The ONLY Checking Account You'll Ever Need!

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1 The ONLY Checking Account You'll Ever Need! Oakland County Credit Union's Checking Account has all you need to help improve your financial life. Check out all the amazing benefits you'll receive with our Totally Free Checking: Secure Your Card Set controls on how and where your debit card can be used. Download our CardNav App in the App store to protect your card from fraudulent use. Rewards Debit Card You earn rewards every time you swipe and sign with your debit card. Save your points to earn cash, prizes and travel rewards! Sign up at Switch Kit Use our convenient switch kit to move your account over to Oakland County Credit Union and begin taking advantage of these great benefits. Never be declined for purchases Opt in for Overdraft Protection and you'll never be embarrassed by declined purchases when the funds aren't available. Text Alerts Stay on top of your account activity with alerts like low balance and customized activity alerts sent directly to your phone. Purchase Rewards Watch your online banking and mobile banking to load offers from some of your favorite national retailers for cash back offers on purchases.

2 Making the switch to the Oakland County Credit Union Family! We've made switching easier! Now you can make the move to Oakland County Credit Union in three easy steps. Everything you'll need is provided in this Switch Kit. We can't wait to welcome you to Oakland County Credit Union, where you'll enjoy the very best financial institution experience! 1 Open your new account. Apply online in minutes or visit your local branch to open your new Oakland County Credit Union account(s). New Account #: Routing #: Switch your direct deposits and automatic withdrawals. If you have any automatic transactions, use the provided forms to seamlessly switch them to Oakland County Credit Union. 3 Close your old account. Now you're ready to switch. Simply fill out the provided form to close your old account. Any remaining account balance will be transferred to Oakland County Credit Union.

3 Frequent Billers for Monthly Bills We have created a list of some of the most frequent billers to help you switch your automatic deductions and debit/credit card withdrawals. Please use this list as a resource to help you through the switch process! Cell Phone Providers AT & T Verizon Sprint Cable Television Providers Direct TV Dish Network Charter Comcast U-Verse Utilities Detroit Edison Consumer's Insurance AAA Liberty Mutual State Farm Progressive Miscellaneous NetFlix HULU

4 Direct Deposit Authorization Direct Deposit Authorization Use this form to authorize your employer, retirement and pension funds, or any other agency to deposit your payment directly into your Oakland County Credit Union. Use one form for each direct deposit. Notification of Direct Deposit Authorization Change Company or Employer: Employee ID: (if applicable) Direct Deposit Checklist: Use this list to help you remember all the direct deposits you need to transfer. These are the most common direct deposits. Payroll Investments Retirement Plans Social Security Effective immediately, please deposit the net amount of my check to my Oakland County Credit Union account. I authorize (name of depositor) to automatically deposit funds into the account below. This authorization shall remain in place until I have submitted a new authorization, or until this authorization is changed or revoked by me in writing. Place an X next to your desired option. Net amount to Oakland County Credit Union Account # Routing # Net amount to Oakland County Credit Union Account # Routing # Signature: Date: Name:

5 Automatic Withdrawal Authorization Use this form to authorize a change to any automatic payment, deductions, or withdrawals from your account. Use one form for each automatic withdrawal. Or, many companies make it easy to change your account on record online on their website. Notification of Withdrawal Authorization Change Name of Company: Account Number: Payment Amount: Please change my automatic withdrawal from the following account: Financial Institution: Account # Bank Routing # Please make all future automatic withdrawals from the following account: Financial Institution: Oakland County Credit Union Account # Bank Routing # Automatic Withdrawal Checklist: Use this list to remember all your automatic payments you need to transfer. These are some of the most commonly used automatic payments. Home Mortgage Auto Loans Utilities Insurance Cable/Internet Gym/Club Memberships Credit Cards Investments Subscriptions Charity Donations Thank you very much. This authorization will remain in effect until I have submitted to you a new authorization, or until you have been notified by me in writing that this authorization has been changed or revoked. Signature: Date: Name:

6 You can authorize your remaining balance to be deposited automatically to your new Oakland County Credit Union account(s) or paid by a check forwarded to your mailing address. Account Closure Notification Use this form to close your account(s) at your former financial institution. Be sure to verify any outstanding items have cleared your old account. Notification of Account Closure Authorization To Whom It May Concern: Financial Institution: Please close my account: Congratulations! You've done the hard part! Now you can get down to the business of experiencing a whole new way to bank. We can't wait to show you the difference of being a part of the OCCU family Welcome to Oakland County Credit Union!! Account Number: Primary Owner: Please send the remaining balance to: Place an X next to your desired option. Please deposit directly to my new account at Oakland County Credit Union. Account # Routing # Please forward me a check to my address listed below: Primary Signature: Date: Joint Signature: Name:

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