Course Title: Money Management I Term: Fall 2015
|
|
- Herbert Benson
- 8 years ago
- Views:
Transcription
1 Course Title: Money Management I Term: Fall 2015 Instructor: Ms. Shy sshy@nl.edu Phone: Office Hours: by appointment Course Description: Money Management 1 is the first of a three part series designed for the P.A.C.E. at NLU students. The fall quarter will focus on budgeting and discusses the process of developing and maintaining a budget. The students will also be exposed to an in-depth look at banking and helps to develop banking skills such as filling out deposit and withdrawal slips, using a check register, understanding how apps can assist in tracking financial transactions, and a general understanding of how the banking system functions. Prerequisite(s): None Co-requisite(s): None Required Instructional Materials: Week 1: Syllabus POLL assessment Accordions for students to use in the budgeting process Week 2: Check writing practice sheet for homework Week 3: Week 4: Budget Scenario 1
2 Week 5: Tour of a bank Week 6: YouTube video Word and definition cards Week 7: Week 8: Large check for each group Parts of check identification for each group Week 9: Different ways checks are process power point Week 10: Monopoly electronic game Established Course Goals: Daily Living Skills 1. Managing personal finances Sub Competencies: 2. Making responsible expenditures 3. Keeping Financial Records 6. Using banking services Self determination and interpersonal skills 10. Understanding self-determination Sub competencies: 44. Anticipating the consequences of choices 14. Making good decisions Sub- competencies: 62. Developing plans and attaining goals. Course Understandings: The students will understand the importance of a budget. 2
3 The students will understand how to use their money management accordion. The students will understand the 8 individual categories for budgeting at P.A.C.E. at NLU. The students will understand how to properly fill out a blank check. The students will have a basic understanding of the difference between a want and a need in relationship to budgeting. The students will understand that they need to have a weekly budget as well as follow the budget. The students will understand that they have to use self control when faced with spending choices. The students will have a basic understanding of how a bank functions. The students will have a basic understanding of how a check is processed by a bank. The students will understand the differences between a savings and a checking account. Essential Questions: Why does P.A.C.E. at NLU students have a weekly budget? How much is your weekly budget? What is the difference between a personal want and a personal need? How can having a budget help you to become more independent? What is the difference between a savings and a checking account? What are some of the services that a bank has to offer their consumers? Why do students have to use self-control when working within a budget? What happens if you do not fill out your check correctly when your write it out? What does it mean when you deposit money into your account? What does it mean when you withdraw money from your account? What happens if you write a check for more than you have in your account? Expected Outcomes: At the end of the quarter you will be able to: Properly fill out a check for CASH to NLU. Identify the checking account number on their personal check. Identify where on a check you write the number amount of your purchase. Identify where on a check you write the number amount in words on a check. Identify the check number on a check. Students will be able to use the MINT app to check their daily balance. Students will be able to properly fill out a deposit form for their checking account. Students will be able to access the weekly budget on the Weebly site. Students will be able to discuss the basic wants and needs of a P.A.C.E. student. Grading Criteria: 3
4 Attendance Participation Assignment Completion Skill Competency/ Portfolio Presentation 25% 25% 25% 25% May only miss 2 class sessions per quarter. A = % B = 80-89% C = 70-79% D = 60-69% F = 0-59% Is respectful, raises hand, joins discussions, does not use personal devices w/out permission All graded class & athome assignments Portfolio evidence, weekly instructor observation & rating (1-5) Student Expectations: Each student is expected to come to class on time and prepared. Each student is expected to participate in class activities and discussions to the best of their ability. Students are expected to attend all scheduled classes. If you are ill, then it is your responsibility to contact the instructor by phone, or by stopping by their office. Students are required to make up all work that is missed due to illness. Incomplete work throughout the quarter will need to be made up. A specific plan to make up work must be approved by the instructor. Students may NOT bring food or drinks near the computers in the lab. Students will ONLY use cell phones, laptops, tablets, or other electronics in class when it is approved as a needed tool by the instructor. Week Topic Assignment Due 1 Week 1: Objective: The students will understand the purpose and expectations of Money Management 1 class. Lesson: The instructor will distribute the Money Management 1 syllabus and discuss the expectations for the class. Instructor will ensure that all students have checking accounts and have brought their checks with them to school and class. Instructor will discuss the basic concept that each student will be writing one check a week to NLU to cover their expenses. Students are 9/28 4
5 2 not permitted to write additional checks throughout the week. Instructor will ask students that have brought their debit cards to school with them to voluntarily turn them in for the fall quarter. Instructor will conduct a POLL Assessment regarding current banking system knowledge. (upload POLL assessment) If time permits, Instructor will have the students download the MINT app so that the students will have it available for the next class session. Assignment:Students will write a reminder in their calendar/assignment notebook to bring their checkbook to class next week. Week 2: Objective: The students will understand how they will manage their money while enrolled in P.A.C.E. at NLU. Lesson: Instructor will share the weekly budget with the students. Instructor will use the check writing visual to assist the students in filling out their check correctly. Students will write their weekly check for $85. Instructor will take the class to the NLU registrar so they can cash their weekly check. Instructor will have each student place the properly budgeted amount in each section of their money management accordion. Instructor will review with students each individual money category in their accordion and what that money will be used for during the week. Example = Laundry money can only be used to launder their clothes. If the student uses this allocated money to purchase other items, they will not have money to wash their clothes this week. If the student cannot do their laundry this week, then they might not receive a successful grade in life skills. Categories in Money Management accordion: Laundry money used to wash clothes Weekend activity money used to attend weekend activity 10/5 5
6 Weekend meal evening meal on Saturday night Emergency Money money to be used in an emergency, lost U-PASS, sick and had to take a cab back to dorm, needed cold medicine. Supplies you are stocked up with supplies right now, you will run out of things like shampoo, cream rinse, toothpaste, toilet bowl cleaner, birthday card for friend Transportation at times the U-PASS will not cover your transportation if you travel outside of the city of Chicago. You need to have some cash on your Venture card Savings - P.A.C.E. students learn to save for more expensive activities. You will usually be saving each quarter for a more expensive event. Pocket Money money not in accounted for in your weekly budget that you can save or spend. Instructor will discuss with students how their budgeting needs at P.A.C.E. Will be different than when they were living at home. P.A.C.E. students will be writing one check per week. Even if you run out of money, you cannot write another check. It is also expected that you follow the weekly budget. Leaning to live on a budget will enable you to take a step toward independence. 3 Assignment: Students will complete the check writing practice sheet for their out of class assignment this week. Week 3: Objective: The students will understand the importance of managing their money. Lesson: Instructor will write the word PLANNING on the white board. Instructor will give the students a few minutes to jot down what they think planning means. Instructor will ask the student to share what they jotted down about the word planning. As the students share their ideas the instructor will write their responses on the white board. 10/12 6
7 The instructor will next ask the students to connect their ideas on the board to the concept of budgeting. How do their ideas of planning apply to budgeting? The instructor should be able to link the planning for a budget to just planning in general. At P.A.C.E. We plan how we are going to spend our money. This helps us to be responsible without money and spend it mostly on our needs, not our wants. Instructor will give the example that we need our laundry money to wash our clothes so we look and smell professional. At the same time we want to go out with our friends to have a smoothie, but the only money we have available is our weekly laundry money. If we use our laundry money for the smoothie, we will not be making responsible choices with our money. Instructor will ask the students to discuss with the group the difference between needs and wants. In this situation, items listed on the P.A.C.E. Budgets are needs. They are needs because if we are not responsible with our money and follow our budget, we will not be successful in the program. Assignment: Students will make a list of what they think their wants and needs will be while they are at P.A.C.E. They need to list at least 5 wants and 5 needs. 4 Week 4: Objective: The students will understand how a following a budget can help them be financially responsible. Lesson: Instructor will review with the students that a BUDGET is a plan for managing money. Instructor will distribute the budget scenarios. As a group the instructor will review the scenario of Mark at P.A.C.E. The group will discuss the concept that if you don t have a plan for your money, it is possible that you will not have the money you need for all your responsibilities. 10/19 7
8 Instructor will write the following terms on the white board. Responsibility Self-Control The instructor will ask the students to brainstorm how these words can affect a person s budget. The instructor will ask the students the following question: Is having a budget good enough to ensure you have enough money for all your commitments? Answer: No, you have to follow the budget as well. You have to be responsible and exercise self control. The instructor will share the following information with the students. Having control means that you will be able to stop yourself from overspending. Having selfcontrol means that you will stop yourself from ordering a pizza when you do not have the money in your budget. A person who cannot live on a budget will struggle to be independent. Being able to manage a budget is hard work. But it is a good step toward independence. Assignment: The students will document a situation where they had to exercise self control in regard to their budget the last month. Week 5: Objective: The students will receive a tour of a bank to broaden their knowledge of the banking system. Lesson: The instructor will arrange for the students to tour one of the many local banks in the loop. 5 Assignment: Students will create a review of at least two concepts they learned on their bank tour. Students can choose to create visual review using clip art or any other electronic applications, they can illustrate their ideas or create a video of information they learned to be shared with the class. 10/26 8
9 6 Week 6: Objective: The students will understand the banking industry and the basic services it offers. Lesson: Instructor will start class with the banking video. Instructor will write the word BANKING on the white board. Instructor will put the word cards on the table and the definition cards on the table. The students will work together to match the word card with the definition card. Once the whole group feels they have the information correct the instructor can check their work. If the students have a few matches incorrect, the instructor can un-match that pair of cards and ask the students to keep trying. WORD CARDS: ( put the word cards on a color index card) (write the word definitions on a white index card) Minimum balance the lowest amount of money you can keep in your account without being charged a fee. Individual Account an account for only one person Joint Account an account for two or more people Account number a special number assigned to you so the bank can identify your account Service Fee money that banks charge their customers for banking services. Deposit to put money into an account Withdrawal to take money out of an account. Once the students have matched the word with the correct definition the instructor will review each pair. Students will be encouraged to ask questions about any of the terms. Assignment: Students will take two of the terms and their definitions from class and create a picture representation of the concept. 11/2 9
10 Students can use clips art, illustrate their terms, or create a video using the show me app for their visual representation. 7 8 Week 7: Objective: The students will understand the difference between a checking account and a savings account. Lesson: Instructor will ask the students to jot down an a scrap of paper the answer to the question: What is a check? Instructor should give the students about 3-5 minutes to brainstorm their answer to the question. Instructor will have the students share their responses with the class and write the responses on the white board. Instructor may have to ask additional questions in order to elicit the correct response. Additional questions might be: When you write a check, what are you promising? What does your check tell the bank? Is a paper check worth anything? ANSWER: A check is a promise. It is the bank s promise to pay the person who cashes the check and it is your promise that you have enough money in your account so the bank can withdraw the money to pay the person you wrote the check to. Instructor will ask the students who has a savings account. Instructor will ask the students what is the difference between a saving account and a checking account? ANSWER: A checking account is a place to hold money that we use on a regular basis. A savings account is a place to hold money that we want to save. Assignment: No out of class assignment. Catch up on missing assignments. Week 8: Objective: The students will have a working knowledge of all the individual components of a check. 11/9 11/16 10
11 Lesson: Instructor will have a large check available for each group of two students. Instructor will have parts of check identification available for each group. Students will use the core number on the check identification list and locate the corresponding parts of the check. Students will fill in the number on the large check to correctly identify the part of the check. After all groups have completed the exercise, the instructor will review with the students the correct answers. Instructor will encourage students to correctly label the parts of the check that they may have incorrectly identified. Areas of identification on the check are: 1. Name and address of the person who owns the checking account. 2. The check number 3. A place to write the date your cashing the check 4. Name of the person or place to whom you are giving the check 5. The amount of the check written in numbers. 6. The amount of the check written in words 7. The name of the bank 8. A place to write what the check if for 9. A place to sign the check in pen 10. Your account number 11. Another place on the check that has your check number Instructor will introduce the concepts of deposit and withdrawal. Deposit: To put money INTO your account. You can deposit into your checking or savings account. Withdrawal: To take money OUT of your account. Every time you write a check you are actually taking money out of your account. You can withdraw money from your checking or savings account. Some savings account have limit to how many withdrawals you can complete each month. 11
12 9 10 Assignment: Make a list of 4 purchases/activities you would like to possible create a saving plan for the winter quarter. Week 9: Objective: The students will understand the banking process used to process checks. Lesson: Instructor will ask the students the following question. Once you write a check, how long does it take before the money is withdrawn from your account? Answer: It can happen immediately or it can take a few days. It all depends on the banking process used by the person/establishment you wrote the check to. Instructor will use the power point Different Ways Checks are processed to assist the students in understanding how a check can be processed. Instructor will asks the students the following question: What happens if you write a check and you don t have the money in your account to cover the check? Answer: A number of things can happen. 1. The bank will charge you an extra fee because you over drew your account. In many situations the fee can be anywhere from $20.00 to $ The person s bank /merchant/establishment will also charge you a fee for bouncing a check to them. 3. If you write to many checks that you do not have money in your account to cover you can be in trouble with the law. 4. It can affect your credit rating. It is important to make sure you if you are writing a check that you have the money in the bank to cover the amount of the check. Assignment: No out of class assignment. Prepare for portfolio presentations. Week 10: Objective: Students will demonstrate their knowledge of concepts learned during the fall quarter. 11/30 12
13 Lesson: Students will participate in a review game of electronic monopoly. The game will provide the students with the opportunity to demonstrate the knowledge they have acquired in the money management class during the fall quarter. Game to be provided by Suzanne Shy Assignment: No out class assignment. Enjoy the winter break. 13
BALANCING A CHECKBOOK
Grades 9-12 Lesson 2 BALANCING A CHECKBOOK Key concepts: Maintaining financial records, online banking Summary: This lesson uses checking accounts as an application to both strengthen students quantitative
More informationHow can I keep track of the money in my checking account?
Keeping Track of Your Money 3 MONEY MATTERS The BIG Idea How can I keep track of the money in my checking account? AGENDA Approx. 45 minutes I. Warm Up: Where Did the Money Go? (10 minutes) II. How To
More informationLesson Description. Texas Essential Knowledge and Skills (Target standards) Texas Essential Knowledge and Skills (Prerequisite standards)
Lesson Description This lesson focuses on features and costs associated with checking accounts. Students will learn about overdraft protection options and how to record and calculate checking account transactions
More informationLesson 13 Take Control of Debt: Become a Savvy Borrower
Lesson 13 Take Control of Debt: Become a Savvy Borrower Lesson Description After reviewing the difference between term loans and revolving credit, students analyze a fictitious character s use of credit
More informationFDIC Money Smart Financial Education Program
Check it Out Use this tip sheet to help you in the process of selecting, opening, and maintaining a checking account. This tip sheet covers the following topics: Determining your checking account needs
More informationAccounting 1210-300 Fundamentals of Accounting Class Syllabus Spring 2014 (Instructor Reserves the Right to Make Changes)
Accounting 1210-300 Fundamentals of Accounting Class Syllabus Spring 2014 (Instructor Reserves the Right to Make Changes) Instructor: Amber Fox Email: Amber_Fox@ivcc.edu Cell Phone: 815-876-6111 Office
More informationMath 8.1: Mathematical Process Standards
Lesson Description Texas Essential Knowledge and Skills (Target standards) Texas Essential Knowledge and Skills (Prerequisite standards) National Standards (Supporting standards) CEE Council for Economic
More informationDePaul University School of Accountancy and MIS ACC 500 - Online
DePaul University School of Accountancy and MIS ACC 500 - Online Accountancy 500-240 Financial Accounting School of Accountancy Winter, 2015 Required Text: John T. Ahern Jr. Associate Professor of Accountancy
More informationEconomics A294: Introduction to Fisheries Economics and Markets University of Alaska Anchorage Fall Semester 2011
Economics A294: Introduction to Fisheries Economics and Markets University of Alaska Anchorage Fall Semester 2011 Gunnar Knapp Professor of Economics Institute of Social and Economic Research University
More informationChapter Four: Saving and Investing
Chapter Four: Saving and Investing Chapter Learning Objectives 1. Compare advantages and disadvantages of saving early versus saving later. 2. Explain the importance of short-term and long-term saving
More informationTHE HISTORY OF BANKING AND SAVING
Grades 2-3 Lesson 2 THE HISTORY OF BANKING AND SAVING Key concepts: Bank accounts, savings, reasons to save Summary: This lesson introduces the history of banks and bank accounts, especially savings accounts.
More informationChecking Account and Debit Card Simulation
Checking Account and Debit Card Simulation Student Instructions and Worksheets Introductory Level Take Charge Today May 2006 Checking Account & Debit Card Simulation Page 1 Checking Account Student Instructions
More informationAV Equipment: Overhead projector with overheads of a blank check register and a bank reconciliation form.
Section 2 Financial Basics Title of Lesson/Subject: Manage Your Checking Account Prepared by: LaRee Misek Contact : E-mail address: laree.misek@sendit.nodak.edu Time Allotment: 2 weeks Grade: 8, 9 or 10
More informationA Plan for the Future: Making a Budget
A Plan for the Future: Making a Budget LESSON 9: TEACHERS GUIDE Cash. Moola. Cha-Ching. No matter what we call it, we all make, spend and save money. While students may recognize the concepts of working,
More informationLesson Description. Texas Essential Knowledge and Skills (Target standards) Texas Essential Knowledge and Skills (Prerequisite standards)
Lesson Description Students will consider the advantages of saving for a college education. Using an online savings calculator, students will explore how small amounts of money invested regularly, including
More informationChecking Account and Debit Card Simulation
Checking Account and Debit Card Simulation Student Instructions and Worksheets Get Ready to Take Charge of Your Finances Family Economics & Financial Education May 2006 Get Ready to Take Charge of Your
More informationChoosing and Using a Checking Account
LESSON 8 Choosing and Using a Checking Account LESSON DESCRIPTION AND BACKGROUND The students learn the fundamentals of maintaining a checking account. They examine electronic banking methods, the writing
More informationn Starter n The Paper Flow n What? When? n Create a System n Conclusion n Questions for Assessment
Lesson getting Organized A G E N D A n Starter n The Paper Flow n What? When? n Create a System n Conclusion n Questions for Assessment Objectives Students will examine ways to organize information and
More informationCLASS PARTICIPATION: MORE THAN JUST RAISING YOUR HAND
STUDENT LEARNING SUPPORT TUTORIAL PRODUCED BY THE CENTER FOR TEACHING AND FACULTY DEVELOPMENT CLASS PARTICIPATION: MORE THAN JUST RAISING YOUR HAND CHAPTER 1: LEARNING THROUGH CLASS PARTICIPATION CLASS
More informationSavings and Bank Accounts
LESSON 2 Savings Savings and Bank Accounts Quick Write Suppose a relative gives you a generous gift of $1,000 for your sixteenth birthday. Your parent or guardian says that you can spend $50 on things
More informationUnit on Checking. Activity Points Possible Points Received Pre- test 10
Unit on Checking CHECKLIST Listed below are the activities that will be graded in each area and the amount of points each activity is worth. There is also a grading scale at the bottom of the page, which
More informationGrade Level: Grade 3-5. Duration: 60+ minutes. Economic Concepts: Consumption, Money Management
Managing Your Money: Planning Your Budget by Barbara Brooks Simons (Millmark Education Corporation, Bethesda, Maryland) 2009. ISBN-13: 978-1- 4334-0655-3 Literature Annotation Financial literacy is discussed
More informationStandard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4.
STUDENT MODULE 4.1 MANAGING A BANK ACCOUNT PAGE 1 Standard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4. Tracking Your Money Alexis stops
More informationLearn about. How to deposit money. How to make withdrawals and write checks. How to keep track of your money
Cumberland Security Bank s Checking School Learn about How to deposit money How to make withdrawals and write checks How to keep track of your money Depositing Money You can deposit cash and/or checks
More informationClass Name: CAOT-82 Online Semester: Spring 2012. Facebook: CAOT@Los Angeles Southwest Community College
Syllabus Class Name: CAOT-82 Online Semester: Spring 2012 Meeting Times/Place: Virtual Instructor: Felipe Payán Phone: Skype: instructorpayan Asynchronous-Paced Online Course Email:payanf@lasc.edu Yahoo
More informationStandard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4.
TEACHER GUIDE 4.1 MANAGING A BANK ACCOUNT PAGE 1 Standard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4. Tracking Your Money Priority Academic
More informationLesson 2 Budget to Save: Developing a Budget
Lesson 2 Budget to Save: Developing a Budget Lesson Description In the weeks prior to the start of the unit, students track their expenditures during a two-week period. In class, students create a group
More informationCollege of Southern Maryland Fundamentals of Accounting Practice(ACC 1015) Course Syllabus Spring 2015
INSTRUCTOR: College of Southern Maryland Fundamentals of Accounting Practice(ACC 1015) Course Syllabus Spring 2015 Bonnie Harrison Office - Room #228 (PFA) Office Hours: Tuesdays: 9:00am 10:00am Wednesday:
More informationREQUIRED MATERIALS: I. COURSE OVERVIEW AND OUTLINE:
Ms. Lockhart Phone Number (360) 874-5679 Room 202B ADVANCED PHOTOGRAPHY SYLLABUS COURSE DESCRIPTION: Builds upon skills learned in Introduction to Photography, includes camera techniques, photo analysis,
More informationGRADING YOUR GRADE WILL BE DETERMINED BY:
Photo 1500 Photojournalism Spring, 2008 Semester Course Description & Syllabus Terry Vitacco, Instructor Office: Art Center 272 Telephone: (630) 942-2329 E-mail: vitacco@cdnet.cod.edu Text: Photojournalism,
More informationPortland Community College - Cascade Campus MM 234 3.0 Credits 3D for Interactivity CRN: 18072
Portland Community College - Cascade Campus MM 234 3.0 Credits 3D for Interactivity CRN: 18072 Winter 2015 January 6 March 17 Tu 2:00 PM 4:50 PM Room: Cascade Campus MAHB 217 Instructor: Brittany Wouden
More informationShare Draft/Checking Account Basics
Goals Share Draft/Checking Account Basics By the end of this session, students will be able to explain and understand: How and why checks are used What factors to compare when shopping for an account How
More informationA financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:
PROJECT 3 CASH FLOW AND BALANCE SHEETS INSTRUCTOR OVERVIEW Financial statements are compilations of personal financial data that describe an individual s current financial condition. Financial statements
More informationA financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:
PROJECT 3 CASH FLOW AND BALANC E SHEETS INSTRUCTOR OVERVIEW Financial statements are compilations of personal financial data that describe an individual s current financial condition. Financial statements
More informationLesson Description. Texas Essential Knowledge and Skills (Target standards) Texas Essential Knowledge and Skills (Prerequisite standards)
Lesson Description Students will learn how financial institutions are able to pay savers interest while understanding the difference between interest earned and interest paid. Students will participate
More informationCHECKING ACCOUNTS and ATM TRANSACTIONS
Grades 6-8 Lesson 1 CHECKING ACCOUNTS and ATM TRANSACTIONS Key concepts: Checking accounts, ATMs, debit cards, credit cards, bank fees and regulation, safeguarding personal information Summary: This lesson
More informationFYS 110 53 Life Maps JACKSON COMMUNITY COLLEGE 1/10 through 2/23/2012 WINTER 2012
FYS 110 53 Life Maps JACKSON COMMUNITY COLLEGE 1/10 through 2/23/2012 WINTER 2012 Professor: Suzanne E Kiess, CPA, MBA JCC Phone: (517) 796 8608 E Mail: kiesssuzannee@jccmi.edu JCC Office: Whiting 150D
More informationMAN 4802 Entrepreneurship/Small Business Management Online. Fall 2012
MAN 4802 Entrepreneurship/Small Business Management Online Fall 2012 INSTRUCTOR Dr. William T. OFFICE HOURS Jackson OFFICE Piano Man 103D Monday 9:00-11:00 and 3:00-5:00 Office Phone 727-873-4892 Tuesday
More informationFact Sheet 4: Getting Your Paycheck: Direct Deposit, Check or Payroll Card http://paycheck.kcfed.org
Federal Reserve Bank of Kansas City Fact Sheet 4: Getting Your Paycheck: Direct Deposit, Check or Payroll Card http://paycheck.kcfed.org Objectives for Fact Sheet 4 Describe the different ways to receive
More informationPersonal. Shaping Up Your Finances
Personal Shaping Up Your Finances 210.229.1128 MyGenFCU.org 1 Repaying Loans If you are having trouble making a payment on pre-existing loans, consider taking the following steps: Talk to your creditor.
More informationMATH 1111 College Algebra Fall Semester 2014 Course Syllabus. Course Details: TR 3:30 4:45 pm Math 1111-I4 CRN 963 IC #322
MATH 1111 College Algebra Fall Semester 2014 Course Syllabus Instructor: Mr. Geoff Clement Office: Russell Hall, Room 205 Office Hours: M-R 8-9 and 12:30-2, and other times by appointment Other Tutoring:
More informationlesson three budgeting your money teacher s guide
lesson three budgeting your money teacher s guide budgeting your money lesson outline lesson 3 overview I m all out of money, and I won t get paid again until the end of next week! This is a common dilemma
More informationCHECKING BASICS101. 701.255.0042 www.capcu.org
CHECKING BASICS101 701.255.0042 www.capcu.org This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended,
More informationListening. Test name: L1U8test. Making plans. Listen. Then complete the sentences.
Test name: L1U8test Listening Making plans Listen. Then complete the sentences. 1. In this phone call,. a. Mike is talking to Gary b. Mike is leaving a message for Gary c. Gary is leaving a message for
More informationThe Physics of Sound and Music
The Physics of Sound and Music PHYS 102 has no prerequisites and is in Clusters CL13 and CL14 (CL4). With PHYS 122 it is a lab science but cannot serve as both cluster and lab. In either case, PHYS 102
More informationName: Date : Period:
Checking Account Vocabulary Check An order to pay money from your checking account to a person or company. Deposit Deposit Slip Putting money into a bank account A paper that you fill out which tells you
More informationCOLLEGE. Going from high school to college. Getting Ready for College CHAPTER 1. Getting organized
CHAPTER 1 COLLEGE Getting Ready for College Going from high school to college means taking more difficult classes, meeting new people, and setting your own hours. But it also means taking charge of your
More informationNew Direction. Within Your Reach! A Financial Literacy Training Presentation for our Members by:
New Direction Within Your Reach! A Financial Literacy Training Presentation for our Members by: Maintaining a Checking Account Keeping track of Deposits and Withdrawals Why Should I Keep a Check Register?
More informationJump$tart Washington Curriculum Unit 1 Chapter 1 Contents
Jump$tart Washington Curriculum Unit 1 Chapter 1 Contents Jump$tart... 1 UNIT ONE: PLANNING AND MONEY MANAGEMENT... 2 Chapter One: Financial Literacy... 2 Chapter Learning Objectives... 2 Episode 301 Synopsis...
More informationAHS 119 Health Careers Allied Health Sciences Department
AHS 119 Health Careers Allied Health Sciences Department FALL SEMESTER 2014 Catalog Course Description: This course provides information on various health careers to include job responsibility and personal
More informationOnline Student Orientation
Online Student Orientation A Virtual Walk to Class Online Student Orientation Script Slide Slide Title Script 1 Online Student Orientation Welcome to Aurora University! This virtual walk to class is designed
More informationBergen Community College - Information Technology Course Syllabus
Bergen Community College - Information Technology Course Syllabus Course Title: Game Programming 2D Credits/Hours: 3 credits/2 hours lecture, 2-hour lab Prerequisite: None Recommended Co-requisite: CIS-165
More informationWhy should I have a bank account and how do I use one?
Take it to the Bank! 2 Money Matters The BIG Idea Why should I have a bank account and how do I use one? AGENDA Approx. 45 minutes I. Warm Up: Why a Bank? (5 minutes) II. Checking Accounts: Putting Your
More informationHow to Manage Your Checking Account
CHAPTER 3 How to Manage Your Checking Account Activity: Individual 25 MINUTES Materials: One activity sheet and one calculator per student Objective: The purpose of this activity is for students to demonstrate
More informationMultimedia 320 Syllabus
Course information Web Design I Multimedia 320 Section Number 1538 Fall 2013 FA 304 Instructor / Contact Information Brian Olson FA 304 Office Please email me for in person appointments olsonbj@wlac.edu
More informationTutoring Training Material Tutoring Strategies
STRATEGIES FOR TUTORING The following strategies are suggestions for breaking up your tutoring sessions from the typical question answer format. Strategies 1. The Informal Quiz The informal quiz is not
More informationMath 143: College Algebra Spring 2016 - - 8- Week Session
Math 143: College Algebra Spring 2016 - - 8- Week Session Course Description and Foundational Studies Program Objectives Boise State's Foundational Studies Program provides undergraduates with a broad-
More informationOn behalf of Mesquite High School, we would like to WELCOME you to our Wildcat Den.
On behalf of Mesquite High School, we would like to WELCOME you to our Wildcat Den. This guide was put together to assist you and make you feel more comfortable in your school. We want to wish you the
More informationChecking Account. Money Smarts for Kids. Money Skills for Life. Member FDIC. Welcome! What Is a Checking Account? Why Is a Checking Account So Great?
Checking Account Welcome! Welcome to Young Americans Bank, the only bank in the world designed specifically for young people! Mr. Bill Daniels started Young Americans Bank in 1987 because he thought it
More informationName: E-mail: Address: Phone Number Cell Phone Introduction
Name: Deb Giblin E-mail: deb.giblin@mitchelltech.edu Address: 1409 S. Tayberry Ave Sioux Falls, SD 57106 Phone Number: 605-995-7225 Cell Phone: 605-770-9690 Introduction o Our overall goal is for everyone
More informationLesson Description. Texas Essential Knowledge and Skills (Target standards) Texas Essential Knowledge and Skills (Prerequisite standards)
Lesson Description Students will learn various methods to pay for college, including savings, grants, scholarships, student loans, and work-study. They will create an interactive notebook in which they
More informationACADEMIC CONTINUATION PLAN
ACADEMIC CONTINUATION PLAN Updated 10/02/2015 Table of Contents Introduction... 2 Elements of the Plan... 2 Instruction... 3 Table 1: Possible Alternative Methods for Course Delivery (Internet Available)...
More informationWhat is a Bank? Episode # 508
What is a Bank? Episode # 508 LESSON LEVEL Grades 6-8 Key topics Banking Credit & Debt Saving & Investing Entrepreneurs & Stories Ballroom dancers Polina & Nathan City Slips Katie & Susie Night Terrors
More informationTexas WIC Nutrition Education Survey Local Agency 067 Report June 2014
Texas WIC Nutrition Education Survey Local Agency 067 Report June 2014 Note: Due to missing data, rounding, or the ability to mark more than one response (if noted in the question), some percentages may
More informationCLARION UNIVERSITY OF PENNSYLVANIA COLLEGE OF BUSINESS ADMINISTRATION DEPARTMENT OF FINANCE Managerial Finance FIN 570 Spring 2015
CLARION UNIVERSITY OF PENNSYLVANIA COLLEGE OF BUSINESS ADMINISTRATION DEPARTMENT OF FINANCE Managerial Finance FIN 570 Spring 2015 Instructor: Dr. Matthew Brigida Office: Still Hall 318 Office Hours: In
More information2 nd - Watch My Online Neighborhood Video: https://www.commonsensemedia.org/videos/my- online- neighborhood
K- Going Places Safely Essential Question: How do I go places safely on the computer? Students will: discover the Internet can be used to visit far- away places and learn new things; compare how staying
More informationAccounts. Checking. Name Block Date
Name Block Date Checking Accounts Tasks Checking Accounts Notes... page 5 Debit Card Questions... page 7 Writing a Check Activity... page 8 Checking Simulation #1... pages 9-19 Checking Simulation #2...
More information2016 Core Training Participant Expectations
2016 Core Training Participant Expectations To support and strengthen instructional practices and content knowledge related to each PLTW course, PLTW teachers participate in a threephased professional
More informationORLANDO SUMMER CENTER
29 June 27 July 2014 Pre-arrival information for Parents and Agents ORLANDO SUMMER CENTER 0849 01/14 www.kingssummer.com Thank you for choosing the Summer Center at Orlando. We hope that you will find
More informationSAVING FOR SPECIAL PURPOSES, Part 2
Grades 9-12 Lesson 7 SAVING FOR SPECIAL PURPOSES, Part 2 Key concepts: Income, needs vs. wants, budgets, savings accounts, interest Summary: This lesson follows the lesson on saving for special purposes,
More informationChecking 101. Property of Penn State Federal Credit Union
Checking 101 Checking 101 Checking Account Basics A check is a written order that represents cash Credit Union checking accounts are also called SHARE DRAFT accounts A share draft is equivalent to a check,
More informationCourse: Peachtree. 50 Cragwood Rd, Suite 35 South Plainfield, NJ 07080. Victoria Commons, 613 Hope Rd Building #5, Eatontown, NJ 07724
COURSE SYLLABUS Computerized Accounting Course: Peachtree 50 Cragwood Rd, Suite 35 South Plainfield, NJ 07080 Victoria Commons, 613 Hope Rd Building #5, Eatontown, NJ 07724 130 Clinton Rd, Fairfield, NJ
More informationDigital Communication Southwest College
Digital Communication Southwest College ARTC 1317 0080 Design Communication I CRN 76410 Fall 2015 West Loop Center - Room 131 5:30 pm - 9:45 pm Monday 2 hrs. Lecture (32 hrs.) / 3 hrs. External (48 hrs.)
More informationThe Jefferson Journal
The Jefferson Journal October Edition October 1 st, 2015 A monthly publication from Jefferson Elementary School Visit us at http://jefferson.helenaschools.org/ The Carnival s Coming! The Carnival s Coming!
More information9. Prerequisites: Corequisite: MATH 1304 or consent of School.
WAYLAND BAPTIST UNIVERSITY VIRTUAL CAMPUS SCHOOL OF BUSINESS SYLLABUS 1. Wayland Mission Statement: Wayland Baptist University exists to educate students in an academically challenging, learning-focused,
More informationCOURSE SYLLABUS AND OUTLINE
COURSE SYLLABUS AND OUTLINE Course Title: New Media Marketing Course #: X 460.394 Reg#: Z6352W Quarter: Spring, 2014 Instructor: Ginger Zumaeta Contact Info: ginger.zumaeta@gmail.com Meeting Times: Tuesdays
More informationTable of Contents... 1. Money Smart... 2. Check It Out... 3. Determine Your Checking Account Needs... 4. Checking Account Fees...
$ Table of Contents Table of Contents... 1 Money Smart... 2 Check It Out... 3 Determine Your Checking Account Needs... 4 Checking Account Fees... 5 Types of Checking Accounts... 7 Choosing a Checking Account...
More informationFinite Mathematics I / T Section / Course Syllabus / Spring 2016. Math 1324-T10 Mon/Wed/Fri 10:00 am 11:50 am MCS 215
Math 1324-T10 Mon/Wed/Fri 10:00 am 11:50 am MCS 215 Instructor: Nancy S. B. Kloboučník (klō bōch nik) Phone: (325) 486-5436 Dept. Fax: (325) 942-2503 Email: Nancy.Kloboucnik@angelo.edu Routinely check
More informationAnimation (1 credit) Course Syllabus Next course: Advanced Animation (2-3 credits 11,12) Course Description and Objectives
Animation (1 credit) Course Syllabus Next course: Advanced Animation (2-3 credits 11,12) Instructor Kaye Davis Animation and Graphic Design & Illustration BFA, all level art certification, MS, T&I certification
More informationBEAN BUDGET: A budgeting exercise
BEAN BUDGET: A budgeting exercise Objective: Help students think about how to make budgeting choices and how to determine spending priorities. Time: 0 minutes Materials: Bean Budget Handout (2-page) Cut
More informationMultimedia & the World Wide Web
Multimedia & the World Wide Web Winter 2014 Quarter HCI 201 section 201 Class Meeting Times: Tuesdays, 1:00 PM to 2:30 PM Thursdays, 1:00 PM to 2:30 PM Instructor: Sal J. Barry Email: sbarry5@cdm.depaul.edu
More informationChecking 101. Checking Out Checking Accounts
Checking 101 Checking Out Checking Accounts Checking Account Basics A check is a written order that represents cash Credit Union checking accounts are also called SHARE DRAFT accounts A share draft is
More informationMoneyAndStuff.info Budgeting Lesson Plan
AndStuff.info Budgeting Lesson Plan Grade Level: 3 5 Time Duration: 1 hour/class period Overview & Purpose: This activity is designed to help students develop the attitudes and skills needed to achieve
More informationWealthCare Health Savings Account
Welcome to your WealthCare Health Savings Account Enclosed is everything you need to help you learn how to use your HSA. Let s get started! effective 1/1/2015 Congratulations! Thank you for opening a Health
More informationMy Media LESSON PLAN UNIT 2. Essential Question What are your personal media habits, and how much time do you spend with different forms of media?
LESSON PLAN My Media UNIT 2 Essential Question What are your personal media habits, and how much time do you spend with different forms of media? Lesson Overview Students review their media habits and
More informationEsther Aloia. Brentwood High School Preschool Program 3601 Brownsville Road Pittsburgh, PA 15227 PROGRAM
Brentwood High School Preschool Program 3601 Brownsville Road Pittsburgh, PA 15227 PROGRAM It is the philosophy of the Brentwood High School Preschool focuses on early childhood as an important time in
More informationDESIGN SYLLABUS. Lake City High School Business Technology Department 2012/2013
DESIGN SYLLABUS Lake City High School Business Technology Department 2012/2013 Instructor: Mr. Keylon Location: A-3 Office Hours: Before school: 7:15-7:40, During lunches, After school: 2:30-3:00 E-Mail:
More informationParticipant Guide Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum
Bank On It Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum TABLE OF CONTENTS Page Banking Basics 1 Opening and Maintaining a Bank Account 2 Choosing a Bank Checklist 3 Practice
More informationHow To Learn About Money And Money From Episode 508 Of Bizkid$
Jump$tart Washington Curriculum Unit Three Chapter Twelve: Take It to the Bank Chapter Learning Objectives 1. Become familiar with the various products and services that banks offer. 2. Learn how kids
More informationH. JOHN HEINZ III COLLEGE CARNEGIE MELLON UNIVERSITY PROJECT MANAGEMENT SPRING 2015 94813 A3 / B3 COURSE SYLLABUS
H. JOHN HEINZ III COLLEGE CARNEGIE MELLON UNIVERSITY PROJECT MANAGEMENT SPRING 2015 94813 A3 / B3 COURSE SYLLABUS INSTRUCTOR TEACHING ASSISTANTS Laura W. Synnott Lara Dorko ldorko@andrew.cmu.edu Associate
More informationParticipant Guide Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum
Check It Out Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum TABLE OF CONTENTS Page Determining Your Checking Account Needs 1 Checking Account Fees 2 Practice Exercise: Choosing
More informationBio 182 - A Journey through the Human Body (Part II)
Instructor: Dr. Ayanna Alexander-Street Office hours: Wednesday 12-1, Monday-Friday by appointment Office Location: Davis 113 E-mail: Ayanna.AlexanderStreet@lehman.cuny.edu Course Description: BIO 182:
More informationChecking Account & Debit Card Simulation and Student Worksheet. Understanding Checking Accounts and Debit Card Transactions
Checking Account & Debit Card Simulation and Student Worksheet Understanding Checking Accounts and Debit Card Transactions What is a Checking Account? Common financial service used by many consumers Funds
More informationBasics of Budgeting. Ten Steps To Create A Budget. Reviewing:
Basics of Budgeting Reviewing: Ten Steps to creating a budget How to find where your money is going Tips to stay on course Budget format included Ten Steps To Create A Budget Basics of Budgeting A budget
More informationDePaul University. School of Accountancy & MIS. ACC 543 - Online
DePaul University School of Accountancy and MIS ACC 543 - Online Accountancy 543-240 John Ahern Financial Accounting Theory & Practice II Associate Professor School of Accountancy & MIS 6013 DePaul Center
More informationElkhorn Federal Credit Union
Accounts 101 Elkhorn Federal Credit Union First and foremost the number one principle to managing your checking account is to make sure there is enough money in your account to cover the transactions that
More informationThe Danger of Debt: Avoiding Financial Pitfalls
The Danger of Debt: Avoiding Financial Pitfalls LESSON 15: TEACHERS GUIDE When teens borrow money from a friend or relative to buy the latest gadget, the thought of returning the payment often comes second
More informationMoneyspire Help Manual. 2015 Moneyspire Inc. All rights reserved.
Moneyspire Help Manual 2015 Moneyspire Inc. All rights reserved. Getting Started Getting started with Moneyspire is easy. When you first start the program, you will be greeted with the welcome screen.
More informationWhat is a Checking Account? Checking Account & Debit Card Simulation. What is a Check? Bouncing a Check. Other Checking Components
Checking Account & Debit Card Simulation Understanding Checking Accounts and Debit Card Transactions What is a Checking Account? Common financial service used by many consumers Funds are easily accessed
More information