FINANCIAL HELP FOR STUDENTS

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "FINANCIAL HELP FOR STUDENTS"

Transcription

1 FINANCIAL HELP FOR STUDENTS FINANCIAL ASSISTANCE GUIDANCE 2015/2016

2 2 Introduction When you are planning your College course, it is important to consider how to manage your finances. This booklet aims to provide background information about financial help for which you may be eligible from the College or from other sources while you are a student. Full-Time Students If you are aged 16 to 18 when your course of further education commences, no tuition fees, registration or exam fees (apart from exam re-sit fees) are payable. If you are aged 19 or older when your course of further education commences, you are a mature student and will be liable for course fees. See the section Course Fee Waivers (page 7) for details of exemptions. Payment of course fees can be arranged through instalments by direct debit. Please discuss this option on enrolment. Students aged 24 years and older, studying on a level 3 course or higher may be able to apply for a 24+ Advanced Learning Loan. See the section 24+ Advanced Learning Loans (page 10) for more information. All full-time students will be asked on enrolment to pay a 50 Student Resources Fee, which contributes to the cost of learning materials, student diary, access to textbooks, CD-ROMs, DVDs etc.

3 3 Part-Time Students If you are aged 16 to 18 when your part time course commences, you may be exempt from paying tuition fees and registration/exam fees (apart from exam re-sit fees), providing the course is not a no concessions or Enriching Your Talents! course. You will have to pay fees for membership to professional bodies. Part time students aged 19 or older will be liable for course fees. See the section Course Fee Waivers (page 7) for details of exemptions. Payment of course fees can be arranged by instalments through direct debit. Please discuss this option on enrolment. Students aged 24 years and older, studying on a level 3 course or higher, may be able to apply for a 24+ Advanced Learning Loan. See the section 24+ Advanced Learning Loans (page 10) for more information. Other Course Costs Remember that other costs are incurred while studying. Your course may involve field trips or residential trips, art materials, hair and beauty items, stationery, etc. You should be informed of the essential course costs relating to your course(s) on enrolment if not, ask. You may be able to apply to the College for help to pay essential course costs. See the section on Discretionary Learner Support (page 8) for information on financial support available to students

4 4 Benefits IT MAY BE POSSIBLE TO CLAIM CERTAIN BENEFITS WHILE YOU STUDY. PLEASE CLARIFY YOUR POSITION REGARDING BENEFITS WITH YOUR LOCAL DEPARTMENT OF WORK & PENSIONS BEFORE ENROLLING ON A COURSE. Housing Benefit & Council Tax Benefit Housing Benefit and Council Tax Benefit are means tested benefits and are claimed from your local District or Borough Council. Full time students may be entitled to help if they: claim Income Support, income related Employment and Support Allowance or income based Job Seekers Allowance. are a lone parent have certain disabilities are over the qualifying age for pension credit. under 21 years old, not on a higher education course and started their course before they were 19 years old Part time students can claim Housing Benefit throughout their studies providing they satisfy the qualifying rules. Contact your local Council for advice or visit

5 5 Job Seekers Allowance (JSA) If you are a full time student, you cannot usually claim JSA because you are treated as unavailable for work. You can study while receiving JSA if you are studying on a part-time course (as evidenced by your Learning Agreement). You must continue to pass all the basic rules for JSA including being available for work and actively looking for work. Should a suitable job be offered to you, you must be able to rearrange your study around employment or leave your course. Income Support You may study full-time without losing Income Support if you are: A disabled student Are under 21 years old and estranged from your parents or with no one acting in place of your parents, and started your course when you were 18 years old or younger The lone parent of a child under 5 years of age for whom you are responsible for and who lives in the same household as you You can qualify for Income Support while a part-time student if you satisfy all the basic rules of entitlement and fit into one of the groups of people who can claim Income Support.

6 6 Council Tax Exemptions If you require evidence that you are a full-time student for the purpose of Council Tax, please call in to the College Information Service (CIS) Office on the ground floor of B Block or send a written request to the Data Request Administrator in the CIS Office stating your name, address, date of birth, course name and start/end dates. Student Bank Accounts If you are looking for a bank account, the main high street banks and building societies offer various incentives, particularly for student accounts. It is worth comparing the accounts on offer so that you choose the right one for you. Free College Meal Students aged between 16 and 18 on 31 August 2015 may be eligible for a free College meal if they, or their parents, are in receipt of the one or more of the following benefits Income Support, income-based Job Seekers Allowance, income-related Employment and Support Allowance, support under part VI of the Immigration and Asylum Act 1999, the guaranteed element of State Pension Credit, Child Tax Credit (provided they are not entitled to Working Tax Credit) and have an annual gross income of no more than 16,190, as assessed by Her Majesty s Revenue and Customs. Applications for this should be submitted on the College Bursary application form.

7 7 Course Fee Waivers If you are aged over 19 years old and studying up to a level 2 qualification, you may be entitled to a course fee waiver if you are in receipt of:- Job Seekers Allowance or Employment and Support Allowance (in the work related activity group) or Universal Credit because you are unemployed and are required to undertake skills training and need help to move into work, progress in work or remove a barrier to getting into work You may be eligible for a course fee waiver if you are between 19 and 23 at the start of your course and are studying your first full level-2 qualification or your first full level-3 qualification or are a level-4 jumper and studying your first level-4 qualification without having achieved a first full level-3 qualification For further information about course fee waivers, please contact our Admissions Team.

8 8 Discretionary Learner Support (DLS) Strode College manages the Discretionary Learner Support fund (DLS) to help students who are, or whose families are, on a low income or have a particular financial difficulty. Financial help, funded by the Education Funding Agency and the Skills Funding Agency, is available for all students aged 16 years or older, studying a course of further education at Strode College, whether they study on a full-time or part-time basis. Once a completed application form has been submitted together with all of the required supporting evidence, we will endeavour to inform you of the outcome of your application within 15 College working days. For further information about Discretionary Learner Support contact Mandy Greville, Financial Advisor, in the Student Support Centre on Discretionary Learner Support Students who are 19 years or older and are on a low income (less than 19,513 if single or 30,810 if cohabiting) or have a particular financial difficulty and are studying a course of further education, either on a fulltime or part-time basis, can apply for financial assistance towards their essential course costs from the 19+ Discretionary Learner Support fund. Those students using Professional and Career Development Loans may receive limited additional help from the DLS fund, if eligible.

9 Bursary The Bursary scheme is made up of two parts:- Guaranteed Payment Scheme Discretionary Learner Support It is administered by the College and receipt of the bursary is conditional on the student meeting expected standards of behaviour, attendance and quality of work Bursary - Guaranteed Payment Scheme Students aged under 19 years old who are in vulnerable groups - those in care or care leavers; those in receipt of Income Support/Universal Credit in their own name; young people in receipt of Employment Support Allowance and Disability Living Allowance/Personal Independence Payments are eligible to receive a guaranteed bursary of up to The College has the flexibility to pay more to those who need it Bursary Discretionary Learner Support Students aged under 19 years old who come from a household with a low income (less than 26,000) can apply to the Bursary Fund for financial assistance towards their essential course costs such as materials and equipment.

10 Advanced Learning Loans 24+ Advanced Learning Loans have been introduced by the Government for learners aged 24 and over studying at level 3 or Level 4. To be eligible for one of these loans you need to be: Aged 24 or over at the start of your course Resident in the UK Undertaking an eligible course at an approved college or training organisation in England. Eligible courses include A Levels, Access to Higher Education Diplomas, other diplomas and certificates, that are approved for public funding. Qualifications not approved for public funding are not eligible for loans. Getting a loan doesn t depend on your income and credit checks aren t carried out. Repayment of the loan will depend on your income and won t begin until your income is over 21,000 a year. If you are unsure about taking out a loan and want to seek independent financial advice, visit the Money Advice Service website at The Money Advice Service is a free and independent financial service established by the Government and will be able to provide you with help and advice.

11 Advanced Learning Loans How To Apply If you are unsure whether the course you d like to take is right for you, then you can contact the National Careers Service on or visit their website at Once you have identified the qualification you wish to do, contact the College Admissions Team, who will be able to confirm whether there are places available on the course. Once you have been offered a place on your course, you will be sent a Funding and Information Letter which contains the information needed to make a loan application. Loan applications can be made on line or application forms downloaded from You will need to provide: Details of the course you wish to study Details of the College Amount of Tuition fee Amount of Loan you wish to take out Personal details and evidence to confirm your identity. For UK passport holders, this will just be your valid UK passport details. National Insurance number

12 Advanced Learning Loans How To Apply (cont) You can apply for a loan once your course has started and your loan application will last for the duration of the course, even when the course lasts for more than one year, so there is no need to reapply each year. If you change your mind before the start of the course and decide you no longer want to undertake your course or you don t want to take out a loan for the course, then simply contact Student Finance England who will be able to cancel your loan application. If you change your mind once you ve started your course and leave your course after more than 2 weeks then you will be liable to repay the loan payments made on your behalf, which will be based on the length of time you attended the course. 24+ Advanced Learning Loans Fees There s a maximum amount of loan available based on the type of qualification you re doing. The College will be able to advise you of this amount. You can take out a loan for the maximum amount to cover your tuition or you can pay all or part of the tuition fee yourself. If you leave your course part way through your course, you will not have to repay the full loan amount. The loan is paid to the College in line with your attendance. When you stop attending, payments will stop and you will only be liable to repay the amount (plus any accrued interest) that s already been paid to the College. If you leave part way through your course you may be required to pay the College the remainder of the fees

13 Advanced Learning Loans Repayment Loan repayments will be automatically deducted from your earnings through the tax system once you ve left your course and your income is above 21,000. Repayments will start from April 2016 and will be 9% of your income over the 21,000 threshold. Where learners have taken out more than one loan, repayments will be amalgamated into a single monthly payment. You can make voluntary repayments at any time to pay off your loan more quickly. Any outstanding balance on the Loan amount will be written off after 30 years. Repayments will not be taken out of pensions and no liability is carried forward after death. 24+ Advanced Learning Loans Bursary Fund Learners who are funded through the 24+ Advanced Learning Loan scheme may be eligible for additional help towards childcare and travel costs from the 24+ Advanced Learning Loan Bursary Fund. For further information contact Mandy Greville, Financial Advisor, in the Student Support Centre on It s important you consider your own circumstances and look into all options for paying for your course before choosing to take out a 24+ Advanced Learning Loan. This is not the responsibility of the College. If you want advice on managing your finances, you can get impartial money advice from the Money Advice Service at moneyadviceservice.org.uk.

14 14 Transport to College Parking is limited at Strode College, and we encourage all students to travel by public transport wherever possible. Full time students travelling by bus are able to purchase a County Ticket Bus Pass from Somerset County Council (SCC). The cost for this is 675 for the academic year 2015/2016. The County Ticket entitles the holder to travel throughout Somerset and on cross border routes to and from Wiltshire, Dorset and Devon North Somerset and Bath & North East Somerset. Unless stated otherwise, students may use these flexible tickets to travel at any time of the day, evenings, on weekends and during vacations. Full details of operators providing unrestricted and restricted County Ticket services can be found on the application form. To apply, please download an application form from the SCC website For further information, advice and guidance on transport to and from College and the County Ticket Bus Pass scheme, please contact our Admissions team on

15 15 Strode College Travel Bursary All full time students who buy a Somerset County Ticket Bus Pass will receive 175 from Strode College towards the cost of the ticket. There is no need to apply for this bursary, but bank details are required for reimbursement. Those students aged under 19 years old who have a family income below 26,000 (gross), can receive additional support of 300 towards the cost of the Somerset County Ticket bus pass. For further information and application form contact Mandy Greville, Financial Advisor, in the Student Support Centre on Care to Learn The aim of Care to Learn is to give financial support to teenage parents who want to continue their education or training and need help with the cost of their childcare and travel expenses. If you are aged less than 20 years old at the start of the academic year and require financial assistance towards the cost of childcare, please apply online to Care to Learn at or contact Care to Learn on

16 16 Student Financial Support for University Level Study Students applying for university level courses will need to apply for funding through Student Finance England (SFE). Information about this can be found at in the Education section. There are also information leaflets outside the Careers Room in the Learning Centre. You can ask specific questions about applying and assessment by contacting SFE on The College Careers Adviser, Chris Harvey, can answer broader questions about how much support you can get and address any concerns you may have about the cost of university study and can be contacted on Educational Trusts and Charities In some circumstances you may be eligible for help from Trusts and Charities. For further information contact Mandy Greville, Financial Advisor, in the Student Support Centre on

17 17 Professional and Career Development Loans A Professional and Career Development Loan is a bank loan. You make an agreement with a participating bank to borrow an amount between 300 and 10,000. Then once you ve stopped studying, you pay it back in the normal way. The difference with a Professional and Career Development Loan is that the government pays the interest on the loan while you re studying and for one month afterwards. After this, you ll pay interest at the rate fixed when you took out the loan. Interest rates on the loans are set so they re competitive with other unsecured personal loans that are commercially available. To get a Professional and Career Development Loan application pack, call National Careers Service on But before you apply, it s important to be sure that a Professional and Career Development Loan is the best way for you to get help paying for learning that leads to work.

18 18 Other Information Stationery, art materials, College clothing, memory sticks and many other useful items can be purchased at competitive prices from the College Shop, located in A Block near the Refectory. You can also buy print credits there and have photocopying, binding and laminating done by the shop staff. Educational Visits are paid for at the College Shop. You may be asked for your student ID or proof of enrolment. Useful Websites Home.aspx

19 19 Checklist Am I eligible for Discretionary Support Funds? Can I apply for a 24+ Advanced Learning Loan? Can I claim benefits while studying? Do I have to pay course fees? What costs does the course involve? Clothing? Materials? Stationery? Books? Trips? Will I have to pay an awarding body registration fees or exam fees? Will I receive a Student Loan (HE students only)? Do I have enough income to complete the course? For further information contact Mandy Greville, Financial Advisor, in the Student Support Centre on

20 20 Further Information Discretionary Support Funds, Financial queries Student Support Centre Mandy Greville, Financial Advisor Career, Higher Education & Adult Guidance Chris Harvey Admissions Full Time Admissions Part Time Admissions Transport Exams Exams Team This information is correct at the time of going to press (June 2015). We cannot accept any liability for any inaccuracies. 2015/2016 Financial Help for Students. Strode College, Church Road, Street, Somerset, BA16 0AB Tel No: Fax No:

Frequently Asked Questions (FAQs) Learners

Frequently Asked Questions (FAQs) Learners 24+ Advanced Learning Loan Frequently Asked Questions (FAQs) Learners 24+ Advanced Learning Loans are being introduced by the Government for learners aged 24 and over studying at level 3 and above from

More information

24+ Advanced Learning Loans are being introduced by the Government for learners aged 24 and over studying at level 3 and above from 1 August 2013.

24+ Advanced Learning Loans are being introduced by the Government for learners aged 24 and over studying at level 3 and above from 1 August 2013. 24+ Advanced Learning Loans Frequently Asked Questions (FAQs) 24+ Advanced Learning Loans are being introduced by the Government for learners aged 24 and over studying at level 3 and above from 1 August

More information

Frequently Asked Questions (FAQs) Learners

Frequently Asked Questions (FAQs) Learners 24+ Advanced Learning Loan Frequently Asked Questions (FAQs) Learners 24+ Advanced Learning Loans are being introduced by the UK government for learners aged 24 and over studying at Level 3, Level 4 or

More information

Frequently Asked Questions (FAQs) Learners

Frequently Asked Questions (FAQs) Learners 24+ Advanced Learning Loan Frequently Asked Questions (FAQs) Learners 24+ Advanced Learning Loans have been introduced by the UK government for learners aged 24 and over studying at Level 3, Level 4 or

More information

24+ Advanced Learning Loans

24+ Advanced Learning Loans EALING, HAMMERSMITH & WEST LONDON COLLEGE A guide to 24+ Advanced Learning Loans 2 3 Ealing, Hammersmith & West London College have created this guide to help answer questions that you may have about the

More information

ARE YOU AGED 24+? 24+ A Guide to 24+ Advanced Learning Loans

ARE YOU AGED 24+? 24+ A Guide to 24+ Advanced Learning Loans 24+ ARE YOU AGED 24+? A Guide to 24+ Advanced Learning Loans Fees guidance for students aged 24 years old or older and applying to study Level 3 4 qualifications in England. www.candi.ac.uk What you need

More information

24+ Advanced Learning Loan. Loans Factsheets

24+ Advanced Learning Loan. Loans Factsheets 24+ Advanced Learning Loan Loans Factsheets 24+ Advanced Learning Loan Aged 24 or over and thinking about further education? If you re starting a course on or after 1 August 2013 you may qualify for a

More information

Learner Guide to Student Loans

Learner Guide to Student Loans Learner Guide to Student Loans 2013 Mercia Partnership (UK) Ltd, 10 Vicarage Place, Prescot, Merseyside, L34 1LA T: 0151 292 9029 E: enquiries@merciapartnership.co.uk W: merciapartnership.com Registered

More information

24+ Advanced Learning Loan. England only.

24+ Advanced Learning Loan. England only. 1 24+ Advanced Learning Loan. England only. Briefing for Jobcentre Plus Introduction 1. The briefing is intended to give Advisers core information about 24+ Advanced Learning Loans (Loans), which will

More information

Factsheet for students who are over 24 years

Factsheet for students who are over 24 years Factsheet for students who are over 24 years The government no longer subsidises level 3 courses funding for students over 24 years of age. This means that fees will be more expensive than in previous

More information

16-18 College Support Scheme 2014/15

16-18 College Support Scheme 2014/15 16-18 College Support Scheme 2014/15 For travel, course equipment, free college meals and information about childcare. Check your eligibility by following the flow chart on the back of this book. Please

More information

24+ Advanced Learning Loans Guidance for Offenders in Custody

24+ Advanced Learning Loans Guidance for Offenders in Custody 24+ Advanced Learning Loans Guidance for Offenders in Custody 24+ Advanced Learning Loans have been introduced by the UK government for learners aged 24 and over studying at Level 3 or Level 4. In this

More information

Undergraduate Full-time Finance Information 2016

Undergraduate Full-time Finance Information 2016 Undergraduate Full-time Finance Information 2016 www.weston.ac.uk You ll probably already know that there are lots of benefits of going to university - you ll meet new people, develop new ideas, and get

More information

Kingston College 16-19 Bursary Fund Application Form Guidance

Kingston College 16-19 Bursary Fund Application Form Guidance Kingston College 16-19 Bursary Fund Application Form Guidance 16-19 Bursary Fund 2015-16 Application Form Please note: * means you must provide evidence to confirm this information. Your application will

More information

Student Finance Procedures 2014-15

Student Finance Procedures 2014-15 Student Finance Procedures 2014-15 Financial Support for Students 2014-15 Contents 1 Introduction 2 Policy Background 3 Confidentiality 4 Deadlines for Bursary Applications 5 1,200 Guaranteed Bursary for

More information

Varndean College Policies and Procedures CHARGING STUDENTS & FINANCIAL SUPPORT POLICY: 2014-15

Varndean College Policies and Procedures CHARGING STUDENTS & FINANCIAL SUPPORT POLICY: 2014-15 Policies and Procedures CHARGING STUDENTS & FINANCIAL SUPPORT POLICY: 2014-15 Last Reviewed: May 2014 CET Approval: June 2014 Corporation: July 2014 Next review date: May 2015 1. CHARGING STUDENTS For

More information

Student finance loans for part-time study 2015/16

Student finance loans for part-time study 2015/16 sound advice on STUDENT FINANCE Student finance loans for part-time study 2015/16 www.studentfinancewales.co.uk SFW/FSNPT/V15 WHO SHOULD READ THIS GUIDE? This guide is for new and continuing part-time

More information

BURSARY FUND/ DISCRETIONARY LEARNER SUPPORT FUND POLICY & PROCEDURES 2014/2015

BURSARY FUND/ DISCRETIONARY LEARNER SUPPORT FUND POLICY & PROCEDURES 2014/2015 BURSARY FUND/ DISCRETIONARY LEARNER SUPPORT FUND POLICY & PROCEDURES 2014/2015 16-18 Bursary Fund 19+ Bursary Fund 24+ Adult Learning Loan Bursary Fund Contents Introduction 3 Policy Aims 3 Criteria and

More information

YOUR GUIDE TO FUNDING

YOUR GUIDE TO FUNDING YOUR GUIDE TO FUNDING NCLanarkshire NCLanarkshire Contents What types of funding are there? Whether your course is full-time or part-time, Further/Higher Education or leisure, there are many different

More information

Funding Information 2015/16. Edinburgh College. courseinfo@edinburghcollege.ac.uk

Funding Information 2015/16. Edinburgh College. courseinfo@edinburghcollege.ac.uk Funding Information 2015/16 Edinburgh College courseinfo@edinburghcollege.ac.uk 1 This booklet tells you about the assistance available to fund your studies at Edinburgh College. Funding is not guaranteed

More information

2015-2016. Funding Guide. Page i

2015-2016. Funding Guide. Page i 2015-2016 Funding Guide Page i Contents 1. Eligibility 2. Tuition fees 3. Course information 4. Young Students Bursary (YSB) and student loan for living costs 5. Independent Students Bursary (ISB) and

More information

Higher Apprenticeship Construction Operations Management

Higher Apprenticeship Construction Operations Management Higher Apprenticeship Construction Operations Management FUNDING GUIDE There are 4 main sources of funding for this qualification, adding up to a very advantageous financial situation if a combination

More information

2016/17. Frequently asked questions by parents. When to apply. Evidence. Payment. SF_England /SFEFILM. SFEngland

2016/17. Frequently asked questions by parents. When to apply. Evidence. Payment. SF_England /SFEFILM. SFEngland 2016/17 Frequently asked questions When to apply Evidence Payment SF_England /SFEFILM SFEngland November 2015 When should my child apply and how long will it take to process their application? It takes

More information

Higher Education Student F inance and 24+ Advanced Learning Loans

Higher Education Student F inance and 24+ Advanced Learning Loans Higher Education Student F inance and 24+ Advanced Learning Loans Studying an HNC, HND, Access to HE or Foundation Degree at TyneMet College gives you the opportunity to really invest in your future. With

More information

APPLY NOW A GUIDE TO FINANCIAL SUPPORT FOR NEW FULL-TIME STUDENTS IN HIGHER EDUCATION 2013/2014

APPLY NOW A GUIDE TO FINANCIAL SUPPORT FOR NEW FULL-TIME STUDENTS IN HIGHER EDUCATION 2013/2014 APPLY NOW A GUIDE TO FINANCIAL SUPPORT FOR NEW FULL-TIME STUDENTS IN HIGHER EDUCATION 2013/2014 WHO ARE STUDENT FINANCE ENGLAND? 1 FIND OUT WHAT YOU CAN GET 3 FIND OUT IF YOU QUALIFY 9 FIND OUT WHAT YOU

More information

Wakefield College Financial Support Criteria 2015-16 for the allocation of:

Wakefield College Financial Support Criteria 2015-16 for the allocation of: Wakefield College Financial Support Criteria 2015-16 for the allocation of: 16-18 Bursary Guaranteed Bursary 24+ Advanced Learning Loans Bursary Discretionary Learner Support Funds Remission of Fees Access

More information

Frequently asked questions about Student Finance from September 2012

Frequently asked questions about Student Finance from September 2012 Frequently asked questions about Student Finance from September 2012 Who is this document for? Unless otherwise specified, details of the student finance package described in this document relate only

More information

Financial Support Guidelines Academic year 2015-16

Financial Support Guidelines Academic year 2015-16 Financial Support Guidelines Academic year 2015-16 These Guidelines are for:- Section A (for students aged 16 18 on 31 August 2015) 16 18 Vulnerable Student Bursary 16 18 Discretionary Bursary 16 18 Residential

More information

A GUIDE TO FINANCIAL SUPPORT FOR NEW FULL-TIME STUDENTS IN HIGHER EDUCATION IN 2014/15. www.gov.uk/studentfinance

A GUIDE TO FINANCIAL SUPPORT FOR NEW FULL-TIME STUDENTS IN HIGHER EDUCATION IN 2014/15. www.gov.uk/studentfinance A GUIDE TO FINANCIAL SUPPORT FOR NEW FULL-TIME STUDENTS IN HIGHER EDUCATION IN 2014/15 www.gov.uk/studentfinance contents. WhAt is student finance england? Student Finance England is a service provided

More information

Undergraduate and PGCE courses starting in the academic year 2014/15. Student Financial

Undergraduate and PGCE courses starting in the academic year 2014/15. Student Financial Undergraduate and PGCE courses starting in the academic year 2014/15 Student Financial Support contents Undergraduate fees 2014/15... 4 Student loans and grants... 5 Tuition fee loan... 5 Maintenance loan

More information

STUDENT LOAN? WHAT S IN A

STUDENT LOAN? WHAT S IN A WHAT S IN A STUDENT LOAN? A student loan can help to finance your tertiary studies. You can get a loan to help with your fees, course-related costs and weekly living costs. But remember, only borrow what

More information

BURSARY FUND / DISCRETIONARY LEARNER SUPPORT FUND / 24+ LOAN BURSARY GUIDANCE NOTES 2014-2015

BURSARY FUND / DISCRETIONARY LEARNER SUPPORT FUND / 24+ LOAN BURSARY GUIDANCE NOTES 2014-2015 BURSARY FUND / DISCRETIONARY LEARNER SUPPORT FUND / 24+ LOAN BURSARY GUIDANCE NOTES 2014-2015 Bursary Fund pages 2-4 (For Learners aged 16-18 on 31/08/14) Discretionary Learner Support Fund pages 5-7 (For

More information

There is also funding for students in special circumstances, e.g. those students with children or who experience a disability.

There is also funding for students in special circumstances, e.g. those students with children or who experience a disability. 1 CONTENTS: Tuition Fee Loan Maintenance Loan Maintenance Grant Extra Help Childcare Grant Parents Learning Allowance Adult Dependants Grant Disabled Students Allowance The Access to Learning Fund National

More information

16-19 Bursary Scheme

16-19 Bursary Scheme 16-19 Bursary Scheme 0 What is the 16-19 Bursary Fund? Mayflower High School 16-19 Bursary Fund Policy 2012/13 The 16-19 Bursary Fund helps 16-19 year olds continue in education, where they might otherwise

More information

A guide to terms and conditions

A guide to terms and conditions 24+ Advanced Learning Loan A guide to terms and conditions facebook.com/sfengland twitter.com/sf_england youtube.com/studentloanscouk 1 Contents 1. What this guide is about 2. Who does what? a. Department

More information

2015/16. When to apply. Evidence. Payment. Frequently asked questions by parents. SF_England /SFEFILM. SFEngland

2015/16. When to apply. Evidence. Payment. Frequently asked questions by parents. SF_England /SFEFILM. SFEngland 2015/16 When to apply Evidence Payment Frequently asked questions by parents SF_England /SFEFILM SFEngland September 2014 When should my child apply and how long will it take to process their application?

More information

Get a degree-level qualification without breaking the bank.

Get a degree-level qualification without breaking the bank. There are many benefits to entering higher education but you should also be fully aware of the costs. It is important to bear in mind that as a graduate, it is estimated you will earn, on average, 150,000

More information

A guide to financial support for higher education students

A guide to financial support for higher education students A guide to financial support for higher education students in 2013/14 www.studentfinancewales.co.uk facebook.com/sfwales twitter.com/sf_wales SFW/FSHE/NEW/V13 Who should read this guide? This guide is

More information

STUDENTS AND BENEFITS

STUDENTS AND BENEFITS The Advice Centre www.susu.org/life/ STUDENTS AND BENEFITS 2011-2012 University of Southampton Students Union www.susu.org The Advice Centre OPEN Monday-Friday 9.00am - 5.00pm Contacting: The Advice Centre:

More information

16 18 Bursary scheme, 24+ Loans Bursary & ncn Discretionary Learner Support fund. Guidelines for the disbursement of funds in 2014/15 academic year

16 18 Bursary scheme, 24+ Loans Bursary & ncn Discretionary Learner Support fund. Guidelines for the disbursement of funds in 2014/15 academic year 16 18 Bursary scheme, 24+ Loans Bursary & ncn Discretionary Learner Support fund Guidelines for the disbursement of funds in 2014/15 academic year CONTENTS Page 1. Background 3 2. ncn 16 18 Bursary Scheme,

More information

Student finance New full-time students 2014/15

Student finance New full-time students 2014/15 Student finance New full-time students 2014/15 sound advice on STUDENT FINANCE www.studentfinancewales.co.uk SFW/FSHE/V14 What is Student Finance Wales? Student Finance Wales is a service provided by the

More information

Student Finance 2016/2017

Student Finance 2016/2017 Student Finance 2016/2017 Contents Full-time Higher Education Am I eligible? What support is available? Different types of funding How do I apply? What happens next? What about repayments? Part -time Higher

More information

PTL1 Tuition Fee Loan and Course Grant application form for new part-time students 2014/15

PTL1 Tuition Fee Loan and Course Grant application form for new part-time students 2014/15 PTL1 Tuition Fee Loan and Course Grant application form for new part-time students 2014/15 About this form Who should complete this form? Complete this form if you re living in Wales and: you re a part-time

More information

Student finance - grants for part-time study 2015/16. www.gov.uk/studentfinance

Student finance - grants for part-time study 2015/16. www.gov.uk/studentfinance Student finance - grants for part-time study 2015/16 www.gov.uk/studentfinance Who should read this guide? Contents This guide is for continuing part-time undergraduate students and postgraduate Initial

More information

What will my degree really cost?

What will my degree really cost? What will my degree really cost? The UCA Guide to Fees & Finance 2014/2015 Within this guide you can find out how much you can expect to spend while you are studying on living costs and course fees and

More information

A guide to financial support for full-time students in higher education 2014/15

A guide to financial support for full-time students in higher education 2014/15 A guide to financial support for full-time students in higher education 2014/15 CONTENTS WHAT IS STUDENT FINANCE? 1 DO I QUALIFY? 2 WHAT CAN I GET? 4 ADDITIONAL OR SUPPLEMENTARY SUPPORT 13 HOW DO I APPLY?

More information

Asylum Seekers Bursary 2016-17

Asylum Seekers Bursary 2016-17 Asylum Seekers Bursary 2016-17 Queen Mary University of London is offering tuition fee and maintenance support up to four undergraduate students who are asylum seekers or hold Discretionary Leave to Remain,

More information

Rachel Hogg. Student Finance

Rachel Hogg. Student Finance Rachel Hogg Student Finance Key messages Costs Support If your child wants to go to university, finance should not mean that they are unable to do so. Financial Benefits of Higher Education How to apply

More information

Bursary and Travel. newcollegedurham.ac.uk. for full-time further education students. New College Durham

Bursary and Travel. newcollegedurham.ac.uk. for full-time further education students. New College Durham Bursary and Travel for full-time further education students newcollegedurham.ac.uk New College Durham There is a range of support available to students attending college which is detailed in the Further

More information

Student finance - how you're assessed and paid 2015/16. www.gov.uk/studentfinance

Student finance - how you're assessed and paid 2015/16. www.gov.uk/studentfinance Student finance - how you're assessed and paid 2015/16 www.gov.uk/studentfinance GOV.UK What is Student Finance England? Student Finance England (SFE) is a Student Loans Company service, providing financial

More information

Student finance - loans for part-time study 2015/16. www.gov.uk/studentfinance

Student finance - loans for part-time study 2015/16. www.gov.uk/studentfinance Student finance - loans for part-time study 2015/16 www.gov.uk/studentfinance Who should read this guide? Contents This guide is for new and continuing part-time students who started their course on or

More information

Undergraduate Students Funded by SAAS A student loan of up to 4,750 is available regardless of household income.

Undergraduate Students Funded by SAAS A student loan of up to 4,750 is available regardless of household income. student funding guide 2015 2016 student funding guide 2 3 Undergraduate Students Funded by SAAS A student loan of up to 4,750 is available regardless of household income. Monthly Student Loan Payments

More information

Loans for part-time study 2013/14 APPLY NOW

Loans for part-time study 2013/14 APPLY NOW Loans for part-time study 2013/14 APPLY NOW YOUR STUDENT FINANCE JOURNEY STARTS HERE... Who should read this guide? Who are Student Finance England? What Student Finance is available? Do you qualify? How

More information

ON M S MRC 0. = Funding Your Degree. Information for UK fee-paying students 2011 12.

ON M S MRC 0. = Funding Your Degree. Information for UK fee-paying students 2011 12. ON M S % 7 8 9 4 5 6 1 2 3 0. = x - + MRC M- M+ Copyright 2010 The University of Sheffield Funding Your Degree. Information for UK fee-paying students 2011 12. Checklist First Things First. This guide

More information

www.gov.uk/studentfinance STUDENT FINANCE MATTERS

www.gov.uk/studentfinance STUDENT FINANCE MATTERS www.gov.uk/studentfinance STUDENT FINANCE MATTERS i SESSION CONTENTS Student Finance England Section 1 The Student Finance Package Section 2 Student Loan Repayments Section 3 Applications & Information

More information

Extra financial support

Extra financial support Extra financial support For All NHS funded Students with children Information produced by the Advice & Money team, Student Support Centre Cardiff University Updated 18 November 2015 1 Contents Extra Allowances

More information

Extra allowances. All NHS funded students

Extra allowances. All NHS funded students student support centre canolfan cymorth i fyfyrwyr advice counselling disability dyslexia cyngor cynghori anabledd dyslecsia Extra allowances for All NHS funded students with children and/or a spouse or

More information

Application for Financial Support 2016/2017

Application for Financial Support 2016/2017 Application for Financial Support 2016/2017 For students aged 19 and older on 31st August 2016 Application for Financial Support 2016/2017 For students aged 19 years old and older on 31st August 2016 applying

More information

CONTENTS. Student Finance ni / Student Loans Company Course costs Types of support Exceptions How is support determined?

CONTENTS. Student Finance ni / Student Loans Company Course costs Types of support Exceptions How is support determined? STUDENT FINANCE 2014/15 A GUIDE FOR PARENTS CONTENTS Student Finance ni / Student Loans Company Course costs Types of support Exceptions How is support determined? Repayments Application process Additional

More information

Student Finance 2012 entry. Claire Little

Student Finance 2012 entry. Claire Little Student Finance 2012 entry Claire Little Home/EU Student Recruitment Officer Tuition fees for 2012 UK/EU applicants Surrey will be charging 9,000pa for all courses - 1,050 for professional training year

More information

Lowestoft College and Company FE Fee and Refund Policy for the Academic Year 2010-11

Lowestoft College and Company FE Fee and Refund Policy for the Academic Year 2010-11 Lowestoft College and Company FE Fee and Refund Policy for the Academic Year 2010-11 This Policy is available in alternative formats. Please contact Human Resources for further information on extension

More information

STUDENTS WITH CHILDREN

STUDENTS WITH CHILDREN STUDENTS WITH CHILDREN theunionmmu.org facebook.com/theunionmmu twitter.com/theunionmmu CONTENTS 3 INTRODUCTION 3 FUNDING Studying Full Time Special Support Grant (SSG) Lone parents Supplementary Grants

More information

Frequently Asked Questions

Frequently Asked Questions Q: How much will my tuition fees cost? A: From September 2012, universities and colleges of higher education in Wales as well as England can charge up to a maximum of 9,000 a year for their full-time courses.

More information

Frequently asked questions about Student Finance from September 2012

Frequently asked questions about Student Finance from September 2012 Frequently asked questions about Student Finance from September 2012 Who is this document for? Unless otherwise specified, details of the student finance package described in this document relate only

More information

Higher Education Fees and Financial Support

Higher Education Fees and Financial Support Higher Education Fees and Financial Support This guide provides you with information on the College s fees for Higher Education study and financial support available in 2016/17. Release Date 10 February

More information

GUIDE TO UNDERGRADUATE STUDENT FINANCE 2015 PROSPECTIVE UK/EU STUDENTS

GUIDE TO UNDERGRADUATE STUDENT FINANCE 2015 PROSPECTIVE UK/EU STUDENTS GUIDE TO UNDERGRADUATE STUDENT FINANCE 2015 PROSPECTIVE UK/EU STUDENTS 1 Contents Tuition fees 2 University of Exeter bursaries 3 Maintenance loans and grants 4 Additional financial support 6 Paying back

More information

STUDENTS WITH DEPENDANTS

STUDENTS WITH DEPENDANTS Advice Centre STUDENTS WITH DEPENDANTS This leaflet aims to outline the help that is available to students with dependants. STUDENTS WITH DEPENDANTS Studying at University can be daunting and combining

More information

HigHer education Student Finance. How You re assessed and Paid 2014/15. www.gov.uk/studentfinance

HigHer education Student Finance. How You re assessed and Paid 2014/15. www.gov.uk/studentfinance HigHer education Student Finance How You re assessed and Paid 2014/15 what is Student Finance england? contents Student Finance England (SFE) is a Student Loans Company service, providing financial support

More information

Student Finance 2015/16

Student Finance 2015/16 Student Finance 2015/16 Please note, the information in these slides has been put together by the University of Portsmouth, and is correct at the time of the presentation delivery. If you are looking at

More information

POTENTIAL GRANTS AND FUNDING FOR EDUCATIONAL COURSES

POTENTIAL GRANTS AND FUNDING FOR EDUCATIONAL COURSES POTENTIAL GRANTS AND FUNDING FOR EDUCATIONAL COURSES The following organisations offer a variety of funding sources and grants to successful applicants. Please contact the organisations directly via their

More information

Cambridge Student Finance: the facts

Cambridge Student Finance: the facts Cambridge Student Finance: the facts Cambridge Student Finance: the facts This leaflet outlines the facts about student finance and the extensive support on offer to UK and EU students at the University

More information

Limits to tax relief and tax-free benefits

Limits to tax relief and tax-free benefits TAX LIMITS FINAL SALARY AND CAREER REVALUED BENEFITS SECTIONS Limits to tax relief and tax-free benefits Introduction Pension benefits earned by individuals in the UK, which qualify to receive tax relief,

More information

STUDENT FINANCIAL SUPPORT

STUDENT FINANCIAL SUPPORT Undergraduate and PGCE courses starting in the academic year 2015/16 If you require this publication in an alternative format, please contact the Corporate Communications Unit. Email: corporatecommunications@canterbury.ac.uk

More information

Help yourself to get more money

Help yourself to get more money Help yourself to get more money If you are struggling to make ends meet, there may be ways you can get more money or cut your bills. This leaflet gives you some ideas. For more information, see the list

More information

Bursary/Education Maintenance Allowance (EMA) and Travel Student Guide Session 2014/15

Bursary/Education Maintenance Allowance (EMA) and Travel Student Guide Session 2014/15 Bursary/Education Maintenance Allowance (EMA) and Travel Student Guide Session 2014/15 Before you start factors that may affect funding All students may apply for funding but there are National Policies

More information

Student Funding Guide

Student Funding Guide 2016/17 Student Funding Guide Bursary, Education Maintenance Allowance (EMA) and Support Funds Welcome Welcome to our Student Funding Guide for 2016-17. In this Guide you will find all the information

More information

www.practitioners.slc.co.uk

www.practitioners.slc.co.uk Student Finance Package Repayments Application Information SFE Resources Questions & Comments Tuition Fee Loan Maintenance (Living Cost) Support Scholarships & Bursaries Additional Support! Figures used

More information

Students and State Benefits

Students and State Benefits Students and State Benefits Student Funding Team Student Hub (RM050) Tel: 023 82013427 Email: student.funding@solent.ac.uk Last updated: Aug 2015 Review date: Aug 2016 Students and State Benefits Full-time

More information

Childcare Grant 2015/16. Dependants Grants - What is Childcare Grant? How do students apply for Childcare Grant?

Childcare Grant 2015/16. Dependants Grants - What is Childcare Grant? How do students apply for Childcare Grant? 2015/16 What is? How do students apply for? How do students confirm their childcare costs? SF_England Dependants Grants - /SFEFILM SFEngland April 2015 What is? helps towards childcare costs for students

More information

Student finance - how you're assessed and paid 2015/16. www.gov.uk/studentfinance

Student finance - how you're assessed and paid 2015/16. www.gov.uk/studentfinance Student finance - how you're assessed and paid 2015/16 www.gov.uk/studentfinance GOV.UK What is Student Finance England? Student Finance England (SFE) is a Student Loans Company service, providing financial

More information

Deferred Payments Scheme Guidance Notes for residents, relatives and carers

Deferred Payments Scheme Guidance Notes for residents, relatives and carers Royal Borough of Windsor and Maidenhead Deferred Payments Scheme Guidance Notes for residents, relatives and carers What you need to know June 2015 Windsor, Ascot and Maidenhead What is the Deferred Payments

More information

Sheffield Benefits Service

Sheffield Benefits Service Sheffield Benefits Service April 2013 Housing Benefit & Council Tax Support for people of working age Housing Benefit and Council Tax Support Housing Benefit is a national welfare benefit, administered

More information

VET FEE HELP STUDENT FREQUENTLY ASKED QUESTIONS

VET FEE HELP STUDENT FREQUENTLY ASKED QUESTIONS VET FEE HELP STUDENT FREQUENTLY ASKED QUESTIONS VET FEE-HELP ASSISTANCE Why will the Government loan me this money? VET FEE-HELP is an extension of the Higher Education Loan Program (HELP). The program

More information

Student Finance 20 2 1 0 4 1 / 4 1 / 5 1

Student Finance 20 2 1 0 4 1 / 4 1 / 5 1 Student Finance 2014/15 Please note, the information in these slides has been put together by the University of Portsmouth, and is correct at the time of the presentation delivery. If you are looking at

More information

Date: 27 th May 2015. Not required. Completed on (if applicable):

Date: 27 th May 2015. Not required. Completed on (if applicable): TITLE: College Fees and Charges Policy 2015/16 AIM: To outline the College s Policy on fees and charges for 2015/16. RELATED POLICIES & PROCEDURES: Financial Regulations and Policies Staff Development

More information

Student Fee and Refund Policy

Student Fee and Refund Policy This policy provides potential students, current students, employers and employment service providers the terms and conditions on the payment and administration of our fees. Definitions Employment Service

More information

APPLICATION FOR DISCRETIONARY LEARNING GRANT/BURSARY/FREE COLLEGE MEALS 2016/17

APPLICATION FOR DISCRETIONARY LEARNING GRANT/BURSARY/FREE COLLEGE MEALS 2016/17 APPLICATION FOR 16-18 DISCRETIONARY LEARNING GRANT/BURSARY/FREE COLLEGE MEALS 2016/17 Please read the guidelines carefully to ensure that you meet the criteria and are eligible to apply for the fund. Section

More information

ST BERNARD S HIGH SCHOOL

ST BERNARD S HIGH SCHOOL A CATHOLIC ACADEMY FOR ARTS AND SCIENCE ST BERNARD S HIGH SCHOOL Bursary Scheme 2016/2017 St Bernard s High School 16-19 Bursary Scheme The government introduced the 16-19 Bursary scheme in September 2011

More information

Policy/Procedure/Guideline Review

Policy/Procedure/Guideline Review Policy/Procedure/Guideline Review Policy/Procedure/Guideline: Fees Policy 2015/16 Senior Manager Responsible: Assistant Principal Vocational SMT Approval: 09 June 2015 Governor Approval: 22 June 2015 Review

More information

Student loans A guide to terms and conditions 2014/15

Student loans A guide to terms and conditions 2014/15 Student loans A guide to terms and conditions 2014/15 sound advice on STUDENT FINANCE For more information and to apply visit www.studentfinancewales.co.uk SFW/SLTC/V14/D CONTENTS SECTION 1 What this guide

More information

To apply for a Tuition Fee Loan you need to have a course intensity of at least 25% in the academic year.

To apply for a Tuition Fee Loan you need to have a course intensity of at least 25% in the academic year. PTL1 Application Tuition Fee Loan and Course Grant application form for new part-time students 2016/17 About this form Who should complete this form? Complete this form if you re living in Wales and: you

More information

Disabled Students Allowance Guidance

Disabled Students Allowance Guidance Disabled Students Allowance Guidance Introduction The aim is to ensure that students receive the learning support they need, to remove disability related barriers to learning to demonstrate their full

More information

FE STUDENT FINANCE SUPPORT POLICY For the Academic Year

FE STUDENT FINANCE SUPPORT POLICY For the Academic Year FE STUDENT FINANCE SUPPORT POLICY For the Academic Year 2015-16 The purpose of this policy is to explain what funding might be available to help you with the essential costs associated with coming to College.

More information

sound advice on STUDENT FINANCE Student finance new full-time students 2016/17 www.studentfinancewales.co.uk SFW/FSHE/V16

sound advice on STUDENT FINANCE Student finance new full-time students 2016/17 www.studentfinancewales.co.uk SFW/FSHE/V16 sound advice on STUDENT FINANCE Student finance new full-time students 2016/17 www.studentfinancewales.co.uk SFW/FSHE/V16 What is Student Finance Wales? Student Finance Wales is a service provided by the

More information

Financing your studies

Financing your studies Financing your studies Deciding whether or not study will be financially viable is often one of the biggest decisions prospective students need to make. The information below is separated into sections

More information

Student finance - new full-time students 2015/16. www.gov.uk/studentfinance

Student finance - new full-time students 2015/16. www.gov.uk/studentfinance Student finance - new full-time students 2015/16 www.gov.uk/studentfinance What is Student Finance England? Contents Student Finance England is a service provided by the Student Loans Company. We provide

More information

Universities can charge anything up to 9000 tuition fees per year on every course

Universities can charge anything up to 9000 tuition fees per year on every course Student Finance. Finance Facts Universities can charge anything up to 9000 tuition fees per year on every course Universities can decide what they charge and some vary according to the subject you study

More information

A Student Guide. Further Education Bursaries and Education Maintenance Allowances Session 2015/16

A Student Guide. Further Education Bursaries and Education Maintenance Allowances Session 2015/16 A Student Guide to Further Education Bursaries and Education Maintenance Allowances Session 2015/16 ALL FULL TIME STUDENTS ATTENDING NON ADVANCED COURSES MUST COMPLETE THE BURSARY/EDUCATION MAINTENANCE

More information

How to make a claim for benefits

How to make a claim for benefits GUIDE TO BENEFITS How to make a claim for benefits This is a basic guide to benefit entitlements; please ensure that you discuss with your Resettlement Officer before you make a claim for benefits. You

More information

Student Loans - A guide to terms and conditions 2015/16. www.gov.uk/studentfinance

Student Loans - A guide to terms and conditions 2015/16. www.gov.uk/studentfinance Student Loans - A guide to terms and conditions 2015/16 www.gov.uk/studentfinance Contents 1 What s this guide about? 2 2 Your loan contract 2 3 Who does what? 3 4 Your responsibilities 4 5 Which Repayment

More information