish companies 1 December 2010 Federation of Finnish Financial Services Contents Guide Introduction of the global Structured
More informationIntra-day payment Frequently asked questions
Intra-day payment Frequently asked questions Contents 1. THE MEANING, advantages and scope of intra-day payment... 3 1.1. What does the launch of intra-day payment mean?... 3 1.2. What advantages does
More informationSEPA DIRECT DEBIT SCHEME IMPLEMENTATION GUIDELINES
Doc: EPC114-06 19 June 2007 (Version 2.3 ) OITS SG SEPA DIRECT DEBIT SCHEME IMPLEMENTATION GUIDELINES Abstract Document Reference Issue This document sets out the SEPA rules for implementing the direct
More informationTARIFF & CUT-OFF TIMES - IRELAND
TARIFF & CUT-OFF TIMES - IRELAND January 2015 Domestic Outgoing Payments Transfer Type Product at sender Third-party payments Group transfers Account Transfer External Within Danske Bank in Ireland Account
More informationDanske Bank Message Implementation Guide Multiple debit advice (EDIFACT D.96A DEBMUL)
Danske Bank Message Implementation Guide Multiple debit advice (EDIFACT D.96A DEBMUL) Page 1 of 17 Change log Version Author Date Change 1 Danske Bank Document created 1 Danske Bank 18.08.2013 Transfer
More informationDeutsche Bank www.deutschebank.nl. Deutsche Bank MT940/942 format specifications
Deutsche Bank www.deutschebank.nl Deutsche Bank MT940/942 format specifications Content 1. Introduction 3 2. SWIFT MT940 Customer Statement Message 4 2.1 MT940 Format 4 2.2 MT940 Tag & (sub)field Specifications
More informationNordea Bank AB Lithuania branch Price List for corporate customers Valid from 1 st of September, 2016. Contents
Contents DAILY BANKING... 2 BANK ACCOUNTS...2 ELECTRONIC SERVICES...2 Nordea Electronic Banking... 2 Nordea Internetbank for... 2 Package of daily banking services for corporate... 2 Web Service channel...
More informationCollection Service Implementation Guide
Collection Service Implementation Guide Collection Service Implementation Guide, version 6.7, 6 December 2011 Page 1 of 48 Contents 1 General introduction... 4 1.1 Introduction... 4 1.2 Change log... 4
More informationSw itching your personal account to Danske Bank. It has never been easier
Sw itching your personal account to Danske Bank It has never been easier Switching your personal account to Danske Bank is easy This is a guide to switching your personal accounts from another financial
More informationCreditor Manual User Guide
Creditor Manual User Guide Page 1 of 20 Table of Contents Introduction... 3 Set Up Control Files :... 4 Entity Codes... 4 Control Account Bank Account... 5 Create the Model Account... 5 Create the Posting
More informationThis translation has been prepared with the greatest possible care; however, in case of doubt, the German text is the authoritative version.
The Deutsche Bundesbank s technical specifications for the clearing and settlement of interbank SEPA credit transfers via the RPS ( SCT/BCT/SCL technical specifications ) Version 2.4 valid from 30 September
More informationUnitel. Payment advices in EDI/4-format June 2011
Unitel Payment advices in EDI/4-format June 2011 Contents 1. Introduction...3 2. General description...4 3. Change of invoicing per 1 November 2009...4 4. Payment advice structure...4 3.1 Field mapping...5
More informationpg. 2 pg. 6 pg.8 pg. 20
SEPA Extra Payment news pg. 2 pg. 6 pg.8 pg. 20 SEPA harmonises payments The account number format when SEPA is valid SEPA will cause changes to material transfer services Is your company ready for SEPA?
More information480.84 en (pf.ch/dok.pf) 10.2015 PF. Manual PostFinance ISO messages for banks [pacs messages]
480.84 en (pf.ch/dok.pf) 10.2015 PF Manual PostFinance ISO messages for banks [pacs messages] Customer service Enquiries concerning service ISO 20022 for banks PostFinance Ltd Customer Service Banks Mingerstrasse
More informationDocument version: 1.1. Installation Guide Übercart (Klarna Payment Module 1.1)
Installation Guide Übercart (Klarna Payment Module 1.1) Table of Content 1. Prerequisites 2. Upgrading 3. Installation 3.1 Backup your existing installation 3.2 Copying the necessary files 3.3 Verify installation
More informationFormat description XML SEPA Credit Transfer
Format description XML SEPA Credit Transfer Version, date Project 1.4, 24 April 2013 Rabo Cash Management 1 Colophon Title Format description XML SEPA CT Version, date 1.4, 24 April 2013 Our reference
More informationHSBC Your Guide to SEPA. Capitalising on the opportunities
HSBC Your Guide to SEPA Capitalising on the opportunities Executive Summary Developed by the European Payments Council, the Single Euro Payments Area or SEPA expands on the vision behind the Euro to establish
More informationERP SEPA readiness checklist
ERP SEPA readiness checklist version July 2013 www.ingsepa.com Financial Supply Chain SEPA This list contains 11 questions to determine the level of SEPA-readiness of an ERP 1. The first 3 questions deal
More informationSEPA Credit Transfer Customer-to-Bank Implementation Guidelines for the Netherlands
SEPA Credit Transfer Customer-to-Bank Implementation Guidelines for the Netherlands Disclaimer These guidelines may be subject to changes. Utmost care has been taken to ensure the information in this publication
More informationMicrosoft Dynamics NAV. SEPA Credit Transfers and Direct Debits
Microsoft Dynamics NAV SEPA Credit Transfers and Direct Debits July 2012 EXECUTIVE SUMMARY... 1 SEPA PAYMENT INSTRUMENTS... 2 SEPA CREDIT TRANSFERS... 2 SEPA DIRECT DEBITS... 2 OVERVIEW OF SEPA DIRECT
More informationFormat Description XML SEPA DD
Format Description XML SEPA DD RDC (Rabobank Direct Connect) Rabobank Format Description XML SEPA DD - RDC (Rabobank Direct Connect) November 2015 Version 2.2 1 Contents SEPA DD Import Format 3 SEPA DD
More informationInternational ACH: Payment Gateway to Europe
International ACH: Payment Gateway to Europe Treasury Symposium St. Petersburg Florida Tuesday, January 27 Concurrent Session 16 10:15am 11:30am International ACH: Payment Gateway to Europe Presenters:
More informationThis translation has been prepared with the greatest possible care; however, in case of doubt, the German text is the authoritative version.
The Deutsche Bundesbank s technical specifications for the clearing and settlement of interbank SEPA credit transfers via the RPS SEPA- Clearer ( SCT/BCT/SCL technical specifications ) Version 2.5 valid
More informationRelease Notes: BUSINESS PRO GENERAL LEDGER VERSION 3.0 BUSINESS PRO ACCOUNTS PAYABLE VERSION 4.0
Release Notes: HISTORICAL JE BATCH REPORT Allows retrieval of batches for all source types that are posted to the General Ledger. The Historical Journal Entry Batch selections are by Company, Branch, Dept,
More informationStraight2Bank Payments Initiation User Guide
Straight2Bank Payments Initiation User Guide Last Updated: June 2014 Table of Contents PURPOSE... 4 1. OVERVIEW OF PAYMENT SERVICES ON STRAIGHT2BANK... 5 2. MAKING PAYMENTS ON STRAIGHT2BANK... 7 3. USING
More informationSEPA formats - an introduction to XML. version September 2013. www.ing.be/sepa
Financial Supply Chain SEPA SEPA formats - an introduction to XML version September 2013 www.ing.be/sepa INTRODUCTION 1 INTRODUCTION TO XML 2 What is XML? 2 What is a root element? 2 What are the specifications
More informationPayments Guide May 2013
Payments Guide May 2013 Table of Contents 1 Overview 5 A. Additional Resources 7 Basic Guides 8 Online Help 8 CitiDirect Customer Support 8 B. Sign-on to CitiDirect BE SM 9 2 Payments 11 A. Local Language
More informationPrice list. Corporate customers in Danske Bank
Prices Corporate customers valid from1.2.216 Price list Corporate customers in Danske Bank Danske Bank Enterprise No. NO 977 74 1 MVA, Danske Bank A/S Erhvervs- og Selskabsstyrelsen CVR-nr. 61 12 62 28,
More informationInternational transfers are not always easy to understand.
SEPA, Page 1 of 8 International transfers are not always easy to understand. We re here to help you. International payments. SEPA, Page 2 of 8 The idea of a single European payments area. SEPA the concept.
More informationFormat Description MT940. Rabo Cash Management
Format Description MT940 Rabo Cash Management COLOFON Title Format Description MT940 Version, date 2.4, January 2013 On behalf of Contact address FL-Services Rabobank Nederland, Croeselaan 18, Postbus
More informationSEPA. Frequently Asked Questions
SEPA Frequently Asked Questions Page 1 of 13 Contents General SEPA Questions... 4 What is SEPA?... 4 What is the aim of SEPA?... 4 What are the benefits of SEPA?... 4 What countries are included in SEPA?...
More informationIntraday credit transfer: Frequently Asked Questions and Definitions. Bank customers enjoy significant advantages
Intraday credit transfer: Frequently Asked Questions and Definitions Bank customers enjoy significant advantages Following 1 July 2012 the execution time of domestic HUF credit transfers will be one business
More information