What will my degree really cost?

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1 What will my degree really cost? The UCA Guide to Fees & Finance 2014/2015

2 Within this guide you can find out how much you can expect to spend while you are studying on living costs and course fees and the financial support available from the University and the Government to assist you with these. Information about course fees and financial support has been split into Pre-degree and Undergraduate, to reflect the different levels of study we offer. Please note all information included is correct at the time of writing but is subject to change.

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4 Living costs Altogether, you can expect to pay anywhere between 5,000 and 8,000 each year, dependent on your location, personal circumstances and how much you plan on going out. Accommodation Bills Insurance Transport Food Course materials Trips Socialising

5 Accommodation The cost of renting University-provided single room accommodation is likely to be between 370 and 535 per month, depending on the campus and the type of accommodation you choose. But you ll only pay for 10 months per year. In privately-rented accommodation, rents are around per month and contracts may be for a 12-month period. Bills If you live in privately-rented accommodation, you may need to pay your bills gas, water and electricity in addition to your rent. Allow around per month to cover these costs. In some accommodation, bills are included in the rental costs. Course materials This depends on the course you choose and will include books, art materials and so on. Insurance Contents insurance is crucial and you can expect to pay around 5 per month, depending on where you live and what you want to cover. Food Expect to spend approx 50 per week, depending on who you re living with and how you plan to share the cost of food. Transport Transport costs will vary depending on how far you have to travel and whether you re using public transport. If you have a car, you ll need to factor in things like insurance, road tax, servicing and MOTs, as well as the price of petrol. Trips Don t forget to budget for occasional trips that are important to your studies. Socialising and extras We don t expect you to stay in studying every evening. Experiencing the social life of university is a vital part of your student journey. Decide how much you should spend each week on going out think about things like clothes and your mobile phone bill too. This varies for every student but always try to budget carefully, and remember that your living costs may be much higher if you don t go home for the holidays.

6 Pre-degree Course fees

7 Are these fees applicable to me? The following tuition fee information is applicable to UK and EU students only. International students should visit our International fees and finance web pages for further information at If you are a pre-degree UK/EU student and under 19 years of age on 31 August prior to the start of your course you will not be charged tuition fees. No tuition fees will be charged to pre-degree UK/EU students if they are aged between 19 and 24 on 31 August prior to the start of the course and are studying for their first full level 3 qualification. How much are the 2014 tuition fees exactly? 2014 entry tuition fees UK/EU pre-degree tuition fees for year 1 Course Full-time Part-time Diploma in Art & Design (1 year) 1,875 - Extended Diploma in Art & Design (2 years) 1,895 - Diploma in Art & Design Foundation Studies (1 year) 1,705 - Access to Higher Education Diploma in Art & Design 3,600 aged (part-time, 1 year) 1,800 aged 19 and over

8 How do I pay these fees? To pay your tuition fees you must first complete the enrolment process. You can access enrolment information by going to our online enrolment pages at Once enrolled, payments can be made using the online payment system. Any other charges I should factor in? Other charges including an annual materials and services charge and examination registration fees are also payable by all UK and EU students. Where can I find out more? For more details about funding available from UCA please contact our enquiries service by phone +44 (0) , or visit our online information pages at

9 Pre-degree Financial support Although students on pre-degree courses aren t eligible for student loans, there are a number of sources of funding to help you with the costs of studying.

10 Funding available from UCA Bursary Fund There are discretionary bursaries available from UCA to help with the cost of the course including books, materials, field trips and travel where a student has a specific financial need which could prevent them from engaging in learning. These are open to students aged between 16-18, studying a pre degree course. Some students may be entitled to a 1200 bursary depending on their circumstances, students in the care of their local authority or who are care leavers are one such group. Adult Learner Support Fund A discretionary fund available to those over 19 and studying a pre degree course. They are designed to help with the cost of the course, where learners have a specific financial need which could prevent them from For further information on all of these funding opportunities visit the UCA pages at

11 Financial support available from other sources 24+ Advanced Learning Loans If you re aged 24 or older, you can apply for a loan to help cover tuition fees for courses starting on or after 1 August For some priority groups there is a small bursary fund to help with some of the associated costs of the course such as childcare and travel. Residential Support Scheme If you need to study away from home because the course you want isn t available locally, you may be able to get financial help with the cost of your term-time accommodation. For more details visit Care to learn If you are a parent aged under 20, Care to Learn can help towards the cost of your childcare while you re learning. For more details visit

12 Help with travel costs Your local authority may be able to offer subsidized travel to and from your UCA. For students living in Kent and studying on a pre-degree course at one of our Kent campuses, you can apply through UCA for a Kent 16+ Travel Bus Pass. (conditions do apply). For further information visit your local authority website or UCA s student support pages at Advice & guidance We have student advisers based at each campus who are available to help and advise you about money matters. They can direct you to a variety of specialist resources to help you deal with practical issues and personal problems. our advisers at: Canterbury: Epsom: Farnham: Rochester:

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14 Undergraduate Course fees

15 Are these fees applicable to me? The following tuition fee information is applicable to undergraduate UK and EU students only. International students should visit our International fees and finance web pages for further information at How much are the 2014 tuition fees exactly? UK/EU undergraduate tuition fees for the first year of entry Course Full-time Foundation degree 9,000 BA (Hons) degree Year 0 3,710 BA (Hons) degree 9,000 Further detailed fee information and past fees can be found on the Student Administration tuition fees pages at What about fees for part-time students? Part-time fees are calculated per credit so the amount you pay per year will depend on the intensity of your study. Information about the fee per credit for 2014/15 entry can be found on the full tuition fee schedule

16 How do I pay these fees? To pay your tuition fees you must first complete the enrolment process. You can access enrolment information by going to our online enrolment pages at Any other charges I should factor in? Other charges including an annual materials and services charge and examination registration fees are also payable by all UK and EU students. Where can I get more information? For more details about funding available from UCA please contact our enquiries service by phone +44 (0) , or visit our online information pages at

17 Undergraduate Financial support Funding generally comes from two different sources: from the Government in the form of loans and grants or directly from UCA as bursaries and scholarships. Loan and Grant figures on the pages in this section apply to English students studying an undergraduate (Foundation or BA) degree. Please note: The funding information on our website applies to English students only. Students from Wales, Scotland and Northern Ireland will need to contact their relevant student finance company. Information for International students can be found on the financial support for International students pages at

18 Financial support available from the Government Tuition Fee Loan This will cover the full amount of your fees, the amount you receive doesn t depend on your household income. The loan will have to be repaid after you have graduated and are earning over 21,000 a year. You can apply for a loan online at from early Maintenance Loan for Living Costs You can also apply for a loan to help with living costs depending on your household income and where you are living and studying. Up to 65% of the maximum living cost loan will be available to everyone, regardless of their parental income. This loan will have to be repaid but not until you have graduated and are earning over 21,000 a year. Maintenance Grant for Living Costs This is a grant to help with living costs. It does not have to be repaid and how much you can get depends on your household income. The amount of maintenance grant for living costs you receive will affect the amount of maintenance loan for living costs you can borrow. For further information on all of these funding opportunities visit the government s website at

19 Additional Funding from the Government Depending on your circumstances there may be additional help available from the government. Disabled Students Allowance (DSA) Support for your study is available if you have a long term condition. You may qualify for support from a learning mentor or learning support assistant. Grants are available to help with some the extra costs you may face because of a disability, for example help with printing or photocopying costs. Conditions covered include long-term illnesses, mental health conditions or specific learning difficulties such as dyslexia. If you qualify for DSA, this support is additional to the standard student finance you get. You can apply to Student Finance England for a DSA Childcare Grant This grant could help with the cost of your childcare costs during term time and holidays. If you re eligible, the amount you may get will depend on your household income, the cost of your childcare and the number of children you have. You can apply for the Childcare grant when you apply for student finance. Parents Learning Allowance This funding could help towards your course costs, such as books, materials and travel. You apply for the Parents Learning Allowance when you apply for student finance.

20 Adult Dependants Grant This grant could provide extra help if you are a full-time higher education student with an adult who depends on you financially. The amount you can get depends on your income and the income of your dependants. To apply for this you need to complete the relevant sections on your main student finance application when you apply for student loans and grants. Advice and guidance You can get an idea of how much financial support you re likely to receive by using the student finance calculator which can be found at Simply fill in your course details and where you ll be studying and living, and you ll receive an estimate of the loans and grants for which you may be eligible. There is also a large amount of information on Martin Lewis s Money Saving Expert website at Additionally we have student advisers based at each campus who are available to help and advise you about money matters, and who can direct you to a variety of specialist resources to help you deal with practical issues and personal problems. Canterbury: Epsom: Farnham: Rochester:

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22 Applying for and repaying student loans How do I apply for loans and grants? Full-time English students should apply via Student Finance England from early You should apply as early as possible and you don t need to have a confirmed place on a course. If your course changes, you can change this using your online student finance account. The final deadline for applying is still to be confirmed but will be spring 2014 for new students, to ensure the finances you need are in place when you start your course. Applying online is the easiest way to apply for student finance. You will be able to apply this online by visiting Students from Wales, Scotland and Northern Ireland will need to contact their relevant student finance company. Scotland: Wales: Northern Ireland: Applying for student finance online should be a straight-forward process, but it s always good to know that there s a friendly source of expert advice close by. For advice and more details please contact our enquiries service by phone +44 (0) , or visit our student finance pages at

23 How do I repay my loans? The tuition fee loan and maintenance loan for living costs are put together into a single loan and each year you will pay back 9% of your income over 21,000 until the loan is paid off. The size of your repayment is based on your salary, not on the size of your loan so your monthly repayments will be the same, however large your loan. If you stop earning over 21,000, you stop repaying and any money not paid back after 30 years will be written off. For more information on repaying your loan please see the Student Loans Repayment website at How does the Interest work on Student Loans? Interest is charged from the day you receive your first loan payment until the loan is repaid or written off, whichever is first. Any loan remaining after 30 years will be written off. Remember no student will have to make payments until April 2016, regardless of when they finish or leave their course and only if you earn more than 21k. You can calculate the amount you may have to repay on the Student Loan Calculator by visiting

24 Financial support available from UCA To help you with the cost of living during your studies, UCA has a range of scholarships and bursaries designed to support our students. Unlike Government loans, these are not something you will have to repay at a later date.* National Scholarship Programme For students starting in 2014 there will be a number of scholarships available, which will be allocated on the basis of financial hardship for those students with a household income of 25,000 or less. The scholarships do not have to be paid back and are each 2,000 in total comprising: 2,000 cash bursary (non-repayable, paid in instalments). Or 2,000 towards accommodation for students living in UCA halls of residence. You must fulfil the eligibility and selection criteria laid out below in order to receive one of these scholarships. The institutional services aspects of these bursaries are particularly useful as they cover a range different UCA services including: University accommodation Support with field trips costs Laptop purchase scheme *The NSP scholarships, UCA bursaries and the Internal Progression Bursary are only available to students starting their first BA (Hons) degree course or two year foundation degree in September There may also be Creative Scholarships for both new and continuing undergraduate degree students.

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26 Am I eligible for an NSP? National Scholarship Programmes are available to students who are: English domiciled, new full-time undergraduate students starting their studies From households with a declared annual household income of 25,000 or less Receiving the full allocation of Government support for university study for which you are eligible, i.e. the tuition fee loan and maintenance loan or grant for living costs, via Student Finance England. According to NSP selection criteria, priority will be given to: People who have been in care and who fulfil the eligibility criteria above. You will be required to confirm your care leaver status during the NSP application process. People with the lowest annual household incomes under 25,000. We receive notification of your household income from the Student Loans Company, who take their data from the information you submit to Student Finance England when you apply for your tuition fee loan and maintenance loan or grant for living costs. How do I apply for an NSP? You should apply directly to UCA for the National Scholarship Programme awards if you are holding a firm offer at UCA (conditional or unconditional). The deadline for applications is October of each year. When assessing your application we will use the data on household income you supplied to the Student Loans Company. You must consent to share your financial data when you apply for your student loan or we will not be able to consider you for any awards.

27 Other important information There are a number of National Scholarship Programmes awarded at UCA. If you receive an NSP award you may also receive a UCA Bursary on top of this. If you are progressing internally from an FE to a BA course you may also receive an Internal Progression Bursary Loyalty Top-up.

28 UCA Bursaries For students starting a degree course or continuing onto the second year of a degree course we have cash bursaries of up to 900 available to those with an annual household income of up to 40,000. These can be used for anything you wish and do not have to be paid back. Household income (as assessed by SFE) Value of Bursary 25,000 or less ,000 30, ,001 35, ,001 40, Over 40,000 0 You will receive a UCA Bursary for each year of your undergraduate studies at UCA, provided you fulfil the eligibility criteria. Am I eligible for a UCA Bursary? UCA Bursaries are available to students who are: English, Welsh and Northern Irish domiciled, full-time undergraduate students From households with a declared annual household income of 40,000 or less for students starting a course or continuing on year two Receiving government support for university study, i.e. the tuition fee loan and maintenance loan or grant for living costs, via Student Finance England.

29 Other important information This process will be the same for each year of your undergraduate studies. Receipt of a UCA Bursary will be dependant on your declared annual household income being 40,000 or less in your application to Student Finance England support for that academic year.

30 Creative Scholarships Each year UCA offers a number of Creative Scholarships, which are designed to support students in a variety of disciplines and are allocated on merit. A UCA Committee sits to review applications and makes the awards. To see what Creative Scholarships are currently on offer and to find out how to apply please visit Where can I find out more? For more details about our bursaries and scholarships please contact the Scholarships and Bursaries Officer by phone +44 (0) , or visit our student finance pages online at Useful Links This guide has been designed to give you a brief introduction to the fees, hidden costs and financial support that is offered at the University for the Creative Arts. To find out more, have a look at the following sites: UCA check out the interactive budget planner Other

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32 Campus contact details UCA Canterbury New Dover Road Canterbury Kent CT1 3AN +44 (0) UCA Epsom Ashley Road Epsom Surrey KT18 5BE +44 (0) UCA Farnham Falkner Road Farnham Surrey GU9 7DS +44 (0) UCA Rochester Fort Pitt Rochester Kent ME1 1DZ +44 (0) Follow UCreativeArts UniCreativeArts

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