A step-by-step explanation.

Transcription

1 ab UBS e-banking Monaco A step-by-step explanation.

2 Contents. Page Your first steps on the Internet 4 Welcome to 5 How to access UBS e-banking Monaco 6 Home/Navigation 7 Global navigation/functions 8 Client Position/Asset Summary 9 Client Position/Cash Flow Projection 10 Client Position/Detailed Position 11 Client Position/Accounts 12 Manage Groups 13 Aggregate Portfolios 14 Reports 15 Security 18 3

3 Your first steps on the Internet. System requirements Before you begin using UBS e-banking, you must properly set up and configure your computer. The current system requirements for PC and Macintosh are available at Internet provider Internet access to UBS e-banking is not tied to a specific provider. Most providers make Internet access software available on CDROM, which simplifies the process of establishing Internet access and selecting browser settings. Security You will find helpful hints on virus protection and Internet security in the section titled Security (page 17). We recommend that you regularly update your operating system and Internet browser and that you install the manufacturers security updates. Support For any question regarding the use of your e-banking access you can contact your advisor at UBS (Monaco) S.A. Modem/Router For your convenience, we recommend broadband access (ASDL or cable) for use with UBS e-banking. Further information on models, installation and use is available from your provider or specialist shops. 4

4 Welcome to Access/Login You can also access the e-banking via 5

5 How to access UBS e-banking Monaco. Login page Secure ID (Token) You can start using UBS e-banking as soon as you have an Internet connection. Go to the UBS e-banking homepage at and log in. You can also access e-banking directly at Login made easy To log in, you need your personal security features: User ID Password Secure ID (Token) Login A detailed description of the authentication procedure and the security issues to be taken into account can be found in the sections Login Instructions and Security (pages 16 and 17). Note: Your client advisor is available during business hours to support you and answer any questions you may have about logging in, UBS e-banking and UBS Quotes. After 3 wrong attempts to login (wrong password or Secure ID) your account is suspended. You need to call your client advisor who will reset your access. 6

6 Home/Navigation. Home The homepage provides you with an overview of your portfolios, current accounts and an access to the various functionalities. The navigation has a clear, modern design and is divided into 3 sections: A Global navigation Allows you to change your password, Logout and search for portfolio, group or positions. B Main Navigation Quick navigation and menus. C Content Area Overview of the portfolios, current accounts (D), reference currencies, portfolio net value and maturing contracts. Function Icons Export to PDF / Export CSV file Set as default home page/go to the default home page Frequently Asked Questions (FAQ) Login 7

7 Global navigation/functions. Global navigation gives you fast access to Central functions (Change Password, Logout and Search function). Logout Click on the Logout button and click on OK. For security reasons, we recommend that you always close UBS e-banking by clicking this button. Please do not simply close the browser window. In addition, we also recommend that you delete your browser cache. Change Password For security reasons, we recommend that you regularly change your password. An exact description of the process can be found in the section Login Instructions (page 16) Search Access directly to the portfolio, group or positions entered in the search box. 8

8 Client Position/Asset Summary. Positions Overview The Position Overview displays an overview of your assets sorted by Investment Category. Nice charts show the portfolio diversification by Investment Category and Asset Currency. All Investments This function displays all asset positions grouped by Investment Category. Click on the relevant function icons and display assets details and related transactions or open UBS Quotes for detailed asset information and price. 9

9 Client Position/Cash Flow Projection. Cash Flow Projection The Cash Flow Projection gives a preview of the upcoming capital maturities (e.g. repayment of the nominal amount of a bond) and income (interest, coupons). Short-Term Capital Maturities and Earnings displays maturities and income for the coming 12 months. Long-Term Capital Maturities displays only maturities for the coming years. The cash flows are only shown gross of any taxes and fees. Maturing Contracts Click on Maturing Contracts to get a detailed view of your capital maturities. 10

10 Client Position/Detailed Positions. Detailed Positions This menu displays all assets belonging to a specific Investment Category. In addition to a brief description of the individual asset positions, you will see information on the cost price (purchase price), market price, profit/loss, market value, accrued interests, etc. Click on the relevant function icons and display assets details and related transactions or open UBS Quotes for detailed asset information and price. You can display your investments by Asset Currency or Investment Category. Additional classification is available for Equities (Risk Region, Risk Country, Industry Sector) and Bonds (Maturity, Risk Currency). 11

11 Client Position/Accounts. Account List The Account List in the Account menu shows your current accounts, margin accounts (options, futures, precious metal forwards) and foreign exchange forward accounts. Account information By clicking on the individual account you can view the account information and movements. The most important details about the individual bookings can be seen by clicking on the link Transaction Reference when available. Search Transaction The Search Transaction function allows you to search for a specific transaction (purchase, sale, dividend payment ) over a predefined time range or from a date to date. 12

12 Manage Groups. For clients holding multiple portfolios or for Financial Intermediaries, we have developed the new functionality Manage Groups. You can create, edit and delete groups of portfolios. You may group up to 50 portfolios. Search Group Click on your group in the Manage Group list or enter the name of your group in the input field Group Name and click on Search. Create New Group Step 1: Click on the button Create New Step 2: Give a name to your group and choose a group currency. Click on Save. Step 3: Add portfolios to the group manually (Add Portfolio(s) for Group) or use the icon to select portfolios. Step 4: Click on the Save button in the Group Portfolio box. Edit Group Search for a group and click on the related active link. If you want to remove a portfolio from your selection, check the corresponding box on the left and click on Remove. Save your changes. If you want to add new portfolios to your group, refer to steps 3 and 4 in the section Create New Group. Save your changes. Performing Aggregation You can aggregate groups together. You need to select 2 or more groups in the Manage Group list, Select a Revaluation Currency and click on Aggregate the selection. All the portfolios of your groups will be aggregated and shown in the revaluation currency. 13

13 Aggregate Portfolios. For clients holding multiple portfolios or for Financial Intermediaries, we have developed the new functionality Aggregate Portfolios. You can display a consolidated view of several portfolios or group of portfolios. You may aggregate up to 50 portfolios. Add Portfolio(s)/Group(s) for Aggregation Step 1: Select created groups under Group Name and/or enter portfolio numbers and click on Add to list. You may also use the icon to select portfolio(s). Step 2: Select a Revaluation Currency and click on Aggregate. Remove Portfolio(s)/Group(s) for Aggregation If you want to remove a portfolio from your selection, check the corresponding box on the left and click on Remove. Save your changes. 14

14 Reports. Tip: You can directly generate a statement of assets by clicking on the function icon Generate Ad-Hoc Statement in the Portfolio Information box. Generating statement of assets You can generate your statement of assets through the functionality Reports Adhoc Client Report. You can choose among several valuation dates (real time or predefined valuation dates such as previous business day, previous month end ). You can also choose which asset allocation graph will be displayed in your statement. Consolidated Portfolio Statement You can generate consolidated (multiple portfolios) portfolio statements. Select Consolidated Portfolio Statement in the Statement Type field. Choose a Valuation Currency. Add portfolios to your selection (manual input or selection through Select Portfolio(s) from List). Click on Generate. Archived Report In the menu Archive Report of the Reports tab, you have access to your archived statements of assets, current account statements and advices. The Detailed View Option allows you to generate your statement of assets in a Normal Version View or Short Version View. 15

15 Price and Market Information. UBS Quotes UBS Quotes covers the world s major stock exchanges and offers you price and market information on over 1.4 million financial instruments. Under Markets/Instruments you can view prices of many major stock exchanges. Here you can also find prices of UBS investment funds, UBS derivatives, numerous third-party investment funds and a broad spectrum of unlisted instruments ( OTC instruments ). News provides you with the latest information on the markets. Use the Virtual portfolios function to combine financial instruments you frequently use in one list and have UBS Quotes update it continually. This saves you a great deal of time because you do not have to update the prices individually. You can also receive notifications by or SMS from UBS Quotes, for example on limits that have been reached, bonds that are maturing and derivatives that are expiring. Note: In order to use all the functions of UBS Quotes as a client of UBS e-banking, you must log in to UBS Quotes with your personal access at least for the first time. Access to UBS Quotes is subject to registration by your client advisor. For further information, you can contact your client advisor. 16

16 Login Instructions. High security thanks to the RSA SecurID Token Entering the SecureID code is just as easy as entering a password but it is more secure because the Token generates a new code number every 60 seconds. Step 1: Connect to UBS e-banking Monaco Go to the UBS e-banking homepage at or directly at Step 2: Enter User ID and Password On the Login page, enter your personal User ID and Password. When you connect for the first time, you need to enter the password provided by UBS in the letter of confirmation of access. Tip: As the code number changes every 60 seconds, you may need to wait for a new code number before you enter it. Change Password After your first connection you will be requested to change your password. Furthermore, for security reasons, we recommend that you regularly change your password. Step 1: Click on Change Password on the global navigation bar. Step 3: Enter your Secure ID Enter the code number generated by the Token. Step 2: Enter Current Password. Step 3: Enter your New Password. Step 4: Confirm your New Password and click on Confirm. 17

17 Security. Security in UBS e-banking If you follow the guidelines and tips on this page, you can help make UBS e-banking more secure: Never keep your Secure ID (Token) together with your User ID and password. Always use an up-to-date firewall and antivirus software on your computer (preferably with a live update function). Only use the operating systems and Internet browsers recommended by UBS (a list of recommendations is available at Regularly install the security updates provided by manufacturers. Always use the Logout button to end your secure UBS e-banking session (rather than simply closing the browser window). Do not install any software from providers you do not recognize or who do not seem trustworthy. Do not open any s from unknown senders and/or any suspicious attachments. Please also refer to our information on the subject of security at and make note of the relevant operating information. Never respond to any s or links asking you to enter your security features, even if the sender pretends to be UBS. Log in only on the official UBS e-banking login page. If in doubt, double-check the login page using the certificate you received from UBS when your connection was established. 18

18 ab UBS (Monaco) S.A. 2, avenue de Grande-Bretagne BP 189 MC Monaco Cedex March UBS The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved.