Government of West Bengal Finance Department Pension Branch Writers Buildings, Block-IV 2 nd Floor, Kolkata

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1 Government of West Bengal Finance Department Pension Branch Writers Buildings, Block-IV 2 nd Floor, Kolkata Memo. No.661-F(Pen) Dated, Kolkata, the 13 th July, Subject : Payment of pension through Authorised Bank-Credit of pension to joint Bank Account operated by a pensioner with his/her spouse. Under the existing rule of State Government a pensioner is entitled to receive his/her pension by getting it credited to a saving/current bank account operated individually by him/her. Operation of a joint account is not permitted under the existing system. 2. Government of India has recently decided to permit credit of pension also to a joint account operated by the pensioner with his/her spouse in whose favour an authorization for family pension exists in the P.P.O. 3. After careful consideration of the matter the Governor has been pleased to decide to permit credit of pension also to a joint account operated by pensioner with his/her spouse in whose favour an authorization for family pension exists in the Pension Payment Order (P.P.O.). The joint account of the pensioner with the spouse could be operated either by Former or Survivor or Either or Survivor basis subject to the following terms and conditions: a) Once pension has been credited to a pensioner s bank account, the liability of the Government/bank ceases. No further liability arises, even if the spouse wrongly draws the amount. b) As pension is payable only during the life of a pensioner, his/her death shall be intimated by the spouse to the bank at the earliest and in any case within one month of the demise, so that the bank does not continue crediting monthly pension to the joint account with the spouse, after the death of the pensioner. If, however, any amount has been wrongly credited to the joint account, it shall be recoverable from the joint account or his/her account held by the pensioner/spouse either individually or jointly. The legal heirs, successors, executors etc. shall also be liable to refund any amount, which has been wrongly credited to the joint account. Contd.p/2

Under the existing rule of State Government a pensioner is entitled to receive his/her pension by getting it credited to a saving/current bank account operated individually by him/her.

2 [ 2 ] c) Payment of Arrears of pension (Nomination) Rules, 1986 would continue to be applicable to a Joint Account with the pensioner s spouse. This implies that if there is an accepted nomination in accordance with Rules 5 and 6 of these Rules, arrears mentioned in the Rules shall be payable to the nominee. d) Existing pensioners desiring to get their pension credited to a joint account as indicated above are required to submit an application to the branch bank, from where they are presently drawing pension in the enclosed form. This would also be signed by the pensioner s spouse in token of having accepted the terms and conditions laid down in this Memorandum. These instructions are also applicable to the Government employees who will be retiring after the issue of this Memo. 4. Necessary amendment in Para-A and Part-B of Appendix 15 to the WBTR, 2005, is being made in due course. 5. This order is issued in consultation with Accountant General (A&E), West Bengal and with the concurrence of Finance Department Group-T, vide U.O. No.616 Group-T dt All Departments and Authorised Banks are requested to give wide publicity to this Memo. so that the pensioners may avail of this benefit. Sd/- P.Dasgupta Special Secretary to the Government of West Bengal Contd p/3 [ 3 ]

d) Existing pensioners desiring to get their pension credited to a joint account as indicated above are required to submit an application to the branch bank, from where they are presently drawing

3 No.661/1(2000)-F(Pen) Dated, Kolkata, the 13 th July, Copy forwarded for information and necessary action to :- 1. The Principal Accountant General (A&E), West Bengal, Treasury Buildings, Kolkata (with 300 spare copies). 2. The Manager, Reserve Bank of India (Public A/cs Deptt., Kolkata) 3. The Manager, Reserve Bank of India (Public A/cs Deptt., Mumbai) (with 300 spare copies). 4. The Accounts Officer, West Bengal Sectt., Writers Buildings, Kolkata The.Deptt./Dte. 6. The Treasury Officer,.. 7. The Commissioner, 8. The District Magistrate/District Judge, 9. The Sub-Divisional Officer,. 10. The Superintendent of Police, 11. The Principal, Industrial Training Institute, 12. The Superintending Engineer/Executive Engineer, 13. The Accountant General-II, West Bengal, 18, Rabindra Sarani, Kolkata (with 10 spare copies). 14. The Deputy Accountant General (Pension), Treasury Buildings, Kolkata The Pay & Accounts Officer, Kolkata Pay & Accounts office, 81/2/2/, Phears Lane, Kolkata The Accountant General (A&E) i) Uttar Praadesh, Allahabad (with 200 spare copies) ii) Bihar, Birchand Patel Marg, Patna (with 200 spare copies). iii) Orrissa, Bhubaneswar (with 200 spare copies). contd.p/4

The Manager, Reserve Bank of India (Public A/cs Deptt., Mumbai) (with 300 spare copies). 4. The Accounts Officer, West Bengal Sectt., Writers Buildings, Kolkata 700 001. 5. The.Deptt./Dte. 6.

4 [ 4 ] iv) Madhya Pradesh, Gwalior (with 200 spare copies). v) Assam, Bhangagarh, Gauhati (with 200 spare copies). vi) Andhra Pradesh, Hyderabad (with 200 spare copies). vii) Kerala, Trivandrum (with 200 spare copies). viii) Tamilnadu, Chenai (with 200 spare copies). ix) Rajasthan, jaipur (with 200 spare copies) x) Punjab, Chandigarh (with 200 spare copies). xi) Maharashtra, Mumbai (with 200 spare copies). xii) Karnataka, Bangalore (with 200 spare copies) xiii) Gujarat, Ahmedabad (with 200 spare copies) xiv) Haryana, Chandigarh (with 200 spare copies). xv) Tripura, Agartala (with 100 spare copies). xvi) Nagaland, Kohima (with 100 spare copies). xvii) Manipur, Imphal (with 100 spare copies). xviii) Meghalaya, Shilong (with 100 spare copies). xix) Hammu & Kashmir, Srinagar (with 100 spare copies). xx) Uttaranchal, Dehradu, xxi, Chhatisgarh, Raipur, xxii, Jharkhand, Rachi. 17. The Senior Deputy Accountant General (A&E). i) Sikkim, Gantak (with 50 spare copies). ii) Himachal Pradesh & chandigarh, Simla (with 50 spare copies). 18. The Pay & Accountas Officer. i) Goa, P.O. Panaji (with 50 spare copies). ii) Pondicherry, P.O. Pondicherry (with 50 spare copies). iii) Andaman & Nicbar Islands, Port Blair (with 50 spare copies). 19. The Director of Accounts, Govt. of Arunachal Pradesh, Nahar Lagun (with 50 spare copies). 20. The director of Audit, Central Revenue-II, Indraprastha Estate, New Delhi (with 50 spare copies). 21. The controller of Accounts (Pension), Delhi administration, Mori Gate, Delhi (with 50 spare copies) 22. The Assistant Military Attache (Pension), EMBASSY OF INDIA, MILITARY PENSION BRANCH, KATHMANDU, NEPAL-1. (with 50 spare copies). 23. Pensioners Association : Sd/ Deputy Secretary to the Government of West Bengal

ix) Rajasthan, jaipur-302 001 (with 200 spare copies) x) Punjab, Chandigarh-160 017 (with 200 spare copies). xi) Maharashtra, Mumbai-400 020 (with 200 spare copies).

5 (Enclo : to memo No.661-F(Pen) dt ) To The Branch Manager, ( Bank), (Address of the Bank) Dear Sir/Madam, I wish to receive my Pension under P.P.O No. by getting it credit to the Savings/Current Bank A/c No. which is operated jointly in your Branch by me and my spouse, Mr./Mrs. in whose favour an authorization for family pension exists in the said P.P.O. I and my spouse both read the terms and conditions in Finance Deptt. memo No.661-F(Pen) dt and these have been accepted by us. 1. Address of the Pensioner. 1. Signature of the Pensioner Date 2. Address of the Spouse. 2. Signature of the Spouse. Date -

in whose favour an authorization for family pension exists in the said P.P.O. I and my spouse both read the terms and conditions in Finance Deptt. memo No.

OFFICE MEMORANDUM. Payment of pension through Authorised Banks-Credit of pension to joint bank account operated by a pensioner with his/her spouse.

OFFICE MEMORANDUM. Payment of pension through Authorised Banks-Credit of pension to joint bank account operated by a pensioner with his/her spouse. No. Fin. (Pen) B (10)9/94 Government of Himachal Pradesh Finance (Pension) Department ****** Dated:Shimla-2 11 th August,2008 OFFICE MEMORANDUM Subject:- Payment of pension through Authorised Banks-Credit