The Cards and Payments Industry in China: Emerging Trends and Opportunities to 2019

Transcription

1 Brochure More information from The Cards and Payments Industry in China: Emerging Trends and Opportunities to 2019 Description: The 'The Cards and Payments Industry in China: Emerging Trends and Opportunities to 2019' report provides detailed analysis of market trends in China's cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including check payments, credit transfers, payment cards and cash transactions during the review period ( ). The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, and transaction values and volumes during the review period and over the forecast period ( ). It also offers information on the country's competitive landscape, including market shares of issuers and schemes. The report brings together research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies, recent changes in regulatory structure, and profiles of card issuers operating in the country. Summary: The 'The Cards and Payments Industry in China: Emerging Trends and Opportunities to 2019' report provides top-level market analysis, information and insights into China's cards and payments industry, including: - Current and forecast values for each market in China's cards and payments industry, including debit cards, credit and charge cards. It also includes detailed analysis of the prepaid cards market. - Detailed insights into payment instruments including check payments, credit transfers, checks, payment cards and cash transactions. It also, includes an overview of the country's key alternative payment instruments. - Analysis of various market drivers and regulations governing China's cards and payments industry. - Detailed analysis of strategies adopted by banks and other institutions to market debit, credit and charge cards. - Comprehensive analysis of consumer attitudes and buying preferences for cards. - The competitive landscape of China's cards and payments industry. Scope: - This report provides a comprehensive analysis of China's cards and payments industry. - It provides current values for China's cards and payments industry for 2014, and forecast figures to It details the different demographic, economic, infrastructural and business drivers affecting China's cards and payments industry. - It outlines the current regulatory framework in the industry. - It details marketing strategies used by various banks and other institutions. - It profiles major banks in China's cards and payments industry. Reasons To Buy:

2 - Make strategic business decisions, using top-level historic and forecast market data, related to China's cards and payments industry and each market within it. - Understand the key market trends and growth opportunities in China's cards and payments industry. - Assess the competitive dynamics in China's cards and payments industry. - Gain insights into marketing strategies used for various card types in China. - Gain insights into key regulations governing China's cards and payments industry. Key Highlights - Following the World Trade Organization (WTO) ruling in lieu of discrimination against foreign companies, China announced its decision in October 2014 to open up its domestic bank card processing market for foreign companies, which was dominated by the domestic scheme provider China UnionPay (CUP). As a result, Visa and MasterCard are permitted to set up their own processing centers in China, effective from June 1, This move by the Chinese government is anticipated to intensify competition in the Chinese payment cards market and offer competition to the CUP. - In an attempt to protect consumer interest and privacy, the Chinese government proposed a new set of regulations in August The new regulation suggests limiting the amount consumers can pay through third-party online payment such as Alipay and Tenpay. The daily purchasing amounts through third-party payment agents will be determined based on the online system's security checks. If implemented, the new legislation is anticipated to wipe out smaller private third-party agents, due to the increased operational costs of implementing multiple security measures. - Operators are rolling out new technologies such as contactless mobile payments (m-payments) to capture a larger share of the growing Chinese payment cards market. In June 2013, the mobile network operator China Mobile and CUP together launched a near-field communication (NFC)-based mobile wallet called CUP Wallet in 14 cities. Bank of China (BOC), China CITIC Bank, Shanghai Pudong Development Bank, China Everbright Bank, China Minsheng Banking Corp, GF Securities, Bank of Shanghai and Bank of Beijing are the partner banks. Contents: 1 Definitions and Methodology 1.1 Definitions 1.2 Methodology 2 Key Facts and Events 3 Executive Summary 4 Payment Instruments 4.1 Current Payment Environment 4.2 Alternative Payment Instruments Alipay Smile To Pay Tenpay PayPal 5 Regulations in the Cards and Payments Industry 5.1 Regulatory Framework CUP s payment guidelines Proposed regulations for e-commerce 5.2 Anti-Money Laundering (AML) 5.3 Foreign Direct Investment (FDI) Regulations 6 Analysis of Cards and Payments Industry Drivers 6.1 Demographic Drivers 6.2 Economic Drivers 6.3 Infrastructure Drivers 6.4 Business Drivers 7 Market Segmentation and New Product Launches 7.1 Market Segmentation and Targeting Consumer cards Commercial cards 7.2 New Product Launches 8 Payment Cards

3 8.1 Payment Card Analysis Volume and value of payment card transactions by type Personal vs commercial cards 9 Debit Cards 9.1 Debit Card Market Analysis Debit card transaction volumes and values by channel Debit card scheme and issuer shares in terms of transaction value Debit cards comparison 10 Credit Cards 10.1 Credit Card Market Analysis Credit card transaction volumes and values by channel Credit card scheme and issuer shares in terms of transaction value Credit cards comparison 11 Charge Cards 11.1 Charge Card Market Analysis Charge card transaction volumes and values by channel Charge card scheme shares in terms of transaction value Charge cards comparison 12 Commercial Cards 12.1 Commercial Card Market Analysis Commercial cards comparison 13 Card Issuers 13.1 Agricultural Bank of China 13.2 China Construction Bank 13.3 Industrial and Commercial Bank of China 13.4 Bank of China 13.5 Bank of Communications 14 Prepaid Cards 14.1 Prepaid Card Market Analysis Prepaid cards comparison 15 Appendix 15.1 Tables 15.2 Contact 15.3 About 15.4 Services 15.5 Disclaimer List of Tables Table 1: Key Definitions Table 2: Annual Average Exchange Rate Table 3: China - Key Facts, 2014 Table 4: Regional Benchmarking of Chinese Payment Cards, 2014 Table 5: China - Mode of Entry of Foreign Banks Table 6: Cards for High-Income Consumers, 2015 Table 7: Cards for Travelers, 2015 Table 8: Cards for Shoppers, 2015 Table 9: Cards for Students and Young Population, 2015 Table 10: Commercial Cards Comparison and Key Features, 2015 Table 11: China - New Product Launches Table 12: China - Debit Cards Comparison and Key Features, 2015 Table 13: China - Gold Credit Cards Comparison and Key Features, 2015 Table 14: China - Premium Credit Cards Comparison and Key Features, 2015 Table 15: China - Charge Cards Comparison and Key Features, 2015 Table 16: China - Commercial Cards Comparison and Key Features, 2015 Table 17: China - Prepaid Cards Comparison and Key Features, 2015 Table 18: China - Payment Instrument Transaction Values (CNY Trillion), Table 19: China - Payment Instrument Transaction Values (US$ Trillion), Table 20: China - Payment Instrument Transaction Volumes (Million), Table 21: China - Number of Payment Cards in Circulation by Type (Million), Table 22: China - Volume of Payment Card Transactions by Type (Million), Table 23: China - Value of Payment Card Transactions by Type (CNY Trillion), Table 24: China - Value of Payment Card Transactions by Type (US$ Billion), Table 25: China - Personal and Commercial Card Transaction Volumes (Million),

4 Table 26: China - Personal and Commercial Card Transaction Values (CNY Billion), Table 27: China - Personal and Commercial Card Transaction Values (US$ Billion), Table 28: China - Number of Debit Cards in Circulation (Million), Table 29: China - Debit Card Transaction Volumes and Frequency by Channel, Table 30: China - Debit Card Total and Average Transaction Values by Channel, Table 31: China - Debit Cards Total and Average Transaction Value by Channel, Table 32: China - Number of Debit Cards in Circulation By Scheme (Million), Table 33: China - Debit Card Transaction Values By Scheme (CNY Billion), Table 34: China - Debit Card Transaction Values By Scheme (US$ Billion), Table 35: China - Debit Card Transaction Values by Issuer (CNY Billion), Table 36: China - Debit Card Transaction Values by Issuer (US$ Billion), Table 37: China - Number of Credit Cards in Circulation (Million), Table 38: China - Credit Card Transaction Volumes and Frequency by Channel, Table 39: China - Credit Card Total and Average Transaction Values by Channel, Table 40: China - Credit Card Total and Average Transaction Values by Channel, Table 41: China - Number of Credit Cards in Circulation By Scheme (Million), Table 42: China - Credit Card Transaction Values By Scheme (CNY Billion), Table 43: China - Credit Card Transaction Values By Scheme (US$ Billion), Table 44: China - Pay Later Card Transaction Values By Issuer (CNY Billion), Table 45: China - Pay Later Card Transaction Values By Issuer (US$ Billion), Table 46: China - Credit Card Balances Outstanding By Issuer (CNY Billion), Table 47: China - Credit Card Balances Outstanding By Issuer (US$ Billion), Table 48: China - Number of Charge Cards in Circulation (Million), Table 49: China - Charge Card Transaction Volumes and Frequency by Channel, Table 50: China - Charge Card Total and Average Transaction Values by Channel, Table 51: China - Charge Card Total and Average Transaction Values by Channel, Table 52: China - Number of Charge Cards in Circulation By Scheme (Million), Table 53: China - Charge Card Transaction Values By Scheme (CNY Billion), Table 54: China - Charge Card Transaction Values By Scheme (US$ Billion), Table 55: China - Number of Commercial Cards in Circulation (Million), Table 56: China - Commercial Card Transaction Values (CNY Billion), Table 57: China - Commercial Card Transaction Values (US$ Billion), Table 58: China - Number of Prepaid Cards in Circulation (Million), Table 59: China - Prepaid Card Transaction Values (CNY Billion), Table 60: China - Prepaid Card Transaction Values (US$ Billion), List of Figures Figure 1: China - Payment Instrument Shares by Transaction Value (%), 2010 and 2014 Figure 2: China - Payment Instrument Shares by Transaction Volume (%), 2010 and 2014 Figure 3: China - E-Commerce Value of Transactions by Payment Type Figure 4: China - Total Population and Structure, 2014 Figure 5: China - Economic Indicators, Figure 6: China - Number of ATMs, POS Terminals and Banking Structure, Figure 7: China - Retail Sales and E-Commerce Values, Figure 8: China - Cards and Payments Industry Segmentation by Card Type, 2015 Figure 9: China - Growth in Payment Card Transaction Values and Number of Cards in Circulation by Type, Figure 10: China - Volume and Value of Payment Card Transactions by Type (%), Figure 11: China - Personal and Commercial Card, Transaction Volumes and Values (%), Figure 12: China - Growth in Debit Card Transaction Values and Number of Debit Cards in Circulation, Figure 13: China - Debit Card Transaction Volumes and Values by Channel, Figure 14: China - Debit Card Scheme and Issuer Shares in Terms of Transaction Value (%), 2014 Figure 15: China - Growth in Credit Card Transaction Values and Number of Credit Cards in Circulation, Figure 16: China - Credit Card Transaction Volumes and Values by Channel, Figure 17: China - Credit Card Scheme and Issuer Shares in Terms of Transaction Value (%), 2014 Figure 18: China - Growth in Charge Card Transaction Values and Number of Charge Cards in Circulation, Figure 19: China - Charge Card Transaction Volumes and Values by Channel, Figure 20: China - Charge Card Scheme Shares in Terms of Transaction Value (%), 2014 Figure 21: China - Number of Commercial Cards in Circulation and Transaction Values, Figure 22: China - Number of Prepaid Cards in Circulation and Transaction Values,

5 Ordering: Order Online - Order by Fax - using the form below Order by Post - print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8, Ireland.

6 Page 1 of 2 Fax Order Form To place an order via fax simply print this form, fill in the information below and fax the completed form to (from USA) or (from Rest of World). If you have any questions please visit Order Information Please verify that the product information is correct and select the format(s) you require. Product Name: Web Address: Office Code: The Cards and Payments Industry in China: Emerging Trends and Opportunities to SC Product Formats Please select the product formats and quantity you require: Electronic (PDF) - Single User: Electronic (PDF) - Site License: Electronic (PDF) - Enterprisewide: Quantity USD 3995 USD 7990 USD Contact Information Please enter all the information below in BLOCK CAPITALS Title: Mr Mrs Dr Miss Ms Prof First Name: Last Name: Address: * Job Title: Organisation: Address: City: Postal / Zip Code: Country: Phone Number: Fax Number: * Please refrain from using free accounts when ordering (e.g. Yahoo, Hotmail, AOL)

7 Page 2 of 2 Payment Information Please indicate the payment method you would like to use by selecting the appropriate box. Pay by credit card: You will receive an with a link to a secure webpage to enter your credit card details. Pay by check: Please post the check, accompanied by this form, to: Research and Markets, Guinness Center, Taylors Lane, Dublin 8, Ireland. Pay by wire transfer: Please transfer funds to: Account number Sort code Swift code IBAN number Bank Address ULSBIE2D IE78ULSB Ulster Bank, Main Street, Blackrock, Co. Dublin, Ireland. If you have a Marketing Code please enter it below: Marketing Code: Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at Please fax this form to: (646) or (646) From USA or From Rest of World