PRIVATE HEALTH INSURERS COVERING CHIROPRACTIC AS AT JANUARY 2012

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1 PRIVATE HEALTH INSURERS COVERING CHIROPRACTIC AS AT JANUARY 2012 IMPORTANT NOTES 59 Castle Street Reading Berkshire RG1 7SN Tel: This list is based on information we have been able to obtain to date and is not necessarily complete. It does not represent a schedule of all policies being issued by each company. It is stressed that in every case the policy documents should be carefully studied to ensure that there are No Specific Exemptions. ADDITIONS, AMENDMENTS & DELETIONS This information has been validated by the insurance companies and is correct at the time of publication. The BCA is not responsible for the accuracy of information provided in this booklet. Please inform us of any changes of which you and your staff become aware.

2 Aviva Hampshire Corporate Park Templars Way Eastleigh, Hampshire SO53 3RY : Sarah Rejchrt Provider Services Team Leader Tel: (claims queries) Tel: (registration queries) Internet: Internet Patient or practitioner to check with insurer before treatment is commenced. Aviva s criteria for a recognised chiropractor is: A practitioner who is included as required by the Chiropractors Act 1994 in the Register of Chiropractors kept by the GCC (GCC registration number required to process registration) Dependent on policy bought. Patient or practitioner to check with insurer before treatment is commenced. AXA PPP Healthcare Specialist Recognition Team 2 nd Floor, Union Eridgie Road Tunbridge Wells, Kent, TN4 8HF : Specialist Recognition Team Tel: Fax: E.mail:specialist.recognition@axappp.co.uk GP or Consultant Referral Consult AXA PPP for advice on policy criteria. See Note at end of document regarding chiropractic registered providers Bupa Provider Services Willow Staines Middlesex TW18 4XL Tel: Internet: Consult BUPA for advice on policy criteria. Consult BUPA for advice on policy criteria. Bupa Cash Plan Dale Buildings Cook Street Coventry CV1 1JH Tel: cashplan@bupa.com Internet: 50% refund up to annual limits Must be registered with the General Chiropractic Council.

3 BHSF Ltd Gamgee 2 Darnley Road Birmingham B16 8TE Cigna Healthcare & Group Life 1 Knowe Road Greenock PA15 4RJ PMI Health Group The Courtyard Hall Lane Wincham Northwich Cheshire CW9 6DG CS Healthcare Princess Horace Road Kingston upon Thames Surrey, KT1 2SL EMR Health Limited Unit 20 Folkestone Enterprise Centre Shearway Business Park Shearway Road Folkestone Kent, CT19 4RH : Scott McKellar : Rachael Floyd Manager : Joanne Lumb - Head of Underwriting & Provider Services Tel: Tel: ( Centre) Tel: Fax: Tel: Fax: Tel: / 0440 Tel: Fax: Internet: enquiries@bhsf.co.uk Internet: provider.affairs@cigna.com Internet: RachaelFloyd@pmihealthgroup.co.uk E.mail: claims@cshealthcare.co.uk Internet: Up to full cost of fee to a maximum depending on level of contribution and policy terms. GP Referral Normally up to per year of insurance, but individual schemes may vary. Dependent on Underwriting Insurer GP referral or onward referral from a Consultant Specialist, and subject with preauthorisation with CS Healthcare Managed Care and Claims Administration, adheres to imposed by relevant insurer. Standard Scheme Premium Scheme Your Choice: Therapy and Care Option: Full Refund - Subject to submission of a Treatment Plan emr.healthops@hovg.com will depend on Client Group - Please contact EMR prior to treatment.

4 Engage Mutual Health 14 St Cuthberts Street Bedford MK40 3JU Exeter Family Friendly Lakeside Emperor Way Exeter, Devon EX1 3FD Healthwise Limited Unit 6 Castle Court Castlegate Way Dudley DY1 4RD HSF Healthplan 24 Upper Ground London SE1 9PD Medicash 1 Derby Square Liverpool L2 9QR National Friendly 4-5 Worcester Road Clifton Bristol BS8 3JL : Ms Cheryl Hayes : Paul Swanson Director : Miss Z Richards : Deborah Thompson Claims & Premiums Manager Tel: Fax: Tel: Fax: Tel: Fax: Tel: Fax: Tel: Fax: Tel: Fax: Internet: Internet: Intermediary: adviser@exeterfamily.co.uk Members: member@exeterfamily.co.uk admin@healthwisegroup.co.uk Internet: marketing@hsf.eu.com Internet: Internet: claims@medicash.org Internet: E.mail: enquiries@nationalfriendly.co.uk GP or Consultant Referral GP Referral GP Referral (Including Annual Limit) Products offered:- Medicaid - 70% of fee to a max Medicare Full refund to a max Maxima depends on product and scale. Annual limit depends on subscribing scheme Healthcare intermediaries corporate & individual Annual Limit depends on policy Pays 100% of receipt of claim up to annual policy limit according to membership levels (typically between per year) Allowance made in accordance with rate of contributions paid.

5 Paycare Paycare George Street Wolverhampton WV2 4DX Simply Health James Tudor 90 Victoria Street Bristol BS1 6DF Sovereign Health Care Royal Standard 26 Manningham Lane Bradford BD1 3DN Universal Provident John Ormond 899 Silbury Boulevard Central Milton Keynes MK9 3XL : Ms G S Maltby NB: SimplyHealth comprises the previously known BCWA, Medisure, Remedi & HAS Tel: Fax: Tel: enquiries@paycare.org Internet: E.mail: providerservices@simplyhealth.co.uk Internet: Tel: cs@sovereignhealthcare.co.uk Tel: Tel: Fax: Internet: Internet: for BCA members registered with the GCC. Dependent upon type of policy held GP or Consultant Referrals to the BCA and SCA. 100% of fee subject to annual limit (dependent on level of cover). Dependent upon type of policy held Dependent upon cover level and monthly premium pays 50% of receipt value up to a maximum of in a 12 month period. Pre-existing conditions are not covered in the first six months. For policies with Complementary Medicine benefit the limit is 500 per insured year. Western Provident Association Rivergate Blackbrook Park Taunton Somerset TA1 2PE : Provider Affairs Tel: Internet: hospservs@wpa.org.uk GP Referral (Not all policies). Check with WPA as Annual Limits vary depending on the policy.

6 Westfield Contributory Health Scheme Westfield 87 Division Street Sheffield S1 1HT WHA Healthcare 60 Newport Road Cardiff CF24 0YG : Claims Dept Tel: Fax: Tel: Fax: Internet: enquiries@westfieldhealth.com mail@whahealthcare.co.uk Internet: Annual Limit depends on scheme. Range of reimbursement depending on scheme. Bupa BCA members can apply for recognition as a Chiropractic Provider with BUPA, consult BUPA Provider Services Tel: for advice on criteria and requirements. AXA PPP HEALTHCARE Following a review, AXA PPP have not been accepting applications from chiropractors to become registered providers since March The situation remains under review.