PENNSYLVANIA 529 GUARANTEED SAVINGS PLAN CREDIT RATE SCHEDULE

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1 PENNSYLVANIA 529 GUARANTEED SAVINGS PLAN CREDIT RATE SCHEDULE

2 (See the GSP Disclosure Statement for the methodology used to determine Credit Rates) Rates are effective from September 1, 2013 through August 31, AVERAGE TUITION LEVELS CODE AVERAGE LEVEL STATUS GSP GSP CREDIT RATE SEMESTER RATE State System of PA Resident $ $3, Higher Education Non-Resident $ $7, State-Related PA Resident $ $8, Universities 3, 4 Non-Resident $1, $12, Community Resident $ N/A Colleges Out-of-District $ N/A Out-of-State $ N/A Ivy League Colleges N/A $1, $21, Private Four- N/A $1, $15, Year Colleges STATE SYSTEM OF HIGHER EDUCATION CODE SCHOOL STATUS GSP GSP CREDIT RATE SEMESTER RATE Bloomsburg PA Resident $ $3, California PA Resident $ $3, Non-Resident $ $6, Special Non-Resident 5 $ $4, Cheyney PA Resident $ $3, Non-Resident $ $5, International 5 $ $5, Clarion PA Resident $ $3, Non-Resident $ $4, International 5 $ $4, East Stroudsburg PA Resident $ $3, Special Non-Resident 5 $ $4, Edinboro PA Resident $ $3, Non-Resident $ $4, International 5 $ $4, Indiana PA Resident $ $3, Special Non-Resident 5 $ $5, PAGE 2 Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule

3 STATE SYSTEM OF HIGHER EDUCATION (continued) CODE SCHOOL STATUS GSP GSP CREDIT RATE SEMESTER RATE Kutztown PA Resident $ $3, Special Non-Resident 5 $ $4, Special Non-Resident A 5 $ $6, Lock Haven PA Resident $ $3, Non-Resident $ $7, Special Non-Resident 5 $ $6, Mansfield PA Resident $ $3, Special Non-Resident 5 $ $5, Millersville PA Resident $ $3, Special Non-Resident 5 $ $6, Special Non-Resident A 5 $ $5, Shippensburg PA Resident $ $3, Non-Resident $ $7, Special Non-Resident 5 $ $4, Special Non-Resident A 5 $ $5, International 5 $ $7, Slippery Rock PA Resident $ $3, Non-Resident $ $6, Special Non-Resident 5 $ $4, International 5 $ $6, West Chester PA Resident $ $3, All Universities International $ $8, (except for schools with specified international rates) 5 STATE OWNED SCHOOL CODE SCHOOL STATUS GSP GSP CREDIT RATE SEMESTER RATE Thaddeus Stevens PA Resident $ $3, College of Technology Non-Resident $ $3, STATE-RELATED UNIVERSITIES Pennsylvania State University 3 UNIVERSITY PARK CAMPUS Standard 6 PA Resident $ $8, Non-Resident $1, $15, Upper Division PA Resident $ $9, Category 1 7, 9 Non-Resident $1, $16, Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule PAGE 3

4 STATE-RELATED UNIVERSITIES (continued) Pennsylvania State University 3 UNIVERSITY PARK CAMPUS Upper Division PA Resident $ $11, Nursing 9 Non-Resident $1, $17, Upper Division PA Resident $ $9, Category 2 8, 9 Non-Resident $1, $16, ABINGTON CAMPUS Standard 6 PA Resident $ $7, Non-Resident $ $10, Upper Division PA Resident $ $7, Category 1 7, 9 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 2 8, 9 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 3 10, 11 Non-Resident $ $11, ALTOONA CAMPUS Standard 6 PA Resident $ $7, Non-Resident $ $11, Upper Division PA Resident $ $8, Category 1 7, 9 Non-Resident $1, $12, Upper Division PA Resident $ $8, Category 2 8, 9 Non-Resident $1, $12, Upper Division PA Resident $ $8, Category 3 10, 11 Non-Resident $1, $12, BERKS CAMPUS Standard 6 PA Resident $ $7, Non-Resident $ $11, Upper Division PA Resident $ $8, Category 1 7, 9 Non-Resident $1, $12, Upper Division PA Resident $ $8, Category 2 8, 9 Non-Resident $1, $12, Upper Division PA Resident $ $8, Category 3 10, 11 Non-Resident $1, $12, Upper Division PA Resident $ $8, Category 4 11, 12 Non-Resident $1, $12, PAGE 4 Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule

5 STATE-RELATED UNIVERSITIES (continued) Pennsylvania State University 3 ERIE CAMPUS Standard 6 PA Resident $ $7, Non-Resident $ $11, Upper Division PA Resident $ $8, Category 1 7, 9 Non-Resident $1, $12, Upper Division PA Resident $ $8, Category 2 8, 9 Non-Resident $1, $12, HARRISBURG CAMPUS Standard 6 PA Resident $ $7, Non-Resident $ $11, Upper Division PA Resident $ $8, Category 1 7, 9 Non-Resident $1, $12, Upper Division PA Resident $ $8, Category 2 8, 9 Non-Resident $1, $12, LEHIGH VALLEY CAMPUS Standard 6 PA Resident $ $7, Non-Resident $ $10, Upper Division PA Resident $ $7, Category 1 7, 9 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 2 8, 9 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 3 10, 11 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 4 11, 12 Non-Resident $ $11, SCHUYLKILL CAMPUS Standard 6 PA Resident $ $7, Non-Resident $ $10, Upper Division PA Resident $ $7, Category 1 7, 9 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 2 8, 9 Non-Resident $ $11, Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule PAGE 5

6 STATE-RELATED UNIVERSITIES (continued) Pennsylvania State University 3 SHENANGO CAMPUS Standard 6, 20 PA Resident $ $6, Non-Resident $ $10, OTHER CAMPUSES Standard 6 PA Resident $ $7, Non-Resident $ $10, Upper Division PA Resident $ $7, Category 1 7, 9 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 2 8, 9 Non-Resident $ $11, Upper Division PA Resident $ $7, Category 4 11, 12 Non-Resident $ $11, Lincoln University Standard PA Resident $ $3, Non-Resident $ $5, Temple University Allied Health PA Resident $ $8, Non-Resident $1, $13, Communications & PA Resident $ $7, Theatre 19 Non-Resident $1, $12, General Studies PA Resident $ $6, Non-Resident $ $11, Tyler School of Art PA Resident $ $9, Non-Resident $1, $15, Fox School of Bus. PA Resident $ $8, and Management 14 Non-Resident $1, $15, Tourism & PA Resident $ $8, Hospitality 14 Non-Resident $1, $15, Engineering 15 PA Resident $ $7, Non-Resident $1, $12, Science & PA Resident $ $7, Technology 18 Non-Resident $1, $12, PAGE 6 Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule

7 STATE-RELATED UNIVERSITIES (continued) Temple University Esther Boyer PA Resident $ $7, School of Music Non-Resident $1, $13, Architecture PA Resident $ $7, Non-Resident $1, $13, PA College of Technology Standard PA Resident $ N/A Non-Resident $ N/A University of Pittsburgh 3 PITTSBURGH CAMPUS Arts & PA Resident $ $8, Sciences Non-Resident $1, $13, Business PA Resident $ $9, Administration Non-Resident $1, $15, Dental PA Resident $ $8, Medicine Non-Resident $1, $13, Education PA Resident $ $8, Non-Resident $1, $13, Engineering PA Resident $ $9, Non-Resident $1, $15, General PA Resident $ $8, Studies Non-Resident $1, $13, Health & PA Resident $ $10, Rehabilitation Non-Resident $1, $17, Information PA Resident $ $9, Sciences Non-Resident $1, $15, Nursing PA Resident $ $10, Non-Resident $1, $17, Social Work PA Resident $ $8, Non-Resident $1, $13, BRADFORD CAMPUS Standard PA Resident $ $6, Non-Resident $1, $12, Nursing PA Resident $ $8, Non-Resident $1, $15, Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule PAGE 7

8 University of Pittsburgh 3 (continued) GREENSBURG CAMPUS Standard PA Resident $ $6, Non-Resident $1, $12, JOHNSTOWN CAMPUS Standard PA Resident $ $6, Non-Resident $1, $12, Engineering PA Resident $ $6, Non-Resident $1, $13, Nursing PA Resident $ $8, Non-Resident $1, $15, Respiratory Care PA Resident $ $6, Non-Resident $1, $12, TITUSVILLE CAMPUS Standard PA Resident $ $5, Non-Resident $ $10, Nursing 16 PA Resident $ $8, Non-Resident $1, $15, COMMUNITY COLLEGE TUITION LEVELS 2 CODE SCHOOL STATUS GSP GSP CREDIT RATE SEMESTER RATE Allegheny County Resident $99.75 Out-of-District $ Out-of-State $ Beaver County Resident $ Out-of-District $ Out-of-State $ Bucks County Resident $ Out-of-District $ Out-of-State $ Butler County Resident $93.00 Out-of-District $ Out-of-State $ Delaware County Resident $ Out-of-District $ Out-of-State $ PAGE 8 Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule

9 COMMUNITY COLLEGE TUITION LEVELS 2 (continued) CODE SCHOOL STATUS GSP GSP CREDIT RATE SEMESTER RATE Harrisburg Area Resident $ Out-of-District $ Out-of-State $ Lehigh-Carbon County Resident $98.00 $1, Out-of-District $ $2, Special Out-of-District 5 $ $2, Out-of-State $ $4, Luzerne County Resident $ $1, Out-of-District $ $3, Special Out-of-District 5 $ $1, Out-of-State $ $4, Montgomery County Resident $ Out-of-District $ Out-of-State $ Northampton County Resident $88.00 Out-of-District $ Special Out-of-District 5 $ Out-of-State $ Pennsylvania Resident $ $1, Highlands Out-of-District 5 $ $2, Special Out-of-District 5 $ $3, Out-of-State $ $4, Philadelphia Resident $ Out-of-District $ Out-of-State $ Reading Area Resident $ Out-of-District $ Out-of-State $ Westmoreland Area Resident $93.00 Out-of-District $ Out-of-State $ Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule PAGE 9

10 ENDNOTES 1 The credit rate for a particular school or average Tuition Level is subject to change in the event that the school, or a school included in the average, changes its tuition rate for academic year Some of the credit rates reflect the assessment of a premium designed to maintain the fiscal integrity of the Guaranteed Savings Plan (see endnote 3). 2 Community Colleges (except Lehigh-Carbon, Luzerne, and Pennsylvania Highlands) and the PA College of Technology charge only by the academic credit, not by the semester. Therefore, semester rates are not listed. Typically, a full-time student at these schools takes 15 credits per semester. For other Tuition Levels, the GSP Semester Rate is 12 GSP Credits. 3 The following credit rates include premiums: State-Related University Average (6%), Pennsylvania State University-all Tuition Levels (6%), and University of Pittsburgh-all Tuition Levels (6%). 4 In calculating the State-Related University Average, all State-Related University Tuition Levels that were used in calculating the average for academic year were used; any Tuition Levels that were added in academic year or after were not included. 5 In order to be eligible for this credit rate, certain conditions apply. Please contact the school for more information. 6 The rates for this Tuition Level are based on the average of Freshman, Sophomore, Junior, and Senior tuition charges for all programs of study except those for which separate Tuition Levels are specified. Starting in academic year , for beneficiaries at this Tuition Level, all payments from the GSP at this Tuition Level will be made at the Average Actual Tuition of the class levels used in calculating the rates (Average) regardless of the academic status of the beneficiary. For academic years until , payment will be made at the Average tuition rate or the Actual Tuition set by the school for the class level which the beneficiary has attained (Actual) as indicated in the following chart: Payment rate in Academic year Beneficiaries who are Freshmen in Beneficiaries who are Sophomores in Beneficiaries who are Juniors in Average Average Actual Actual Average Actual Actual Average Actual Average Beneficiaries who are Seniors in For all academic years, for beneficiaries at this Tuition Level who attend a private or out-of-state school, payment from the GSP will be made at the Average Actual Tuition rate. 7 For all campuses, Category 1 programs of study include the Smeal College of Business. Additionally, the following programs of study at the indicated campuses are included: The Department of Business at Altoona, Berks, and Other Campuses (including Abington); the School of Business at Erie; and Business Administration at Harrisburg and Schuylkill. For information on the specific majors in this category, contact Pennsylvania State University. 8 For all campuses, Category 2 programs of study include the College of Engineering, the College of Earth and Mineral Sciences, the Eberly College of Science, and the School of Information Sciences and Technology. Additionally, for the following campuses, the indicated programs of study are included: at Other Campuses, the Department of Science; at Mont Alto, the Occupational Therapy program; at Erie, the School of Science, the School of Engineering and Engineering Technology; at Harrisburg, Science/Engineering; and at Schuylkill, Science/Engineering. For information on the specific majors in this category, contact Pennsylvania State University. 9 This Tuition Level was added effective September 1, For contributions made before September 1, 2003, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this Tuition Level. 10 For all campuses, Category 3 programs of study include the Bachelor of Science in Science program. 11 This Tuition Level was added effective September 1, For contributions made before September 1, 2004, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this Tuition Level. PAGE 10 Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule

11 ENDNOTES (continued) 12 For all campuses, Category 4 programs of study include the Bachelor of Science in Business program. 13 Includes the following locations: Beaver, Delaware County, DuBois, Fayette, Hazleton, Greater Allegheny (formerly McKeesport), Mont Alto, New Kensington, Shenango, Wilkes-Barre, Worthington-Scranton, and York. Included in prior GSP Tuition Rate Schedules as Other Branches or Commonwealth Campus. 14 This Tuition Level was added effective September 1, For contributions made before September 1, 2007, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this Tuition Level. 15 This Tuition Level was added effective September 1, For contributions made before September 1, 2008, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this Tuition Level. 16 This Tuition Level was added effective September 1, For contributions made before September 1, 2005, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this Tuition Level. 17 Lehigh-Carbon Community College instituted a new tuition rate structure in academic year Luzerne County Community College and Pennsylvania Highlands Community College instituted a new tuition rate structure in academic year Students taking between credits per semester are charged a flat rate. Unlike semester rates for most schools, which are based on 12 credits (see endnote 2 above), Lehigh-Carbon and Luzerne County have made their semester rates the cost of 15 credits at the per-credit cost and Pennsylvania Highlands has made its semester rate the cost of approximately 15 credits at the per-credit cost. Accordingly, the GSP Credit Semester Rate is equal to the cost of 15 GSP Credits. This means that the equivalent of 15 GSP Credits are needed for a beneficiary who takes between 12 and 18 academic credits using a GSP account at Lehigh-Carbon Community College, Luzerne County Community College or Pennsylvania Highlands Community College. 18 This Tuition Level was added effective September 1, For contributions made before September 1, 2011, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this Tuition Level. 19 This is a new Tuition Level effective September 1, For contributions made before September 1, 2012, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this Tuition Level. 20 This is a new Tuition Level effective September 1, For contributions made before September 1, 2013, retroactive conversion to this new Tuition Level is available only for beneficiaries actually enrolled in the academic program associated with this new Tuition Level. This Tuition Level pertains to the Standard Tuition Level at Shenango Campus. For Upper Division, Categories 1,2, and 3, please see Tuition Level codes 12051, 12057, and Pennsylvania 529 Guaranteed Savings Plan Credit Rate Schedule PAGE 11

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