TARIFF fees for services rendered by Findomestic banka AD Beograd to corporate clients

Transcription

1 Date of adoption: 20/11/2012 Date of update: 25/08/2015 Date of application: 01/10/2015 TARIFF fees for services rendered by Findomestic banka AD Beograd to corporate clients

2 I PAYMENT OPERATIONS IN COUNTRY Tariff item 1. Opening of account of a participant in payment operations Free of charge 2. Maintenance of account if active in previous month 250,00 RSD monthly fixed 3. Execution of orders externally % and/or AMOUNT 3.1. Clearing orders 0,10% min. 40, RTGS orders Orders up to ,00 RSD 0,10% min. 140, Orders over ,00 RSD 0,09% max ,00rsd 4. Electronic transfer 4.1. Electronic transfer Clearing 0,08% min. 32, Electronic transfer RTGS Orders up to ,00 RSD 0,08% min. 140, Orders over ,00 RSD 0,07% max 8.000,00 RSD 4.3. Electronic transfer internal execution of orders 0,032% min. 15,00 max.1.000,00 5. Internal transfer 5.1. Internal execution of orders 0,04% min. 15,00 max ,00 6. Checking of executed transactions 6.1. Taking over of regular daily statements Taking over of statements at the counter of registration (printing of statements) 600,00 RSD monthly Electronic taking over of statements Free of charge 7. Cash operations 7.1. Payment of cash to a participant in payment operations Payments of earnings and reimbursements Free of charge Payments for aid relief purposes Free of charge Other payments 0,50% of nominal value Other payments for entrepreneurs Free of charge 7.2. Cash payment by participants in payment operations To their account with the Bank Free of charge To their account with other bank 0,40% of nominal value 2

3 Fee for client s failure to withdraw previously notified cash amount (as to amounts exceeding 600, RSD) Fee for client s failure to withdraw previously notified cash amount (as to amounts exceeding 600, RSD) fore entrepreneurs Fee for client s failure to withdraw previously notified cash amount (as to amounts exceeding 600, RSD) for other participants in payment operations 8. Registration or bills of exchange and authorizations Free of charge 8.1. Registration of bills of exchange/authorizations 50,00 RSD per bill of exchange/authorization 8.2. Erase of registered bills of exchange/authorizations 50,00 RSD per bill of exchange/authorization 9. Other transactions of payment operations 9.1. Issuing of certificate to client on received pay order 50,00 RSD 9.2. Issuing of certificate to client on executed pay order 200,00 RSD 9.3. Issuing of various certificates 500,00 RSD 9.4. Issuing of statement counterparts 30,00 RSD per page 9.5. Complaints on Bank's transactions Free of charge 10. Closing of account of a participant in payment operations Free of charge Notes (valid for the section I PAYMENT OPERATIONS IN COUNTRY): 1. All fees referring to the entrepreneurs are given in fixed amounts 0,12% II INTERNATIONAL PAYMENT OPERATIONS Tariff item 1. Payment operations nostro operations % and/or AMOUNT 1.1. Payments from resident's account 0,35% min ,00 RSD max ,00 RSD 1.2. Payments from client's account when inflow beneficiaries are depositors or owners of foreign exchange accounts with certain correspondent banks 0,25% min ,00 RSD max ,00 RSD 1.3. Payments from client's account when inflow beneficiaries are depositors or owners of foreign exchange accounts with the Bank 0,10% min. 500,00 RSD max 6.000,00 RSD 1.4. Payment from FX account in effective Payment from FX account in effective for entrepreneurs Free of charge Payment from FX account in effective for other participants in payment operations 0,35% min.1.000,00 RSD max ,00 RSD 3

4 1.5. Payments by purchasing FX from the Bank At Bank's rate from internal exchange rate list and foreign currency offer 1.6. SWIFT costs (up to EUR 5.000,00 or countervalue of other currency) 500,00 RSD 1.7. SWIFT costs when inflow beneficiaries are depositors or owners of foreign exchange accounts with certain correspondent banks (up to EUR 5.000,00 or countervalue of other 250,00 RSD currency) 1.8. Real cost upon payments in effective foreign exchange money Real cost upon payments in effective foreign exchange money for entrepreneurs Free of charge Real cost upon payments in effective foreign exchange money for other participants in payment operations 0,30% min ,00 RSD max ,00 RSD 1.9. Payment from non-resident account 0,35% min ,00 RSD max ,00 RSD Additional fee for execution of order in RTGS (same value date) 0,10% min ,00 RSD max ,00 RSD OUR cost that does not include the cost of banks which are not part of BNP Paribas Group EUR 20,00 2. Collection operations loro operations 2.1. In foreign currencies (from abroad) Free of charge and for inflows lower than 5.000,00 EUR the fee is 0,25% min. 500,00 RSD 2.2. In foreign currencies (from abroad) with certain correspondent banks Free of charge and for inflows lower than 5.000,00 EUR the fee is 0,20% min. 500,00 RSD 2.3. In dinars in favour of corporate clients 0,25% min. 500,00 RSD max ,00 RSD 2.4. In effective foreign currencies 0,30% min. 600,00 RSD max 6.000,00 RSD 2.5. From Kosovo Payment of RSD countervalue upon receipt of RSD countervalue from the NBS 0,20% min. 500,00 RSD max ,00 RSD Payment of RSD countervalue from the Bank s assets on subsequent refunding from NBS 0,40% min. 500,00 RSD max ,00 RSD 2.6. Distribution of inflow to a beneficiary who has account with other bank 0,25% min. 600,00 RSD max 6.000,00 RSD Payment of RSD countervalue at request of inflow beneficiary prior to stating the value At buying rate as of the payment day, reduced by 2.7. date approval of account based on SWIFT message received by the Bank, whereby the 0,10% for each day of premature payment inflow is notified, along with stated specific value date 2.8. Purchases of (AUD, CAD, DKK, NOK, SEK) authorized exchange offices 2,00% min. 200,00 RSD 2.9. Purchases and selling of BAM authorized exchange offices 1,00% min. 200,00 RSD 3. Registration of international credit operations with the NBS 3.1. Submitting application ,00 RSD 3.2. Following repayment and reporting 3.000,00 RSD 3.3. Audit of the file, upon client's request ,00 RSD 4. Other commissions 4.1. Foreign currency conversion (FX) at client s request 1,00% min ,00 RSD max ,00 RSD 4

5 4.2. Issuing of certificate at client s request 1.000,00 RSD 4.3. Payments by order of correspondent bank Payments by order of correspondent bank to the user who has an account with other bank in Republic of Serbia 0,10% min ,00 RSD max ,00 RSD Payments by order of certain correspondent banks to the user who has an account with other bank in Republic of Serbia 0,10% min. 500,00 RSD max ,00 RSD 4.4. Account maintenance fee Account opening Free of charge Maintenance of account monthly Free of charge Preparing of statements and regular dispatching, along with attachments monthly Free of charge Regular taking over of statement by e-banking Free of charge Copy of statement at client s request within 3 months as of the date of change occurrence 500,00 RSD Copy of statement at client s request within the period exceeding 3 months as of the date of change occurrence 1.000,00 RSD Sending statement by using SWIFT message MT 940, per account 2.500,00 RSD monthly Sending temporary statement by using SWIFT message MT 942, per account 2.500,00 RSD monthly Closing of account Free of charge 4.5. Fee for preparation of document that is within client's competence 600,00 RSD 4.6. Correction to recorded pay order at client s request 600,00 RSD 4.7. Fixed-term depositing of assets on foreign currency account by client s request According to the Decision on interest rates 4.8. Payment operations in the name and on behalf of other local bank Subject to agreement 4.9. Special arrangement commission 0,50% min. 800,00 RSD Dispatching of documents by courier EUR 50, Reversing entry accrued by client s mistake EUR 30,00 Notes (valid for the section II INTERNATIONAL PAYMENT OPERATIONS): 1. Tariff items 1.6., 1.7., 1.8., 1.10, are applied as additional along with regular commission for international payments; 2. Preliminary offer according to tariff II is considered as final calculation if the payment on calculation has been executed on gyro account of the Bank the same day; 3. All commissions are calculated by applying middle rate of the relevant currency on day of calculation; 4. All fees are calculated and collected in advance, except for the fees charged by and through correspondent banks; 5. Tariff items in EUR, are calculated in counter value of the currency in which the transaction has been executed, and they are collected in RSD counter value by applying the valid currency lists; 6. In case of client s renouncement from realization of already initiated payment, the Bank keeps 50% of collected fee; 7. The Bank can also collect other real costs which are not included in this tariff; 8. Every initiated quarter is referred to as whole one. Quarter is considered from the day of placement realization 5

6 III E-BANKING EQUIPMENT ISSUING SERVICES Tariff item 1. Services of issuing Smart card 1.1. Office Banking and S&T 2.500,00 RSD per user 1.2. Halcom 6.000,00 RSD per user 2. Services of issuing Card Reader 3.000,00 RSD 3. USB token for Office Banking 4.000,00 RSD 4. Activation of Halcom service 4.1. for new Halcom clients 2.000,00 RSD per user 4.2. for existing Halcom clients 1.500,00 RSD per user 5. Other E-bank services 5.1. Renewal of E-bank certificate Office Banking and S&T 1.500,00 RSD annually / per user Halcom 5.000,00 RSD annually / per user 5.2. Monthly maintenance for Halcom 900,00 RSD per client 5.3. E-bank installation with user in the territory of Belgrade Office Banking 3.500,00 RSD Halcom 5.000,00 RSD 5.4. E-bank installation with user beyond the territory of Belgrade Office Banking 6.000,00 RSD Halcom 7.000,00 RSD 6. Services of using E-nova SMS Business Service 6.1. Membership fee one-off payment 300,00 RSD 6.2. Subscription service-automatic account debiting at the end of month Free of charge 6.3. As per sent SMS message at user request automatic account debiting at the end of month Free of charge 6.4. Changes to data on user Free of charge 6.5. Termination of E-nova SMS Business Service Free of charge 6

7 IV PAYMENT CARD OPERATIONS Tariff item 1. VISA charge credit card % and/or AMOUNT 1.1. Membership for primary (basic) card Free of charge 1.2. Membership for additional card 200,00 RSD monthly 1.3. Cash withdrawal and payment of goods and services in country Cash withdrawal at ATM of Findomestic banka 2,00% min 100,00 RSD Cash withdrawal at ATM of other bank 3,00% min. 200,00 RSD Cash withdrawal at counter of other bank 3,00% min. 300,00 RSD Payment of goods and services Free of charge 1.4. Cash withdrawal and payment of goods and services abroad Cash withdrawal at ATM abroad 3,00% min. 3,00 EUR Cash withdrawal at counter of other bank abroad 3,00% min. 3,50 EUR Fee for transactions abroad (conversion) 0,50% in EURO zone, 1% in other zones 1.5. Other tariffs and fees Urgent card issuing 1.500,00 RSD Card replacement Card replacement by user's request 500,00 RSD Urgent card replacement 1.000,00 RSD Replacement of lost/stolen card 500,00 RSD Replacement of lost/stolen PIN 500,00 RSD Client complaint fee Obtaining of copy of slip by user's request 800,00 RSD Conducting of complaint by user's request (charged if the complaint is unfounded) 1.500,00 RSD Misuse of card Misuse of card by the user upon reporting lost/stolen MC Business card in the country and 8.000,00 RSD per transaction + amount of abroad transaction Fee for announcing card non-valid and confiscation of the card Blocking lost, stolen or misused MC Business card 600,00 RSD Announcing card lost, stolen or misused in the VISA Bulletin According to the VISA tariffs Confiscation of the blocked card by the dealer ,00 RSD Balance inquiry at ATM Balance inquiry at ATM of Findomestic Banka Free of charge Balance inquiry at ATM of other bank in country and abroad 50,00 RSD Statement fee 100,00 RSD monthly 7

8 Extraordinary statement upon user's request 300,00 RSD Fee for termination of account Free of charge 2. VISA Business debit card 2.1. Membership for primary (basic) card Free of charge 2.2. Membership for additional card 200,00 RSD monthly 2.3. Cash withdrawal and payment of goods and services in country Cash withdrawal at ATM of Findomestic banka Free of charge Cash withdrawal at ATM of other bank 3,00% min. 200,00 RSD Cash withdrawal at counter of other bank 3,00% min. 300,00 RSD Payment of goods and services Free of charge 2.4. Cash withdrawal and payment of goods and services abroad Cash withdrawal at ATM abroad 3,0% min. 3,00 EUR Cash withdrawal at counter of other bank abroad 3,00% min. 3,50 EUR Fee for transactions abroad (conversion) 0,50% in EURO zone, 1% in other zones 2.5. Other tariffs and fees Urgent card issuing 1.500,00 RSD Card replacement Card replacement by user's request 500,00 RSD Urgent card replacement 1.000,00 RSD Replacement of lost/stolen card 500,00 RSD Replacement of lost/stolen PIN 500,00 RSD Client complaint fee Obtaining of copy of slip by user's request 800,00 RSD Conducting of complaint by user's request (charged if the complaint is unfounded) 1.500,00 RSD Misuse of card Misuse of card by the user upon reporting lost/stolen MC Business card in the country and 8.000,00 RSD per transaction + amount of abroad transaction Fee for announcing card non-valid and confiscation of the card Blocking lost, stolen or misused MC Business card 600,00 RSD Announcing card lost, stolen or misused in the VISA Bulletin According to the VISA tariffs Confiscation of the blocked card by the dealer ,00 RSD Balance inquiry at ATM Balance inquiry at ATM of Findomestic Banka Free of charge Balance inquiry at ATM of other bank in country and abroad 50,00 RSD Statement fee 100,00 RSD monthly Fee for termination of account Free of charge 8

9 V LOCAL CURRENCY GUARANTEES, LETTERS OF CREDIT, AVALS OF BILLS OF EXCHANGE Tariff item 1. Quarterly commission for guarantees 2. Quarterly commission for letters of credit 3. Quarterly commission for aval of bills of exchange from 0,30% to 1,50% of amount of guarantee, three months in advance (min ,00 RSD) from 0,30% to 1,50% of amount of letter of credit, three months in advance (min ,00 RSD) from 0,60% to 1,20% of amount of aval, three months in advance (min ,00 RSD) VI DOCUMENTARY OPERATIONS Tariff item 1. Nostro letters of credit % and/or AMOUNT 1.1. Opening of nostro documentary letter of credit covered: from 0,20% to 0,50% quarterly min ,00 RSD uncovered: from 0,40% to 1,00% quarterly min ,00 RSD 1.2. Amendment to L/C 5.000,00 RSD 1.3. Obtaining of letter of credit confirmation Subject to agreement 1.4. Previous notification (pre-advice) 6.000,00 RSD 1.5. Examination of documents per set 0,25% min ,00 RSD max ,00 RSD 1.6. Letter of intention 0,10% min ,00 RSD max ,00 RSD 1.7. Cancelling of letter of credit 5.000,00 RSD 2. Nostro guarantees 2.1. Issuing of guarantees covered: from 0,30% to 0,70% quarterly min ,00 RSD uncovered: from 0,70% to 1,50% quarterly min ,00 RSD 2.2. Amendment to guarantee 5.000,00 RSD 2.3. Letter of intention 0,10% min ,00 RSD max ,00 RSD 2.4. Cancelling of guarantee 5.000,00 RSD 2.5. Examination of documentation as per guarantee protest 0,20% min ,00 RSD max ,00 RSD 9

10 3. Loro letters of credit 3.1. Notification to beneficiary on opening of loro letter of credit, without liability 0,15% min ,00 RSD max ,00 RSD 3.2. Confirmation Subject to agreement 3.3. Amendment to letter of credit 5.000,00 RSD 3.4. Examination of documents per set 0,25% min ,00 RSD max ,00 RSD 3.5. Transfer of letter of credit 0,25% quarterly, min ,00 RSD max ,00 RSD 3.6. Payment out as per letter of credit documents prior to maturity Subject to agreement 4. Loro guarantees 4.1. Notification on guarantee receipt, without liability 0,15% min ,00 RSD max ,00 RSD 4.2. Amendment to guarantee 5.000,00 RSD 4.3. Collection as per guarantee protest 0,20% min ,00 RSD max ,00 RSD 5. Cheques and bills of exchange 5.1. Forwarding for collection 1,50% of dinar countervalue, min ,00 RSD max ,00 RSD 5.2. Purchase of cheque 2,00% min ,00 RSD max ,00 RSD 5.3. Issuing of bill of exchange 5.000,00 RSD 5.4. Aval of bill of exchange from 0,60% to 1,20% quarterly 5.5. Payment as per bill of exchange protest 0,20% min ,00 RSD max ,00 RSD 6. Commodity documents 6.1. Notification on delivery / forwarding of documents 6.2. Payment / collection as per documents 7. Other commissions from 0,10% to 0,30% min ,00 RSD max ,00 RSD from 0,10% to 0,20% min ,00 RSD max ,00 RSD 7.1. Consulting services (per hour, each initiated hour is calculated as a full hour) 4.000,00 RSD 10

11 VII SECURITY TRADING OPERATIONS Tariff item 1. Stock trading operations 1.1. Opening and managing cash accounts Free of charge 1.2. Issuing of certificate on balance of fund on cash accounts intended for trading with securities Free of charge 1.3. Fee for trading with shares in RSD 0,20% max ,00 RSD + tariff of the stock market + stock market broker and clearing house 1.4. Fee for trading with shares in foreign currency 0,20% max ,00 RSD + tariff of the stock market + stock market broker and clearing house VIII OTHER OPERATIONS WITH CORPORATE CLIENTS Tariff item 1. Loan application processing 0,30% - 2,00% one-off, min ,00 RSD 2. Applications processing for guarantee, aval issuing and letter of credit 0,50% - 2,00% one-off, min ,00 RSD 3. Modification of terms of use for loans, guaranties, avals, and letters of credit 0,50%- 1,00% one-off, min ,00 RSD 4. Premature loan repayment 1,00% of repaid amount 5. Confirmation on intention to issue a guarantee, aval and letter of credit 0,10% of requested amount (min ,00 RSD, max ,00 RSD) 6. Failure to reach agreed turnover According to agreement 7. Withdrawal of report from the Credit Bureau According to ASB (UBS) tariff fees 8. Issuing different certificates 500,00 RSD 9. Consulting services (per hour, each initiated hour is calculated as a full hour) 4.000,00 RSD 11

12 10. Activation of MT ,00 RSD Using of MT101 (realization of orders is charged in accordance with the tariff for electronic international and local currency payment operations) 2.000,00 RSD monthly 11. Domestic Notional Cash Pooling ,00 RSD per year Notes to the Tariff fees of the Bank: 1. Fees and commissions for international payment operations are calculated and charged by the Bank by applying middle rate on the day of order processing 2. Fees and commissions for local currency payment operations are calculated and charged by the Bank on daily bases after working hours 3. Fee stipulated by this Tariff is, by rule, paid by the person to whom services are performed, unless stipulated otherwise by an Agreement between the Bank and the service beneficiary or a third party 4. For payment operations in country and abroad that include more local banks, for the operations ceded by the Bank to other banks for execution, the fee is determined by an Agreement. If there is no such particular Agreement, the tariff from this Decision is applied 5. The Bank shall keep the right to be able to change the Tariff depending on the total volume of the business the client is performing though the Bank and based on the decision by the competent entity of the Bank 6. Operations with letters of credit are managed in accordance with Uniform rules for letters of credit, ICC Paris, the last edition 7. Operations with letters of credit are managed in accordance with Uniform rules for collection, the last edition 8. Standby letters of credit which are managed in the Bank are in accordance with Uniform rules for letters of credit, the last edition 9. Foreign exchange guarantees which are managed in the Bank are in accordance with Uniform MTK rules for demand guarantees, the last edition 12