Saving for your. child s future

Size: px
Start display at page:

Download "Saving for your. child s future"

Transcription

1 Saving for your child s future

2 Little by little, it all adds up. You may have money to save for something in your children s future. Or maybe you want to put aside Child Benefit each month so that it adds up to something big later in their lives. At AIB, we have savings accounts for every type of saver. This booklet gives you ideas about the type of savings accounts you can open at one of our branches. You can also save online. See our brochure Great ways to save with AIB for more. Keeping an eye on the savings. If you would like to save for your child s future, it s best to open an account in your name. You can always put the purpose of your savings, for example your child s name, as the title on the account. The account will still be in your name only and you will have full control. On the other hand you may want to have your child more involved in which case we can open an account in both your names. This way your child can use the account and you can see how they are saving or spending their money. They may receive money from relatives which they can put in the account which encourages a little responsibility around savings. Remember, if aunties, uncles, grandparents or other friends and family would like to save in a joint account with your child, they can do so once you, as the parent/guardian, provide your consent. If your child would like to start saving in their very own account, AIB have designed the Junior Saver Account and the Student Saver Account exclusively for young people between the ages of 7 and 17 inclusive. There s more about this option later in this booklet.

3 Make the right savings choice. We ve got lots of ways you can start putting money away for your child s future. Here are some ideas. You ll find out more about them, including our interest rates when you ask at your branch. Jan Apr Feb Mar May Jun Jul Aug Sept Oct Nov Dec Demand Deposit Everyone needs to dip in to their savings from time to time. With an AIB Demand Deposit Account, you can earn interest on your savings, but you can still access your money whenever you need to. AIB Saver This account is designed especially for regular savers, allowing you to save what you want, when you want and how you want. AIB Saver Accounts are available to existing AIB personal customers with an AIB payment account to facilitate their regular monthly savings. Notice Deposit High interest rates usually mean that your money is tied up for long periods of time, but with our Notice Deposit Accounts, you can earn an attractive rate of interest just by giving us a little notice when you want to access your money. Fixed Term Deposit If you can manage to put a large lump sum away for a certain term, then you can benefit from the security of a fixed rate of interest. With fixed term deposit accounts, you can lodge money for a fixed term and withdraw it at the end.

4 Saving on their own with an AIB Junior Saver Account. Encouraging them to save regularly is one of the best starts in life you can give your child. It s one of the first big steps towards helping them make important decisions and plan their own future. Little by little, they can watch their money grow (almost as fast as they do ). At AIB, we designed a Junior Saver Account with a great interest rate especially for younger savers. If your son or daughter is between 7 and 11 years inclusive, they can open a Junior Saver Account with parental consent. When visiting your branch with your child to open an account, we ask that you bring along a copy of your child s birth certificate or the applicable court order (or other relevant documentary evidence) as proof of parenthood/guardianship. We also need suitable documentation to verify both your identity and residential address. We will open the account in the name of the child who will be the beneficial owner of the funds. Please ask at your branch for more information. Your child can save pocket money in their very own account with help from the Savings Gang, Lolly, Bob, Mr. Dough, Richie, Bucks and Quids. FREE Savings Gang money box for all savings accounts opened for under 12s.

5 Student Saver Account - we ve got it covered! By starting to save now, and by putting a small amount aside regularly, students can save for special occasions like Christmas, summer holidays, or a laptop. If your son or daughter is aged between 12 and 17 years inclusive and would like to open a Student Saver Account, ask how it s done at your branch. If your child is under 16, they will need their parent s consent to open a Student Saver Account. You will need to provide a copy of your child s birth certificate or the applicable court order (or other relevant documentary evidence) as proof of parenthood/guardianship. We also need suitable documentation to verify both your identity and residential address. Would you like to know more about ways to save with us? For more information visit Call us on (lines are open Monday to Friday 8am 9pm and Saturday 9am 6pm) Or simply drop in to any AIB branch We will be happy to answer your questions and give you our interest rates for deposits. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

6 In Branch. On the phone. Online AIBM/Y0 03/15

2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS

2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS 2ND LEVEL STUDENTS AIB STUDENT ACCOUNT FOR 2ND LEVEL STUDENTS 1 2 WHAT S IN HERE What s it about Page 02 Student Account Page 04 How to open your AIB Student Account Page 06 Spark Something Page 08 Ways

More information

COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS*

COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS* COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) 2 Fixed Rates Variable Rates FIXED RATES OF THE PAST 25 YEARS AVERAGE RESIDENTIAL MORTGAGE LENDING RATE - 5 YEAR* (Per cent) Year Jan Feb Mar Apr May Jun

More information

COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS*

COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS* COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) 2 Fixed Rates Variable Rates FIXED RATES OF THE PAST 25 YEARS AVERAGE RESIDENTIAL MORTGAGE LENDING RATE - 5 YEAR* (Per cent) Year Jan Feb Mar Apr May Jun

More information

AT&T Global Network Client for Windows Product Support Matrix January 29, 2015

AT&T Global Network Client for Windows Product Support Matrix January 29, 2015 AT&T Global Network Client for Windows Product Support Matrix January 29, 2015 Product Support Matrix Following is the Product Support Matrix for the AT&T Global Network Client. See the AT&T Global Network

More information

Analysis One Code Desc. Transaction Amount. Fiscal Period

Analysis One Code Desc. Transaction Amount. Fiscal Period Analysis One Code Desc Transaction Amount Fiscal Period 57.63 Oct-12 12.13 Oct-12-38.90 Oct-12-773.00 Oct-12-800.00 Oct-12-187.00 Oct-12-82.00 Oct-12-82.00 Oct-12-110.00 Oct-12-1115.25 Oct-12-71.00 Oct-12-41.00

More information

College Finance. Ireland s No.1 Student Bank. Helping you manage the cost of education.

College Finance. Ireland s No.1 Student Bank. Helping you manage the cost of education. College Finance Ireland s No.1 Student Bank. Helping you manage the cost of education. Helping you invest in a bright future. Contents Support for Students 02 Student Contribution Charge Loan 04 Student

More information

Case 2:08-cv-02463-ABC-E Document 1-4 Filed 04/15/2008 Page 1 of 138. Exhibit 8

Case 2:08-cv-02463-ABC-E Document 1-4 Filed 04/15/2008 Page 1 of 138. Exhibit 8 Case 2:08-cv-02463-ABC-E Document 1-4 Filed 04/15/2008 Page 1 of 138 Exhibit 8 Case 2:08-cv-02463-ABC-E Document 1-4 Filed 04/15/2008 Page 2 of 138 Domain Name: CELLULARVERISON.COM Updated Date: 12-dec-2007

More information

Academic Calendars. Term I (20081) Term II (20082) Term III (20083) Weekend College. International Student Admission Deadlines

Academic Calendars. Term I (20081) Term II (20082) Term III (20083) Weekend College. International Student Admission Deadlines Academic Calendars Term I (20081) Term II (20082) Academic Calendars Term III (20083) Weekend College International Student Admission Deadlines Final Examination Schedule Broward Community College Catalog

More information

A Guide to our Savings Accounts

A Guide to our Savings Accounts AIB Direct Deposits 1890 724 724 A Guide to our Savings Accounts Contents 1. Types of Accounts Page 4 2. Choosing an Account Page 6 3. Four Easy Steps to Opening an Account Page 7 4. Account Opening Documentation

More information

Enhanced Vessel Traffic Management System Booking Slots Available and Vessels Booked per Day From 12-JAN-2016 To 30-JUN-2017

Enhanced Vessel Traffic Management System Booking Slots Available and Vessels Booked per Day From 12-JAN-2016 To 30-JUN-2017 From -JAN- To -JUN- -JAN- VIRP Page Period Period Period -JAN- 8 -JAN- 8 9 -JAN- 8 8 -JAN- -JAN- -JAN- 8-JAN- 9-JAN- -JAN- -JAN- -JAN- -JAN- -JAN- -JAN- -JAN- -JAN- 8-JAN- 9-JAN- -JAN- -JAN- -FEB- : days

More information

South Dakota Board of Regents. Web Time Entry. Student. Training Manual & User s Guide

South Dakota Board of Regents. Web Time Entry. Student. Training Manual & User s Guide South Dakota Board of Regents Web Time Entry Student Training Manual & User s Guide Web Time Entry Self Service Web Time Entry is a web-based time entry system designed to improve accuracy and eliminate

More information

NASDAQ DUBAI TRADING AND SETTLEMENT CALENDAR 2015. 1. On US Federal Reserve Holidays, no settlements will take place for USD.

NASDAQ DUBAI TRADING AND SETTLEMENT CALENDAR 2015. 1. On US Federal Reserve Holidays, no settlements will take place for USD. NASDAQ Dubai Circular No. : 65/14 Date of Issue : December 22 nd 2014 Date of Expiry : Upon issue of replacement Circular NASDAQ DUBAI TRADING AND SETTLEMENT CALENDAR 2015 Issued pursuant to the NASDAQ

More information

2015-16 BCOE Payroll Calendar. Monday Tuesday Wednesday Thursday Friday Jun 29 30 Jul 1 2 3. Full Force Calc

2015-16 BCOE Payroll Calendar. Monday Tuesday Wednesday Thursday Friday Jun 29 30 Jul 1 2 3. Full Force Calc July 2015 CM Period 1501075 July 2015 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 August 2015 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

More information

2015 Settlement Calendar for ASX Cash Market Products ¹ Published by ASX Settlement Pty Limited A.B.N 49 008 504 532

2015 Settlement Calendar for ASX Cash Market Products ¹ Published by ASX Settlement Pty Limited A.B.N 49 008 504 532 2015 Calendar for ASX Cash Market Products ¹ Published by ASX Pty Limited A.B.N 49 008 504 532 Calendar for ASX Cash Market Products¹ ASX Pty Limited (ASX ) operates a trade date plus three Business (T+3)

More information

COURSE INFORMATION TRAINING COSTS. OHS Timetable 2-Day Class Format

COURSE INFORMATION TRAINING COSTS. OHS Timetable 2-Day Class Format INFORMATION Our basic OHS-Standard First Aid/CPR-A course runs a minimum of 16 hours in length, with one hour for lunch and two fifteen-minute breaks throughout the day. All St. John Ambulance courses

More information

Important Dates Calendar 2014-2015 FALL

Important Dates Calendar 2014-2015 FALL Important Dates Calendar 204-205 FALL Rev. 6-8-4 st 8 H st 0 2nd 0 st 5 2nd 5 3rd 5 LSC Advanced Registration Begins May 27 May 27 May 27 May 27 May 27 May 27 May 27 May 27 May 27 Returning Students Advanced

More information

Your simple ISA guide

Your simple ISA guide Your simple ISA guide How to make the most of your tax efficient savings and investments New ISA allowance 15,000 Contents An introduction to cash ISAs 4 Cash ISA 6 Fixed Rate ISA 7 Stocks & Shares ISA

More information

Interest Rates. Countrywide Building Society. Savings Growth Data Sheet. Gross (% per annum)

Interest Rates. Countrywide Building Society. Savings Growth Data Sheet. Gross (% per annum) Interest Rates (% per annum) Countrywide Building Society This is the rate of simple interest earned in a year (before deducting tax). Dividing by 12 gives the monthly rate of interest. Annual Equivalent

More information

APPROVED - CAMBRIAN COLLEGE ACADEMIC SCHEDULE September 2015 - August 2016

APPROVED - CAMBRIAN COLLEGE ACADEMIC SCHEDULE September 2015 - August 2016 DATES Category FALL 2015 SEMESTER Week Monday, June 15 Term Deposit for Fall semester is due (non-refundable) Wednesday, July 1 Holiday Canada Day -- No classes. COLLEGE CLOSED Monday, Aug 3 Holiday Civic

More information

Overview: Managing your money matters

Overview: Managing your money matters STUDENT WORKSHEETS SECTION 2 Overview: Managing your money matters 0043922 This section will give you a better understanding of how you can manage your money and payments through using an account. It details

More information

Westpac Savings & Investments. Savings and Term Investment Accounts

Westpac Savings & Investments. Savings and Term Investment Accounts Westpac Savings & Investments Savings and Term Investment Accounts Everyone is a little bit different in the way they save. The good news is we ve got lots of different savings accounts available, so you

More information

Ashley Institute of Training Schedule of VET Tuition Fees 2015

Ashley Institute of Training Schedule of VET Tuition Fees 2015 Ashley Institute of Training Schedule of VET Fees Year of Study Group ID:DECE15G1 Total Course Fees $ 12,000 29-Aug- 17-Oct- 50 14-Sep- 0.167 blended various $2,000 CHC02 Best practice 24-Oct- 12-Dec-

More information

ISA Guide How to make the most of your tax efficient savings and investments

ISA Guide How to make the most of your tax efficient savings and investments ISA Guide How to make the most of your tax efficient savings and investments How to save with an ISA Whether you re saving for a holiday, a deposit for your dream home or a comfortable retirement, an Individual

More information

Computing & Telecommunications Services Monthly Report March 2015

Computing & Telecommunications Services Monthly Report March 2015 March 215 Monthly Report Computing & Telecommunications Services Monthly Report March 215 CaTS Help Desk (937) 775-4827 1-888-775-4827 25 Library Annex helpdesk@wright.edu www.wright.edu/cats/ Last Modified

More information

ACCESS Nursing Programs Session 1 Center Valley Campus Only 8 Weeks Academic Calendar 8 Weeks

ACCESS Nursing Programs Session 1 Center Valley Campus Only 8 Weeks Academic Calendar 8 Weeks Session 1 Academic Calendar August 24, 2015 to October 17, 2015 Tuesday / Thursday, 5:30 pm to 8:30 pm M/W T/TH T/W TH S Saturday lab as scheduled Classes Begin 24-Aug 25-Aug 25-Aug 27-Aug 29-Aug NU205

More information

Teller & Cash Activity Analysis Tools

Teller & Cash Activity Analysis Tools Teller & Cash Activity Analysis Tools CU*BASE Relationship Management Tools INTRODUCTION Take a look at the numbers...what do you see? Let s talk about the teller line. What do we need to know in order

More information

ACCESS Nursing Programs Session 1 Center Valley Campus Only 8 Weeks Academic Calendar 8 Weeks

ACCESS Nursing Programs Session 1 Center Valley Campus Only 8 Weeks Academic Calendar 8 Weeks Session 1 Academic Calendar August 24, 2015 to October 17, 2015 Tuesday / Thursday, 5:30 pm to 8:30 pm M/W T/TH T/W TH S Saturday lab as scheduled Classes Begin 24-Aug 25-Aug 25-Aug 27-Aug 29-Aug NU205

More information

Student MOneY SAVeR EFFECTIVE FROM 01 JanuaRy 2013

Student MOneY SAVeR EFFECTIVE FROM 01 JanuaRy 2013 Student MONEY SAVER EFFECTIVE FROM 01 January 2013 About our Student Money Saver What is a Student Money Saver account? A Student Money Saver account is a savings account made just for you, our Members

More information

Academic Calendar 2015-2018 Arkansas State University - Jonesboro

Academic Calendar 2015-2018 Arkansas State University - Jonesboro Shared Governance Proposal Any constituent (individual or group) may submit a proposal into the shared governance process. In order to be considered, each proposal must contain the following and be directed

More information

Proposal to Reduce Opening Hours at the Revenues & Benefits Coventry Call Centre

Proposal to Reduce Opening Hours at the Revenues & Benefits Coventry Call Centre Proposal to Reduce Opening Hours at the Revenues & Benefits Coventry Call Centre Proposal To change the opening hours of the Revenues & Benefits Call Centre to 9am until 5pm Monday to Friday with effect

More information

Human Resources Management System Pay Entry Calendar

Human Resources Management System Pay Entry Calendar Human Resources Management System Pay Entry Calendar http://www1.umn.edu/ohr/payroll/calendars/index.html Important Information The system is unavailable for entry, due to maintenance, during the following

More information

Our personal current accounts. Switch to First Trust Bank. Ask at any branch 0845 6005 925

Our personal current accounts. Switch to First Trust Bank. Ask at any branch 0845 6005 925 Our personal current accounts Switch to First Trust Bank Ask at any branch 0845 6005 925 Welcome to First Trust Bank We offer you all the benefits you would expect from your bank; a great range of quality

More information

MIDLAND COLLEGE CALENDAR 2014-2015

MIDLAND COLLEGE CALENDAR 2014-2015 MIDLAND COLLEGE CALENDAR 2014-2015 2014 FALL SEMESTER 16-WEEK SESSION April 28 Early Advising & Schedule Development May 12-July 30 Priority Registration starts at 8:00 am (www.midland.edu) - Payment due

More information

AIB Graduate Account. Supporting you on the road to success. Drop in to any branch 1890 788 336 www.aib.ie

AIB Graduate Account. Supporting you on the road to success. Drop in to any branch 1890 788 336 www.aib.ie AIB Graduate Account Supporting you on the road to success. Drop in to any branch 1890 788 336 www.aib.ie Contents 01 Introduction 02 How it works 04 AIB Phone, Internet & Tablet Banking 06 AIB Mobile

More information

HALIFAX CASH ISA. Conditions and information

HALIFAX CASH ISA. Conditions and information HALIFAX CASH ISA. Conditions and information Welcome to Halifax 3 Section 1 How these conditions work 5 Section 2 Special Conditions 7 ISA Saver Variable 12 ISA Saver Online 13 ISA Saver Fixed 14 Junior

More information

AIB Regular Invest. This product is provided by Irish Life Assurance plc. Savings. Straightforward regular investing

AIB Regular Invest. This product is provided by Irish Life Assurance plc. Savings. Straightforward regular investing Savings AIB Regular Invest Straightforward regular investing This product is provided by Irish Life Assurance plc. Drop into any branch 1890 724 724 aib.ie AIB has chosen Irish Life, Ireland s leading

More information

AIB Lump Sum Consultation. Helping you to get the most from your lump sum. Drop into any branch 1890 724 724 aib.ie

AIB Lump Sum Consultation. Helping you to get the most from your lump sum. Drop into any branch 1890 724 724 aib.ie AIB Lump Sum Consultation Helping you to get the most from your lump sum. Drop into any branch 1890 724 724 aib.ie AIB Lump Sum Consultation AIB230R00811BRA5_CITY.indd 1 1 17/05/2013 16:51 Everyone gets

More information

Items/Tasks required to be completed for Financial Services Division (FSD)

Items/Tasks required to be completed for Financial Services Division (FSD) JAN 0 Events/Deadline New Years Day Holiday Public Holiday Finance One unavailable due to end of year roll over. Finance One unavailable due to end of year roll over. 7 0 FBT gift & Vehicle usage returns

More information

2013-2014. oct 03 / 2013 nov 12 / 2013. oct 05 / 2013. oct 07 / 2013. oct 21 / 2013. oct 24 / 2013. nov 07 / 2013 nov 14 / 2013.

2013-2014. oct 03 / 2013 nov 12 / 2013. oct 05 / 2013. oct 07 / 2013. oct 21 / 2013. oct 24 / 2013. nov 07 / 2013 nov 14 / 2013. 2013- ACADEMIC CALENDARS SOUTH UNIVERSITY 2013- ACADEMIC CALENDAR Fall 2013 Winter Spring Summer New Student Orientation Session II (Mid ) oct 03 / 2013 nov 12 / 2013 jan 09 / feb 18 / apr 03 / may 13

More information

P/T 2B: 2 nd Half of Term (8 weeks) Start: 25-AUG-2014 End: 19-OCT-2014 Start: 20-OCT-2014 End: 14-DEC-2014

P/T 2B: 2 nd Half of Term (8 weeks) Start: 25-AUG-2014 End: 19-OCT-2014 Start: 20-OCT-2014 End: 14-DEC-2014 2014-2015 SPECIAL TERM ACADEMIC CALENDAR FOR SCRANTON EDUCATION ONLINE (SEOL), MBA ONLINE, HUMAN RESOURCES ONLINE, NURSE ANESTHESIA and ERP PROGRAMS SPECIAL FALL 2014 TERM Key: P/T = Part of Term P/T Description

More information

P/T 2B: 2 nd Half of Term (8 weeks) Start: 26-AUG-2013 End: 20-OCT-2013 Start: 21-OCT-2013 End: 15-DEC-2013

P/T 2B: 2 nd Half of Term (8 weeks) Start: 26-AUG-2013 End: 20-OCT-2013 Start: 21-OCT-2013 End: 15-DEC-2013 2013-2014 SPECIAL TERM ACADEMIC CALENDAR FOR SCRANTON EDUCATION ONLINE (SEOL), MBA ONLINE, HUMAN RESOURCES ONLINE, NURSE ANESTHESIA and ERP PROGRAMS SPECIAL FALL 2013 TERM Key: P/T = Part of Term P/T Description

More information

P/T 2B: 2 nd Half of Term (8 weeks) Start: 24-AUG-2015 End: 18-OCT-2015 Start: 19-OCT-2015 End: 13-DEC-2015

P/T 2B: 2 nd Half of Term (8 weeks) Start: 24-AUG-2015 End: 18-OCT-2015 Start: 19-OCT-2015 End: 13-DEC-2015 2015-2016 SPECIAL TERM ACADEMIC CALENDAR For Scranton Education Online (SEOL), Masters of Business Administration Online, Masters of Accountancy Online, Health Administration Online, Health Informatics

More information

Phoneline Banking Mobile Banking Cash machines Branches Online Banking www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch

Phoneline Banking Mobile Banking Cash machines Branches Online Banking www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch Phoneline Banking Mobile Banking Cash machines Branches Online Banking Ways to Bank Secure and convenient banking options to fit your lifestyle www.firsttrustbank.co.uk 028 9034 6034 Ask at any branch

More information

2014 2015 University-Wide Academic Calendar

2014 2015 University-Wide Academic Calendar 2014 2015 University-Wide Academic Calendar Guide to Abbreviations UGD = Undergraduate Day GS = Graduate Schools LAW = School of Law CPS = College of Professional Studies Sunday Monday Tuesday Wednesday

More information

CENTERPOINT ENERGY TEXARKANA SERVICE AREA GAS SUPPLY RATE (GSR) JULY 2015. Small Commercial Service (SCS-1) GSR

CENTERPOINT ENERGY TEXARKANA SERVICE AREA GAS SUPPLY RATE (GSR) JULY 2015. Small Commercial Service (SCS-1) GSR JULY 2015 Area (RS-1) GSR GSR (LCS-1) Texarkana Incorporated July-15 $0.50690/Ccf $0.45450/Ccf $0.00000/Ccf $2.85090/MMBtu $17.52070/MMBtu Texarkana Unincorporated July-15 $0.56370/Ccf $0.26110/Ccf $1.66900/Ccf

More information

Breen Elementary School

Breen Elementary School Breen Elementary School Day: Monday Time: 1:40 pm to 3:10 pm (90 minutes) Session A Sept 21, Sept28, Oct 5, Oct 19, Oct 26, Nov 2 No class on Oct 12 Session B Nov 30, Dec 7, Dec 14, Jan 4, Jan 11, Jan

More information

AIB Mortgages Helping you move home. Tracker Interest Rate Retention and Negative Equity Mover Brochure. Guiding you through your next move.

AIB Mortgages Helping you move home. Tracker Interest Rate Retention and Negative Equity Mover Brochure. Guiding you through your next move. AIB Mortgages Helping you move home. Tracker Interest Rate Retention and Negative Equity Mover Brochure. Guiding you through your next move. Contents 01 Introduction Tracker Interest Rate Retention Negative

More information

UNIVERSITY OF DAYTON DAYTON OHIO 2015-2016 ACADEMIC CALENDAR

UNIVERSITY OF DAYTON DAYTON OHIO 2015-2016 ACADEMIC CALENDAR UNIVERSITY OF DAYTON DAYTON OHIO 2015-2016 ACADEMIC CALENDAR FALL 2015 Mon, Aug 3 Tue, Aug 18 Thu, Aug 20 Sat, Aug 22 Sat-Tue, Aug 22-25 Sun, Aug 23 Tue, Aug 25 Tue, Aug 25 Wed, Aug 26 Tue, Sep 1 Mon,

More information

Insolvency Overview. Presented by Richard McCulloch October 2013

Insolvency Overview. Presented by Richard McCulloch October 2013 Insolvency Overview Presented by Richard McCulloch October 2013 Insolvency and Trustee Service Who are we? Business unit within the Ministry of Business, Innovation and Employment Primary role is to identify

More information

3rd Level. Student Plus Account. Ireland s No.1 Student Bank

3rd Level. Student Plus Account. Ireland s No.1 Student Bank 3rd Level Student Plus Account Ireland s No.1 Student Bank Contents 01 Introduction 03 The AIB Student Plus Account 04 Account Stuff 06 Student Leap Card 08 AIB Phone, Internet & Mobile Banking 10 AIB

More information

PEBP and Medicare. Public Employees Benefits Program

PEBP and Medicare. Public Employees Benefits Program PEBP and Medicare Public Employees Benefits Program 901 South Stewart Street, Suite 1001 Carson City, NV 89701 mservices@peb.state.nv.us www.pebp.state.nv.us 775-684-7000 or 800-326-5496 Twitter@NVPEBP

More information

2013 2014 University-Wide Academic Calendar

2013 2014 University-Wide Academic Calendar 2013 2014 University-Wide Academic Calendar Guide to Abbreviations UGD = Undergraduate Day GS = Graduate Schools LAW = School of Law CPS = College of Professional Studies Aug 26 Monday LAW: Fall semester

More information

Questions. about your Simple Payment card

Questions. about your Simple Payment card Questions about your Simple Payment card 1. What is Simple Payment? Simple Payment is a service delivered jointly by the government, Citibank and PayPoint. 2. What is a Simple Payment card? Normally the

More information

Children s account opening guide. Taking the best possible care of your money

Children s account opening guide. Taking the best possible care of your money Children s account opening guide Taking the best possible care of your money Hello We re the Coventry, the UK s third largest building society. We re proud that we ve won lots of awards for our excellent

More information

Choosing a Cell Phone Plan-Verizon

Choosing a Cell Phone Plan-Verizon Choosing a Cell Phone Plan-Verizon Investigating Linear Equations I n 2008, Verizon offered the following cell phone plans to consumers. (Source: www.verizon.com) Verizon: Nationwide Basic Monthly Anytime

More information

2015 2016 University-Wide Academic Calendar

2015 2016 University-Wide Academic Calendar 2015 2016 University-Wide Academic Calendar Guide to Abbreviations UGD = Undergraduate day GS = Graduate schools LAW = School of Law CPS = College of Professional Studies SEM = Semeter programs (undergraduate

More information

LIM COLLEGE UNDERGRADUATE ACADEMIC CALENDAR 2016-2017

LIM COLLEGE UNDERGRADUATE ACADEMIC CALENDAR 2016-2017 LIM COLLEGE UNDERGRADUATE ACADEMIC CALENDAR 2016-2017 July-16 Event Friday, July 1 College closed Mon - Tues, Jul 4-5 July 4th extended holiday - College closed Friday, July 8 College closed Sunday, July

More information

Banner Employee Self-Service Web Time Entry. Student Workers User s Guide

Banner Employee Self-Service Web Time Entry. Student Workers User s Guide Banner Employee Self-Service Web Time Entry Student Workers User s Guide Table of Contents Introduction to Web Time Entry (WTE)... 1 Timeframe and Deadlines...1 Logging On....3 Access Time Sheet...5 Time

More information

A Resource for Free-standing Mathematics Units. Data Sheet 1

A Resource for Free-standing Mathematics Units. Data Sheet 1 Data Sheet 1 Regular Expenses Item Estimate of Cost When Petrol/Diesel 10p per mile As needed Oil 12 for can of oil and filter Once or twice per year Air Filter 10 Once a year MOT 25-30 (excluding repairs)

More information

LEWIS SCHOOL OF ENGLISH

LEWIS SCHOOL OF ENGLISH LEWIS SCHOOL OF ENGLISH Academic Year Programme 2015 2 www.lewis-school.co.uk/ayp Welcome! Our flexible Academic Year Programme allows you to choose from our range of courses and create your own programme

More information

A guide to your reviewable protection plan

A guide to your reviewable protection plan A guide to your reviewable protection plan A guide to your reviewable protection plan We ve written this guide to help explain how your reviewable protection plan works. We ll also explain why it is important

More information

Young Person s Savings Accounts. Product information. alrayanbank.co.uk

Young Person s Savings Accounts. Product information. alrayanbank.co.uk Young Person s Savings Accounts Product information Young person s savings If you have children, grandchildren, nieces or nephews, you ll want them to have the best possible start in life. You may also

More information

CAFIS REPORT 2015.10

CAFIS REPORT 2015.10 CAFIS REPORT 2015.10 INDEX Message CAFIS Inbound 03-06 07-08 CAFIS Arch 09-10 CAFIS Brain 11-12 CAFIS Global 13-14 What We Do 15-16 About CAFIS 17-18 Services for Member Stores 19-34 Services for Card

More information

AIB Retirement Options. Helping you make the right retirement choice. These products are provided by Irish Life Assurance plc.

AIB Retirement Options. Helping you make the right retirement choice. These products are provided by Irish Life Assurance plc. AIB Retirement Options Helping you make the right choice These products are provided by Irish Life Assurance plc. Getting the most out of your You have worked hard to save for your. Deciding what to do

More information

LA SALLE UNIVERSITY Academic Calendar 2015-16. May 18 (M) May 18 (M) May 18 (M) June 9 (T) June 9 (T) June 9 (T) June 23 (T) June 23 (T) June 23 (T)

LA SALLE UNIVERSITY Academic Calendar 2015-16. May 18 (M) May 18 (M) May 18 (M) June 9 (T) June 9 (T) June 9 (T) June 23 (T) June 23 (T) June 23 (T) LA SALLE UNIVERSITY Academic Calendar 2015-16 Evening/ Continuing Studies Graduate Programs Accelerated Programs Summer 2015 Undergraduate and Graduate Summer I and Full Summer Sessions start 1 May 18

More information

Department of Public Welfare (DPW)

Department of Public Welfare (DPW) Department of Public Welfare (DPW) Office of Income Maintenance Electronic Benefits Transfer Card Risk Management Report Out-of-State Residency Review FISCAL YEAR 2012-2013 June 2013 (March, April and

More information

Resource Management Spreadsheet Capabilities. Stuart Dixon Resource Manager

Resource Management Spreadsheet Capabilities. Stuart Dixon Resource Manager Resource Management Spreadsheet Capabilities Stuart Dixon Resource Manager Purpose Single view of resource data Shows rolling demand vs supply for 14 months, 2 months back, current month, and 11 forward

More information

Get to know your options when saving for your big plans

Get to know your options when saving for your big plans Get to know your options when saving for your big plans LifeSave Guide Allow us to introduce ourselves. We are Zurich. We are part of a global insurance group with Swiss roots. We are one of Ireland s

More information

A!Team!Cymru!EIS!Report:!Growing!Exploitation!of!Small! OfCice!Routers!Creating!Serious!Risks!

A!Team!Cymru!EIS!Report:!Growing!Exploitation!of!Small! OfCice!Routers!Creating!Serious!Risks! ATeamCymruEISReport:GrowingExploitationofSmall OfCiceRoutersCreatingSeriousRisks PoweredbyTeamCymru sthreatintelligencegroup Page 1of 14www.team-cymru.com www.team-cymru.com Threat'Intelligence'Group EXECUTIVE

More information

LA SALLE UNIVERSITY Academic Calendar 2015-16. Memorial Day Holiday May 25 (M) May 25 (M) May 25 (M)

LA SALLE UNIVERSITY Academic Calendar 2015-16. Memorial Day Holiday May 25 (M) May 25 (M) May 25 (M) LA SALLE UNIVERSITY Academic Calendar 2015-16 Summer 2015 Undergraduate and Graduate Summer I and Full Summer Courses Begin 1 May 18 (M) May 18 (M) May 18 (M) Undergrad Summer I Online Courses Begin RN-BSN

More information

First Time Buyers. A guide to owning your first home

First Time Buyers. A guide to owning your first home First Time Buyers A guide to owning your first home Helping you to get on the property ladder Fed up living with others? Been dreaming of owning your own home? If the answer is yes, then take a look at

More information

ACCA Interactive Timetable

ACCA Interactive Timetable ACCA Interactive Timetable 2016/17 Professional information last updated 1August 2016 v3.1 Please note: Information and dates in this timetable are subject to change. How the 4 exam sittings can work for

More information

FACE TO FACE AND ONLINE TRAINING PROGRAM 2016 COURSE SCHEDULE AND OVERVIEW

FACE TO FACE AND ONLINE TRAINING PROGRAM 2016 COURSE SCHEDULE AND OVERVIEW FACE TO FACE AND ONLINE TRAINING PROGRAM 2016 COURSE SCHEDULE AND OVERVIEW COURSE SCHEDULE FOR SOLICITORS FOR SUPPORT STAFF FACE TO FACE ONLINE DURATION COST DATES COMMERCIAL LAW PROCEDURES This one day

More information

ACCA Interactive Timetable

ACCA Interactive Timetable ACCA Interactive Timetable 2016/17 Professional information last updated y 2016 v2.1 Please note: Information and dates in this timetable are subject to change. How the 4 exam sittings can work for you

More information

CTE Teacher Preparation Class Schedule 2015-2016. Career and Technical Education Business and Industry Route Teacher Preparation Program

CTE Teacher Preparation Class Schedule 2015-2016. Career and Technical Education Business and Industry Route Teacher Preparation Program 2015-2016 Career and Technical Education Business and Industry Route Teacher Preparation Program Bates Technical College offers training that prepares individuals with business and industry experience

More information

ACADEMIC CALENDAR 2016/2017

ACADEMIC CALENDAR 2016/2017 ACADEMIC CALENDAR 2016/2017 TRADITIONAL CALENDAR The academic calendar at Woodbury University includes three academic terms: Fall Semester, Spring Semester and Summer Session. 2016 2017 2017 Semester classes

More information

Newfoundland and Labrador Hydro Electricity Rates

Newfoundland and Labrador Hydro Electricity Rates Newfoundland and Hydro Electricity Rates The following charts and descriptions outline: 1) residential rates by area 2) general service rates information including basic customer charges, energy charges,

More information

AIB Simple Life Insurance

AIB Simple Life Insurance Protection AIB Simple Life Insurance Straightforward no frills life insurance www.aib.ie/simplelifeinsurance This product is provided by Irish Life Assurance plc. AIB has chosen Irish Life, Ireland s leading

More information

2014 COURSE SCHEDULE OF FEES & CHARGES FOR Central & Eastern Europe

2014 COURSE SCHEDULE OF FEES & CHARGES FOR Central & Eastern Europe Valid for all enrolments received by 31 st Dec 2014 Enrolment Fees are applicable to all applicants Enrolment Fee (first course only) $200 Material Fee (English Course only) COURSE FEES 6 12 weeks =$60

More information

STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW

STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW 223/9/213 STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW 212 STAFFORDSHIRE COUNTY COUNCIL ROAD CASUALTY REVIEW 212 Contents 1. Accident and Casualty Statistics 2. Introduction 3. Long Term Progress/Casualty

More information

Business Planning. Agent Business Plan 2007

Business Planning. Agent Business Plan 2007 Business Planning Most agents choose real estate as a career because they want to make more money and have more time. However, most agents when they first start out in the business take a serious cut in

More information

About parenting plans. Your guide to making plans for your children after separation

About parenting plans. Your guide to making plans for your children after separation About parenting plans Your guide to making plans for your children after separation Safety first What if I m worried about my child s safety or my safety? This booklet is designed for separating couples

More information

ACCA Interactive Timetable

ACCA Interactive Timetable ACCA Interactive Timetable 2016/17 Professional Milton Keynes information last updated 22 June 2016 Please note: Information and dates in this timetable are subject to change. How the 4 exam sittings can

More information

SETSCO. Year 2016 Course Programme. 03 Mar 02 Jun 01 Sep 01 Dec. 21 Dec 15 21 Mar 20 Jun 26 Sep. 01 Feb 02 May 01 Aug 31 Oct.

SETSCO. Year 2016 Course Programme. 03 Mar 02 Jun 01 Sep 01 Dec. 21 Dec 15 21 Mar 20 Jun 26 Sep. 01 Feb 02 May 01 Aug 31 Oct. SETSCO Year 2016 Programme Safety in Welding and Cutting Processes : (6 Hours, 6:00 pm 9:00 pm, Thursday and Friday) Closing 17 Mar 18 Mar 16 Jun 17 Jun 15 Sep 16 Sep 15 Dec 16 Dec 03 Mar 02 Jun 01 Sep

More information

Fast, reliable and convenient service by phone.

Fast, reliable and convenient service by phone. Phone banking Fast, reliable and convenient service by phone.... When you're busy the one thing that matters most is time so we want to ensure that your everyday banking takes as little of your time as

More information

Personal. Savings & investments. Simple ways to get steady returns. Financial solutions. For life.

Personal. Savings & investments. Simple ways to get steady returns. Financial solutions. For life. Personal Savings & investments Simple ways to get steady returns Financial solutions. For life. Important information Please refer to the last page of this brochure for important information you should

More information

Your account charges explained.

Your account charges explained. Your account charges explained. To ensure you have everything you need to know about our charges, this brochure has been designed to let you know when and how they will be applied. The charges and tariffs

More information

CHOOSE MY BEST PLAN OPTION (PLAN FINDER) INSTRUCTIONS

CHOOSE MY BEST PLAN OPTION (PLAN FINDER) INSTRUCTIONS CHOOSE MY BEST PLAN OPTION (PLAN FINDER) INSTRUCTIONS Anthem Medical Plan For Employees Working In the US February 10, 2012 Page 1 IMPORTANT NOTES YOU SHOULD CONSIDER BEFORE USING THE TOOL The Choose My

More information

Shape Up Your Spending

Shape Up Your Spending Shape Up Your Spending A Guide For College Students How Do You Feel About Money? If you received a $500 gift, what would you do with it? Put it in the bank? Buy clothes? Make a down payment on a car? Buy

More information

5/20/2015. Your Money, Your Plan, Your Future. TCDRS Does Retirement Right. One of the best-funded plans in the country

5/20/2015. Your Money, Your Plan, Your Future. TCDRS Does Retirement Right. One of the best-funded plans in the country Your Money, Your Plan, Your Future Ralph Wallace May 7 th, 2015 TCDRS Does Retirement Right One of the best-funded plans in the country Built-in features keep us financially strong Savings-based benefits

More information

BRAVE INVESTS IN THE FUTURE THAT S WHY WE RE BACKING SMALL BUSINESSES AND FARMERS. #backedbyaib

BRAVE INVESTS IN THE FUTURE THAT S WHY WE RE BACKING SMALL BUSINESSES AND FARMERS. #backedbyaib BRAVE INVESTS IN THE FUTURE THAT S WHY WE RE BACKING SMALL BUSINESSES AND FARMERS #backedbyaib HELPING THEM WITH ACCESS TO CREDIT AT A RATE OF 4.5% #backedbyaib Backing brave SMEs and farmers helping them

More information

LAUREA MAGISTRALE - CURRICULUM IN INTERNATIONAL MANAGEMENT, LEGISLATION AND SOCIETY. 1st TERM (14 SEPT - 27 NOV)

LAUREA MAGISTRALE - CURRICULUM IN INTERNATIONAL MANAGEMENT, LEGISLATION AND SOCIETY. 1st TERM (14 SEPT - 27 NOV) LAUREA MAGISTRALE - CURRICULUM IN INTERNATIONAL MANAGEMENT, LEGISLATION AND SOCIETY 1st TERM (14 SEPT - 27 NOV) Week 1 9.30-10.30 10.30-11.30 11.30-12.30 12.30-13.30 13.30-14.30 14.30-15.30 15.30-16.30

More information

Understanding Volatility/Standard Deviation within investment funds.

Understanding Volatility/Standard Deviation within investment funds. For Financial Brokers and Advisors Only Understanding Volatility/Standard Deviation within investment funds. March 2015 Andy Ivory-Corr, QFA, Grad Dip, CFP Head of Investments New Ireland Assurance Measuring

More information

1 Entity Account Owner Information (You must provide all requested information or the Account cannot be opened.)

1 Entity Account Owner Information (You must provide all requested information or the Account cannot be opened.) Minnesota College Savings Plan Account Application for an Entity Account Use this form to open a new Plan Account by a Trust, Estate, Business Entity, 501(c)(3) Organization or State or Local Government

More information

UPCOMING PROGRAMMES/COURSES APRIL, 2014 MARCH, 2015 (MIND KINGSTON & MANDEVILLE CAMPUSES)

UPCOMING PROGRAMMES/COURSES APRIL, 2014 MARCH, 2015 (MIND KINGSTON & MANDEVILLE CAMPUSES) UPCOMING PROGRAMMES/ IL, CH, 2 UPCOMING PROGRAMMES/ IL, CH, Table of Contents Programme/Course Awards Page(s) Certificates Secretarial Qualifying Examination 5 Minute Writing 5 Public Speaking & Presentation

More information

Trading Calendar. 2008 Holiday Schedule. 2007 Holiday Schedule. Martin Luther King Jr.'s Birthday (Observed) Independence Day

Trading Calendar. 2008 Holiday Schedule. 2007 Holiday Schedule. Martin Luther King Jr.'s Birthday (Observed) Independence Day Trading Calendar 2008 Holiday Schedule January 1 January 21 February 18 March 21 May 26 July 4 September 1 November 27 December 25 New Year's Day Martin Luther King Jr.'s Birthday (Observed) Presidents'

More information

For Release 6PM ET Wednesday, May 18, 2011. Methodology

For Release 6PM ET Wednesday, May 18, 2011. Methodology Anderson Robbins Research (D) / Shaw & Company Research (R) Interviews Conducted: N= 910 registered voters (704 landline, 206 cell phone) May 15-17, 2011 For Release 6PM ET Wednesday, May 18, 2011 Methodology

More information

The only sales closing tool you will ever need

The only sales closing tool you will ever need The only sales closing tool you will ever need TLS puts money back in your customer s pocket, making your products more affordable so you sell more... simple really *cashback subject to usage, availability

More information

Psychology 150-D01 Winter 2010 Child Development Online. Instructor: Grace Chan Phone: 250-370-3217 Office: F352 E-mail: chang@camosun.bc.

Psychology 150-D01 Winter 2010 Child Development Online. Instructor: Grace Chan Phone: 250-370-3217 Office: F352 E-mail: chang@camosun.bc. Psychology 150-D01 Winter 2010 Child Development Online Instructor: Grace Chan Phone: 250-370-3217 Office: F352 E-mail: chang@camosun.bc.ca Office Hours: see posted times D2L email (preferred) or by appointment

More information